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Skip to content MONEY WARRIOR Online digital marketing Menu + × expanded collapsed * Blog HOW TO MAXIMIZE YOUR SAVINGS Having savings is one of the steps to financial independence. Financial independence is a state whereby;one has enough income or sufficient wealth to be able to cater for their needs and expenses without having to depend on any form of employment. In order to live a financial independent life one has to accumulate wealth and income first. In this article, we look into some of the ways that one can maximize their savings. What Are Savings? This is the amount of money that remains after all expenditure and obligations have been met. Savings is basically money that is not in use after all the expenses have been catered for. Ways Of Maximizing Your savings. Now that you understand the meaning of the term savings,there are various things that you can do or put into practice in order to maximize your savings. They include the following: * Buying in bulk * Avoiding impulse buying * Tracking expenses * Working within a budget * Living within your means * Taking financial lessons * Engaging in side hustles Buying In Bulk This is whereby instead of purchasing a single unit of an item, you can purchase that item in large quantity, this way it is much cheaper and you get to save some money compared to when you buy that item as a single unit. Therefore buying items on bulk ensures that you are able to maximize on savings since you tend to spend less. Also purchasing some items like fruits and vegetables while in season is much cheaper compared to when they are out of season, so you get to save more. Avoiding Impulse Buying Impulse buying is a tendency where one buys a product without planning for it in advance. This behavior can greatly affect one’s saving capacity. Sometimes it’s possible to find that the item purchased may not be necessary at the moment and it’s even bought out of emotions. To avoid impulse buying its good to plan for your needs and requirements in advance to avoid unnecessary expenditure and this helps in Maximizing your savings. Having A Budget A budget is a plan that involves one’s income and expenditure for a set period of time. Having a budget ensures that you are able to plan for your finances and this enables you to avoid unnecessary purchases. Having a budget is important but sticking to one is equally important. It’s always good to ensure that you stick to your budget as this will help you not to channel money into unplanned expenditures and in turn you save more. Tracking your expenses The other way of increasing your savings is by tracking your expenses. Tracking your expenses enables you to be accountable of each every coin that you spend. This also ensures that you are also able to stick within your budget which is very important. Tracking of expenses can be achieved using an app. There are several apps in Playstore and Appstore that you can download and help you in tracking your expenses. Just choose the app that you feel can work for you and you are good to go. Living Within Your Means One of the reasons why one might not be able to maximize savings is by trying to live beyond their means. For instance if one is in employment it’s good to always ensure that only a third of what you earn is used as house rent. This ensures a balance in expenditure and one doesn’t have to look for other options like borrowing for sustainance. This also avoids scenarios where one is trapped in debts and thus making it more difficult to save. Taking Financial Lessons This can contribute greatly in maximizing your savings. Taking financial lessons can help you plan for your finances accordingly and managing them as well. There are websites that offer financial lessons. For instance Wise Bread is one of the websites that offers financial lessons and it mostly focuses on increasing savings and minimizing expenditure. Engaging In Side Hustles A side hustle is a way of making money outside your regular job. There are a lot of side hustles that you can do in order to earn extra income and this means you don’t have to solely rely on your job for extra savings. In my previous posts I have discussed some of the legit ways you can make money online, which can make good side hustles. Apart from online side hustles, there are side hustles that can also be done physically. Do you have a side hustle? Conclusion Those are some of the ways that can help you to maximize on your savings. Saving money can be because of different reasons and it doesn’t have to be specifically to start a business but it could be for a different course. The above ways can be applied by anyone no matter the purpose for saving. I hope you take action and increase your savings today. Happy saving. Continue reading “How To Maximize Your Savings” SHARE THIS: * Email * More * * * * * Save * LIKE THIS: Like Loading... Posted byPeris KariukiNovember 12, 2022November 12, 2022Posted inMake money onlineTags:Increase your savingsLeave a comment on How To Maximize Your Savings HOW TO MONETIZE YOUR BLOG IN 2021 Apart from enjoying writing blogs do you know you can turn your blog into a source of income?Especially in this hard economic times when people are searching for online side hustles, you can monetize your blog and generate full time income out of it. Here are some of the ways you can monetize your blog. To generate more income it’s highly advisable to have a self hosted blog since it’s difficult to monetize a free blog. Affiliate Marketing Affiliate marketing means selling a digital product that you don’t own and after making a sale you earn a commission. This is one of the ways that most bloggers are able to generate revenue. Why don’t you convert that traffic from your blog into sales? You just need to choose affiliate products in your niche and promote those products through your blog. It is also very important to work with trusted affiliate programs. Always ensure that whatever product you choose to promote adds value and solves your customer’s problem. Writing Sponsored Content If your grammar and writing skills are top notch, this is another venture that could generate income to your blog. There are brands and companies that would like their products and services known to the public. If you have a big audience this means your blog could be used as a channel to create awareness concerning brands or companies.You get paid for every blog or article you write concerning their products and services. Advertising Running ads on your blog is another way of monetizing your blog. Ads are paid according to CPM(Clicks per a thousand). Some advertising companies require you to have an average of certain number of visitors per month on your blog in order to get approved,while others do not consider that. In order to qualify to run ads on your blog you must have a self hosted blog because it is not possible to run ads on a free blog. If you have more traffic that means you get to earn more. Email Marketing * Email marketing is one of the most powerful tools that can drive traffic to your blog. It entails sending email newsletters to a specific group of people(email list) concerning your blog or website. In this email newsletters you can run native ads that don’t necessarily require the reader to click. This ads could be about a course you are offering, a webinar, training, an ebook etc. This in turn can help the reader buy that ebook, enroll in that course or book that training. Selling Ebooks This is a great way of generating income from your blog. You can create an ebook that is in line with your niche and sell it on your on your blog. If you cannot create an ebook of your own there are sites where you can get copyright free ebooks and sell them on your blog. However I would recommend to create your own ebooks. Selling Courses If you are an expert in a certain field or have knowledge concerning a certain area, you can create a course and sell it through your blog. From the traffic that you are able to generate you will find people who are seeking knowledge about that particular field and they will end up enrolling for the course. There are those who might not be able to read ebooks and therefore prefer to enroll to a course. Freelance Blogging. Freelance blogging is whereby you get hired by clients to write blogs or articles within your niche. There are companies that do not have the time to write on their websites and that’s where a freelance blogger comes in. You are required to do your research thoroughly and your writing skills should be great this is because some clients are very specific with what they want. You get paid per hour, per blog or per article or it could be an agreement between you and your client. Selling Physical Products Apart from affiliate marketing you can also sell and promote physical products through your blog. You can sell anything ranging from make up to household items just name it. Let’s take for instance as a beauty blogger you can sell make up products. You can write a review about that product and how this product can help solve the end consumer’s need while adding value. This is an easy way to monetize your blog. It is also highly advisable to do thorough research about the products that you sell so as to prevent misleading your audience. Conclusion For you to be able to make a full time income through your blog. Hard work, commitment and consistency are key but the end result is very amazing. It is also good to go with whatever works for you. * How To Maximize Your SavingsNovember 12, 2022 * How To Monetize Your Blog In 2021August 18, 2021 * Best Websites For Freelance WritersJuly 26, 2021 * Make Extra Income By Answering Questions Online.July 19, 2021 * Get Paid To Test WebsitesJuly 8, 2021 SHARE THIS: * Email * More * * * * * Save * LIKE THIS: Like Loading... Posted byPeris KariukiAugust 18, 2021August 18, 2021Posted inOnline enterprenuerTags:Make money onlineLeave a comment on How To Monetize Your Blog In 2021 BEST WEBSITES FOR FREELANCE WRITERS What comes to your mind when your hear freelance writing? Freelance writing can range from writing articles, blog posts, podcasts, presentations or email newsletters. Content writing can be your main source of income if you dedicate your time and effort. Yes, you can be your own boss and choose when to do it either at the comfort of your home or during that vacation in your dream destination. Let’s check out some of the websites that can take your career or passion as a writer to the next level and make you live the life of your dreams. Guru.com This is a freelancing site but also very good for writers. You can find a lot of writing jobs in this platform. You need to sign up and verify your account. Once your profile is complete you can showcase your portfolio and also describe the services you offer. This site helps you get jobs that match with your skills. Guru.com uses Safe Pay where a client pays a minimum amount of money before the start of the project and once the project is complete you get paid. Writers are advised to use Auto pay so that they receive payments immediately they complete their work. You can withdraw your money via PayPal, Payoneer or wire transfer. Upwork This is one of the best platforms for freelance writers. However it is not easy to get approved especially if you are a beginner l would recommend that you grow your writing skills and then join Upwork. You can set your own pay rates. If your work is good and you deliver on time you will get positive reviews which means more clients and more money. Freelance writing. com This platform has been in the market since 1997.It does not matter whether you are beginning as a writer or you are experienced, anyone can join and as a beginner you have a chance of growing. This site gives you access to highly paying jobs and their token rates are the lowest in the market. Freelance writing. com also holds writing contests that can enhance your growth as a writer. Flex Jobs Flex Jobs is a reliable platform but for you to get access to the quality features of this website you must pay a subscription fee. There is a guarantee of a refund if you don’t like the website. This subscription fee helps in keeping scammers away and this means it’s difficult to get conned. Another advantage of paying the subscription fee is that after getting paid by a client you get to keep all your money. Therefore you don’t get paid in commissions. Due to its seriousness this site attracts high paying clients. Contently Contently gives freelance writers the opportunity to work on projects that pay highly and with top brands. This website connects writers to clients and when a writer submit their projects they get paid instantly. All you are required to do is create a portfolio that shows your professional expertise and also show your skills. Freelancer.com This is also a freelancing platform but is used by writers. Freelance.com is a bit different because writers bid on projects and the client gets to choose the best bidder. You need to sign up as a writer create a good profile and start bidding on jobs. In this platform a writer can earn 24$ per hour and around 1600$-1800$ per month. Constant Content Constant Content helps to connect businesses and agencies to writers. This platform works with some of the world’s trusted brands like Uber, CVS, eBay, Walgreen. To join you need to set up your profile (add your bio, your writing skills and experience). After setting up your profile you can claim projects that match with your interests. You can grow your writing career and earn up to 90,000$ per year. Contena This website has helped thousands of freelance writers in their writing journey. You are required to pay a membership fee if you want to join this site. You can also create a free account but you are limited to the features that this website has. You don’t have to be an experienced writer to join Contena. This is because you get training and become a good writer. This platform does not pay in commissions and so whatever money you make you get to keep all of it. * How To Maximize Your SavingsNovember 12, 2022 * How To Monetize Your Blog In 2021August 18, 2021 * Best Websites For Freelance WritersJuly 26, 2021 * Make Extra Income By Answering Questions Online.July 19, 2021 * Get Paid To Test WebsitesJuly 8, 2021 SHARE THIS: * Email * More * * * * * Save * LIKE THIS: Like Loading... Posted byPeris KariukiJuly 26, 2021November 11, 2022Posted inOnline enterprenuerTags:Make money onlineLeave a comment on Best Websites For Freelance Writers MAKE EXTRA INCOME BY ANSWERING QUESTIONS ONLINE. Many are times that you will find yourself browsing about something that you would like to know about or you may even type a question online to look for answers. Did you know you can get paid to answer questions online?There are websites whereby you can make money by answering questions or offering expert advice. * FixYa This website was launched in 2005 and community members can ask and answer questions about consumer products. FixYa does not pay you when you answer questions but if you become a premium expert you can get access to paid questions. To become a premium expert you must be an active member. There are three membership levels and this depends on how many points you have. The highly paid are premium experts and can earn around 3$-5$ per question. As a premium expert you can have live sessions with clients and set your own pay rates. Studypool * This is an online platform where students ask questions and get help with their homework at a price. You can make money by answering questions on this platform. You have to sign up as a tutor and once you are approved you can bid on questions that are of interest to you. You provide a time line and a fee and if a student is willing to work with you they will pay an advance payment. This payment is held by Studypool and when the student is satisfied you get paid. Weegy This is a question and answer social network. A lot of students rely on this website to do their homework. This is a great opportunity to make money. You need to sign up and after approval you can set up your profile. For every question you earn 0.01$ and pay out is every beginning of the month. You earn 75%and 25% goes to Weegy in order to improve its services since it is also run by AI(Artificial Intelligence). Chegg Study Chegg Study is an app used by students for their academic needs. To make money on this app you are required to fill out an application form and once approved you can become a tutor. You can make 20$-30$ per hour. You can also answer questions and when students like your answers you earn points that can be redeemed into cash. * Just Answer Are you an expert in something? You can offer your expertise knowledge and get paid. This site is mostly for people looking for expert advice. You are required to sign up and then go through verification, third party screening and training in order to qualify. After this process you are now eligible to answer questions in your field of knowledge. How do you earn money? A person who posts a question is charged 5$ or more which is dependent on various factors. For every answer you provide and a user accepts you earn a commission of the fee paid. Presto Experts People are always looking for experts to answer their questions or offer advice. You can apply as a tutor or an expert if you have knowledge in a certain field. Presto Experts also has a referral program that you can join and earn up to 75$ for every customer you refer and they pay. You need to sign up, create a profile, list your qualifications and you are good to go. In this site you can set your own rate but as a beginner I would recommend you start low and charge more as you grow. Conclusion Yes you can make money by answering questions online and offering expert advice. However, this is not a get rich overnight scheme you have to be consistent and committed to achieve results. You just need to choose the site that works best for you. * How To Maximize Your SavingsNovember 12, 2022 * How To Monetize Your Blog In 2021August 18, 2021 * Best Websites For Freelance WritersJuly 26, 2021 * Make Extra Income By Answering Questions Online.July 19, 2021 * Get Paid To Test WebsitesJuly 8, 2021 SHARE THIS: * Email * More * * * * * Save * LIKE THIS: Like Loading... Posted byPeris KariukiJuly 19, 2021July 19, 2021Posted inOnline enterprenuerTags:Make money online1 Comment on Make Extra Income By Answering Questions Online. GET PAID TO TEST WEBSITES It never hurts to make an extra income on the side. Every other day websites and apps are being developed and they require people to give opinions in order to improve or make their products better. Even existing websites that would like to make changes require people to test. Website testing could be a good source to make some money. It may not make you rich but it could help you pay bills here and there. Requirements * Pc(Windows or Macbook) * Stable internet connection * External microphone(you can also use headphones that come with your mobile phone) How much can you earn? You can earn a couple of dollars to hundreds of dollars. However this varies with the site you are using and the effort you put. Lets dive into the different sites that pay you to test websites and apps. Userbrain This is a website used by developers and creators to test their new websites and apps. To qualify as a tester you need to sign up create an account and then you will be given a qualification test. Userbrain is available worldwide but you must be a native English or German speaker. Once eligible you get notified via email and you can start taking tests. You get to earn 5$ for every 5-20 minutes test. Payment is made via PayPal. * Usertesting With over 2,000 customers and a representation in over 40 countries you wouldn’t want to miss the opportunity of making money in this platform. You are required to submit your email and answer some screening questions just like in surveys, and if you are a match you qualify and you can start receiving tests. You earn 4$ for every 5 minutes, 10$ for every 20 minutes and approximately 30-120$ for live interviews. Userlytics Userlytics is an app where you get to answer questions and record your sessions. You are required to register and complete your profile to a 100%. This helps to increase the chances of getting invited to tests. The earnings can start from as low as 5$ up to 90$ depending on a project. Payment is done via PayPal. * Usercrowd Unlike other websites, Usercrowd does not have a qualification test and therefore easy to join. This website pays its members after they participate in quick design surveys that help companies to improve their products and make them better. For every response you provide you get paid with credits. Most of the tests pay 1-2 credits and some even more. Usercrowd pays 0.20$ per credit and when you reach a minimum of 10$ you can cash out via PayPal. Respondent This is a survey site as well as a research site. Respondent is one of the highest paying sites and you can earn up to 140$ per hour. This site is however limited to those living in the US. To participate you must be 18 years of age. In order to qualify you are required to fill out your profile and if you are a match to researchers you are eligible to participate in research studies. Test10 This site is a bit different from the rest. This is because you are paid according to the issues(bugs) you find. Bugs are mostly found in apps. You can still get paid by rating apps if you don’t identify any issues. You can get paid up to 50$ for every issue you find. After signing up you can add all devices that you have since more devices means more money. Payments are done once a month via PayPal, Payoneer, Skrill or bank transfer. Conclusion The websites above are absolutely free and you don’t have to pay anything. You also don’t require to be a professional in order to be a website tester. * How To Maximize Your SavingsNovember 12, 2022 * How To Monetize Your Blog In 2021August 18, 2021 * Best Websites For Freelance WritersJuly 26, 2021 * Make Extra Income By Answering Questions Online.July 19, 2021 * Get Paid To Test WebsitesJuly 8, 2021 * WordPress * * * * SHARE THIS: * Email * More * * * * * Save * LIKE THIS: Like Loading... Posted byPeris KariukiJuly 8, 2021July 8, 2021Posted inOnline enterprenuerTags:Make money online3 Comments on Get Paid To Test Websites MAKE MONEY ONLINE WITH THESE 3 SOCIAL MEDIA APPS * It’s not unusual to wake up in the morning to find yourself scrolling through Instagram or sleeping late since you could not resist watching Tiktok videos. You can change this trend and monetize your time on social media. We can make money and be happy on social media at the same time. I am going to discuss 3 apps that can make you change the way you spend time on social media platforms and also help you make extra income. Webtalk This is a platform where you can post pictures, share content, market your business etc. You can also follow people and gain followers also. However for you to join you must an invitation from an existing user. You can earn money in the following ways 1. Through Engagement You can earn points any time you view a page with ads. When people view and react to your posts you can earn influencer points. These points can be redeemed into cash. Webtalk rewards approximately 10%of the revenue generated from advertising. 2. Through Referrals Webtalk has a referral program of where you can earn upto 5 levels. Anytime a person joins Webtalk through your referral link you get rewarded. You can earn also earn 5$ when your referral joins the free rewards program and receive their first payment of a 100$or more. The more engagement your posts receive the more you get to earn. TikTok * You can’t fail to notice the growing popularity of this app. This also comes with a lot of good things. The best part is you can make money on this platform,even though not in a direct way. 1. TikTok Creator Fund TikTok rewards creators for creating original content. The TikTok Creator Fund is mostly limited for members living in USA, UK, Germany, Italy, France and Spain. To qualify you must be 18 years of age, have a minimum of 10k followers and at least a 100k views for the last 30 days. 2. Through Tiktok Lives As soon as you reach a 1,000 followers you can start going live on Tiktok. Your viewers can gift you during your live sessions. These gifts can then be redeemed into cash. The gifter needs to purchase virtual coins and these coins can be converted into virtual gifts of different value. 3. Become an Influencer If you have a large following on TikTok you can become an influencer. You can get paid by brands or even artists to promote their products or services and by artists to promote their new music. You just need to get creative but still make it fun at the same time. To grow on TikTok you must be consistent, participate in challenges and use hash tags correctly. Instagram * Did you know Instagram could be more than just a platform to follow your favourite celebrities and what is going on in their lives?You can make money via Instagram and still enjoy being there. Let’s see how 1.By Selling Your Own Products. There are many potential customers on Instagram. If you are in business you can sell your products, items or services on this platform. If you have a physical business you can add a location. You can also post photos of what you sell or services that you offer. If you operate an online business you just need to be clear on how your products or services can be acquired. You also need to customize your Instagram account and turn it into a business account instead of a personal account. 2.Become An Influencer. You can also become an influencer on Instagram especially if you have a large following. Brands can pay you to post content about their products and services and then get paid for it. You could make weekly posts and charge a certain amount of money per post. 3. Affiliate Marketing May be you could have seen a caption on Instagram that says “Buy using my promo code and get 15% discount.” This is an example of affiliate marketing. You can promote products or services on your Instagram account and when someone buys through your affiliate link you earn a commission. Now you know you could turn the hours you spend on social media into money making hours. * How To Maximize Your SavingsNovember 12, 2022 * How To Monetize Your Blog In 2021August 18, 2021 * Best Websites For Freelance WritersJuly 26, 2021 * Make Extra Income By Answering Questions Online.July 19, 2021 * Get Paid To Test WebsitesJuly 8, 2021 * WordPress * * * SHARE THIS: * Email * More * * * * * Save * LIKE THIS: Like Loading... Posted byPeris KariukiJune 29, 2021June 29, 2021Posted inOnline enterprenuerTags:Make money online2 Comments on Make Money Online With These 3 Social Media Apps FIVES GIGS YOU CAN DO ON FIVERR WITH NO SKILLS Fiverr is one of the top platforms for freelancers as discussed in a previous post. There are some gigs you can do on this platform that don’t require skills or experience. You have a chance to make money on this platform even if you are unskilled. Let’s check out these gigs and hopefully you make some money. * Arbitrage I know you are wondering what arbitrage is. It means the act of purchasing and selling an investment or a service and the difference between the prices is what strikes as your profit. You can buy a service on Fiverr and sell it on another platform like Freelancer or Upwork. You don’t require any skills to do this and whatever difference you get by selling this services is your profit. Removing Backgrounds from Images You don’t have to be a skilled photo shopper to do this kind of gig. There are websites that you can use to remove an image background. 1. Remove.bg This website allows you to remove image background and all you need to do is upload an image of your choice on this website and the background will be removed. You can then download this image and send it to your client. This platform is good but would not very much recommend it since the images you download are not of high resolution and you do not want when quality is compromised. 2.Canva Canva is a website for graphic design. You can also use this site to remove background from images which is also easy. The good thing about it is that the images produced are of high definition. Canva has both free and paid versions. In depth SEO reports SEO means Search Engine Optimization. SEO reports are important for companies because they aid them in knowing how they rank in search engines and what they mistakes they are doing and what they can do in order to improve their ranking. There are websites that offer this services and all you have to do is ask the client about their website and then enter their domain on these websites and you will be provided with a detailed SEO report. You can then download this report and send it to your client. * Commenting on Blogs and Websites This is another service you can offer on Fiverr and you don’t require any skills. A client could ask you to comment on their website or blog twice or thrice a week with different accounts. You just need to visit the required blog or website open an article and leave a positive and thoughtful comment(s).Positive comments help in generating back links to a blog or website and this in turn gives authority and good ranking in search engines for a blog or website. * Creating Banner Ads Banner ads are advertisements that appear on a web page. Using banner ads is a popular way of advertising. You don’t need to have designing or coding skills to create banner ads. Why?? There are websites that offer you templates and all you have to do is log in, choose your preferred template edit it with your own images, color, font and you are good to go. You just need to be creative as possible. * For the above services you can start charging from as low as 5$ dollars and you can charge more as grow. Offer quality work and submit on time. This way you will get positive reviews and high ratings and everyone will want to work with you. Follow me on * WordPress * * * * How To Maximize Your SavingsNovember 12, 2022 * How To Monetize Your Blog In 2021August 18, 2021 * Best Websites For Freelance WritersJuly 26, 2021 * Make Extra Income By Answering Questions Online.July 19, 2021 * Get Paid To Test WebsitesJuly 8, 2021 SHARE THIS: * Email * More * * * * * Save * LIKE THIS: Like Loading... Posted byPeris KariukiJune 26, 2021June 26, 2021Posted inOnline enterprenuerTags:Make money online with no skills1 Comment on Fives Gigs You Can Do On Fiverr With No Skills MAKE MONEY ONLINE USING YOUR MOBILE PHONE IN KENYA. Are you a student? Are you a stay at home mum? Are you looking for some extra coins? Relax because l got you covered. All you need is a smartphone and an internet connection and you are good to go. Let’s see some of the platforms that can make you money using your mobile phone. * Premise App This is an app on Play store that allows you to make money by answering surveys and completing tasks like taking photos. The best thing about this app you can use it anywhere anytime because the tasks are listed according to your locality. You get paid via Mpesa. Foap Foap is a free app and acts like a market for photos. You don’t have to be a professional photographer in order to use this app. All you need to do is capture nice and unique pictures of everyday life and post on this platform. For every picture sold you get a 50% commission starting from 50$. * Risiti This is a mobile app that rewards shoppers on their everyday purchases. You just need to shop, take pictures of the receipt and upload on this app. This app runs campaigns and you only get rewarded if you shop in chosen stores and spend on chosen brands. You can vouchers, discounts also points earned can be redeemed into cash. Geopoll App This is a survey app that rewards its users by completing surveys. Apart from participating in surveys there are other ways of making money on this app. You can get paid by taking pictures. For instance you can be asked to take the photo of a certain item in a supermarket. This app also allows you to test and review mobile applications. You can also join the referral program whereby you can recommend people and whenever a person joins Geopoll you get to earn. * Jiji App Jiji is an online buying and selling website. This is where online buyers and sellers meet. If you have something to sell you can post it on this app and its absolutely free. You just choose an item to sell, take pictures of the item and post on this app. Buyers get to view the item and when it sells you get paid. Jumia As we all know this a one stop online shopping but you can earn money with Jumia. This app has an affiliate program whereby you can promote products and earn a commission. * All these apps discussed are free you don’t have to pay anything. Beware of sites that ask you to pay money those could be online scammers. Make money online at the comfort of your mobile phone. * How To Maximize Your Savings * How To Monetize Your Blog In 2021 * Best Websites For Freelance Writers * Make Extra Income By Answering Questions Online. * Get Paid To Test Websites SHARE THIS: * Email * More * * * * * Save * LIKE THIS: Like Loading... Posted byPeris KariukiJune 23, 2021June 23, 2021Posted inOnline enterprenuerTags:Make money online1 Comment on Make Money Online Using Your Mobile Phone in Kenya. IDEAS OF MAKING PASSIVE INCOME. Passive income is usually(but not all times) money made from putting in little to no effort. It could also mean money earned by putting effort once and get rewarded over and over for it. Passive income could also mean money made while sleeping. There are several ideas that could bring you passive income. One or more of these ideas can work for you and be a definition of ‘Money moves money’. Here are some of the ways to make passive income. * YouTube YouTube ranks among the top search engines in the world. How amazing? This means this platform gets a lot of visits in a day and with this you earn a great deal. You just create an account and once it is set you can start making videos. Just ensure consistency and good content and your audience will grow. When people watch your content you get paid according to CPM meaning Cost Per Thousand. CPM varies with geographical location. Also, the more the views the more you expect to earn. You can also link your account with Google AdSense where ads are placed in your videos and you get paid per a thousand clicks. This however requires you to meet certain targets in order to monetize your channel with ads. * Affiliate Marketing Affiliate marketing simply means you promote a digital product and anyone who buys the product you get to earn a commission. First you have to identify a product that you would like to promote and there so many digital products to promote. Once you have identified a product you get an affiliate link and you have to find a way to ensure people click on the link without spamming. There are many websites that offer affiliate programs and you can join and start promoting their products. Some affiliate programs allow you to earn recurring commission meaning as long as the customer renews a service you get to earn money. Selling Photos Did you know you could sell photos of work online? For instance if you are a chef you could take photos of your work and sell them online. There are companies looking for photos to advertise their brands. Some companies opt to buy photos instead of doing a photo shoot since buying photos reduces time wastage and also saves them money. There are websites that you can sell your photos online. * 500px * Etsy * Smugmug * Istock photos * Shutterstock * Monetizing a blog It is really intriguing to know that you can make money by blogging. It such a pleasure to earn an income as you do what you love most. One way of making passive income through blogging is by selling affiliate products on your blog and you earn commissions. When the number of visitors to your blog grows you can apply with advertising companies as a publisher and ads can be placed on your blog and get paid per a thousand clicks. Brands can also approach you whereby you can write original content about their products and services and get paid. * Digital Courses If you are really good at something or maybe a business venture you could create a digital course and sell it online. If someone is seeking knowledge about something and what they want is what you are offering then they will definitely enroll to your course. However you have to offer relevant courses that add value. Provided people enroll to the course you will keep earning. Selling Ebooks This is another great way to make money passively. You find that there are people who really want to know about something but they opt for an eBook instead of enrolling for a course. You can create an eBook pertaining a certain topic or niche and sell it online. This is a one time job and you can keep making money over and over as long as people buy the eBook. * Investing in stock market. You can earn passive income by investing in whereby you get dividends. This however requires diverse knowledge on market trends in order to make the most out of your investment and avoid losing money. It is a good way to earn passive income because all you need to do is invest and if the stocks you have invested in sell at a high price you get your dividends. I would however not recommend it if you don’t have knowledge about stock markets. * Now you know, making passive income has never been been this easy. What are you waiting for? Just choose the method that works best for you. Happy money making. * * How To Maximize Your SavingsNovember 12, 2022 * How To Monetize Your Blog In 2021August 18, 2021 * Best Websites For Freelance WritersJuly 26, 2021 * Make Extra Income By Answering Questions Online.July 19, 2021 * Get Paid To Test WebsitesJuly 8, 2021 SHARE THIS: * Email * More * * * * * Save * LIKE THIS: Like Loading... Posted byPeris KariukiJune 21, 2021June 21, 2021Posted inOnline enterprenuerTags:Passive income1 Comment on Ideas Of Making Passive Income. WEBSITES THAT PAY YOU TO LISTEN TO MUSIC It is said that music is food for the soul. There are people who say that music calms their nerves and the same music can put a baby to sleep. What if l told you that you could get paid to listen to music? Sounds too good to be true right? The truth is you can make some extra income by listening to music. There are websites that pay people to listen and review music and that is what am going to share in this post. * Current.Us This is an app that allows you to make money by listening to music. You can also earn money by allowing it to run in the background. For every song you listen you earn points that can be redeemed into PayPal gift card. This is a very good way of making some extra coins as a side hustle. This app also has games, surveys and offers that you can complete to add to your earnings. You can also refer friends and family to make even more money. * Radio Earn Radio Earn is an online radio website. All you need to do is sign up create a free account. When your account is set up all you are left to do is click on radio links and listen. You earn 0.25 points every 15minutes therefore you get 1 point every hour. These points are converted to USD. Hit Predictor Unlike other sites Hit Predictor allows its users to listen and also review music. Music review is important because it helps improve and influence the quality of music released to the public especially new music from new artists. You can earn 3 to 6 cents for every song you get to listen and review. This is quite low but it’s a good way to earn some extra income. * Research.fm This is a music research company and it’s main aim is to advise local radio stations on what music to play. The question is, how does one earn through this website? This one is a bit different because users are required to participate in surveys and if they qualify they get paid. This surveys involves sending you samples of songs and asked to give opinions about those songs. This website is however limited since you have to be in the United States. Playlist Push Playlist Push allows people to review music from independent artists. In order to qualify you have to be a curator. This means you must have an audience of at least 400 followers Spotify or Apple Music. Payment can range from 1.25$to 15$ per song. The more the followers and active listeners you have the more the pay out. If you have an audience then this is the site for you. * Earnably This is another website that rewards you to listen to music. You earn points that can be converted to gift cards. You can also make more money on this site by completing tasks, watching videos, downloading apps, completing offers and answering surveys. You can redeem as low as 100 points or 1$.This site is also not available in all regions. Kollect.fm Kollect. fm is a Netherlands based social music platform. You can apply as a curator whereby you give feedback about music by working under brands. You must have experience and a good reputation. * Cash4minutes This website rewards you to listen to call and listen to internet radio broadcast. You are required to register your phone numbers and Cash4minutes awards you with minutes that you can call radio broadcasts or listen to radio. You get to earn around 0.08$ per minute. The more the phone numbers the more you earn. Disclaimer:All of the above sites are legit and free of charge. Beware of online scammers that ask for money. * WordPress * * * * How To Maximize Your Savings * How To Monetize Your Blog In 2021 * Best Websites For Freelance Writers * Make Extra Income By Answering Questions Online. * Get Paid To Test Websites SHARE THIS: * Email * More * * * * * Save * LIKE THIS: Like Loading... Posted byPeris KariukiJune 16, 2021June 16, 2021Posted inOnline enterprenuerTags:Make money online2 Comments on Websites That Pay You To Listen To Music POSTS NAVIGATION 1 2 Older posts Money warrior, Blog at WordPress.com. * Follow Following * Money warrior Join 116 other followers Sign me up * Already have a WordPress.com account? 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