www.firstcitizens.com
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Submitted URL: http://firstcitizens.com/
Effective URL: https://www.firstcitizens.com/
Submission: On September 09 via manual from US — Scanned from DE
Effective URL: https://www.firstcitizens.com/
Submission: On September 09 via manual from US — Scanned from DE
Form analysis 6 forms found in the DOM
<form class="yxt-SearchBar-form" role="search">
<label class="sr-only" for="yxt-SearchBar-input--fcb-yext-search-home-hero-1291525c-eb1c-46de-bce9-c5b8c4934ded" id="yxt-SearchBar-inputLabel--fcb-yext-search-home-hero-1291525c-eb1c-46de-bce9-c5b8c4934ded"> Conduct a search </label>
<input class="js-yext-query yxt-SearchBar-input" id="yxt-SearchBar-input--fcb-yext-search-home-hero-1291525c-eb1c-46de-bce9-c5b8c4934ded" type="text" role="combobox" name="query" value="" placeholder="How can we help?" aria-label="Conduct a search"
aria-autocomplete="list" aria-controls="yxt-SearchBar-autocomplete--fcb-yext-search-home-hero-1291525c-eb1c-46de-bce9-c5b8c4934ded" aria-describedby="fcb-yext-answers-search-field-v2-1291525c-eb1c-46de-bce9-c5b8c4934ded-instructions"
aria-haspopup="listbox" autocomplete="off" autocorrect="off" spellcheck="false" aria-expanded="false">
<div id="fcb-yext-answers-search-field-v2-1291525c-eb1c-46de-bce9-c5b8c4934ded-instructions" class="yxt-SearchBar-instructions sr-only"> When autocomplete results are available, use up and down arrows to review and enter to select. </div>
<button type="button" class="js-yxt-SearchBar-clear yxt-SearchBar-clear yxt-SearchBar--hidden" data-eventtype="SEARCH_CLEAR_BUTTON" data-eventoptions="{}" data-is-analytics-attached="true">
<div class="Icon Icon--close " aria-hidden="true">
<svg viewBox="0 1 24 24" xmlns="http://www.w3.org/2000/svg">
<path d="M7 8l9.716 9.716m0-9.716L7 17.716" stroke="currentColor" stroke-width="2"></path>
</svg>
</div> <span class="yxt-SearchBar-clearButtonText sr-only"> Clear </span>
</button>
<button type="submit" class="js-yext-submit yxt-SearchBar-button">
<div class="yxt-SearchBar-buttonImage js-yxt-SearchBar-buttonImage js-yxt-SearchBar-Icon">
<div class="Icon Icon--custom " aria-hidden="true">
<img src="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/images/sys-search@2x.png" alt="" class="Icon-image">
</div>
</div>
<span class="yxt-SearchBar-buttonText sr-only"> Submit </span>
</button>
</form><form class="fcb-form fcb-form--editorial fcb-form--validation-exempt fcb-resources__search fcb-search fcb-search-v2" data-results-page="/personal/insights" data-suggestions-url="/api/fcb/resources/search-suggestions.json?t=insights">
<div class="fcb-form-group">
<div class="fcb-input-group fcb-input-group--editorial fcb-search__input-group">
<input type="search" class="fcb-input fcb-input__search fcb-search__input" id="search--resources" aria-owns="search-suggestions" aria-activedescendant="" aria-autocomplete="both" placeholder="Search Insights" autocomplete="off">
<label class="fcb-label fcb-label--search" for="search--resources"> Search Insights </label>
<svg class="fcb-search__loader fcb-icon fcb-icon--sm fcb-icon--sys-loader" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-loader">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-loader"></use>
</svg>
<button type="button" class="fcb-search__close" aria-label="Clear Search Field">
<svg class="fcb-icon fcb-icon--sm fcb-icon--sys-close" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-close">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-close"></use>
</svg>
</button>
<div class="fcb-input-group__add-on fcb-search__add-on">
<button type="submit" aria-label="Search">
<svg class="fcb-icon fcb-icon--md fcb-icon--sys-search" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-search">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-search"></use>
</svg>
</button>
</div>
<ul class="fcb-input-group__suggestions fcb-search__suggestions" id="search-suggestions" aria-label="Search Suggestions" role="listbox">
</ul>
</div>
</div>
</form><form class="yxt-SearchBar-form" role="search">
<label class="sr-only" for="yxt-SearchBar-input--fcb-yext-search-433422ad-3710-4c4d-b74d-b4449f14a3e1" id="yxt-SearchBar-inputLabel--fcb-yext-search-433422ad-3710-4c4d-b74d-b4449f14a3e1"> Conduct a search </label>
<input class="js-yext-query yxt-SearchBar-input" id="yxt-SearchBar-input--fcb-yext-search-433422ad-3710-4c4d-b74d-b4449f14a3e1" type="text" role="combobox" name="query" value="" placeholder="How can we help?" aria-label="Conduct a search"
aria-autocomplete="list" aria-controls="yxt-SearchBar-autocomplete--fcb-yext-search-433422ad-3710-4c4d-b74d-b4449f14a3e1" aria-describedby="fcb-yext-answers-search-field-v2-433422ad-3710-4c4d-b74d-b4449f14a3e1-instructions"
aria-haspopup="listbox" autocomplete="off" autocorrect="off" spellcheck="false" aria-expanded="false">
<div id="fcb-yext-answers-search-field-v2-433422ad-3710-4c4d-b74d-b4449f14a3e1-instructions" class="yxt-SearchBar-instructions sr-only"> When autocomplete results are available, use up and down arrows to review and enter to select. </div>
<button type="button" class="js-yxt-SearchBar-clear yxt-SearchBar-clear yxt-SearchBar--hidden" data-eventtype="SEARCH_CLEAR_BUTTON" data-eventoptions="{}" data-is-analytics-attached="true">
<div class="Icon Icon--close " aria-hidden="true">
<svg viewBox="0 1 24 24" xmlns="http://www.w3.org/2000/svg">
<path d="M7 8l9.716 9.716m0-9.716L7 17.716" stroke="currentColor" stroke-width="2"></path>
</svg>
</div> <span class="yxt-SearchBar-clearButtonText sr-only"> Clear </span>
</button>
<button type="submit" class="js-yext-submit yxt-SearchBar-button">
<div class="yxt-SearchBar-buttonImage js-yxt-SearchBar-buttonImage js-yxt-SearchBar-Icon">
<div class="Icon Icon--custom " aria-hidden="true">
<img src="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/images/sys-search@2x.png" alt="" class="Icon-image">
</div>
</div>
<span class="yxt-SearchBar-buttonText sr-only"> Submit </span>
</button>
</form>Name: login-form — POST https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login
<form method="POST" action="https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login" id="login-form-0-login-form" name="login-form" class="fcb-form fcb-form--login fcb-login__form">
<div class="fcb-login__heading" role="heading" aria-level="2" id="login-form-0-welcome"> Welcome Back </div>
<div class="fcb-form-container fcb-grid fcb-grid--lc fcb-grid--spaced">
<div class="fcb-forms-container__column-wrapper">
<fieldset class="fcb-fieldset fcb-fieldset--drop-down">
<div class="fcb-fieldset__select-wrapper fcb-fieldset__select-wrapper--active">
<div class="dk-select fcb-select fcb-select--drop-down" id="dk0-login-form-0-login-type-dropdown">
<div class="dk-selected " tabindex="0" id="dk0-combobox" aria-live="assertive" aria-owns="dk0-listbox" role="combobox" aria-activedescendant="dk0-digital-banking" aria-expanded="false" aria-labelledby="login-type-dropdown__label">First
Citizens Digital Banking<span role="textbox" aria-labelledby="login-type-dropdown__label"></span><span role="textbox" aria-labelledby="login-type-dropdown__label"></span></div>
<ul class="dk-select-options" id="dk0-listbox" role="listbox" aria-expanded="false" aria-labelledby="login-type-dropdown__label">
<li class="dk-option hidden-option dk-option-disabled" data-value="" text="" role="option" aria-selected="false" id="dk0-" aria-disabled="true"></li>
<li class="dk-option dk-option-selected" data-value="digital-banking" text="First Citizens Digital Banking" role="option" aria-selected="true" id="dk0-digital-banking">First Citizens Digital Banking</li>
<li class="dk-option " data-value="bob" text="Commercial Advantage" role="option" aria-selected="false" id="dk0-bob">Commercial Advantage</li>
<li class="dk-option " data-value="wealth" text="Wealth" role="option" aria-selected="false" id="dk0-wealth">Wealth</li>
<li class="dk-option " data-value="other" text="Other Services" role="option" aria-selected="false" id="dk0-other">Other Services</li>
</ul>
</div><select class="fcb-select fcb-select--drop-down" name="loginType" id="login-form-0-login-type-dropdown" data-dkcacheid="0" tabindex="-1">
<option disabled="" selected="" class="hidden-option"></option>
<option value="digital-banking" selected="">First Citizens Digital Banking</option>
<option value="bob">Commercial Advantage</option>
<option value="wealth">Wealth</option>
<option value="other">Other Services</option>
</select>
<label class="fcb-label fcb-label__drop-down" for="login-form-0-login-type-dropdown" id="login-type-dropdown__label">Login Type</label>
<svg class="fcb-icon fcb-icon--inline fcb-icon--sys-triangle" aria-hidden="true" focusable="false" data-trackable="true" data-asset-id="sys-triangle">
<use xlink:href="/etc.clientlibs/firstcitizens/clientlibs/clientlib-aem/resources/icons/icons.svg#sys-triangle"></use>
</svg>
</div>
</fieldset>
<div class="fcb-login__digital-banking" id="login-form-0-db-login-fields">
<div class="fcb-input-group field-wrap">
<input class="fcb-input fcb-input--text" data-cmp-hook-form-text="input" type="text" id="login-form-0-id-textfield" placeholder="Enter your ID" name="userId" required="">
<label class="fcb-label fcb-label fcb-label--animate" for="login-form-0-id-textfield">ID*</label>
</div>
<div class="fcb-input-group">
<input class="fcb-input fcb-input--password" data-cmp-hook-form-text="input" type="password" id="login-form-0-password-textfield" placeholder="Enter your password" name="password" required="">
<label class="fcb-label fcb-label fcb-label--animate" for="login-form-0-password-textfield">Password*</label>
</div>
<div class="fcb-login__links">
<a rel="nofollow" href="https://digitalbanking.firstcitizens.com/FCBTC_AutoEnroll/SignUp.html" target="_self" class="fcb-login__links-link">
<span class="fcb-cta__link-text" aria-hidden="true">Enroll Now</span>
<span class="sr-only">Enroll in digital banking now</span>
</a>
<div class="fcb-login__links-group">
<a rel="nofollow" href="https://digitalbanking.firstcitizens.com/FCBTC_ForgotLogin/ForgotUsername.html" target="_self" class="fcb-login__links-link">
<span class="fcb-cta__link-text" aria-hidden="true">Forgot ID</span>
<span class="sr-only">Select if you forgot your ID</span>
</a> / <a rel="nofollow" href="https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login/resetPasswordUsername" target="_self" class="fcb-login__links-link">
<span class="fcb-cta__link-text" aria-hidden="true">Password?</span>
<span class="sr-only">Select if you forgot your password</span>
</a>
</div>
</div>
<button type="SUBMIT" class="fcb-form-button fcb-cta__link analytics-primary-dark--dark fcb-cta__link--dark fcb-cta__link--primary fcb-cta__link--primary-dark" formtarget="_self" name="db-login-button">
<span>Log In</span>
<span class="sr-only">Select to log in to digital banking</span>
</button>
<div class="fcb-cta" data-component="callToAction">
<a rel="nofollow" class="fcb-cta__link fcb-cta__link--secondary fcb-cta__link--secondary-dark" target="_self" href="https://digitalbanking.firstcitizens.com/FCBTCOnline/uux.aspx#/login/resetPasswordUsername" data-analytics="First Time Log In">
<span class="fcb-cta__link-text" aria-hidden="true">First Time Log In</span>
<span class="sr-only">Select if this is your first time logging in to digital banking</span>
</a>
</div>
</div>
<div class="fcb-login__bob" id="login-form-0-bob-login-fields" style="display: none;">
<div class="fcb-cta" data-component="callToAction">
<a rel="nofollow" class="fcb-cta__link fcb-cta__link--primary fcb-cta__link--primary-dark" target="_self" href="https://commercialadvantage.firstcitizens.com" data-analytics="Log In">
<span class="fcb-cta__link-text" aria-hidden="true"> Log In </span>
<span class="sr-only">Select to log in to Commercial Advantage</span>
</a>
</div>
</div>
<div class="fcb-login__wealth" id="login-form-0-wealth-login-fields" style="display: none;">
<div class="fcb-cta" data-component="callToAction">
<a rel="nofollow" class="fcb-cta__link fcb-cta__link--primary fcb-cta__link--primary-dark" target="_self" href="https://firstcitizens.wealthaccess.com/Account/Login" data-analytics="Log In">
<span class="fcb-cta__link-text" aria-hidden="true"> Log In </span>
<span class="sr-only">Login to Wealth</span>
</a>
</div>
</div>
</div>
</div>
</form><form class="fcb-form fcb-recommendation-tool__survey-form" data-icons-path="/resources/icons/icons.svg#sys-triangle">
<input type="hidden" name="_charset_" value="utf-8">
<div class="fcb-forms-container__column-wrapper">
<div class="fcb-recommendation-tool__content">
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step fcb-recommendation-tool__survey-step--active" data-step-index="0" data-step-id="Q1" id="personal-credit-cards-master-Q1" data-survey-step-active="true"
style="order: 1;">
<legend class="fcb-fieldset__legend--editorial">What are you looking for most in a credit card?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="1438aaa6-dd4a-4477-b1df-5f8f7f573db1" data-next-step-id="Q2" type="radio" name="Q1" value="1A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="1438aaa6-dd4a-4477-b1df-5f8f7f573db1">Flexible rewards</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="53fbfc84-ce8c-4612-ae0e-680ef6daaa62" data-next-step-id="Q3" type="radio" name="Q1" value="1B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="53fbfc84-ce8c-4612-ae0e-680ef6daaa62">Cash back</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="d891ca54-064a-455e-96f0-1e2c7277c649" data-next-step-id="Q4" type="radio" name="Q1" value="1C">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="d891ca54-064a-455e-96f0-1e2c7277c649">A low interest rate</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="d534c3a9-d487-498b-bf4c-17c068f8eba0" data-next-step-id="Q4" type="radio" name="Q1" value="1D">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="d534c3a9-d487-498b-bf4c-17c068f8eba0">No annual fee</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="1" data-step-id="Q2" id="personal-credit-cards-master-Q2">
<legend class="fcb-fieldset__legend--editorial">Are you interested in earning rewards that can be redeemed for travel?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="0d5988e7-2423-466e-abde-7e0fa6926344" data-next-step-id="P1" type="radio" name="Q2" value="2A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="0d5988e7-2423-466e-abde-7e0fa6926344">Yes</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="6a0383d6-a3bb-4d1e-9d9e-ac23be4db8ab" data-next-step-id="P2" type="radio" name="Q2" value="2B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="6a0383d6-a3bb-4d1e-9d9e-ac23be4db8ab">No</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="2" data-step-id="Q3" id="personal-credit-cards-master-Q3">
<legend class="fcb-fieldset__legend--editorial">In addition to cash back, are you also interested in earning points that could be used towards travel?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="14e5c2ac-e0d8-4077-9bb4-8e39b99eb8ea" data-next-step-id="P1" type="radio" name="Q3" value="3A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="14e5c2ac-e0d8-4077-9bb4-8e39b99eb8ea">Yes</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="5e90440a-7ded-4965-a57b-6317e125a2a0" data-next-step-id="P3" type="radio" name="Q3" value="3B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="5e90440a-7ded-4965-a57b-6317e125a2a0">No</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="3" data-step-id="Q4" id="personal-credit-cards-master-Q4">
<legend class="fcb-fieldset__legend--editorial">Are you also interested in earning rewards?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="9eb4684e-12b7-42c7-93a3-2ef1238efe23" data-next-step-id="Q5" type="radio" name="Q4" value="4A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="9eb4684e-12b7-42c7-93a3-2ef1238efe23">Yes</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="6c13158e-b7f4-4b36-8a31-fee9a3108efb" data-next-step-id="P4" type="radio" name="Q4" value="4B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="6c13158e-b7f4-4b36-8a31-fee9a3108efb">No</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="4" data-step-id="Q5" id="personal-credit-cards-master-Q5">
<legend class="fcb-fieldset__legend--editorial">Which type of rewards do you prefer?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="500343e7-2289-4cbf-a697-530647c61480" data-next-step-id="P2" type="radio" name="Q5" value="5A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="500343e7-2289-4cbf-a697-530647c61480">Merchandise, gift cards and cash back</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="b1dbd2d3-da54-4f48-83a0-df78825c1d1d" data-next-step-id="P3" type="radio" name="Q5" value="5B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="b1dbd2d3-da54-4f48-83a0-df78825c1d1d">Cash back only</label>
</div>
</div>
</div>
</fieldset>
</div>
</div>
</form><form class="fcb-form fcb-recommendation-tool__survey-form" data-icons-path="/resources/icons/icons.svg#sys-triangle">
<input type="hidden" name="_charset_" value="utf-8">
<div class="fcb-forms-container__column-wrapper">
<div class="fcb-recommendation-tool__content">
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step fcb-recommendation-tool__survey-step--active" data-step-index="0" data-step-id="Q1" id="personal-checking-master-Q1" data-survey-step-active="true"
style="order: 1;">
<legend class="fcb-fieldset__legend--editorial">What matters most to you in a checking account?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="42ffb09c-1c7f-4faf-8829-b3fe6fccd2de" data-next-step-id="Q2" type="radio" name="Q1" value="1A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="42ffb09c-1c7f-4faf-8829-b3fe6fccd2de">Enhanced benefits</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="82efffd5-33c6-4a6f-a780-815884b4c307" data-next-step-id="Q2" type="radio" name="Q1" value="1B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="82efffd5-33c6-4a6f-a780-815884b4c307">Earning interest</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="7a1ab302-ac30-4836-9ca6-0eb77937be7e" data-next-step-id="Q2" type="radio" name="Q1" value="1C">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="7a1ab302-ac30-4836-9ca6-0eb77937be7e">Preferred rates on CDs and Equity Lines</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="0dbdb4bc-6149-455b-a5b1-c79528545925" data-next-step-id="Q2" type="radio" name="Q1" value="1D">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="0dbdb4bc-6149-455b-a5b1-c79528545925">Low to no fees</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="1" data-step-id="Q2" id="personal-checking-master-Q2">
<legend class="fcb-fieldset__legend--editorial">What monthly balance do you anticipate maintaining across all of your First Citizens deposit accounts?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="49e47729-df5f-4e2b-a6f4-75b5c241bb9b" data-next-step-id="Q3" type="radio" name="Q2" value="2A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="49e47729-df5f-4e2b-a6f4-75b5c241bb9b">Less than $5,000</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="7dfb95bd-2bc9-4b38-9569-0cfcf05415f7" data-next-step-id="Q3" type="radio" name="Q2" value="2B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="7dfb95bd-2bc9-4b38-9569-0cfcf05415f7">$5,000 to $24,999</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="c139b99c-2b2a-46a0-a032-2134205a30bf" data-next-step-id="Q3" type="radio" name="Q2" value="2C">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="c139b99c-2b2a-46a0-a032-2134205a30bf">$25,000 or more</label>
</div>
</div>
</div>
</fieldset>
<fieldset class="fcb-fieldset fcb-fieldset--radio fcb-recommendation-tool__survey-step" data-step-index="2" data-step-id="Q3" id="personal-checking-master-Q3">
<legend class="fcb-fieldset__legend--editorial">What's the combined amount of your monthly direct deposits?</legend>
<div class="fcb-fieldset__container fcb-fieldset__container--editorial">
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="13916df4-9f48-4ab1-8bae-caf5c2085916" data-next-step-id="P1" type="radio" name="Q3" value="3A">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="13916df4-9f48-4ab1-8bae-caf5c2085916">No direct deposits</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="78e2fafc-496b-46db-9123-c78fcfa3f92b" data-next-step-id="P2" type="radio" name="Q3" value="3B">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="78e2fafc-496b-46db-9123-c78fcfa3f92b">Less than $4,000</label>
</div>
</div>
<div class="fcb-fieldset__input-wrapper fcb-fieldset__input-wrapper--editorial">
<div class="fcb-fieldset__input fcb-fieldset__radio--editorial">
<input class="fcb-input fcb-input--radio" placeholder="" id="b32748a1-4678-41de-8711-32366ef3c7ac" data-next-step-id="P3" type="radio" name="Q3" value="3C">
<label class="fcb-label fcb-label__radio fcb-label__radio--editorial" for="b32748a1-4678-41de-8711-32366ef3c7ac">$4,000 or more</label>
</div>
</div>
</div>
</fieldset>
</div>
</div>
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PERSONAL
HOME IMPROVEMENTS ARE WITHIN REACH WITH OUR 5.99% APR1 HELOC
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Digital Banking
BANK FROM ANYWHERE WITH YOUR MOBILE DEVICES
Track your spending habits
Digital Banking
BANK FROM ANYWHERE WITH YOUR MOBILE DEVICES
Seamlessly move your money
Digital Banking
BANK FROM ANYWHERE WITH YOUR MOBILE DEVICES
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Insights
A FEW FINANCIAL INSIGHTS FOR YOUR LIFE
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Home
COMPARING LOANS FOR HOME IMPROVEMENT
Learn the pros and cons of six popular types of loans for home improvement
projects.
When it comes to financing home renovations, you have many options to choose
from—each with its own pros and cons.
Home
HOW DO HOME CONSTRUCTION LOANS WORK?
Home construction loans are quite different from standard mortgages. Here's how.
Unlike a mortgage, a construction loan acts more like a short-term line of
credit.
Retirement
AGES AND STAGES OF SAVING FOR RETIREMENT
Your approach to saving for retirement may shift over time as your life changes.
Starting early on retirement savings can help you form financial discipline that
will last throughout your working days.
Disclosures
This material is for informational purposes only and is not intended to be an
offer, specific investment strategy, recommendation or solicitation to purchase
or sell any security or insurance product, and should not be construed as legal,
tax or accounting advice. Please consult with your legal or tax advisor
regarding the particular facts and circumstances of your situation prior to
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is from reliable sources, we do not represent, warrant or guarantee that it is
accurate or complete.
Third parties mentioned are not affiliated with First-Citizens Bank & Trust
Company.
1. This EquityLine account has a promotional APR of 5.99% fixed for 12 months
when LTV is 80% or below. A promotional APR of 6.49% fixed for 12 months is
applied when LTV is greater than 80%. No action is needed by the customer to
activate a promotional rate and all balances on the account will receive this
rate for the promotional period. After 12 months, the account will turn to the
variable rate specified in your EquityLine agreement and may change at any time.
APR is based on the highest Prime Rate published in the Money Rates table of The
Wall Street Journal on the last business day of the previous calendar month. The
current Prime Rate, as of June 18, 2024, is 8.50%. The APR is variable and may
change at any time. Maximum APR is 18.00%. Minimum APR is 3.99%.
EquityLine will have a 10-year draw period at the variable rate specified in
your loan agreement followed by a 15-year repayment period with a fixed rate
determined prior to the end-of-draw term as specified in your loan agreement.
Closing costs are generally between $150 and $1,500 but will vary depending on
loan amount and on the state in which the property is located. First Citizens
Bank may choose to advance certain closing costs on your behalf.
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Citizens Bank and may provide less security than this website. First Citizens
Bank and its affiliates are not responsible for the products, services and
content on any third-party website.
Bank deposit products are offered by First Citizens Bank. Member FDIC and an
Equal Housing Lender.
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Get a credit card recommendation
What are you looking for most in a credit card?
Flexible rewards
Cash back
A low interest rate
No annual fee
Are you interested in earning rewards that can be redeemed for travel?
Yes
No
In addition to cash back, are you also interested in earning points that could
be used towards travel?
Yes
No
Are you also interested in earning rewards?
Yes
No
Which type of rewards do you prefer?
Merchandise, gift cards and cash back
Cash back only
BASED ON YOUR ANSWERS, HERE'S WHAT WE RECOMMEND
Recommended
TRAVEL REWARDS CARD
Earn more points on travel and get exclusive travel rewards.
* Earn rewards faster
* Use rewards for exclusive travel experiences
* Get an introductory balance transfer offer
Learn More Learn more about Travel Rewards credit cards
Recommended
REWARDS CARD
Earn more points on special spending categories.
* Earn rewards
* Pay no annual fee
* Get an introductory balance transfer offer
Learn More Learn more about rewards cards
Recommended
CASH REWARDS CARD
Transform everyday purchases into unlimited cash back.
* Earn cash back
* Use rewards as statement credits
* Get an introductory balance transfer offer
Learn More Learn more about Cash Rewards credit cards
Recommended
SMART OPTION CARD
Get our lowest available rate.
* Consolidate higher interest rate balances
* Pay no annual fee
* Get an introductory balance transfer offer
Learn More Learn more about the smart option card
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Still not sure? Compare Accounts
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Get a checking account recommendation
What matters most to you in a checking account?
Enhanced benefits
Earning interest
Preferred rates on CDs and Equity Lines
Low to no fees
What monthly balance do you anticipate maintaining across all of your First
Citizens deposit accounts?
Less than $5,000
$5,000 to $24,999
$25,000 or more
What's the combined amount of your monthly direct deposits?
No direct deposits
Less than $4,000
$4,000 or more
BASED ON YOUR ANSWERS, HERE'S WHAT WE RECOMMEND
Recommended
FREE CHECKING
Make life easy with our simplest personal checking account.
* Minimum opening deposit of $50
* No minimum balance
* Choose your overdraft protection level
Open Now Open a Free checking account now
Learn More Learn more about free checking accounts
Recommended
PREMIER CHECKING
Get the upgrade with the personal checking account that pays you interest.
* Minimum opening deposit of $100
* Earn interest on your balance
* Choose your overdraft protection level
Open Now Open a Premier checking account now
Learn More Learn more about a Premier checking account
Recommended
PRESTIGE CHECKING
Sign up for the VIP experience—an interest-bearing personal checking account
with the best features.
* Minimum opening deposit of $100
* Earn interest on your balance
* Get VIP perks with other First Citizens products
Open Now Open a Prestige checking account now
Learn More Learn more about a Prestige checking account
Previous Next
Still not sure? Compare Accounts
Need to make a change? Start Over
Open a Personal Account
DO YOU HAVE A FIRST CITIZENS CHECKING ACCOUNT?
YES
I want to open another account.
NO
I want to open a checking account.
Looking to open a small business account? Get started
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might be about you, your preferences, or your device and is mostly used to help
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