www.student-credit-cards.creditcardreview.ca Open in urlscan Pro
204.11.17.78  Public Scan

Form analysis
0 forms found in the DOM

Text Content

STUDENT CREDIT CARDS, SCOTIABANK, CIBC, BMO, TD AND RBC STUDENT CREDIT CARD


STUDENT CREDIT CARDS - STUDENT CREDIT CARDS CANADA OVERVIEW

Student credit cards offer multiple benefits, including affordable rates,
discounts on student-related items and supplies, no annual fees, and the
opportunity to build a solid credit history.


STUDENT CREDIT CARDS

Student cards are offered by small financial institutions and big banks such as
the BMO, CIBC, Toronto-Dominion, and others. When looking for student credit
cards Canada offers a selection of low-cost options to the student population.




BEST STUDENT CREDIT CARDS

The best cards go with low rates, no foreign transaction fees, no overlimit
fees, and no penalty fees on the first late payment. When shopping for the best
student credit cards Canada offers great options to domestic and international
students. Students have special needs and limited finances to make daily
purchases, buy textbooks and supplies, and pay for room and board. With the best
credit card Canada based students, both domestic and international, enjoy better
purchasing power and quality of life.


CAPITAL ONE SECURED CREDIT CARD

The secured credit card by Capital One is one option for full-time students who
seek to build credit. This is a secured MasterCard that goes with no transfer
fees and low annual fee. The maximum credit line is set at $3,000 and the
minimum is $200. Like other credit cards for bad credit, this is a secured card
that requires a deposit and payments are reported by the financial institution
to the major bureaus.


INSTANT APPROVAL CREDIT CARDS CANADA

Instant approval cards are usually offered by finance companies and banks and
feature international acceptance, low introductory rates on deposits and
transfers, no annual fees, and other benefits. Many establishments require good
credit. Instant approval cards come with beneficial features such as long grace
periods of up to 55 days, free supplementary cards, and easy application
process. Some cards are also used to transfer high-interest balances.


RBC STUDENT CREDIT CARD

RBC offers a selection of borrowing tools, including student cards with cash
back and no annual fees. Signature RBC Rewards Visa is available to students and
offers the option to collect bonus points. Other cards that are available to
students are the Cash Back MasterCard and RBC Rewards Visa Gold. The grace
period is 21 days. An RBC credit card is a good choice for students who are new
to credit, and they benefit from long-distance savings.


SCOTIABANK STUDENT CREDIT CARD

This is yet another option to build good credit and enjoy generous rewards. The
scotiabank credit card comes is two versions designed for students, L'earn Visa
and SCENE Visa. Students earn money rewards and are offered discounts on movie
snacks and car rentals. Both cards go with no annual fee for additional savings.


TD STUDENT CREDIT CARD



Toronto-Dominion offers three cards that are suitable for students, TD Emerald
Visa, TD Green Visa, and TD Classic Travel Visa. The good news is that td credit
cards for students go with no or low annual fees and additional authorized cards
offered free of charge. Some students are offered a low credit limit of $500,
but there are many benefits. TD Classic Travel Visa, for example, offers rewards
points to pay travel-related expenses such as park passes, car rentals, hotel
stays, and so on. Points can be redeemed to purchase a trip as well. Another td
credit card is Emerald Visa, which goes with no annual fee and preferred rates
on car rentals. The td secured credit card is available to customers who need to
rebuild credit and newcomers to Canada. The deposit made, along with other
factors, determines the credit limit offered. Customers are offered secured
versions of different credit cards, including TD Green Visa and TD Classic
Travel Visa. In addition to secured cards, there are different td visa credit
card options for worry-free travel and shopping. Customers are offered no annual
fee, cashback, and other Visa cards with affordable rates. They enjoy financial
flexibility and freedom and are offered access to low-cost borrowing options.


CIBC STUDENT CREDIT CARD

CIBC also offers student credit cards with cash advances of up to $1,000, no
annual fee, and convenient mobile payment and mobile banking apps for secured
purchases. The Classic Visa Card for Students offered by CIBC is one option to
build credit. The card comes with optional and included features such as common
carrier accident coverage for safe and secure travel. Students can choose from
different cards that are available to them, including CIBC Classic Visa, CIBC
Aventura Visa, Tim Hortons Double Double Visa, and CIBC Aero Platinum Visa. CIBC
Aventura, for example, offers a large complimentary bonus of 5,000 rewards
points and no annual fee. CIBC Tim Hortons is another option that offers coffee
rewards and perks. The best part is that there is no minimum income requirement
which makes this card particularly suitable for college students. CIBC Aero
Platinum is yet a fourth option that offers bonus miles for grocery shopping,
gas, and more. Rewards points are also earned at participating retailers and
establishments, including inns, hotel chains, restaurants, and spas. A long-haul
flight to the U.S. and Canada is worth 25,000 points.


BANK OF MONTREAL STUDENT CREDIT CARDS



The Bank of Montreal offers two student credit cards with specialty features and
no annual fees. The BMO SPC** AIR MILES MasterCard* comes with perks such as
airmiles and free rewards and is a good pick for frequent travelers. Benefits:

 * Discounts on dining, fashion, and other purchases
 * Complimentary bonuses
 * Student discounts
 * Exclusive rewards program

This card features a competitive interest rate of 19.8 percent and is offered to
Canadian permanent residents.

The BMO SPC** CashBack MasterCard* is another option for college students and
comes with security features, travel benefits, and cash rebates. This card is
ideal for customers who love to get cash back and discounts.

Annual fee: zero
Interest rate: 19.9 percent
Earn rate: 1$ back per $200 in purchases

Students enjoy generous discounts on travel, beauty, fashion, sports, and
dining, along with added benefits such as roadside assistance, travel
protection, and identity theft assistance. Whether applying for the rewards or
cashback option, BMO requires information such as social insurance number, loan,
credit card, and mortgage payments, amount and source of income, and employment
details such as start date and address and name of employer.

© 2014 CreditCardReview.ca