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Legal


MARQETA API TERMS OF USE

Last updated March 20, 2018.



YOU SHOULD REVIEW THESE MARQETA API TERMS OF USE (“TERMS”) CAREFULLY. YOU ARE
NOT REQUIRED TO AGREE TO THE TERMS BUT, IF YOU ACCESS ANY WEBSITE OR APPLICATION
PROGRAM INTERFACE (“API”) OF MARQETA, INCLUDING THE MARQETA WEBSITE LOCATED
AT https://www.marqeta.com (“SITE”), THE PAYMENTS API OR THE MARQETA API, YOU
WILL BE DEEMED TO HAVE ACCEPTED THESE TERMS AND TO HAVE ENTERED INTO A LEGALLY
BINDING CONTRACT WITH MARQETA, INC. (“MARQETA”). IF YOU DO NOT AGREE TO THESE
TERMS, DO NOT ACCESS THE SITE.


GENERAL API TERMS OF USE

1. Modification of these Terms

Marqeta reserves the right, in its sole discretion, to modify any provision
contained in these Terms. Any modifications will be effective immediately upon
posting of the revisions, and you waive any right you may have to receive
specific notice of such modifications. Your continued use of the Site following
the posting of modifications will confirm your acceptance of such modifications;
accordingly, you should frequently review these Terms. If you do not agree to
the amended Terms, you must stop using the Site. Please
contact devsupport@marqeta.com if you have any questions regarding the use of
the Site.


2. Modifications to the Site

Marqeta reserves the right to modify or discontinue, temporarily or permanently,
the Site or any features or portions thereof without prior notice. You agree
that Marqeta will not be liable for any modification, suspension or
discontinuance of the Site or any portion thereof.


3. Representations and Warranties

You represent and warrant that, if you are using the Site on behalf of any
entity, you are authorized to accept these Terms on such entity’s behalf and
that such entity will be responsible to Marqeta for any violation of these
Terms. You also represent and warrant that you are of the legal age of majority
in the jurisdiction in which you reside.


4. Privacy Policy

Your use of the Site shall be subject to the Marqeta privacy policy (“Privacy
Policy”) available at https://www.marqeta.com/privacy. You consent to the
collection, processing and storage by Marqeta of your personal information from
your use of the Site in accordance with the terms of the Privacy Policy. You
agree to use the Site and any data obtained from the Site in accordance with
Marqeta’s privacy policies.

5. Scope of Terms; Relationship of Parties

These Terms apply solely to your access to and use of the Site. These Terms do
not alter the terms or conditions of any other agreement you may have with
Marqeta. Except to the extent that you and Marqeta enter into a separate written
agreement that expressly supersedes these Terms, either in whole or in part, the
Terms constitute the whole legal agreement between you and Marqeta and govern
your use of the Site. Nothing in these Terms will limit Marqeta’s right to
develop, acquire, license, market, promote or distribute products, software or
technologies that perform the same or similar functions as or otherwise compete
with any other products, software or technologies that you may develop, produce,
market or distribute.


6. Proprietary Rights

“Marqeta” and any logos or slogans appearing on the Site are trademarks of
Marqeta and its licensors and may not be copied, imitated or used, in whole or
in part, without the prior written permission of Marqeta or the applicable
trademark holder. Unless otherwise indicated, the Site and all content and other
materials on the Site, including, without limitation, all designs, text,
graphics, pictures, information, data, software, files and the selection and
arrangement thereof (collectively, “Site Materials”) are the proprietary
property of Marqeta or its licensors and are protected by U.S. and international
copyright laws. You may not use the following marks or any other mark owned by
Marqeta (“Marqeta Marks”):



as part of the name of your company or any service or product that you provide
without the express written consent of Marqeta. You agree not to use or attempt
to register any trademark or domain name that includes the word “Marqeta,” or
any Marqeta Mark or any name that is confusingly similar to any of them. You may
not use any metatags or any other “hidden text” using any Marqeta Mark, or any
other name, trademark or product or service name of Marqeta without our prior
written permission. All text, graphics, button icons, scripts, page headers,
user interfaces, visual interfaces, trademarks, logos and computer code
(collectively, “Content”), including but not limited to the design, structure,
selection, coordination, expression, “look and feel” and arrangement of such
Content, contained on the Site is owned, controlled or licensed by or to Marqeta
and is protected by copyright, patent and trademark laws, trade dress and other
intellectual property rights and unfair competition laws. No part of the Site
and no Content may be copied, reproduced, uploaded, posted, republished,
publicly displayed, encoded, translated, transmitted or distributed in any way
(including “mirroring”) to any other computer, server, website or other medium
for publication or distribution or for any commercial enterprise without
Marqeta’s express prior written consent. References on the Site to any third
party products, services, processes or other information does not constitute or
imply endorsement, sponsorship or recommendation thereof by Marqeta.


7. Limited License

Expressly subject to these Terms, Marqeta grants you a limited, revocable,
royalty-free and non-sublicensable and non-assignable license to access and use
the Site and Site Materials solely in order to work with Marqeta products and
technology in a test environment; provided that such license does not include:
(a) any other use of the Site or Site Materials; (b) the distribution or public
display of any Site Materials; (c) modifying or otherwise making any derivative
uses of the Site and the Site Materials or any portion thereof; (d) use of any
data mining, robots or similar data gathering or extraction methods; (e)
downloading (other than page caching) of any portion of the Site or the Site
Materials or any information contained therein except as expressly permitted on
the Site; or (f) any use of the Site or Site Materials other than for their
intended purposes.


Marqeta owns and retains all right, title and interest in and to the Site, its
Confidential Information and all intellectual property and proprietary rights
therein and thereto; nothing in these Terms will be construed as conferring any
license to any of Marqeta’s intellectual property rights, whether by estoppel,
implication or otherwise, except as expressly permitted by these Terms. All
rights not granted to you herein by Marqeta are expressly reserved.


8. Your Use of the Site; Marqeta’s Rights of Termination

You may not seek to obtain unauthorized access to any portion or feature of the
Site, any other systems or networks connected to the Site, any Marqeta server or
any of the services offered on or through the Site by password “mining,” hacking
or any other illegitimate means. You may not scan, probe or test the
vulnerability of the Site or any network connected to the Site nor breach the
security or authentication measures on the Site or any network connected to the
Site. You may not trace to its source or reverse look-up any information on any
other user of or visitor to the Site or any other customer of Marqeta, including
any Marqeta account not owned by you, or exploit the Site or any service or
information made available or offered by or through the Site in any way where
the purpose is to reveal any information, including but not limited to
personally identifiable information other than your own information, resident on
or accessible via the Site. You may not use any “robot,” “spider,” “deep-link,”
“page-scrape,” or other automated program, device, algorithm or methodology or
any similar manual process to access, acquire, copy or monitor any portion of
the Site or any Content or in any way reproduce or circumvent the navigational
structure or presentation of the Site or any Content to attempt to obtain any
materials, documents or information through any means not purposely made
available through the Site.


You will not (and you may not permit anyone else to: (i) take any action that
imposes an unreasonable or disproportionately large load on the infrastructure
of the Site, Marqeta’s systems or networks or any systems or networks connected
to the Site or to Marqeta (for example, by writing and posting an infinite loop
or other implementation that draws a disproportionate share of the capacity of
the Site or any shared API); (ii) use any device, software or routine to
interfere or attempt to interfere with the proper working of the Site or any
activity being conducted on the Site; (iii) delete or alter any Site Materials,
Content and/or Confidential Information posted on the Site by Marqeta or any
other person or entity or otherwise resident on the Site; and/or (iv) publish,
post, upload or otherwise transmit any files or computer programming routines
intended to damage, detrimentally interfere with or surreptitiously intercept or
expropriate any systems, data, personal information, Confidential Information or
any other property of Marqeta or any other Site user or visitor or to otherwise
compromise the security of the Site. You may not (and you may not permit anyone
else to): (a) copy, modify, create a derivative work of, reverse engineer,
decompile or otherwise attempt to extract the source code of the Site or any
part thereof unless expressly permitted or required by law; (b) attempt to
disable or circumvent any security mechanisms used by Marqeta or any
applications running on the Site; or (c) use any viruses, worms, Trojan horses
or any other harmful code or malware that could affect the Site. Use of the Site
to violate, tamper with or circumvent the security of any computer network,
software, passwords, encryption codes or technological protection measures or to
otherwise engage in any kind of illegal activity or enable others to do so is
expressly prohibited.


Any use of the Site or the Site Materials other than as specifically authorized
herein without the prior written permission of Marqeta is strictly prohibited
and will automatically and immediately terminate the license granted to you
herein. Notwithstanding and without limitation of any provision in these Terms,
Marqeta reserves the right, without notice and in its sole discretion, to
restrict, suspend or terminate your license to use the Site and/or to block or
prevent your future access to and use of the Site at any time and for any reason
and without any liability.


9. Nondisclosure and Nonuse of Marqeta Confidential Information.

In your use of the Site or in other interactions with Marqeta, you may be given
access to certain non-public information, software, specifications or code
(collectively, “Confidential Information”), which is confidential and
proprietary to Marqeta. Any personally identifiable information that you obtain
from use of the Site or otherwise obtain from Marqeta is Confidential
Information. You may use Confidential Information only as necessary in
exercising such rights as are granted to you in these Terms. Unless otherwise
expressly agreed in writing by Marqeta, you agree not to disclose, publish or
disseminate any Confidential Information of Marqeta to any third party or to use
any such Confidential Information for your own or any third party’s benefit. You
may not use, or export any Confidential Information of Marqeta in violation of
United States law or the laws of the jurisdiction in which you obtained the
information. You further agree to take reasonable precautions to prevent any
unauthorized use, disclosure, publication or dissemination of Confidential
Information.


You acknowledge that your unauthorized disclosure or use of Marqeta’s
Confidential Information could cause irreparable harm and significant injury to
Marqeta that may be difficult to ascertain. Accordingly, you agree that Marqeta
will have the right to immediate injunctive relief, without the necessity of
posting a bond or other security, to enforce your obligations under these Terms
in addition to any other rights and remedies it may have. If you are required by
law, regulation or pursuant to the valid binding order of a court of competent
jurisdiction to disclose any Confidential Information, you may make such
disclosure but only if you have notified Marqeta before making such disclosure
and have used commercially reasonable efforts to limit the disclosure and to
seek confidential, protective treatment of such information.


10. Submissions; Non-Confidential Site

You acknowledge and agree that any questions, comments, suggestions, ideas,
plans, notes, drawings, original or creative materials or other information that
you provide to Marqeta regarding the Site or any Marqeta products and services
(collectively, “Submissions”) are non-confidential and shall become the sole
property of Marqeta. You agree that (i) your disclosure is gratuitous,
unsolicited and without restriction and will not place Marqeta under any
fiduciary or other obligation to you or any third party and (ii) Marqeta is free
to use the Submission without any additional compensation to you or to disclose
the Submission on a non-confidential basis or otherwise to anyone. Further, you
expressly acknowledge and agree that (i) any and all data, code, technical
information or any other information or materials that you submit to or post on
the Site are non-confidential are not protected and (ii) your submission or
posting of any data and/or other information or materials to or on the Site is
entirely at your own risk and you bear and assume any and all liability for its
release, dissemination and use.


11. Disclaimer EXCEPT AS EXPRESSLY PROVIDED TO THE CONTRARY IN WRITING BY
MARQETA, THE SITE AND SITE MATERIALS ARE PROVIDED ON AN “AS IS” AND “AS
AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
MARQETA DISCLAIMS ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT
LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE AND NON-INFRINGEMENT AS TO THE SITE AND SITE MATERIALS. MARQETA
DOES NOT REPRESENT OR WARRANT THAT ANY OF THE THE SITE MATERIALS, CONTENT OR ANY
OTHER INFORMATION POSTED OR SUBMITTED TO AND/OR RESIDENT ON THE SITE ARE
ACCURATE, TRUTHFUL, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE. MARQETA CANNOT
AND DOES NOT REPRESENT OR WARRANT THAT THE SITE IS FREE OF VIRUSES OR OTHER
HARMFUL COMPONENTS. MARQETA IS NOT RESPONSIBLE OR LIABLE IN ANY WAY FOR ANY
INFORMATION OR MATERIALS THAT YOU SUBMIT OR UPLOAD TO OR PUBLISH OR POST ON THE
SITE, ALL OF WHICH ARE PROVIDED BY YOU ON A NON-CONFIDENTIAL AND NON-PROPRIETARY
BASIS.


12. Limitation of Liability TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT
SHALL MARQETA BE LIABLE TO YOU FOR ANY DIRECT, SPECIAL, PUNITIVE, INDIRECT OR
CONSEQUENTIAL DAMAGES OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING, WITHOUT
LIMITATION, LOSS OF PROFITS, DATA, BUSINESS OR GOODWILL, ON ANY THEORY OF
LIABILITY, WHETHER ARISING UNDER TORT (INCLUDING NEGLIGENCE), CONTRACT OR
OTHERWISE, WHETHER OR NOT MARQETA HAS BEEN ADVISED OR IS AWARE OF THE
POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE AGGREGATE LIABILITY OF
MARQETA, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT
LIABILITY, STRICT LIABILITY OR OTHER THEORY, ARISING OUT OF OR RELATING TO THE
USE OF OR INABILITY TO USE THE SITE OR TO THESE TERMS EXCEED ANY COMPENSATION
YOU PAY, IF ANY, TO MARQETA FOR ACCESS TO OR USE OF THE SITE.


13. Indemnification You agree to defend, indemnify and hold harmless Marqeta and
its independent contractors, service providers and consultants and Marqeta’s and
their respective directors, officers, employees and agents (collectively, the
“Indemnified Parties”) from and against any claims, damages, costs, liabilities
and expenses (including but not limited to reasonable attorneys’ fees) incurred
or suffered by an Indemnified Party and arising out of or related to (a) any
actual or alleged breach by you of these Terms or any other Marqeta agreement,
policy or guideline; (b) any actual or alleged violation of applicable law,
rules or regulations of any jurisdiction or of any payment card association,
network or company; (c) your wrongful or improper use of the Site; (d) any
Submission submitted by you; or (e) your violation of the rights of any third
party.


14. Applicable Law and Venue These Terms and your use of the Site shall be
governed by and construed in accordance with the laws of the State of
California, without reference to its conflict of law provisions. You agree that
any action at law or in equity arising out of or relating to these Terms shall
be filed only in the state and federal courts located in Alameda County,
California, and you hereby irrevocably and unconditionally consent and submit to
the exclusive jurisdiction of such courts over any suit, action or proceeding
arising out of these Terms.


15. Severability If any provision of these Terms is deemed unlawful, void or for
any reason unenforceable, then that provision will be deemed severable from
these Terms and will not affect the validity and enforceability of any remaining
provisions.


16. Assignment; Relationship of the Parties You may not assign any of your
rights or obligations under these Terms, whether by operation of law or
otherwise, without Marqeta’s prior written consent. These Terms will bind your
successors and permitted assigns. There are no third party beneficiaries to
these Terms. Nothing in these Terms creates an agency, partnership or joint
venture or employment relationship between you and Marqeta.


17. Waiver No delay or failure to take action under these Terms will constitute
a waiver unless expressly waived in a writing signed by a duly authorized
representative of Marqeta and no single waiver will constitute a continuing or
subsequent waiver.


DIVA API TERMS OF USE

What Information Do You and Marqeta Share?



The big pieces of information you may share: Account Information – name, email
address, phone number, and department, which may be available to others using
our services and products, if you elect to share said information. Remember, you
control access to your information; profile, email address, phone number, and
other information and can control sharing that information. Marqeta will not
access your information unless there is a reason, including for facilitation of
services and products.


Information You Provide



Your Account Information. You may provide your name, email address, and phone
number to create an Marqeta account. You confirm you are authorized to provide
us such information. You may also add other information to your account, such as
a profile name, email address, and status message. 



No Liabilities



Marqeta assumes no liability for any results of the portal or product, your
implementation or use of information from the portal or product and services,
accident, injury, death, loss of data, loss of revenue, other loss, or other
claim related to or resulting from the use of this product. In no event shall
Marqeta be liable for incidental or consequential damages relating to or
resulting from the use of this portal, product, services, or any of its features
or parts.


Warranty Disclaimer



Marqeta does not warrant nor represent that we have a special relationship with
or fiduciary duty to you. You acknowledge that Marqeta has no control over, and
no duty to take any action regarding: which users gain access to the services or
products; what content is accessed via the services or products; what effects
the content may have on you; how you may interpret or use the content; or what
actions you may take as a result of having been exposed to the content. You
release Marqeta from all liability for you having acquired or not acquired
content through the services and products. Marqeta does not warrant nor
represent, nor shall we be liable or responsible for the accuracy, copyright
compliance, legality or decency of material contained in or accessed through the
products and services.


EXCEPT AS EXPRESSLY SET FORTH IN THE TERMS OF SERVICE, POLICIES, THE SERVICES,
CONTENT, WEBSITE, PRODUCTS AND SERVICES OBTAINED THROUGH THE WEBSITE, SERVICES,
PRODUCTS, AND ANY SOFTWARE ARE PROVIDED ON AN “AS IS” BASIS, WITHOUT WARRANTIES
OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,
NON-INFRINGEMENT, OR THAT USE OF THE SERVICES WILL BE UNINTERRUPTED OR
ERROR-FREE.


MARQETA DOES NOT, UNDER THIS WARRANTY, ASSUME ANY LIABILITY FOR ANY SPECIAL,
INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER,
EVEN IF MARQETA HAS BEEN ADVISED AS TO THE POSSIBILITY OF SUCH DAMAGES, FOR ANY
CLAIM ARISING FROM OR RELATED TO THIS WARRANTY STATEMENT, REGARDLESS OF THE FORM
OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT PRODUCT
LIABILITY OR ANY OTHER CAUSE OF ACTION OR LEGAL OR EQUITABLE THEORY, INCLUDING
BUT NOT LIMITED TO LOSS OF PROFITS OR REVENUES, GOODWILL, DOWNTIME, LOSS OF
DATA, LOSS OF USE OF THE PRODUCT OR ANY ASSOCIATED EQUIPMENT, COST OF ANY
REPLACEMENT GOODS OR SUBSTITUTE EQUIPMENT, ANY COSTS OF RECOVERING,
REPROGRAMMING, OR REPRODUCING ANY PROGRAM OR DATA STORED IN OR USED WITH Marqeta
PRODUCTS, AND ANY FAILURE TO MAINTAIN THE CONFIDENTIALITY OF DATA STORED ON THE
PRODUCT, OR LOSS OF USE DURING THE PERIOD THAT THE PRODUCT IS BEING REPLACED OR
REPAIRED. DAMAGE TO OR REPLACEMENT OF EQUIPMENT AND PROPERTY. MARQETA
SPECIFICALLY DOES NOT REPRESENT THAT IT WILL BE ABLE TO REPAIR ANY PRODUCT UNDER
THIS WARRANTY OR MAKE A PRODUCT EXCHANGE WITHOUT RISK TO OR LOSS OF PROGRAMS OR
DATA.


IN NO EVENT SHALL MARQETA’S LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO
THIS WARRANTY STATEMENT EXCEED THE PRICE PAID BY YOU FOR PURCHASE OF THE PRODUCT
AND/OR SERVICES, REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT
(INCLUDING NEGLIGENCE), STRICT PRODUCT LIABILITY OR ANY OTHER CAUSE OF ACTION OR
LEGAL OR EQUITABLE THEORY.


Marqeta’s License Rights; License to You 



Marqeta owns all data and information, including personal data, including
information directly or indirectly, alone or in combination with other
information, to identify an individual, related to each cardholder, you or your
authorized cardholders, (collectively, “Cardholder Data”) that is collected by
Marqeta solely in connection with obtaining cards. Marqeta owns all copyrights,
trademarks, domains, logos, trade dress, trade secrets, and patents generated
through your use of the product and/or services and associated analysis, and
other intellectual property rights associated with our services. Marqeta grants
you a limited, revocable, non-exclusive, non-sublicensable, and non-transferable
license to use our products and services, subject to and in accordance with our
terms and any applicable policies, including privacy policies. This license is
for the sole purpose of enabling use of our products and services solely in the
manner permitted by our terms and any applicable policies.


All Cardholder Data collected directly from cardholders by you other than in
connection with obtaining cards shall be owned solely by you. Collectively, we
are free to use, modify and reproduce the Cardholder Data without the consent
of, or any accounting to, the other party, subject in all cases to all
applicable law. We may create derivative works of Cardholder Data it owns to
create aggregate statistical and database compilations, such as information
concerning Cardholder demographics, site traffic, viewing and navigation
patterns, and similar data (“Derived Data”). Each item of Derived Data is owned
by the party that creates it and may be used and disclosed without restriction
by the owner. Notwithstanding the foregoing, to the extent permissible by
Applicable Law and as authorized by an appropriate consumer or Cardholder
“opt-in” notice permitting Issuing Bank to provide Client with Cardholder Data
(other than Card Data) and Transaction Data related to transactions from the use
of Cards, Marqeta will make all such Cardholder Data owned by Issuing Bank and
such Transaction Data available to Client. You may use such Cardholder Data and
Transaction Data as permitted by applicable law, Issuing Bank’s privacy policy
then in effect, the opt-in notice, and cardholder’s right to rescind the
permissions provided in such notice.


Marqeta License Restrictions



You may not use our copyrights, trademarks, domains, logos, trade dress,
patents, data generated through your use of the products and services and
associated analysis, and other intellectual property rights unless you have our
express permission. No licenses or rights are granted to you by implication or
otherwise, except for the licenses and rights expressly granted to you in this
provision. You shall not and will not transfer any of your rights or obligations
under our terms and any applicable policies to anyone else without our prior
written consent. Such transfer without the prior written consent of Marqeta
shall be deemed invalid, null and void. We reserve all rights not expressly
granted by us to you. In certain jurisdictions, you may have legal rights as a
consumer, and our terms are not intended to limit such consumer legal rights
that may not be waived by contract.


Your License to Marqeta



As necessary for Marqeta to provide Services, you grant Marqeta a worldwide,
non-exclusive, royalty-free, fully paid up, irrevocable, worldwide, perpetual
license, sublicensable, and transferable license to use, make, have made,
execute, reproduce, modify, adapt, display, perform, distribute, make derivative
works of, import, export, and, make, have made, use, execute, reproduce, modify,
adapt, display, perform, distribute, make derivative works of, import, and
export, your information in connection with the Services and to permit others to
do any of the foregoing. The rights you grant in this license are for the
limited purpose of operating and providing our Services (such as to allow us to
display your profile picture and status message, transmit your messages, store
your undelivered messages on our servers for up to 30 days as we try to deliver
them, and otherwise as described in our applicable policies). You also grant
Marqeta the right to sell or offer for sale your information and data derived
thereof submitted through our products and services, excluding your video
content, which always remains yours.


Our Terms and Policies. You must use our products and services according to our
terms and posted policies. If we disable your account for a violation of our
terms, you agree not to create another account without our permission.


Legal and Acceptable Use. You must access and use our products and services only
for legal, authorized, and acceptable purposes. You will not use (or assist
others in using) our products and services in ways that: (a) violate,
misappropriate, or infringe the rights of Marqeta, our users, partners,
third-party providers, or others, including privacy, publicity, intellectual
property, or other proprietary rights; (b) are illegal, obscene, defamatory,
threatening, intimidating, harassing, hateful, offensive, or instigate or
encourage conduct that would be illegal, or otherwise inappropriate; (c) involve
false information or data, misrepresentations, or misleading statements; (d)
involve sending illegal or impermissible communications such as bulk messaging,
auto-messaging, auto-dialing, and the like; or (f) involve any commercial/for
profit of our products and services unless otherwise authorized by us.




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