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PersonalBusiness Products BuySellPayment linksConverter Company About usCareersTestimonialsAffiliate programBrand HubContact usBecome a partner Resource Help centerBlockchains and tokensAPI Blog Partner log inContact salesBuy/Sell crypto Exchange crypto anywhere Everything Swaps CRYPTOCURRENCY PAYMENT GATEWAY FOR PERSONAL AND BUSINESS SERVICES Swaps is a simple and user friendly widget for safely buy, sell and receive crypto BUY CRYPTO The simplest way to buy crypto safely and with the best rate. 25+ of the most popular tokens you can buy with 12 local fiat currencies include USD, EUR, GBP by any convenient method: Visa, Mastercard, Google Pay, Apple Pay, Bank Transfer. SELL CRYPTO Sell crypto securely with profitable rate and without the risk of blocking your bank account. PAYMENT LINKS Receive crypto payments and transfers wherever you are without KYC. BENEFITS OF BUYING CRYPTO WITH SWAPS INSTANT PURCHASES Purchase your next crypto asset with a bank card or your preferred method is easier than ever. A few moments for each transaction THE BEST RATE ALWAYS Best price execution from top leading liquidity providers and protection from risks SAFE AND SECURE Secure transactions with 3-DS V2 verification. Swaps is verified by Visa and supports Mastercard ID check. INDUSTRY-LEADING KYC VERIFICATION Instant verifications and extensive testing allow us to eliminate common drop-off points WORLD-CLASS ANTI-FRAUD SYSTEM With our top global partners we established a fully tamper-proof anti-fraud mechanism, fighting cryptocurrency fraud with unprecedented efficiency Try it now BLOCKCHAINS AND TOKENS 31 BLOCKCHAINS Swaps supports 13 available and 18 on-demand blockchain integrations. 1000+ TOKENS The widest variety of tokens suitable for your crypto project. DOWNLOAD THE MOBILE APP AND MAKE SWAPS WHEREVER YOU ARE * Buy, Sell and Receive crypto profitable * 200 countries, 20+ payment methods, 30+ tokens, limits up 100k * Fully safe and secure For business WANT THIS PRODUCT FOR YOUR BUSINESS? Let users buy and sell crypto on your platform Contact us EXPLORE WHAT IS A CRYPTOCURRENCY PAYMENT GATEWAY? A cryptocurrency payment gateway is a technology platform designed to facilitate the acceptance and processing of cryptocurrency payments for businesses. As digital currencies like Bitcoin, Ethereum, and many others have grown in popularity, merchants have sought ways to tap into this evolving financial ecosystem. This gateway serves as the bridge, enabling businesses to accept digital currencies from customers as seamlessly as they would conventional fiat payments. Acting as an intermediary, a cryptocurrency payment gateway manages the transactional flow between the customer, the merchant, and the underlying cryptocurrency network. When a customer opts to pay using cryptocurrency, the gateway authenticates, processes, and confirms the transaction through the relevant cryptocurrency's blockchain. After confirmation, merchants can choose to either retain the digital currency or convert it into fiat currency. This way, these gateways ensure smooth, secure, and timely cryptocurrency transactions, broadening payment options for customers and diversifying revenue streams for businesses. HOW DOES A CRYPTO PAYMENT GATEWAY WORK? A crypto payment gateway serves as the linchpin between merchants, customers, and cryptocurrency networks, ensuring smooth processing of digital currency transactions HERE’S HOW IT TYPICALLY FUNCTIONS: CUSTOMER INITIATION When making a purchase, the customer selects the cryptocurrency payment option on the merchant's platform, indicating their preference to accept crypto payments. The payment gateway then presents a digital invoice, usually featuring a QR code or a wallet address, to which the customer needs to send the cryptocurrency amount. TRANSACTION BROADCAST The customer scans the QR code or inputs the wallet address into their crypto wallet and sends the payment. This action broadcasts the transaction to the respective cryptocurrency network for validation. PAYMENT PROCESSING Cryptocurrency transactions are validated by a decentralized network of nodes. The nodes verify the transaction details against the blockchain's history to ensure legitimacy. Upon verification, the transaction gets added to a new block on the blockchain. CONFIRMATION & NOTIFICATION Once the transaction is confirmed (which can vary in time depending on the cryptocurrency and network congestion), the payment gateway notifies the merchant. The number of confirmations required for a transaction to be considered complete can vary; for instance, Bitcoin often requires multiple confirmations. CONVERSION TO FIAT (IF APPLICABLE) Some merchants prefer to receive their payments in traditional fiat currencies due to volatility concerns associated with cryptocurrencies. In such cases, the crypto payment gateway can automatically convert the received cryptocurrency into the merchant’s preferred fiat currency, often leveraging partnered exchanges. This ensures that merchants receive the exact value they expect, shielded from potential crypto price fluctuations. In essence, a crypto payment gateway manages the complexities of cryptocurrency transactions on behalf of merchants, ensuring security, transparency, and ease of use. ADVANTAGES OF CRYPTO PAYMENT GATEWAYS Crypto payment gateways have ushered in a new age of commerce, offering myriad benefits to both merchants and customers Here's an exploration of these advantages: ENHANCED SECURITY Cryptocurrencies operate on decentralized blockchain technology, renowned for its security features. Transactions are cryptographically secured, providing a level of security often superior to traditional payment methods. Moreover, once a transaction is confirmed, it becomes immutable, ensuring that the transaction details remain tamper-proof. This robustness makes it a favorable choice for businesses looking to accept crypto payments. REDUCED RISK OF CHARGEBACKS AND FRAUD One of the primary concerns for merchants in the digital realm is the risk of chargebacks and fraudulent transactions. Cryptocurrency payment gateways offer the advantage of irreversible crypto payments. Once a customer has made a payment, they cannot revoke it, drastically reducing the risks of chargebacks. Additionally, the decentralized verification system of blockchains diminishes the risk of fraudulent transactions. GLOBAL REACH & MARKET EXPANSION Cryptocurrencies are not bound by national borders or specific banking systems. This universal nature allows merchants to cater to a global audience without contending with intricate international banking fees or exchange rates. By incorporating crypto payment gateways, businesses can more easily tap into the burgeoning market of crypto enthusiasts and users, expanding their customer base. FINANCIAL INCLUSION A significant portion of the global population remains unbanked or underbanked. Cryptocurrencies provide an avenue for these individuals to participate in the digital economy. Merchants utilizing crypto payment gateways can cater to this segment, fostering greater financial inclusivity COST EFFICIENCY Traditional banking systems and online money transfers usually involve fees and exchange costs. Businesses that accept cryptocurrency payments can bypass many of these fees, especially with direct wallet-to-wallet transfers. This can significantly reduce these costs, offering a more cost-effective approach for both merchants and customers. PRICE VOLATILITY CAN BE AN ADVANTAGE While the volatility of cryptocurrencies can be a double-edged sword, some merchants and investors capitalize on this. They may hold onto cryptocurrencies during bullish market phases to reap potential profits. In essence, crypto payment gateways not only signify a shift towards modernity and efficiency in commerce, but also present a lucrative avenue for businesses and customers alike to navigate the vast ocean of opportunities within the crypto space. ARE CRYPTO PAYMENT GATEWAYS SAFE? In today's digital era, safety is paramount, especially when it comes to financial transactions. As crypto payment gateways gain traction, questions surrounding their safety naturally arise. At their core, these gateways are designed with robust security features. Firstly, they leverage cryptographic protocols inherent to blockchain technology. Every transaction is encrypted, ensuring that the data exchanged between the buyer and the seller remains confidential and protected from potential breaches. This encryption often surpasses the security measures of traditional online payment methods. Moreover, the decentralized nature of blockchain means that for a transaction to be validated, it needs consensus across multiple nodes. This process further decreases the risk of fraudulent activities, as manipulating transaction data becomes nearly impossible without control over a majority of the network. Businesses that accept crypto payments can thus rely on enhanced transaction security. However, as with all technologies, the safety of a crypto payment gateway largely depends on the provider. It's crucial for users — be it merchants or consumers — to choose gateways backed by reputable companies, especially if they aim to accept crypto payments. Researching reviews, understanding their security measures, and ensuring they comply with industry standards are vital steps. FEEDBACK FROM USERS Increase revenue with the best conversions on the market Very nice. Easy KYC, I bought btc, the actual commission they have is one of the most profitable, everything went quickly. Michael R. Gyorsan és egyszerűen kezelhető Elégedett vagyok a telefonnal és az üzlettel, amit a cégtől kaptam. József Korcsek Easy to use. Easy to swap, easy to buy coin. Erhacorp Dotcom More reviews SWAPS IN THE NEWS READ SWAPS INSIGHTS April 18, 2024 WHAT IS BITCOIN HALVING? April 4, 2024 SWAPS EXPANDS PAYMENT OPTIONS BY ADDING ASTROPAY AS A NEW PAYMENT METHOD April 2, 2024 CRYPTO PAYMENTS IN THE REAL ESTATE SECTOR: PRACTICAL APPLICATION FROM KURG&KORSTEN AND SWAPS March 15, 2024 XRP PRICE SPIKE: WHAT ARE THE PROSPECTS FOR RIPPLE IN THE NEAR FUTURE? March 5, 2024 BITCOIN RECORD PRICE BREAKOUT AND HOW DOES IT AFFECT OTHER MARKETS? March 1, 2024 WHAT IS SOLANA AND WHAT PROSPECTS CAN IT BRING? More article FAQ HOW DOES A CRYPTO-TO-FIAT PAYMENT PROCESSOR OPERATE? A crypto-to-fiat payment processor allows merchants to accept cryptocurrency payments, automatically converting them into traditional fiat currencies. This ensures merchants receive stable value, regardless of cryptocurrency market fluctuations. DOES BITCOIN FUNCTION AS A PAYMENT PROCESSOR? No, Bitcoin is a digital currency. Crypto payment processors, or gateways, facilitate the acceptance of Bitcoin as payment, converting transactions and sometimes exchanging them for fiat currencies on behalf of merchants. HOW DO CRYPTO COINS FACILITATE PAYMENTS? Crypto coins utilize decentralized blockchain technology, where transactions are validated by a network of nodes. By leveraging cryptocurrency payment options, these transactions become secure, transparent, and often faster than traditional payment systems. WHAT'S THE TOP WAY TO PAY USING CRYPTOCURRENCY? Cryptocurrencies offer multiple payment methods, with direct wallet-to-wallet transfers being the most common. Introducing cryptocurrency payment options into the mix, the best method varies based on individual needs but prioritizes security, low network fees, and ease of use. QUICK BUY CRYPTO WITH SWAPS Buy Bitcoin Buy Ethereum Buy Tron Buy Litecoin Buy Dogecoin Buy Matic Buy Polkadot Buy Tether ERC20 Buy XRP Buy Solana Buy Tether TRC20 Buy USD Coin Subscribe to our newsletter Product updates, news, analytics every week Thank you! Your submission has been received! Oops! Something went wrong while submitting the form. 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