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Name: sitesearch — GET /search

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  <button type="submit">SEARCH</button>
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POST https://banking.usffcu.com/Authentication/Username

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  <label for="UserName">Username</label><br>
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Checking & Savings

Checking

Savings

Digital Banking

Share Certificates

IRA Accounts

Money Market

Youth Accounts

Business Banking

Shared Branching

USF FCU members can access their accounts at more than 5,600 locations.

learn more

Loans

Vehicle Loans

Personal Loans

Student Loans

Business Loans

Auto Advisors

Loan Protection

Insurance

Personal Loans

Low-rate, fixed-term options designed to fit your unique circumstances.

learn more

Credit Cards

USF Rewards Visa®

Green & Gold Visa®

Secured Visa®

Balance Transfer

Pay no fees when you transfer balances from higher-rate cards.

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Mortgage & Home Equity

Mortgage Loans

Home Equity Products

HomeAdvantage® Program

Mortgage Calculators

Educators & Medical Professionals

Enjoy 100% financing and no private mortgage insurance.

learn more

About Us

About USF FCU

Membership

Services

Catalyst Member Rewards

Member FAQs

Blog

Community

Careers

Refer a Member

Refer an eligible friend to open an account and you'll each receive $50!

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JOIN USF FEDERAL CREDIT UNION


MEMBERS ENJOY COMPETITIVE DIVIDENDS & LOW-INTEREST LOANS.

LEARN MORE

Savings
Auto Loans
Mortgage Loans
Personal Loans
Branches & ATMs
FAQs
Credit Cards
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Money Market
Checking
Savings
Auto Loans
Mortgage Loans
Personal Loans
Branches & ATMs
FAQs
Credit Cards
Certificates
Money Market
Checking
Savings
Auto Loans
Mortgage Loans
Personal Loans
Branches & ATMs
FAQs
Credit Cards
Certificates
Money Market
Checking
Savings
Auto Loans
Mortgage Loans
Personal Loans
Branches & ATMs
FAQs


THE MOST INFLUENTIAL PARTNER IN YOUR FINANCIAL JOURNEY

With nine branches, digital banking and thousands of shared branches and
fee-free ATMs nationwide, USF Federal Credit Union is here to help the
University of South Florida community and affiliated organizations achieve
financial success.

Current Rates

Mortgage Loans
Rate/APR* as low as
6.125%

6.349%
Credit Cards
APR* as low as
13.24%
Personal Loans
APR* as low as
12.99%
HELOC
APR* as low as
8.25%
Certificates
APY** up to
4.65%
Money Market
APY** up to
4.25%
Checking
APY** up to
0.35%
Auto Loans
APR* as low as
6.49%
Mortgage Loans
Rate/APR* as low as
6.125%

6.349%
Credit Cards
APR* as low as
13.24%
Personal Loans
APR* as low as
12.99%
HELOC
APR* as low as
8.25%
Certificates
APY** up to
4.65%
Money Market
APY** up to
4.25%
Checking
APY** up to
0.35%
Auto Loans
APR* as low as
6.49%
Mortgage Loans
Rate/APR* as low as
6.125%

6.349%
Credit Cards
APR* as low as
13.24%
Personal Loans
APR* as low as
12.99%
HELOC
APR* as low as
8.25%
Current Rates

 * View All Rates
 * Apply Now


MAKE A SPLASH WITH $200 CASH

Open a new USF FCU checking account and earn $200 cash back!1

You'll have access to 30,000 fee-free ATMs, more than 5,600 shared branch
locations, digital banking and more.

LEARN MORE


THAT FEELING WHEN YOU GET A USF FCU REWARDS CARD

Receive $125 cash back when you spend $1,500 in the first 90 days.1

Earn points that can be redeemed for cash, travel, gift cards and more!

LEARN MORE about rewards visa


WATCH YOUR DEPOSITS BLOOM

Earn fabulous rates and see your funds flourish — here’s 3 simple ways:

 1. Make greater earnings with Money Market savings
 2. Get a superior rate with Share Certificate savings
 3. Earn reward money with Catalyst Connect Checking

More ways to earn!

For a limited time, earn $200 when you open a Catalyst Connect Checking
account1 & meet simple requirements. Plus, earn 0.20% APY2 on checking balances
up to $10,000.


BLOG


How to Buy Your First Home
Learn About Money Market Accounts
Don’t Get Caught in a P2P Scam

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*Auto loan rate includes 0.25% APR discount by enrolling in eStatements and
automatic payments from your credit union account and 0.25% APR discount when
using our complimentary Auto Advisors car buying service. Rate may vary or
increase due to collateral conditions or certain adverse credit factors such as
bankruptcy or repossession. Rate not to exceed 17.99%. Payment Example: $15,000
loan at 3.99% APR with 60 monthly payments of $293.49. APR=Annual Percentage
Rate. Loan rates determined by individual creditworthiness, qualifications, term
of loan and collateral conditions including age of vehicle. Rates, terms and
conditions subject to change.
**APY= Annual Percentage Yield. Rates, terms and conditions are subject to
change without notice. Savings, Checking and Money Market accounts are variable
rate. Fees and other conditions may reduce earnings on the account. Certificate
early withdrawal penalties may apply. The rate contracted for all certificates
will remain in effect for the entire term of the certificate. Refer to the
Universal Account Agreement for account details.

Routing #263183159

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   Your Savings Federally Insured to at least $250,000 and backed by the full
faith and credit of the U.S. Government.

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