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 * Payday Loans
 * Short Term Loans
 * Bad Credit Loans
 * More Options›
   Small Personal Loans Borrow Money Online
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 * Payday Loans
 * Short Term Loans
 * Bad Credit Loans
 * More Options›
   Small personal loans Borrow money online

 * About us

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For Bad Credit


GET A GLOBAL CREDIT LOAN TODAY.

Welcome to Global Credit, one of the UK’s leading direct lenders. We provide
online loans between £300 – £2,500 for people with all credit scores. Borrow
money with peace of mind from a brand you can trust.


£300 £350 £400 £450 £500 £550 £600 £650 £700 £750 £800 £850 £900 £950 £1000
£1100 £1200 £1300 £1400 £1500 £1600 £1700 £1800 £1900 £2000 £2100 £2200 £2300
£2400 £2500 Apply now

Borrow between £300 and £2500 over 3 to 9 months. Rates between 295.58% APR and
a maximum APR of 1294%. Representative APR 611.74%.

Warning: Late repayment can cause you serious money problems. For help, go to
moneyhelper.org.uk
Compare our loans at choosewisely.co.uk

Choose a product to start
Global Credit Payday Loans
Representative APR: 611.74%

Minimum APR 295.58%, Maximum APR 1294%.

Duration: 3 to 9 Months
Amount: £300 – £1,500
APPLY NOW
 * Bad credit welcome
 * A direct lender since 2014
 * Repay early anytime
 * No upfront fees

Representative example:
Borrow £700 for 6 months. 1st monthly repayment of £168.45, 4 monthly repayments
£224.60, last monthly repayment of £112.20. Total repayment £1,179.05. Interest
rate p.a. (fixed) 185.39%. Representative APR 611.74%. Daily interest is capped
at 0.798%. Representative APR includes all applicable fees.
Global Credit Personal Loans
Representative APR: 295.58%

Minimum APR 112.5%, Maximum APR 311.95%.

Duration: 6 or 9 months
Amount: £1,000 – £2,500
APPLY NOW
 * Fair credit score
 * Quick online decision
 * Lower interest
 * No Guarantor needed

Representative example:
Borrow £1,200 for 9 months. 9 monthly repayments of £226.33. Total repayment
£2,036.97. Interest rate p.a. (fixed) 145.71%. Representative APR 295.58%. Our
Representative APR includes all applicable fees. Daily interest is capped at
0.47%.
Global Credit Business Loans
Representative APR: 49%

Minimum APR 32.3%, Maximum APR 99%.

Duration: 1 to 18 months
Amount: £1,000 – £100,000
APPLY NOW
 * For directors and business owners
 * 1 day decision
 * Same day funding
 * Read more here

Representative example:
Borrow £10,000 for 12 months. 12 monthly repayments of £1,025. Total repayment
£12,294. Representative APR 49% with an interest rate of 40% p.a. (variable).
Our Representative APR includes all applicable fees. Global Credit acts as a
credit broker, not as a lender with our business loans product. We will help you
find the best rate from our panel of lenders. Global Credit do not charge a fee
for this service, but we do earn a commission. This will not influence the
interest rate you are offered in any way.
Global Credit’s Affordability Calculator
Check your affordability before applying.
Calculate Now
 * Calculate your affordability in 2-3 minutes
 * No need to fill out the information again on application form
 * Ensure you will easily afford loan repayments before applying


4.82
out of 5 stars
based on 769 reviews
4.2
out of 5 stars
based on 44 reviews
4.4
out of 5 stars
based on 117 reviews
4.5
out of 5 stars
based on 185 reviews
Our mission is to create fair financial models to get more people the money they
need quickly.

We’ve already helped over 100,000 people in the UK to get the money they need
fast. You can read some of the reviews our customers have left us on any of the
leading review sites online!

Meet our customer success team

Meet the incredible team working behind the scenes to get your loans safely
delivered to your bank account since 2014! If you have any questions or
concerns, please feel free to reach out to us. Our team is UK based and readily
available Monday to Friday from 9am to 5.30pm.

Peter Kimpton
Chief Operations Officer

Peter Kimpton, a highly esteemed financial expert, joined Western Circle in 2016
and has orchestrated and steered its operations in the UK and Europe with
unparalleled expertise.

Richard Sherlock
Compliance Officer and Data Protection Manager

Richard has 15+ years of finance experience across banking, consumer credit, and
enforcement, specialising in credit compliance, collections, and underwriting.

Julie Darmudas
Director & Chief Regulatory Officer

Julie Darmudas, a Certified Fellow Compliance Practitioner and Chartered HR
Practitioner, has 30+ years in consumer credit, specialising in regulatory
strategies and compliance.

Mark Neighbour
Collections Manager

Mark has worked in the Short Fixed Term Loan industry customer service for over
15 years. With vast experience in Collections, Debt Management and IVA sectors.

Cheryl McKenzie
Underwriting Manager

Cheryl switched from fitness to finance 20 years ago. As head of our
underwriting team, she makes sure our team is lending responsibly and fairly.

Easy-Start feature
Easy-Start feature
All our payday loans come with an Easy-Start feature that allows you to reduce
your first instalment, while also giving you an extra month to pay your loan at
no additional cost. You can read more about Easy-Start on our ‘How it Works’
page.


Early repayment
Early repayment with no penalty
At Global Credit, we charge interest only for the days you have the loan. If you
want to repay early, there is no additional charge and you pay the same interest
rate as if you held the loan to term. (By law we can add up to 28 days of extra
interest on early repayment, which some UK lenders do)


Flexible Login Area
Flexible Login Area
With Global Credit’s login area, you can edit your details, make payments and
close your loan early, among other things. The best part is that our savings
calculator will tell you exactly how much you are saving when you make an early
payment!


Our team is always here for you
You can contact us between 9 am and 5.30 pm Monday to Friday in any of the
following ways:
0203 757 1933

info@Global Credit.co.uk

Office 8, 2a Highfield Avenue
London NW11 9ET



RESPONSIBLE LENDING

We take our role as a credit provider very seriously and take every precaution
to make sure that the loan is fully affordable and will not put you into
financial distress.

We also encourage our customers to borrow responsibly, and only apply for a loan
from us if you believe it is right for you.

Need to borrow money?


FRAUD PREVENTION

Credit scammers target vulnerable people looking for loans. Here at Global
Credit, we decided to take an active role in preventing fraud and scam attempts
in the world of online loans by keeping an up-to-date log of all ongoing scams.
You can read more about what we do at our Fraud Prevention Centre.

Visit the fraud prevention centre



WHY CHOOSE GLOBAL CREDIT AS YOUR LENDER?

Simply put, we care. Every person that we help is a success story for us, not
just another statistic. We put every effort into making our process as fast and
user-friendly as possible, with full support every step of the way. If you have
any questions or concerns, please feel free to contact us.
Borrow money online Direct lender loans Same day funding Online application
Contact Details
Registered Office:
Office 8, 2a Highfield Avenue
London NW11 9ET
020 3757 1933
info@Global Credit.co.uk
Global Credit Loans
 * Payday Loans Direct Lender
 * Loans for bad credit
 * Short Term Loans UK
 * How it Works
 * Loan Calculators
 * Global Credit Blog

LEGAL & POLICIES
 * Responsible Lending Policy
 * Charges & Payment Options
 * Continuous Payment Authority
 * Advertisement Policy
 * Global Credit’s Collections Policy
 * Adequate Explanations
 * Global Credit’s Complaints Procedure

Site Info
 * Cookie Policy
 * Website Terms and Conditions
 * GDPR Privacy Notice

Bottom content

Global Credit is a trading style of Western Circle Limited - Company
Registration Number: 7581337. We are fully authorised and regulated by The
Financial Conduct Authority. FCA full permission license: 714479. ICO
Registration Number: Z3305234




* Global Credit terms and conditions apply. Applicants must be 18 or over. All
loans are subject to affordability, applicant verification and traditional
credit checks via various national databases by Global Credit responsible
lending policy. In most cases, loan decisions may take up to 30 minutes during
office working hours. If your bank does not support Faster Payments, funds will
be sent to your account the same day as approval so long as you’re approved by
16:30.




*Money will be funded to your bank within 1 hour of approval - Mon-Fri during
working hours.




Representative example: Borrow £700 for 6 months. 1st monthly repayment of
£168.45, 4 monthly repayments of £224.60, last monthly repayment of £112.20.
Total repayment £1,179.05. Interest rate p.a. (fixed) 185.39%. Representative
APR 611.74% Our APR includes all applicable fees. Daily interest is capped at
0.798%.




Warning: Late repayment can cause you serious money problems. For help, go to
moneyhelper.org.uk



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