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Prepaid Debit Cards

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OPT+® PREPAID VISA® DEBIT CARDS


YOUR MONEY
YOUR WAY.



No credit check. No minimum deposit. No activation fee.

Get Started


PREPAID CARDS IN A NUTSHELL

Looking for a secure way to manage your money without so much red tape? Prepaid
debit cards from Opt+ give you flexible spending without the commitment of a
typical financial account.


ON-DEMAND ALERTS

Receive account notifications right to your phone.


MOBILE CHECK LOAD(1)

Snap a photo to load a paper check to your account.


BILL PAY IN A SNAP

Organize and pay bills directly from your mobile device.


INSTANT* CARD-TO-CARD TRANSFERS

Sending funds to any other Opt+ cardholder is quick and easy.

*Subject to system limitations.


GET PAID EARLY

Need that cash flow yesterday? Sign up for Direct Deposit and you could get paid
up to 2 days early(2). You can even decide how much of your paycheck gets loaded
onto your card. Just another way to manage your money on your terms.


USE ANYWHERE VISA® IS ACCEPTED

A Visa® prepaid debit card from Opt+ gives you the freedom to spend where you
need. Use your card online, over the phone, in stores - anywhere!


FDIC INSURED

The FDIC has been protecting deposits since 1933, and the funds on your Opt+
card are no exception. Now that's security you can trust.


CASH IN YOUR HANDS WHEN YOU NEED IT (FEE FREE!)

Get cash off your card at no charge from any of our Speedy Cash or Rapid Cash
locations. And when your card needs a refill, you can also load funds fee free
at those same locations or at any Visa® ReadyLink location


OPT + REVIEWS

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"Super easy and convenient. Also direct deposit was hassle free to set up."


LIKE WHAT YOU SEE?

Pick out the Opt+ Card that's right for you!

Get Started

CONNECT WITH US

Customer Service
1-866-331-3063

Hours
Mon - Fri: 8am - 9pm (CT)
Sat & Sun: 9am - 4pm (CT)

Email Us
Log in to your Opt+ account and email us via the Message Center

Postal Mail
Opt+® Prepaid Visa® Debit Card
PO BOX 319
Maize, KS 67101

OPT + RESOURCES

Open
 * register my card

AXIOM BANK, N.A.

Open
 * privacy policy
 * terms & conditions

METROPOLITAN COMMERCIAL BANK

Open
 * privacy policy
 * terms & conditions

POLICIES

Open
 * privacy policy
 * terms of use
 * mobile licensing agreement



©2021 Opt+® Prepaid Visa® Debit Card PO Box 319, Maize, KS 67101

Opt+® is a registered trademark of Attain Finance, LLC

The Program Manager for the Opt+® Prepaid Visa® Debit Card is Attain Finance,
LLC

Issuer Statement: The Opt+ Prepaid Visa Debit Card is issued by Axiom Bank, N.A.
(Member FDIC) or Metropolitan Commercial Bank (Member FDIC) pursuant to a
license from Visa U.S.A. Inc. Visa is a registered trademark of Visa U.S.A. Inc.
"Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of
Metropolitan Commercial Bank ©2014. BY USING THIS CARD YOU AGREE TO THE
TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY.

In compliance with the USA PATRIOT Act* and other laws, anyone who is a US
resident over 18 with a valid Social Security number and a verifiable physical
US address (no PO boxes or APO addresses) can apply for an Opt+ Card. This
information must be provided, along with other information pertinent to
receiving approval, when applying for a Opt+ Card. Currently, we do not issue
the Opt+ Card to residents of Puerto Rico, Guam, the Virgin Islands, American
Samoa, or other US territories.

*Important information for opening a card account: To help the federal
government fight the funding of terrorism and money laundering activities, the
USA PATRIOT Act requires all financial institutions and their third parties to
obtain, verify and record information that identifies each person who opens a
card account. What this means for you: When you open a card account, we will ask
for your name, address, date of birth, social security number or country
identification number, and other information that will allows us to identify
you. We may also request a copy of your driver's license or other documentation
bearing your photo as verification of your identity.

1Ingo Money® is a third party service provided by First Century Bank, N.A. and
Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and
Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can
take up to one hour. All checks are subject to approval for funding in Ingo
Money’s sole discretion. Fees apply for approved Money in Minutes transactions
funded to your card or account. Unapproved checks will not be funded to your
card or account. Ingo Money reserves the right to recover losses resulting from
illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may
charge a fee for data usage. Additional transaction fees, costs, terms and
conditions may be associated with the funding and use of your card or account.
See your Cardholder or Account Agreement for details.

2Timing of direct deposit posting depends on when we get notice from the payor
and may vary from deposit period to deposit period.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S.
and other countries. App Store is a service mark of Apple Inc. Google Play is a
trademark of Google Inc. Data rates may apply.

Opt+ may make phone calls or deliver SMS text messages to your phone number
based on your account settings. To view details, please refer to the Phone Terms
of Use and the SMS Terms of Use