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Who we serve


   WHO WE SERVE

 * Financial Institutions
 * Securities & Investments
 * Insurance
 * Merchants
 * Enterprise Technology
 * Retail
 * Restaurants


UNLOCKING INNOVATION. UNLOCKING GROWTH. UNLOCKING POTENTIAL. DIGITIZATION IS THE
KEY.

YOUR CONSTANT INNOVATION IS PROPELLED BY OUR CONSTANT INNOVATION.

Advance your financial institution


TECHNOLOGY THAT RESPONDS TO CHANGE: GOOD. TECHNOLOGY THAT ANTICIPATES CHANGE:
FIS.

CHANGING YOUR BUSINESS SO YOU CAN IMPROVE YOUR BUSINESS.

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OUR POLICY FOR INSURANCE SOLUTIONS: HELPING YOU DO MORE FOR YOUR POLICYHOLDERS.

IMPROVING YOUR BUSINESS SO YOU CAN IMPROVE YOUR POLICYHOLDERS' LIVES.

Advance your insurance business


LET'S REINVENT SMARTER™

WORLDPAY PAYMENTS SOLUTIONS
ADVANCE YOUR CUSTOMER EXPERIENCES
AND YOUR BUSINESS.

Advance your merchant solutions


YOU'RE DRIVEN TO INNOVATE.
YOU'RE FUELED BY THE WORLD'S #1 FINTECH.

NOW THE INNOVATIVE FINTECH THAT POWERS THE WORLD CAN POWER YOUR BUSINESS.

Advance your technology business


NOW YOU CAN DISRUPT THE RETAIL INDUSTRY
WITHOUT DISRUPTING YOUR BUSINESS.

DISRUPTION IS HERE.
LET'S HELP YOUR BUSINESS CAPITALIZE ON IT.

Advance your retail business


BETTER GUEST EXPERIENCE.
BETTER OPERATIONAL EFFICIENCY.
THEY START WITH BETTER TECHNOLOGY.

WE SERVE YOU THE BEST TECH
SO YOU CAN BETTER SERVE YOUR CUSTOMERS.

Advance your restaurant business
Featured innovations
See all innovations
Crossover to crypto

Let FIS help you make the leap from traditional to digital assets across
payments, banking and capital markets.

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Deliver a frictionless experience

Make sure your customers have what they need right at their fingertips when
they’re ready to pay, borrow or invest.

Learn more
Modern Banking Platform

A core banking modernization solution with speed, connectivity and a world-class
partner.

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Solutions we provide


   SOLUTIONS WE PROVIDE

 * Advance Integrated Banking
   
   
     ADVANCE INTEGRATED BANKING
   
   * Core Banking Create anywhere, anytime banking
   * Unified Omnichannel Banking Build deeper relationships across digital and
     physical channels
 * Grow Commercial Banking and Asset Finance
   
   
     GROW COMMERCIAL BANKING AND ASSET FINANCE
   
   * Lending Deliver an exceptional customer experience
   * Asset Finance Modernize asset finance for the digital
   * Commercial Onboarding Optimize the onboarding experience across digital
     channels
   * Commercial Deposits Modernize customer deposits and increase satisfaction
 * Run Banking Operations
   
   
     RUN BANKING OPERATIONS
   
   * Back-office Solutions Drive operational efficiency and customer
     satisfaction
 * Create Next-gen Platform Banking
   
   
     CREATE NEXT GEN PLATFORM BANKING
   
   * Modern Banking Platform Modernize, launch and scale banking innovation
   * Enterprise Banking Components Enrich capabilities and add value
 * Manage Wealth and Retirement
   
   
     MANAGE WEALTH AND RETIREMENT
   
   * Wealth Management Strengthen your client relationships
   * Retirement Solutions Transform the retirement experience
 * Take Payments
   
   
     TAKE PAYMENTS
   
   * Online Accept payments globally online
   * In Person Accept payments in-store
   * Omnichannel Seamless experience across all channels
   * Marketplaces Power payments on your marketplace or platform
   * Digital Wallets Accept payments the way customers prefer
   * Check Streamline item and lockbox processing
   * Digital Bill Pay Support digital bill payments
 * Make Payments
   
   
     MAKE PAYMENTS
   
   * Payouts Simplify domestic and international payouts
   * Business Payments Make business payments flow
   * Digital Digital wallet and bill pay
   * Real time Accelerate real-time and other account-to-account payments
   * Issuing Issue physical and virtual cards
 * Manage Payments
   
   
     MANAGE PAYMENTS
   
   * Payment Optimization Increase revenue through smarter centralization,
     authorization and validation
   * Fraud and Protect Fight fraud and manage risk
   * Understand Intelligent insights and reporting
   * Loyalty, Cards and Offers Increase loyalty and generate revenue
 * Optimize Operations and Control Risk
   
   
     OPTIMIZE OPERATIONS AND CONTROL RISK
   
   * Services and Infrastructure Increase business efficiency
   * Risk and Compliance Monitor exposure and ensure compliance
   * Finance and Accounting Simplify accounting and reporting
   * Policy Administration and Workflow Automate and streamline operations
 * Manage Cashflow and Capital
   
   
     MANAGE CASHFLOW AND CAPITAL
   
   * Treasury and Risk ManagementModernize treasury and optimize the balance
     sheet
   * Credit and Collections Increase cash flow
 * Enhance Trading and Investing
   
   
     ENHANCE TRADING AND INVESTING
   
   * Asset Management and Servicing Drive growth and optimize efficiency
   * Securities Finance and Processing Consolidate and automate for maximum
     efficiency
   * Cleared Derivatives Simplify post trade processing
   * Trading, Connectivity and Market Data Accelerate your front office
 * Discover Data Driven Insights
   
   
     DISCOVER DATA DRIVEN INSIGHTS
   
   * Data Solutions Make data-driven decisions
   * Data Management Increase data accuracy and efficiencies

Featured innovations
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Make doing business less work

Connect more dots, remove more steps and eliminate more risk by streamlining the
entire B2B payments process.

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Deliver a frictionless experience

Make sure your customers have what they need right at their fingertips when
they’re ready to pay, borrow or invest.

Learn more
Meet borrowers at the point of need

With more borrowing choices than ever for customers, you can give them access to
credit just when they need you.

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Resources


   RESOURCES


 * * FOR CLIENTS
     
     Client Portal Login Merchant Support Numbers Getting Started with Worldpay
     iQ Merchant Portal Login


 * * FOR PARTNERS
     
     FIS Alliance Network Join FIS Alliance Network


 * * FOR DEVELOPERS
     
     Code Connect Access Worldpay APIs Worldpay Developer Engine APIs Developer
     Community Developer Center


 * * FOR BUSINESS OWNERS
     
     Small Business Resources Small Business Welcome Center

Featured innovations
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Increase the value of your data

Get inside your data to uncover hidden trends, visualize your position, grasp
opportunities and predict risk.

Learn more
Create effortless, omnichannel experiences

Move money fast without the barriers that once limited who could participate and
how that movement takes place.

Learn more
Modern Banking Platform

A core banking modernization solution with speed, connectivity and a world-class
partner.

Learn more
Explore more


   EXPLORE MORE


 * * ABOUT US
     
     Corporate Overview Executive Team Investors Media Room Corporate
     Citizenship Global Sustainability Awards


 * * INNOVATE WITH US
     
     InnovateIN48 Fintech Accelerator


 * * LEARN FROM US
     
     Insights Client Stories Corporate Events

Featured innovations
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Introducing GoCart®

Get a fast and secure payment experience with GoCart™.

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Deliver a frictionless experience

Make sure your customers have what they need right at their fingertips when
they’re ready to pay, borrow or invest.

Learn more
Crossover to crypto

Let FIS help you make the leap from traditional to digital assets across
payments, banking and capital markets.

Learn more

Careers
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EMAIL US

 getinfo@fisglobal.com

HEADQUARTERS

Jacksonville, Florida United States
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INVESTOR RELATIONS


PRESS RELEASE DETAILS


FIS LAUNCHES INNOVATIVE NEW FINTECH PLATFORM – ATELIO™ BY FIS

May 7, 2024 at 8:00 AM EDT
PDF Version

Key Facts:

 * Atelio by FIS is an innovative fintech platform that provides the building
   blocks for financial institutions, businesses and software developers to
   embed financial services into their offerings.
 * Building on FIS’ history of financial innovation and focus on the financial
   services industry, Atelio accesses FIS’ scaled technology, broad suite of
   financial service capabilities, and expertise in risk and compliance.
 * FIS’ extensive client base of banks, corporates and software companies will
   create a powerful distribution channel for Atelio.

JACKSONVILLE, Fla.--(BUSINESS WIRE)--May 7, 2024-- FIS® (NYSE: FIS), a global
leader in financial technology, has today introduced Atelio by FIS™, a fintech
platform that provides the building blocks for financial institutions,
businesses and software developers to embed financial services into their
offerings.

The innovative platform unlocks FIS’ existing financial technology via
components that are easy to embed and consume. Atelio is where companies from
all industries can go to create financial experiences such as collecting
deposits, moving money, issuing cards, sending invoices, or leveraging the
platform's tools to fight fraud, forecast cash flows, or better understand
customer behavior.

Atelio enables users to embed financial services into their products and
workflows in a secure and compliant manner and empowers companies to simply and
easily offer financial services to their customers at the point of financial
need.

Three lighthouse clients – KeyBank, College Ave and RoyalPay Inc. – are already
building on Atelio, demonstrating the power of the platform and its broad
distribution channel.

"Welcome to the future of financial services," said Tarun Bhatnagar, president
of Platform and Enterprise Products at FIS. "Atelio by FIS is our vision to lead
where fintech is going, which is outside the boundaries of how businesses
enable, and their customers consume, financial services today. More than just a
new solution, Atelio is built to lend the expertise, tools and distribution so
that our users and clients can focus on creating. Our scale, distribution and
continued investment in technology have given us the foundation to unlock our
financial capabilities to a wider audience and power the next generation of
financial innovation.”

Why Atelio Matters

Modern software solutions have fundamentally changed how we pay, get paid,
borrow money and invest, placing financial offerings at the point of need. This
trend is accelerating. According to Bain Capital, embedded finance will grow to
10% of transactions, valued at $7 trillion, or over $50 billion in revenue by
2026.

To meet this growing demand for embedded finance, FIS is making it easier for
users of Atelio to participate in this next wave of financial innovation by
leveraging FIS’ fintech capabilities in an entirely new way.

Atelio is unique because it builds on FIS’ history of financial innovation and
service to the financial services industry together with FIS’ scaled technology,
broad suite of financial service capabilities, and expertise in risk and
compliance – curated and offered as a service.

Banks and other financial services partners also benefit from Atelio by
extending their customer reach. For example, based on research by S&P Global
Intelligence, banks offering embedded finance outpaced peers on deposit growth,
with a median sequential growth rate of 2.2% for banks, versus a decline of 0.8%
for banks that did not.

How Atelio Works

Atelio makes scalable and compliant fintech capabilities consumable by banks,
businesses and software developers – any innovator – where they can create the
experiences they want to offer their customers.

Distribution of Atelio is enhanced by FIS’ expansive bank distribution channel
as well as its go-to-market relationship with Worldpay®, giving users access to
the full financial ecosystem and making it truly a destination for financial
innovation.

“We built and launched a new financial product for college students via Atelio
quickly and simply,” said Karen Boltz, head of Product Management at College
Ave, the second largest private student loan provider in the U.S. “We wanted a
product that could bring together an account, credit card and payments into a
single experience, and Atelio allowed us to offer a custom solution through our
platform in a simple and secure process, which has been hugely beneficial to us
in meeting our customers’ needs.”

Learn More

Interested parties can visit www.atelio.com to learn more or contact
hello@atelio.com.

Forward-Looking Statements

This press release contains “forward-looking statements” within the meaning of
the U.S. federal securities laws. Statements that are not historical facts, as
well as other statements about our expectations, beliefs, intentions, or
strategies regarding the future, or other characterizations of future events or
circumstances, are forward-looking statements. These statements may be
identified by words such as “expect,” “anticipate,” “intend,” “plan,” “believe,”
“will,” “should,” “could,” “would,” “project,” “continue,” “likely,” and similar
expressions, and include statements reflecting future results, statements of
outlook and various accruals and estimates. These statements relate to future
events and our future results and involve a number of risks and uncertainties.
Forward-looking statements are based on management’s beliefs as well as
assumptions made by, and information currently available to, management.

Actual results, performance or achievement could differ materially from these
forward-looking statements. The risks and uncertainties to which forward-looking
statements are subject include the following, without limitation:

 * changes in general economic, business and political conditions, including
   those resulting from COVID-19 or other pandemics, a recession, intensified or
   expanded international hostilities, acts of terrorism, increased rates of
   inflation or interest, changes in either or both the United States and
   international lending, capital and financial markets or currency
   fluctuations;
 * the risk that acquired businesses will not be integrated successfully or that
   the integration will be more costly or more time-consuming and complex than
   anticipated;
 * the risk that cost savings and synergies anticipated to be realized from
   acquisitions may not be fully realized or may take longer to realize than
   expected or that costs may be greater than anticipated;
 * the risks of doing business internationally;
 * the effect of legislative initiatives or proposals, statutory changes,
   governmental or applicable regulations and/or changes in industry
   requirements, including privacy and cybersecurity laws and regulations;
 * the risks of reduction in revenue from the elimination of existing and
   potential customers due to consolidation in, or new laws or regulations
   affecting, the banking, retail and financial services industries or due to
   financial failures or other setbacks suffered by firms in those industries;
 * changes in the growth rates of the markets for our solutions;
 * the amount, declaration and payment of future dividends is at the discretion
   of our Board of Directors and depends on, among other things, our investment
   opportunities, results of operations, financial condition, cash requirements,
   future prospects, and other factors that may be considered relevant by our
   Board of Directors, including legal and contractual restrictions;
 * the amount and timing of any future share repurchases is subject to, among
   other things, our share price, our other investment opportunities and cash
   requirements, our results of operations and financial condition, our future
   prospects and other factors that may be considered relevant by our Board of
   Directors and management;
 * failures to adapt our solutions to changes in technology or in the
   marketplace;
 * internal or external security or privacy breaches of our systems, including
   those relating to unauthorized access, theft, corruption or loss of personal
   information and computer viruses and other malware affecting our software or
   platforms, and the reactions of customers, card associations, government
   regulators and others to any such events;
 * the risk that implementation of software, including software updates, for
   customers or at customer locations or employee error in monitoring our
   software and platforms may result in the corruption or loss of data or
   customer information, interruption of business operations, outages, exposure
   to liability claims or loss of customers;
 * the risk that partners and third parties may fail to satisfy their legal
   obligations to us;
 * risks associated with managing pension cost, cybersecurity issues, IT outages
   and data privacy;
 * the reaction of current and potential customers to communications from us or
   regulators regarding information security, risk management, internal audit or
   other matters;
 * risks associated with the expected benefits and costs of the separation of
   the Worldpay Merchant Solutions business, including the risk that the
   expected benefits of the transaction or any contingent purchase price will
   not be realized within the expected timeframe, in full or at all, or that
   dis-synergies may be greater than anticipated;
 * the risk that the costs of restructuring transactions and other costs
   incurred in connection with the separation of the Worldpay business will
   exceed our estimates or otherwise adversely affect our business or
   operations;
 * the impact of the separation of Worldpay on our businesses, including the
   impact on relationships with customers, governmental authorities, suppliers,
   employees and other business counterparties;
 * the risk that the earnings from our minority stake in the Worldpay business
   will be less than we anticipate;
 * competitive pressures on pricing related to the decreasing number of
   community banks in the U.S., the development of new disruptive technologies
   competing with one or more of our solutions, increasing presence of
   international competitors in the U.S. market and the entry into the market by
   global banks and global companies with respect to certain competitive
   solutions, each of which may have the impact of unbundling individual
   solutions from a comprehensive suite of solutions we provide to many of our
   customers;
 * the failure to innovate in order to keep up with new emerging technologies,
   which could impact our solutions and our ability to attract new, or retain
   existing, customers;
 * an operational or natural disaster at one of our major operations centers;
 * failure to comply with applicable requirements of payment networks or changes
   in those requirements;
 * fraud by bad actors; and
 * other risks detailed elsewhere in the “Risk Factors” and other sections of
   our Annual Report on Form 10-K for the fiscal year ended December 31, 2023,
   and in our other filings with the Securities and Exchange Commission.

Other unknown or unpredictable factors also could have a material adverse effect
on our business, financial condition, results of operations and prospects.
Accordingly, readers should not place undue reliance on these forward-looking
statements. These forward-looking statements are inherently subject to
uncertainties, risks and changes in circumstances that are difficult to predict.
Except as required by applicable law or regulation, we do not undertake (and
expressly disclaim) any obligation and do not intend to publicly update or
review any of these forward-looking statements, whether as a result of new
information, future events or otherwise.

About FIS

FIS is a financial technology company providing solutions to financial
institutions, businesses and developers. We unlock financial technology that
underpins the world’s financial system. Our people are dedicated to advancing
the way the world pays, banks and invests, by helping our clients confidently
run, grow and protect their businesses. Our expertise comes from decades of
experience helping financial institutions and businesses adapt to meet the needs
of their customers by harnessing the power that comes when reliability meets
innovation in financial technology. Headquartered in Jacksonville, Florida, FIS
is a member of the Fortune 500® and the Standard & Poor’s 500® Index. To learn
more, visit www.FISglobal.com. Follow FIS on Facebook, LinkedIn and X
(@FISglobal).



View source version on businesswire.com:
https://www.businesswire.com/news/home/20240507957380/en/

Kim Snider, 904.438.6278
Senior Vice President
FIS Global Marketing and Communications
kim.snider@fisglobal.com

Source: Fidelity National Information Services


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