go.myfinancialsafeguard.com Open in urlscan Pro
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URL:
https://go.myfinancialsafeguard.com/
Submission: On December 10 via api (December 10th 2024, 1:43:01 am UTC) from US — Scanned from DE

Form analysis
1 forms found in the DOM

Name: builder-form —

<form id="_builder-form"
  style="background-color:#FFFFFF;color:#undefined;border:1px none #CDE0EC;border-radius:8px;max-width:650px;width:100%;margin-top:;border-color:#CDE0EC;padding-top:20px;padding-bottom:0px;padding-left:20px;padding-right:20px;box-shadow:0px 15px 33px 4px #00000026;"
  name="builder-form" class="ghl-survey-form" data-v-fe267fcd=""><!---->
  <div class="ghl-question-set" style="margin-top:2px;" data-v-fe267fcd=""><!--[-->
    <div class="ghl-page-current slide-no-1 form-builder--wrap-questions ghl-question" data-v-fe267fcd="">
      <div class="fields-container row" data-v-fe267fcd=""><!--[-->
        <div class="col-12 form-field-wrapper" style="margin-bottom:16px;" data-v-fe267fcd="">
          <div class="f-even form-field-container" data-v-fe267fcd=""><!---->
            <div class="form-builder--item form-builder--item-input" data-v-fe267fcd=""><!----><label class="field-label label-alignment">What is your primary goal with an IUL? <span>*</span></label>
              <div class="flex-col">
                <div style="width:100%;"><!--[-->
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Leave money behind for a loved one_aKpQsi9ULg9HezoWo66K_0_ew9sxaap3un" value="Leave money behind for a loved one" type="radio"
                        data-required="true"><label style="margin-left:10px;margin-bottom:0;" for="Leave money behind for a loved one_aKpQsi9ULg9HezoWo66K_0_ew9sxaap3un">Leave money behind for a loved one</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Coverage if I become critically ill or disabled_aKpQsi9ULg9HezoWo66K_1_ew9sxaap3un" value="Coverage if I become critically ill or disabled" type="radio"
                        data-required="true"><label style="margin-left:10px;margin-bottom:0;" for="Coverage if I become critically ill or disabled_aKpQsi9ULg9HezoWo66K_1_ew9sxaap3un">Coverage if I become critically ill or disabled</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Long-term retirement strategy_aKpQsi9ULg9HezoWo66K_2_ew9sxaap3un" value="Long-term retirement strategy" type="radio" data-required="true"><label
                        style="margin-left:10px;margin-bottom:0;" for="Long-term retirement strategy_aKpQsi9ULg9HezoWo66K_2_ew9sxaap3un">Long-term retirement strategy</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Be able to borrow against the cash value_aKpQsi9ULg9HezoWo66K_3_ew9sxaap3un" value="Be able to borrow against the cash value" type="radio"
                        data-required="true"><label style="margin-left:10px;margin-bottom:0;" for="Be able to borrow against the cash value_aKpQsi9ULg9HezoWo66K_3_ew9sxaap3un">Be able to borrow against the cash value</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Coverage that will never expire or increase in price_aKpQsi9ULg9HezoWo66K_4_ew9sxaap3un" value="Coverage that will never expire or increase in price"
                        type="radio" data-required="true"><label style="margin-left:10px;margin-bottom:0;" for="Coverage that will never expire or increase in price_aKpQsi9ULg9HezoWo66K_4_ew9sxaap3un">Coverage that will never expire or increase in
                        price</label></div>
                  </div><!--]-->
                </div>
              </div><!----><!----><!---->
            </div><!---->
          </div>
        </div><!--]-->
      </div>
    </div>
    <div class="slide-no-2 form-builder--wrap-questions ghl-question" data-v-fe267fcd="">
      <div class="fields-container row" data-v-fe267fcd=""><!--[-->
        <div class="col-12 form-field-wrapper" style="margin-bottom:16px;" data-v-fe267fcd="">
          <div class="f-even form-field-container" data-v-fe267fcd=""><!---->
            <div class="form-builder--item form-builder--item-input" data-v-fe267fcd=""><!----><label class="field-label label-alignment">Why is this coverage important to you? <span>*</span></label>
              <div class="flex-col">
                <div style="width:100%;"><!--[-->
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Peace of mind_lPz7GrH6Q2jyW9HERQLJ_0_ew9sxaap3un" value="Peace of mind" type="radio" data-q="why_is_this_coverage_important_to_you?"
                        data-required="true"><label style="margin-left:10px;margin-bottom:0;" for="Peace of mind_lPz7GrH6Q2jyW9HERQLJ_0_ew9sxaap3un">Peace of mind</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Pay off debt when you pass_lPz7GrH6Q2jyW9HERQLJ_1_ew9sxaap3un" value="Pay off debt when you pass" type="radio"
                        data-q="why_is_this_coverage_important_to_you?" data-required="true"><label style="margin-left:10px;margin-bottom:0;" for="Pay off debt when you pass_lPz7GrH6Q2jyW9HERQLJ_1_ew9sxaap3un">Pay off debt when you pass</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Leave a legacy for the next generation_lPz7GrH6Q2jyW9HERQLJ_2_ew9sxaap3un" value="Leave a legacy for the next generation" type="radio"
                        data-q="why_is_this_coverage_important_to_you?" data-required="true"><label style="margin-left:10px;margin-bottom:0;" for="Leave a legacy for the next generation_lPz7GrH6Q2jyW9HERQLJ_2_ew9sxaap3un">Leave a legacy for the next
                        generation</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Living benefits / Long-term care_lPz7GrH6Q2jyW9HERQLJ_3_ew9sxaap3un" value="Living benefits / Long-term care" type="radio"
                        data-q="why_is_this_coverage_important_to_you?" data-required="true"><label style="margin-left:10px;margin-bottom:0;" for="Living benefits / Long-term care_lPz7GrH6Q2jyW9HERQLJ_3_ew9sxaap3un">Living benefits / Long-term
                        care</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Build tax free cash value savings account_lPz7GrH6Q2jyW9HERQLJ_4_ew9sxaap3un" value="Build tax free cash value savings account" type="radio"
                        data-q="why_is_this_coverage_important_to_you?" data-required="true"><label style="margin-left:10px;margin-bottom:0;" for="Build tax free cash value savings account_lPz7GrH6Q2jyW9HERQLJ_4_ew9sxaap3un">Build tax free cash value
                        savings account</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Pay for final expense_lPz7GrH6Q2jyW9HERQLJ_5_ew9sxaap3un" value="Pay for final expense" type="radio" data-q="why_is_this_coverage_important_to_you?"
                        data-required="true"><label style="margin-left:10px;margin-bottom:0;" for="Pay for final expense_lPz7GrH6Q2jyW9HERQLJ_5_ew9sxaap3un">Pay for final expense</label></div>
                  </div><!--]-->
                </div>
              </div><!----><!----><!---->
            </div><!---->
          </div>
        </div><!--]-->
      </div>
    </div>
    <div class="slide-no-3 form-builder--wrap-questions ghl-question" data-v-fe267fcd="">
      <div class="fields-container row" data-v-fe267fcd=""><!--[-->
        <div class="col-12 form-field-wrapper" style="margin-bottom:16px;" data-v-fe267fcd="">
          <div class="f-even form-field-container" data-v-fe267fcd=""><!---->
            <div class="form-builder--item form-builder--item-input" data-v-fe267fcd=""><!----><label class="field-label label-alignment">What is your age range? <span>*</span></label>
              <div class="flex-col">
                <div style="width:100%;"><!--[-->
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="18-24_r9akVJz3SWRErJmWqWfx_0_ew9sxaap3un" value="18-24" type="radio" data-q="age_range" data-required="true"><label
                        style="margin-left:10px;margin-bottom:0;" for="18-24_r9akVJz3SWRErJmWqWfx_0_ew9sxaap3un">18-24</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="25-34_r9akVJz3SWRErJmWqWfx_1_ew9sxaap3un" value="25-34" type="radio" data-q="age_range" data-required="true"><label
                        style="margin-left:10px;margin-bottom:0;" for="25-34_r9akVJz3SWRErJmWqWfx_1_ew9sxaap3un">25-34</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="35-44_r9akVJz3SWRErJmWqWfx_2_ew9sxaap3un" value="35-44" type="radio" data-q="age_range" data-required="true"><label
                        style="margin-left:10px;margin-bottom:0;" for="35-44_r9akVJz3SWRErJmWqWfx_2_ew9sxaap3un">35-44</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="45-54_r9akVJz3SWRErJmWqWfx_3_ew9sxaap3un" value="45-54" type="radio" data-q="age_range" data-required="true"><label
                        style="margin-left:10px;margin-bottom:0;" for="45-54_r9akVJz3SWRErJmWqWfx_3_ew9sxaap3un">45-54</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="55-64_r9akVJz3SWRErJmWqWfx_4_ew9sxaap3un" value="55-64" type="radio" data-q="age_range" data-required="true"><label
                        style="margin-left:10px;margin-bottom:0;" for="55-64_r9akVJz3SWRErJmWqWfx_4_ew9sxaap3un">55-64</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="65+_r9akVJz3SWRErJmWqWfx_5_ew9sxaap3un" value="65+" type="radio" data-q="age_range" data-required="true"><label style="margin-left:10px;margin-bottom:0;"
                        for="65+_r9akVJz3SWRErJmWqWfx_5_ew9sxaap3un">65+</label></div>
                  </div><!--]-->
                </div>
              </div><!----><!----><!---->
            </div><!---->
          </div>
        </div><!--]-->
      </div>
    </div>
    <div class="slide-no-4 form-builder--wrap-questions ghl-question" data-v-fe267fcd="">
      <div class="fields-container row" data-v-fe267fcd=""><!--[-->
        <div class="col-12 form-field-wrapper" style="margin-bottom:16px;" data-v-fe267fcd="">
          <div class="f-even form-field-container" data-v-fe267fcd=""><!---->
            <div class="form-builder--item form-builder--item-input" data-v-fe267fcd=""><!----><label class="field-label label-alignment">In the last 10 years, have you suffered from or been diagnosed with any of the following? <!----></label>
              <div class="flex-col">
                <div style="width:100%;"><!--[-->
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Heart attack_z0e5njFfkjxd6qtYZDu5_0_ew9sxaap3un" value="Heart attack" type="radio"
                        data-q="in_the_last_10_years,_have_you_suffered_from_or_been_diagnosed_with_any_of_the_following?" data-required="false"><label style="margin-left:10px;margin-bottom:0;"
                        for="Heart attack_z0e5njFfkjxd6qtYZDu5_0_ew9sxaap3un">Heart attack</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Stroke_z0e5njFfkjxd6qtYZDu5_1_ew9sxaap3un" value="Stroke" type="radio"
                        data-q="in_the_last_10_years,_have_you_suffered_from_or_been_diagnosed_with_any_of_the_following?" data-required="false"><label style="margin-left:10px;margin-bottom:0;"
                        for="Stroke_z0e5njFfkjxd6qtYZDu5_1_ew9sxaap3un">Stroke</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Cancer_z0e5njFfkjxd6qtYZDu5_2_ew9sxaap3un" value="Cancer" type="radio"
                        data-q="in_the_last_10_years,_have_you_suffered_from_or_been_diagnosed_with_any_of_the_following?" data-required="false"><label style="margin-left:10px;margin-bottom:0;"
                        for="Cancer_z0e5njFfkjxd6qtYZDu5_2_ew9sxaap3un">Cancer</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="COPD_z0e5njFfkjxd6qtYZDu5_3_ew9sxaap3un" value="COPD" type="radio"
                        data-q="in_the_last_10_years,_have_you_suffered_from_or_been_diagnosed_with_any_of_the_following?" data-required="false"><label style="margin-left:10px;margin-bottom:0;"
                        for="COPD_z0e5njFfkjxd6qtYZDu5_3_ew9sxaap3un">COPD</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Bipolar_z0e5njFfkjxd6qtYZDu5_4_ew9sxaap3un" value="Bipolar" type="radio"
                        data-q="in_the_last_10_years,_have_you_suffered_from_or_been_diagnosed_with_any_of_the_following?" data-required="false"><label style="margin-left:10px;margin-bottom:0;"
                        for="Bipolar_z0e5njFfkjxd6qtYZDu5_4_ew9sxaap3un">Bipolar</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Kidney or liver disease_z0e5njFfkjxd6qtYZDu5_5_ew9sxaap3un" value="Kidney or liver disease" type="radio"
                        data-q="in_the_last_10_years,_have_you_suffered_from_or_been_diagnosed_with_any_of_the_following?" data-required="false"><label style="margin-left:10px;margin-bottom:0;"
                        for="Kidney or liver disease_z0e5njFfkjxd6qtYZDu5_5_ew9sxaap3un">Kidney or liver disease</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="More than 1 of the above_z0e5njFfkjxd6qtYZDu5_6_ew9sxaap3un" value="More than 1 of the above" type="radio"
                        data-q="in_the_last_10_years,_have_you_suffered_from_or_been_diagnosed_with_any_of_the_following?" data-required="false"><label style="margin-left:10px;margin-bottom:0;"
                        for="More than 1 of the above_z0e5njFfkjxd6qtYZDu5_6_ew9sxaap3un">More than 1 of the above</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="NONE of the above_z0e5njFfkjxd6qtYZDu5_7_ew9sxaap3un" value="NONE of the above" type="radio"
                        data-q="in_the_last_10_years,_have_you_suffered_from_or_been_diagnosed_with_any_of_the_following?" data-required="false"><label style="margin-left:10px;margin-bottom:0;"
                        for="NONE of the above_z0e5njFfkjxd6qtYZDu5_7_ew9sxaap3un">NONE of the above</label></div>
                  </div><!--]-->
                </div>
              </div><!----><!----><!---->
            </div><!---->
          </div>
        </div><!--]-->
      </div>
    </div>
    <div class="slide-no-5 form-builder--wrap-questions ghl-question" data-v-fe267fcd="">
      <div class="fields-container row" data-v-fe267fcd=""><!--[-->
        <div class="col-12 form-field-wrapper" style="margin-bottom:16px;" data-v-fe267fcd="">
          <div class="f-even form-field-container" data-v-fe267fcd="">
            <div data-v-fe267fcd="">
              <div class="field-container">
                <div id="form-state" class="form-builder--item-input form-builder--item"><!----><label class="label-alignment">What state do you live in? <span>*</span></label>
                  <div class="flex-col"><input type="text" placeholder="Enter State" name="state" class="form-control" id="state" data-q="state" data-required="true"><!----></div><!----><!---->
                </div>
              </div>
            </div><!----><!---->
          </div>
        </div><!--]-->
      </div>
    </div>
    <div class="slide-no-6 form-builder--wrap-questions ghl-question" data-v-fe267fcd="">
      <div class="fields-container row" data-v-fe267fcd=""><!--[-->
        <div class="col-12 form-field-wrapper" style="margin-bottom:16px;" data-v-fe267fcd="">
          <div class="f-even form-field-container" data-v-fe267fcd=""><!---->
            <div class="form-builder--item form-builder--item-input" data-v-fe267fcd=""><!----><label class="field-label label-alignment">What is your approximate yearly income? <span>*</span></label>
              <div class="flex-col">
                <div style="width:100%;"><!--[-->
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Under $40K_idvslVBPmzx4AWnBdNbf_0_ew9sxaap3un" value="Under $40K" type="radio" data-required="true"><label style="margin-left:10px;margin-bottom:0;"
                        for="Under $40K_idvslVBPmzx4AWnBdNbf_0_ew9sxaap3un">Under $40K</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="$40K - $100K_idvslVBPmzx4AWnBdNbf_1_ew9sxaap3un" value="$40K - $100K" type="radio" data-required="true"><label style="margin-left:10px;margin-bottom:0;"
                        for="$40K - $100K_idvslVBPmzx4AWnBdNbf_1_ew9sxaap3un">$40K - $100K</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="$100K - $250K_idvslVBPmzx4AWnBdNbf_2_ew9sxaap3un" value="$100K - $250K" type="radio" data-required="true"><label
                        style="margin-left:10px;margin-bottom:0;" for="$100K - $250K_idvslVBPmzx4AWnBdNbf_2_ew9sxaap3un">$100K - $250K</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="$250K - $500K_idvslVBPmzx4AWnBdNbf_3_ew9sxaap3un" value="$250K - $500K" type="radio" data-required="true"><label
                        style="margin-left:10px;margin-bottom:0;" for="$250K - $500K_idvslVBPmzx4AWnBdNbf_3_ew9sxaap3un">$250K - $500K</label></div>
                  </div>
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Over $500K_idvslVBPmzx4AWnBdNbf_4_ew9sxaap3un" value="Over $500K" type="radio" data-required="true"><label style="margin-left:10px;margin-bottom:0;"
                        for="Over $500K_idvslVBPmzx4AWnBdNbf_4_ew9sxaap3un">Over $500K</label></div>
                  </div><!--]-->
                </div>
              </div><!----><!----><!---->
            </div><!---->
          </div>
        </div><!--]-->
      </div>
    </div>
    <div class="slide-no-7 form-builder--wrap-questions ghl-question" data-v-fe267fcd="">
      <div class="fields-container row" data-v-fe267fcd=""><!--[-->
        <div class="col-12 form-field-wrapper" style="margin-bottom:16px;" data-v-fe267fcd="">
          <div class="f-even form-field-container" data-v-fe267fcd=""><!---->
            <div class="form-builder--item form-builder--item-input" data-v-fe267fcd=""><!----><label class="field-label label-alignment">Are you currently receiving government disability benefits? <!----></label>
              <div class="flex-col">
                <div style="width:100%;"><!--[-->
                  <div style="position:relative;display:inline-block;width:100%;" class="option-radio">
                    <div style="display:flex;align-items:baseline;margin-bottom:5px;"><input id="Yes I am_hzIU0I9iXiZBYST3LKr8_0_ew9sxaap3un" value="Yes I am" type="radio" data-q="are_you_currently_receiving_government_disability_benefits?"
                        data-required="false"><label style="margin-left:10px;margin-bottom:0;" for="Yes I am_hzIU0I9iXiZBYST3LKr8_0_ew9sxaap3un">Yes I am</label></div>
                  </div>
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                  <p>Last Step...</p>
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Text Content

LEVERAGE IUL TO BUILD TAX-FREE WEALTH



Complete the short form below & speak to a licensed professional about your
options..

What is your primary goal with an IUL? *
Leave money behind for a loved one
Coverage if I become critically ill or disabled
Long-term retirement strategy
Be able to borrow against the cash value
Coverage that will never expire or increase in price
Why is this coverage important to you? *
Peace of mind
Pay off debt when you pass
Leave a legacy for the next generation
Living benefits / Long-term care
Build tax free cash value savings account
Pay for final expense
What is your age range? *
18-24
25-34
35-44
45-54
55-64
65+
In the last 10 years, have you suffered from or been diagnosed with any of the
following?
Heart attack
Stroke
Cancer
COPD
Bipolar
Kidney or liver disease
More than 1 of the above
NONE of the above
What state do you live in? *

What is your approximate yearly income? *
Under $40K
$40K - $100K
$100K - $250K
$250K - $500K
Over $500K
Are you currently receiving government disability benefits?
Yes I am
No I'm not
On a conservative month, what's the minimum amount you could fund your policy?
I have no additional funds for a policy
Less than $100 per month
$100 - $300 per month
$300 - $500 per month
$500 - $1,000 per month
$1,000+ per month

Last Step...

Full Name *


Email *


Your Cell Phone: *



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Information provided on this website does not constitute professional advice. If
you have legal, tax or financial planning

questions, you need to contact a qualified professional.

Information provided on this website does not constitute professional advice. If
you have legal, tax or financial planning questions, you need to contact a
qualified professional.

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