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HOW TO MAXIMIZE YOUR SAVINGS

Having savings is one of the steps to financial independence. Financial
independence is a state whereby;one has enough income or sufficient wealth to be
able to cater for their needs and expenses without having to depend on any form
of employment. In order to live a financial independent life one has to
accumulate wealth and income first. In this article, we look into some of the
ways that one can maximize their savings.

What Are Savings?

This is the amount of money that remains after all expenditure and obligations
have been met. Savings is basically money that is not in use after all the
expenses have been catered for.

Ways Of Maximizing Your savings.

Now that you understand the meaning of the term savings,there are various things
that you can do or put into practice in order to maximize your savings. They
include the following:

 * Buying in bulk
 * Avoiding impulse buying
 * Tracking expenses
 * Working within a budget
 * Living within your means
 * Taking financial lessons
 * Engaging in side hustles

Buying In Bulk

This is whereby instead of purchasing a single unit of an item, you can purchase
that item in large quantity, this way it is much cheaper and you get to save
some money compared to when you buy that item as a single unit. Therefore buying
items on bulk ensures that you are able to maximize on savings since you tend to
spend less. Also purchasing some items like fruits and vegetables while in
season is much cheaper compared to when they are out of season, so you get to
save more.

Avoiding Impulse Buying

Impulse buying is a tendency where one buys a product without planning for it in
advance. This behavior can greatly affect one’s saving capacity. Sometimes it’s
possible to find that the item purchased may not be necessary at the moment and
it’s even bought out of emotions. To avoid impulse buying its good to plan for
your needs and requirements in advance to avoid unnecessary expenditure and this
helps in Maximizing your savings.

Having A Budget

A budget is a plan that involves one’s income and expenditure for a set period
of time. Having a budget ensures that you are able to plan for your finances and
this enables you to avoid unnecessary purchases. Having a budget is important
but sticking to one is equally important. It’s always good to ensure that you
stick to your budget as this will help you not to channel money into unplanned
expenditures and in turn you save more.

Tracking your expenses

The other way of increasing your savings is by tracking your expenses. Tracking
your expenses enables you to be accountable of each every coin that you spend.
This also ensures that you are also able to stick within your budget which is
very important. Tracking of expenses can be achieved using an app. There are
several apps in Playstore and Appstore that you can download and help you in
tracking your expenses. Just choose the app that you feel can work for you and
you are good to go.

Living Within Your Means

One of the reasons why one might not be able to maximize savings is by trying to
live beyond their means. For instance if one is in employment it’s good to
always ensure that only a third of what you earn is used as house rent. This
ensures a balance in expenditure and one doesn’t have to look for other options
like borrowing for sustainance. This also avoids scenarios where one is trapped
in debts and thus making it more difficult to save.

Taking Financial Lessons

This can contribute greatly in maximizing your savings. Taking financial lessons
can help you plan for your finances accordingly and managing them as well. There
are websites that offer financial lessons. For instance Wise Bread is one of the
websites that offers financial lessons and it mostly focuses on increasing
savings and minimizing expenditure.

Engaging In Side Hustles

A side hustle is a way of making money outside your regular job. There are a lot
of side hustles that you can do in order to earn extra income and this means you
don’t have to solely rely on your job for extra savings. In my previous posts I
have discussed some of the legit ways you can make money online, which can make
good side hustles. Apart from online side hustles, there are side hustles that
can also be done physically. Do you have a side hustle?

Conclusion

Those are some of the ways that can help you to maximize on your savings. Saving
money can be because of different reasons and it doesn’t have to be specifically
to start a business but it could be for a different course. The above ways can
be applied by anyone no matter the purpose for saving. I hope you take action
and increase your savings today. Happy saving.

Continue reading “How To Maximize Your Savings”


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Posted byPeris KariukiNovember 12, 2022November 12, 2022Posted inMake money
onlineTags:Increase your savingsLeave a comment on How To Maximize Your Savings


HOW TO MONETIZE YOUR BLOG IN 2021

Apart from enjoying writing blogs do you know you can turn your blog into a
source of income?Especially in this hard economic times when people are
searching for online side hustles, you can monetize your blog and generate full
time income out of it. Here are some of the ways you can monetize your blog. To
generate more income it’s highly advisable to have a self hosted blog since it’s
difficult to monetize a free blog.

Affiliate Marketing

Affiliate marketing means selling a digital product that you don’t own and after
making a sale you earn a commission. This is one of the ways that most bloggers
are able to generate revenue. Why don’t you convert that traffic from your blog
into sales? You just need to choose affiliate products in your niche and promote
those products through your blog. It is also very important to work with trusted
affiliate programs. Always ensure that whatever product you choose to promote
adds value and solves your customer’s problem.

Writing Sponsored Content

If your grammar and writing skills are top notch, this is another venture that
could generate income to your blog. There are brands and companies that would
like their products and services known to the public. If you have a big audience
this means your blog could be used as a channel to create awareness concerning
brands or companies.You get paid for every blog or article you write concerning
their products and services.

Advertising

Running ads on your blog is another way of monetizing your blog. Ads are paid
according to CPM(Clicks per a thousand). Some advertising companies require you
to have an average of certain number of visitors per month on your blog in order
to get approved,while others do not consider that. In order to qualify to run
ads on your blog you must have a self hosted blog because it is not possible to
run ads on a free blog. If you have more traffic that means you get to earn
more.

Email Marketing

 * 

Email marketing is one of the most powerful tools that can drive traffic to your
blog. It entails sending email newsletters to a specific group of people(email
list) concerning your blog or website. In this email newsletters you can run
native ads that don’t necessarily require the reader to click. This ads could be
about a course you are offering, a webinar, training, an ebook etc. This in turn
can help the reader buy that ebook, enroll in that course or book that training.

Selling Ebooks

This is a great way of generating income from your blog. You can create an ebook
that is in line with your niche and sell it on your on your blog. If you cannot
create an ebook of your own there are sites where you can get copyright free
ebooks and sell them on your blog. However I would recommend to create your own
ebooks.

Selling Courses

If you are an expert in a certain field or have knowledge concerning a certain
area, you can create a course and sell it through your blog. From the traffic
that you are able to generate you will find people who are seeking knowledge
about that particular field and they will end up enrolling for the course. There
are those who might not be able to read ebooks and therefore prefer to enroll to
a course.

Freelance Blogging.

Freelance blogging is whereby you get hired by clients to write blogs or
articles within your niche. There are companies that do not have the time to
write on their websites and that’s where a freelance blogger comes in. You are
required to do your research thoroughly and your writing skills should be great
this is because some clients are very specific with what they want. You get paid
per hour, per blog or per article or it could be an agreement between you and
your client.

Selling Physical Products

Apart from affiliate marketing you can also sell and promote physical products
through your blog. You can sell anything ranging from make up to household items
just name it. Let’s take for instance as a beauty blogger you can sell make up
products. You can write a review about that product and how this product can
help solve the end consumer’s need while adding value. This is an easy way to
monetize your blog. It is also highly advisable to do thorough research about
the products that you sell so as to prevent misleading your audience.

Conclusion

For you to be able to make a full time income through your blog. Hard work,
commitment and consistency are key but the end result is very amazing. It is
also good to go with whatever works for you.

 * How To Maximize Your SavingsNovember 12, 2022
 * How To Monetize Your Blog In 2021August 18, 2021
 * Best Websites For Freelance WritersJuly 26, 2021
 * Make Extra Income By Answering Questions Online.July 19, 2021
 * Get Paid To Test WebsitesJuly 8, 2021




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Posted byPeris KariukiAugust 18, 2021August 18, 2021Posted inOnline
enterprenuerTags:Make money onlineLeave a comment on How To Monetize Your Blog
In 2021


BEST WEBSITES FOR FREELANCE WRITERS

What comes to your mind when your hear freelance writing? Freelance writing can
range from writing articles, blog posts, podcasts, presentations or email
newsletters. Content writing can be your main source of income if you dedicate
your time and effort. Yes, you can be your own boss and choose when to do it
either at the comfort of your home or during that vacation in your dream
destination.

Let’s check out some of the websites that can take your career or passion as a
writer to the next level and make you live the life of your dreams.

Guru.com

This is a freelancing site but also very good for writers. You can find a lot of
writing jobs in this platform. You need to sign up and verify your account. Once
your profile is complete you can showcase your portfolio and also describe the
services you offer. This site helps you get jobs that match with your skills.
Guru.com uses Safe Pay where a client pays a minimum amount of money before the
start of the project and once the project is complete you get paid. Writers are
advised to use Auto pay so that they receive payments immediately they complete
their work. You can withdraw your money via PayPal, Payoneer or wire transfer.

Upwork

This is one of the best platforms for freelance writers. However it is not easy
to get approved especially if you are a beginner l would recommend that you grow
your writing skills and then join Upwork. You can set your own pay rates. If
your work is good and you deliver on time you will get positive reviews which
means more clients and more money.

Freelance writing. com

This platform has been in the market since 1997.It does not matter whether you
are beginning as a writer or you are experienced, anyone can join and as a
beginner you have a chance of growing. This site gives you access to highly
paying jobs and their token rates are the lowest in the market. Freelance
writing. com also holds writing contests that can enhance your growth as a
writer.

Flex Jobs

Flex Jobs is a reliable platform but for you to get access to the quality
features of this website you must pay a subscription fee. There is a guarantee
of a refund if you don’t like the website. This subscription fee helps in
keeping scammers away and this means it’s difficult to get conned. Another
advantage of paying the subscription fee is that after getting paid by a client
you get to keep all your money. Therefore you don’t get paid in commissions. Due
to its seriousness this site attracts high paying clients.

Contently

Contently gives freelance writers the opportunity to work on projects that pay
highly and with top brands. This website connects writers to clients and when a
writer submit their projects they get paid instantly. All you are required to do
is create a portfolio that shows your professional expertise and also show your
skills.

Freelancer.com

This is also a freelancing platform but is used by writers. Freelance.com is a
bit different because writers bid on projects and the client gets to choose the
best bidder. You need to sign up as a writer create a good profile and start
bidding on jobs. In this platform a writer can earn 24$ per hour and around
1600$-1800$ per month.

Constant Content

Constant Content helps to connect businesses and agencies to writers. This
platform works with some of the world’s trusted brands like Uber, CVS, eBay,
Walgreen. To join you need to set up your profile (add your bio, your writing
skills and experience). After setting up your profile you can claim projects
that match with your interests. You can grow your writing career and earn up to
90,000$ per year.

Contena

This website has helped thousands of freelance writers in their writing journey.
You are required to pay a membership fee if you want to join this site. You can
also create a free account but you are limited to the features that this website
has. You don’t have to be an experienced writer to join Contena. This is because
you get training and become a good writer. This platform does not pay in
commissions and so whatever money you make you get to keep all of it.

 * How To Maximize Your SavingsNovember 12, 2022
 * How To Monetize Your Blog In 2021August 18, 2021
 * Best Websites For Freelance WritersJuly 26, 2021
 * Make Extra Income By Answering Questions Online.July 19, 2021
 * Get Paid To Test WebsitesJuly 8, 2021


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Posted byPeris KariukiJuly 26, 2021November 11, 2022Posted inOnline
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Freelance Writers


MAKE EXTRA INCOME BY ANSWERING QUESTIONS ONLINE.

Many are times that you will find yourself browsing about something that you
would like to know about or you may even type a question online to look for
answers. Did you know you can get paid to answer questions online?There are
websites whereby you can make money by answering questions or offering expert
advice.

 * 

FixYa

This website was launched in 2005 and community members can ask and answer
questions about consumer products. FixYa does not pay you when you answer
questions but if you become a premium expert you can get access to paid
questions. To become a premium expert you must be an active member. There are
three membership levels and this depends on how many points you have. The highly
paid are premium experts and can earn around 3$-5$ per question. As a premium
expert you can have live sessions with clients and set your own pay rates.

Studypool

 * 

This is an online platform where students ask questions and get help with their
homework at a price. You can make money by answering questions on this platform.
You have to sign up as a tutor and once you are approved you can bid on
questions that are of interest to you. You provide a time line and a fee and if
a student is willing to work with you they will pay an advance payment. This
payment is held by Studypool and when the student is satisfied you get paid.

Weegy

This is a question and answer social network. A lot of students rely on this
website to do their homework. This is a great opportunity to make money. You
need to sign up and after approval you can set up your profile. For every
question you earn 0.01$ and pay out is every beginning of the month. You earn
75%and 25% goes to Weegy in order to improve its services since it is also run
by AI(Artificial Intelligence).

Chegg Study

Chegg Study is an app used by students for their academic needs. To make money
on this app you are required to fill out an application form and once approved
you can become a tutor. You can make 20$-30$ per hour. You can also answer
questions and when students like your answers you earn points that can be
redeemed into cash.

 * 

Just Answer

Are you an expert in something? You can offer your expertise knowledge and get
paid. This site is mostly for people looking for expert advice. You are required
to sign up and then go through verification, third party screening and training
in order to qualify. After this process you are now eligible to answer questions
in your field of knowledge. How do you earn money? A person who posts a question
is charged 5$ or more which is dependent on various factors. For every answer
you provide and a user accepts you earn a commission of the fee paid.

Presto Experts

People are always looking for experts to answer their questions or offer advice.
You can apply as a tutor or an expert if you have knowledge in a certain field.
Presto Experts also has a referral program that you can join and earn up to 75$
for every customer you refer and they pay. You need to sign up, create a
profile, list your qualifications and you are good to go. In this site you can
set your own rate but as a beginner I would recommend you start low and charge
more as you grow.

Conclusion

Yes you can make money by answering questions online and offering expert advice.
However, this is not a get rich overnight scheme you have to be consistent and
committed to achieve results. You just need to choose the site that works best
for you.

 * How To Maximize Your SavingsNovember 12, 2022
 * How To Monetize Your Blog In 2021August 18, 2021
 * Best Websites For Freelance WritersJuly 26, 2021
 * Make Extra Income By Answering Questions Online.July 19, 2021
 * Get Paid To Test WebsitesJuly 8, 2021


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Posted byPeris KariukiJuly 19, 2021July 19, 2021Posted inOnline
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Questions Online.


GET PAID TO TEST WEBSITES

It never hurts to make an extra income on the side. Every other day websites and
apps are being developed and they require people to give opinions in order to
improve or make their products better. Even existing websites that would like to
make changes require people to test. Website testing could be a good source to
make some money. It may not make you rich but it could help you pay bills here
and there.

Requirements

 * Pc(Windows or Macbook)
 * Stable internet connection
 * External microphone(you can also use headphones that come with your mobile
   phone)

How much can you earn?

You can earn a couple of dollars to hundreds of dollars. However this varies
with the site you are using and the effort you put.

Lets dive into the different sites that pay you to test websites and apps.

Userbrain

This is a website used by developers and creators to test their new websites and
apps. To qualify as a tester you need to sign up create an account and then you
will be given a qualification test. Userbrain is available worldwide but you
must be a native English or German speaker. Once eligible you get notified via
email and you can start taking tests. You get to earn 5$ for every 5-20 minutes
test. Payment is made via PayPal.

 * 

Usertesting

With over 2,000 customers and a representation in over 40 countries you wouldn’t
want to miss the opportunity of making money in this platform. You are required
to submit your email and answer some screening questions just like in surveys,
and if you are a match you qualify and you can start receiving tests. You earn
4$ for every 5 minutes, 10$ for every 20 minutes and approximately 30-120$ for
live interviews.

Userlytics

Userlytics is an app where you get to answer questions and record your sessions.
You are required to register and complete your profile to a 100%. This helps to
increase the chances of getting invited to tests. The earnings can start from as
low as 5$ up to 90$ depending on a project. Payment is done via PayPal.

 * 

Usercrowd

Unlike other websites, Usercrowd does not have a qualification test and
therefore easy to join. This website pays its members after they participate in
quick design surveys that help companies to improve their products and make them
better. For every response you provide you get paid with credits. Most of the
tests pay 1-2 credits and some even more. Usercrowd pays 0.20$ per credit and
when you reach a minimum of 10$ you can cash out via PayPal.

Respondent

This is a survey site as well as a research site. Respondent is one of the
highest paying sites and you can earn up to 140$ per hour. This site is however
limited to those living in the US. To participate you must be 18 years of age.
In order to qualify you are required to fill out your profile and if you are a
match to researchers you are eligible to participate in research studies.

Test10

This site is a bit different from the rest. This is because you are paid
according to the issues(bugs) you find. Bugs are mostly found in apps. You can
still get paid by rating apps if you don’t identify any issues. You can get paid
up to 50$ for every issue you find. After signing up you can add all devices
that you have since more devices means more money. Payments are done once a
month via PayPal, Payoneer, Skrill or bank transfer.

Conclusion

The websites above are absolutely free and you don’t have to pay anything. You
also don’t require to be a professional in order to be a website tester.

 * How To Maximize Your SavingsNovember 12, 2022
 * How To Monetize Your Blog In 2021August 18, 2021
 * Best Websites For Freelance WritersJuly 26, 2021
 * Make Extra Income By Answering Questions Online.July 19, 2021
 * Get Paid To Test WebsitesJuly 8, 2021

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Posted byPeris KariukiJuly 8, 2021July 8, 2021Posted inOnline
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MAKE MONEY ONLINE WITH THESE 3 SOCIAL MEDIA APPS

 * 

It’s not unusual to wake up in the morning to find yourself scrolling through
Instagram or sleeping late since you could not resist watching Tiktok videos.
You can change this trend and monetize your time on social media. We can make
money and be happy on social media at the same time. I am going to discuss 3
apps that can make you change the way you spend time on social media platforms
and also help you make extra income.

Webtalk

This is a platform where you can post pictures, share content, market your
business etc. You can also follow people and gain followers also. However for
you to join you must an invitation from an existing user. You can earn money in
the following ways

1. Through Engagement

You can earn points any time you view a page with ads. When people view and
react to your posts you can earn influencer points. These points can be redeemed
into cash. Webtalk rewards approximately 10%of the revenue generated from
advertising.

2. Through Referrals

Webtalk has a referral program of where you can earn upto 5 levels. Anytime a
person joins Webtalk through your referral link you get rewarded. You can earn
also earn 5$ when your referral joins the free rewards program and receive their
first payment of a 100$or more.

The more engagement your posts receive the more you get to earn.

TikTok

 * 

You can’t fail to notice the growing popularity of this app. This also comes
with a lot of good things. The best part is you can make money on this
platform,even though not in a direct way.

1. TikTok Creator Fund

TikTok rewards creators for creating original content. The TikTok Creator Fund
is mostly limited for members living in USA, UK, Germany, Italy, France and
Spain. To qualify you must be 18 years of age, have a minimum of 10k followers
and at least a 100k views for the last 30 days.

2. Through Tiktok Lives

As soon as you reach a 1,000 followers you can start going live on Tiktok. Your
viewers can gift you during your live sessions. These gifts can then be redeemed
into cash. The gifter needs to purchase virtual coins and these coins can be
converted into virtual gifts of different value.

3. Become an Influencer

If you have a large following on TikTok you can become an influencer. You can
get paid by brands or even artists to promote their products or services and by
artists to promote their new music. You just need to get creative but still make
it fun at the same time.

To grow on TikTok you must be consistent, participate in challenges and use hash
tags correctly.

Instagram

 * 

Did you know Instagram could be more than just a platform to follow your
favourite celebrities and what is going on in their lives?You can make money via
Instagram and still enjoy being there. Let’s see how

1.By Selling Your Own Products.

There are many potential customers on Instagram. If you are in business you can
sell your products, items or services on this platform. If you have a physical
business you can add a location. You can also post photos of what you sell or
services that you offer. If you operate an online business you just need to be
clear on how your products or services can be acquired. You also need to
customize your Instagram account and turn it into a business account instead of
a personal account.

2.Become An Influencer.

You can also become an influencer on Instagram especially if you have a large
following. Brands can pay you to post content about their products and services
and then get paid for it. You could make weekly posts and charge a certain
amount of money per post.

3. Affiliate Marketing

May be you could have seen a caption on Instagram that says “Buy using my promo
code and get 15% discount.” This is an example of affiliate marketing. You can
promote products or services on your Instagram account and when someone buys
through your affiliate link you earn a commission.

Now you know you could turn the hours you spend on social media into money
making hours.

 * How To Maximize Your SavingsNovember 12, 2022
 * How To Monetize Your Blog In 2021August 18, 2021
 * Best Websites For Freelance WritersJuly 26, 2021
 * Make Extra Income By Answering Questions Online.July 19, 2021
 * Get Paid To Test WebsitesJuly 8, 2021

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Posted byPeris KariukiJune 29, 2021June 29, 2021Posted inOnline
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Social Media Apps


FIVES GIGS YOU CAN DO ON FIVERR WITH NO SKILLS

Fiverr is one of the top platforms for freelancers as discussed in a previous
post. There are some gigs you can do on this platform that don’t require skills
or experience. You have a chance to make money on this platform even if you are
unskilled. Let’s check out these gigs and hopefully you make some money.

 * 

Arbitrage

I know you are wondering what arbitrage is. It means the act of purchasing and
selling an investment or a service and the difference between the prices is what
strikes as your profit. You can buy a service on Fiverr and sell it on another
platform like Freelancer or Upwork. You don’t require any skills to do this and
whatever difference you get by selling this services is your profit.

Removing Backgrounds from Images

You don’t have to be a skilled photo shopper to do this kind of gig. There are
websites that you can use to remove an image background.

1. Remove.bg

This website allows you to remove image background and all you need to do is
upload an image of your choice on this website and the background will be
removed. You can then download this image and send it to your client. This
platform is good but would not very much recommend it since the images you
download are not of high resolution and you do not want when quality is
compromised.

2.Canva

Canva is a website for graphic design. You can also use this site to remove
background from images which is also easy. The good thing about it is that the
images produced are of high definition. Canva has both free and paid versions.

In depth SEO reports

SEO means Search Engine Optimization. SEO reports are important for companies
because they aid them in knowing how they rank in search engines and what they
mistakes they are doing and what they can do in order to improve their ranking.
There are websites that offer this services and all you have to do is ask the
client about their website and then enter their domain on these websites and you
will be provided with a detailed SEO report. You can then download this report
and send it to your client.

 * 

Commenting on Blogs and Websites

This is another service you can offer on Fiverr and you don’t require any
skills. A client could ask you to comment on their website or blog twice or
thrice a week with different accounts. You just need to visit the required blog
or website open an article and leave a positive and thoughtful
comment(s).Positive comments help in generating back links to a blog or website
and this in turn gives authority and good ranking in search engines for a blog
or website.

 * 

Creating Banner Ads

Banner ads are advertisements that appear on a web page. Using banner ads is a
popular way of advertising. You don’t need to have designing or coding skills to
create banner ads. Why?? There are websites that offer you templates and all you
have to do is log in, choose your preferred template edit it with your own
images, color, font and you are good to go. You just need to be creative as
possible.

 * 

For the above services you can start charging from as low as 5$ dollars and you
can charge more as grow. Offer quality work and submit on time. This way you
will get positive reviews and high ratings and everyone will want to work with
you.

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 * How To Maximize Your SavingsNovember 12, 2022
 * How To Monetize Your Blog In 2021August 18, 2021
 * Best Websites For Freelance WritersJuly 26, 2021
 * Make Extra Income By Answering Questions Online.July 19, 2021
 * Get Paid To Test WebsitesJuly 8, 2021


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Posted byPeris KariukiJune 26, 2021June 26, 2021Posted inOnline
enterprenuerTags:Make money online with no skills1 Comment on Fives Gigs You Can
Do On Fiverr With No Skills


MAKE MONEY ONLINE USING YOUR MOBILE PHONE IN KENYA.

Are you a student? Are you a stay at home mum? Are you looking for some extra
coins? Relax because l got you covered. All you need is a smartphone and an
internet connection and you are good to go. Let’s see some of the platforms that
can make you money using your mobile phone.

 * 

Premise App

This is an app on Play store that allows you to make money by answering surveys
and completing tasks like taking photos. The best thing about this app you can
use it anywhere anytime because the tasks are listed according to your locality.
You get paid via Mpesa.

Foap

Foap is a free app and acts like a market for photos. You don’t have to be a
professional photographer in order to use this app. All you need to do is
capture nice and unique pictures of everyday life and post on this platform. For
every picture sold you get a 50% commission starting from 50$.

 * 

Risiti

This is a mobile app that rewards shoppers on their everyday purchases. You just
need to shop, take pictures of the receipt and upload on this app. This app runs
campaigns and you only get rewarded if you shop in chosen stores and spend on
chosen brands. You can vouchers, discounts also points earned can be redeemed
into cash.

Geopoll App

This is a survey app that rewards its users by completing surveys. Apart from
participating in surveys there are other ways of making money on this app. You
can get paid by taking pictures. For instance you can be asked to take the photo
of a certain item in a supermarket. This app also allows you to test and review
mobile applications. You can also join the referral program whereby you can
recommend people and whenever a person joins Geopoll you get to earn.

 * 

Jiji App

Jiji is an online buying and selling website. This is where online buyers and
sellers meet. If you have something to sell you can post it on this app and its
absolutely free. You just choose an item to sell, take pictures of the item and
post on this app. Buyers get to view the item and when it sells you get paid.

Jumia

As we all know this a one stop online shopping but you can earn money with
Jumia. This app has an affiliate program whereby you can promote products and
earn a commission.

 * 

All these apps discussed are free you don’t have to pay anything. Beware of
sites that ask you to pay money those could be online scammers.

Make money online at the comfort of your mobile phone.

 * How To Maximize Your Savings
 * How To Monetize Your Blog In 2021
 * Best Websites For Freelance Writers
 * Make Extra Income By Answering Questions Online.
 * Get Paid To Test Websites


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Posted byPeris KariukiJune 23, 2021June 23, 2021Posted inOnline
enterprenuerTags:Make money online1 Comment on Make Money Online Using Your
Mobile Phone in Kenya.


IDEAS OF MAKING PASSIVE INCOME.

Passive income is usually(but not all times) money made from putting in little
to no effort. It could also mean money earned by putting effort once and get
rewarded over and over for it. Passive income could also mean money made while
sleeping. There are several ideas that could bring you passive income. One or
more of these ideas can work for you and be a definition of ‘Money moves money’.
Here are some of the ways to make passive income.

 * 



YouTube

YouTube ranks among the top search engines in the world. How amazing? This means
this platform gets a lot of visits in a day and with this you earn a great deal.
You just create an account and once it is set you can start making videos. Just
ensure consistency and good content and your audience will grow. When people
watch your content you get paid according to CPM meaning Cost Per Thousand. CPM
varies with geographical location. Also, the more the views the more you expect
to earn. You can also link your account with Google AdSense where ads are placed
in your videos and you get paid per a thousand clicks. This however requires you
to meet certain targets in order to monetize your channel with ads.

 * 

Affiliate Marketing

Affiliate marketing simply means you promote a digital product and anyone who
buys the product you get to earn a commission. First you have to identify a
product that you would like to promote and there so many digital products to
promote. Once you have identified a product you get an affiliate link and you
have to find a way to ensure people click on the link without spamming. There
are many websites that offer affiliate programs and you can join and start
promoting their products. Some affiliate programs allow you to earn recurring
commission meaning as long as the customer renews a service you get to earn
money.

Selling Photos

Did you know you could sell photos of work online? For instance if you are a
chef you could take photos of your work and sell them online. There are
companies looking for photos to advertise their brands. Some companies opt to
buy photos instead of doing a photo shoot since buying photos reduces time
wastage and also saves them money. There are websites that you can sell your
photos online.

 * 500px
 * Etsy
 * Smugmug
 * Istock photos
 * Shutterstock

 * 

Monetizing a blog

It is really intriguing to know that you can make money by blogging. It such a
pleasure to earn an income as you do what you love most. One way of making
passive income through blogging is by selling affiliate products on your blog
and you earn commissions. When the number of visitors to your blog grows you can
apply with advertising companies as a publisher and ads can be placed on your
blog and get paid per a thousand clicks. Brands can also approach you whereby
you can write original content about their products and services and get paid.

 * 

Digital Courses

If you are really good at something or maybe a business venture you could create
a digital course and sell it online. If someone is seeking knowledge about
something and what they want is what you are offering then they will definitely
enroll to your course. However you have to offer relevant courses that add
value. Provided people enroll to the course you will keep earning.

Selling Ebooks

This is another great way to make money passively. You find that there are
people who really want to know about something but they opt for an eBook instead
of enrolling for a course. You can create an eBook pertaining a certain topic or
niche and sell it online. This is a one time job and you can keep making money
over and over as long as people buy the eBook.

 * 

Investing in stock market.

You can earn passive income by investing in whereby you get dividends. This
however requires diverse knowledge on market trends in order to make the most
out of your investment and avoid losing money. It is a good way to earn passive
income because all you need to do is invest and if the stocks you have invested
in sell at a high price you get your dividends. I would however not recommend it
if you don’t have knowledge about stock markets.

 * 

Now you know, making passive income has never been been this easy. What are you
waiting for? Just choose the method that works best for you. Happy money making.

 * 

 * How To Maximize Your SavingsNovember 12, 2022
 * How To Monetize Your Blog In 2021August 18, 2021
 * Best Websites For Freelance WritersJuly 26, 2021
 * Make Extra Income By Answering Questions Online.July 19, 2021
 * Get Paid To Test WebsitesJuly 8, 2021


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Posted byPeris KariukiJune 21, 2021June 21, 2021Posted inOnline
enterprenuerTags:Passive income1 Comment on Ideas Of Making Passive Income.


WEBSITES THAT PAY YOU TO LISTEN TO MUSIC

It is said that music is food for the soul. There are people who say that music
calms their nerves and the same music can put a baby to sleep. What if l told
you that you could get paid to listen to music? Sounds too good to be true
right? The truth is you can make some extra income by listening to music. There
are websites that pay people to listen and review music and that is what am
going to share in this post.

 * 

Current.Us

This is an app that allows you to make money by listening to music. You can also
earn money by allowing it to run in the background. For every song you listen
you earn points that can be redeemed into PayPal gift card. This is a very good
way of making some extra coins as a side hustle. This app also has games,
surveys and offers that you can complete to add to your earnings. You can also
refer friends and family to make even more money.

 * 

Radio Earn

Radio Earn is an online radio website. All you need to do is sign up create a
free account. When your account is set up all you are left to do is click on
radio links and listen. You earn 0.25 points every 15minutes therefore you get 1
point every hour. These points are converted to USD.

Hit Predictor

Unlike other sites Hit Predictor allows its users to listen and also review
music. Music review is important because it helps improve and influence the
quality of music released to the public especially new music from new artists.
You can earn 3 to 6 cents for every song you get to listen and review. This is
quite low but it’s a good way to earn some extra income.

 * 

Research.fm

This is a music research company and it’s main aim is to advise local radio
stations on what music to play. The question is, how does one earn through this
website? This one is a bit different because users are required to participate
in surveys and if they qualify they get paid. This surveys involves sending you
samples of songs and asked to give opinions about those songs. This website is
however limited since you have to be in the United States.



Playlist Push

Playlist Push allows people to review music from independent artists. In order
to qualify you have to be a curator. This means you must have an audience of at
least 400 followers Spotify or Apple Music. Payment can range from 1.25$to 15$
per song. The more the followers and active listeners you have the more the pay
out. If you have an audience then this is the site for you.

 * 

Earnably

This is another website that rewards you to listen to music. You earn points
that can be converted to gift cards. You can also make more money on this site
by completing tasks, watching videos, downloading apps, completing offers and
answering surveys. You can redeem as low as 100 points or 1$.This site is also
not available in all regions.

Kollect.fm

Kollect. fm is a Netherlands based social music platform. You can apply as a
curator whereby you give feedback about music by working under brands. You must
have experience and a good reputation.

 * 

Cash4minutes

This website rewards you to listen to call and listen to internet radio
broadcast. You are required to register your phone numbers and Cash4minutes
awards you with minutes that you can call radio broadcasts or listen to radio.
You get to earn around 0.08$ per minute. The more the phone numbers the more you
earn.

Disclaimer:All of the above sites are legit and free of charge. Beware of online
scammers that ask for money.

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 * How To Maximize Your Savings
 * How To Monetize Your Blog In 2021
 * Best Websites For Freelance Writers
 * Make Extra Income By Answering Questions Online.
 * Get Paid To Test Websites


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Posted byPeris KariukiJune 16, 2021June 16, 2021Posted inOnline
enterprenuerTags:Make money online2 Comments on Websites That Pay You To Listen
To Music


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