myspecta.com Open in urlscan Pro
20.76.235.87  Public Scan

Form analysis
0 forms found in the DOM

Text Content

 * Call us
 * Faq
 * Blog


WELCOME TO SPECTA

Individuals access loans up to N5 Million . Businesses grow and scale. Create
meaningful business opportunities.

We help Businesses grow and s|

GET STARTED

POWERED BY


 



SPECTA4INDIVIDUALS

With Specta you can access a personal loan of up to N5Million without collateral
in 5 minutes.






Take a Personal Loan


SPECTA4BUSINESS

Boost sales with Specta by signing up to start receiving payments from customers
with Specta spending limits. You can also get up to N2M to start or grow your
business



Take a Business Loan


ULTRA CREDIT CARD

A credit card for all your needs. No more insufficient funds.







Get your Card


PAYWITHSPECTA

Buy Now, Pay Later.Get up to N2M spending limit to make purchases from any of
our merchants





PayWithSpecta


SPECTA SCORE

Are you aware of your credit rating? Do you know you can forecast your
net-worth?






Check your Score


SPECTA PRIME

Invest your funds at a competitive interest rate and get a loan at a reduced
interest rate.






Invest and take a loan


MYSPECTA

Are you an Individual?
Do you need a Quick Loan of up to 5 million? Get it in 5 Minutes.
Start your Journey


CHECK YOUR SPECTASCORE

Are you aware of your credit standing ?
Do you know you can forecast your net worth?
Explore


SPECTA4BUSINESS

In need of Business Loans?
We now have you covered, click here to explore options.
Start your Journey


ARE YOU A FIRST TIMER?

HERE IS WHAT YOU NEED TO KNOW!

Specta is an online lending platform that gives you loans of up to 5 Million in
one transaction all within 5 minutes! No collateral, no paperwork and no visit
to any office.

With Specta, you can take care of urgent personal and business needs anywhere,
anytime.

Let's guide you



5 MINUTES MADNESS!

ONLY YOU CAN UNDERSTAND!

Watch Now!

SPECTA 5 MINUTES MADNESS!


×

WE ARE GIVING YOU

FREE AIRTIME TODAY

Redeem your Free Airtime

GET A LOAN AT 1.9%

MONTHLY INTEREST RATE JUST FOR TODAY!

Apply Now
×


HI,

as part of our efforts to ensure we continue to offer you fantastic service,
this site will be undergoing an upgrade from

7:00pm on Saturday, September 28, 2019 to 8:00 am on Monday, September 30, 2019.

We apologize for the inconvenience.
We will miss you while we are away but we will be back to serve you better. Have
a Spectacular weekend.

YOU CAN REACH US ON THE NUMBER BELOW!

×
01-7004271

×


WATCH THIS SPACE

Coming soon


SPECTA FEES

Interest rate on Loan: 25.5%-28.5%* . One off payment for Insurance: 2.5% . One
off payment of Management fees: 1% . Repayment Period: 1-12months . Penalty fee-
1% .


REPRESENTATIVE EXAMPLE

Let’s look at Emeka. Emeka gets a loan of N2,000,000.00 from Specta for the
duration of 12 months, Emeka’s interest rate will be 25.5% and he will have to
pay back N188,400.98, monthly for 12 months.
This is exclusive of management fees (1%) and Insurance fees of (2.5%) which are
one off fees which he will still have to pay in addition to his monthly payment
of N188,400.98. If Emeka defaults in paying back the loan, his default attracts
a penal fee of 1% monthly.

* Loan rate may vary based on the risk rating analyzed by the system.


YOUR ONE-STOP SHOP

Previous

The first-ever app that enables you to securely purchase and manage Treasury
Bills, Eurobonds and Equities from your mobile device.

OneBank is a 100% digital banking app. It offers you the ability to register and
bank instantly and you can make payments, invest and borrow money, all in the
app.

Who is watching your child? With our caregivers your peace of mind is
guaranteed.

Simplifying access to affordable and reliable energy.

Join Switch today to gain easy access to multi currency savings, cheaper
transfers and the best lending, investment and insurance products in Nigeria.

Stay ahead of the market and enjoy up to 60% returns on your Naira and Dollar
investments.

The first-ever app that enables you to securely purchase and manage Treasury
Bills, Eurobonds and Equities from your mobile device.

OneBank is a 100% digital banking app. It offers you the ability to register and
bank instantly and you can make payments, invest and borrow money, all in the
app.

Who is watching your child? With our caregivers your peace of mind is
guaranteed.

Simplifying access to affordable and reliable energy.

Join Switch today to gain easy access to multi currency savings, cheaper
transfers and the best lending, investment and insurance products in Nigeria.

Stay ahead of the market and enjoy up to 60% returns on your Naira and Dollar
investments.

The first-ever app that enables you to securely purchase and manage Treasury
Bills, Eurobonds and Equities from your mobile device.

OneBank is a 100% digital banking app. It offers you the ability to register and
bank instantly and you can make payments, invest and borrow money, all in the
app.

Who is watching your child? With our caregivers your peace of mind is
guaranteed.

Simplifying access to affordable and reliable energy.

Next

Sterling Towers, 20 Marina, Lagos island, Lagos

01-7004271

specta@sterling.ng


PRODUCTS

 * Specta4individuals
 * Specta4business
 * PaywithSpecta
 * Ultra Credit Card
 * Specta Score
 * Specta Prime


RESOURCES

 * Privacy Policy
 * Terms and Conditions

© 2024 Sterling Bank