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Submitted URL: http://td.com/
Effective URL: https://www.td.com/us/en/personal-banking
Submission: On October 15 via manual from US — Scanned from US
Effective URL: https://www.td.com/us/en/personal-banking
Submission: On October 15 via manual from US — Scanned from US
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Hurricane Milton | Stores and ATMs may be affected by Hurricane Milton. Get the
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WHAT CAN WE HELP YOU FIND?
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* LIVE CUSTOMER SERVICE WHEN YOU NEED IT
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* DEPOSIT CHECKS ANYTIME
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Deposit. Funds are usually available the next business day
PROTECT AGAINST FRAUD
Find out what to do if you suspect fraud, and learn how to keep your accounts
and identity more secure
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INTRODUCING TD OVERDRAFT RELIEF1
With TD Overdraft Relief1, we offer you even more flexibility—including no fee
if you overdraw your checking account balance by $50 or less.
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* HOW TD OVERDRAFT RELIEF HELPS
If you overdraw the available balance in your checking account by $50 or
less, we won't charge you an overdraft fee
* MORE TIME TO PREVENT FEES WITH GRACE PERIOD2
Our Grace Period2 gives you time to fix an overdraft. Just cover the
overdrawn balance plus any additional transactions by 11 PM ET the next
business day
* ADDITIONAL OVERDRAFT OPTIONS FOR YOU
You'll find automatic coverage with Standard Overdraft Service3 included with
most checking accounts1. You might also choose Savings Overdraft Protection,
TD Debit Card AdvanceSM* or overdraft options for TD Small Business customers
Learn more
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NEW LOOK FOR THE TD BANK APP
"One of the best bank apps," you said—and we love to see it
Your app store reviews are telling us how much you like the new and improved TD
Bank app. 4.8/5 stars! We're listening. And we'll keep rolling out changes to
make the app even better.
Our biggest app update ever gives you:
* Friendlier navigation
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* One central location to make payments, transfer funds, send money and more
We hope these changes make banking with us easier than ever.
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IMPORTANT DISCLOSURES
*Important Details about TD Debit Card AdvanceSM
By enrolling in TD Debit Card AdvanceSM, you are permitting us to authorize and
pay ATM and one-time debit card transactions when you do not have enough money
available in your account to cover the transaction. A $35 fee applies to each
transaction that overdraws your available account balance by more than $50,
whether that transaction is made by debit card, check, in-person withdrawal, or
other electronic means (up to a maximum of 3 fees per day per account). You are
obligated to pay overdrafts immediately. Whether an overdraft will be paid is
our discretion, and we reserve the right not to pay. For example, we typically
do not pay overdrafts if your account is not in good standing, you are not
making regular deposits, or you repeatedly overdraft. TD Debit Card AdvanceSM is
different from other forms of overdraft coverage in that it does not transfer
funds from an approved line of credit, savings account, or home equity line of
credit. The order in which transactions are processed may affect the total
amount of overdraft fees incurred. For more information see the Personal Deposit
Account Agreement.
1Overdraft Services do not apply to TD Essential Banking Accounts. We may
decline or return transactions that would result in an overdraft. Transactions
that you make may cause your Account to overdraw but we will not assess your TD
Essential Banking Account an overdraft fee or return item fee. For example,
preauthorized transactions and other transactions may post to your Account even
when the available balance in your Account is not sufficient to pay the
transaction.
2When items are presented for payment that result in your available Account
balance being overdrawn by more than $50, Overdraft Grace provides you with an
opportunity to receive refunds for overdraft fees if your available Account
balance is at least $0, inclusive of any pending or posted items, at the end of
the next business day.
3Our Standard Overdraft Service may allow ACH payments, recurring debit
transactions and personal checks to go through for a fee. A $35 fee applies to
each transaction that overdraws your available account balance by more than $50,
(up to a maximum of 3 fees per day per account). Whether an overdraft will be
paid is our discretion, and we reserve the right not to pay. For example, we
typically do not pay overdrafts if your account is not in good standing, you are
not making regular deposits, or you repeatedly overdraft. You are obligated to
pay overdrafts immediately.
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BANK, N.A. OR ANY OF ITS AFFILIATES; AND, MAY BE SUBJECT TO INVESTMENT RISK,
INCLUDING POSSIBLE LOSS OF VALUE.
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