www2.opensea9.com
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51.116.145.34
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Submitted URL: http://opensea9.com/j2z8lg
Effective URL: https://www2.opensea9.com/Default?ImgVersion=V16&css=v1&showGoogleImg=Y&SubID=TandemTier1&hideBack=y&ShowHeloc=N&submitTex...
Submission: On August 07 via manual from US — Scanned from FR
Effective URL: https://www2.opensea9.com/Default?ImgVersion=V16&css=v1&showGoogleImg=Y&SubID=TandemTier1&hideBack=y&ShowHeloc=N&submitTex...
Submission: On August 07 via manual from US — Scanned from FR
Form analysis 2 forms found in the DOM
POST ./Default?ImgVersion=V16&css=v1&showGoogleImg=Y&SubID=TandemTier1&hideBack=y&ShowHeloc=N&submitText=Submit+and+View+Refinance+Savings&pushnami=Y&ThanksSubID=CHL&confirmation=7068305776&SourceID=2&ShowSubmit=1&utm_source=SMS_23_34&utm_medium=19363&utm_campaign=EST-16&utm_content=3995&utm_term=2024-06-27&RecordID=124608595&DialerListID=19363&FName=Johann&Address=4394+Fairbluff+Rd&shortUrl=j2z8lg
<form method="post"
action="./Default?ImgVersion=V16&css=v1&showGoogleImg=Y&SubID=TandemTier1&hideBack=y&ShowHeloc=N&submitText=Submit+and+View+Refinance+Savings&pushnami=Y&ThanksSubID=CHL&confirmation=7068305776&SourceID=2&ShowSubmit=1&utm_source=SMS_23_34&utm_medium=19363&utm_campaign=EST-16&utm_content=3995&utm_term=2024-06-27&RecordID=124608595&DialerListID=19363&FName=Johann&Address=4394+Fairbluff+Rd&shortUrl=j2z8lg"
id="form1" class="ng-pristine ng-valid">
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
value="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"
autocomplete="off">
</div>
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="CA0B0334" autocomplete="off">
</div>
<div>
</div>
<input type="hidden" name="xxTrustedFormCertUrl" value="https://cert.trustedform.com/ad971232a63ef6ecae95a3584f1d04f1bdb91f14" id="xxTrustedFormCertUrl_0"><input type="hidden" name="xxTrustedFormToken"
value="https://cert.trustedform.com/ad971232a63ef6ecae95a3584f1d04f1bdb91f14" id="xxTrustedFormToken_0"><input type="hidden" name="xxTrustedFormPingUrl"
value="https://ping.trustedform.com/0.gpusWTkFf4i0HexS_mMupyrdTqfLXTu5uFWXFqcA8puzoG0G1kQnPgyBZ1qAeRlXAgY_nC0.9suBpwEvIfF1VlKRYyEfrg.zA0J0xrWlr5WiirCxLOZ5Q" id="xxTrustedFormPingUrl_0">
</form><form class="ng-valid ng-valid-maxlength ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step ng-valid-email">
<div id="content" class="limiter form-container validate-form" style="background-image: none;">
<!-- ngIf: paramDeveloper == true -->
<div class="container-hma100">
<div class="wrap-hma100 p-t-15 p-b-20">
<!-- <form class="hma100-form validate-form" id="regForm">-->
<input ng-model="lead.LDCR" name="confirmation" id="confirmation" type="hidden" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty" value="7068305776">
<input name="LeadID" id="LeadID" type="hidden" autocomplete="off">
<input ng-model="lead.SR_TOKEN" id="" type="hidden" name="SR_TOKEN" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty" value="1172305985953018951">
<input ng-model="lead.xxTrustedFormCertUrl" id="xxTrustedFormCertUrl" type="hidden" name="xxTrustedFormCertUrl" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty"
value="https://cert.trustedform.com/ad971232a63ef6ecae95a3584f1d04f1bdb91f14">
<input ng-model="lead.LeadIDTocken" id="leadid_token" type="hidden" name="universal_leadid" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty" value="E8F39098-0E90-4B0F-5CEB-730653C18F2A">
<input ng-model="lead.SourceID" id="SourceID" name="SourceID" type="hidden" value="2" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-not-empty">
<input ng-model="lead.DataSource" id="DataSource" name="DataSource" type="hidden" value="" autocomplete="off" class="ng-pristine ng-untouched ng-valid ng-empty">
<input id="ShowSubmit" name="ShowSubmit" type="hidden" value="true" autocomplete="off">
<!--- Address --->
<div ng-show="currentTab==1" class="form-set">
<div id="lpintro" class="lpintro" style="font-size: 20px; line-height: 24px; padding-bottom: 10px;">
<div style="padding-bottom: 5px">
<!--{{intro}}--> Information Ready For
</div>
<div class="googleimg" ng-show="showGoogleImg=='Y'">
<!-- ngIf: googleStreetViewSrc --><img ng-if="googleStreetViewSrc" width="520" height="180"
ng-src="https://maps.googleapis.com/maps/api/streetview?size=520x180&location=4394%20FAIRBLUFF RD%20HEPHZIBAH%20GA%2030815&key=AIzaSyCp0-7a50jNl_qY0wMsTXgvtAoU6kt3wVY" class="ng-scope"
src="https://maps.googleapis.com/maps/api/streetview?size=520x180&location=4394%20FAIRBLUFF RD%20HEPHZIBAH%20GA%2030815&key=AIzaSyCp0-7a50jNl_qY0wMsTXgvtAoU6kt3wVY"><!-- end ngIf: googleStreetViewSrc -->
<!-- ngIf: !googleStreetViewSrc -->
</div>
<div class="input-group mb-3" style="margin-bottom: 0px!important;">
<input id="autocomplete" type="text" ng-model="lead.Address" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty pac-target-input" placeholder="Street Address" autocomplete="off"
style="border: 1px dashed #e9ecef; border-right: none; box-shadow: none !important; font-size: 24px; margin: 3px 0; font-weight: 800; -webkit-appearance: none;" tabindex="-1">
<span class="input-group-text" id="basic-addon1"
style="background: none; border-left: none; border-top: 1px dashed #e9ecef; border-bottom: 1px dashed #e9ecef; border-right: 1px dashed #e9ecef; line-height: 1.5; height: 52px; margin: 3px 0;"><i class="fal fa-pencil" style="color: rgba(0, 0, 0, 0.3)"></i></span>
</div>
<br> Click Below to Access
</div>
<!-- Type of Loan -->
<div class="form-group">
<label style="text-align: center; width: 100%; display: none;" for="loan-type" id="loan-type-label">Type of Loan?</label>
<input id="refined_rates" type="submit" value="Refinance Rates" ng-click="lead.TypeOfLoan='Refinance'; changeTab(1);" class="btn btn-option btn-success" tabindex="1">
<input type="submit" value="NEW Purchase Rates" ng-click="lead.TypeOfLoan='NewPurchase'; changeTab(1);" class="btn btn-newpurchase btn-primary2" style=" display: none; width: 100%">
</div>
<div style="text-align: center; font-size: 14px; padding-bottom: 28px;"><b>Takes Less Than 1 Minute!</b></div>
</div>
<!--- Zip --->
<div ng-show="currentTab==2" class="form-set ng-hide">
<div id="Div2" class="lpintro">ZIP code</div>
<div class="wrap-input100 validate-input m-t-15 m-b-3 form-group" style="text-align: center;">
<input ng-model="lead.Zip" maxlength="5" class="input100 form-control ng-pristine ng-untouched ng-valid ng-valid-pattern ng-valid-maxlength ng-not-empty" id="zip" placeholder="Zip Code" autocomplete="postal-code">
</div>
<div class="helperText">Rates can vary by location.</div>
<button type="button" class="hma100-form-btn btn btn-primary btn-continue" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!--- Property Value --->
<!-- ngIf: loaded -->
<div ng-if="loaded" ng-show="currentTab==3" class="form-set ng-scope ng-hide" data-ng-init="minR = getPropertyRange('min'); maxR = getPropertyRange('max');">
<div class="form-group range-group" style="">
<div id="Div4" class="lpintro">Property Value</div>
<output class="ng-binding">$200,000 - $220,000 </output>
<input type="range" ng-model="lead.EstimatedHomeValue" ng-change="updateCashOut();" id="propertyslider" class="slider ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step" min="50000"
max="1000000" step="20000">
<span class="min-range ng-binding">$60,000</span> <span class="max-range ng-binding">$1,000,000+</span>
</div>
<div class="helperText">(It's okay to estimate)</div>
<button type="button" class="hma100-form-btn btn btn-primary btn-continue" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div><!-- end ngIf: loaded -->
<!-- Current Balance -->
<div ng-show="currentTab==4" class="form-set ng-hide">
<div class="form-group range-group" style="">
<div id="Div5" class="lpintro">Current balance</div>
<output class="ng-binding">$135,000</output>
<!--<input type="range" ng-model="lead.LoanAmount" min="0" max="1000000" step="10000" value="" hasrange="false" value="">
<span class="min-range">$0</span> <span class="max-range">$1,000,000</span> </div>-->
<input type="range" id="balanceslider" ng-change="updateCashOut();" ng-model="lead.LoanAmount" class="slider ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step" min="0" max="210000"
step="5000">
<span class="min-range">$0</span> <span class="max-range ng-binding">$210,000</span>
</div>
<div class="helperText">(It's okay to estimate)</div>
<button type="button" class="hma100-form-btn btn btn-primary btn-continue" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- additional cash -->
<div ng-show="currentTab==5" class="form-set ng-hide">
<div class="form-group range-group" style="">
<div id="Div6" class="lpintro">Would you like to borrow additional cash?</div>
<output class="ng-binding">$40,000</output>
<!--<input type="range" ng-model="lead.CashOut" min="0" max="200000" step="1000" value="{{lead.CashOut}}" hasrange="false" style="margin: 25px 0px 40px; position: absolute; width: 1px; height: 1px; overflow: hidden; opacity: 0;" class="ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step">
<span class="min-range">$0</span> <span class="max-range">$200,000</span> </div>-->
<input type="range" id="borrowslider" ng-model="lead.CashOut" class="slider ng-untouched ng-valid ng-not-empty ng-valid-min ng-valid-max ng-valid-step ng-dirty ng-valid-parse" min="0" max="44000" step="5000">
<span class="min-range">$0</span> <span class="max-range ng-binding">$44,000</span>
</div>
<div class="container-hma100-form-btn" style="margin-top: 20px;">
<button type="button" class="btn btn-primary btn-continue hma100-form-btn" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
</div>
<p style="text-align: center; padding-top: 5px;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Interest Rate -->
<div ng-show="currentTab==6" class="form-set ng-hide">
<div class="form-group range-group" style="">
<div id="Div7" class="lpintro">What is your current interest rate?</div>
<output class="ng-binding">3.00%</output>
<input type="range" id="interestslider" ng-model="lead.InterestRateLoan1" class="slider ng-untouched ng-valid ng-not-empty ng-dirty ng-valid-parse ng-valid-min ng-valid-max ng-valid-step" min="2" max="12" step="0.25">
<span class="min-range">2%</span> <span class="max-range">12%</span>
</div>
<div class="helperText">(It's okay to estimate)</div>
<div class="container-hma100-form-btn" style="margin-top: 20px;">
<button type="button" class="btn btn-primary btn-continue hma100-form-btn" ng-click="changeTab(1);">Continue <i class="fa fa-angle-right" aria-hidden="true" style="font-size: 26px; margin-left: 14px;"></i></button>
</div>
<p style="text-align: center; padding-top: 5px;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Rate of Type -->
<div ng-show="currentTab==7" class="form-set ng-hide">
<div class="wrap-input100 validate-input m-t-15 m-b-3 form-group">
<div id="Div8" class="lpintro">What type of rate do you have?</div>
<input type="button" value="Fixed" ng-click="lead.LoanType='Fixed'; changeTab(1);" class="btn btn-option btn-success">
<input type="button" value="Variable" ng-click="lead.LoanType='Adjustable'; changeTab(1);" class="btn btn-option btn-primary2">
</div>
<p style="text-align: center; padding-top: 15px;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Current Loan Term -->
<div ng-show="currentTab==8" class="form-set ng-hide">
<div class="form-group">
<div id="Div9" class="lpintro">What is your current loan term?</div>
<input type="button" value="30 Years" ng-click="lead.LoanTerm=30; changeTab(1);" class="btn btn-option btn-success">
<input type="button" value="20 Years" ng-click="lead.LoanTerm=20; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="15 Years" ng-click="lead.LoanTerm=15; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="10 Years" ng-click="lead.LoanTerm=10; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="7 Years" ng-click="lead.LoanTerm=7; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="5 Years" ng-click="lead.LoanTerm=5; changeTab(1);" class="btn btn-primary2 btn-option">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Credit Score -->
<div ng-show="currentTab==9" class="form-set ng-hide">
<div class="form-group">
<div id="Div10" class="lpintro">Estimate your credit score</div>
<input type="button" value="Excellent (680+)" ng-click="lead.CreditRating='EXCELLENT'; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="Good (600-679)" ng-click="lead.CreditRating='GOOD'; changeTab(1);" class="btn btn-option btn-success">
<input type="button" value="Fair (580-639)" ng-click="lead.CreditRating='FAIR'; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="Poor (< 579)" ng-click="lead.CreditRating='POOR'; changeTab(1);" class="btn btn-primary2 btn-option">
</div>
<div class="helperText">(It's okay to estimate)</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Type of loan -->
<div ng-show="currentTab==10" class="form-set ng-hide">
<div class="form-group">
<div id="Div11" class="lpintro">What type of loan would you like?</div>
<input type="button" value="Conventional" ng-click="lead.CurrentLoanType='CONVENTIONAL'; changeTab(1);" class="btn btn-option btn-success">
<input type="button" value="VA" ng-click="lead.CurrentLoanType='VA'; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="FHA" ng-click="lead.CurrentLoanType='FHA'; changeTab(1);" class="btn btn-primary2 btn-option">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Property Type -->
<div ng-show="currentTab==11" class="form-set ng-hide">
<div id="Div1" class="lpintro">Property type</div>
<div class="form-group">
<input type="button" value="Single Family Home" ng-click="lead.PropertyType='Single Family'; changeTab(1);" class="btn btn-option btn-success">
<input type="button" value="Multi Family Home" ng-click="lead.PropertyType='MultiFamily'; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="Condominium" ng-click="lead.PropertyType='Condominium'; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="Manufactured or Mobile Home" ng-click="lead.PropertyType='Mobile Home'; changeTab(1);" class="btn btn-primary2 btn-option">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!--spouse served in the military-->
<div ng-show="currentTab==12" class="form-set ng-hide">
<div class="form-group">
<div id="Div12" class="lpintro">Have you or your spouse served in the military?</div>
<input type="button" value="Yes" ng-click="lead.VAStatus=true; changeTab(1);" class="btn btn-primary2 btn-option">
<input type="button" value="No" ng-click="lead.VAStatus=false; changeTab(1);" class="btn btn-option btn-success">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- bankruptcy -->
<div ng-show="currentTab==13" class="form-set ng-hide">
<div class="form-group">
<div id="Div13" class="lpintro">Have you had a bankruptcy or foreclosure in the last 3 years?</div>
<input type="submit" value="No" ng-click="lead.BankrInPastThreeYears=false; changeTab(1);" class="btn btn-option btn-success">
<input type="submit" value="Bankruptcy / Foreclosure" ng-click="lead.BankrInPastThreeYears=true; changeTab(1);" class="btn btn-option btn-primary2">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Late payments -->
<div ng-show="currentTab==14" class="form-set ng-hide">
<div class="form-group">
<div id="Div14" class="lpintro">Late payments in the past year?</div>
<input type="submit" value="None" ng-click="lead.CurrentOnPayment=true; changeTab(1);" class="btn btn-option btn-success" style="margin-bottom: 15px;">
<input type="submit" value="Yes, there have been late payments" ng-click="lead.CurrentOnPayment=false; changeTab(1);" class="btn btn-option btn-primary2">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Verify you Income -->
<div ng-show="currentTab==15" class="form-set ng-hide">
<div class="form-group">
<div id="Div15" class="lpintro">Can you verify your income?</div>
<input type="submit" value="Yes" ng-click="lead.IncomeVerifiable=true; changeTab(1);" class="btn btn-option btn-success">
<input type="submit" value="No" ng-click="lead.IncomeVerifiable=false; changeTab(1);" class="btn btn-option btn-primary2">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<!-- Verify you Income -->
<div ng-show="currentTab==16" class="form-set ng-hide">
<div class="form-group">
<div id="Div16" class="lpintro">What Quote Would You Like?</div>
<input type="submit" value="Refinance Rates" ng-click="lead.TypeOfLoan='Refinance'; changeTab(1);" class="btn btn-option btn-success">
<input type="submit" value="Mortgage Rates" ng-click="lead.TypeOfLoan='Mortgage'; changeTab(1);" class="btn btn-option btn-primary2">
</div>
<p style="text-align: center;"><a href="#" ng-click="changeTab(-1);" class="prev-link">Previous</a></p>
</div>
<div ng-show="currentTab==17" class="form-set ng-hide">
<div id="Div17" class="lpintro"> Final Step! Click submit to view your rates.<br>
<small>Click Submit below to view your custom rates.</small>
</div>
<label for="first_name" class="ng-binding">Name </label>
<div class="row">
<div class="wrap-input100 col validate-input m-t-3 m-b-3 form-group">
<input id="first_name" type="text" ng-model="lead.FName" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty" placeholder="First Name">
</div>
<div class="wrap-input100 col validate-input m-t-3 m-b-3 form-group">
<input type="text" ng-model="lead.LName" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty" id="last_name" placeholder="Last Name">
</div>
</div>
<div class="wrap-input100 validate-input m-t-15 m-b-3 form-group">
<label for="email">Email</label>
<input type="email" ng-model="lead.Email" class="input100 form-control ng-pristine ng-untouched ng-valid ng-valid-email ng-not-empty" id="email" placeholder="Email Address" autocomplete="email">
<div class="subtext ng-isolate-scope" input-note-resp="We take your privacy seriously" show-note-when="!isInvalid(groupForm)"><span class="note-resp ng-binding ng-hide" ng-show="showNoteWhen(assocInputForm)"
ng-bind-html="inputNoteResp"></span></div>
</div>
<div class="wrap-input100 validate-input m-t-15 m-b-15" data-validate="Please enter your phone">
<label>Phone</label>
<input name="Phone" type="number" ng-change="validPhone();" class="input100 form-control ng-pristine ng-untouched ng-valid ng-not-empty" id="Phone" value="" ng-model="lead.Phone" placeholder="Phone Number">
</div>
<div class="wrap-input100 validate-input m-t-15 m-b-15 ng-hide" style="font-weight:bold; " ng-show="CoRegOffer&&CoRegOffer=='Y'&&(lead.CreditRating=='POOR' || lead.CreditRating=='FAIR')">
<input ng-model="CoRegOfferChk" name="CoRegOfferChk" id="CoRegOfferChk" style="height: 25px; width: 25px; float: left; margin-right:15px" type="checkbox"
ng-click="lead.CoRegOfferID=="0"?lead.CoRegOfferID="1":lead.CoRegOfferID="0"" class="ng-pristine ng-untouched ng-valid ng-not-empty"> <span style="margin-bottom:5px;font-size: 15px;">I am interested in
Credit Improvement Course</span>
</div>
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style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;background:white;"><strong> Second Mortgages </strong></span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;text-align:justify;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;background:white;"> </span></p>
<p style="font-size: 16px; font-family: Calibri, sans-serif; margin: 0cm 0cm 0.0001pt; text-align: center;" class="ng-scope"><img ng-src="images/ContentImages/image4.jpg" style="width: 290px;" src="images/ContentImages/image4.jpg"></p>
<p style="font-size: 16px; font-family: Calibri, sans-serif; margin: 0cm 0cm 0.0001pt; text-align: center;" class="ng-scope"><span style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;background:white;"> </span>
</p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:11.25pt;margin-top:0cm;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;">If you’ve ever heard someone say they are taking out a “second mortgage,” they are talking about a home equity loan. This is a type of mortgage where
homeowners can borrow money by “leveraging” the funds in their home, or the money they’ve already paid into the principle of their mortgage.</span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;">Home equity loans became popular in the mid 1980s as a way for homebuyers to gain back what was lost in the Tax Reform Act of 1986 which would no longer
allow deductions of mortgage interest. With a home equity loan, homebuyers could borrow back $100,000 of the value of their homes and receive tax deductions on the interest. However, taxes have changed and now homeowners can only receive
tax deductions on a home equity loan if the loan money is used for significant improvements and home renovations.</span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;"> </span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;">There are two types of home equity loans that a lender can give a homebuyer, and they both are created to be paid off in 5-15 years. Those include:</span></p>
<ul style="list-style-type: disc;margin-left:12.5px;" class="ng-scope">
<li><strong><span style="border:none windowtext 1.0pt;">Fixed-Rate Loans:</span></strong><span style="font-family:"Arial",sans-serif;font-size:11.5pt;color:#0D0D0D;"> A homebuyer receives one lump sum upfront and then pays it
back over time with a set interest rate. Requirements of the loan are locked in when the loan is taken out, such as the monthly payments and interest.</span></li>
<li><strong><span style="border:none windowtext 1.0pt;">Home-Equity Line of Credit:</span></strong><span style="font-family:"Arial",sans-serif;font-size:11.5pt;color:#0D0D0D;"> This type of loan works similar to a credit
card, which is why it’s called a “variable-rate loan.” When approved, a homebuyer will receive a specific spending limit that they can draw from when the money is needed. They may even receive a credit card to draw those funds from the
loan each month. Because it’s a variable-rate loan, monthly payments and interest are determined by how much money is borrowed at the current interest rate of the loan. You want to be more careful with this type of loan because you need
to have a steady income in order to keep up with payments, as the leverage is the equity you have already paid off on your original mortgage.</span></li>
</ul>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;"> </span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:.0001pt;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;">There are pros and cons to taking out any type of loan or line of credit. However, if you read the fine print, you can stay out of a lot of trouble and avoid
surprises. </span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:11.25pt;margin-top:0cm;background:white;vertical-align:baseline;" class="ng-scope"><span
style="font-size:15px;font-family:"Arial",sans-serif;color:#0D0D0D;">Simply remember that you are borrowing the equity in your home. Equity means you own something that has debt attached to it, but part of the item is paid off.
Example: If your home is worth $200,000 and you still owe $80,000, then the equity is $120,000 because that much has already been paid off. When getting a home equity loan, keep in mind that your home is used as collateral. If you default
on the loan, the bank could foreclose on and take possession of your home. Generally, interest rates are higher for home equity loans than they are for the fixed-rate version and other consolidation loans. You will also have to pay
closing costs and fees, but this is common with many types of loans.</span></p>
<p style="margin-right:0cm;margin-left:0cm;font-size:16px;font-family:"Calibri",sans-serif;margin:0cm;margin-bottom:11.25pt;background:white;vertical-align:baseline;" class="ng-scope"><span
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Compare & Save 6% Information Ready For Click Below to Access Type of Loan? Takes Less Than 1 Minute! ZIP code Rates can vary by location. Continue Previous Property Value $200,000 - $220,000 $60,000 $1,000,000+ (It's okay to estimate) Continue Previous Current balance $135,000 $0 $210,000 (It's okay to estimate) Continue Previous Would you like to borrow additional cash? $40,000 $0 $44,000 Continue Previous What is your current interest rate? 3.00% 2% 12% (It's okay to estimate) Continue Previous What type of rate do you have? Previous What is your current loan term? Previous Estimate your credit score (It's okay to estimate) Previous What type of loan would you like? Previous Property type Previous Have you or your spouse served in the military? Previous Have you had a bankruptcy or foreclosure in the last 3 years? Previous Late payments in the past year? Previous Can you verify your income? Previous What Quote Would You Like? Previous Final Step! Click submit to view your rates. Click Submit below to view your custom rates. Name Email Phone I am interested in Credit Improvement Course Submit and View Refinance Savings Previous By clicking the button above, you acknowledge, consent and agree to the following: a) Our Privacy Policy and consent to receive notices and other communications electronically; b) We take your privacy seriously. You are providing express written consent for SecureRights to share your information with up to four (4) of its Premier Partners and for SecureRights, parties calling on behalf of Secure Rights, Premier Partners or authorized third parties on their behalf to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) about financial services or other credit related offers via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any state, federal, local or corporate Do Not Call list; c) Consent to be contacted is not required in order to purchase goods or services from SecureRights or the Premier Partners that contact you. You may choose to speak with an individual service provider by dialing (888) 883-2062; and d) That I have received and reviewed the Mortgage Broker Disclosures for my state; and e) You are providing written consent under the Fair Credit Reporting Act for SecureRights to obtain information from your personal credit profile. You authorize SecureRights to obtain such information solely to prequalify you for credit options and connect you with an appropriate lending partner. Secure Rights NMLS 3175. Hi Johann the review of 4394 Fairbluff Rd is done. ---- Tap to view options---- I authorize Credit Climb and partner companies to contact me about credit improvement courses by phone calls, emails and text messages to the number and email address I provided. I authorize that these marketing communications may be delivered to me using an automatic telephone dialing system or by prerecorded message. I understand that my consent is not a condition of purchase of any goods or services and that I may revoke my consent at any time. I understand that standard message and data rates may apply. Do Not Call/California Notice. 100% Free Quotes • No Credit Check • No SSN Required Second Mortgages If you’ve ever heard someone say they are taking out a “second mortgage,” they are talking about a home equity loan. This is a type of mortgage where homeowners can borrow money by “leveraging” the funds in their home, or the money they’ve already paid into the principle of their mortgage. Home equity loans became popular in the mid 1980s as a way for homebuyers to gain back what was lost in the Tax Reform Act of 1986 which would no longer allow deductions of mortgage interest. With a home equity loan, homebuyers could borrow back $100,000 of the value of their homes and receive tax deductions on the interest. However, taxes have changed and now homeowners can only receive tax deductions on a home equity loan if the loan money is used for significant improvements and home renovations. There are two types of home equity loans that a lender can give a homebuyer, and they both are created to be paid off in 5-15 years. Those include: * Fixed-Rate Loans: A homebuyer receives one lump sum upfront and then pays it back over time with a set interest rate. Requirements of the loan are locked in when the loan is taken out, such as the monthly payments and interest. * Home-Equity Line of Credit: This type of loan works similar to a credit card, which is why it’s called a “variable-rate loan.” When approved, a homebuyer will receive a specific spending limit that they can draw from when the money is needed. They may even receive a credit card to draw those funds from the loan each month. Because it’s a variable-rate loan, monthly payments and interest are determined by how much money is borrowed at the current interest rate of the loan. You want to be more careful with this type of loan because you need to have a steady income in order to keep up with payments, as the leverage is the equity you have already paid off on your original mortgage. There are pros and cons to taking out any type of loan or line of credit. However, if you read the fine print, you can stay out of a lot of trouble and avoid surprises. Simply remember that you are borrowing the equity in your home. Equity means you own something that has debt attached to it, but part of the item is paid off. Example: If your home is worth $200,000 and you still owe $80,000, then the equity is $120,000 because that much has already been paid off. When getting a home equity loan, keep in mind that your home is used as collateral. If you default on the loan, the bank could foreclose on and take possession of your home. Generally, interest rates are higher for home equity loans than they are for the fixed-rate version and other consolidation loans. You will also have to pay closing costs and fees, but this is common with many types of loans. Privacy Policy | Terms © Copyright 2024. All rights reserved. For a free quote. - www2.opensea9.comwww2.bitevital.com / RateText.com is not a loan broker, lender, loan modification company or foreclosure prevention/counseling company. www2.opensea9.comwww2.bitevital.com / RateText.com is not associated with or an affiliate of your current lender or servicer. This is not an offer by www2.opensea9.comwww2.bitevital.com / RateText.com to lend you money. Our goal is to provide an easy connection for homeowners seeking information on MORTGAGE eligibility with a private mortgage broker, company, or attorney who can assist you. By entering your mobile number in form above you agree to receive marketing based text messages. Consent is not required for purchase. You may receive up to 5 messages per month. Standard text and data rates may apply. Text HELP for help. Text STOP to cancel