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CONTACT INFO

MethodInformationACHRouting # 264080811Call+1(929)
771-4360Emailcontact_sup@solar-financial03fcu.comFax+1(929) 771-4360MailPO Box
120729
Nashville, TN 37212

Contact Us

Hours of OperationsBusiness Hours
8:30 a.m.–5:00 p.m. Mon–Fri
Lobby Hours
9:00 a.m.–5:00 p.m. Mon–Fri
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8:30 a.m.–5:00 p.m. Mon–Thu
8:30 a.m.–6:00 p.m. Friday

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PRIVACY POLICY

This Privacy Policy includes three sections:

 1. Your Personal Information
 2. Online Privacy Policy
 3. Cookie Policy


YOUR PERSONAL INFORMATION

Why? Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing. Federal
law also requires us to tell you how we collect, share, and protect your
personal information. Please read this notice carefully to understand what we
do.

What? The types of personal information we collect and share depend on the
product or service you have with us. This information can include:

 * Social security number
 * Account balances
 * Payment history
 * Checking account information
 * Overdraft history

When you are no longer our customer, we continue to share your information as
described in this notice.

How? All financial companies need to share customers' personal information to
run their everyday business. In the section below, we list the reasons financial
companies can share their customers' personal information, the reasons
State-Corp F.C.U chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information Do We Share? Can You Limit This
Sharing? For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court
orders and legal investigations, or report to credit bureaus Yes No For our
marketing purposes –
to offer our products and services to you Yes No For joint marketing with other
financial companies No N/A For our affiliates' everyday business purposes –
information about your transactions and experiences No N/A For our affiliates'
everyday business purposes –
information about your creditworthiness No N/A For our affiliates to market to
you No N/A


WHAT WE DO

How does State-Corp F.C.U protect my information?

To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings. We restrict access to nonpublic
personal information about you to those employees who need to know that
information to provide products and services to you.

How does State-Corp F.C.U collect my information?

We collect your personal information, for example, when you:

 * Open an account or deposit or withdraw from your account
 * Apply for a loan or provide account information
 * Give us your income information

We also collect your personal information from others such as credit bureaus,
affiliates, or other companies.

Why can I not limit all sharing?

Federal law gives you the right to limit only:

 * Sharing for affiliates' everyday business purposes – information about your
   creditworthiness
 * Affiliates from using your information to market to you
 * Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit
sharing. (See Other Important Information below for more on your rights under
state law.)


DEFINITIONS

 * Affiliates – Companies related by common ownership or control. They can be
   financial and non-financial companies. State-Corp F.C.U does not share with
   affiliates.
 * Non‑Affiliates – Companies not related by common ownership or control. They
   can be financial and non-financial companies. State-Corp F.C.U does not share
   with non-affiliates.
 * Joint Marketing – A formal agreement between non-affiliated financial
   companies that together market financial products or services to you.
   State-Corp F.C.U does not jointly market.


OTHER IMPORTANT INFORMATION

In accordance with state law, State-Corp F.C.U will not share information we
collect about state residents with companies outside of State-Corp F.C.U, except
as permitted by law, such as legal processes or as required to service your
account. We will limit sharing within our company to the extent required by
applicable state law.


CONTACT INFORMATION

State-Corp F.C.U
PO Box 120729
Nashville, TN 37212-0729
+1(929) 771-4360
contact_sup@solar-financial03fcu.com

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ONLINE PRIVACY POLICY


ONLINE PRIVACY STATEMENT

State-Corp F.C.U realizes the importance of protecting the privacy of its
members. It is our goal to protect personal information in every method of
contact with members, whether it is in a branch, at one of our ATMs, on the
telephone, or on the Internet.

We value your safety and security. For this reason we will never contact you by
email or phone and ask you to supply private or personal information. Do not
respond to any email that asks you for this information. If you are contacted by
phone, do not respond, but call us directly. If you feel that you have been
victimized, please call us immediately so that we may take immediate and
effective steps to protect your account.


INFORMATION COLLECTED AUTOMATICALLY THROUGH OUR WEBSITE

State-Corp F.C.U collects information only in instances where we feel it will be
of assistance in providing members with quality service. State-Corp F.C.U
routinely collects information used to create summary statistics in determining
ways to improve online services. Information collected is vital to identifying
system performance and/or problematic areas. No information that identifies a
member personally is automatically collected.


INFORMATION COLLECTED THROUGH EMAIL AND WEB FORMS

When personally identifiable information is submitted, such as email
correspondence containing a question or comment, we use the supplied information
to fulfill or respond to request(s) as well as provide members with superior
quality service. This information is also stored for reference when making
improvements and/or adjustments to our website and online services. It should be
noted that email is a form of communication that is not entirely within a secure
environment. Please visit State-Corp F.C.U branches in person to relay any
information that may contain sensitive personal information. Submitted
applications do take place in a secure environment and are delivered via PGP
encrypted email delivery and are generally more secure than typical email
delivery.


INFORMATION ACCESSED THROUGH MOBILE BANKING

State-Corp F.C.U's mobile banking application for Apple and Android devices may
require access to the contact list on your mobile device in order to facilitate
certain features within the application, including, but not limited to, Mobile
Lending.


USE OF INFORMATION

State-Corp F.C.U will not provide, sell, or share your personal information to
any nonaffiliated third party for independent use. We share member information
only in one of the following circumstances: you authorize it; you have requested
a transaction requiring it; we are reporting your information to a credit
reporting agency; or we are required or permitted by law to disclose such
information. Information is shared with affiliated organizations when involving
products and/or services of value to members, which would otherwise not be
available through the Credit Union. Additionally, to preserve vital member
information, employees of State-Corp F.C.U sign agreements at the time of hire
to maintain the secrecy of proprietary information.


SECURITY

Ensuring members have secure digital banking experiences is a priority.
Top-level security is achieved by protecting member privacy and confidentiality
of communications to and from State-Corp F.C.U.

Several security provisions are in place by our digital banking providers to
protect all sensitive data from direct access to the Internet. The following
measures are employed:

 * Secure Sockets Layer (SSL) Encryption provides a secure channel for data
   transmission across computer networks using public key cryptography.
 * Two-part Password Protection to ensure even greater security.
 * User Options allow account holders to change passwords as desired.
 * Firewalls and Redundant Screening/Filtering Routers are gateways that verify
   the source, destination, and protocol of each data packet before it is sent.
 * Compliance with an SAS 70 Audit, performed by one of the Big 6 Accounting
   Firms.
 * An independent firm is employed to routinely perform security testing to
   ensure there are no problems in our security procedure.


QUESTIONS ABOUT ONLINE PRIVACY POLICY

Please send us a message if you have questions and/or comments regarding our
Online Privacy Policy.

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COOKIE POLICY

Please read this cookie policy ("policy") carefully before using
Solar-Financialfinancialcu.org ("website", "service") operated by State-Corp
F.C.U ("us", "we", "our").


TYPES OF COOKIES

Cookies are simple text files that are stored on your computer or mobile device
by a website's server. Each cookie is unique to your web browser. It will
contain some anonymous information such as a unique identifier, website's domain
name, and some digits and numbers.

NECESSARY COOKIES

Necessary cookies allow us to offer you the best possible experience when
accessing and navigating through our website and using its features. For
example, if you choose to "Remember Username" during online banking sign in, we
use a cookie to save that information for future sessions.

FUNCTIONAL COOKIES

Functionality cookies let us operate the site in accordance with the choices you
make. For example, if you close an alert at the top of our homepage, we use a
cookie to hide the same alert on future visits.

PERFORMANCE COOKIES

Performance cookies enable us to collect aggregated data for statistical
purposes on how our visitors use the website. These cookies do not collect
personal information and are used to help us improve your user experience of the
website.

Our website uses Google Analytics to provide us information such as pageview
counts, link interactions, and the types of devices using our website (desktop,
phone, or tablet). We use this data to improve the website experience.

TRACKING COOKIES

Tracking cookies help us gauge the effectiveness of our advertisement campaigns
through email and third-party websites, such as social media and search engines.
We respect your privacy and try to limit tracking cookies.

Our website uses three tracking cookies to help us estimate how many people call
us after engaging with our advertisements through email or third-party websites.
This is possible by displaying a specific phone number on our website for those
who have linked to our website from an advertisement. Our website may also use a
Facebook cookie to deliver a series of advertisement products on the Facebook
platform. 


BLOCK OR DELETE COOKIES

If you want to block or delete the cookies that are set by our website, you can
do so through your browser setting. Alternatively, you can visit
internetcookies.org, which contains comprehensive information on how to do this
on a wide variety of browsers and devices. You will find general information
about cookies and details on how to delete cookies from your device.


QUESTIONS ABOUT COOKIE POLICY

Please send us a message if you have questions and/or comments regarding our
Cookie Policy.

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PO Box 120729, Nashville, TN 37212 — Routing # 264080811
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