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Text Content

The Bayanihan 2 or Bayanihan to Recover as One (BARO) Act became effective on 15
September 2020.
Click here to know if and how Bayanihan 2 affects your loans with us.
Products

REVOLVING CREDIT LINE

Say yes to more customers, orders, and projects with a reusable credit line that
you can access anytime.

GROWTH PARTNERS PROGRAM

Our newest and most exclusive program, providing free funding and more to help
high-potential businesses achieve exponential growth.

PROJECT FINDER

Discover new bidding opportunities and get more government projects to grow your
business.

PHILGEPS PROJECT FINANCE

Grow your B2G business with financing that's designed to support government
suppliers.
About UsResource CenterHelp CenterLog inApply for Credit Line
Log inApply Now



The Bayanihan 2 or Bayanihan to Recover as One (BARO) Act became effective on 15
September 2020.
Click here to know if and how Bayanihan 2 affects your loans with us.


THE BETTER WAY TO GET A BUSINESS LOAN


Grow your business with a financing product made especially for SMEs.
Enjoy the lowest price on non-collateral SME loans—guaranteed!
Receive feedback on your application in just 2 business days.
Enjoy dedicated support from your account manager every step of the way!
Apply for a Credit Line
Learn more

‍See how DBTIC grew
their sales by 50%

TRUSTED BY






FIRST CIRCLE IS CONSISTENTLY RECOGNIZED AS



ONE OF THE TOP FINANCING COMPANIES IN THE PHILIPPINES

AS SEEN ON THE INQUIRER GROWTH CHAMPIONS 2022 AND THE FINANCIAL TIMES
ASIA-PACIFIC HIGH GROWTH COMPANIES 2022



FIRST CIRCLE CUSTOMER STORIES


SEE WHAT CUSTOMERS ARE SAYING ABOUT FIRST CIRCLE


Christine Siazon
Red Dot Design, Inc.

"With First Circle, we are able to manage our cashflow really well. It has
allowed us to accept more projects by around 20%."

Watch Red Dot's story
Anthony Troy Nido
A.T. Nido Enterprises
"When I partnered with First Circle, I was able to expand and serve other areas
within Luzon. I became more confident to expand because of First Circle's help."
Watch A.T. Nido's story
James Navarro
DBTIC 19:13 Co.

"Within a short amount of time, even without collateral, we were able to secure
cash with First Circle. This enabled us to supply our partners."
Watch DBTIC's story
Josephine Talorong
JPT Pro-Earth Services

"First Circle’s online system is very efficient. It saves us a lot of
unnecessary costs."
Watch JPT's story
View all testimonials

> “First Circle is something that will really make a big difference to help SMEs
> in the Philippines.”

Ramon Lopez
Secretary, Department of Trade and Industry (DTI)


FINDING PROJECT FUNDING: A GUIDE FOR FIRST-TIME BUSINESS OWNERS

October 6, 2022

PRIVATE VS. GOVERNMENT: WHICH IS THE BETTER BUSINESS LOAN PROVIDER?

September 30, 2022
 

FIRST CIRCLE

OTHERS

No Collateral

Simple & online application

No early repayment fees

Credit line that grows with your business

Application processing
2-3 Business Days
Months
Releasing money
2 Business Days
30 Days


NEVER MISS ANOTHER BUSINESS OPPORTUNITY


Say yes to more customers, more projects, and more growth with a Revolving
Credit Line that's ready whenever you need it.

Apply for a Credit Line
Process & Requirements


SOLUTION 1: FUND YOUR PURCHASE ORDERS


WE PARTNER WITH YOU TO FUND YOUR ONGOING PROJECTS

 * Fund up to 70% of order amount

Sign up to get started
Fund up to 70% of your fresh purchase orders, notices of award, notices to
proceed, work orders, or job orders.


SOLUTION 2: GET PAID NOW FOR INVOICES


WE HELP YOU COVER EXPENSES AND PURCHASE INVENTORY


 * Fund up to 70% of invoice amount

Sign up to get started
Fund up to 70% for your unpaid sales invoices, billing statements, delivery
receipts, acknowledgment receipts, and SOAs.
Not sure which solution is for you?
Talk to an expert.


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2F Net One Center, Bonifacio Global City, Taguig City, Metro Manila 1634,
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