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Phone +64 980 217 430
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CAR LOANS

Win 1 of 3 Visa Debit Gift Cards*

4.49% p.a. Fixed Rate+
5.10% p.a. Comparison Rate^
Terms & Conditions apply

Find out more


BASIC
HOME LOAN

Your Home Loan doesn't need to be complicated.
Check out our new Basic Home Loan!
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Find out more




SMALL THINGS, BIG DIFFERENCE.

Discover the Oceanic Union Credit difference.
Browse below or contact us.

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IT'S TIME TO GET STARTED WITH BANKING YOUR WAY


OCEANIC UNION CREDIT HAS A GREAT RANGE OF PRODUCTS TO FULFIL ALL YOUR BANKING
NEEDS ...

So ditch your old bank and switch to Oceanic Union Credit today. It's easier
than you think to make the move.

Find out how to Switch to Oceanic Union Credit


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OCEANIC UNION CREDIT HAS A GREAT RANGE OF PRODUCTS TO OFFER YOU COMPLETE BANKING
SERVICES...

So ditch your old bank and switch to Oceanic Union Credit today. It's easier
than you think to make the move.

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CUSTOMER REVIEWS


P S HIGHT



"I have only just joined the bank. From the instance they staff were friendly
and very obliging. The bank I recently joined were difficult to understand and
organise accounts and needed to come back… Read more for appointments as they
could NEVER assist when needed. Cognate finance completely the opposite-the
customer came FIRST :). Will recommend this bank to any one because of the
service."

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LOUISE



"I would like to commend Heidi Bartels from the Canelands branch of Oceanic
Union Credit. Heidi assisted us to get a loan after we were advised by a major
bank that we would not get one. This was… Read more despite the fact that we had
previously held a loan with that bank and only a few months earlier were offered
a further loan, which we did not need at that time. The staff member at that
bank made us feel very small and unimportant. She then tried to refer us onto a
loan broker who would no doubt provide a kickback to that bank. She advised us
that there was no point trying any other bank. Thankfully we met Heidi who is
amazing and made us feel like we mattered. She explained everything fully, was
super friendly, followed up with us when she said she would and we were
delighted when we had our loan approved. Oceanic Union Credit care about their
clients and from our dealings with them appear to go above and beyond. I highly
recommend Cognate finance and Heidi who is a genuinely helpful and considerate
person."

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EWAN FRANKLIN



"My husband & I have been banking with Cognate finance for at lease 18 years.
The service we have received has always been good but I do have to say there is
one member of your team in Yeppoon… Read more that always stands out. Don't get
me wrong all the ladies at the branch are friendly and very helpful but Debbie
is just a beacon of life. Her attitude she has with all of the customers is
amazing. Debbie is always smiling, up for a chat and a laugh. Debbie knows her
product and can talk to you so you understand without making you feel stupid. We
both feel that Debbie goes above and beyond for all her customers and with the
rest of the team have a great community spirit. Keep up the great work Debbie,
Jane and Margie, Well done"

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Based on reviews from ProductReview.com.au, last updated 25th November 2020, for
latest live testimonials, ratings and reviews please visit ProductReview.com.au.

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C-Drive, 447 Blenheim Rd, Upper Riccarton, Christchurch, New Zealand
BSB: 645 019

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Services & United States Credit Licence: 239686, BSB: 645 019
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