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Citibank, N.A., Philippine Branch, has transferred ownership of its consumer
banking business to Union Bank of the Philippines with effect from August 1,
2022. The trademarks “Citi”, “Citibank”, “Citigroup”, the Arc design and all
similar trademarks and derivations thereof are used temporarily under license by
Union Bank of the Philippines from Citigroup Inc. and related group entities.





Citi Rewards Visa Card



You've chosen

Citi Rewards Visa Card



Do you have a principal credit card with another bank?
Yes, at least 6 months Yes, less than 6 months No

Do you have with you your latest payslip or ITR, and valid government ID?
Yes No

Do you have your latest payslip or ITR & 2 valid IDs (2 Primary IDs or 1 Primary
+ 1 Secondary)?
For the complete list of acceptable IDs, click here.
Yes No

Is your annual income at least Php180,000?
Yes No

Is your annual income at least Php250,000?
Yes No

Is your annual income at least Php250,000?
Yes No

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REMINDER:

To facilitate the processing of your application, please ensure to input the
following information in the application form:

 * Personal office email address
 * Employer/Office landline number


NO ANNUAL FEES FOREVER WITH A NEW CITI REWARDS CARD

 * Welcome gift is valid for new Citi credit cardholders only. Please check full
   Terms and Conditions for more details.
 * Apply for a Citi Rewards Card from now until June 30, 2023.
 * Per DTI Fair Trade Permit No. FTEB-156258 Series of 2022.
 * Make a single or accumulated P20,000 spend within 60 calendar days from card
   approval
 * You will receive an SMS within 30 calendar days upon meeting the spend
   requirement, confirming the No Annual Fee of the card used.
 * Terms and conditions apply

Below are the credit cards interest rates.


INTEREST RATES

Retail Monthly Effective Interest Rate1 2.00%2.3

1Interest rate are quoted based on a 30-day period. For months with more (or
less) than 30 days, the applicable interest rate shall increase (or decrease)
accordingly. Interest is compounded monthly. In accordance with the Philippine
Accounting Standards(PAS) definition, effective interest rate(EIR) is the rate
that exactly discounts estimated future cash flows through the life of the loan
to the net amount of loan proceeds.
(BSP Circular No. 730, s2011)

2The applicable Retail Monthly Effective Interest Rate is 1.93% based on a
P20,000 availment, on the assumption that the Cardholder pays the minimum Amount
Due one (1) day after the Statement Date.

3Your actual Retail Monthly Effective Interest Rate is indicated on your Monthly
Statement of Account.

To know more about Citi Card Fees and Charges, click this link

UnionBank is located at: UnionBank Plaza Building, Meralco Ave. corner Onyx St.
Ortigas Center, Pasig City, Philippines.


APPLY NOW AND ENJOY A P2,000 EGIFT WHEN YOU MAKE YOUR FIRST SPEND WITHIN 60 DAYS
FROM CARD APPROVAL DATE.

Get a P2,000 eGift and a chance to win one of two P50,000 Giftaway eGifts.

 * Promo will run from May 12 – June 30, 2023.
 * Promo is valid for NEW Citi-branded UnionBank credit cards only.
 * Applicant must have an existing principal credit card issued by another bank
   that is more than six (6) months old.
 * Make a P10,000 spend using the newly approved card within 60 calendar days
   from card approval date.
 * Application should only be made through the links used in the communication
   materials.
 * Communication materials and links may not be forwarded to those who did not
   receive the communication from Citi or UnionBank.
 * For the P50,000 raffle, the raffle draw will be held on July 14, 2023.
 * Announcement of the winner will be done on July 21, 2023.
 * The winner will be informed through registered SMS.
 * Please see the full Terms and conditions for more details.
 * Per DTI Fair Trade Permit No. FTEB-166339 Series of 2023.


CHECK IF YOU ARE ELIGIBLE:


YOU MAY APPLY FOR A CITI CREDIT CARD IF YOU:

Are at least 21 years old

Have a minimum income of:

 * P180,000 per year if you have another credit card
 * P250,000 per year if you have no credit card

Have an active landline or mobile phone number

Have a valid TIN, SSS, GSIS or UMID number

A deposit account with Citi is not required.

CITIGROUP.COM
 * 

About Citi®
 * ABOUT US
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 * CAREERS
 * SECURITY
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 * PRIVACY
 * TERMS & CONDITIONS

Citi.com is the global source of information about and access to financial
services provided Citi® is a registered service mark of Citigroup® Inc
Copyright © 2023 Citigroup® Inc.


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