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<form role="search" method="get" class="modal-search__form search-form" action="https://www.splitit.com/" data-hs-cf-bound="true">
  <a href="#" class="modal-search__form__close close"><i class="close fas fa-times"></i></a>
  <h4 class="h2">What are you looking for?</h4>
  <p>We have lots of helpful articles, answers, and guides.<br> Search and you shall receive.</p>
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      <span class="screen-reader-text">Search for:</span>
      <input type="search" class="modal-search__form__input search-field" placeholder="Search..." value="" name="s" title="Search for:">
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    <input type="submit" class="modal-search__form__button search-submit btn-splitit btn-splitit--teal" value="Search">
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Shopper Business Investors

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 * How it works
 * Where to shop
 * Help

 * Installments-as-a-Service
 * Solutions
    * Business
    * Enterprise
    * Partners

 * Developers
 * Company
    * About us
    * Blog
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 * Get started

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    * Share Registry & ADR Information
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 * Governance
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    * Policies & Charters

 * ASX: SPT

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 * Login
    * Shopper portal
    * Merchant portal

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Splitit
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A NEW REASON TO LOVE YOUR CREDIT CARD

When you don’t want a new loan, but still want control over your monthly cash
flow, Splitit is the easy answer.

Manage your account
How Splitit works



NO ADDITIONAL INTEREST OR FEES

Splitit allows you to pay for your purchase over time before accruing any
interest.


NO APPLICATIONS

You use your existing credit card, so there’s no need to create another account.


NO CREDIT CHECKS

All you need is the balance available on your credit card.

Welcome to Splitit


A COMPLETELY NEW WAY TO PAY.

We aren’t like other “buy now, pay later” options. We’re entirely different –
free of fees, applications, and credit checks. For the responsible credit card
user who pays diligently and doesn’t want a new loan under their name, Splitit
is the smarter, more sensible choice.


INSTALLMENT PLAN

You choose the number of monthly payments that suit you and your budget.

Splitit authorizes the full amount of the purchase on your existing credit card
and reserves the balance until final payment is made.


FIRST INSTALLMENT

The first installment is charged a few seconds after the purchase authorization
or upon shipping.


REAUTHORIZATION

Splitit reauthorizes the outstanding amount when the previous authorization is
about to expire.


PAY MONTHLY

Splitit will charge your credit card every month until the plan is finished,
reducing the hold on your credit line each month by the payment amount.

 


CONSUMER

Splitit enables consumers to shop more responsibly. There’s no added debt, no
interest or hidden fees, plus they get all the benefits of paying with their
existing credit card, including rewards, transaction insurance and protection
against fraud.

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MERCHANT

Our white-label plugin allows merchants to nurture and retain their customers,
driving loyalty and promoting brand consistency. Splitit’s zero-friction
checkout drives the highest conversion and the highest approval rates.

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PROCESSOR

Our easy to implement single global API enables merchants to use their existing
processor and existing back office, allowing the payment processors to retain
their merchant relationships.

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NETWORK

Splitit’s technology leverages the existing global credit card payment rails,
seamlessly integrating installments at the checkout and enabling networks to
play a part in the installments value-chain.

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ISSUER

Splitit’s white-label, issuer agnostic, solution allows more issuers to be part
of the installment payments process and not be forced out by the fintechs and
the larger banks.

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STILL HAVE QUESTIONS ABOUT HOW SPLITIT WORKS?

You can find answers to our most commonly asked questions here. If you can’t
find what you’re looking for, please visit our Support centre where you’ll find
lots more answers, plus you can live chat with us.


FREQUENTLY ASKED QUESTIONS

How can I contact Splitit?

Please visit our support centre.

Can I pay with a debit card?

No, unfortunately not. We are only able to accept credit cards at the present
time.

What credit cards do you partner with?

We are currently partner with Visa, Mastercard, Discover and Union Pay credit
cards.

Where can I find Splitit Terms and Conditions?

You can find all our terms and conditions here.

Do I use a card I already have?

Yes.

Splitit helps consumers use their existing credit card to turn purchases into
smaller, monthly payments.

The full amount of your purchase is authorized (held) on your credit card to
guarantee future payments so you need to have at least that amount in available
credit on your card.

The authorization amount reduces with each monthly payment you make until the
balance is cleared and we renew these authorizations periodically. The previous
authorization is removed as soon as we receive a new one.

More


SOME OF OUR INDUSTRIES


FASHION & JEWELRY

View →


HOME & FURNITURE

View →


SERVICES

View →


SPORT & OUTDOOR

View →



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 * LinkedIn
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SHOPPER

 * Help & Support


BUSINESS

 * Installments-as-a-Service
 * Success Stories
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ABOUT US

 * Our Story
 * Investors
 * Careers
 * Partners
 * News


 * PCI DSS
 * Privacy Policy
 * Cookies Policy
 * Terms & Conditions

WHAT ARE YOU LOOKING FOR?

We have lots of helpful articles, answers, and guides.
Search and you shall receive.

Search for:


SELECT YOUR BUSINESS TYPE




UP TO $2M

Get started today with our self-onboarding portal, perfect for businesses with
up to $2 million annual sales.

Create your Splitit business account and easily add Splitit to your Ecommerce
store.

Get started


OVER $2M

Tailored to businesses with over $2 million annual sales

Please get in touch and our dedicated sales team will contact you shortly.

Contact sales


SHOPPERS

Use your existing credit card without the interest

You don’t need an account to use Splitit. Find us at the checkout at your
favorite stores.

How it works


OUR COOKIES

We use cookies, which are small text files, to improve your experience on our
website and to show you personalised content. You can allow all or manage them
individually.Learn More

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Manage cookies



PRIVACY PREFERENCE CENTER

When you visit any website, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalized web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change our default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer.
More information
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MANAGE CONSENT PREFERENCES

STRICTLY NECESSARY COOKIES

Always Active

These cookies are necessary for the website to function and cannot be switched
off in our systems. They are usually only set in response to actions made by you
which amount to a request for services, such as setting your privacy
preferences, logging in or filling in forms. You can set your browser to block
or alert you about these cookies, but some parts of the site will not then work.
These cookies do not store any personally identifiable information.

Cookies Details‎

PERFORMANCE COOKIES

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Cookies Details‎

FUNCTIONAL COOKIES

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TARGETING COOKIES

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