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156.29.5.56  Public Scan

Form analysis
1 forms found in the DOM

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<form method="post" action="/" onsubmit="javascript:return WebForm_OnSubmit();" id="form">
  <div class="aspNetHidden">
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    <input type="hidden" name="__EVENTTARGET" id="__EVENTTARGET" value="">
    <input type="hidden" name="__EVENTARGUMENT" id="__EVENTARGUMENT" value="">
    <input type="hidden" name="__LASTFOCUS" id="__LASTFOCUS" value="">
    <input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
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            <p>Welcome to the San Diego City Employees' Retirement System, where our mission is to deliver accurate and timely benefits to our participants and ensure the Trust Fund's safety, integrity, and growth.</p>
            <a class="button" href="https://members.sdcers.org">Access the Member Portal Here</a>
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            <p>Use the Member Portal to do things like view and update your beneficiaries, estimate your future pension benefit, and (if you're at least six months away from being eligible to retire) begin the retirement application process.</p>
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            <p>Our Call Center is open on regular business days from 9:00 a.m. to noon, and 1:00 to 4:00 p.m., at (619) 525-3600. Don't feel like calling? Send us an electronic inquiry via our Contact Us page!</p>
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            <p>Check out our fact sheets to learn more about your SDCERS pension benefits!</p>
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            <p>Use the Member Portal to do things like view and update your beneficiaries, estimate your future pension benefit, and (if you're at least six months away from being eligible to retire) begin the retirement application process.</p>
            <a class="button" href="https://members.sdcers.org">Access the Member Portal Here</a>
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            <p>Meet Sam Diego, the bushy-tailed star of our educational videos! Watch a basic overview of how SDCERS and your pension works, learn about the Deferred Retirement Option Plan (DROP), hear about the effect a divorce may have on your
              pension benefits, and more.</p>
            <a class="button" href="https://www.sdcers.org/Resources/Videos.aspx">Watch Our Educational Videos Here</a>
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            <p>Welcome to the San Diego City Employees' Retirement System, where our mission is to deliver accurate and timely benefits to our participants and ensure the Trust Fund's safety, integrity, and growth.</p>
            <a class="button" href="https://members.sdcers.org">Access the Member Portal Here</a>
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            <p>SDCERS is governed by a 13-member Board of Administration.</p>
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            <p>Welcome to the San Diego City Employees' Retirement System, where our mission is to deliver accurate and timely benefits to our participants and ensure the Trust Fund's safety, integrity, and growth.</p>
            <a class="button" href="https://members.sdcers.org">Access the Member Portal Here</a>
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            <p>Use the Member Portal to do things like view and update your beneficiaries, estimate your future pension benefit, and (if you're at least six months away from being eligible to retire) begin the retirement application process.</p>
            <a class="button" href="https://members.sdcers.org">Access the Member Portal Here</a>
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                    <h3>Feature Story</h3>
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                    <h4> SDCERS' IT Department Receives 2024 MISAC Quality IT Practices Award<br>
                      <span class="date">December 03, 2024</span>
                    </h4>
                    <p>SDCERS is proud to announce it has received the Municipal&nbsp;Information System Association of California (MISAC)&nbsp;Quality Information Technology Practices Award for the seventh year in a row.&nbsp;MISAC is a
                      collaborative organization of California local government IT professionals with the goal of promoting leadership, information sharing, and access to resources to enhance local government services and
                      effectiveness.&nbsp;Membership includes cities, towns, public safety, special districts, and other local governmental agencies/districts.&nbsp;<br>
                      <br>
                      <img
                        alt="Quality IT Practices Award - 2024. This Certificate is awarded to San Diego City Employees' Retirement System in recognition of quality information technology practices. MISAC - Municipal Information Systems Association of California. Signed by Miguel Guardado, MISAC State Board President; and Bryon Horn, Awards Committee Chairman, on September 24, 2024"
                        src="/getmedia/61430a41-7fcc-48b8-afda-9e6094d80339/2024-MISAC-Award.PNG?width=600&amp;height=462" style="width: 600px; height: 462px;"><br>
                      <br> The award qualifications follow the NIST SP800-53P standards.&nbsp; NIST is the National Institute of Standards and Technology that defines a framework to reduce cybersecurity risks within an organization.&nbsp; This
                      framework is adopted by most federal and government agencies.&nbsp; To qualify for the award, agencies respond using the control catalog covering NIST standards of low, moderate and high.&nbsp; Those agencies who meet a high
                      percentage of the controls are recognized with the MISAC Quality in IT Practices award.&nbsp;<br> &nbsp;<br> Receiving MISAC Quality IT Practices Award is an honor and tribute to the dedication and performance of SDCERS’ IT
                      staff and contractors.<br> &nbsp;
                    </p>
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                    <h3>Feature Story</h3>
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                    <h4> SDCERS Board Approves Annual Supplemental Benefit Payment for 2024<br>
                      <span class="date">November 15, 2024</span>
                    </h4>
                    <p></p>
                    <p>At its November 15, 2024 meeting, SDCERS’ Board of Administration approved payment of the Annual Supplemental Benefit for eligible retirees and continuance beneficiaries. The Annual Supplemental Benefit is paid in years when
                      the fund’s investment earnings are sufficient to qualify, according to a set formula defined in the plan documents.<br> &nbsp;<br> In addition, the Corbett Settlement Increase (“Corbett benefit”) is paid to eligible retirees and
                      continuance beneficiaries in years that the Annual Supplemental Benefit is paid. If you are eligible for one or both of these benefits, payment will be included in your November 2024 monthly pension payment.<br> &nbsp;<br> There
                      are minimum service credit requirements to qualify for the Annual Supplemental benefit (5 or 10 years, depending on hire date and plan sponsor.) City Members hired on or after July 1, 2005, Port Members hired on or after October
                      1, 2005, and Airport Members hired on or after October 3, 2006 are <strong>not</strong> eligible for the Annual Supplemental Benefit.<br> &nbsp;<br> Payment amounts are determined by years of service credit (not including
                      reciprocal service credit).&nbsp; The amount per year of service credit is $30, $45, $60, or $75 per year of service credit depending on year of retirement. Continuance beneficiaries of eligible retirees will be paid an amount
                      using the same ratio as their monthly benefits bear to the monthly benefit received by their respective deceased retired spouse.<br> &nbsp;<br> The eligibility requirements for the Annual Supplemental Benefit and Corbett benefit
                      are described in our <u><a href="https://www.sdcers.org/Resources/FAQ.aspx#Supplemental-Benefits">FAQs</a></u> under “Annual Supplemental Benefit, Corbett, COLA, COL Annuity.” Here, you will also find a description of how these
                      benefits are calculated.<br> &nbsp;<br> In addition to the requirements outlined in the FAQ’s, in order to be eligible for the 2024 Annual Supplemental Benefit, a retiree or continuance beneficiary must have been (1) alive, and
                      (2) eligible to receive a monthly pension benefit payment on October 1, 2024. If an eligible retiree died on or after October 1, 2024, the retiree’s continuance beneficiary is <em>not </em>eligible for their own Annual
                      Supplemental Benefit this year. In this case, the retiree’s Annual Supplemental Benefit payment will be included in the $2,000 Retiree Death Benefit and Other Payable Monies, which is paid to the beneficiary(ies) designated to
                      receive that death benefit.</p>
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                    <h4> Nominations Open for Upcoming Active City General and Fire Safety Board Member Elections<br>
                      <span class="date">November 11, 2024</span>
                    </h4>
                    <p></p>
                    <p>SDCERS’ Board of Administration consists of 5 elected members, each of whom serve a four-year term before elections are held again. The four-year terms for SDCERS’ active Fire Safety Board Member, Paul Lotze, and two General
                      Board Members, Bret Bartolotta and Thomas Battaglia, are ending March 31, 2024. Therefore, SDCERS has begun the elections to fill these seats.<br> &nbsp;<br> Nominations are open for these elections and all nominations and
                      petition signatures must be submitted by 5:00 p.m. (PST) on December 11, 2024. All active City General and Fire/Lifeguard Safety Members are eligible to run for the appropriate seat and have been mailed a letter, which contains
                      a unique validation number and instructions explaining how to self-nominate and/or sign a nominee’s petition.
                      <u>Please retain this letter, as you will need your unique validation number in order to submit a nomination <em>or</em> sign an existing nominee's petition</u>. &nbsp;If you are an active City General, Fire, or Lifeguard Member
                      interested in serving on SDCERS’ Board, please be sure to self-nominate by the deadline; all other members in these two categories, please be sure to sign the nomination petition(s) of any candidate(s) you support! Each nominee
                      must have at least 10 electronic signatures from members in the appropriate membership category on their nomination petition in order to move forward in the election.<br> &nbsp;<br> If you are an active City General, Fire, or
                      Lifeguard Member and have not received your nominations letter by November 15, 2024; if you lost your letter; or if you have any questions about the nomination process, please
                      email&nbsp;<a href="mailto:SDCERShelp@electionservicescorp.com">SDCERShelp@electionservicescorp.com</a> or call <strong>1</strong><strong>-866-720-4357</strong>, Monday – Friday, 6:00 a.m. – 2:00 p.m. PST.&nbsp;<br>
                      <br>
                      <strong>All nominations and signatures must be submitted by 5:00 p.m. PST on December 11, 2024.</strong> At that time, if there is only one nominee for the Fire Safety seat with at least 10 petition signatures (the minimum
                      requirement to move forward), a Fire Safety Member election will not be necessary. Similarly, if there are only two nominees for the active General Member seat with at least 10 petition signatures each, then a General Member
                      election will not be necessary. However, if there are competing nominations for either seat, then we will proceed with the election(s) and all members who are eligible to vote will receive another letter with further
                      instructions.&nbsp;<br>
                      <br> &nbsp;
                    </p>
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                    <h4> Calendar Year 2025 City Retiree Health Open Enrollment<br>
                      <span class="date">October 30, 2024</span>
                    </h4>
                    <p></p>
                    <p>Retiree health open enrollment for City of San Diego retirees will run from November 1st – 30th.<br> &nbsp;<br>
                      <strong>IMPORTANT: SDCERS is <em>NOT</em> administering City Retiree Health Open Enrollment this year – please do not send any enrollment or disenrollment forms to us!</strong><br> &nbsp;<br> Instead, please register your
                      account with the City's new retiree health administrator, the City of San Diego Retiree Health Service Center, at<strong>&nbsp;<a href="http://sdretireehealth.com/" target="_blank"><u>SDRetireeHealth.com</u></a></strong>.
                      See&nbsp;<a href="https://www.sdcers.org/CorporateSite/media/PDF/BOS-Portal-Instructions-Flier.pdf" target="_blank"><u>this guide</u></a>&nbsp;for instructions.&nbsp;<br> &nbsp;<br> You will need access to this account in order
                      to participate in Open Enrollment electronically and, starting in 2025, to submit reimbursement requests if you have retiree health benefits through the City of San Diego (<em>not</em> including Option C trust
                      accounts).&nbsp;<strong>If you need further assistance, please contact the City Retiree Health Service Center at (855)-380-5898, open on regular business days from 5:00 a.m. to 3:00 p.m. (PST), or via email
                        at&nbsp;</strong><a href="mailto:info@SDRetireeHealth.com"><strong>info@SDRetireeHealth.com</strong></a><strong>.</strong><br> &nbsp;<br> The calendar year 2025 City retiree health booklets have been mailed to all eligible
                      City retirees and beneficiaries, and an electronic version of the booklet is also available <a href="https://www.sdcers.org/Resources/City-Retiree-Health-Enrollment/Enrollment-Booklet/OEB-2024.aspx"><u>here</u></a>, as well as
                      on your <a href="http://sdretireehealth.com/"><u>City Retiree Health Service Center account</u></a> – please also register and log in to your account in order to submit enrollment and disenrollment forms. If you would like hard
                      copies of these forms mailed to you, please contact the City Retiree Health Service Center (see phone and email contact information above). <strong>All enrollment and disenrollment forms must be received by the City Retiree
                        Health Service Center <u>by 3:00 p.m. (PST) on November 30th.</u></strong><br> &nbsp;<br> As always, if you do not wish to make any changes to your current healthcare coverage, you do not need to take any action during open
                      enrollment and your coverage will remain the same, although the premiums may change. There are no new plans this year and no significant changes to existing plans in terms of coverage.<br> &nbsp;<br> If you are comparing
                      different plans and trying to decide which is best for you, don’t forget about CareCounsel! CareCounsel Member Care Specialists are available for your healthcare inquiries and concerns. You can call them at (888) 227-3334 or
                      e-mail <a href="mailto:staff@carecounsel.com">staff@carecounsel.com</a> Monday – Friday, 6:30 a.m. to 5:00 p.m. PST. CareCounsel also provides helpful videos on their website that may answer your questions about Medicare, here:
                      <a href="https://carecounsel.com/medicare.html"><u>https://carecounsel.com/medicare.html</u></a>.<br> &nbsp;
                    </p>
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                    <h4> SDCERS Receives Certificate of Achievement for Excellence in Financial Reporting for 16th Consecutive Year<br>
                      <span class="date">October 14, 2024</span>
                    </h4>
                    <p></p>
                    <p>The Government Financial Officers Association (“GFOA”) has awarded SDCERS the Certificate of Achievement for Excellence in Financial Reporting for SDCERS’ 2023 Annual Comprehensive Financial Report (“ACFR”) and Popular Annual
                      Financial Report (“PAFR”). This is the 16th year in a row SDCERS has received this recognition!<br>
                      <br>
                      <img
                        alt="Government Finance Officers Association; Certificate of Achievement for Excellence in Financial Reporting; Presented to: San Diego City Employees' Retirement System; California; For its Annual Comprehensive Financial Report for the Fiscal Year Ended June 30, 2023; Signed Christopher P. Merrill, Executive Director/CEO"
                        src="/CorporateSite/media/PDF/2023-GFOA-Award.png"><br>
                      <br> The GFOA is a non-profit professional association serving approximately 15,000 government finance professionals. SDCERS’ ACFR and PAFR were judged by an impartial panel and deemed to have met the high standards of the
                      certificate program, including demonstrating an effective means to disclose and clearly communicate SDCERS’ financial story and to motivate Members and the public to read the ACFR and PAFR.&nbsp; This award is the highest form
                      of recognition in the area of government accounting and financial reporting. It represents a significant accomplishment by a governmental agency and its management.<br> &nbsp;<br> SDCERS’ award-winning ACFRs and PAFRs are
                      available online and can be viewed <a href="https://www.sdcers.org/Investments/Annual-Reports.aspx"><u>here</u></a>.
                    </p>
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                    <h4> SDCERS' Final Investment Return for FY 2024<br>
                      <span class="date">September 24, 2024</span>
                    </h4>
                    <p></p>
                    <p>At the September Board meeting, SDCERS reported a net return of 7.2% for Fiscal Year 2024. As of June 30, 2024, the trust fund’s assets totaled approximately $11.3billion. SDCERS’ annualized rate of return over the past 10
                      years is 6.7%, and its return since inception is 8.6%.<br> &nbsp;<br> SDCERS’ net return for Fiscal Year 2024 of 7.2% was higher than its assumed rate of return (6.5%), but below the policy benchmark, which posted an 8.9% return
                      for the year. The policy benchmark is a measure of how the Total Fund would have performed if the actively managed public portions of the portfolio had been completely passively invested in index funds, and if the private
                      portions of the portfolio achieved stated benchmark returns.<br> &nbsp;<br> Differences in the portfolio’s composition relative to the policy benchmark, as well as managers’ selection of specific assets within specific asset
                      classes, hurt SDCERS’ relative returns. Specifically, SDCERS did not meet its benchmark for FY 2024 primarily due to the Fund’s overweight to specific areas within Private Equity, which underperformed in a difficult fundraising
                      and exiting environment.<br> &nbsp;<br> While Private Equity enjoyed fantastic returns in 2021 and 2022, the asset class was challenged in 2023 and into 2024 as a result of the Fed’s interest rate hiking cycle, which created a
                      less favorable environment for Initial Public Offerings amidst higher borrowing costs. SDCERS’ overweight to private equity hurt returns from both an allocation and selection effect, as private equity as an asset class
                      underperformed, and also from a selection effect, as private equity holdings within SDCERS’ portfolio underperformed the private equity benchmark by 9.7% due to valuation write-downs and a larger growth equity tilt.<br>
                      &nbsp;<br> Performance can also be measured in comparison to returns of other public pension plans, though it is important to remember that different plans have a variety of circumstances impacting their asset allocations and,
                      in turn, their return targets. SDCERS compares very favorably against its peers over longer time periods – posting returns in the upper second quartile of the universe over the most recent10-year period ending June 30, 2024.
                      Over the past 20 years, SDCERS’ return is in the top quartile of similarly-sized public pension plans. SDCERS’ risk-adjusted return, which takes into account reward for risk undertaken, is in the top quartile compared to
                      similarly-sized public pension plans over the past 5 and 10 years.<br> &nbsp;</p>
                    <p></p>
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                    <h4> SDCERS Receives Certificate of Transparency from NCPERS<br>
                      <span class="date">August 29, 2024</span>
                    </h4>
                    <p></p>
                    <p>SDCERS was one of 157 public pension plans that participated in the National Conference on Public Retirement Systems’ (NCPERS) 2024 study, which invited public pension systems across the continent to share information on plan
                      design, investment allocation, investment returns, actuarial assumptions, and plan governance practices. In recognition of SDCERS’ participation, NCPERS awarded SDCERS with its Certificate of Transparency. This certificate
                      acknowledges SDCERS’ commitment to furthering an atmosphere of openness between public pension systems and the public. As “transparency” is one of
                      <a href="https://www.sdcers.org/CorporateSite/media/PDF/SDCERS-Core-Values.pdf"><u>SDCERS’ six core values</u></a>, we were honored to receive this award. SDCERS strives to promote and maintain an open and honest relationship
                      with its members, plan sponsors, and the public.<br>
                      <br>
                      <img
                        alt="NCPERS Certificate of Transparency. This Certificate of Transparency is awarded to the San Diego City Employees Retirement System for its participation in the 2024 NCPERS Public Retirement Systems Study, which seeks to further open disclosure, data collection, and encourage the public's understanding of public retirement systems. Signed by Hank Kim, Esq. Executive Director &amp; Counsel"
                        src="/getmedia/09b4ab6a-c278-48ae-a783-caebdb1ad975/2024-NCPERS-Transparency-Award.PNG?width=450&amp;height=594" style="width: 450px; height: 594px;"><br>
                      <br> NCPERS is the largest trade association for public pensions, representing approximately 500 plans, plan sponsors, and other stakeholders through the U.S. and Canada. As a 501(c)(3) non-profit organization, NCPERS is
                      comprises a network of trustees, administrators, public officials, and investment processionals who collectively oversee approximately $4 trillion in retirement funds.<br>
                      <br> &nbsp;
                    </p>
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                    <h4> SDCERS' Physical Offices Closed Until Further Notice<br>
                      <span class="date">August 19, 2024</span>
                    </h4>
                    <p><strong>UPDATE: Our physical offices will reopen Monday, August 26, 2024.<br>
                        <br>
                        <br> ATTENTION: Due to an ongoing A/C outage, SDCERS' physical downtown offices will be closed until the problem is resolved. However, SDCERS staff continues to work remotely at this time. </strong><br>
                      <br> If you have an in-person retirement counseling appointment this week, your counselor will reach out to you with further instructions or your options for rescheduling.<br>
                      <br> Please contact the Call Center at (619) 525-3600 if you have any additional questions or concerns. The Call Center is open on regular business days from 9:00 am. - noon, and 1:00 - 4:00 p.m.<br>
                      <br> We apologize for any inconvenience this may cause and thank you in advance for your understanding! This article will be updated when our offices are able to reopen.<br>
                      <br> &nbsp;
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                    <h4> SDCERS' Board Welcomes New Vice President<br>
                      <span class="date">July 19, 2024</span>
                    </h4>
                    <p></p>
                    <p>At the July 12th Board meeting, SDCERS’ new Board President, Lisa Marie Harris, appointed Clifford Schireson to her previous position of Vice President, with the Board unanimously confirming his appointment. The Vice
                      President’s duties include acting as the Board President whenever the Board President is absent or otherwise unable to fulfill their duties, and temporarily assuming the role of Board President until an election can be scheduled
                      in the event the current Board President’s seat becomes vacant. Mr. Schireson will also continue his position as the Chair of the Investment Committee.<br>
                      <br>
                      <img alt="Professional photo of Clifford Schireson" src="/getmedia/982bcac9-4623-47b7-b1ee-19eedebea2e6/Cliff-Schireson.jpg?width=300&amp;height=375" style="width: 300px; height: 375px;"><br>
                      <br> Please join us in welcoming our new Vice President! Mr. Schireson’s biography can be found on our <a href="https://www.sdcers.org/About-SDCERS/Organization/Board-Members.aspx"><u>Board Members</u></a> page. You can also
                      watch the July 12, 2024 Board meeting <a href="https://board.sdcers.org/OnBaseAgendaOnline/Meetings/ViewMeeting?id=2118&amp;doctype=1"><u>here</u></a>.
                    </p>
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                    <h4> New Member Contribution Rates for FY 2025<br>
                      <span class="date">July 02, 2024</span>
                    </h4>
                    <p></p>
                    <p><strong>IMPORTANT</strong>: These changes only apply to (1) all City of San Diego members and (2) Port Safety members who were hired on or after January 1, 2013.<br> &nbsp;<br> Member contributions are the mandatory pre-tax
                      deductions on a member’s biweekly paycheck that are deposited into the SDCERS Trust Fund, where they earn interest and ultimately fund each member’s individual pension benefit. Contributions are calculated as a percentage of the
                      member’s pensionable salary on each paycheck. The percentage is determined according to the member’s plan tier and age of entry into SDCERS. Contribution rates are adjusted by SDCERS’ Board, as recommended by SDCERS’ actuary,
                      based on requirements in the City of San Diego Charter and the Public Employees’ Pension Reform Act of 2013.&nbsp;<br> &nbsp;<br> At its May 2024 meeting, SDCERS’ Board of Administration approved new member contribution rates,
                      which will go into effect on July 1, 2024 for all Port Safety Members hired on or after January 1, 2013, and all City of San Diego members. You can view your current contribution rate chart by going to
                      “<a href="https://www.sdcers.org/Resources/Retirement-Plan-Summaries.aspx"><u>Retirement Plan Summaries</u></a>” and clicking on your employer and date range corresponding to your initial hire date. You can also see how your
                      contribution rate changed by reviewing<a href="/CorporateSite/media/PDF/Differences-Between-FY24-and-FY25-Contribution-Rates-by-Plan-Tier.pdf" target="_blank"> <u>the chart corresponding to your plan tier</u></a> and locating
                      your entry age. (Note: If you log in to your <a href="https://members.sdcers.org/Account/MemberLogin"><u>Member Portal</u></a> account and go to “SDCERS Account Information,” you can find your entry age there.) Most members will
                      experience slightly increased contribution rates – this is due to changes in certain actuarial assumptions. The aggregate average across the board increase was approximately 1 percentage point.<br> &nbsp;<br> According to the
                      most recent annual valuation, the most significant change to the economic assumptions was an increase in the annual cost of living adjustment (“COLA”), from 1.90% to 2.00%. In addition, the price inflation and wage inflation
                      assumptions were updated. Previously, the price inflation assumption and the wage inflation assumption were both 3.05%. Under the revised assumptions, the price inflation assumption is 3.00% and the wage inflation assumption is
                      3.25%, which is price inflation plus productivity. There were other minor adjustments to the demographic assumptions, including a change to the assumed mortality improvement scale to better anticipate future improvements in life
                      expectancy. Overall, the new assumptions increase the expected cost to the system; therefore, members and their plan sponsors must contribute more while they are working in order to keep the system properly funded, given the
                      added cost due to these new assumptions.</p>
                    <p></p>
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                    <h4> Important Reminder RE Medicare Medical Insurance Premiums<br>
                      <span class="date">June 07, 2024</span>
                    </h4>
                    <p></p>
                    <p>If you receive anything in the mail from the Social Security Administration (“SSA”) or Centers for Medicare &amp; Medicaid Services (“CMS”), it is extremely important that you open it immediately!<br> &nbsp;<br> A small number
                      of SDCERS’ retirees have experienced issues related to their Medicare Part B premiums. The affected retirees were required to pay their Medicare Part B premiums directly to CMS because they either 1) do not receive a monthly
                      Social Security benefit, or 2) do receive a monthly Social Security benefit, but the amount is not enough to cover their Medicare Part B premiums. However, these retirees failed to make timely payments for their Part B premiums
                      to CMS, resulting in the loss of their Medicare Part B coverage, and were subsequently either disenrolled from a sponsored Medicare Supplemental plan or they were switched to a much more expensive non-Medicare plan, with the
                      higher monthly premiums owed retroactively to the date they lost their Medicare coverage.&nbsp;&nbsp;<br> &nbsp;<br>
                      <strong>If you fail to pay your monthly or quarterly Medicare Part B premiums in full and on time, you may become delinquent, causing your Medicare coverage to be at risk.</strong> Note that we have received reports from
                      retirees stating that they never received information from the SSA regarding unpaid premiums before their Medicare coverage was terminated! Medicare may not send monthly or quarterly invoices – if you are paying all or a portion
                      of your Medicare Part B premiums directly to CMS, it is imperative that you periodically check with the SSA to confirm your premiums are paid in full and on time.<br> &nbsp;<br> If you have concerns about your status with
                      Medicare, you should contact Social Security online at <a href="http://www.SSA.gov"><u>www.SSA.gov</u></a>, go in person to any Social Security Office, or contact Social Security by phone at (800) 633-4227.<br> &nbsp;<br>
                      &nbsp;If you have not yet started your Medicare application process, please contact your local SSA office or visit <a href="http://www.SSA.gov"><u>www.SSA.gov</u></a> to find out if you are eligible and see information on how to
                      apply.<br> &nbsp;<br> Please evaluate your healthcare coverage options carefully! Enrolling in a Medicare insurance plan may reduce your costs.&nbsp; However, note that you should <em>not</em> enroll in Medicare Part D
                      (Prescription Drug Coverage) if you are enrolling in a health plan that already includes prescription drug coverage, because enrolling in Part D may result in the termination of your current health insurance coverage.<br>
                      &nbsp;<br> Health plan experts are available at CareCounsel to assist retirees, free of charge, with any health plan questions including questions about Medicare – email
                      <a href="mailto:staff@carecounsel.com">staff@carecounsel.com</a> or call (888) 227-3334 Monday – Friday, open from 6:30 a.m. to 5:00 p.m. PST. CareCounsel also provides helpful videos on their website that may answer your
                      questions about Medicare: <a href="https://carecounsel.com/medicare.html"><u>https://carecounsel.com/medicare.html</u></a>.
                    </p>
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                    <h4> Lisa Marie Harris Elected as New Board President<br>
                      <span class="date">May 15, 2024</span>
                    </h4>
                    <p></p>
                    <p>SDCERS is excited to announce Lisa Marie Harris as the SDCERS Board of Administration’s President.&nbsp; Lisa Marie will be serving a one-year Presidential term with the possibility to serve a second one-year term.&nbsp; Lisa
                      Marie previously served two terms as the Board Vice-President with service as interim President and interim Investment Committee Chair. &nbsp;&nbsp;Former Board President, Paul Kaufmann, served with distinction during his two
                      one-year terms and confidently passed the gavel to Lisa Marie’s capable hands upon unanimous support from the entire board. &nbsp;We look forward to her continued leadership in her new position.&nbsp;<br>
                      <br>
                      <img alt="Professional photo of Lisa Marie Harris." src="/getmedia/da55dc1a-1650-4130-86dd-2ef4385d0edf/Lisa-Marie-Harris.jpg?width=400&amp;height=500" style="width: 400px; height: 500px;"><br>
                      <br> Congratulations to our&nbsp;Board Vice President! You can see all of the SDCERS Board Members’ biographies, including Lisa Marie's,
                      <a href="https://www.sdcers.org/About-SDCERS/Organization/Board-Members.aspx"><u>on this page</u></a>.
                    </p>
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                    <h4> Reminder Regarding City Retiree Health<br>
                      <span class="date">March 29, 2024</span>
                    </h4>
                    <p></p>
                    <p>Please remember that SDCERS staff teleworks for a portion of each week, and there may not always be a retiree health staff member available in the office to assist members in person. Moving forward, if you would like to speak
                      with a retiree health staff member in person, you must travel to SDCERS’ downtown offices <strong>on a Tuesday or Thursday</strong> (excluding holidays) between 9:00 a.m. and 4:00 p.m.<br>
                      <br> You are encouraged to call ahead to confirm availability of a retiree health staff member, especially if you are requesting to have your documents reviewed. SDCERS’ Call Center is open on regular business days from 9:00
                      a.m. – noon, and 1:00 – 4:00 p.m.<br>
                      <br> You can also reach SDCERS’ retiree health staff via email, at <a href="mailto:health@sdcers.org">health@sdcers.org</a>.
                    </p>
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                    <h4> Retiring Before vs. After the Beginning of a New Fiscal Year<br>
                      <span class="date">February 29, 2024</span>
                    </h4>
                    <p></p>
                    <p>When it comes to retirement or entering DROP, timing is everything. One consideration when choosing your date is the effect of retiring or entering DROP before versus on June 30th (or earlier) compared to July 1st (or later) of
                      any given year.<br> &nbsp;<br> The main benefit of retiring or entering DROP towards the end of a fiscal year is that you will receive the next fiscal year’s cost of living adjustment (“COLA”) much sooner than if you wait to
                      retire or enter DROP until the beginning of the next fiscal year. Everyone who retires or enters DROP before July 1st in any given year is eligible to receive that year’s COLA on their July pension payment, which
                      <em>usually</em> increases your base pension benefit by 1-2% (maximum of 2% per year). However, if you retire or enter DROP on or after July 1st, you won’t receive a COLA until the July of the following year, when the next
                      fiscal year begins. For example, let’s say your base pension benefit is $3,000 per month. If you retire on June 30, 2024 and the COLA effective July 1, 2024 is 2%, you’ll receive an additional $60 on each month’s pension check
                      from July 2024 through June 2025, which comes to an additional $720 for the year. That’s $720 you’d miss out on if you chose to retire on or after July 1, 2024. (<strong>Note</strong>: The fiscal year 2025 COLA, effective July
                      2024, will be decided at the May 10, 2024 Board meeting – you can check SDCERS’ website the following week, which will have an article on the front page announcing what the July 2024 COLA will be.)<br> &nbsp;<br> On the flip
                      side, it’s possible you could increase your base pension benefit by waiting until after a new fiscal year has begun to retire or enter DROP. The logic behind this conclusion lies in your pension benefit formula: Retirement
                      Factor x Final Compensation x Service Credit. First, retiring at an older age <em>may</em> grant you a higher retirement factor – remember that retirement factors are prorated in quarterly increments, so if your plan tier’s
                      factor increases between age 62 and 63, for example, it will be slightly higher if you retire at age 62 ¼ compared to age 62. Second, the longer you continue to work before you retire, the more service credit you will accrue. In
                      general, more service credit means a higher pension benefit. Lastly, if you recently received a salary increase, working longer while receiving that higher salary can increase your final compensation. Looking at the pension
                      benefit formula, you can see that an increased final compensation will result in a greater pension benefit.<br> &nbsp;<br> However, the thing to remember about your final compensation is that you must receive the higher salary
                      for <em>at least</em> several months in order for it to have a noticeable effect on your pension benefit amount. The “Final Compensation” used in your pension benefit calculation is your highest pensionable salary <em>averaged
                        over either one or three years</em>, depending on your plan tier. Therefore, if you only began receiving your increased salary in the beginning of the calendar year, you may want to keep working for at least several months
                      into the new fiscal year in order to see a significant difference in your benefit amount. In order for your higher salary to be used in full when calculating your benefit, you’d have to continue working for one or three years
                      from the date of your salary increase, again depending on your plan tier.<br> &nbsp;<br> One more possible benefit of retiring or entering DROP <em>after</em> the start of a new fiscal year has to do with your cost of living
                      (“COL”) annuity and interest applied to member contributions.* Your member contributions receive annual interest, currently at a rate of 6.5%, applied every June 30th. However, your contribution account do <u>not</u> receive
                      that year’s interest if you are retired or participating in DROP before July 1st. Depending on your specific circumstances and the COLA for that year, waiting to retire or enter DROP until <em>after</em> the interest has been
                      applied to your contributions <em>may</em> increase your COL annuity to such an extent that the higher COL annuity, combined with any other applicable benefits of waiting as discussed above, could be more financially beneficial
                      to you than the COLA would be. If this is true in your case, it <em>could</em> make more sense to retire or enter DROP on or after July 1st. (<strong>Note</strong>: The same logic applies to your Surviving Spouse Annuity, if you
                      select the Maximum Benefit (Single) retirement benefit option – see the <a href="https://www.sdcers.org/Resources/Subject-Plan-Booklets/Retirement-Benefit-Options.aspx"><u>Retirement Benefit Options Fact Sheet</u></a> for more
                      information.)<br> &nbsp;<br> *<em>Police officers hired on or after August 1, 2012 and
                      </em><a href="https://www.sdcers.org/Resources/Retirement-Plan-Summaries/San-Diego-Unified-Port-District/Fact-sheet-for-Port-General-2024-Members.aspx"><em><u>Port General 2024 Members</u></em></a><em> <strong>do not</strong>
                        receive the COL annuity.</em><br> &nbsp;<br> To be clear, the financial pros and cons of retiring or entering DROP before vs. after the start of a new fiscal year depend on multiple factors and your individual circumstances.
                      There is no one size fits all regarding retirement/DROP entry date – it is a very personal decision and should be made after careful consideration of all relevant factors. This article is intended to inform you of some possible
                      benefits of retiring before or after July 1st of a given year. Also, if you are considering entering DROP, please be reminded that your DROP entry date must be on the first day of a pay period – the last day to enter DROP before
                      the beginning of Fiscal Year 2025 will be June 22, 2024 for City members and June 28, 2024 for Port and Airport members. Please submit your service retirement or DROP entry application via your
                      <a href="https://members.sdcers.org/Account/MemberLogin?ReturnUrl=%2f"><u>Member Portal</u></a> account soon if you are thinking about retiring or entering DROP before July 1st, so you can schedule a counseling appointment in
                      May or early June – don’t procrastinate!<br> &nbsp;</p>
                    <p></p>
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                    <h4> 2023 1099-R Tax Forms<br>
                      <span class="date">January 18, 2024</span>
                    </h4>
                    <p></p>
                    <p>All IRS Form 1099-R’s for tax year 2023 were mailed on January 16th. This means all SDCERS retirees and beneficiaries who received a payment from SDCERS in calendar year 2023 should be receiving their 2023 1099-R forms via U.S.
                      mail over the next couple of weeks. To access your 1099-R form sooner, please log in to your <u><a href="https://members.sdcers.org/"><u>Member Portal</u></a></u> account, click on “Tax Reporting” on the left, and select “2023
                      1099R” to download an electronic copy. You can also update your tax withholding preferences on your Member Portal by clicking on “Tax Withholding.”
                      <a href="/CorporateSite/media/PDF/2024-Guide-to-Tax-Withholding-on-Portal.pdf" target="_blank"><u>This guide</u></a> explains how to update your tax withholding preferences.<br> &nbsp;<br> For a detailed explanation of the
                      pertinent information in your 1099-R, as well as answers to frequently asked questions regarding this tax form, please review our
                      <u><a href="https://www.sdcers.org/Resources/Subject-Plan-Booklets/Form-1099-R-Explained.aspx"><u>1099-R Fact Sheet</u></a></u>. If you have additional questions, please contact the Call Center at (619) 525-3600 or submit your
                      questions electronically via our <u><a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx"><u>Contact Us</u></a></u> web form.</p>
                    <p></p>
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                    <h4> City Retirees: Notice Regarding 2024 Medicare Part B Premiums <br>
                      <span class="date">November 30, 2023</span>
                    </h4>
                    <p></p>
                    <p>If you are a City retiree currently receiving health reimbursements from SDCERS for Medicare Part B premiums, you should have recently received a letter in the mail from SDCERS. The standard Medicare Part B premiums are
                      increasing from $164.90 to $174.70 per month, beginning in January 2024.<br>
                      <br>
                      <strong>Please submit the 2024 Benefit Verification Letter to SDCERS as soon as possible, confirming the changes to your Medicare Part B premium. </strong>Note that if you are paying your premiums out of pocket, you will not
                      have a Benefit Verification Letter, and instead will need to provide SDCERS with the statement you should receive from the Centers for Medicare and Medicaid Services (CMS). If your premium has <em>not </em>changed, you do not
                      need to submit anything.<br> &nbsp;<br> To obtain your 2024 Benefit Verification Letter, visit <a href="http://www.ssa.gov">www.ssa.gov</a>, and then either sign in or sign up for a personal “my Social Security” account. Once
                      you’ve accessed your account, follow the instructions to download your Benefit Verification Letter. You can also call your local Social Security office. Please do&nbsp;<em>not&nbsp;</em>contact SDCERS for help accessing this
                      letter, as SDCERS staff will be unable to assist.<br> &nbsp;<br> We are anticipating a large number of submissions this year due to the premium change. If you submit all of the proper paperwork to SDCERS and it is received by
                      our office <strong>on or before January 10, 2024</strong>, we will do our best to have the updated premium amount reimbursement reflected on your January 2024 pension benefit payment. If your paperwork is received <em>after</em>
                      this date, or if we were unable to process your paperwork in time, then the adjusted reimbursement amount will be included in the following payroll cycle, assuming all required documentation is received.<br> &nbsp;<br> You may
                      submit your 2024 Benefit Verification Letter to SDCERS in the following ways:
                    </p>
                    <ul>
                      <li>
                        <p>*E-mail a copy (in PDF format) to: <a href="mailto:health@sdcers.org">health@sdcers.org</a></p>
                      </li>
                      <li>
                        <p>Fax a copy to: (858) 581-5314</p>
                      </li>
                      <li>
                        <p>Mail a copy to: 401 West A Street, Suite 800, San Diego, CA 92101 Attn: Health</p>
                      </li>
                    </ul>
                    <p>&nbsp;<br>
                      <strong>*IMPORTANT:</strong> Email is the fastest way to provide SDCERS with your documents. However, if you submit your Benefit Verification Letter (and/or any other health-related paperwork) via email, please be sure any
                      attachments are in <u>PDF format only</u>. You <em>should </em>receive an automated confirmation email within 24 hours of your email submission; however, if you do not receive this confirmation email, it does <em>not
                      </em>necessarily mean we didn’t receive your email. First, please check your spam or junk folder to see if the confirmation email ended up there.<br> &nbsp;<br>
                      <strong>Please refrain from calling us to confirm that your Benefit Verification Letter has been received</strong>. The SDCERS staff who answer the phones are also processing the documents, and additional phone calls may cause
                      delays. If you believe you provided us with timely documentation, but are not reimbursed the increased amount in your January 2024 pension payment, then please contact our Retiree Health Team at (619) 525-3600 or
                      <a href="mailto:health@sdcers.org">health@sdcers.org</a> in February.<br> &nbsp;
                    </p>
                    <p></p>
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                    <h4> SDCERS Board Approves Annual Supplemental Benefit Payment for 2023<br>
                      <span class="date">November 03, 2023</span>
                    </h4>
                    <p></p>
                    <p>At its November 3, 2023 meeting, SDCERS’ Board of Administration approved payment of the Annual Supplemental Benefit for eligible retirees and continuance beneficiaries. The Annual Supplemental Benefit is paid in years when the
                      fund’s investment earnings are sufficient to qualify, according to a set formula defined in the plan documents.<br> &nbsp;<br> In addition, the Corbett Settlement Increase (“Corbett benefit”) is paid to eligible retirees and
                      continuance beneficiaries in years that the Annual Supplemental Benefit is paid. If you are eligible for one or both of these benefits, payment will be included in your November 2023 monthly pension payment.<br> &nbsp;<br> The
                      eligibility requirements for the Annual Supplemental Benefit and Corbett benefit are described in our <a href="https://www.sdcers.org/Resources/FAQ.aspx#Supplemental-Benefits">FAQs</a> under “Annual Supplemental Benefit,
                      Corbett, COLA, COL Annuity.” Here, you will also find a description of how these benefits are calculated.<br> &nbsp;<br> In addition to the requirements outlined in the FAQ’s, in order to be eligible for the 2023 Annual
                      Supplemental Benefit, a retiree or continuance beneficiary must have been (1) alive, and (2) eligible to receive a monthly pension benefit payment on October 1, 2023. If an eligible retiree died on or after October 1, 2023, the
                      retiree’s continuance beneficiary is <em>not </em>eligible for their own Annual Supplemental Benefit this year. In this case, the retiree’s Annual Supplemental Benefit payment will be included in the $2,000 Retiree Death Benefit
                      and Other Payable Monies, which is paid to the beneficiary(ies) designated to receive that death benefit.</p>
                    <p></p>
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                    <p><img src="" alt=""></p>
                    <h4> Calendar Year 2024 City Retiree Health Open Enrollment<br>
                      <span class="date">October 27, 2023</span>
                    </h4>
                    <p></p>
                    <p>Retiree health open enrollment for City of San Diego retirees will run from November 1st through November 30th. The calendar year 2024 City retiree health booklets have been mailed out to all eligible City retirees and
                      beneficiaries, and an electronic version of the booklet is also available <u><a href="https://www.sdcers.org/Resources/City-Retiree-Health-Enrollment/Enrollment-Booklet/OEB-2024.aspx"><u>here</u></a></u>. You can also download
                      and complete enrollment forms by visiting the <a href="https://www.sdcers.org/Resources/City-Retiree-Health-Enrollment.aspx"><u>City Retiree Health page</u></a>. After you’ve completed an enrollment (or disenrollment) form, you
                      must send it to SDCERS by November 30th – we prefer you scan your forms and email them as a PDF attachment to <a href="mailto:health@sdcers.org">health@sdcers.org</a>, but you may also fax them to (858) 581-5314, or mail them to
                      our offices at:<br> &nbsp;<br> SDCERS – Health Division<br> 401 West A Street, Suite 800<br> San Diego, CA 92101<br> &nbsp;<br> As always, if you do not wish to make any changes to your current healthcare coverage,
                      <strong><u>you do not need to take any action</u></strong> during open enrollment and your coverage will remain the same. There are no new plans this year and no significant changes to existing plans in terms of coverage, with
                      the exception of the SCAN Medicare plan – please see <a href="https://www.sdcers.org/News/By-Category/Health,-News-Articles-,-Open-Enrollment-,-Pres-(1).aspx"><u>this article</u></a> for more information about upcoming changes
                      to this plan.<br> &nbsp;<br> SDCERS will <u>not</u> be holding any in-person open enrollment events. However, SDCERS will participate in the Retiree Help Day hosted by SDPEBA (San Diego Public Employee Benefit Association),
                      which will be held on November 1st, beginning at 10:00 a.m. (PST). You can register for SDPEBA’s Retiree Help Day <a href="https://go.sdpeba.org/event/sessions?id=Retiree_Help_Day2114093492"><u>here</u></a>.<br> &nbsp;<br> If
                      you are comparing different plans and trying to decide which is best for you, don’t forget about CareCounsel! CareCounsel Member Care Specialists are available for your healthcare inquiries and concerns. You can call them at
                      (888) 227-3334 or e-mail <a href="mailto:staff@carecounsel.com">staff@carecounsel.com</a> Monday – Friday, 6:30 a.m. to 5:00 p.m. PST. CareCounsel also provides helpful videos on their website that may answer your questions
                      about Medicare, here: <a href="https://carecounsel.com/medicare.html">https://carecounsel.com/medicare.html</a>.<br> &nbsp;<br> SDCERS’ Call Center is open Monday through Friday, from 9:00 a.m. to noon, and 1:00 to 4:00 p.m.
                      (PST), at (619) 525-3600 and (800) 774-4977. Remember that if you need to come into our physical offices for any reason related to retiree health, please ensure you come in on a Tuesday or Thursday, between 9:00 a.m. and 4:00
                      p.m. (PST). Please be patient with our hard-working staff; we are working with limited resources and call wait times may be longer than usual due to an expected increase in health-related calls. You can also submit electronic
                      inquiries through our <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx"><u>Contact Us page</u></a>.</p>
                    <p></p>
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                    <h4> 2024 City Retiree Health Open Enrollment &amp; Changes to SCAN Health Plan<br>
                      <span class="date">September 27, 2023</span>
                    </h4>
                    <p></p>
                    <p><strong>City Retirees: 2024 City Retiree Health Open Enrollment will begin on November 1, 2023 and end November 30, 2023.&nbsp;</strong>The 2024 Retiree Health Booklets will be mailed in late October.&nbsp;This booklet provides
                      details for all healthcare plans offered through the City of San Diego and the San Diego Public Employee Benefit Association (SDPEBA). You can also access an electronic version of this booklet on the
                      <u><a href="http://www.sdcers.org/Resources/City-Retiree-Health-Enrollment.aspx">City Retiree Health page</a></u>. The electronic version will be available no later than October 30, 2023.<br>
                      <br>
                      <strong>IMPORTANT:&nbsp;Significant changes are coming to the City's SCAN retiree health plan.</strong><br> &nbsp;<br> Effective January 1, 2024, Scripps Clinics and Scripps Coastal will no longer be part of the SCAN Health Plan
                      provider network.<br> &nbsp;<br> The Scripps relationship will continue for the following facilities:
                    </p>
                    <ul>
                      <li>
                        <p>Mercy Physicians Medical Group</p>
                      </li>
                      <li>
                        <p>Scripps Physicians Medical Group</p>
                      </li>
                      <li>
                        <p>Primary Care Associates of California</p>
                      </li>
                      <li>
                        <p>Prospect Medical Group</p>
                      </li>
                      <li>
                        <p>Optum/PCAMG</p>
                      </li>
                      <li>
                        <p>Greater Tri-Cities IPA (with some minimal changes)</p>
                      </li>
                    </ul>
                    <p>If you are currently enrolled in the SCAN health plan, you should receive a letter in the mail from SCAN and a separate letter from SDCERS regarding these changes. You will also find the most up-to-date Primary Care Physician
                      listings on the SCAN Health Plan website at <a href="http://www.scanhealthplan.com">www.scanhealthplan.com</a>. If you choose to remain in the SCAN health plan for plan year 2024 and your current provider is associated with
                      Scripps Clinic or Scripps Coastal, you will need to select a new provider. Alternatively, you can choose to enroll in a different City-sponsored Medicare plan.&nbsp;<br> &nbsp;<br> For assistance with plan comparisons and help
                      making smart decisions when choosing providers, please remember to utilize the City’s free retiree health resource, CareCounsel. You can reach CareCounsel at 888-227-3334 or visit their website at
                      <a href="http://www.carecounsel.com">www.carecounsel.com</a>.<br> &nbsp;<br> If you have any questions, you can contact SDCERS’ Call Center at (619) 525-3600, open on regular business days from 9:00 a.m. to noon and 1:00 to 4:00
                      p.m. PST. However, as this is a significant change to retiree health and open enrollment is about to begin, we anticipate a higher than usual call volume over the next several months. <strong>If your question is not urgent, we
                        encourage you to submit your request electronically via the <a href="http://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us page</a></strong>. SDCERS staff will generally respond to electronic inquiries within one
                      business day.<br>
                      <br> If you need to come into our physical offices for any reason related to retiree health, please remember to come in on a Tuesday or Thursday and we recommend calling ahead of time to ensure an appropriate staff member will
                      be available to assist you.
                    </p>
                    <p></p>
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                    <h4> Summer 2023 SCOOP Newsletter &amp; FY 2023 Annual Member Statements<br>
                      <span class="date">August 22, 2023</span>
                    </h4>
                    <p></p>
                    <p>SDCERS’ <u><a href="https://www.sdcers.org/Resources/Newsletters/Current-Year/2023/Summer-2023.aspx" target="_blank">2023 Summer SCOOP Newsletter</a></u> has arrived and should hit mailboxes within the next few weeks! For
                      members who have not yet retired or entered DROP (including inactive and deferred vested members), a copy of the newsletter will be included in the envelope with your FY 2023 Annual Member Statement. You can also view an
                      electronic version of current and past issues on our website, <u><a href="https://www.sdcers.org/Resources/Newsletters.aspx">here</a></u>. The purpose of our newsletter is to keep you informed about what is currently happening
                      here at SDCERS, along with providing educational content. If you’d like to receive an electronic copy of future SCOOP issues in advance of the mailed copy, you can sign up
                      <u><a href="https://www.sdcers.org/Newsletter-signup/Newsletter-subscription.aspx">here</a></u>.<br> &nbsp;<br> Along with the Summer Newsletter, SDCERS members who have earned SDCERS service credit, but who have not yet retired
                      or entered DROP, should be receiving their Annual Member Statement in the mail within the next few weeks. This statement contains detailed account information for the fiscal year ending June 30, 2023, which means the information
                      is current as of July 1, 2023. The purpose of the Annual Member Statement is (1) to ensure that your beneficiary designations are correct, and (2) to keep you up-to-date regarding the details of your SDCERS retirement account.
                      You can also download electronic copies of current and past Annual Member Statements via your secure <u><a href="https://members.sdcers.org/">Member Portal account</a></u>.<br> &nbsp;<br> A video detailing the contents of your
                      statement is available <u><a href="https://www.youtube.com/watch?v=injFImjKah0">here</a></u>.<br> &nbsp;<br>
                      <strong><em>Please review the information on your statement carefully. If you have questions about the Personal Information listed, please contact your Payroll Specialist or update your information in SAP (or contact your Human
                          Resources office if you are a Port or Airport member). </em></strong><br> &nbsp;<br>
                      <u><a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx"><strong><em>Contact SDCERS</em></strong></a></u><strong><em> if you have questions or need to update the Member and Contribution Information or Beneficiary
                          Information, or if you believe there is an error in your statement.</em></strong><br> &nbsp;<br> If you have questions about your Annual Member Statement, please contact your Payroll Specialist or call the SDCERS Call Center
                      at 619-525-3600, open Monday-Friday from 9:00 a.m. to noon and 1:00 to 4:00 p.m. (PST). And remember, your most up-to-date account information is always available on the
                      <u><a href="https://members.sdcers.org/">SDCERS Member Portal</a></u>.<br>
                      <br> &nbsp;
                    </p>
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                    <h4> Important Notice Regarding City Retiree Health &amp; FY 2024 Retiree Health Reimbursement Allowances<br>
                      <span class="date">July 06, 2023</span>
                    </h4>
                    <p></p>
                    <p>As SDCERS staff teleworks for a portion of each week, there may not always be a retiree health staff member available in the office to assist members in person. Moving forward, if you would like to speak with a retiree health
                      staff member in person, you must travel to SDCERS’ downtown offices on a Tuesday or Thursday (not including holidays) between 9:00 a.m. and 4:00 p.m. You are encouraged to call ahead to confirm availability of a retiree health
                      staff member, especially if you are requesting to have your documents reviewed. SDCERS’ Call Center is open on regular business days from 9:00 a.m. – noon, and 1:00 – 4:00 p.m. You can also reach SDCERS’ retiree health staff via
                      email, at <a href="mailto:health@sdcers.org">health@sdcers.org</a>.<br> &nbsp;<br> Also, if you have a retiree health reimbursement plan through your City employment, your annual reimbursement allowance may have changed for
                      fiscal year 2024. See <a href="/CorporateSite/media/PDF/FY-2024-City-Retiree-Health-Allowances-Chart_1.pdf" target="_blank"><strong><u>this chart</u></strong></a> for updated City retiree health reimbursement allowances, which
                      vary depending on your specific health reimbursement plan.</p>
                    <p></p>
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                    <h4> Calculating "Final Compensation" As Used In Your Pension Benefit Formula<br>
                      <span class="date">June 08, 2023</span>
                    </h4>
                    <p></p>
                    <p>Most City General Members are anticipating significant salary increases, staggered over the next couple of years. You can read about the negotiated increases in the MEA’s article,
                      <a href="https://www.sdmea.org/uncategorized/breaking-news-mea-and-city-reach-tentative-agreement-for-new-3-year-contract-with-a-21-general-salary-increase/"><u>here</u></a>. In light of this, we thought it would be helpful to
                      provide a quick review of how “final compensation” is calculated and used in your pension benefit formula.<br> &nbsp;<br> If you are a City General Member initially hired before July 1, 2009, then your final compensation is your
                      highest one-year pensionable salary, approximately equal to your highest 26 consecutive pay periods prior to your retirement (or DROP entry) date.<br> &nbsp;<br> If you are a City General Member initially hired on or after July
                      1, 2009, then your final compensation will be calculated as your highest pensionable salary averaged over <em>three </em>years.<br> &nbsp;<br> The raises negotiated between the City and relevant labor unions will amount to a
                      compounded total of a 22.8% increase as of July 1, 2025. For the sake of simplicity, let’s assume these negotiated increases are the only changes to your salary between now and your retirement (or DROP entry) date. In order for
                      the full 22.8% increase to be used as your final compensation:</p>
                    <ul>
                      <li>
                        <p>City General Members hired before July 1, 2009 must retire or enter DROP on or after July 2, 2026.</p>
                      </li>
                      <li>
                        <p>City General Members hired on or after July 1, 2009 must retire on or after July 2, 2028.</p>
                      </li>
                    </ul>
                    <p>To generate a benefit estimate through your <a href="https://members.sdcers.org/Account/MemberLogin?ReturnUrl=%2f"><u>Member Portal</u></a> account that takes into account your future increased salary as discussed in this
                      article, you must first choose a retirement date on or after the date stated above (whichever applies to you based on your hire date), and then override your final compensation on the right side of the calculator accordingly.
                      The easiest way to do that prior to the first increase on July 1, 2023 is to simply increase the “Final Average Salary” that automatically populates on the left side of the calculator by 22.8% and then input that higher number
                      on the right side.<br> &nbsp;<br> Please see our <a href="https://www.sdcers.org/Resources/Subject-Plan-Booklets/Benefit-Estimate-Calculator.aspx"><u>Benefit Estimate Calculator Fact Sheet</u></a> for guidance regarding
                      generating estimates and contact our Call Center if you need additional help. Our Call Center can be reached at (619) 525-3600 on regular business days from 9:00 a.m. to noon, and 1:00 to 4:00 p.m.</p>
                    <p></p>
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                    <h4> Board Vice President Lisa Marie Harris to Continue Leadership in Second Term<br>
                      <span class="date">May 12, 2023</span>
                    </h4>
                    <p></p>
                    <p>At today's meeting, SDCERS’ Board of Administration unanimously approved Board President Paul Kaufmann's recommendation for Lisa Marie Harris to continue her position as Board Vice President for her second
                      consecutive&nbsp;term.&nbsp;<br>
                      <br>
                      <img alt="Professional photo of Lisa Marie Harris." src="/getmedia/da55dc1a-1650-4130-86dd-2ef4385d0edf/Lisa-Marie-Harris.jpg?width=400&amp;height=500" style="width: 400px; height: 500px;"><br>
                      <br> Congratulations to our&nbsp;Board Vice President! You can see all of the SDCERS Board Members’ biographies, including Lisa Marie's,
                      <a href="https://www.sdcers.org/About-SDCERS/Organization/Board-Members.aspx"><u>on this page</u></a>.
                    </p>
                    <p></p>
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                    <p><img src="" alt=""></p>
                    <h4> Board President Paul Kaufmann to Continue Leadership in Second Term<br>
                      <span class="date">March 10, 2023</span>
                    </h4>
                    <p></p>
                    <p>SDCERS’ Board of Administration unanimously voted for Paul Kaufmann to continue his position as Board President for his second consecutive one-year term. Paul’s second term will begin with the May 2023 meeting, at which time he
                      will present his choice for Vice President.<br>
                      <br>
                      <img alt="Professional photo of Paul Kaufmann." src="/CorporateSite/media/Images/Paul-Kauffman_Sanford-Burnham-Prebys_2.jpg"><br>
                      <br> Congratulations to our re-elected Board President! You can see all of the SDCERS Board Members’ biographies, including Paul’s,
                      <a href="https://www.sdcers.org/About-SDCERS/Organization/Board-Members.aspx"><u>on this page</u></a>.
                    </p>
                    <p></p>
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                    <p><img src="" alt=""></p>
                    <h4> 2022 1099-R Forms<br>
                      <span class="date">January 18, 2023</span>
                    </h4>
                    <p></p>
                    <p>All IRS Form 1099-R’s for tax year 2022 were mailed on January 11th. This means all SDCERS retirees and beneficiaries who received a payment from SDCERS in calendar year 2022 should be receiving their 2022 1099-R forms via U.S.
                      mail over the next couple of weeks. To access your 1099-R form sooner, please log in to your <a href="https://members.sdcers.org/">Member Portal</a> account, click on “Tax Reporting” on the left, and select “2022 1099R” to
                      download an electronic copy. You can also update your tax withholding preferences on your Member Portal by clicking on “Tax Withholding.”
                      <a href="/CorporateSite/media/Images/2023-Guide-to-Tax-Withholding-on-Portal.pdf" target="_blank"><u>This guide</u></a> explains how to update your tax withholding preferences.<br> &nbsp;<br> For a detailed explanation of the
                      pertinent information in your 1099-R, as well as answers to frequently asked questions regarding this tax form, please review our
                      <a href="https://www.sdcers.org/Resources/Subject-Plan-Booklets/Form-1099-R-Explained.aspx">1099-R Fact Sheet</a>. If you have additional questions, please contact the Call Center at (619) 525-3600 or submit your questions
                      electronically via our <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> web form.<br>
                      <br> &nbsp;
                    </p>
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                    <p><img src="" alt=""></p>
                    <h4> Meet SDCERS' New Chief Information Officer<br>
                      <span class="date">January 17, 2023</span>
                    </h4>
                    <p></p>
                    <p>SDCERS’ IT Department is starting off the New Year with new leadership – please join us in welcoming Michelle Wegner-Maleki as our new Chief Information Officer! Michelle has actually served SDCERS since 2007, first as the IT
                      Application Services Manager and now as Chief Information Officer (“CIO”).<br>
                      <br>
                      <img alt="Portrait of Michelle Wegner-Maleki" src="/getmedia/fbec3862-d979-4ba0-94da-36b37cda2b9f/Michelle-Wegner.jpg?width=300&amp;height=375" style="width: 300px; height: 375px;"><br>
                      <br> As the CIO, she is responsible for managing all aspects of the SDCERS’ information technology functions, including network services, business application, communication services, business resumption, and project management
                      services. Prior to joining SDCERS, Michelle worked for the City of San Diego since 1997, supporting the application environment across multiple City departments. Michelle is a native to San Diego and earned her Bachelor of Arts
                      degree in Economics at San Diego State University. She also holds a certificate of Project Management Professional (PMP) from the Project Management Institute.
                    </p>
                    <p></p>
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                    <p><img src="" alt=""></p>
                    <h4> Upcoming Elections for Active Safety Police and Retiree Board Member Seats<br>
                      <span class="date">December 28, 2022</span>
                    </h4>
                    <p></p>
                    <p>SDCERS’ Board of Administration consists of 5 elected members, each of whom serve a four-year term before elections are held once again. The four-year terms for SDCERS’ active safety police Board Member, Lou Maggi, and retiree
                      Board Member, Charlie Hogquist, are ending March 31, 2023. Therefore, SDCERS has begun the elections to fill these seats.<br> &nbsp;<br> Nominations are open for these elections and all nominations and petition signatures must
                      be submitted by 5:00 p.m. (PST) on January 17, 2023. All active City Safety Police Members and City retirees are eligible to run for the appropriate seat and have been mailed a letter, which contains a unique validation number
                      and instructions explaining how to self-nominate and/or sign a nominee’s petition.
                      <u>Please retain this letter, as you will need your unique validation number in order to submit a nomination <em>or</em> sign an existing nominee's petition</u>. &nbsp;If you are an active City Safety Police Member or City
                      retiree interested in serving on SDCERS’ Board, please be sure to self-nominate by the deadline; all other members in these two categories, please be sure to sign the nomination petition(s) of any candidate(s) you support!<br>
                      &nbsp;<br> If you are in either of these membership categories and have not received your nominations letter by January 2, 2023; if you lost your letter; or if you have any questions about the nomination process, please
                      email&nbsp;<a href="mailto:SDCERShelp@electionservicescorp.com">SDCERShelp@electionservicescorp.com</a> or call <strong>1</strong><strong>-866-720-4357</strong>, Monday – Friday, 6:00 a.m. – 2:00 p.m. PST.&nbsp;<br>
                      <br>
                      <strong>All nominations and signatures must be submitted by 5:00 p.m. PST on January 17, 2023.</strong> At that time, if there is only one nominee for each category with at least 10 petition signatures (the minimum requirement
                      to move forward), an election will not be necessary. If there are competing nominations, then we will proceed with the election(s) and all members who are eligible to vote will receive a letter with further
                      instructions.&nbsp;<br> &nbsp;
                    </p>
                    <p></p>
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                    <h4> SDCERS' IT Department Receives 2022 MISAC Quality IT Practices Award<br>
                      <span class="date">December 16, 2022</span>
                    </h4>
                    <p></p>
                    <p>SDCERS is proud to announce it has received the Municipal&nbsp;Information System Association of California (MISAC)&nbsp;Quality Information Technology Practices Award for the fifth year in a row.&nbsp;MISAC is a collaborative
                      organization of California local government IT professionals with the goal of promoting leadership, information sharing, and access to resources to enhance local government services and effectiveness.&nbsp;Membership includes
                      cities, towns, public safety, special districts, and other local governmental agencies/districts.&nbsp;<br>
                      <br>
                      <img
                        alt="Quality IT Practices Award - 2022. This certificate is awarded to San Diego City Employees' Retirement System. David Bond, Information Technology Division. In recognition of quality information technology practices. Signed, Hong Sue, MISAC State Board President; and Bryon Horn, Awards Committee Chairman. Dated September 29, 2022."
                        src="/CorporateSite/media/Images/2022-MISAC-Award.JPG"><br>
                      <br> MISAC's Quality IT Practices program is meant to document and acknowledgement MISAC agencies that are following IT best practices.&nbsp;Applicants are required to submit a detailed questionnaire and supporting
                      material.&nbsp;Agency’s strengths are benchmarked to System Administration, Audit, Network, and Security (SANS) Institute standards. The SANS Institute is a cooperative research and education organization of security
                      practitioners from varied worldwide organizations, corporations, and universities working together to help the global information security community.<br> &nbsp;<br> Receiving MISAC Quality IT Practices Award is an honor and
                      tribute to the dedication and performance of SDCERS’ IT staff and contractors.
                    </p>
                    <p></p>
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                    <p><img src="" alt=""></p>
                    <h4> New Member Portal Design Upgrade<br>
                      <span class="date">December 10, 2022</span>
                    </h4>
                    <p></p>
                    <p><strong>IMPORTANT: If you continue to experience the "Site Offline for Maintenance" page when attempting to access the Member Portal, please <u>clear your browser's cache</u> and try again.&nbsp;</strong><br>
                      <br> If you log in to your <a href="https://members.sdcers.org/">SDCERS Member Portal</a> account, you may notice it looks a little different – don’t worry, you’re not being tricked or phished! SDCERS’ IT and Member Services
                      staff have been working diligently over the last few months to perform an upgrade of SDCERS’ internal systems and the Member Portal. Part of this upgrade included a slightly different look for the Portal:<br>
                      <br>
                      <img alt="Screenshot of Member Portal Login Screen" src="/getmedia/6272e9b1-5cae-4f6f-ad93-7e0c514d7db3/New-Member-Portal-Login-Screen.png?width=600&amp;height=303" style="width: 600px; height: 303px;"><br>
                      <br> However, all of the same functions are available. Active members can still monitor their contribution account, run different retirement scenarios with the benefit estimate calculator, add and remove beneficiaries, apply for
                      retirement, and more. Retirees can still access 1099’s and pay statements, as well as make updates to their tax withholding preferences, beneficiary designations, direct deposit, and contact information.<br> &nbsp;<br> If you
                      are perusing your account and come across any issues or have any questions about what you see, please don’t hesitate to send us a message about it via our
                      <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> page, or call us at (619) 525-3600 on regular business days from 9:00 a.m. – noon and 1:00 – 4:00 p.m. (PST).
                    </p>
                    <p></p>
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                    <h4> SDCERS Receives the 2022 Public Pension Standards Award for Funding and Administration<br>
                      <span class="date">November 29, 2022</span>
                    </h4>
                    <p></p>
                    <p>For the fifth year in a row, SDCERS has been awarded the Public Pension Standards Award for Funding and Administration. The Public Pension Coordinating Council grants this award, which recognizes SDCERS for meeting professional
                      standards for plan funding and administration as set forth in the Public Pension Standards.​<br>
                      <br>
                      <img
                        alt="PPCC Public Pension Coordinating Council Public Pension Standards Award for Funding and Administration 2022. Presented to San Diego City Employees' Retirement System. In recognition of meeting professional standards for plan funding and administration as set forth in the Public Pension Standards. Presented by the Public Pension Coordinating Council, a confederation of National Association of State Retirement Administrators (NASRA); National Conference on Public Employee Retirement Systems (NCPERS); and National Council on Teacher Retirement (NCTR). Signed by Alan H. Winkle, Program Administrator."
                        src="/CorporateSite/media/Images/2022-PPCC-Award.JPG"><br>
                      <br>
                      <strong>Recognition Award for Administration</strong><br> SDCERS received the Recognition Award for Administration due to its adherence to the five essential administrative categories:
                    </p>
                    <ul>
                      <li>
                        <p><strong>Comprehensive Benefit Program.</strong> The system must provide a comprehensive benefit program including service retirement benefits, in-service death benefits, disability benefits, vesting, and provisions for
                          granting a cost-of-living adjustment.</p>
                      </li>
                      <li>
                        <p><strong>Actuarial.</strong> An Actuarial Valuation must be completed at least every two years using generally recognized and accepted actuarial principles and practices.</p>
                      </li>
                      <li>
                        <p><strong>Audit</strong>. The system must obtain an unqualified opinion from an independent audit conducted in accordance with government auditing standards generally accepted in the United States.</p>
                      </li>
                      <li>
                        <p><strong>Investments</strong>. The system must follow written investment policies and written fiduciary standards and the system must obtain an annual investment performance evaluation from an outside investment review
                          entity.</p>
                      </li>
                      <li>
                        <p><strong>Communications</strong>. Members must be provided a handbook or summary plan description, regular updates to the documents, and an annual benefit statement. Meetings of the governing board of the system are
                          conducted at least quarterly with adequate public notice.</p>
                      </li>
                    </ul>
                    <p>&nbsp;<br>
                      <strong>Recognition Award for Funding</strong><br> SDCERS received the Recognition Award for Funding because its three plan sponsors (City of San Diego, Port of San Diego, and San Diego County Regional Airport Authority)
                      consistently pay their Annual Required Contributions as determined by the SDCERS Board.&nbsp;<br>
                      <br> The Public Pension Coordinating Council (PPCC) is a coalition of three national associations that represent public retirement systems and administrators:
                      <a href="https://www.nasra.org/">National Association of State Retirement Administrators</a> (NASRA), the <a href="http://www.nctr.org/" target="_blank">National Council on Teacher Retirement</a> (NCTR) and the
                      <a href="http://www.ncpers.org/" target="_blank">National Conference on Public Employee Retirement Systems</a> (NCPERS). Together, these associations represent more than 500 of the largest pension plans in the United States
                      serving most of the nation’s 18+ million employees of state and local governments.
                    </p>
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                    <h4> DROP Interest Rates for Calendar Year 2023<br>
                      <span class="date">November 04, 2022</span>
                    </h4>
                    <p></p>
                    <p>At today’s meeting, SDCERS’ Board of Administration voted to approve staff’s recommended DROP account and DROP annuity interest rates for the next calendar year – meaning these rates will be effective <strong>January 1,
                        2023</strong>. The <strong>DROP account</strong> rate is the interest rate used by SDCERS while a Member is in DROP and the <strong>DROP Annuity</strong> rate is the interest rate used by SDCERS to annuitize the DROP monies of
                      a Member who has exited DROP and retired. These rates are calculated annually using publicly available indexes as of September 30th of each year. (See Board Rule 6.10(c) and 6.40(b), and the
                      <a href="https://www.sdcers.org/CorporateSite/media/PDF/DROP-Interest-Rate-Review_Jan-2022-Board-Meeting.pdf">SDCERS CEO’s memorandum</a> presented at the January 2022 Board meeting for more information about how these rates are
                      calculated.)<br> &nbsp;<br> Therefore, effective January 1, 2023, the annual <strong>DROP account</strong> interest rate (compounded quarterly) will increase significantly to <strong>2.5%</strong>, compared to the current rate
                      of 0.8%. This interest rate will be compounded quarterly and applied to all active DROP participants’ accounts as long as the participant is actively employed by the City of San Diego, San Diego Unified Port District, or the San
                      Diego Regional Airport Authority on the last day of each quarter. This rate is subject to change annually, which means a DROP participant’s account may receive a different interest rate every year during their participation
                      period.<br> &nbsp;<br> The <strong>DROP annuity</strong> interest rate will increase to <strong>2.9%</strong>, compared to the current rate of 2.1%. This interest rate will be applied to the funds remaining in a DROP retiree’s
                      account when they exit DROP, <em>if</em> the retiree chooses to annuitize all or part of their DROP account, and it will be factored into the calculation of their monthly DROP annuity. Please note that the retiree’s DROP exit
                      date must be during calendar year 2023 in order for the 2.9% annuity factor to apply.<br> &nbsp;<br> Unlike the DROP account interest rate, the DROP <em>annuity</em> rate will <u>not</u> change for an individual member – the
                      rate that is in effect when a member exits DROP is the rate that will be applied to their annuity, regardless of whether or not the DROP annuity rate changes in future years. Therefore, when you are getting close to your DROP
                      retirement date, your decision to exit DROP before or after the New Year may be affected by the Board’s decision to increase or decrease the DROP annuity interest rate. However, if you do not plan to annuitize your DROP account
                      upon exiting DROP, then the DROP annuity rate changes will not affect you. <a href="https://www.sdcers.org/News/By-Category/DROP,-News-Articles.aspx">Click here</a> to review your options regarding how you can receive the funds
                      in your DROP account when you exit DROP.<br> &nbsp;<br>
                      <strong><em>Please attend a DROP Entry webinar if you are planning to enter DROP soon! </em></strong>The November DROP entry webinar is currently full; however, there will be another in December that has not yet been scheduled.
                      If you are within 3 months of your DROP entry date and are unable to register for either the November or December webinars, please <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">contact SDCERS</a> and let us
                      know.<br> &nbsp;<br>
                      <strong><em>Please attend a DROP Exit webinar if you are nearing your target DROP exit date! </em></strong>The next DROP exit webinar will be November 17th from noon – 1:30 p.m., and you can register using the following link:
                      <a href="https://attendee.gotowebinar.com/register/7587965465274533643">https://attendee.gotowebinar.com/register/7587965465274533643</a>. &nbsp;(<strong>Note:</strong> These webinars tend to fill up fast – there will be another
                      DROP exit webinar in December, but it has not yet been scheduled. If you are within 3 months of your DROP exit and are unable to register for either the November or December webinars, please
                      <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">contact SDCERS</a> and let us know.)<br> &nbsp;<br> If you are considering entering or exiting DROP soon, you must begin the process by first going to your
                      <a href="https://members.sdcers.org/">Member Portal</a> account and clicking on either “Online Applications” or “DROP Retirement Application” (whichever is applicable to you) from the left menu, under Tools. Review this
                      information, make your selections, and submit the initial application online. Once received, you will be contacted by an SDCERS staff member to schedule your personal counseling appointment. At your appointment, you can ask
                      questions and make any changes you’d like to your application. Your electronic application is <u>not final</u> and you have not officially scheduled your DROP entry or exit date until you’ve submitted your signed application
                      signature page, which will be given to you by your retirement counselor during or after your appointment.<br> &nbsp;
                    </p>
                    <p></p>
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                    <h4> Calendar Year 2023 City Retiree Health Open Enrollment<br>
                      <span class="date">October 31, 2022</span>
                    </h4>
                    <p></p>
                    <p>This year, health open enrollment for City of San Diego retirees will run from November 1st through November 30th. The calendar year 2023 City retiree health booklets have been mailed out to all eligible City retirees and
                      beneficiaries, and should hit mailboxes this week. In the meantime, you can download an electronic version of the booklet
                      <a href="https://www.sdcers.org/Resources/City-Retiree-Health-Enrollment/Enrollment-Booklet/OEB-2023.aspx"><u>here</u></a>. You can also download and complete enrollment forms by visiting the
                      <a href="https://www.sdcers.org/Resources/City-Retiree-Health-Enrollment.aspx">City Retiree Health page</a>. After you’ve completed an enrollment (or disenrollment) form, you must send it to SDCERS by November 30th – we prefer
                      you scan your forms and email them as a PDF attachment to <a href="mailto:health@sdcers.org">health@sdcers.org</a>, but you may also fax them to (858) 581-5314, or mail them to our offices at:<br> &nbsp;<br> SDCERS – Health
                      Division<br> 401 West A Street, Suite 400<br> San Diego, CA 92101<br> &nbsp;<br> As always, if you do not wish to make any changes to your current healthcare coverage, <strong><u>you do not need to take any action</u></strong>
                      during open enrollment and your coverage will remain the same. There are no new plans this year and no significant changes to existing plans in terms of coverage.<br> &nbsp;<br> SDCERS will <u>not</u> be holding in-person open
                      enrollment events. Instead, SDCERS will participate in a virtual health fair hosted by SDPEBA (San Diego Public Employee Benefit Association), which will be held on November 2nd from 9:00 a.m. – 5:00 p.m. (PST). You can register
                      for SDPEBA’s virtual health fair at <a href="https://go.sdpeba.org/retireeOE/"><u>https://go.sdpeba.org/retireeOE/</u></a>.<br> &nbsp;<br> We anticipate that the plan providers will once again record the presentations they would
                      have given at SDCERS’ live open enrollment events. For the providers that choose to do so, you will be able to access their videos on our website – this article and SDCERS’ Facebook page will be updated with more information
                      once we receive the video presentations.<br> &nbsp;<br> If you are comparing different plans and trying to decide which is best for you, don’t forget about CareCounsel! CareCounsel Member Care Specialists are available for your
                      healthcare inquiries and concerns. You can call them at (888) 227-3334 or e-mail <a href="mailto:staff@carecounsel.com">staff@carecounsel.com</a> Monday – Friday, 6:30 a.m. to 5:00 p.m. PST. CareCounsel also provides helpful
                      videos on their website that may answer your questions about Medicare, here: <a href="https://carecounsel.com/medicare.html">https://carecounsel.com/medicare.html</a>.<br> &nbsp;<br> SDCERS’ Call Center is open Monday through
                      Friday, from 9 a.m. to noon, and 1 p.m. to 4 p.m., at (619) 525-3600 and (800) 774-4977. Please be patient with our hard-working staff; we are working with limited resources and call wait times may be longer than usual due to an
                      expected increase in health-related calls.</p>
                    <p></p>
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                    <h4> SDCERS' Final Investment Return for FY 2022<br>
                      <span class="date">September 22, 2022</span>
                    </h4>
                    <p></p>
                    <p>At its September Board meeting, SDCERS reported a net return of -1.7% for Fiscal Year 2022. As of June 30, 2022, the trust fund’s assets totaled just over $10.0 billion – a net year over year decrease of approximately $328
                      million. SDCERS’ annualized rate of return over the past 10 years is 8.5%, and its return since inception is 8.8%.<br> &nbsp;<br> Although SDCERS’ net return for Fiscal Year 2022 was negative, it significantly outperformed its
                      benchmark, which posted a -5.7% return for the year. The benchmark is a measure of how the total fund would have performed if it had been completely invested in index funds. SDCERS surpassed its benchmark due to the performance
                      of its active managers. In particular, SDCERS’ managed futures allocation had a strong performance over the past year. The managed futures allocation, which seeks to benefit from either upwards or downwards trends in stocks,
                      bonds, commodities, and currencies, was added to the fund in 2019 to add diversification to the plan and act as a buffer in periods of market stress.<br> &nbsp;<br> Performance can also be measured in comparison to other public
                      pension plans, although it is important to remember that different plans have a variety of sizes, circumstances, and funding statuses, all of which impact their asset allocations and, in turn, their return targets. This past
                      fiscal year, SDCERS’ total fund net return was in the top 4% compared to other similarly-sized plans. Over longer time periods, SDCERS stacks up very well against its peers – posting top quartile returns over rolling 3-, 5-, 10-
                      and 20-year periods ending June 30, 2022.</p>
                    <p></p>
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                    <p><img src="" alt=""></p>
                    <h4> SDCERS Welcomes Carina Coleman as Its New Chief Investment Officer<br>
                      <span class="date">August 10, 2022</span>
                    </h4>
                    <p></p>
                    <p>After 15 years with the SDCERS investment team and a career in investing, SDCERS’ longtime Chief Investment Officer Liza Crisafi celebrated a well-earned retirement at the end of July. Liza announced her retirement well in
                      advance, allowing SDCERS to conduct an extensive national search. We are pleased to announce that <strong>Carina Coleman </strong>will be SDCERS’ new Chief Investment Officer!<br> &nbsp;<br> As a former SDCERS Board Member (and
                      Board President), Carina is a familiar face around SDCERS. “Carina brings technical expertise, strong business acumen, practical CIO experience, detailed knowledge of SDCERS’ investment program policies, good relationships with
                      key SDCERS business partners, and, importantly, a leadership and soft skill set which is in close alignment with SDCERS’ core values,” said Gregg Rademacher, SDCERS CEO. We expect Carina will be joining the team on August 18th.
                      In the interim, Senior Investment Officer Jamie Hamrick is serving as Interim CIO. Jamie, along with our entire investment team, will ensure a smooth transition.<br> &nbsp;<br> Carina takes charge of SDCERS’ investment
                      portfolio, which was valued at approximately $10.9 billion as of the end of the first quarter of 2022. SDCERS has a well-diversified portfolio that has achieved risk-adjusted returns in the top decile compared to similarly-sized
                      public pension plans over the past 3, 5, and 10 years. Carina shared, “I am very excited about the opportunity to serve as CIO for SDCERS. I have enjoyed working with SDCERS as a Trustee and I look forward to leading the
                      investment team of this well-respected organization.”<br>
                      <br>
                      <img alt="Carina Coleman, SDCERS' new Chief Investment Officer" src="/getmedia/8f4c8021-a9f4-40de-a915-53f85f10adcc/Carina-Coleman_1.jpg?width=250&amp;height=312" style="width: 250px; height: 312px;"><br>
                      <em>Carina Coleman, SDCERS' New Chief Investment Officer</em><br> &nbsp;<br> Carina most recently served as the Director, Pension and Trust Investments, at Sempra. She earned her MBA in Finance from the Wharton School of
                      Business and is a CFA and CAIA Charterholder. She also holds an MA in International Studies from the University of Pennsylvania and a BA in Economics/International Area Studies and German Studies from UCLA. Carina has experience
                      managing the investments of multi-billion-dollar retirement plans of varying risk profiles across multiple asset classes. She further has expertise in formulating investment policy, constructing portfolios to meet return and
                      risk objectives, conducting investment manager due diligence, and analyzing risk and performance.<br> &nbsp;<br> Professional recruiting firm EFL &amp; Associates assisted in the search to fill the CIO position.<br> &nbsp;
                    </p>
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                    <p><img src="" alt=""></p>
                    <h4> Fiscal Year 2023 Health Allowances for Eligible City Retirees<br>
                      <span class="date">May 27, 2022</span>
                    </h4>
                    <p></p>
                    <p><strong>This article is only applicable to <em>City retirees </em>who have a health reimbursement plan through the City. </strong><br> &nbsp;<br> The City of San Diego and the San Diego Public Employee Benefits Association
                      (SDPEBA) are changing the effective date of their retiree healthcare plan offerings. Starting January 1, 2023, the sponsored retiree healthcare plans will be effective based on the <em>calendar</em> year, rather than the fiscal
                      year. However, the annual allowances for retiree healthcare will continue to be offered on the fiscal year, resetting each July 1st.<br> &nbsp;<br> Below are the fiscal year 2023 retiree healthcare allowances (effective July 1,
                      2022 – June 30, 2023).<br>
                      <br>
                      <img
                        alt="Table showing three columns: Retirement Date, Non-Medicare Eligible, and Medicare Eligible. From Left to Right, each row reads as follows: Prior to October 6, 1980, $1,200 per fiscal year, $1,200 per fiscal year; October 6, 1980 through July 1, 2009, $1,475.08, $1,389.06; July 1, 2009 through June 30, 2011 (except for POA and Local 127), $1,322.80, $1,245.75; July 1, 2011 through March 31, 2012 (except for POA and Local 127), $1,269.48, $1,195.56; July 1, 2009 through March 31, 2012 (POA and Local 127), $740.27, $697.19; On or after April 1, 2012 (Option A), $10,828.68 per fiscal year, $10,828.68 per fiscal year; On or after April 1, 2012 (Option B), $5,500 per fiscal year, $5,500 per fiscal year."
                        src="/CorporateSite/media/Images/FY-2023-Retiree-Health-Allowances-Chart_1.JPG"><br>
                      <br> Remember, if you would like to change plans <em>before</em> this year’s Open Enrollment in November, you may do so from June 1, 2022 through June 30, 2022. You will be able to choose from the current plan offerings. You can
                      review information about the current plans and download enrollment/disenrollment forms on <a href="https://www.sdcers.org/Resources/City-Retiree-Health-Enrollment.aspx"><u>this page</u></a>. All forms must be received by 5:00
                      p.m. (PST) on Thursday, June 30, 2022. All changes timely submitted will be effective August 1, 2022. You may submit your forms via <strong>email</strong> (attached as a PDF) to
                      <a href="mailto:health@sdcers.org">health@sdcers.org</a>, by <strong>mail </strong>to SDCERS Health Division, 401 West A Street, Suite 400, San Diego, CA 92101 or by <strong>fax </strong>to (858) 581-5314.<br> &nbsp;<br>
                      <strong>If you do not want to make any changes to your current healthcare, dental, or vision plan, you do not have to take any action during Open Enrollment and your coverage will remain the same. </strong><br> &nbsp;<br> For
                      plans beginning in January 2023, you will receive the full Open Enrollment booklet in November 2022 with information on plans and premiums. If you do not want to make any changes to your current healthcare, dental, or vision
                      plan for 2023, you do not need to take any action in November 2022 and your coverage will remain the same for 2023.<br> &nbsp;<br> If you have any questions, you can contact the Call Center at (619) 525-3600, open on regular
                      business days from 9:00 a.m. to noon and 1:00 to 4:00 p.m. PST. However, as this is a significant change to retiree health, we anticipate a higher than usual call volume over the next several months. If your question is not
                      urgent, we recommend submitting your request electronically via the <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx"><u>Contact Us page</u></a>; SDCERS staff generally will respond to electronic inquiries within one
                      business day. Please note that at this time, SDCERS’ physical downtown offices are still closed to members and the public.<br> &nbsp;
                    </p>
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                    <h4> SDCERS' Board Elects Paul Kaufmann Board President<br>
                      <span class="date">May 13, 2022</span>
                    </h4>
                    <p></p>
                    <p>After many years of service, longtime Board Member and previous Board President Carina Coleman is leaving SDCERS' Board of Administration. On behalf of all SDCERS staff, we sincerely thank you for volunteering your time to
                      serve on our Board.&nbsp;<br>
                      <br> At today's Board meeting, Paul Kaufmann (formerly Board Vice President) was unanimously elected&nbsp;to assume the position of Board President. Mr. Kaufmann&nbsp;also currently serves on SDCERS' Business &amp;
                      Governance&nbsp;Committee and previously served on SDCERS' Audit Committee for many years. He is also a Community Advisory Board Member at Sanford Burnham Prebys, a non-profit medical research institution that is dedicated to
                      finding cures for human diseases. In his free time, Mr. Kaufmann works as an Adjunct Professor at Brandman University’s Business School in Irvine, CA.&nbsp;<br>
                      <br>
                      <img alt="Photo of Paul Kaufmann" src="/CorporateSite/media/Images/Paul-Kauffman_Sanford-Burnham-Prebys_1.jpg"><br>
                      <br> SDCERS' Board and staff looks forward to continue working with Paul Kaufmann as we all strive to fulfill SDCERS' mission of delivering benefits timely and accurately, and ensuring the trust fund's safety, integrity,
                      and&nbsp;growth.
                    </p>
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                    <h4> City Retiree Healthcare Plans Switching to Calendar Year Schedule - Open Enrollment to Be Held in November 2022<br>
                      <span class="date">April 15, 2022</span>
                    </h4>
                    <p></p>
                    <p><strong>Note: This is only applicable to <em>City retirees </em>who are enrolled in, or plan to enroll in, a City retiree health insurance plan. </strong><br> &nbsp;<br> SDCERS recently mailed a letter to all City retirees
                      explaining the upcoming changes to City retiree healthcare. Historically, the City’s retiree health insurance plans have been implemented according to the fiscal year, with open enrollment traditionally held in June and plan
                      changes effective the following August. However, beginning January 1, 2023, the City’s retiree health insurance plans will be effective based on the <em>calendar year </em>instead.<br> &nbsp;<br>
                      <u>This means the City’s retiree health plans will begin each January 1st, instead of August 1st.</u> If you are currently participating in a City retiree health plan, or if you intend to enroll in a City retiree health plan in
                      the future, the following applies to you:
                    </p>
                    <ul>
                      <li>
                        <p>In order to smooth the transition, the City’s sponsored retiree healthcare plans and premiums will remain unchanged through December 31, 2022.</p>
                      </li>
                      <li>
                        <p>The annual Open Enrollment period will now take place in November, rather than June – at this time, we expect this year’s Open Enrollment will begin on November 1, 2022 and end November 30, 2022; however, you will be
                          notified via mail when the dates have been confirmed.</p>
                      </li>
                      <li>
                        <p>The Comprehensive Retiree Health Book for plan year 2023 will be mailed to you around November 1, 2022.</p>
                      </li>
                      <li>
                        <p>If you are satisfied with your current plan, you do NOT need to do anything right now – you will receive further instructions and information about available health plans and premiums for plan year 2023 prior to Open
                          Enrollment in November.</p>
                      </li>
                      <li>
                        <p>If you would like to change plans <em>before</em> this year’s Open Enrollment in November, you may do so in June 2022 – you will be able to choose from the current plan offerings shown in the
                          <a href="https://www.sdcers.org/Resources/City-Retiree-Health-Enrollment.aspx">2021-2022 Comprehensive Retiree Health Book</a>. Additional information about available plans can be found
                          <a href="https://www.sdcers.org/Resources/City-Retiree-Health-Enrollment/Plan-Information.aspx">here</a>, plan provider videos can be viewed
                          <a href="https://www.sdcers.org/Resources/City-Retiree-Health-Enrollment/Plan-Provider-Videos.aspx">here</a>, and enrollment forms can be downloaded and printed at the bottom of
                          <a href="https://www.sdcers.org/Resources/City-Retiree-Health-Enrollment.aspx">this page</a>.</p>
                      </li>
                      <li>
                        <p>You can send health enrollment or disenrollment forms to SDCERS by mail, fax, or email – please review the directions for sending health-related documents on
                          <a href="https://www.sdcers.org/Resources/City-Retiree-Health-Enrollment.aspx">this page</a>.</p>
                      </li>
                      <li>
                        <p>Please be advised that if you change plans in June 2022, the effective date of your new plan will be August 1, 2022 – December 31, 2022. <em>You may still participate in the November 2022 Open Enrollment.</em></p>
                      </li>
                    </ul>
                    <p>&nbsp;<strong>IMPORTANT: The annual healthcare allowances will continue to be effective according to the <em>fiscal</em> year (July 1st – June 30th). Keep in mind that your healthcare premium may change in December, but your
                        allowance will remain the same until the following July. You will receive another letter in the next month or so regarding your fiscal year 2023 healthcare allowance, if applicable to you.</strong><br> &nbsp;<br> If you have
                      any questions, you can contact the Call Center at (619) 525-3600, open on regular business days from 9:00 a.m. to noon and 1:00 to 4:00 p.m. PST. However, as this is a significant change to retiree health, we anticipate a higher
                      than usual call volume over the next several months. If your question is not urgent, we recommend submitting your request electronically via the <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> page;
                      SDCERS staff will generally respond to electronic inquiries within one business day. Please note that at this time, SDCERS’ physical downtown offices are still closed to members and the public.</p>
                    <p></p>
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                    <p><img src="" alt=""></p>
                    <h4> SDCERS Board Member Lisa Marie Harris Honored as San Diego's "CFO of the Year"<br>
                      <span class="date">March 25, 2022</span>
                    </h4>
                    <p></p>
                    <p>Each year, the San Diego Business Journal honors the financial executives who work behind the scenes — the Chief Financial Officers (“CFO’s). Now in its 17th year, the “CFO of the Year Award” recognizes contributions to company
                      growth, leadership, and community involvement by top financial executives in the San Diego area.<br>
                      <br>
                      <img
                        alt="Photo of Lisa Marie Harris and quote, &quot;Lisa Marie's leadership and financial acumen have helped the Water Authority and its member agencies manage water rates through these uncertain times.&quot; - Gary Croucher, Board Chair, San Diego County Water Authority. &quot;CFO of the Year 2022 Awards Finalist&quot; in text next to her picture. &quot;Experience - Leadership - Excellence&quot; in text at the bottom."
                        src="/getmedia/442ebc97-c7d2-4054-b2e4-af3f91022c4d/Lisa-Marie-Harris-2022-CFO-of-the-Year.png?width=400&amp;height=528" style="width: 400px; height: 528px;"><br>
                      <br> This year, a panel of independent judges drawn from the region’s top financial leaders selected SDCERS’ Board Member Lisa Marie Harris as their top public sector CFO! This is a well-deserved recognition for Lisa Marie
                      Harris and only further demonstrates how lucky we are to have her on our Board of Administration and Investment Committee. You can read more about her, as well as our other Board Members, on
                      <a href="http://www.sdcers.org/About-SDCERS/Organization/Board-Members.aspx">this page</a>.<br>
                      <br>
                      <img alt="Photo of Lisa Marie Harris receiving CFO of the Year award." src="/getmedia/6ab1db3d-d493-4606-9ece-cd5acf410f2d/Lisa-Marie-Harris-Receiving-CFO-of-the-Year-Award.png?width=400&amp;height=380"
                        style="width: 400px; height: 380px;"><br>
                      <br> Congratulations Lisa Marie!<br> &nbsp;
                    </p>
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                    <h4> Active Member Beneficiaries &amp; the Importance of Keeping Your Beneficiaries Updated<br>
                      <span class="date">February 24, 2022</span>
                    </h4>
                    <p></p>
                    <p>When was the last time you thought about your SDCERS beneficiary designations? Over a year ago? Five years? The day you enrolled in SDCERS? Maybe never? Beneficiary designations may seem like a chore you can put off or do once
                      and forget about, but the truth is you should review your beneficiary designations at least once a year to make sure they reflect your current circumstances. For example, beneficiary designations probably aren’t the first thing
                      on your mind when you get married or divorced, have a child, or lose a loved one, but these are all defining life events that may affect who you want to receive your pension benefits when you die.<br>
                      <br> Active Members (meaning those who are actively employed by the City, Port,* or Airport and contributing to SDCERS, but are not in DROP) are eligible to leave one of three types of death benefits if they die before retiring
                      or entering DROP, and the eligibility requirements are very specific for two of the three types. Importantly, if you die without having designated your surviving spouse as your sole primary beneficiary, then your surviving
                      spouse will <em>not</em> be eligible to receive the lifetime Death While Eligible or Industrial Death Benefit, even if all other eligibility requirements are satisfied. Below is a summary of the death benefits provided to Active
                      Members, but please review the <u><a href="https://www.sdcers.org/Resources/Subject-Plan-Booklets/Death-Benefits-(1).aspx">Death Benefits Fact Sheet</a></u> for more in-depth information.<br> &nbsp;<br> *<em>General Port
                        employees hired or rehired on or after January 1, 2009 must complete five consecutive years of Port employment after each hire or rehire date before they become Members of SDCERS and are eligible to leave a death
                        benefit.</em><br>
                      <br>
                      <b>Active Death Benefit</b> – Paid upon the death of a Member who is not yet eligible to retire and whose death is not related to work (or in the event all pre-requisites for the Death While Eligible or Industrial Death Benefit
                      are not satisfied).<br>
                      <br>
                      <b>Death While Eligible Benefit</b> – Paid upon the death of a Member who is already eligible to retire when they die and whose death is not related to work.<br>
                      <br>
                      <b>Industrial Death Benefit</b> – Paid upon the death of a Member whose death is due to work-related causes, as determined by the Workers’ Compensation Appeals Board.
                    </p>
                    <p>(Please review the <a href="http://www.sdcers.org/News/By-Category/Member-Portal-,-Pension,-Retirement-Resources.aspx" target="_blank">full article</a>&nbsp;and/or the
                      <a href="http://www.sdcers.org/Resources/Subject-Plan-Booklets/Death-Benefits-(1).aspx" target="_blank">Death Benefits Fact Sheet</a> for more information about these death benefits.)<br>
                      <br> As you can imagine, it may take a while to sort out who gets what if you die without updating your beneficiary designations. Luckily, designating a beneficiary is quick, easy, and you can do it from home by logging in to
                      your <a href="https://members.sdcers.org/">SDCERS Member Portal</a> account and clicking “Beneficiary Information” from the left menu.<br>
                      <br> You will be able to name beneficiaries to receive different types of death benefits depending on if you are active, in DROP, or retired. You can designate both a primary and an alternate beneficiary. When you die, your
                      primary beneficiary is first in line to collect the death benefit, while your alternate receives the benefit only if the primary is already deceased. For most death benefits, you can name multiple beneficiaries and designate a
                      specific percentage of the benefit to each person. If you choose to do this, make sure your percentages add up to 100%. Lastly, you may also designate a trust to receive any death benefit that is not a continuance or an annuity.
                      However, you will be required to provide SDCERS with a copy of the trust or certificate of trust.&nbsp;&nbsp;
                    </p>
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                    <h4> 2021 1099-R Forms<br>
                      <span class="date">January 13, 2022</span>
                    </h4>
                    <p></p>
                    <p>All IRS Form 1099-R’s for tax year 2021 have been mailed. This means all SDCERS retirees and beneficiaries who received a payment from SDCERS in calendar year 2021 should be receiving their 2021 1099-R forms via U.S. mail over
                      the next couple of weeks. To access your 1099-R form sooner, please log in to your <a href="https://members.sdcers.org/">Member Portal</a> account, click on “Tax Reporting” on the left, and select “2021 1099R” to download an
                      electronic copy. You can also update your tax withholding preferences on your Member Portal by clicking on “Tax Withholding.”
                      <a href="/CorporateSite/media/PDF/Guide-to-Tax-Withholding-on-Portal_3.pdf" target="_blank">This guide</a> explains how to update your tax withholding preferences.<br> &nbsp;<br> For a detailed explanation of the pertinent
                      information in your 1099-R, as well as answers to frequently asked questions regarding this tax form, please review our
                      <a href="https://www.sdcers.org/Resources/Subject-Plan-Booklets/Form-1099-R-Explained.aspx">1099-R Fact Sheet</a>. If you have additional questions, please contact the Call Center at (619) 525-3600 or submit your questions
                      electronically via our <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> web form.</p>
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                    <h4> SDCERS Offices Remain Closed<br>
                      <span class="date">January 07, 2022</span>
                    </h4>
                    <p></p>
                    <p>Please be advised that due to the ongoing COVID-19 pandemic, our downtown offices remain closed to all but essential staff members required to be in the office in order to perform daily tasks. The majority of SDCERS’ staff
                      continues to work remotely and, unfortunately, our members are still not permitted on site. However, our Call Center continues to be open Monday through Friday, <strong>from 9:00 a.m. to noon, and 1:00 to 4:00 p.m.</strong> To
                      help decrease call volume, please submit non-urgent questions or concerns via our <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> page, which we continue to monitor and generally respond to within
                      one business day.<br> &nbsp;<br> We will continue to conduct retirement counseling appointments telephonically, which we have been doing since March of 2020. The phone counseling sessions have been well-received, and document
                      signing takes place via email exchange. If you already have a retirement counseling appointment scheduled, you will be contacted in advance with details. If you have recently submitted your online application, you will be
                      contacted soon to schedule your appointment.<br> &nbsp;<br> If you are thinking about retiring or entering DROP soon, please review the <a href="http://www.sdcers.org/Resources/Subject-Plan-Booklets.aspx">fact sheets</a>,
                      <a href="http://www.sdcers.org/Resources/FAQ.aspx">FAQs</a>, and <a href="http://www.sdcers.org/Resources/Videos.aspx">videos</a> on our website, which will help answer many of your questions in advance. Keep an eye out for
                      retirement educational webinars, which are announced periodically via your work email. You can also estimate your future retirement benefit by using the Benefit Calculator on the
                      <a href="http://members.sdcers.org/">Member Portal</a>. If you have not already registered on our secure Member Portal, click on “Register” on the Member Portal page and follow the registration instructions.<br> &nbsp;<br> Once
                      you have reviewed all of the pertinent information, if you want to schedule a retirement counseling appointment (including for service retirements, DROP entries, and DROP exits), you must submit an online retirement application
                      through your <a href="http://members.sdcers.org/">Member Portal</a> account by clicking “Online Applications” on the left panel. Keep in mind this electronic application is <em>not</em> final – your submission simply prompts us
                      to contact you to schedule a counseling appointment.<br> &nbsp;<br>
                      <strong>CITY RETIREE HEALTH REIMBURSEMENTS:</strong> City Retiree Health Reimbursement requests are being processed as usual. For fastest processing, submit your documents via email (attached as a PDF) to
                      <a href="mailto:health@sdcers.org">health@sdcers.org</a>. <em>Please ensure you have submitted complete documents – we </em><em>will contact you if we receive incomplete submissions, </em><em>which may result in delayed
                        reimbursements</em>. Alternatively, you may fax your documents to (858) 581-5314, or mail them to our office at 401 West A Street, Ste. 400, San Diego, CA 92101.<br> &nbsp;
                    </p>
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                    <h4> SDCERS' IT Department Receives 2021 MISAC Quality IT Practices Award<br>
                      <span class="date">December 17, 2021</span>
                    </h4>
                    <p></p>
                    <p>SDCERS is proud to announce it has received the Municipal&nbsp;Information System Association of California (MISAC)&nbsp;Quality Information Technology Practices Award for the fourth year in a row.&nbsp;MISAC is a collaborative
                      organization of California local government IT professionals with the goal of promoting leadership, information sharing, and access to resources to enhance local government services and effectiveness.&nbsp;Membership includes
                      cities, towns, public safety, special districts, and other local governmental agencies/districts.&nbsp;<br>
                      <br>
                      <img alt="" src="/CorporateSite/media/PDF/2021-MISAC-Award.png"><br>
                      <br> MISAC's Quality IT Practices program is meant to document and acknowledgement MISAC agencies that are following IT best practices.&nbsp;Applicants are required to submit a detailed questionnaire and supporting
                      material.&nbsp;Agency’s strengths are benchmarked to System Administration, Audit, Network, and Security (SANS) Institute standards. The SANS Institute is a cooperative research and education organization of security
                      practitioners from varied worldwide organizations, corporations, and universities working together to help the global information security community.<br> &nbsp;<br> Receiving MISAC Quality IT Practices Award is an honor and
                      tribute to the dedication and performance of SDCERS’ IT staff and contractors.
                    </p>
                    <p></p>
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                    <h4> Voting is Now Open for Active General Board Member Election<br>
                      <span class="date">December 02, 2021</span>
                    </h4>
                    <p></p>
                    <p>The election for SDCERS' open active General Board Member seat has begun. All active General Members (City, Port, and Airport) are eligible to vote for one of two candidates who will represent them on SDCERS' Board through May
                      2025.<br> &nbsp;<br> If you are an active General Member, a letter was mailed to you on November 30th. This letter explains the voting process, lists information about the two candidates, and contains a unique validation
                      number.&nbsp;<strong>Please retain this letter, as you will need your unique validation number in order to cast your vote.</strong>&nbsp;You should expect to receive this letter within the next few days – if you have not
                      received a letter by December 7th, or if you received the letter but no longer have access to it, please contact the elections help line at <strong>1</strong><strong>-866-720-4357</strong>, Monday – Friday, between 6:00 a.m. and
                      2:00 p.m. PST. You can also email&nbsp;<a href="mailto:SDCERShelp@electionservicescorp.com">SDCERShelp@electionservicescorp.com</a>.<br>
                      <br> The candidates for the two General Board Member seats are:<br> 1) Thomas Battaglia; and<br> 2) Dawne Clark<br>
                      <br> Votes may be cast by phone or online – specific information about the voting process is contained in your letter. All votes must be submitted by 5:00 p.m. PST on December 16, 2021.
                    </p>
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                    <h4> SDCERS' 2021 (Virtual) Annual Membership Meeting<br>
                      <span class="date">November 15, 2021</span>
                    </h4>
                    <p></p>
                    <p>Just like last year, SDCERS’ 2021 Annual Membership Meeting took place virtually as a recorded Zoom meeting. This was <em>not</em> a live event; instead, you can watch the presentations at your leisure via our YouTube channel
                      by clicking <u><a href="https://www.youtube.com/watch?v=MrIcDlryYkU">here</a></u>. The theme of the meeting was "Today, Tomorrow, Together.”<br>
                      <br> Here is a sneak preview of this year's presentations:
                    </p>
                    <ul>
                      <li>
                        <p>Liza Crisafi, Chief Investment Officer, provided a summary of SDCERS' investment performance in fiscal year 2021.</p>
                      </li>
                      <li>
                        <p>Marcelle Voorhies Rossman, Deputy Chief Executive Officer, explained how SDCERS plans for the future, and the differences between retirees in the past compared to retirees in the now.</p>
                      </li>
                      <li>
                        <p>Gregg Rademacher, Chief Executive Officer, talked about how SDCERS adapted during the COVID-19 pandemic, and reassured SDCERS’ membership that its pension system will is planning for tomorrow, today, in order to make sure
                          benefits are paid accurately and timely, and ensure the trust fund’s safety, integrity, and growth.</p>
                      </li>
                      <li>
                        <p>Cynthia Queen, Member Services Director, went over all of the resources available on SDCERS’ website, gave a brief overview of the Member Portal for both active and retired members, and encouraged all members to register
                          for their own Member Portal account if they haven’t already.</p>
                      </li>
                    </ul>
                    <p>We encourage you to take the time to watch the meeting and let us know what you think via our <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us page</a>. This is an annual event that is usually held in
                      person, giving us an opportunity to engage with our membership. We hope you enjoy the presentations!<br> ​</p>
                    <p></p>
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                    <h4> DROP Interest Rates for Calendar Year 2022<br>
                      <span class="date">November 05, 2021</span>
                    </h4>
                    <p></p>
                    <p>At today’s meeting, SDCERS’ Board of Administration voted to approve staff’s recommended DROP account and DROP annuity interest rates for the next calendar year – meaning these rates will be effective <strong>January 1,
                        2022</strong>. The <strong>DROP account</strong> rate is the interest rate used by SDCERS while a Member is in DROP and the <strong>DROP Annuity</strong> rate is the interest rate used by SDCERS to annuitize the DROP monies of
                      a Member who has exited DROP and retired. These rates are calculated annually using publicly available indexes as of September 30th of each year. (See Board Rule 6.10(c) and 6.40(b) for more information about how these rates are
                      calculated.)<br> &nbsp;<br> Therefore, effective January 1, 2022, the annual <strong>DROP account</strong> interest rate (compounded quarterly) will be decreased slightly to <strong>0.8%</strong>, compared to the current rate of
                      1.0%. This interest rate will be compounded quarterly and applied to all active DROP participants’ accounts as long as the participant is actively employed by the City of San Diego, San Diego Unified Port District, or the San
                      Diego Regional Airport Authority on the last day of each quarter. This rate is subject to change annually, which means a DROP participant’s account may receive a different interest rate every year during their participation
                      period.<br> &nbsp;<br> The <strong>DROP annuity</strong> interest rate will stay the same at <strong>2.1%</strong>. This interest rate will be applied to the funds remaining in a DROP retiree’s account when they exit DROP,
                      <em>if</em> the retiree chooses to annuitize all or part of their DROP account, and it will be factored into the calculation of their monthly DROP annuity.<br> &nbsp;<br> Unlike the DROP account interest rate, the DROP
                      <em>annuity</em> rate will <u>not</u> change for an individual member – the rate that is in effect when a member exits DROP is the rate that will be applied to their annuity, regardless of whether or not the DROP annuity rate
                      changes in future years. Therefore, when you are getting close to your DROP retirement date, your decision to exit DROP before or after the New Year may be affected by the Board’s decision to increase or decrease the DROP
                      annuity interest rate. However, if you do not plan to annuitize your DROP account upon exiting DROP, then the DROP annuity rate changes will not affect you.
                      <a href="https://www.sdcers.org/News/By-Category/DROP,-News-Articles.aspx">Click here</a> to review your options regarding how you can receive the funds in your DROP account when you exit DROP.<br> &nbsp;<br>
                      <strong><em>Please attend a DROP Exit webinar if you are nearing your target DROP exit date:</em></strong><br> &nbsp;<br>
                      <strong><em>November 16th at 1:30 p.m.:
                        </em></strong><a href="https://attendee.gotowebinar.com/register/1042833321240571663"><strong><em>https://attendee.gotowebinar.com/register/1042833321240571663</em></strong></a><strong><em> </em></strong><br> &nbsp;<br>
                      <strong><em>November 19th at 1:30 p.m.: </em></strong><a href="https://attendee.gotowebinar.com/register/1325148324834998287"><strong><em>https://attendee.gotowebinar.com/register/1325148324834998287</em></strong></a><br>
                      &nbsp;<br>
                      <strong><em>December 15th at 11:00 a.m.: </em></strong><a href="https://attendee.gotowebinar.com/register/5940220839076014095"><strong><em>https://attendee.gotowebinar.com/register/5940220839076014095</em></strong></a><br>
                      &nbsp;<br> If you are currently in DROP and considering retiring soon, you must begin the process by first going to your <a href="https://members.sdcers.org/">Member Portal</a> account and clicking on “DROP Retirement
                      Application” from the left menu, under Tools. Review this information, make your selections, and submit the initial application online. Once received, you will be contacted by an SDCERS staff member to schedule your personal
                      phone counseling appointment. At your appointment, you can ask questions and make any changes you’d like to your application. Your electronic application is <u>not final</u> and you have not retired until you’ve submitted your
                      signed application signature page, which will be emailed to you by your retirement counselor during or after your appointment.
                    </p>
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                    <h4> Information for City of San Diego Members Who Are Considering Terminating Employment (Due to Vaccine Mandates or Otherwise)<br>
                      <span class="date">October 27, 2021</span>
                    </h4>
                    <p></p>
                    <p>If you are considering ending your employment with the City, due to the pending vaccine mandates or for any other reason, please review our
                      <a href="https://www.sdcers.org/Resources/Subject-Plan-Booklets/Termination-Deferred-Membership.aspx">Termination &amp; Deferred Membership fact sheet</a> as well as your plan tier’s
                      <a href="https://www.sdcers.org/Resources/Retirement-Plan-Summaries.aspx">Retirement Plan Summary</a>, according to your plan sponsor, membership classification, and initial hire date.<br> &nbsp;<br> Whether you are terminated
                      for cause or voluntarily end your employment, the circumstances surrounding your departure <strong><u>do not</u></strong> affect your eligibility to receive any SDCERS pension benefits to which you are entitled. As long as you
                      accrue enough service credit (including purchased and reciprocal service credit) to meet your plan tier’s minimum eligibility requirements, you can begin receiving your monthly pension benefit as soon as you become age-eligible.
                      Again, please refer to your <a href="https://www.sdcers.org/Resources/Retirement-Plan-Summaries.aspx">Retirement Plan Summary</a> for information about eligibility requirements, as they differ according to plan sponsor and plan
                      tier. You can also log in to your <a href="https://members.sdcers.org/">Member Portal</a> account to see if you are currently service-eligible and also to use the benefit estimate calculator, which you can use to run different
                      retirement scenarios and see an estimate of what your monthly pension benefit might be according to each scenario.<br> &nbsp;<br> If you <strong>are</strong> (or will be) service and age-eligible to retire when you separate
                      employment, and you are not currently participating in DROP, please submit your electronic service retirement application via your <a href="https://members.sdcers.org/">Member Portal</a> account ASAP. You must have a counseling
                      appointment and submit your completed, signed retirement application (<em>not </em>the electronic version – the final application you will discuss with your counselor at your appointment) prior to your retirement date. Ideally,
                      your retirement date should be the day after your termination date. However, if your final application is dated and submitted later, the delayed submission will result in missed days of pension payments.<br> &nbsp;<br> If you
                      are <strong>currently participating in DROP</strong>, your retirement date will automatically be the day after your termination date – this is true regardless of if you quit your job or if you are fired. You do need to submit an
                      electronic DROP retirement application and meet with a counselor as soon as possible after termination, but this does <em>not </em>necessarily need to happen prior to your termination date. In this case, a DROP retirement
                      application submitted after your termination date will <em>not </em>result in missed days of pension payments, but it could delay your payments altogether until we have received the requisite paperwork from you.<br> &nbsp;<br>
                      If you <strong>are</strong> service-eligible, but <strong>not</strong> age-eligible to retire upon termination, you do not need an appointment just yet – you will become a “deferred vested” member once you separate employment.
                      No matter where you are in the world, you will be eligible to retire and begin receiving your monthly pension benefit when you become age-eligible. Please log in to your <a href="https://members.sdcers.org/">Member Portal</a>
                      account a few months before you become age-eligible and submit your service retirement application. Submitting the electronic application will trigger a staff member to contact you and schedule your retirement counseling
                      appointment.<br> &nbsp;<br> If you are <strong>not</strong> service-eligible to retire when you terminate employment and you have no intention of establishing reciprocity elsewhere, you should consider your options regarding
                      your member contributions on deposit with SDCERS. You can leave the funds with SDCERS, where they will earn annual interest at the current discount rate every July (the current rate at the time this article was written is 6.5%),
                      or you can withdraw or rollover the funds (including interest) to an eligible account. If possible, it would be best to schedule a retirement counseling appointment prior to your termination, where your counselor will explain
                      your options in more detail. However, please note that our counseling schedule is typically very busy in November and December, so be sure to plan in advance and review the relevant information on our website ASAP. To schedule
                      an appointment due to terminating employment, you can contact our Call Center, open on regular business days from 9:00 a.m. to noon, and 1:00 to 4:00 p.m., at (619) 525-3600.</p>
                    <p></p>
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                    <h4> Upcoming Election for Active General Board Member Seat<br>
                      <span class="date">October 08, 2021</span>
                    </h4>
                    <p></p>
                    <p>You may recall SDCERS held elections earlier this year to fill the two active General Member seats on our Board of Administration, and the winners of that election were Bret A. Bartolotta and Sarah Mayen. Unfortunately for
                      SDCERS, Sarah Mayen recently left active City service, which means she can no longer serve on SDCERS’ Board as a representative for active General Members. Therefore, SDCERS is holding another election to fill her vacated seat
                      on the Board. The winner of this election will serve the remainder of her four-year term, ending March 31, 2025.<br> &nbsp;<br> The nominations process for this election has begun. All active City General Members are eligible to
                      run for this seat and have been mailed a letter, which contains a unique validation number and instructions explaining how to self-nominate and/or sign a nominee’s petition.
                      <u>Please retain this letter, as you will need your unique validation number in order to submit a nomination <em>or</em> sign an existing nominee's petition</u>. &nbsp;If you are an active City General Member interested in
                      serving on SDCERS Board, please be sure to self-nominate by October 29, 2021; all other active City General Members, please be sure to sign the nomination petition(s) of any candidate(s) you support!<br> &nbsp;<br> If you are an
                      active City General Member and have not received your nominations letter by October 14, 2021; if you lost your letter; or if you have any questions about the nomination process, please
                      email&nbsp;<a href="mailto:SDCERShelp@electionservicescorp.com">SDCERShelp@electionservicescorp.com</a> or call <strong>1</strong><strong>-866-720-4357</strong>, Monday – Friday, 6:00 a.m. – 2:00 p.m. PST.&nbsp;<br>
                      <br>
                      <strong>All nominations and signatures must be submitted by 5:00 p.m. PST on October 29, 2021.</strong> At that time, if there is only one nominee with at least 10 petition signatures (the minimum requirement to move forward),
                      an election will not be necessary. If there are competing nominations, then we will proceed with the election and all active General Members will receive a letter with further instructions.&nbsp;
                    </p>
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                    <h4> SDCERS Receives Certificate of Achievement for Excellence in Financial Reporting for 13th Consecutive Year<br>
                      <span class="date">September 15, 2021</span>
                    </h4>
                    <p></p>
                    <p>The Government Financial Officers Association (“GFOA”) has awarded SDCERS the Certificate of Achievement for Excellence in Financial Reporting for SDCERS’ 2020 Comprehensive Annual Financial Report (“CAFR”) and Popular Annual
                      Financial Report (“PAFR”). This is the 13th year in a row SDCERS has received this recognition!<br>
                      <br>
                      <img alt="" src="/CorporateSite/media/PDF/2020-CAFR-GFOA-Award.png"><br>
                      <br> The GFOA is a non-profit professional association serving approximately 15,000 government finance professionals. SDCERS’ CAFR and PAFR were judged by an impartial panel and deemed to have met the high standards of the
                      certificate program, including demonstrating an effective means to disclose and clearly communicate SDCERS’ financial story and to motivate Members and the public to read the CAFR and PAFR.&nbsp; This award is the highest form
                      of recognition in the area of government accounting and financial reporting. It represents a significant accomplishment by a governmental agency and its management.
                    </p>
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                    <h4> City's Pension Plan Reopened as of July 10, 2021<br>
                      <span class="date">August 20, 2021</span>
                    </h4>
                    <p></p>
                    <p>The City of San Diego officially reopened its pension plan to <em>all</em>&nbsp;non-police employees hired by the City on or after July 10, 2021 - almost exactly nine years from Proposition B’s effective date. Such employees
                      will fall into the most recent plan tier according to their member classification – General, Safety Fire, or Safety Lifeguard. Please review your pension plan summary according to hire date
                      <a href="https://www.sdcers.org/Resources/Retirement-Plan-Summaries/City-of-San-Diego.aspx">here</a>.&nbsp;Police Safety members continue to be enrolled in a defined contribution plan while in the Police Academy and become
                      SDCERS members once they are sworn.<br> &nbsp;<br> However, we still do not know exactly how the trial court’s ruling will be implemented with respect to those non-sworn police officers hired by the City between July 20, 2012
                      and July 9, 2021, who have been participating in a 401(k)-style plan rather than the pension system. The City and relevant labor unions are in continuing negotiations. Please remember that SDCERS administers the City’s pension
                      system pursuant to the relevant provisions of the City Charter and San Diego Municipal Code – it does <em>not</em> play a part in negotiating the pension benefits it is charged with administering. Please direct any questions
                      regarding Prop B to your respective labor union representative or to the City’s Human Resources Department.</p>
                    <p></p>
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                    <h4> SDCERS' Board Welcomes Two New Audit Committee Members<br>
                      <span class="date">August 05, 2021</span>
                    </h4>
                    <p></p>
                    <p>At its March 2021 meeting, SDCERS’ Board of Administration appointed two new Independent Non-Board Members to its Audit Committee: Mia Harenski and Gary McCormick. (Click
                      <a href="/CorporateSite/media/PDF/Audit-Committee-Appointment-2021-pdf_1.pdf" target="_blank">here </a>for more background information about these appointments and SDCERS’ Audit Committee Members.)<br> &nbsp;<br> Mia Harenski is
                      a partner at Considine &amp; Considine, CPA. She is originally from the Central Valley and, after attending college in San Diego, she decided to call it her permanent home. Mia serves on several community boards and committees,
                      as well as being an active volunteer for her sons’ schools and various sports-related activities.<br> &nbsp;<br> Gary McCormick has more than 30 years of public accounting experience and currently works as an audit partner at
                      BDO, an accounting firm that provides tax and financial advisory services to clients all around the world. Gary previously served as the partner in charge of the audits of the City of San Diego, the County of San Diego, and the
                      San Diego Port District – so he already has experience and insight related to two of SDCERS’ plan sponsors!<br> &nbsp;<br> On behalf of SDCERS’ Board and staff, we are thrilled to welcome Mia and Gary to our Audit Committee.
                      Their background and expertise in auditing and accounting will only increase SDCERS’ accountability and professionalism, two of our Board’s core values.</p>
                    <p></p>
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                    <h4> New Member Contribution Rates for FY2022<br>
                      <span class="date">July 01, 2021</span>
                    </h4>
                    <p></p>
                    <p><strong>IMPORTANT</strong>: These changes only apply to (1) City of San Diego members and (2) Port and Airport members who were hired on or after January 1, 2013.<br> &nbsp;<br> Member contributions are the mandatory pre-tax
                      deductions on a member’s biweekly paycheck that are deposited into the SDCERS Trust Fund, where they earn interest and ultimately fund each member’s individual pension benefit. Contributions are calculated as a percentage of the
                      member’s pensionable salary on each paycheck. The percentage is determined according to the member’s plan tier and age of entry into SDCERS. Contribution rates are adjusted by SDCERS’ Board, as recommended by SDCERS’ actuary,
                      based on requirements in the City of San Diego Charter and the Public Employees’ Pension Reform Act of 2013.&nbsp;<br> &nbsp;<br> At its March 12, 2021 meeting, SDCERS’ Board of Administration approved new member contribution
                      rates, which will go into effect on July 1, 2021 for all City of San Diego members and all Port and Airport members hired on or after January 1, 2013. If you fall into one of these membership categories, you can view your new
                      contribution rates by going to “<a href="/Resources/Retirement-Plan-Summaries.aspx">Retirement Plan Summaries</a>” and clicking on your employer and date range corresponding to your initial hire date. Most members will
                      experience slightly increased contribution rates – this is due to changes in certain actuarial assumptions.<br> &nbsp;<br> According to the most recent annual valuation, mortality assumptions are changing such that people are
                      generally living to an older age. On top of that, future improvements to those mortality assumptions (generational mortality improvements) were considered. For example, a 65-year-old today will have a different mortality
                      estimate than that of a 65-year-old 20 years from now. Both of these new assumptions increase the cost to the system, since the new assumptions indicate that SDCERS will be paying out individual pension benefits over a longer
                      timeframe than original estimates suggested. Therefore, members and their plan sponsors must contribute more while they are working in order to keep the system properly funded, given the added cost due to these new
                      assumptions.<br>
                      <br> The new contribution rates will be reflected in City of San Diego members’ paychecks for pay period ending July 9, 2021, and Port and Airport members’ paychecks for pay period ending July 1, 2021.<br> &nbsp;
                    </p>
                    <p></p>
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                    <h3>Feature Story</h3>
                    <p><img src="" alt=""></p>
                    <h4> Fiscal Year 2022 City Retiree Health Open Enrollment<br>
                      <span class="date">May 24, 2021</span>
                    </h4>
                    <p></p>
                    <p>Health open enrollment for City of San Diego retirees will run from June 1st through June 30th. As of May 24th, the fiscal year 2022 City retiree health booklets were mailed out to all eligible City retirees and beneficiaries.
                      An electronic version of the booklet is available&nbsp;<a href="/CorporateSite/media/PDF/SDCERS-FY2022-City-Retiree-Health-Open-Enrollment-Booklet.pdf" target="_blank"><u>here</u></a>, and the health plan comparison chart
                      <a href="/CorporateSite/media/PDF/Health-Plan-Comparison-Chart-FY2022.pdf" target="_blank"><u>here</u></a>. You can also download and complete enrollment forms by visiting the
                      <a href="http://www.sdcers.org/Resources/City-Retiree-Health-Enrollment.aspx"><u>City Retiree Health page</u></a>. After you’ve completed an enrollment (or disenrollment) form, you must send it to SDCERS by June 30th – we prefer
                      you scan your forms and email them as a PDF attachment to <a href="mailto:health@sdcers.org">health@sdcers.org</a>, but you may also fax them to (858) 581-5314 or mail them to our offices at:<br> &nbsp;<br> SDCERS – Health
                      Division<br> 401 West A Street, Suite 400<br> San Diego, CA 92101<br> &nbsp;<br> As always, if you do not wish to make any changes to your current healthcare coverage, you do not need to take any action during open enrollment
                      and your coverage will remain the same. There are no new plans this year and no significant changes to existing plans in terms of coverage.<br> &nbsp;<br> Due to the continuing ban on public gatherings, this year’s open
                      enrollment will similar to last year’s: SDCERS will <u>not</u> be holding in-person open enrollment events, such as the annual Open Enrollment Kickoff or Help Day. Instead, SDCERS participated in a virtual health fair hosted by
                      SDPEBA (San Diego Public Employee Benefit Association), which was held on <u>June 2nd</u>.&nbsp;<br> &nbsp;<br>
                      <strong>Additionally, plan providers once again recorded the presentations they would have given at SDCERS’ live open enrollment events. You can access their videos via
                        <a href="http://www.sdcers.org/Resources/City-Retiree-Health-Enrollment/Plan-Provider-Videos.aspx" target="_blank">this page</a> on our website.</strong><br> &nbsp;<br> If you are comparing different plans and trying to decide
                      which is best for you, don’t forget about CareCounsel! CareCounsel Member Care Specialists are available for your healthcare inquiries and concerns. You can call them at (888) 227-3334 or e-mail
                      <a href="mailto:staff@carecounsel.com">staff@carecounsel.com</a> Monday – Friday, 6:30 a.m. to 5:00 p.m. PST. CareCounsel also provides helpful videos on their website that may answer your questions about Medicare, here:
                      <a href="https://carecounsel.com/medicare.html">https://carecounsel.com/medicare.html</a>.<br> &nbsp;<br> SDCERS’ Call Center is open Monday through Friday, from 9 a.m. to noon, and 1 p.m. to 4 p.m., at (619) 525-3600 and (800)
                      774-4977. Please be patient with our hard-working staff; we are working with limited resources and call wait times may be longer than usual due to an expected increase in health-related calls.
                    </p>
                    <p></p>
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                    <h4> City's Proposition B Update<br>
                      <span class="date">April 14, 2021</span>
                    </h4>
                    <p></p>
                    <p>As you may know, Proposition B (“Prop B”) was the San Diego ballot initiative that went into effect July 20, 2012 and amended the City Charter to close the City’s pension system to all new hires except for sworn City police
                      officers. This ballot measure has been in litigation since its inception. In January 2021, a San Diego state trial court issued a verbal ruling from the bench, declaring Prop B to be invalid. This verbal ruling was followed by a
                      written statement of decision, and proponents of Prop B had until April 9, 2021 to appeal the trial court’s ruling.<br> &nbsp;<br> No appeal was filed by the deadline, which means the trial court’s invalidation of Prop B is
                      final. However, we still do not know exactly how the trial court’s ruling will be implemented. So, what happens next?</p>
                    <ul>
                      <li>
                        <p>The City and labor unions will enter into negotiations to decide how the trial court’s decision will be implemented.</p>
                      </li>
                      <li>
                        <p>The City will have to take legislative action (<em>i.e.</em>, pass a City Ordinance) to remove Prop B from the City Charter and, if applicable, the San Diego Municipal Code.</p>
                      </li>
                      <li>
                        <p>Once the above actions are completed, we will have more information about enrolling City Members hired since July 20, 2012 into an SDCERS pension plan and their options moving forward. Until then, Proposition B is still in
                          effect – meaning all new City hires (except sworn police officers) since July 20, 2012 continue to contribute to the City’s SPSP-H plan in lieu of participating in an SDCERS defined benefit pension plan.</p>
                      </li>
                      <li>
                        <p>If the invalidation of Prop B affects you, SDCERS anticipates that we will contact you on an individual basis once the above actions have been completed.</p>
                      </li>
                    </ul>
                    <p>&nbsp;&nbsp;<br> NOTE: SDCERS administers the City’s pension system pursuant to the relevant provisions of the City Charter and San Diego Municipal Code – it does <em>not</em> play a part in negotiating the pension benefits it
                      is charged with administering. <strong>Please direct any questions regarding Prop B to your respective labor union representative or to the City’s Human Resources Department.</strong></p>
                    <p></p>
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                    <h4> Results of Board Member Elections<br>
                      <span class="date">March 12, 2021</span>
                    </h4>
                    <p></p>
                    <p>As of 5:00 p.m. (PST) on February 11th, voting concluded in the elections for SDCERS' two active General Board Member seats and one active Fire Safety Board Member seat. All active General Members (City, Port, and Airport) were
                      eligible to vote in the General Board Member elections, while active City Fire and Lifeguard Members were eligible to vote for one of the Fire Safety Board Member candidates. Thank you to all who participated in these
                      elections!<br> &nbsp;<br> The candidates who received the majority of votes for the <strong>General Board Member seats</strong> are <strong>Bret A. Bartolotta</strong> and <strong>Sarah Mayen</strong>.<br> &nbsp;<br> The
                      candidate who received the majority of votes for the <strong>Fire Safety Board Member</strong> seat is <strong>Paul Lotze</strong>.<br> &nbsp;<br> The current Board of Administration certified the election results today, at its
                      March 12, 2021 meeting. Congratulations to our newly elected Board Members and thank you in advance for your service on SDCERS’ Board of Administration! The new Board Members will attend their first SDCERS Board meeting on May
                      14, 2021.</p>
                    <br> &nbsp;<p></p>
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                    <h4> Voting is Now CLOSED for Board Member Elections<br>
                      <span class="date">February 12, 2021</span>
                    </h4>
                    <p></p>
                    <p>Elections have ended for SDCERS' two active General Board Member seats and one active Fire Safety Board Member seat.&nbsp;<br>
                      <br> The candidates for the two General Board Member seats are:<br> 1) Bret A. Bartolotta<br> 2) Thomas Battaglia<br> 3) Sarah Mayen<br> 4) Tammy L. Williams<br>
                      <br> The candidates for the Fire Safety Board Member seat are:<br> 1) Paul Lotze<br> 2) Tim Robles<br>
                      <br> The election results will be publicly announced and certifed by SDCERS' Board of Administration during its meeting&nbsp;on March 12, 2021.
                    </p>
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                    <h4> Voting is Now Open for Board Member Elections<br>
                      <span class="date">January 28, 2021</span>
                    </h4>
                    <p></p>
                    <p>Elections have begun for SDCERS' two active General Board Member seats and one active Fire Safety Board Member seat. All active General Members (City, Port, and Airport) are eligible to vote for up to two candidates who will
                      represent them on SDCERS' Board for the next four years, starting in May 2021. All active City Fire and Lifeguard Members are eligible to vote for one of the Fire Safety Board Member candidates.<br> &nbsp;<br> If you are in any
                      of the above-mentioned membership classifications, a letter was mailed to you on January 25th. Each letter explains the voting process, lists information about the candidates, and contains a unique validation
                      number.&nbsp;<strong>Please retain this letter, as you will need your unique validation number in order to cast your vote.</strong>&nbsp;You should expect to receive this letter within the next few days – if you have not
                      received a letter by February 2nd, or if you received the letter but no longer have access to it, please contact the elections help line at <strong>1</strong><strong>-866-720-4357</strong>, Monday – Friday, between 6:00 a.m. and
                      2:00 p.m. PST. You can also email&nbsp;<a href="mailto:SDCERShelp@electionservicescorp.com">SDCERShelp@electionservicescorp.com</a>.<br>
                      <br> The candidates for the two General Board Member seats are:<br> 1) Bret A. Bartolotta<br> 2) Thomas Battaglia<br> 3) Sarah Mayen<br> 4) Tammy L. Williams<br>
                      <br> The candidates for the Fire Safety Board Member seat are:<br> 1) Paul Lotze<br> 2) Tim Robles<br>
                      <br> Votes may be cast by phone or online – specific information about the voting process is contained in your letter. All votes must be submitted by 5:00 p.m. PST on February 11, 2021.
                    </p>
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                    <h4> Proposition B Declared Invalid By San Diego Trial Court<br>
                      <span class="date">January 06, 2021</span>
                    </h4>
                    <p></p>
                    <p>Proposition B was the San Diego ballot initiative that went into effect July 20, 2012 and amended the City Charter to close the City’s pension system to all new hires except for City police officers. This ballot measure has
                      been&nbsp;in litigation since its inception. Please visit our <a href="https://www.sdcers.org/Resources/FAQ.aspx#Proposition-B">FAQ’s</a> for more information about the history of Proposition B.<br> &nbsp;<br> Recently,
                      opponents of Proposition B gained momentum in their quest to overturn the ballot measure: On January 5, 2021, a San Diego state trial court heard oral arguments in this matter and issued a verbal ruling from the bench, declaring
                      Proposition B to be invalid. Currently, the&nbsp;court is&nbsp;drafting a written statement of its decision, which will direct the City Council to erase Proposition B's language from the City Charter.&nbsp;We do not know exactly
                      how this ruling will be implemented – whether it will retroactively provide pension benefits to all City employees who were affected by Proposition B, if these employees will be compensated some other way and begin earning
                      pension benefits prospectively, or if some other resolution will be negotiated. However, it is worth noting that if the trial court's decision is appealed within 60 days of the court’s written statement of decision, any
                      enforcement of the decision may be stalled until the appeal is resolved.<br> &nbsp;<br>
                      <strong>Note: </strong>SDCERS is not a party to this litigation. SDCERS administers the City’s pension system pursuant to the relevant provisions of the City Charter and San Diego Municipal Code – it does not play a part in
                      negotiating the pension benefits it is charged with administering.
                    </p>
                    <p></p>
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                    <h4> Upcoming Board Member Elections (Active City General and Fire Safety)<br>
                      <span class="date">December 22, 2020</span>
                    </h4>
                    <p></p>
                    <p>SDCERS' two active General Board Members (Thomas Battaglia and Jeffrey Wallace) and active Fire Safety Board Member (Michael McBride) will complete their four-year term on SDCERS' Board of Administration on March 31, 2021.
                      Therefore, SDCERS will be holding elections to fill these soon-to-be vacated seats. All active City General and Fire Safety Members are eligible to nominate a candidate for their respective representative on SDCERS' Board. If
                      you are in one of these membership classifications, you should have received a letter containing a unique validation number and explaining the nominations process.&nbsp;<strong>Please retain this letter, as you will need your
                        unique validation number in order to submit a nomination or sign an existing nominee's petition.</strong>&nbsp;<br>
                      <br> In order for a nominee to be eligible for the open position, they must receive at least 10 signatures on their nomination petition.&nbsp;You can submit a self-nomination or sign a petition online through the following
                      website:&nbsp;<a href="https://vote.escvote.com/SDCERS/">https://vote.escvote.com/SDCERS/</a><br>
                      <br> If you lost your letter or have any questions about the nomination process, please email&nbsp;<a href="mailto:SDCERShelp@electionservicescorp.com">SDCERShelp@electionservicescorp.com</a> or call
                      <strong>1</strong><b>-866-720-4357</b>, Monday – Friday, 6:00 a.m. – 2:00 p.m. PST.&nbsp;<br>
                      <br> All nominations must be submitted by 5:00 p.m. PST on January 6, 2021. At that time, if there is only one nominee for each open seat, an election will not be necessary. If there are competing nominations, then we will
                      proceed with elections and you will receive another letter with further instructions if you are eligible to vote in the election.&nbsp;<br>
                      <br> &nbsp;
                    </p>
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                    <h4> 2021 Deferred Retirement Option Plan ("DROP") Interest Rates<br>
                      <span class="date">November 13, 2020</span>
                    </h4>
                    <p></p>
                    <p>At today’s meeting, SDCERS’ Board of Administration voted to approve new DROP account and DROP annuity interest rates, which will be effective <strong>January 1, 2021</strong>. The <strong>DROP account</strong> rate is the
                      interest rate used by SDCERS while a Member is in DROP and the <strong>DROP annuity</strong> rate is the interest rate used by SDCERS to annuitize the DROP monies of a Member who has exited DROP and retired. These rates are
                      calculated annually using publicly available indexes as of September 30 of each year.<br> &nbsp;<br> Effective January 1, 2021, the <strong>DROP account</strong> interest rate will be <strong>1%</strong>, compared to the current
                      rate of 2.5%. This interest rate will be compounded quarterly and applied to all active DROP participants’ accounts as long as the participant is actively employed by the City of San Diego, San Diego Unified Port District, or
                      the San Diego Regional Airport Authority on the last day of each quarter. This rate is subject to change annually, which means a DROP participant’s account may receive a different interest rate every year during their
                      participation period, depending on the Board’s actions.<br> &nbsp;<br> Also beginning January 1, 2021, the <strong>DROP annuity</strong> interest rate will be <strong>2.1%</strong>, compared to the current rate of 3.1%. This
                      interest rate will be factored into the calculation of a DROP retiree’s monthly DROP annuity, if they DROP retire between January 1 and December 31, 2021 and choose to annuitize their DROP account. Unlike the DROP account
                      interest rate, the DROP annuity rate will <u>not</u> change for an individual member – the rate that is in effect when a member DROP retires is the rate that will be applied to their annuity, regardless of whether or not the
                      DROP annuity rate changes in future years. <strong>If you are nearing the end of your five-year DROP participation period, your decision to DROP retire before or after the New Year may be affected by the Board’s decision
                        regarding the DROP annuity interest rate.</strong> However, if you do <em>not </em>plan to annuitize your DROP account upon exiting DROP, then the DROP annuity rate changes will <em>not </em>affect you.
                      <a href="https://www.sdcers.org/News/By-Category/DROP,-News-Articles.aspx">Click here</a> to review your options regarding how you may choose to receive your DROP account.<br> &nbsp;<br>
                      <strong>Read the <a href="http://www.sdcers.org/News/By-Category/2021-Deferred-Retirement-Option-Plan-(-DROP-)-Inte.aspx">full article</a> for an example of how the changing DROP annuity interest rate could affect the
                        calculation of a hypothetical DROP annuity.</strong><br> &nbsp;<br> If you are currently in DROP and considering retiring before Dec. 31, you must begin the process <em>immediately </em>as counseling appointments will fill up
                      fast. To begin the process, you must first go to your <a href="http://members.sdcers.org/" target="_blank">Member Portal </a>account and click on “DROP Retirement Application” from the left menu, under Tools. Review this
                      information, make your selections, and SUBMIT THE APPLICATION ONLINE. Once received, you will be contacted by an SDCERS staff member to schedule your personal phone counseling appointment. At your appointment, you can ask
                      questions and make any changes you’d like to your application. Your electronic application is <u>not final</u> and you have not retired until you’ve submitted your signed application signature page, which will be emailed to you
                      by your retirement counselor during your appointment.
                    </p>
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                    <h4> Call Center is Open, But Office Remains Closed<br>
                      <span class="date">July 20, 2020</span>
                    </h4>
                    <p></p>
                    <p>SDCERS staff is here to assist you – we just can’t see you in person. The Call Center's "new" hours are from 9:00 a.m. to noon, and 1:00 to 4:00 p.m. You can also submit non-urgent questions or concerns via our
                      <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> page, and we will respond within one business day.<br> &nbsp;<br> We appreciate your patience. The majority of SDCERS staff are still required to
                      telecommute&nbsp;and our offices remain closed to members and the public.<br> &nbsp;<br> Retirement counseling appointments are being held via phone&nbsp;and document signing takes place via email exchange. If you already have a
                      retirement counseling appointment scheduled, you will be contacted in advance with details. If you have recently submitted your online application, you will be contacted soon to schedule your appointment.<br> &nbsp;<br> If you
                      are thinking about retiring soon, please review the <a href="http://www.sdcers.org/Resources/Subject-Plan-Booklets.aspx">fact sheets</a>, <a href="http://www.sdcers.org/Resources/FAQ.aspx">FAQs</a>, and
                      <a href="http://www.sdcers.org/Resources/Videos.aspx">videos</a> on our website, which will help answer many of your questions in advance. Keep an eye out for retirement educational webinars, which are announced periodically via
                      your work email. You can also estimate your future retirement benefit by using the Benefit Calculator on the <a href="http://members.sdcers.org/">Member Portal</a>. If you have not already registered on our secure Member Portal,
                      click on “Register” on the Member Portal page and follow the registration instructions.<br> &nbsp;<br> Once you have reviewed all of the pertinent information, if you want to schedule a retirement counseling appointment, you
                      must submit an online retirement application through your Member Portal account by clicking “Online Applications” on the left panel. Keep in mind this electronic application is not final – your submission simply prompts us to
                      contact you to schedule a counseling appointment.<br> &nbsp;<br>
                      <strong>CITY RETIREE HEALTH REIMBURSEMENTS:</strong> City Retiree Health Reimbursement requests are being processed as usual. For fastest processing, submit your documents via email (attached as a PDF) to
                      <a href="mailto:health@sdcers.org">health@sdcers.org</a>.&nbsp;<em><u>Do NOT use health@sandiego.gov, as this email no longer forwards to health@sdcers.org.</u> Please ensure you have submitted complete documents – we continue
                        to receive incomplete submissions, which cannot be processed and result in delayed reimbursements.</em><br> &nbsp;<br>
                      <strong>Note</strong>: If you are using an Apple product to send the email, in Mail, please select "Format" and click on "Make Plain Text" - we've received reports of emails not getting through our firewalls if this extra step
                      isn't taken when using an Apple product. Alternatively, you may fax your documents to (858) 581-5314, or mail them to our office at 401 West A Street, Ste. 400, San Diego, CA 92101.<br> &nbsp;
                    </p>
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                    <h4> Call Center is Open, But Office Remains Closed<br>
                      <span class="date">July 13, 2020</span>
                    </h4>
                    <p></p>
                    <p>SDCERS staff is here to assist you – we just can’t see you in person. Our Call Center hours will be adjusted this week for training, as we seek the best ways to serve our members during this challenging time.<br> &nbsp;<br>
                      <strong>Tuesday, July 14&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10 a.m. to noon, and 2 p.m. to 4 p.m.</strong><br>
                      <strong>Wednesday, July 15&nbsp; &nbsp; &nbsp; &nbsp; 10 a.m. to noon, and 2 p.m. to 4 p.m.</strong><br> &nbsp;<br> Beginning Thursday, July 16th, the Call Center will be open on the regular schedule, from 9:00 a.m. to noon, and
                      1:00 to 4:00 p.m. You can also submit non-urgent questions or concerns via our <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> page, and we will respond within one business day.<br> &nbsp;<br> We
                      appreciate your patience. The majority of SDCERS staff are still required to telecommute&nbsp;and our offices remain closed to members and the public.<br> &nbsp;<br> Retirement counseling appointments are being held via
                      phone&nbsp;and document signing takes place via email exchange. If you already have a retirement counseling appointment scheduled, you will be contacted in advance with details. If you have recently submitted your online
                      application, you will be contacted soon to schedule your appointment.<br> &nbsp;<br> If you are thinking about retiring soon, please review the
                      <a href="http://www.sdcers.org/Resources/Subject-Plan-Booklets.aspx">fact sheets</a>, <a href="http://www.sdcers.org/Resources/FAQ.aspx">FAQs</a>, and <a href="http://www.sdcers.org/Resources/Videos.aspx">videos</a> on our
                      website, which will help answer many of your questions in advance. Keep an eye out for retirement educational webinars, which are announced periodically via your work email. You can also estimate your future retirement benefit
                      by using the Benefit Calculator on the <a href="http://members.sdcers.org/">Member Portal</a>. If you have not already registered on our secure Member Portal, click on “Register” on the Member Portal page and follow the
                      registration instructions.<br> &nbsp;<br> Once you have reviewed all of the pertinent information, if you want to schedule a retirement counseling appointment, you must submit an online retirement application through your Member
                      Portal account by clicking “Online Applications” on the left panel. Keep in mind this electronic application is not final – your submission simply prompts us to contact you to schedule a counseling appointment.<br> &nbsp;<br>
                      <strong>CITY RETIREE HEALTH REIMBURSEMENTS:</strong> City Retiree Health Reimbursement requests are being processed as usual. For fastest processing, submit your documents via email (attached as a PDF) to
                      <a href="mailto:health@sdcers.org">health@sdcers.org</a>.&nbsp;<em><u>Do NOT use health@sandiego.gov, as this email no longer forwards to health@sdcers.org.</u> Please ensure you have submitted complete documents – we continue
                        to receive incomplete submissions, which cannot be processed and result in delayed reimbursements.</em><br> &nbsp;<br>
                      <strong>Note</strong>: If you are using an Apple product to send the email, in Mail, please select "Format" and click on "Make Plain Text" - we've received reports of emails not getting through our firewalls if this extra step
                      isn't taken when using an Apple product. Alternatively, you may fax your documents to (858) 581-5314, or mail them to our office at 401 West A Street, Ste. 400, San Diego, CA 92101.
                    </p>
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                    <h4> SDCERS' Call Center is Now Open, But Office Remains Closed<br>
                      <span class="date">June 01, 2020</span>
                    </h4>
                    <p></p>
                    <p>Our Call Center is now open Monday through Friday, from 9:00 a.m. to noon, and 1:00 to 4:00 p.m. However, the Call Center is not currently staffed at full capacity, which is why it is only operating during limited hours.
                      Therefore, please be patient as call waiting times may be longer than usual. To help decrease call volume, please submit non-urgent questions or concerns via our
                      <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> page, which we continue to monitor and generally respond to within one business day.<br> &nbsp;<br> The majority of SDCERS staff are still required to
                      telecommute, and our offices remain closed to members and the public. We will continue to conduct retirement counseling appointments via phone, which we have been doing since the statewide shelter-in-place order began in late
                      March. The phone counseling sessions have been well-received, and document signing takes place via email exchange. If you already have a retirement counseling appointment scheduled, you will be contacted in advance with details.
                      If you have recently submitted your online application, you will be contacted soon to schedule your appointment.<br> &nbsp;<br> If you are thinking about retiring soon, please review the
                      <a href="http://www.sdcers.org/Resources/Subject-Plan-Booklets.aspx">fact sheets</a>, <a href="http://www.sdcers.org/Resources/FAQ.aspx">FAQs</a>, and <a href="http://www.sdcers.org/Resources/Videos.aspx">videos</a> on our
                      website, which will help answer many of your questions in advance. Keep an eye out for retirement educational webinars, which are announced periodically via your work email. You can also estimate your future retirement benefit
                      by using the Benefit Calculator on the <a href="http://members.sdcers.org/">Member Portal</a>. If you have not already registered on our secure Member Portal, click on “Register” on the Member Portal page and follow the
                      registration instructions.<br> &nbsp;<br> Once you have reviewed all of the pertinent information, if you want to schedule a retirement counseling appointment, you must submit an online retirement application through your Member
                      Portal account by clicking “Online Applications” on the left panel. Keep in mind this electronic application is not final – your submission simply prompts us to contact you to schedule a counseling appointment.<br> &nbsp;<br>
                      <strong>CITY RETIREE HEALTH REIMBURSEMENTS:</strong> City Retiree Health Reimbursement requests are being processed as usual. For fastest processing, submit your documents via email (attached as a PDF) to
                      <a href="mailto:health@sdcers.org">health@sdcers.org</a>.&nbsp;<em><u>Do NOT use health@sandiego.gov, as this email no longer forwards to health@sdcers.org.</u> Please ensure you have submitted complete documents – we continue
                        to receive incomplete submissions, which cannot be processed and result in delayed reimbursements.</em><br> &nbsp;<br>
                      <strong>Note</strong>: if you are using an Apple product to send the email, in Mail, please select "Format" and click on "Make Plain Text" - we've received reports of emails not getting through our firewalls if this extra step
                      isn't taken when using an Apple product. Alternatively, you may fax your documents to (858) 581-5314, or mail them to our office at 401 West A Street, Ste. 400, San Diego, CA 92101.<br> &nbsp;
                    </p>
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                    <h4> SDCERS is Virtually Open - Here's How to Reach Us<br>
                      <span class="date">April 16, 2020</span>
                    </h4>
                    <p>Due to the COVID-19 crisis, most SDCERS staff members are telecommuting, and we are unable to answer phone calls via our Call Center. We have adapted and created a new process, so rest assured that we will take care of
                      you<strong>. Please submit questions and death notifications via our <a href="http://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> page.</strong><br> &nbsp;<br>
                      <strong>RETIRED MEMBERS:</strong> We want to reassure you that pension benefits will continue to be paid on time – your benefit to be deposited into your account on the last business day of each month.<br> &nbsp;<br>
                      <strong>CITY RETIREE HEALTH REIMBURSEMENTS:</strong> City Retiree Health Reimbursement requests are being processed as usual. For fastest processing, submit your documents via email (attached as a PDF) to
                      <a href="mailto:health@sdcers.org">health@sdcers.org</a>.&nbsp;<u><em>Do NOT use health@sandiego.gov, as this email no longer forwards to health@sdcers.org.</em></u><br> &nbsp;<br>
                      <strong>Note</strong>: if you are using an Apple product to send the email, in Mail, please select "Format" and click on "Make Plain Text" - we've received reports of emails not getting through our firewalls if this extra step
                      isn't taken when using an Apple product. Alternatively, you may fax your documents to (858) 581-5314, or mail them to our office at 401 West A Street, Ste. 400, San Diego, CA 92101.<br> &nbsp;<br>
                      <strong>As a reminder to all, our physical office downtown is currently closed to our members, so you may not drop off any paperwork in person or meet with SDCERS staff. </strong><br>
                      <br>
                      <strong>NON-RETIRED MEMBERS:</strong> If you already have a retirement counseling appointment scheduled, please assume it will be held via phone on the scheduled date and time. You will be contacted in advance with details. If
                      you have recently submitted your online application, you will be contacted soon to schedule your appointment.<br> &nbsp;<br> If you are thinking about retiring soon, please review the
                      <a href="http://www.sdcers.org/Resources/Subject-Plan-Booklets.aspx">fact sheets</a>, <a href="http://www.sdcers.org/Resources/FAQ.aspx">FAQs</a>, and <a href="http://www.sdcers.org/Resources/Videos.aspx">videos</a> on our
                      website, which will help answer many of your questions in advance. You can also estimate your future retirement benefit by using the Benefit Calculator on the <a href="http://members.sdcers.org/">Member Portal</a>. If you have
                      not already registered on our secure Member Portal, click on “Register” on the Member Portal page and follow the registration instructions.<br> &nbsp;<br> Once you have reviewed all of the pertinent information, if you want to
                      schedule a retirement counseling appointment, you must submit an online retirement application through your Member Portal account by clicking “Online Applications” on the left panel. Keep in mind this electronic application is
                      not final – your submission simply prompts us to contact you to schedule a counseling appointment.
                    </p>
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                    <p><img src="" alt=""></p>
                    <h4> MESSAGE TO OUR MEMBERS DURING CORONAVIRUS OUTBREAK <br>
                      <span class="date">March 24, 2020</span>
                    </h4>
                    <p></p>
                    <p><strong>RETIRED MEMBERS:</strong> We want to reassure you that pension benefits will continue to be paid on time – you can expect your benefit to be deposited into your account on the last business day of each month. We are
                      still processing health reimbursement requests as usual. However, due to most employees telecommuting at present, your request will likely be processed faster if you can send in the paperwork via email (attached as a PDF) to
                      <a href="mailto:health@sdcers.org">health@sdcers.org</a>. Note: if you are using an Apple product to send the email, in Mail, please select "Format" and click on "Make Plain Text" - we've received reports of emails not getting
                      through our firewalls if this extra step isn't taken when using an Apple product. Alternatively, you may fax your documents to (858) 581-5314, or mail them to our office at 401 West A Street, Ste. 400, San Diego, CA 92101.<br>
                      <br>
                      <strong>NON-RETIRED MEMBERS: </strong>Please be advised SDCERS is currently experiencing a flood of requests for retirement counseling appointments. On top of this, we are having to reschedule many current appointments and
                      prioritize those that are most urgent. If you are thinking about retiring soon, please review the <a href="http://www.sdcers.org/Resources/Subject-Plan-Booklets.aspx"><u>fact sheets</u></a> and
                      <a href="http://www.sdcers.org/Resources/FAQ.aspx"><u>FAQs</u> </a>on our website, which may help answer many of your questions in advance. You can also utilize our Benefit Estimate Calculator by logging in to your
                      <a href="http://members.sdcers.org/" target="_blank"><u>Member Portal</u></a> account. Once you have reviewed all of the pertinent information, <strong>if you want to schedule a retirement counseling appointment, you
                        must&nbsp;submit an online retirement application through your Member Portal account</strong> by clicking “Online Applications” on the left panel. Keep in mind this electronic application is <strong><u>not</u></strong> final –
                      your submission simply prompts us to contact you to schedule a counseling appointment. Those who have a counseling appointment already scheduled, as well as those who have recently requested an appointment, will be contacted by
                      SDCERS staff sometime in the coming weeks. Please bear with us as we are understaffed and overwhelmed with requests for appointments. We appreciate your patience and understanding during this uncertain and confusing time.<br>
                      &nbsp;<br>
                      <strong>As a reminder to all, our offices are currently <u>closed</u>, so you may not drop off any paperwork in person or meet with SDCERS staff. Additionally, our Call Center is closed, which means no one is available to answer
                        our main line. Instead, please submit all inquiries through our <a href="http://www.sdcers.org/About-SDCERS/Contact-Us.aspx"><u>Contact Us</u></a> page and someone will reach out to you as soon as possible.</strong>
                    </p>
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                    <h4> UPDATE: SDCERS Is Temporarily Closed, March Pension Benefits WILL Be Paid On Time<br>
                      <span class="date">March 20, 2020</span>
                    </h4>
                    <p></p>
                    <p><strong>ATTENTION</strong> (updated as of 3/20/2020): Amid the COVID-19 outbreak, SDCERS continues to remain operational. However, effective today due to the statewide shelter in place order, our offices are closed until
                      further notice. This means that all retirement counseling appointments scheduled over the next week will be rescheduled. Please note that March pension benefits&nbsp;<em>will&nbsp;</em>be paid on time.<br> &nbsp;<br> You must
                      send any paperwork (such as health reimbursement requests, for example) via email or U.S. mail. For the foreseeable future, you will <strong>not</strong> be able to drop off any paperwork at the office. Health-related paperwork
                      can be emailed to <a href="mailto:health@sdcers.org">health@sdcers.org</a> or faxed to 858-581-5314. All documents can be mailed to our offices at 401 West A Street, Suite 400, San Diego, CA 92101. Please note that any paperwork
                      that is faxed or sent via U.S. mail will not be processed until SDCERS' offices reopen.&nbsp;<br> &nbsp;<br> The March 23rd DROP Entry Seminar is still expected to be held as an online webinar that can be attended remotely by
                      anyone who has a computer and internet access. Those who are registered for this seminar should have received an email with further details and instructions for attending this online webinar. If you did not receive this email
                      and believe that you should have, please email Communications Manager Jessica Maloney at <a href="mailto:maloneyj@sdcers.org">maloneyj@sdcers.org</a>.<br> &nbsp;<br> To reiterate,
                      <b>there are no SDCERS staff members working at the office until further notice</b>. This means no one is available to answer the main phone lines. Instead of calling, please use the
                      <a href="http://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> page on our website to submit inquiries electronically.<br> &nbsp;<br> Please continue to take all precautions to stay healthy and remain at home
                      whenever possible.</p>
                    <p></p>
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                    <p><img src="" alt=""></p>
                    <h4> SDCERS' 2nd Updated Response to Coronavirus (COVID-19) Outbreak<br>
                      <span class="date">March 19, 2020</span>
                    </h4>
                    <p></p>
                    <p><strong>ATTENTION</strong> (updated as of 3/19/2020): Amid the COVID-19 outbreak, SDCERS continues to remain operational. However, effective today, our offices are closed to non-SDCERS staff members. This means that all
                      retirement counseling appointments will either take place over the phone or be postponed until a later date. Those who have upcoming appointments will be contacted by an SDCERS staff member to discuss how you’d like to
                      proceed.<br> &nbsp;<br> You must send any paperwork (such as health reimbursement requests, for example) via email or U.S. mail. For the foreseeable future, you will <strong>not</strong> be able to drop off any paperwork at the
                      office. Health-related paperwork can be emailed to <a href="mailto:health@sdcers.org">health@sdcers.org</a> or faxed to 858-581-5314. All documents can be mailed to our offices at 401 West A Street, Suite 400, San Diego, CA
                      92101.<br> &nbsp;<br> Also, for the remainder of March, all scheduled seminars will be held as online webinars that can be accessed remotely. Those who are registered for the March 23rd DROP Entry Seminar should have received an
                      email with further details and instructions for attending this online webinar. If you did not receive this email and believe that you should have, please email Communications Manager Jessica Maloney at
                      <a href="mailto:maloneyj@sdcers.org">maloneyj@sdcers.org</a>.<br> &nbsp;<br> As always, if you have a retirement-related emergency, please contact our Call Center at (619) 525-3600. Please be advised our Call Center is extremely
                      understaffed for the time being and call waiting times may be longer than usual. For any non-emergencies, please use the <a href="http://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> page on our website to submit
                      inquiries electronically.<br> &nbsp;<br> Please continue to take all precautions to stay healthy.</p>
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                    <p><img src="" alt=""></p>
                    <h4> SDCERS' Updated Response to Coronavirus (COVID-19) Outbreak<br>
                      <span class="date">March 17, 2020</span>
                    </h4>
                    <p></p>
                    <p><strong>ATTENTION</strong> (updated as of 3/17/2020): Amid the COVID-19 outbreak, SDCERS continues to remain operational. However, we will be discontinuing in-office visits. This means that all retirement counseling
                      appointments will either take place over the phone or be postponed until a later date. Those who have upcoming appointments will be contacted by an SDCERS staff member to discuss how you’d like to proceed.<br> &nbsp;<br> We also
                      ask that you send any paperwork (such as health reimbursement requests, for example) via email. If you do not have access to email, you may mail in your documents or, if absolutely necessary, you can drop the paperwork off at
                      the office. However, no staff members will be available to meet with any visitors to the office in person. Health-related paperwork can be emailed to <a href="mailto:health@sdcers.org">health@sdcers.org</a>&nbsp;- please attach
                      any documents as PDF's <em>only</em>, as our firewalls will block any emails with non-PDF attachments. If you have other documents to send in, please inquire via the Contact Us page on our website and someone will contact you
                      about where to send your paperwork. &nbsp;<br> &nbsp;<br> Also, for the remainder of March, all scheduled seminars will be held as online webinars that can be accessed remotely. Those who are registered for the March 23rd DROP
                      Entry Seminar will be receiving an email with further details and instructions for attending this online webinar.<br> &nbsp;<br> As always, if you have a retirement-related emergency, please contact our Call Center at (619)
                      525-3600. Please be advised our Call Center is extremely understaffed for the time being and call times may be longer than usual. For any non-emergencies, please use the Contact Us page on our website to submit inquiries
                      electronically.<br> &nbsp;<br> Please continue to take all precautions to stay healthy.</p>
                    <p></p>
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                    <p><img src="" alt=""></p>
                    <h4> SDCERS' Response to Coronavirus (COVID-19) Outbreak<br>
                      <span class="date">March 16, 2020</span>
                    </h4>
                    <p></p>
                    <p><strong>ATTENTION</strong>: Amid the COVID-19 outbreak, SDCERS continues to remain open for business. This means that if you have an appointment with one of our retirement counselors, <em>you are under the age of 65,</em>
                      <strong><em>and</em></strong><em> you are healthy</em>, please come in on your scheduled date and time unless you have been contacted by an SDCERS representative and told otherwise. However, if you are coughing, sneezing, achy,
                      feverish, or having difficulty breathing, please postpone your visit to SDCERS until you are healthy again.<br>
                      <br> If you have a retirement-related emergency or if you’d like to reschedule your appointment, please contact our Call Center at (619) 525-3600. You may also reach us through our website's contact us submission form,
                      <a href="http://www.sdcers.org/About-SDCERS/Contact-Us.aspx">here</a>. We have a number of staff members out of the office for the foreseeable future, so if you have a non-emergency, please use our online contact us form rather
                      than calling the Call Center in order to keep our call waiting times down at a reasonable level.<br> &nbsp;<br> Also, for the remainder of March, all scheduled seminars will be turned into webinars that can be accessed remotely
                      as long as you have computer and internet access. Those who are registered for the March 17th and March 23rd seminars will be receiving an email with further details and instructions for attending these webinars.<br> &nbsp;<br>
                      We at SDCERS consider the health and safety of our staff and members a top priority. We understand the concern and uncertainty you may be experiencing surrounding the coronavirus and are committed to being responsive as the
                      situation evolves. In addition to following the guidelines set by the state, county, and city, SDCERS has taken the following steps towards keeping our offices a safe place for staff and members to visit:
                    </p>
                    <ul style="list-style-type:square;">
                      <li>
                        <p>We have encouraged anyone on our staff who is feeling ill to stay home;</p>
                      </li>
                      <li>
                        <p>We are encouraging members to reschedule their appointments it they are feeling ill;</p>
                      </li>
                      <li>
                        <p>Our building always follows all OSHA guidelines for sterilization and cleanliness;</p>
                      </li>
                      <li>
                        <p>We have taken extra steps to educate our staff on the importance of hand washing and breaking habits like touching our face, nose, and eyes; and</p>
                      </li>
                      <li>
                        <p>We are wiping down keyboards, counters, and office areas frequently throughout the day.</p>
                      </li>
                    </ul>
                    <p>Please take all precautions to stay healthy!</p>
                    <p></p>
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                    <h3>Feature Story</h3>
                    <p><img src="" alt=""></p>
                    <h4> 2019 1099-R Tax Forms<br>
                      <span class="date">January 22, 2020</span>
                    </h4>
                    <p></p>
                    <p>IRS Form 1099-R’s were mailed on January 13th from our vendor based in Chicago. This means all SDCERS retirees and beneficiaries who received a payment from SDCERS in 2019 should be receiving their 2019 1099-R forms via U.S.
                      mail over the next couple of weeks. To access your 1099-R form sooner, please log in to your <a href="https://members.sdcers.org/">Member Portal</a> account, click on “1099R and W2” on the left, and select “2019 1099R” to
                      download an electronic copy. You can also update your tax withholding preferences on your Member Portal by clicking on “Tax Withholding.”
                      <a href="/CorporateSite/media/PDF/Guide-to-Tax-Withholding-on-Portal.pdf" target="_blank">This guide</a> explains how to update your tax withholding preferences.<br> &nbsp;<br> For a detailed explanation of the pertinent
                      information in your 1099-R, as well as answers to frequently asked questions regarding this tax form, please review our
                      <a href="https://www.sdcers.org/Resources/Subject-Plan-Booklets/Form-1099-R-Explained.aspx">1099-R Fact Sheet</a>. If you have additional questions, please contact the Call Center at (619) 525-3600 or submit your questions
                      electronically via our <a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">Contact Us</a> web form.</p>
                    <p></p>
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                    <p><img src="" alt=""></p>
                    <h4> Active Member Death Benefits and the Importance of Keeping Your Beneficiary Designations Updated<br>
                      <span class="date">December 11, 2019</span>
                    </h4>
                    <p></p>
                    <p>When was the last time you thought about your SDCERS beneficiary designations? Over a year ago? Five years? The day you enrolled in SDCERS? Maybe never? Beneficiary designations may seem like a chore you can put off or do once
                      and forget about, but the truth is you should review your beneficiary designations at least once a year to make sure they reflect your current circumstances. For example, beneficiary designations probably aren’t the first thing
                      on your mind when you get married or divorced, have a child, or lose a loved one, but these are all defining life events that may affect who you want to receive your pension benefits when you die.<br>
                      <br> Active Members (meaning those who are actively employed by the City, Port,* or Airport and contributing to SDCERS, but are not in DROP) are eligible to leave one of three types of death benefits if they die before retiring
                      or entering DROP, and the eligibility requirements are very specific for two of the three types. Importantly, if you die without having designated your surviving spouse as your sole pre-retirement death benefit beneficiary, then
                      your surviving spouse will <em>not</em> be eligible to receive the lifetime Death While Eligible or Industrial Death Benefit, even if all other eligibility requirements are satisfied. This article contains a summary of the death
                      benefits provided to Active Members, but please review the <a href="http://www.sdcers.org/Resources/Subject-Plan-Booklets/Death-Benefits-(1).aspx"><u>Death Benefits Fact Sheet</u></a> for more in-depth information.<br>
                      <br> *<em>General Port employees hired or rehired on or after January 1, 2009 must complete five consecutive years of Port employment after each hire or rehire date before they become Members of SDCERS and are eligible to leave
                        a death benefit.</em>
                    </p>
                    <p></p>
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                    <h4> SDCERS Board Approves Annual Supplemental Benefit and Corbett Settlement Increase for 2019<br>
                      <span class="date">November 08, 2019</span>
                    </h4>
                    <p></p>
                    <p>At its November 8, 2019 meeting, SDCERS’ Board of Administration approved payment of the Annual Supplemental Benefit, also known as the “13th Check,” and the Corbett Settlement Increase (“Corbett benefit”) for eligible retirees
                      and continuance beneficiaries. The Supplemental Benefit is paid in years when the fund’s investment earnings are sufficient to qualify, according to a set formula defined in the plan documents, and the Corbett benefit is paid in
                      years that the Supplemental Benefit is paid. If you are eligible for one or both of these benefits, payment will be included in your November 2019 monthly pension benefit.<br> &nbsp;<br> The eligibility requirements for the
                      Supplemental Benefit and Corbett settlement benefits are described in our <a href="http://www.sdcers.org/Resources/FAQ.aspx"><u>FAQs</u> </a>under “Annual Supplemental Benefit&nbsp;("13th Check"), Corbett, COLA, COL Annuity.”
                      Here, you will also find a description of how these benefits are calculated.<br>
                      <br>
                      <em>Click "<a href="http://www.sdcers.org/News/By-Category/SDCERS-Board-Approves-Annual-Supplemental-Benefit.aspx">Read More</a>"&nbsp;</em><em>to view the full article.</em>
                    </p>
                    <p></p>
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                    <h4> SDCERS Receives the 2019 Public Pension Standards Award for Funding and Administration<br>
                      <span class="date">October 21, 2019</span>
                    </h4>
                    <p></p>
                    <p>For the second year in a row, SDCERS has been awarded the Public Pension Standards Award for Funding and Administration. The Public Pension Coordinating Council grants this award, which recognizes SDCERS for meeting
                      professional standards for plan funding and administration as set forth in the Public Pension Standards.​</p>
                    <br>
                    <img alt="Image of SDCERS' 2019 Public Pension Standards Award for Funding and Administration from the Public Pension Coordinating Council"
                      src="/getmedia/f4ace791-46d9-4485-90d9-e593f5041d91/2019-PPCC-Standards-Award?width=500&amp;height=524" style="width: 500px; height: 524px;">
                    <p><br>
                      <em>Click "<a href="http://www.sdcers.org/News/By-Category/News-Articles-,-Press-Release-(2).aspx">Read More</a>" for more information about this award.</em>
                    </p>
                    <p></p>
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                    <h4> Meet Your SDCERS Call Center Representatives!<br>
                      <span class="date">September 27, 2019</span>
                    </h4>
                    <p></p>
                    <p>If you’ve ever called SDCERS, odds are you’ve spoken to one of our Call Center representatives. These are the people who spend all day, every day answering Members’ questions and trying to fix their problems. As anyone in
                      customer service will likely tell you, it can sometimes be a thankless job. However, our Call Center representatives are lucky to have kind and patient Members, and our Members are equally lucky to have such passionate and
                      caring people on the other end of the phone.<br>
                      <br> At some point, almost all of our Members will talk to someone in the Call Center, so we thought you might like to know a little more about the ladies you’ll be talking to and maybe even put a face to the name of your
                      representative.<br>
                      <br> Click "Read More" below to view the full article and see individual bios for each of our Call Center staff members!<br>
                      <br>
                      <img alt="Group photo of Call Center staff - Sarema Valenzuela, Catherine Ayala, Andrea Valdes, Selene Rodriguez, and Victoria Fedalizo."
                        src="/getmedia/5c8b866d-e847-4616-82a5-8aa662d50f70/SDCERS-4-29-2019_Group_3569-10x8?width=600&amp;height=480" style="width: 600px; height: 480px;"><br>
                      <em>From Left to Right: Sarema Valenzuela, Catherine Ayala, Andrea Valdes, Selene Rodriguez, and Victoria Fedalizo.</em>
                    </p>
                    <p></p>
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                    <h4> SDCERS' Board Appoints New Vice President and Committee Chairs<br>
                      <span class="date">September 13, 2019</span>
                    </h4>
                    <p>At the September 13th Board meeting, Board President Carol Broad appointed Carina Coleman to the position of Vice President. The appointment was unanimously approved by the remaining members of the Board who were present. The
                      Vice President’s duties include acting as the Board President whenever the Board President is absent or otherwise unable to fulfill their duties, and temporarily assuming the role of Board President until an election can be
                      scheduled in the event the current Board President’s seat becomes vacant. Ms. Coleman was additionally appointed to be the new Chair of the Investment Committee, a seat previously occupied by Board President Carol Broad.<br>
                      <br>
                      <img alt="Charlie Hogquist, Carina Coleman, Carol Broad, and Thanasi Preovolos sitting at their podiums while motion to confirm Carina Coleman as new Vice President is on screen in the background."
                        src="/getmedia/6bfaa4f2-ba9a-4cf2-b591-5c797663348a/Carina-VP-Appointment?width=500&amp;height=392" style="width: 500px; height: 392px; vertical-align: middle;"><br>
                      <em>From Left to Right: Charlie Hogquist, Carina Coleman, Carol Broad, and Thanasi Preovolos</em><br>
                      <br> The Audit Committee reappointed Roberta Spoon as its Chair, and the current Chairs of the Business and Governance Committee and Disability Committee will remain the same as well: Thanasi Preovolos and Charles Hogquist,
                      respectively.<br>
                      <br> Please join us in congratulating our new Vice President and Committee Chairs! You can watch the September 13th Board meeting by going to
                      <a href="http://board.sdcers.org/onbaseagendaonline" target="_blank">Board Meeting Agendas</a> and clicking on “View Media” next to the September 13, 2019 Board of Aministration Meeting line item.<br>
                      <br> &nbsp;
                    </p>
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                    <h4> Annual Member Statements<br>
                      <span class="date">August 16, 2019</span>
                    </h4>
                    <p></p>
                    <p>Non-retired SDCERS Members will be receiving their Annual Statement of Benefits in the mail over the next several days. This statement contains detailed account information for the fiscal year ending June 30, 2019, which means
                      the information is current as of July 1, 2019. The purpose of this Annual Statement of Benefits is (1) to ensure that your beneficiary designations are updated, and (2) to keep you informed of the details of your SDCERS
                      retirement account.<br>
                      <br>
                      <em>Please review the information on your statement carefully and contact SDCERS if you need to update your information or if you believe there is an error in your statement.</em><br>
                      <br> A video detailing the contents of your statement is available <a href="http://www.sdcers.org/Resources/Videos.aspx" target="_self"><u>here</u></a>.<br>
                      <br> If you have questions about your Annual Statement of Benefits, please visit your Payroll Specialist or call the SDCERS Call Center at 619-525-3600. And remember, your most up-to-date account information is always available
                      on the <a href="http://members.sdcers.org/" target="_self"><u>SDCERS Member Portal</u></a>.
                    </p>
                    <p></p>
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                    <h4> SDCERS' Board Welcomes Two New Members, and Carina Coleman Reappointed for Second Term<br>
                      <span class="date">August 05, 2019</span>
                    </h4>
                    <p></p>
                    <p>Last week, the City Council unanimously approved the Mayor’s appointment of two new Board Members: Clifford Schireson and Paul Kaufmann. The City Council also approved the reappointment of veteran Board Member Carina
                      Coleman.<br>
                      <br>
                      <img alt="Carina Coleman and Paul Kaufmann being sworn in as Board Members at the Office of the City Clerk." src="/getmedia/68994f1a-e8d2-484b-afdb-5210f17d3bcf/Carina-and-Paul-Being-Sworn-In-(2)?width=300&amp;height=399"
                        style="width: 300px; height: 399px; float: left;">
                    </p>
                    <div style="clear:both">Carina Coleman and Paul Kaufmann being sworn in at the Office of the City Clerk. <p><br> We are thrilled to welcome our new Board Members, and also to have Carina Coleman back for a second term! You can see
                        all three at our next Board meeting on September 13th at 8:30 a.m. in our Board room. If you can’t attend in person, you can tune in to the live broadcast by clicking on “Board Meeting Agendas”, following the link to the
                        online agendas, and clicking on “Live Media” in the Board of Administration line when the meeting starts.<br>
                        <br> Please read the full article for more information about these three Board Members.
                      </p>
                    </div>
                    <p></p>
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                    <h4> Active City Members: Register for Upcoming Pre-Retirement Seminar!<br>
                      <span class="date">July 31, 2019</span>
                    </h4>
                    <p></p>
                    <p><strong>UPDATE: THE SEPTEMBER SEMINAR IS NOW FULL. WE WILL ANNOUNCE THE DATES OF FUTURE SEMINARS AS THEY ARE SCHEDULED.</strong><br>
                      <br> Attention All Active City Members:<br> &nbsp;<br> Registration is now open for SDCERS’ upcoming pre-retirement seminar, which will be held on <strong>September 11th at 2:30 p.m.</strong> in SDCERS’ Board room (401 West A
                      Street, Third Floor, San Diego, CA 92101). At this educational seminar, SDCERS staff will walk you through your retirement benefits and help you plan for the future.
                    </p>
                    <p>No matter how old you are, it’s never too early or too late to start thinking about your retirement goals and making plans so that you can meet those goals. Space is limited, so please call SDCERS as soon as possible to
                      register, at (619) 525-3600.&nbsp; Additional pre-retirement seminars and DROP entry seminars will be held in the future, so if you miss this one, you can plan to attend next time.<br> &nbsp;<br> NOTE: You must attend a
                      pre-retirement seminar before attending a Deferred Retirement Option Plan (“DROP”) entry seminar.</p>
                    <p></p>
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                    <h4> New SDCERS Board President<br>
                      <span class="date">July 12, 2019</span>
                    </h4>
                    <p></p>
                    <p>After former Board President Val Hoy maxed out his term limit, the Board established a Nomination Committee at its May meeting to nominate a fellow Board Member for the vacant position. Today, the Nomination Committee
                      unanimously recommended Carol Broad be elected as the new Board President, and the Board unanimously approved this recommendation.&nbsp;</p>
                    <p style="text-align: center;"><img alt="Photo of Board Members Charlie Hogquist, Thanasi Preovolos." src="/getmedia/b84c1a82-44ad-4504-a700-429ce9e9af30/Carol-Elected-President?width=500&amp;height=374"
                        style="width: 500px; height: 374px;"></p>
                    <p>Carol has served as the Board’s Vice President since July 13, 2018 and she has acted as the interim Board President since Val Hoy vacated the office. Carol is also the Chair of the Investment Committee and has over 30 years of
                      experience in the financial industry, particularly in providing investment advice to major public and corporate pension funds. For more information about
                      <a href="http://www.sdcers.org/About-SDCERS/Organization/Board-Members.aspx">Carol’s</a> professional background.</p>
                    <p></p>
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                    <h4> Important Reciprocity Update<br>
                      <span class="date">June 24, 2019</span>
                    </h4>
                    <p>SDCERS administers the pension plans for three plan sponsors - the City of San Diego, the San Diego Unified Port District, and the San Diego County Regional Airport Authority. Your ability to establish reciprocity depends on
                      which plan sponsor you intend to work for, so please review this information carefully. If you are currently working at a California government agency that participates in reciprocity, and you are considering employment with the
                      Port or Airport, you can apply to establish reciprocity. If you are currently working at a California government agency that participates in reciprocity, and you are considering employment with the City of San Diego, please note
                      that only sworn police officers may join the City of San Diego’s pension plan. The City’s pension plan was closed on July 20, 2012, following the passage of City Proposition B, to all new hires except sworn police officers.</p>
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                    <h4> SDCERS Recognizes Outgoing Board Trustees<br>
                      <span class="date">June 17, 2019</span>
                    </h4>
                    <p></p>
                    <p>Serving as an SDCERS Trustee requires expertise, attention and time – with no compensation – and a commitment to delivering accurate and timely benefits to participants and ensure the trust fund’s safety, integrity and growth.
                      Having accomplished this, three SDCERS Board Trustees were recently honored for their service.Board President and Mayoral Appointee Valentine S. Hoy, Mayoral Appointee William W. Haynor and Active Police Safety Trustee Thomas A.
                      Sullivan, who each served two four-year terms, were recognized at the March 10, 2019 Board meeting, and at a send-off event in April. The new Board President will be selected at the July Board meeting.&nbsp;We are excited to
                      welcome Sgt. Louis Maggi as our newly elected Active Police Safety Trustee seat. SDCERS is governed by a 13-member Board of Administration, responsible for the prudent administration of retirement benefits for City of San Diego,
                      San Diego Unified Port District and San Diego County Regional Airport employees, and for overseeing the investment portfolio of the retirement system’s trust fund.</p>
                    <p></p>
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                    <h4> Fiscal Year 2020 COLA &amp; City Retiree Health Open Enrollment Help Day<br>
                      <span class="date">June 05, 2019</span>
                    </h4>
                    <p></p>
                    <p>At its May 10, 2019 meeting, the Board approved two Cost of Living Adjustments (“COLA”) that will be applied to eligible retirees’ monthly benefit from July 2019 – June 2020. Members whose retirement date is before July 1, 2018
                      will receive a COLA increase of 2.0%. Members whose retirement date is between July 1, 2018 and June 30, 2019 will receive a COLA increase of 1.9%. &nbsp;Also, 2019-2020 Health Open Enrollment for eligible City Retirees will run
                      from June 3 – 28, 2019. This year’s Health Open Enrollment Help Day is Friday, June 14 at the Balboa Park Club Ballroom. There will be no formal presentations, but SDCERS staff and representatives from sponsored health plans
                      will be available to answer questions from 10:00 a.m. – noon. You may also submit your enrollment forms directly to SDCERS staff at this
                      event.&nbsp;<a href="/News/Latest-News/By-Category/Board,-COLA,-News-Articles-,-Open-Enrollment-,.aspx">Click here for more information</a></p>
                    <p></p>
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                    <h4> City Retiree Health Open Enrollment Kickoff<br>
                      <span class="date">May 23, 2019</span>
                    </h4>
                    <p></p>
                    <p>2019-2020 Health Open Enrollment for eligible City Retirees will run from June 3 – 28, 2019. The Health Open Enrollment Kickoff is this Friday, May 24 at the Balboa Park Club Ballroom. The event will feature formal
                      presentations by Kaiser, Cigna, SCAN Health Plan, and Sharp from 10:00 a.m. – 10:30 a.m., and retirees will be able to talk to the providers and ask questions until noon.
                      <a href="/Forms-Publications/City-Retiree-Health-Enrollment.aspx">Click here for more information</a></p>
                    <p></p>
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                    <h4> Fact Check Your Future<br>
                      <span class="date">April 02, 2019</span>
                    </h4>
                    <p></p>
                    <p>SDCERS administers benefits for more than 20 plan tiers, and you can learn more about YOUR plan by reading the <a href="/Resources/Retirement-Plan-Summaries/City-of-San-Diego.aspx">Retirement Plan Summary</a> that corresponds
                      to your employer and hire date. Understand how your retirement contributions are calculated, when you are eligible for a lifetime retirement benefit, and your retirement benefit formula. Invest a few minutes in learning about
                      your retirement future.&nbsp;</p>
                    <p></p>
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                    <h4> SDCERS' Board Votes to Set Minimum Pension Payments<br>
                      <span class="date">January 17, 2019</span>
                    </h4>
                    <p>At the January meeting, SDCERS' Board of Administration took another important step toward pension stability by voting to set minimum annual pension payments of the Unfunded Actuarial Liability (UAL) for the City of San Diego
                      and the Port of San Diego.<br>
                      <br> This minimum payment is also referred to as a "floor," meaning even if the required annual payment is less than the "floor," that minimum amount must be paid each year. The UAL floor payment for the City was set at $275.5
                      million and $13.3 million for the Port. This is based on the June 30, 2018 actuarial valuations which set the payment amount for the fiscal 2020 payment to the retirement system.<br>
                      <br> The new policy increases benefit security and helps the pension fund reach full funding by 2037, several years earlier than anticipated.<br>
                      <br> The Board also voted to prospectively limit the long-term impacts of changes to the assumed rate of return (discount rate), retirement rates, and life expectancy assumptions, to a 20-year period from the previous 30-year
                      period.<br>
                      <br> A video of the Board discussion and vote is available <a href="https://www.youtube.com/watch?v=vtQ73ONjAb8"><font color="#0066cc">here</font></a>.<br>
                      <br> &nbsp;
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                    <h4> SDCERS Reports 8.9% Final Investment Return for Fiscal Year 2018<br>
                      <span class="date">November 27, 2018</span>
                    </h4>
                    <p>SDCERS’ Total Fund reported performance of +8.9% net of fees compared to the benchmark of 7.6% and assets topped $8 billion for the fiscal year ended June 30, 2018. U.S. equities were a strong source of value-add during the
                      year, up 16.3% compared to the benchmark of 14.8%.</p>
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                <h4> DROP Interest Rates for CY 2025 <br>
                  <span class="date">November 15, 2024</span>
                </h4>
                <p>At today’s meeting, SDCERS’ Board of Administration voted to approve staff’s recommended DROP account and DROP annuity interest rates for the next calendar year – meaning these rates will be effective <strong>January 1,
                    2025</strong>. The <strong>DROP account</strong> <strong>rate</strong> is the interest rate used by SDCERS while a Member is in DROP and the <strong>DROP annuity</strong> <strong>rate</strong> is the interest rate used by SDCERS
                  to annuitize the DROP monies of a Member who has exited DROP and selected the DROP annuity option. These rates are calculated annually using publicly available indexes as of September 30th of each year. (See Board Rule 6.10(c) and
                  6.40(b), and the <u><a href="https://www.sdcers.org/CorporateSite/media/PDF/DROP-Interest-Rate-Review_Jan-2022-Board-Meeting.pdf">SDCERS CEO’s memorandum</a></u> presented at the January 2022 Board meeting for more information about
                  how these rates are calculated.)<br> &nbsp;<br>
                  <strong><u>2025 DROP Account Interest Rate</u></strong><br> Effective January 1, 2025, the annual <strong>DROP account</strong> interest rate (compounded quarterly) will increase to <strong>4.4%</strong>, compared to the current
                  rate of 4.2%. This interest rate will be compounded quarterly and applied to all active DROP participants’ accounts as long as the participant is actively employed by their plan sponsor on the last day of each quarter in 2025. This
                  rate is subject to change annually, which means a DROP participant’s account may receive a different interest rate every year during their participation period.<br> &nbsp;<br>
                  <strong><u>2025 DROP Annuity Interest Rate</u></strong><br> For the first time, Port Members will have a different <strong>DROP annuity</strong> interest rate than City and Airport Members – this is due to the fact that the City and
                  Airport plan documents include a self-imposed limit on the DROP annuity factor, preventing it from exceeding 5.0% if the DROP <em>account</em> rate is less than 5.0%.<br> &nbsp;<br> Therefore, the <strong>DROP annuity</strong>
                  interest rate will increase to <strong>5.0% </strong>for City and Airport Members and <strong>5.1% </strong>for Port Members, compared to the current rate of 4.6%. The applicable interest rate will be applied to the funds remaining
                  in a DROP retiree’s account when they exit DROP, <em>if</em> the retiree chooses to annuitize all or part of their DROP account, and it will be factored into the calculation of their monthly DROP annuity payment. Please note that
                  the retiree’s DROP exit date must be during calendar year 2025 in order for the 5.0% (or 5.1% for Port Members) annuity factor to apply.<br> &nbsp;<br> Unlike the DROP account interest rate, the DROP <em>annuity</em> rate will
                  <u>not</u> change for an individual member – the rate that is in effect when a member exits DROP is the rate that will be applied to their annuity calculation, regardless of whether or not the DROP annuity rate changes in future
                  years. Therefore, when you are getting close to your DROP retirement date, your decision to exit DROP before or after the New Year may be affected by the Board’s decision to increase or decrease the DROP annuity interest rate.
                  However, if you do not plan to annuitize your DROP account upon exiting DROP, then the DROP annuity rate changes are irrelevant to you. <u><a href="https://www.sdcers.org/News/By-Category/DROP,-News-Articles.aspx">Click here</a></u>
                  to review your options regarding how you can receive the funds in your DROP account when you exit DROP.<br> &nbsp;<br>
                  <strong><em>Please attend a DROP Entry webinar if you are planning to enter DROP soon! </em></strong>As of the date of this article, the December 9th DROP entry webinar from noon – 2:00 p.m. has 20 open spots – please use the
                  following link to register: <u><a href="https://attendee.gotowebinar.com/register/2868100713073285977">https://attendee.gotowebinar.com/register/2868100713073285977</a></u>. There will be another webinar in January that has not yet
                  been scheduled. If you are within 3 months of your DROP entry date and are unable to register for either the December or January webinar, please <u><a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">contact SDCERS</a></u>
                  and let us know.<br> &nbsp;<br>
                  <strong><em>Please attend a DROP Exit webinar if you are nearing your target DROP exit date! </em></strong>The next DROP exit webinar will be November 18th from 12:00 p.m. – 1:30 p.m., and you can register using the following link:
                  <u><a href="https://attendee.gotowebinar.com/register/3654125083095859036">https://attendee.gotowebinar.com/register/3654125083095859036</a></u>. Depending on demand, there <em>may</em> be another DROP exit webinar in December. If
                  you are within 3 months of your DROP exit date and are unable to attend the November webinar, please <u><a href="https://www.sdcers.org/About-SDCERS/Contact-Us.aspx">contact SDCERS</a></u> and let us know.<br> &nbsp;<br> If you are
                  considering entering or exiting DROP soon, you must begin the process by first going to your <u><a href="https://members.sdcers.org/">Member Portal</a></u> account and clicking on either “Online Applications” or “DROP Retirement
                  Application” (whichever is applicable to you) from the left menu, under Tools. Review this information, make your selections, and submit the initial application online. Once received, you will be contacted by an SDCERS staff member
                  to schedule your personal counseling appointment. At your appointment, you can ask questions and make any changes to your application. Your electronic application is <u>not final</u> and you have not officially scheduled your DROP
                  entry or exit date until you’ve submitted your signed application signature page, which will be given to you by your retirement counselor during or after your appointment.<br>
                  <br> &nbsp;
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Welcome to the San Diego City Employees' Retirement System, where our mission is
to deliver accurate and timely benefits to our participants and ensure the Trust
Fund's safety, integrity, and growth.

Access the Member Portal Here

Use the Member Portal to do things like view and update your beneficiaries,
estimate your future pension benefit, and (if you're at least six months away
from being eligible to retire) begin the retirement application process.

Access the Member Portal Here

Our Call Center is open on regular business days from 9:00 a.m. to noon, and
1:00 to 4:00 p.m., at (619) 525-3600. Don't feel like calling? Send us an
electronic inquiry via our Contact Us page!

Send Us a Message

Check out our fact sheets to learn more about your SDCERS pension benefits!

Review Our Fact Sheets Here

Use the Member Portal to do things like view and update your beneficiaries,
estimate your future pension benefit, and (if you're at least six months away
from being eligible to retire) begin the retirement application process.

Access the Member Portal Here

Don't know what you don't know? Peruse our Frequently Asked Questions section
and expand any that you're interested in to see the answer!

See Our FAQs Here

Meet Sam Diego, the bushy-tailed star of our educational videos! Watch a basic
overview of how SDCERS and your pension works, learn about the Deferred
Retirement Option Plan (DROP), hear about the effect a divorce may have on your
pension benefits, and more.

Watch Our Educational Videos Here

Welcome to the San Diego City Employees' Retirement System, where our mission is
to deliver accurate and timely benefits to our participants and ensure the Trust
Fund's safety, integrity, and growth.

Access the Member Portal Here

SDCERS is governed by a 13-member Board of Administration.

Learn About SDCERS' Board Here

Welcome to the San Diego City Employees' Retirement System, where our mission is
to deliver accurate and timely benefits to our participants and ensure the Trust
Fund's safety, integrity, and growth.

Access the Member Portal Here

Use the Member Portal to do things like view and update your beneficiaries,
estimate your future pension benefit, and (if you're at least six months away
from being eligible to retire) begin the retirement application process.

Access the Member Portal Here
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 * FEATURE STORY
   
   
   
   SDCERS' IT DEPARTMENT RECEIVES 2024 MISAC QUALITY IT PRACTICES AWARD
   DECEMBER 03, 2024
   
   SDCERS is proud to announce it has received the Municipal Information System
   Association of California (MISAC) Quality Information Technology Practices
   Award for the seventh year in a row. MISAC is a collaborative organization of
   California local government IT professionals with the goal of promoting
   leadership, information sharing, and access to resources to enhance local
   government services and effectiveness. Membership includes cities, towns,
   public safety, special districts, and other local governmental
   agencies/districts. 
   
   
   
   The award qualifications follow the NIST SP800-53P standards.  NIST is the
   National Institute of Standards and Technology that defines a framework to
   reduce cybersecurity risks within an organization.  This framework is adopted
   by most federal and government agencies.  To qualify for the award, agencies
   respond using the control catalog covering NIST standards of low, moderate
   and high.  Those agencies who meet a high percentage of the controls are
   recognized with the MISAC Quality in IT Practices award. 
    
   Receiving MISAC Quality IT Practices Award is an honor and tribute to the
   dedication and performance of SDCERS’ IT staff and contractors.
    
   
   PREVIOUS STORY NEXT STORY READ MORE


 * FEATURE STORY
   
   
   
   SDCERS BOARD APPROVES ANNUAL SUPPLEMENTAL BENEFIT PAYMENT FOR 2024
   NOVEMBER 15, 2024
   
   
   
   At its November 15, 2024 meeting, SDCERS’ Board of Administration approved
   payment of the Annual Supplemental Benefit for eligible retirees and
   continuance beneficiaries. The Annual Supplemental Benefit is paid in years
   when the fund’s investment earnings are sufficient to qualify, according to a
   set formula defined in the plan documents.
    
   In addition, the Corbett Settlement Increase (“Corbett benefit”) is paid to
   eligible retirees and continuance beneficiaries in years that the Annual
   Supplemental Benefit is paid. If you are eligible for one or both of these
   benefits, payment will be included in your November 2024 monthly pension
   payment.
    
   There are minimum service credit requirements to qualify for the Annual
   Supplemental benefit (5 or 10 years, depending on hire date and plan
   sponsor.) City Members hired on or after July 1, 2005, Port Members hired on
   or after October 1, 2005, and Airport Members hired on or after October 3,
   2006 are not eligible for the Annual Supplemental Benefit.
    
   Payment amounts are determined by years of service credit (not including
   reciprocal service credit).  The amount per year of service credit is $30,
   $45, $60, or $75 per year of service credit depending on year of retirement.
   Continuance beneficiaries of eligible retirees will be paid an amount using
   the same ratio as their monthly benefits bear to the monthly benefit received
   by their respective deceased retired spouse.
    
   The eligibility requirements for the Annual Supplemental Benefit and Corbett
   benefit are described in our FAQs under “Annual Supplemental Benefit,
   Corbett, COLA, COL Annuity.” Here, you will also find a description of how
   these benefits are calculated.
    
   In addition to the requirements outlined in the FAQ’s, in order to be
   eligible for the 2024 Annual Supplemental Benefit, a retiree or continuance
   beneficiary must have been (1) alive, and (2) eligible to receive a monthly
   pension benefit payment on October 1, 2024. If an eligible retiree died on or
   after October 1, 2024, the retiree’s continuance beneficiary is not eligible
   for their own Annual Supplemental Benefit this year. In this case, the
   retiree’s Annual Supplemental Benefit payment will be included in the $2,000
   Retiree Death Benefit and Other Payable Monies, which is paid to the
   beneficiary(ies) designated to receive that death benefit.
   
   
   
   PREVIOUS STORY NEXT STORY READ MORE


 * FEATURE STORY
   
   
   
   NOMINATIONS OPEN FOR UPCOMING ACTIVE CITY GENERAL AND FIRE SAFETY BOARD
   MEMBER ELECTIONS
   NOVEMBER 11, 2024
   
   
   
   SDCERS’ Board of Administration consists of 5 elected members, each of whom
   serve a four-year term before elections are held again. The four-year terms
   for SDCERS’ active Fire Safety Board Member, Paul Lotze, and two General
   Board Members, Bret Bartolotta and Thomas Battaglia, are ending March 31,
   2024. Therefore, SDCERS has begun the elections to fill these seats.
    
   Nominations are open for these elections and all nominations and petition
   signatures must be submitted by 5:00 p.m. (PST) on December 11, 2024. All
   active City General and Fire/Lifeguard Safety Members are eligible to run for
   the appropriate seat and have been mailed a letter, which contains a unique
   validation number and instructions explaining how to self-nominate and/or
   sign a nominee’s petition. Please retain this letter, as you will need your
   unique validation number in order to submit a nomination or sign an existing
   nominee's petition.  If you are an active City General, Fire, or Lifeguard
   Member interested in serving on SDCERS’ Board, please be sure to
   self-nominate by the deadline; all other members in these two categories,
   please be sure to sign the nomination petition(s) of any candidate(s) you
   support! Each nominee must have at least 10 electronic signatures from
   members in the appropriate membership category on their nomination petition
   in order to move forward in the election.
    
   If you are an active City General, Fire, or Lifeguard Member and have not
   received your nominations letter by November 15, 2024; if you lost your
   letter; or if you have any questions about the nomination process, please
   email SDCERShelp@electionservicescorp.com or call 1-866-720-4357, Monday –
   Friday, 6:00 a.m. – 2:00 p.m. PST. 
   
   All nominations and signatures must be submitted by 5:00 p.m. PST on December
   11, 2024. At that time, if there is only one nominee for the Fire Safety seat
   with at least 10 petition signatures (the minimum requirement to move
   forward), a Fire Safety Member election will not be necessary. Similarly, if
   there are only two nominees for the active General Member seat with at least
   10 petition signatures each, then a General Member election will not be
   necessary. However, if there are competing nominations for either seat, then
   we will proceed with the election(s) and all members who are eligible to vote
   will receive another letter with further instructions. 
   
    
   
   
   
   PREVIOUS STORY NEXT STORY READ MORE


 * FEATURE STORY
   
   
   
   CALENDAR YEAR 2025 CITY RETIREE HEALTH OPEN ENROLLMENT
   OCTOBER 30, 2024
   
   
   
   Retiree health open enrollment for City of San Diego retirees will run from
   November 1st – 30th.
    
   IMPORTANT: SDCERS is NOT administering City Retiree Health Open Enrollment
   this year – please do not send any enrollment or disenrollment forms to us!
    
   Instead, please register your account with the City's new retiree health
   administrator, the City of San Diego Retiree Health Service Center,
   at SDRetireeHealth.com. See this guide for instructions. 
    
   You will need access to this account in order to participate in Open
   Enrollment electronically and, starting in 2025, to submit reimbursement
   requests if you have retiree health benefits through the City of San Diego
   (not including Option C trust accounts). If you need further assistance,
   please contact the City Retiree Health Service Center at (855)-380-5898, open
   on regular business days from 5:00 a.m. to 3:00 p.m. (PST), or via email
   at info@SDRetireeHealth.com.
    
   The calendar year 2025 City retiree health booklets have been mailed to all
   eligible City retirees and beneficiaries, and an electronic version of the
   booklet is also available here, as well as on your City Retiree Health
   Service Center account – please also register and log in to your account in
   order to submit enrollment and disenrollment forms. If you would like hard
   copies of these forms mailed to you, please contact the City Retiree Health
   Service Center (see phone and email contact information above). All
   enrollment and disenrollment forms must be received by the City Retiree
   Health Service Center by 3:00 p.m. (PST) on November 30th.
    
   As always, if you do not wish to make any changes to your current healthcare
   coverage, you do not need to take any action during open enrollment and your
   coverage will remain the same, although the premiums may change. There are no
   new plans this year and no significant changes to existing plans in terms of
   coverage.
    
   If you are comparing different plans and trying to decide which is best for
   you, don’t forget about CareCounsel! CareCounsel Member Care Specialists are
   available for your healthcare inquiries and concerns. You can call them at
   (888) 227-3334 or e-mail staff@carecounsel.com Monday – Friday, 6:30 a.m. to
   5:00 p.m. PST. CareCounsel also provides helpful videos on their website that
   may answer your questions about Medicare, here:
   https://carecounsel.com/medicare.html.
    
   
   
   
   PREVIOUS STORY NEXT STORY READ MORE


 * FEATURE STORY
   
   
   
   SDCERS RECEIVES CERTIFICATE OF ACHIEVEMENT FOR EXCELLENCE IN FINANCIAL
   REPORTING FOR 16TH CONSECUTIVE YEAR
   OCTOBER 14, 2024
   
   
   
   The Government Financial Officers Association (“GFOA”) has awarded SDCERS the
   Certificate of Achievement for Excellence in Financial Reporting for SDCERS’
   2023 Annual Comprehensive Financial Report (“ACFR”) and Popular Annual
   Financial Report (“PAFR”). This is the 16th year in a row SDCERS has received
   this recognition!
   
   
   
   The GFOA is a non-profit professional association serving approximately
   15,000 government finance professionals. SDCERS’ ACFR and PAFR were judged by
   an impartial panel and deemed to have met the high standards of the
   certificate program, including demonstrating an effective means to disclose
   and clearly communicate SDCERS’ financial story and to motivate Members and
   the public to read the ACFR and PAFR.  This award is the highest form of
   recognition in the area of government accounting and financial reporting. It
   represents a significant accomplishment by a governmental agency and its
   management.
    
   SDCERS’ award-winning ACFRs and PAFRs are available online and can be viewed
   here.
   
   
   
   PREVIOUS STORY NEXT STORY READ MORE


 * FEATURE STORY
   
   
   
   SDCERS' FINAL INVESTMENT RETURN FOR FY 2024
   SEPTEMBER 24, 2024
   
   
   
   At the September Board meeting, SDCERS reported a net return of 7.2% for
   Fiscal Year 2024. As of June 30, 2024, the trust fund’s assets totaled
   approximately $11.3billion. SDCERS’ annualized rate of return over the past
   10 years is 6.7%, and its return since inception is 8.6%.
    
   SDCERS’ net return for Fiscal Year 2024 of 7.2% was higher than its assumed
   rate of return (6.5%), but below the policy benchmark, which posted an 8.9%
   return for the year. The policy benchmark is a measure of how the Total Fund
   would have performed if the actively managed public portions of the portfolio
   had been completely passively invested in index funds, and if the private
   portions of the portfolio achieved stated benchmark returns.
    
   Differences in the portfolio’s composition relative to the policy benchmark,
   as well as managers’ selection of specific assets within specific asset
   classes, hurt SDCERS’ relative returns. Specifically, SDCERS did not meet its
   benchmark for FY 2024 primarily due to the Fund’s overweight to specific
   areas within Private Equity, which underperformed in a difficult fundraising
   and exiting environment.
    
   While Private Equity enjoyed fantastic returns in 2021 and 2022, the asset
   class was challenged in 2023 and into 2024 as a result of the Fed’s interest
   rate hiking cycle, which created a less favorable environment for Initial
   Public Offerings amidst higher borrowing costs. SDCERS’ overweight to private
   equity hurt returns from both an allocation and selection effect, as private
   equity as an asset class underperformed, and also from a selection effect, as
   private equity holdings within SDCERS’ portfolio underperformed the private
   equity benchmark by 9.7% due to valuation write-downs and a larger growth
   equity tilt.
    
   Performance can also be measured in comparison to returns of other public
   pension plans, though it is important to remember that different plans have a
   variety of circumstances impacting their asset allocations and, in turn,
   their return targets. SDCERS compares very favorably against its peers over
   longer time periods – posting returns in the upper second quartile of the
   universe over the most recent10-year period ending June 30, 2024. Over the
   past 20 years, SDCERS’ return is in the top quartile of similarly-sized
   public pension plans. SDCERS’ risk-adjusted return, which takes into account
   reward for risk undertaken, is in the top quartile compared to
   similarly-sized public pension plans over the past 5 and 10 years.
    
   
   
   
   PREVIOUS STORY NEXT STORY READ MORE


 * FEATURE STORY
   
   
   
   SDCERS RECEIVES CERTIFICATE OF TRANSPARENCY FROM NCPERS
   AUGUST 29, 2024
   
   
   
   SDCERS was one of 157 public pension plans that participated in the National
   Conference on Public Retirement Systems’ (NCPERS) 2024 study, which invited
   public pension systems across the continent to share information on plan
   design, investment allocation, investment returns, actuarial assumptions, and
   plan governance practices. In recognition of SDCERS’ participation, NCPERS
   awarded SDCERS with its Certificate of Transparency. This certificate
   acknowledges SDCERS’ commitment to furthering an atmosphere of openness
   between public pension systems and the public. As “transparency” is one of
   SDCERS’ six core values, we were honored to receive this award. SDCERS
   strives to promote and maintain an open and honest relationship with its
   members, plan sponsors, and the public.
   
   
   
   NCPERS is the largest trade association for public pensions, representing
   approximately 500 plans, plan sponsors, and other stakeholders through the
   U.S. and Canada. As a 501(c)(3) non-profit organization, NCPERS is comprises
   a network of trustees, administrators, public officials, and investment
   processionals who collectively oversee approximately $4 trillion in
   retirement funds.
   
    
   
   
   
   PREVIOUS STORY NEXT STORY READ MORE


 * FEATURE STORY
   
   
   
   SDCERS' PHYSICAL OFFICES CLOSED UNTIL FURTHER NOTICE
   AUGUST 19, 2024
   
   UPDATE: Our physical offices will reopen Monday, August 26, 2024.
   
   
   ATTENTION: Due to an ongoing A/C outage, SDCERS' physical downtown offices
   will be closed until the problem is resolved. However, SDCERS staff continues
   to work remotely at this time.
   
   If you have an in-person retirement counseling appointment this week, your
   counselor will reach out to you with further instructions or your options for
   rescheduling.
   
   Please contact the Call Center at (619) 525-3600 if you have any additional
   questions or concerns. The Call Center is open on regular business days from
   9:00 am. - noon, and 1:00 - 4:00 p.m.
   
   We apologize for any inconvenience this may cause and thank you in advance
   for your understanding! This article will be updated when our offices are
   able to reopen.
   
    
   
   PREVIOUS STORY NEXT STORY READ MORE


 * FEATURE STORY
   
   
   
   SDCERS' BOARD WELCOMES NEW VICE PRESIDENT
   JULY 19, 2024
   
   
   
   At the July 12th Board meeting, SDCERS’ new Board President, Lisa Marie
   Harris, appointed Clifford Schireson to her previous position of Vice
   President, with the Board unanimously confirming his appointment. The Vice
   President’s duties include acting as the Board President whenever the Board
   President is absent or otherwise unable to fulfill their duties, and
   temporarily assuming the role of Board President until an election can be
   scheduled in the event the current Board President’s seat becomes vacant. Mr.
   Schireson will also continue his position as the Chair of the Investment
   Committee.
   
   
   
   Please join us in welcoming our new Vice President! Mr. Schireson’s biography
   can be found on our Board Members page. You can also watch the July 12, 2024
   Board meeting here.
   
   
   
   PREVIOUS STORY NEXT STORY READ MORE


 * FEATURE STORY
   
   
   
   NEW MEMBER CONTRIBUTION RATES FOR FY 2025
   JULY 02, 2024
   
   
   
   IMPORTANT: These changes only apply to (1) all City of San Diego members and
   (2) Port Safety members who were hired on or after January 1, 2013.
    
   Member contributions are the mandatory pre-tax deductions on a member’s
   biweekly paycheck that are deposited into the SDCERS Trust Fund, where they
   earn interest and ultimately fund each member’s individual pension benefit.
   Contributions are calculated as a percentage of the member’s pensionable
   salary on each paycheck. The percentage is determined according to the
   member’s plan tier and age of entry into SDCERS. Contribution rates are
   adjusted by SDCERS’ Board, as recommended by SDCERS’ actuary, based on
   requirements in the City of San Diego Charter and the Public Employees’
   Pension Reform Act of 2013. 
    
   At its May 2024 meeting, SDCERS’ Board of Administration approved new member
   contribution rates, which will go into effect on July 1, 2024 for all Port
   Safety Members hired on or after January 1, 2013, and all City of San Diego
   members. You can view your current contribution rate chart by going to
   “Retirement Plan Summaries” and clicking on your employer and date range
   corresponding to your initial hire date. You can also see how your
   contribution rate changed by reviewing the chart corresponding to your plan
   tier and locating your entry age. (Note: If you log in to your Member Portal
   account and go to “SDCERS Account Information,” you can find your entry age
   there.) Most members will experience slightly increased contribution rates –
   this is due to changes in certain actuarial assumptions. The aggregate
   average across the board increase was approximately 1 percentage point.
    
   According to the most recent annual valuation, the most significant change to
   the economic assumptions was an increase in the annual cost of living
   adjustment (“COLA”), from 1.90% to 2.00%. In addition, the price inflation
   and wage inflation assumptions were updated. Previously, the price inflation
   assumption and the wage inflation assumption were both 3.05%. Under the
   revised assumptions, the price inflation assumption is 3.00% and the wage
   inflation assumption is 3.25%, which is price inflation plus productivity.
   There were other minor adjustments to the demographic assumptions, including
   a change to the assumed mortality improvement scale to better anticipate
   future improvements in life expectancy. Overall, the new assumptions increase
   the expected cost to the system; therefore, members and their plan sponsors
   must contribute more while they are working in order to keep the system
   properly funded, given the added cost due to these new assumptions.
   
   
   
   PREVIOUS STORY NEXT STORY READ MORE


 * FEATURE STORY
   
   
   
   IMPORTANT REMINDER RE MEDICARE MEDICAL INSURANCE PREMIUMS
   JUNE 07, 2024
   
   
   
   If you receive anything in the mail from the Social Security Administration
   (“SSA”) or Centers for Medicare & Medicaid Services (“CMS”), it is extremely
   important that you open it immediately!
    
   A small number of SDCERS’ retirees have experienced issues related to their
   Medicare Part B premiums. The affected retirees were required to pay their
   Medicare Part B premiums directly to CMS because they either 1) do not
   receive a monthly Social Security benefit, or 2) do receive a monthly Social
   Security benefit, but the amount is not enough to cover their Medicare Part B
   premiums. However, these retirees failed to make timely payments for their
   Part B premiums to CMS, resulting in the loss of their Medicare Part B
   coverage, and were subsequently either disenrolled from a sponsored Medicare
   Supplemental plan or they were switched to a much more expensive non-Medicare
   plan, with the higher monthly premiums owed retroactively to the date they
   lost their Medicare coverage.  
    
   If you fail to pay your monthly or quarterly Medicare Part B premiums in full
   and on time, you may become delinquent, causing your Medicare coverage to be
   at risk. Note that we have received reports from retirees stating that they
   never received information from the SSA regarding unpaid premiums before
   their Medicare coverage was terminated! Medicare may not send monthly or
   quarterly invoices – if you are paying all or a portion of your Medicare Part
   B premiums directly to CMS, it is imperative that you periodically check with
   the SSA to confirm your premiums are paid in full and on time.
    
   If you have concerns about your status with Medicare, you should contact
   Social Security online at www.SSA.gov, go in person to any Social Security
   Office, or contact Social Security by phone at (800) 633-4227.
    
    If you have not yet started your Medicare application process, please
   contact your local SSA office or visit www.SSA.gov to find out if you are
   eligible and see information on how to apply.
    
   Please evaluate your healthcare coverage options carefully! Enrolling in a
   Medicare insurance plan may reduce your costs.  However, note that you should
   not enroll in Medicare Part D (Prescription Drug Coverage) if you are
   enrolling in a health plan that already includes prescription drug coverage,
   because enrolling in Part D may result in the termination of your current
   health insurance coverage.
    
   Health plan experts are available at CareCounsel to assist retirees, free of
   charge, with any health plan questions including questions about Medicare –
   email staff@carecounsel.com or call (888) 227-3334 Monday – Friday, open from
   6:30 a.m. to 5:00 p.m. PST. CareCounsel also provides helpful videos on their
   website that may answer your questions about Medicare:
   https://carecounsel.com/medicare.html.
   
   
   
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 * FEATURE STORY
   
   
   
   LISA MARIE HARRIS ELECTED AS NEW BOARD PRESIDENT
   MAY 15, 2024
   
   
   
   SDCERS is excited to announce Lisa Marie Harris as the SDCERS Board of
   Administration’s President.  Lisa Marie will be serving a one-year
   Presidential term with the possibility to serve a second one-year term.  Lisa
   Marie previously served two terms as the Board Vice-President with service as
   interim President and interim Investment Committee Chair.   Former Board
   President, Paul Kaufmann, served with distinction during his two one-year
   terms and confidently passed the gavel to Lisa Marie’s capable hands upon
   unanimous support from the entire board.  We look forward to her continued
   leadership in her new position. 
   
   
   
   Congratulations to our Board Vice President! You can see all of the SDCERS
   Board Members’ biographies, including Lisa Marie's, on this page.
   
   
   
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 * FEATURE STORY
   
   
   
   REMINDER REGARDING CITY RETIREE HEALTH
   MARCH 29, 2024
   
   
   
   Please remember that SDCERS staff teleworks for a portion of each week, and
   there may not always be a retiree health staff member available in the office
   to assist members in person. Moving forward, if you would like to speak with
   a retiree health staff member in person, you must travel to SDCERS’ downtown
   offices on a Tuesday or Thursday (excluding holidays) between 9:00 a.m. and
   4:00 p.m.
   
   You are encouraged to call ahead to confirm availability of a retiree health
   staff member, especially if you are requesting to have your documents
   reviewed. SDCERS’ Call Center is open on regular business days from 9:00 a.m.
   – noon, and 1:00 – 4:00 p.m.
   
   You can also reach SDCERS’ retiree health staff via email, at
   health@sdcers.org.
   
   
   
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 * FEATURE STORY
   
   
   
   RETIRING BEFORE VS. AFTER THE BEGINNING OF A NEW FISCAL YEAR
   FEBRUARY 29, 2024
   
   
   
   When it comes to retirement or entering DROP, timing is everything. One
   consideration when choosing your date is the effect of retiring or entering
   DROP before versus on June 30th (or earlier) compared to July 1st (or later)
   of any given year.
    
   The main benefit of retiring or entering DROP towards the end of a fiscal
   year is that you will receive the next fiscal year’s cost of living
   adjustment (“COLA”) much sooner than if you wait to retire or enter DROP
   until the beginning of the next fiscal year. Everyone who retires or enters
   DROP before July 1st in any given year is eligible to receive that year’s
   COLA on their July pension payment, which usually increases your base pension
   benefit by 1-2% (maximum of 2% per year). However, if you retire or enter
   DROP on or after July 1st, you won’t receive a COLA until the July of the
   following year, when the next fiscal year begins. For example, let’s say your
   base pension benefit is $3,000 per month. If you retire on June 30, 2024 and
   the COLA effective July 1, 2024 is 2%, you’ll receive an additional $60 on
   each month’s pension check from July 2024 through June 2025, which comes to
   an additional $720 for the year. That’s $720 you’d miss out on if you chose
   to retire on or after July 1, 2024. (Note: The fiscal year 2025 COLA,
   effective July 2024, will be decided at the May 10, 2024 Board meeting – you
   can check SDCERS’ website the following week, which will have an article on
   the front page announcing what the July 2024 COLA will be.)
    
   On the flip side, it’s possible you could increase your base pension benefit
   by waiting until after a new fiscal year has begun to retire or enter DROP.
   The logic behind this conclusion lies in your pension benefit formula:
   Retirement Factor x Final Compensation x Service Credit. First, retiring at
   an older age may grant you a higher retirement factor – remember that
   retirement factors are prorated in quarterly increments, so if your plan
   tier’s factor increases between age 62 and 63, for example, it will be
   slightly higher if you retire at age 62 ¼ compared to age 62. Second, the
   longer you continue to work before you retire, the more service credit you
   will accrue. In general, more service credit means a higher pension benefit.
   Lastly, if you recently received a salary increase, working longer while
   receiving that higher salary can increase your final compensation. Looking at
   the pension benefit formula, you can see that an increased final compensation
   will result in a greater pension benefit.
    
   However, the thing to remember about your final compensation is that you must
   receive the higher salary for at least several months in order for it to have
   a noticeable effect on your pension benefit amount. The “Final Compensation”
   used in your pension benefit calculation is your highest pensionable salary
   averaged over either one or three years, depending on your plan tier.
   Therefore, if you only began receiving your increased salary in the beginning
   of the calendar year, you may want to keep working for at least several
   months into the new fiscal year in order to see a significant difference in
   your benefit amount. In order for your higher salary to be used in full when
   calculating your benefit, you’d have to continue working for one or three
   years from the date of your salary increase, again depending on your plan
   tier.
    
   One more possible benefit of retiring or entering DROP after the start of a
   new fiscal year has to do with your cost of living (“COL”) annuity and
   interest applied to member contributions.* Your member contributions receive
   annual interest, currently at a rate of 6.5%, applied every June 30th.
   However, your contribution account do not receive that year’s interest if you
   are retired or participating in DROP before July 1st. Depending on your
   specific circumstances and the COLA for that year, waiting to retire or enter
   DROP until after the interest has been applied to your contributions may
   increase your COL annuity to such an extent that the higher COL annuity,
   combined with any other applicable benefits of waiting as discussed above,
   could be more financially beneficial to you than the COLA would be. If this
   is true in your case, it could make more sense to retire or enter DROP on or
   after July 1st. (Note: The same logic applies to your Surviving Spouse
   Annuity, if you select the Maximum Benefit (Single) retirement benefit option
   – see the Retirement Benefit Options Fact Sheet for more information.)
    
   *Police officers hired on or after August 1, 2012 and Port General 2024
   Members do not receive the COL annuity.
    
   To be clear, the financial pros and cons of retiring or entering DROP before
   vs. after the start of a new fiscal year depend on multiple factors and your
   individual circumstances. There is no one size fits all regarding
   retirement/DROP entry date – it is a very personal decision and should be
   made after careful consideration of all relevant factors. This article is
   intended to inform you of some possible benefits of retiring before or after
   July 1st of a given year. Also, if you are considering entering DROP, please
   be reminded that your DROP entry date must be on the first day of a pay
   period – the last day to enter DROP before the beginning of Fiscal Year 2025
   will be June 22, 2024 for City members and June 28, 2024 for Port and Airport
   members. Please submit your service retirement or DROP entry application via
   your Member Portal account soon if you are thinking about retiring or
   entering DROP before July 1st, so you can schedule a counseling appointment
   in May or early June – don’t procrastinate!
    
   
   
   
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 * FEATURE STORY
   
   
   
   2023 1099-R TAX FORMS
   JANUARY 18, 2024
   
   
   
   All IRS Form 1099-R’s for tax year 2023 were mailed on January 16th. This
   means all SDCERS retirees and beneficiaries who received a payment from
   SDCERS in calendar year 2023 should be receiving their 2023 1099-R forms via
   U.S. mail over the next couple of weeks. To access your 1099-R form sooner,
   please log in to your Member Portal account, click on “Tax Reporting” on the
   left, and select “2023 1099R” to download an electronic copy. You can also
   update your tax withholding preferences on your Member Portal by clicking on
   “Tax Withholding.” This guide explains how to update your tax withholding
   preferences.
    
   For a detailed explanation of the pertinent information in your 1099-R, as
   well as answers to frequently asked questions regarding this tax form, please
   review our 1099-R Fact Sheet. If you have additional questions, please
   contact the Call Center at (619) 525-3600 or submit your questions
   electronically via our Contact Us web form.
   
   
   
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 * FEATURE STORY
   
   
   
   CITY RETIREES: NOTICE REGARDING 2024 MEDICARE PART B PREMIUMS
   NOVEMBER 30, 2023
   
   
   
   If you are a City retiree currently receiving health reimbursements from
   SDCERS for Medicare Part B premiums, you should have recently received a
   letter in the mail from SDCERS. The standard Medicare Part B premiums are
   increasing from $164.90 to $174.70 per month, beginning in January 2024.
   
   Please submit the 2024 Benefit Verification Letter to SDCERS as soon as
   possible, confirming the changes to your Medicare Part B premium. Note that
   if you are paying your premiums out of pocket, you will not have a Benefit
   Verification Letter, and instead will need to provide SDCERS with the
   statement you should receive from the Centers for Medicare and Medicaid
   Services (CMS). If your premium has not changed, you do not need to submit
   anything.
    
   To obtain your 2024 Benefit Verification Letter, visit www.ssa.gov, and then
   either sign in or sign up for a personal “my Social Security” account. Once
   you’ve accessed your account, follow the instructions to download your
   Benefit Verification Letter. You can also call your local Social Security
   office. Please do not contact SDCERS for help accessing this letter, as
   SDCERS staff will be unable to assist.
    
   We are anticipating a large number of submissions this year due to the
   premium change. If you submit all of the proper paperwork to SDCERS and it is
   received by our office on or before January 10, 2024, we will do our best to
   have the updated premium amount reimbursement reflected on your January 2024
   pension benefit payment. If your paperwork is received after this date, or if
   we were unable to process your paperwork in time, then the adjusted
   reimbursement amount will be included in the following payroll cycle,
   assuming all required documentation is received.
    
   You may submit your 2024 Benefit Verification Letter to SDCERS in the
   following ways:
   
    * *E-mail a copy (in PDF format) to: health@sdcers.org
   
    * Fax a copy to: (858) 581-5314
   
    * Mail a copy to: 401 West A Street, Suite 800, San Diego, CA 92101 Attn:
      Health
   
    
   *IMPORTANT: Email is the fastest way to provide SDCERS with your documents.
   However, if you submit your Benefit Verification Letter (and/or any other
   health-related paperwork) via email, please be sure any attachments are in
   PDF format only. You should receive an automated confirmation email within 24
   hours of your email submission; however, if you do not receive this
   confirmation email, it does not necessarily mean we didn’t receive your
   email. First, please check your spam or junk folder to see if the
   confirmation email ended up there.
    
   Please refrain from calling us to confirm that your Benefit Verification
   Letter has been received. The SDCERS staff who answer the phones are also
   processing the documents, and additional phone calls may cause delays. If you
   believe you provided us with timely documentation, but are not reimbursed the
   increased amount in your January 2024 pension payment, then please contact
   our Retiree Health Team at (619) 525-3600 or health@sdcers.org in February.
    
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS BOARD APPROVES ANNUAL SUPPLEMENTAL BENEFIT PAYMENT FOR 2023
   NOVEMBER 03, 2023
   
   
   
   At its November 3, 2023 meeting, SDCERS’ Board of Administration approved
   payment of the Annual Supplemental Benefit for eligible retirees and
   continuance beneficiaries. The Annual Supplemental Benefit is paid in years
   when the fund’s investment earnings are sufficient to qualify, according to a
   set formula defined in the plan documents.
    
   In addition, the Corbett Settlement Increase (“Corbett benefit”) is paid to
   eligible retirees and continuance beneficiaries in years that the Annual
   Supplemental Benefit is paid. If you are eligible for one or both of these
   benefits, payment will be included in your November 2023 monthly pension
   payment.
    
   The eligibility requirements for the Annual Supplemental Benefit and Corbett
   benefit are described in our FAQs under “Annual Supplemental Benefit,
   Corbett, COLA, COL Annuity.” Here, you will also find a description of how
   these benefits are calculated.
    
   In addition to the requirements outlined in the FAQ’s, in order to be
   eligible for the 2023 Annual Supplemental Benefit, a retiree or continuance
   beneficiary must have been (1) alive, and (2) eligible to receive a monthly
   pension benefit payment on October 1, 2023. If an eligible retiree died on or
   after October 1, 2023, the retiree’s continuance beneficiary is not eligible
   for their own Annual Supplemental Benefit this year. In this case, the
   retiree’s Annual Supplemental Benefit payment will be included in the $2,000
   Retiree Death Benefit and Other Payable Monies, which is paid to the
   beneficiary(ies) designated to receive that death benefit.
   
   
   
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 * FEATURE STORY
   
   
   
   CALENDAR YEAR 2024 CITY RETIREE HEALTH OPEN ENROLLMENT
   OCTOBER 27, 2023
   
   
   
   Retiree health open enrollment for City of San Diego retirees will run from
   November 1st through November 30th. The calendar year 2024 City retiree
   health booklets have been mailed out to all eligible City retirees and
   beneficiaries, and an electronic version of the booklet is also available
   here. You can also download and complete enrollment forms by visiting the
   City Retiree Health page. After you’ve completed an enrollment (or
   disenrollment) form, you must send it to SDCERS by November 30th – we prefer
   you scan your forms and email them as a PDF attachment to health@sdcers.org,
   but you may also fax them to (858) 581-5314, or mail them to our offices at:
    
   SDCERS – Health Division
   401 West A Street, Suite 800
   San Diego, CA 92101
    
   As always, if you do not wish to make any changes to your current healthcare
   coverage, you do not need to take any action during open enrollment and your
   coverage will remain the same. There are no new plans this year and no
   significant changes to existing plans in terms of coverage, with the
   exception of the SCAN Medicare plan – please see this article for more
   information about upcoming changes to this plan.
    
   SDCERS will not be holding any in-person open enrollment events. However,
   SDCERS will participate in the Retiree Help Day hosted by SDPEBA (San Diego
   Public Employee Benefit Association), which will be held on November 1st,
   beginning at 10:00 a.m. (PST). You can register for SDPEBA’s Retiree Help Day
   here.
    
   If you are comparing different plans and trying to decide which is best for
   you, don’t forget about CareCounsel! CareCounsel Member Care Specialists are
   available for your healthcare inquiries and concerns. You can call them at
   (888) 227-3334 or e-mail staff@carecounsel.com Monday – Friday, 6:30 a.m. to
   5:00 p.m. PST. CareCounsel also provides helpful videos on their website that
   may answer your questions about Medicare, here:
   https://carecounsel.com/medicare.html.
    
   SDCERS’ Call Center is open Monday through Friday, from 9:00 a.m. to noon,
   and 1:00 to 4:00 p.m. (PST), at (619) 525-3600 and (800) 774-4977. Remember
   that if you need to come into our physical offices for any reason related to
   retiree health, please ensure you come in on a Tuesday or Thursday, between
   9:00 a.m. and 4:00 p.m. (PST). Please be patient with our hard-working staff;
   we are working with limited resources and call wait times may be longer than
   usual due to an expected increase in health-related calls. You can also
   submit electronic inquiries through our Contact Us page.
   
   
   
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 * FEATURE STORY
   
   
   
   2024 CITY RETIREE HEALTH OPEN ENROLLMENT & CHANGES TO SCAN HEALTH PLAN
   SEPTEMBER 27, 2023
   
   
   
   City Retirees: 2024 City Retiree Health Open Enrollment will begin on
   November 1, 2023 and end November 30, 2023. The 2024 Retiree Health Booklets
   will be mailed in late October. This booklet provides details for all
   healthcare plans offered through the City of San Diego and the San Diego
   Public Employee Benefit Association (SDPEBA). You can also access an
   electronic version of this booklet on the City Retiree Health page. The
   electronic version will be available no later than October 30, 2023.
   
   IMPORTANT: Significant changes are coming to the City's SCAN retiree health
   plan.
    
   Effective January 1, 2024, Scripps Clinics and Scripps Coastal will no longer
   be part of the SCAN Health Plan provider network.
    
   The Scripps relationship will continue for the following facilities:
   
    * Mercy Physicians Medical Group
   
    * Scripps Physicians Medical Group
   
    * Primary Care Associates of California
   
    * Prospect Medical Group
   
    * Optum/PCAMG
   
    * Greater Tri-Cities IPA (with some minimal changes)
   
   If you are currently enrolled in the SCAN health plan, you should receive a
   letter in the mail from SCAN and a separate letter from SDCERS regarding
   these changes. You will also find the most up-to-date Primary Care Physician
   listings on the SCAN Health Plan website at www.scanhealthplan.com. If you
   choose to remain in the SCAN health plan for plan year 2024 and your current
   provider is associated with Scripps Clinic or Scripps Coastal, you will need
   to select a new provider. Alternatively, you can choose to enroll in a
   different City-sponsored Medicare plan. 
    
   For assistance with plan comparisons and help making smart decisions when
   choosing providers, please remember to utilize the City’s free retiree health
   resource, CareCounsel. You can reach CareCounsel at 888-227-3334 or visit
   their website at www.carecounsel.com.
    
   If you have any questions, you can contact SDCERS’ Call Center at (619)
   525-3600, open on regular business days from 9:00 a.m. to noon and 1:00 to
   4:00 p.m. PST. However, as this is a significant change to retiree health and
   open enrollment is about to begin, we anticipate a higher than usual call
   volume over the next several months. If your question is not urgent, we
   encourage you to submit your request electronically via the Contact Us page.
   SDCERS staff will generally respond to electronic inquiries within one
   business day.
   
   If you need to come into our physical offices for any reason related to
   retiree health, please remember to come in on a Tuesday or Thursday and we
   recommend calling ahead of time to ensure an appropriate staff member will be
   available to assist you.
   
   
   
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 * FEATURE STORY
   
   
   
   SUMMER 2023 SCOOP NEWSLETTER & FY 2023 ANNUAL MEMBER STATEMENTS
   AUGUST 22, 2023
   
   
   
   SDCERS’ 2023 Summer SCOOP Newsletter has arrived and should hit mailboxes
   within the next few weeks! For members who have not yet retired or entered
   DROP (including inactive and deferred vested members), a copy of the
   newsletter will be included in the envelope with your FY 2023 Annual Member
   Statement. You can also view an electronic version of current and past issues
   on our website, here. The purpose of our newsletter is to keep you informed
   about what is currently happening here at SDCERS, along with providing
   educational content. If you’d like to receive an electronic copy of future
   SCOOP issues in advance of the mailed copy, you can sign up here.
    
   Along with the Summer Newsletter, SDCERS members who have earned SDCERS
   service credit, but who have not yet retired or entered DROP, should be
   receiving their Annual Member Statement in the mail within the next few
   weeks. This statement contains detailed account information for the fiscal
   year ending June 30, 2023, which means the information is current as of July
   1, 2023. The purpose of the Annual Member Statement is (1) to ensure that
   your beneficiary designations are correct, and (2) to keep you up-to-date
   regarding the details of your SDCERS retirement account. You can also
   download electronic copies of current and past Annual Member Statements via
   your secure Member Portal account.
    
   A video detailing the contents of your statement is available here.
    
   Please review the information on your statement carefully. If you have
   questions about the Personal Information listed, please contact your Payroll
   Specialist or update your information in SAP (or contact your Human Resources
   office if you are a Port or Airport member).
    
   Contact SDCERS if you have questions or need to update the Member and
   Contribution Information or Beneficiary Information, or if you believe there
   is an error in your statement.
    
   If you have questions about your Annual Member Statement, please contact your
   Payroll Specialist or call the SDCERS Call Center at 619-525-3600, open
   Monday-Friday from 9:00 a.m. to noon and 1:00 to 4:00 p.m. (PST). And
   remember, your most up-to-date account information is always available on the
   SDCERS Member Portal.
   
    
   
   
   
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 * FEATURE STORY
   
   
   
   IMPORTANT NOTICE REGARDING CITY RETIREE HEALTH & FY 2024 RETIREE HEALTH
   REIMBURSEMENT ALLOWANCES
   JULY 06, 2023
   
   
   
   As SDCERS staff teleworks for a portion of each week, there may not always be
   a retiree health staff member available in the office to assist members in
   person. Moving forward, if you would like to speak with a retiree health
   staff member in person, you must travel to SDCERS’ downtown offices on a
   Tuesday or Thursday (not including holidays) between 9:00 a.m. and 4:00 p.m.
   You are encouraged to call ahead to confirm availability of a retiree health
   staff member, especially if you are requesting to have your documents
   reviewed. SDCERS’ Call Center is open on regular business days from 9:00 a.m.
   – noon, and 1:00 – 4:00 p.m. You can also reach SDCERS’ retiree health staff
   via email, at health@sdcers.org.
    
   Also, if you have a retiree health reimbursement plan through your City
   employment, your annual reimbursement allowance may have changed for fiscal
   year 2024. See this chart for updated City retiree health reimbursement
   allowances, which vary depending on your specific health reimbursement plan.
   
   
   
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 * FEATURE STORY
   
   
   
   CALCULATING "FINAL COMPENSATION" AS USED IN YOUR PENSION BENEFIT FORMULA
   JUNE 08, 2023
   
   
   
   Most City General Members are anticipating significant salary increases,
   staggered over the next couple of years. You can read about the negotiated
   increases in the MEA’s article, here. In light of this, we thought it would
   be helpful to provide a quick review of how “final compensation” is
   calculated and used in your pension benefit formula.
    
   If you are a City General Member initially hired before July 1, 2009, then
   your final compensation is your highest one-year pensionable salary,
   approximately equal to your highest 26 consecutive pay periods prior to your
   retirement (or DROP entry) date.
    
   If you are a City General Member initially hired on or after July 1, 2009,
   then your final compensation will be calculated as your highest pensionable
   salary averaged over three years.
    
   The raises negotiated between the City and relevant labor unions will amount
   to a compounded total of a 22.8% increase as of July 1, 2025. For the sake of
   simplicity, let’s assume these negotiated increases are the only changes to
   your salary between now and your retirement (or DROP entry) date. In order
   for the full 22.8% increase to be used as your final compensation:
   
    * City General Members hired before July 1, 2009 must retire or enter DROP
      on or after July 2, 2026.
   
    * City General Members hired on or after July 1, 2009 must retire on or
      after July 2, 2028.
   
   To generate a benefit estimate through your Member Portal account that takes
   into account your future increased salary as discussed in this article, you
   must first choose a retirement date on or after the date stated above
   (whichever applies to you based on your hire date), and then override your
   final compensation on the right side of the calculator accordingly. The
   easiest way to do that prior to the first increase on July 1, 2023 is to
   simply increase the “Final Average Salary” that automatically populates on
   the left side of the calculator by 22.8% and then input that higher number on
   the right side.
    
   Please see our Benefit Estimate Calculator Fact Sheet for guidance regarding
   generating estimates and contact our Call Center if you need additional help.
   Our Call Center can be reached at (619) 525-3600 on regular business days
   from 9:00 a.m. to noon, and 1:00 to 4:00 p.m.
   
   
   
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 * FEATURE STORY
   
   
   
   BOARD VICE PRESIDENT LISA MARIE HARRIS TO CONTINUE LEADERSHIP IN SECOND TERM
   MAY 12, 2023
   
   
   
   At today's meeting, SDCERS’ Board of Administration unanimously approved
   Board President Paul Kaufmann's recommendation for Lisa Marie Harris to
   continue her position as Board Vice President for her second
   consecutive term. 
   
   
   
   Congratulations to our Board Vice President! You can see all of the SDCERS
   Board Members’ biographies, including Lisa Marie's, on this page.
   
   
   
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 * FEATURE STORY
   
   
   
   BOARD PRESIDENT PAUL KAUFMANN TO CONTINUE LEADERSHIP IN SECOND TERM
   MARCH 10, 2023
   
   
   
   SDCERS’ Board of Administration unanimously voted for Paul Kaufmann to
   continue his position as Board President for his second consecutive one-year
   term. Paul’s second term will begin with the May 2023 meeting, at which time
   he will present his choice for Vice President.
   
   
   
   Congratulations to our re-elected Board President! You can see all of the
   SDCERS Board Members’ biographies, including Paul’s, on this page.
   
   
   
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 * FEATURE STORY
   
   
   
   2022 1099-R FORMS
   JANUARY 18, 2023
   
   
   
   All IRS Form 1099-R’s for tax year 2022 were mailed on January 11th. This
   means all SDCERS retirees and beneficiaries who received a payment from
   SDCERS in calendar year 2022 should be receiving their 2022 1099-R forms via
   U.S. mail over the next couple of weeks. To access your 1099-R form sooner,
   please log in to your Member Portal account, click on “Tax Reporting” on the
   left, and select “2022 1099R” to download an electronic copy. You can also
   update your tax withholding preferences on your Member Portal by clicking on
   “Tax Withholding.” This guide explains how to update your tax withholding
   preferences.
    
   For a detailed explanation of the pertinent information in your 1099-R, as
   well as answers to frequently asked questions regarding this tax form, please
   review our 1099-R Fact Sheet. If you have additional questions, please
   contact the Call Center at (619) 525-3600 or submit your questions
   electronically via our Contact Us web form.
   
    
   
   
   
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 * FEATURE STORY
   
   
   
   MEET SDCERS' NEW CHIEF INFORMATION OFFICER
   JANUARY 17, 2023
   
   
   
   SDCERS’ IT Department is starting off the New Year with new leadership –
   please join us in welcoming Michelle Wegner-Maleki as our new Chief
   Information Officer! Michelle has actually served SDCERS since 2007, first as
   the IT Application Services Manager and now as Chief Information Officer
   (“CIO”).
   
   
   
   As the CIO, she is responsible for managing all aspects of the SDCERS’
   information technology functions, including network services, business
   application, communication services, business resumption, and project
   management services. Prior to joining SDCERS, Michelle worked for the City of
   San Diego since 1997, supporting the application environment across multiple
   City departments. Michelle is a native to San Diego and earned her Bachelor
   of Arts degree in Economics at San Diego State University. She also holds a
   certificate of Project Management Professional (PMP) from the Project
   Management Institute.
   
   
   
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 * FEATURE STORY
   
   
   
   UPCOMING ELECTIONS FOR ACTIVE SAFETY POLICE AND RETIREE BOARD MEMBER SEATS
   DECEMBER 28, 2022
   
   
   
   SDCERS’ Board of Administration consists of 5 elected members, each of whom
   serve a four-year term before elections are held once again. The four-year
   terms for SDCERS’ active safety police Board Member, Lou Maggi, and retiree
   Board Member, Charlie Hogquist, are ending March 31, 2023. Therefore, SDCERS
   has begun the elections to fill these seats.
    
   Nominations are open for these elections and all nominations and petition
   signatures must be submitted by 5:00 p.m. (PST) on January 17, 2023. All
   active City Safety Police Members and City retirees are eligible to run for
   the appropriate seat and have been mailed a letter, which contains a unique
   validation number and instructions explaining how to self-nominate and/or
   sign a nominee’s petition. Please retain this letter, as you will need your
   unique validation number in order to submit a nomination or sign an existing
   nominee's petition.  If you are an active City Safety Police Member or City
   retiree interested in serving on SDCERS’ Board, please be sure to
   self-nominate by the deadline; all other members in these two categories,
   please be sure to sign the nomination petition(s) of any candidate(s) you
   support!
    
   If you are in either of these membership categories and have not received
   your nominations letter by January 2, 2023; if you lost your letter; or if
   you have any questions about the nomination process, please
   email SDCERShelp@electionservicescorp.com or call 1-866-720-4357, Monday –
   Friday, 6:00 a.m. – 2:00 p.m. PST. 
   
   All nominations and signatures must be submitted by 5:00 p.m. PST on January
   17, 2023. At that time, if there is only one nominee for each category with
   at least 10 petition signatures (the minimum requirement to move forward), an
   election will not be necessary. If there are competing nominations, then we
   will proceed with the election(s) and all members who are eligible to vote
   will receive a letter with further instructions. 
    
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' IT DEPARTMENT RECEIVES 2022 MISAC QUALITY IT PRACTICES AWARD
   DECEMBER 16, 2022
   
   
   
   SDCERS is proud to announce it has received the Municipal Information System
   Association of California (MISAC) Quality Information Technology Practices
   Award for the fifth year in a row. MISAC is a collaborative organization of
   California local government IT professionals with the goal of promoting
   leadership, information sharing, and access to resources to enhance local
   government services and effectiveness. Membership includes cities, towns,
   public safety, special districts, and other local governmental
   agencies/districts. 
   
   
   
   MISAC's Quality IT Practices program is meant to document and acknowledgement
   MISAC agencies that are following IT best practices. Applicants are required
   to submit a detailed questionnaire and supporting material. Agency’s
   strengths are benchmarked to System Administration, Audit, Network, and
   Security (SANS) Institute standards. The SANS Institute is a cooperative
   research and education organization of security practitioners from varied
   worldwide organizations, corporations, and universities working together to
   help the global information security community.
    
   Receiving MISAC Quality IT Practices Award is an honor and tribute to the
   dedication and performance of SDCERS’ IT staff and contractors.
   
   
   
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 * FEATURE STORY
   
   
   
   NEW MEMBER PORTAL DESIGN UPGRADE
   DECEMBER 10, 2022
   
   
   
   IMPORTANT: If you continue to experience the "Site Offline for Maintenance"
   page when attempting to access the Member Portal, please clear your browser's
   cache and try again. 
   
   If you log in to your SDCERS Member Portal account, you may notice it looks a
   little different – don’t worry, you’re not being tricked or phished! SDCERS’
   IT and Member Services staff have been working diligently over the last few
   months to perform an upgrade of SDCERS’ internal systems and the Member
   Portal. Part of this upgrade included a slightly different look for the
   Portal:
   
   
   
   However, all of the same functions are available. Active members can still
   monitor their contribution account, run different retirement scenarios with
   the benefit estimate calculator, add and remove beneficiaries, apply for
   retirement, and more. Retirees can still access 1099’s and pay statements, as
   well as make updates to their tax withholding preferences, beneficiary
   designations, direct deposit, and contact information.
    
   If you are perusing your account and come across any issues or have any
   questions about what you see, please don’t hesitate to send us a message
   about it via our Contact Us page, or call us at (619) 525-3600 on regular
   business days from 9:00 a.m. – noon and 1:00 – 4:00 p.m. (PST).
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS RECEIVES THE 2022 PUBLIC PENSION STANDARDS AWARD FOR FUNDING AND
   ADMINISTRATION
   NOVEMBER 29, 2022
   
   
   
   For the fifth year in a row, SDCERS has been awarded the Public Pension
   Standards Award for Funding and Administration. The Public Pension
   Coordinating Council grants this award, which recognizes SDCERS for meeting
   professional standards for plan funding and administration as set forth in
   the Public Pension Standards.
   
   
   
   Recognition Award for Administration
   SDCERS received the Recognition Award for Administration due to its adherence
   to the five essential administrative categories:
   
    * Comprehensive Benefit Program. The system must provide a comprehensive
      benefit program including service retirement benefits, in-service death
      benefits, disability benefits, vesting, and provisions for granting a
      cost-of-living adjustment.
   
    * Actuarial. An Actuarial Valuation must be completed at least every two
      years using generally recognized and accepted actuarial principles and
      practices.
   
    * Audit. The system must obtain an unqualified opinion from an independent
      audit conducted in accordance with government auditing standards generally
      accepted in the United States.
   
    * Investments. The system must follow written investment policies and
      written fiduciary standards and the system must obtain an annual
      investment performance evaluation from an outside investment review
      entity.
   
    * Communications. Members must be provided a handbook or summary plan
      description, regular updates to the documents, and an annual benefit
      statement. Meetings of the governing board of the system are conducted at
      least quarterly with adequate public notice.
   
    
   Recognition Award for Funding
   SDCERS received the Recognition Award for Funding because its three plan
   sponsors (City of San Diego, Port of San Diego, and San Diego County Regional
   Airport Authority) consistently pay their Annual Required Contributions as
   determined by the SDCERS Board. 
   
   The Public Pension Coordinating Council (PPCC) is a coalition of three
   national associations that represent public retirement systems and
   administrators: National Association of State Retirement Administrators
   (NASRA), the National Council on Teacher Retirement (NCTR) and the National
   Conference on Public Employee Retirement Systems (NCPERS). Together, these
   associations represent more than 500 of the largest pension plans in the
   United States serving most of the nation’s 18+ million employees of state and
   local governments.
   
   
   
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 * FEATURE STORY
   
   
   
   DROP INTEREST RATES FOR CALENDAR YEAR 2023
   NOVEMBER 04, 2022
   
   
   
   At today’s meeting, SDCERS’ Board of Administration voted to approve staff’s
   recommended DROP account and DROP annuity interest rates for the next
   calendar year – meaning these rates will be effective January 1, 2023. The
   DROP account rate is the interest rate used by SDCERS while a Member is in
   DROP and the DROP Annuity rate is the interest rate used by SDCERS to
   annuitize the DROP monies of a Member who has exited DROP and retired. These
   rates are calculated annually using publicly available indexes as of
   September 30th of each year. (See Board Rule 6.10(c) and 6.40(b), and the
   SDCERS CEO’s memorandum presented at the January 2022 Board meeting for more
   information about how these rates are calculated.)
    
   Therefore, effective January 1, 2023, the annual DROP account interest rate
   (compounded quarterly) will increase significantly to 2.5%, compared to the
   current rate of 0.8%. This interest rate will be compounded quarterly and
   applied to all active DROP participants’ accounts as long as the participant
   is actively employed by the City of San Diego, San Diego Unified Port
   District, or the San Diego Regional Airport Authority on the last day of each
   quarter. This rate is subject to change annually, which means a DROP
   participant’s account may receive a different interest rate every year during
   their participation period.
    
   The DROP annuity interest rate will increase to 2.9%, compared to the current
   rate of 2.1%. This interest rate will be applied to the funds remaining in a
   DROP retiree’s account when they exit DROP, if the retiree chooses to
   annuitize all or part of their DROP account, and it will be factored into the
   calculation of their monthly DROP annuity. Please note that the retiree’s
   DROP exit date must be during calendar year 2023 in order for the 2.9%
   annuity factor to apply.
    
   Unlike the DROP account interest rate, the DROP annuity rate will not change
   for an individual member – the rate that is in effect when a member exits
   DROP is the rate that will be applied to their annuity, regardless of whether
   or not the DROP annuity rate changes in future years. Therefore, when you are
   getting close to your DROP retirement date, your decision to exit DROP before
   or after the New Year may be affected by the Board’s decision to increase or
   decrease the DROP annuity interest rate. However, if you do not plan to
   annuitize your DROP account upon exiting DROP, then the DROP annuity rate
   changes will not affect you. Click here to review your options regarding how
   you can receive the funds in your DROP account when you exit DROP.
    
   Please attend a DROP Entry webinar if you are planning to enter DROP soon!
   The November DROP entry webinar is currently full; however, there will be
   another in December that has not yet been scheduled. If you are within 3
   months of your DROP entry date and are unable to register for either the
   November or December webinars, please contact SDCERS and let us know.
    
   Please attend a DROP Exit webinar if you are nearing your target DROP exit
   date! The next DROP exit webinar will be November 17th from noon – 1:30 p.m.,
   and you can register using the following link:
   https://attendee.gotowebinar.com/register/7587965465274533643.  (Note: These
   webinars tend to fill up fast – there will be another DROP exit webinar in
   December, but it has not yet been scheduled. If you are within 3 months of
   your DROP exit and are unable to register for either the November or December
   webinars, please contact SDCERS and let us know.)
    
   If you are considering entering or exiting DROP soon, you must begin the
   process by first going to your Member Portal account and clicking on either
   “Online Applications” or “DROP Retirement Application” (whichever is
   applicable to you) from the left menu, under Tools. Review this information,
   make your selections, and submit the initial application online. Once
   received, you will be contacted by an SDCERS staff member to schedule your
   personal counseling appointment. At your appointment, you can ask questions
   and make any changes you’d like to your application. Your electronic
   application is not final and you have not officially scheduled your DROP
   entry or exit date until you’ve submitted your signed application signature
   page, which will be given to you by your retirement counselor during or after
   your appointment.
    
   
   
   
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 * FEATURE STORY
   
   
   
   CALENDAR YEAR 2023 CITY RETIREE HEALTH OPEN ENROLLMENT
   OCTOBER 31, 2022
   
   
   
   This year, health open enrollment for City of San Diego retirees will run
   from November 1st through November 30th. The calendar year 2023 City retiree
   health booklets have been mailed out to all eligible City retirees and
   beneficiaries, and should hit mailboxes this week. In the meantime, you can
   download an electronic version of the booklet here. You can also download and
   complete enrollment forms by visiting the City Retiree Health page. After
   you’ve completed an enrollment (or disenrollment) form, you must send it to
   SDCERS by November 30th – we prefer you scan your forms and email them as a
   PDF attachment to health@sdcers.org, but you may also fax them to (858)
   581-5314, or mail them to our offices at:
    
   SDCERS – Health Division
   401 West A Street, Suite 400
   San Diego, CA 92101
    
   As always, if you do not wish to make any changes to your current healthcare
   coverage, you do not need to take any action during open enrollment and your
   coverage will remain the same. There are no new plans this year and no
   significant changes to existing plans in terms of coverage.
    
   SDCERS will not be holding in-person open enrollment events. Instead, SDCERS
   will participate in a virtual health fair hosted by SDPEBA (San Diego Public
   Employee Benefit Association), which will be held on November 2nd from 9:00
   a.m. – 5:00 p.m. (PST). You can register for SDPEBA’s virtual health fair at
   https://go.sdpeba.org/retireeOE/.
    
   We anticipate that the plan providers will once again record the
   presentations they would have given at SDCERS’ live open enrollment events.
   For the providers that choose to do so, you will be able to access their
   videos on our website – this article and SDCERS’ Facebook page will be
   updated with more information once we receive the video presentations.
    
   If you are comparing different plans and trying to decide which is best for
   you, don’t forget about CareCounsel! CareCounsel Member Care Specialists are
   available for your healthcare inquiries and concerns. You can call them at
   (888) 227-3334 or e-mail staff@carecounsel.com Monday – Friday, 6:30 a.m. to
   5:00 p.m. PST. CareCounsel also provides helpful videos on their website that
   may answer your questions about Medicare, here:
   https://carecounsel.com/medicare.html.
    
   SDCERS’ Call Center is open Monday through Friday, from 9 a.m. to noon, and 1
   p.m. to 4 p.m., at (619) 525-3600 and (800) 774-4977. Please be patient with
   our hard-working staff; we are working with limited resources and call wait
   times may be longer than usual due to an expected increase in health-related
   calls.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' FINAL INVESTMENT RETURN FOR FY 2022
   SEPTEMBER 22, 2022
   
   
   
   At its September Board meeting, SDCERS reported a net return of -1.7% for
   Fiscal Year 2022. As of June 30, 2022, the trust fund’s assets totaled just
   over $10.0 billion – a net year over year decrease of approximately $328
   million. SDCERS’ annualized rate of return over the past 10 years is 8.5%,
   and its return since inception is 8.8%.
    
   Although SDCERS’ net return for Fiscal Year 2022 was negative, it
   significantly outperformed its benchmark, which posted a -5.7% return for the
   year. The benchmark is a measure of how the total fund would have performed
   if it had been completely invested in index funds. SDCERS surpassed its
   benchmark due to the performance of its active managers. In particular,
   SDCERS’ managed futures allocation had a strong performance over the past
   year. The managed futures allocation, which seeks to benefit from either
   upwards or downwards trends in stocks, bonds, commodities, and currencies,
   was added to the fund in 2019 to add diversification to the plan and act as a
   buffer in periods of market stress.
    
   Performance can also be measured in comparison to other public pension plans,
   although it is important to remember that different plans have a variety of
   sizes, circumstances, and funding statuses, all of which impact their asset
   allocations and, in turn, their return targets. This past fiscal year,
   SDCERS’ total fund net return was in the top 4% compared to other
   similarly-sized plans. Over longer time periods, SDCERS stacks up very well
   against its peers – posting top quartile returns over rolling 3-, 5-, 10- and
   20-year periods ending June 30, 2022.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS WELCOMES CARINA COLEMAN AS ITS NEW CHIEF INVESTMENT OFFICER
   AUGUST 10, 2022
   
   
   
   After 15 years with the SDCERS investment team and a career in investing,
   SDCERS’ longtime Chief Investment Officer Liza Crisafi celebrated a
   well-earned retirement at the end of July. Liza announced her retirement well
   in advance, allowing SDCERS to conduct an extensive national search. We are
   pleased to announce that Carina Coleman will be SDCERS’ new Chief Investment
   Officer!
    
   As a former SDCERS Board Member (and Board President), Carina is a familiar
   face around SDCERS. “Carina brings technical expertise, strong business
   acumen, practical CIO experience, detailed knowledge of SDCERS’ investment
   program policies, good relationships with key SDCERS business partners, and,
   importantly, a leadership and soft skill set which is in close alignment with
   SDCERS’ core values,” said Gregg Rademacher, SDCERS CEO. We expect Carina
   will be joining the team on August 18th. In the interim, Senior Investment
   Officer Jamie Hamrick is serving as Interim CIO. Jamie, along with our entire
   investment team, will ensure a smooth transition.
    
   Carina takes charge of SDCERS’ investment portfolio, which was valued at
   approximately $10.9 billion as of the end of the first quarter of 2022.
   SDCERS has a well-diversified portfolio that has achieved risk-adjusted
   returns in the top decile compared to similarly-sized public pension plans
   over the past 3, 5, and 10 years. Carina shared, “I am very excited about the
   opportunity to serve as CIO for SDCERS. I have enjoyed working with SDCERS as
   a Trustee and I look forward to leading the investment team of this
   well-respected organization.”
   
   
   Carina Coleman, SDCERS' New Chief Investment Officer
    
   Carina most recently served as the Director, Pension and Trust Investments,
   at Sempra. She earned her MBA in Finance from the Wharton School of Business
   and is a CFA and CAIA Charterholder. She also holds an MA in International
   Studies from the University of Pennsylvania and a BA in
   Economics/International Area Studies and German Studies from UCLA. Carina has
   experience managing the investments of multi-billion-dollar retirement plans
   of varying risk profiles across multiple asset classes. She further has
   expertise in formulating investment policy, constructing portfolios to meet
   return and risk objectives, conducting investment manager due diligence, and
   analyzing risk and performance.
    
   Professional recruiting firm EFL & Associates assisted in the search to fill
   the CIO position.
    
   
   
   
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 * FEATURE STORY
   
   
   
   FISCAL YEAR 2023 HEALTH ALLOWANCES FOR ELIGIBLE CITY RETIREES
   MAY 27, 2022
   
   
   
   This article is only applicable to City retirees who have a health
   reimbursement plan through the City.
    
   The City of San Diego and the San Diego Public Employee Benefits Association
   (SDPEBA) are changing the effective date of their retiree healthcare plan
   offerings. Starting January 1, 2023, the sponsored retiree healthcare plans
   will be effective based on the calendar year, rather than the fiscal year.
   However, the annual allowances for retiree healthcare will continue to be
   offered on the fiscal year, resetting each July 1st.
    
   Below are the fiscal year 2023 retiree healthcare allowances (effective July
   1, 2022 – June 30, 2023).
   
   
   
   Remember, if you would like to change plans before this year’s Open
   Enrollment in November, you may do so from June 1, 2022 through June 30,
   2022. You will be able to choose from the current plan offerings. You can
   review information about the current plans and download
   enrollment/disenrollment forms on this page. All forms must be received by
   5:00 p.m. (PST) on Thursday, June 30, 2022. All changes timely submitted will
   be effective August 1, 2022. You may submit your forms via email (attached as
   a PDF) to health@sdcers.org, by mail to SDCERS Health Division, 401 West A
   Street, Suite 400, San Diego, CA 92101 or by fax to (858) 581-5314.
    
   If you do not want to make any changes to your current healthcare, dental, or
   vision plan, you do not have to take any action during Open Enrollment and
   your coverage will remain the same.
    
   For plans beginning in January 2023, you will receive the full Open
   Enrollment booklet in November 2022 with information on plans and premiums.
   If you do not want to make any changes to your current healthcare, dental, or
   vision plan for 2023, you do not need to take any action in November 2022 and
   your coverage will remain the same for 2023.
    
   If you have any questions, you can contact the Call Center at (619) 525-3600,
   open on regular business days from 9:00 a.m. to noon and 1:00 to 4:00 p.m.
   PST. However, as this is a significant change to retiree health, we
   anticipate a higher than usual call volume over the next several months. If
   your question is not urgent, we recommend submitting your request
   electronically via the Contact Us page; SDCERS staff generally will respond
   to electronic inquiries within one business day. Please note that at this
   time, SDCERS’ physical downtown offices are still closed to members and the
   public.
    
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' BOARD ELECTS PAUL KAUFMANN BOARD PRESIDENT
   MAY 13, 2022
   
   
   
   After many years of service, longtime Board Member and previous Board
   President Carina Coleman is leaving SDCERS' Board of Administration. On
   behalf of all SDCERS staff, we sincerely thank you for volunteering your time
   to serve on our Board. 
   
   At today's Board meeting, Paul Kaufmann (formerly Board Vice President) was
   unanimously elected to assume the position of Board President. Mr.
   Kaufmann also currently serves on SDCERS' Business & Governance Committee and
   previously served on SDCERS' Audit Committee for many years. He is also a
   Community Advisory Board Member at Sanford Burnham Prebys, a non-profit
   medical research institution that is dedicated to finding cures for human
   diseases. In his free time, Mr. Kaufmann works as an Adjunct Professor at
   Brandman University’s Business School in Irvine, CA. 
   
   
   
   SDCERS' Board and staff looks forward to continue working with Paul Kaufmann
   as we all strive to fulfill SDCERS' mission of delivering benefits timely and
   accurately, and ensuring the trust fund's safety, integrity, and growth.
   
   
   
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 * FEATURE STORY
   
   
   
   CITY RETIREE HEALTHCARE PLANS SWITCHING TO CALENDAR YEAR SCHEDULE - OPEN
   ENROLLMENT TO BE HELD IN NOVEMBER 2022
   APRIL 15, 2022
   
   
   
   Note: This is only applicable to City retirees who are enrolled in, or plan
   to enroll in, a City retiree health insurance plan.
    
   SDCERS recently mailed a letter to all City retirees explaining the upcoming
   changes to City retiree healthcare. Historically, the City’s retiree health
   insurance plans have been implemented according to the fiscal year, with open
   enrollment traditionally held in June and plan changes effective the
   following August. However, beginning January 1, 2023, the City’s retiree
   health insurance plans will be effective based on the calendar year instead.
    
   This means the City’s retiree health plans will begin each January 1st,
   instead of August 1st. If you are currently participating in a City retiree
   health plan, or if you intend to enroll in a City retiree health plan in the
   future, the following applies to you:
   
    * In order to smooth the transition, the City’s sponsored retiree healthcare
      plans and premiums will remain unchanged through December 31, 2022.
   
    * The annual Open Enrollment period will now take place in November, rather
      than June – at this time, we expect this year’s Open Enrollment will begin
      on November 1, 2022 and end November 30, 2022; however, you will be
      notified via mail when the dates have been confirmed.
   
    * The Comprehensive Retiree Health Book for plan year 2023 will be mailed to
      you around November 1, 2022.
   
    * If you are satisfied with your current plan, you do NOT need to do
      anything right now – you will receive further instructions and information
      about available health plans and premiums for plan year 2023 prior to Open
      Enrollment in November.
   
    * If you would like to change plans before this year’s Open Enrollment in
      November, you may do so in June 2022 – you will be able to choose from the
      current plan offerings shown in the 2021-2022 Comprehensive Retiree Health
      Book. Additional information about available plans can be found here, plan
      provider videos can be viewed here, and enrollment forms can be downloaded
      and printed at the bottom of this page.
   
    * You can send health enrollment or disenrollment forms to SDCERS by mail,
      fax, or email – please review the directions for sending health-related
      documents on this page.
   
    * Please be advised that if you change plans in June 2022, the effective
      date of your new plan will be August 1, 2022 – December 31, 2022. You may
      still participate in the November 2022 Open Enrollment.
   
    IMPORTANT: The annual healthcare allowances will continue to be effective
   according to the fiscal year (July 1st – June 30th). Keep in mind that your
   healthcare premium may change in December, but your allowance will remain the
   same until the following July. You will receive another letter in the next
   month or so regarding your fiscal year 2023 healthcare allowance, if
   applicable to you.
    
   If you have any questions, you can contact the Call Center at (619) 525-3600,
   open on regular business days from 9:00 a.m. to noon and 1:00 to 4:00 p.m.
   PST. However, as this is a significant change to retiree health, we
   anticipate a higher than usual call volume over the next several months. If
   your question is not urgent, we recommend submitting your request
   electronically via the Contact Us page; SDCERS staff will generally respond
   to electronic inquiries within one business day. Please note that at this
   time, SDCERS’ physical downtown offices are still closed to members and the
   public.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS BOARD MEMBER LISA MARIE HARRIS HONORED AS SAN DIEGO'S "CFO OF THE
   YEAR"
   MARCH 25, 2022
   
   
   
   Each year, the San Diego Business Journal honors the financial executives who
   work behind the scenes — the Chief Financial Officers (“CFO’s). Now in its
   17th year, the “CFO of the Year Award” recognizes contributions to company
   growth, leadership, and community involvement by top financial executives in
   the San Diego area.
   
   
   
   This year, a panel of independent judges drawn from the region’s top
   financial leaders selected SDCERS’ Board Member Lisa Marie Harris as their
   top public sector CFO! This is a well-deserved recognition for Lisa Marie
   Harris and only further demonstrates how lucky we are to have her on our
   Board of Administration and Investment Committee. You can read more about
   her, as well as our other Board Members, on this page.
   
   
   
   Congratulations Lisa Marie!
    
   
   
   
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 * FEATURE STORY
   
   
   
   ACTIVE MEMBER BENEFICIARIES & THE IMPORTANCE OF KEEPING YOUR BENEFICIARIES
   UPDATED
   FEBRUARY 24, 2022
   
   
   
   When was the last time you thought about your SDCERS beneficiary
   designations? Over a year ago? Five years? The day you enrolled in SDCERS?
   Maybe never? Beneficiary designations may seem like a chore you can put off
   or do once and forget about, but the truth is you should review your
   beneficiary designations at least once a year to make sure they reflect your
   current circumstances. For example, beneficiary designations probably aren’t
   the first thing on your mind when you get married or divorced, have a child,
   or lose a loved one, but these are all defining life events that may affect
   who you want to receive your pension benefits when you die.
   
   Active Members (meaning those who are actively employed by the City, Port,*
   or Airport and contributing to SDCERS, but are not in DROP) are eligible to
   leave one of three types of death benefits if they die before retiring or
   entering DROP, and the eligibility requirements are very specific for two of
   the three types. Importantly, if you die without having designated your
   surviving spouse as your sole primary beneficiary, then your surviving spouse
   will not be eligible to receive the lifetime Death While Eligible or
   Industrial Death Benefit, even if all other eligibility requirements are
   satisfied. Below is a summary of the death benefits provided to Active
   Members, but please review the Death Benefits Fact Sheet for more in-depth
   information.
    
   *General Port employees hired or rehired on or after January 1, 2009 must
   complete five consecutive years of Port employment after each hire or rehire
   date before they become Members of SDCERS and are eligible to leave a death
   benefit.
   
   Active Death Benefit – Paid upon the death of a Member who is not yet
   eligible to retire and whose death is not related to work (or in the event
   all pre-requisites for the Death While Eligible or Industrial Death Benefit
   are not satisfied).
   
   Death While Eligible Benefit – Paid upon the death of a Member who is already
   eligible to retire when they die and whose death is not related to work.
   
   Industrial Death Benefit – Paid upon the death of a Member whose death is due
   to work-related causes, as determined by the Workers’ Compensation Appeals
   Board.
   
   (Please review the full article and/or the Death Benefits Fact Sheet for more
   information about these death benefits.)
   
   As you can imagine, it may take a while to sort out who gets what if you die
   without updating your beneficiary designations. Luckily, designating a
   beneficiary is quick, easy, and you can do it from home by logging in to your
   SDCERS Member Portal account and clicking “Beneficiary Information” from the
   left menu.
   
   You will be able to name beneficiaries to receive different types of death
   benefits depending on if you are active, in DROP, or retired. You can
   designate both a primary and an alternate beneficiary. When you die, your
   primary beneficiary is first in line to collect the death benefit, while your
   alternate receives the benefit only if the primary is already deceased. For
   most death benefits, you can name multiple beneficiaries and designate a
   specific percentage of the benefit to each person. If you choose to do this,
   make sure your percentages add up to 100%. Lastly, you may also designate a
   trust to receive any death benefit that is not a continuance or an annuity.
   However, you will be required to provide SDCERS with a copy of the trust or
   certificate of trust.  
   
   
   
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 * FEATURE STORY
   
   
   
   2021 1099-R FORMS
   JANUARY 13, 2022
   
   
   
   All IRS Form 1099-R’s for tax year 2021 have been mailed. This means all
   SDCERS retirees and beneficiaries who received a payment from SDCERS in
   calendar year 2021 should be receiving their 2021 1099-R forms via U.S. mail
   over the next couple of weeks. To access your 1099-R form sooner, please log
   in to your Member Portal account, click on “Tax Reporting” on the left, and
   select “2021 1099R” to download an electronic copy. You can also update your
   tax withholding preferences on your Member Portal by clicking on “Tax
   Withholding.” This guide explains how to update your tax withholding
   preferences.
    
   For a detailed explanation of the pertinent information in your 1099-R, as
   well as answers to frequently asked questions regarding this tax form, please
   review our 1099-R Fact Sheet. If you have additional questions, please
   contact the Call Center at (619) 525-3600 or submit your questions
   electronically via our Contact Us web form.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS OFFICES REMAIN CLOSED
   JANUARY 07, 2022
   
   
   
   Please be advised that due to the ongoing COVID-19 pandemic, our downtown
   offices remain closed to all but essential staff members required to be in
   the office in order to perform daily tasks. The majority of SDCERS’ staff
   continues to work remotely and, unfortunately, our members are still not
   permitted on site. However, our Call Center continues to be open Monday
   through Friday, from 9:00 a.m. to noon, and 1:00 to 4:00 p.m. To help
   decrease call volume, please submit non-urgent questions or concerns via our
   Contact Us page, which we continue to monitor and generally respond to within
   one business day.
    
   We will continue to conduct retirement counseling appointments
   telephonically, which we have been doing since March of 2020. The phone
   counseling sessions have been well-received, and document signing takes place
   via email exchange. If you already have a retirement counseling appointment
   scheduled, you will be contacted in advance with details. If you have
   recently submitted your online application, you will be contacted soon to
   schedule your appointment.
    
   If you are thinking about retiring or entering DROP soon, please review the
   fact sheets, FAQs, and videos on our website, which will help answer many of
   your questions in advance. Keep an eye out for retirement educational
   webinars, which are announced periodically via your work email. You can also
   estimate your future retirement benefit by using the Benefit Calculator on
   the Member Portal. If you have not already registered on our secure Member
   Portal, click on “Register” on the Member Portal page and follow the
   registration instructions.
    
   Once you have reviewed all of the pertinent information, if you want to
   schedule a retirement counseling appointment (including for service
   retirements, DROP entries, and DROP exits), you must submit an online
   retirement application through your Member Portal account by clicking “Online
   Applications” on the left panel. Keep in mind this electronic application is
   not final – your submission simply prompts us to contact you to schedule a
   counseling appointment.
    
   CITY RETIREE HEALTH REIMBURSEMENTS: City Retiree Health Reimbursement
   requests are being processed as usual. For fastest processing, submit your
   documents via email (attached as a PDF) to health@sdcers.org. Please ensure
   you have submitted complete documents – we will contact you if we receive
   incomplete submissions, which may result in delayed reimbursements.
   Alternatively, you may fax your documents to (858) 581-5314, or mail them to
   our office at 401 West A Street, Ste. 400, San Diego, CA 92101.
    
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' IT DEPARTMENT RECEIVES 2021 MISAC QUALITY IT PRACTICES AWARD
   DECEMBER 17, 2021
   
   
   
   SDCERS is proud to announce it has received the Municipal Information System
   Association of California (MISAC) Quality Information Technology Practices
   Award for the fourth year in a row. MISAC is a collaborative organization of
   California local government IT professionals with the goal of promoting
   leadership, information sharing, and access to resources to enhance local
   government services and effectiveness. Membership includes cities, towns,
   public safety, special districts, and other local governmental
   agencies/districts. 
   
   
   
   MISAC's Quality IT Practices program is meant to document and acknowledgement
   MISAC agencies that are following IT best practices. Applicants are required
   to submit a detailed questionnaire and supporting material. Agency’s
   strengths are benchmarked to System Administration, Audit, Network, and
   Security (SANS) Institute standards. The SANS Institute is a cooperative
   research and education organization of security practitioners from varied
   worldwide organizations, corporations, and universities working together to
   help the global information security community.
    
   Receiving MISAC Quality IT Practices Award is an honor and tribute to the
   dedication and performance of SDCERS’ IT staff and contractors.
   
   
   
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 * FEATURE STORY
   
   
   
   VOTING IS NOW OPEN FOR ACTIVE GENERAL BOARD MEMBER ELECTION
   DECEMBER 02, 2021
   
   
   
   The election for SDCERS' open active General Board Member seat has begun. All
   active General Members (City, Port, and Airport) are eligible to vote for one
   of two candidates who will represent them on SDCERS' Board through May 2025.
    
   If you are an active General Member, a letter was mailed to you on November
   30th. This letter explains the voting process, lists information about the
   two candidates, and contains a unique validation number. Please retain this
   letter, as you will need your unique validation number in order to cast your
   vote. You should expect to receive this letter within the next few days – if
   you have not received a letter by December 7th, or if you received the letter
   but no longer have access to it, please contact the elections help line at
   1-866-720-4357, Monday – Friday, between 6:00 a.m. and 2:00 p.m. PST. You can
   also email SDCERShelp@electionservicescorp.com.
   
   The candidates for the two General Board Member seats are:
   1) Thomas Battaglia; and
   2) Dawne Clark
   
   Votes may be cast by phone or online – specific information about the voting
   process is contained in your letter. All votes must be submitted by 5:00 p.m.
   PST on December 16, 2021.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' 2021 (VIRTUAL) ANNUAL MEMBERSHIP MEETING
   NOVEMBER 15, 2021
   
   
   
   Just like last year, SDCERS’ 2021 Annual Membership Meeting took place
   virtually as a recorded Zoom meeting. This was not a live event; instead, you
   can watch the presentations at your leisure via our YouTube channel by
   clicking here. The theme of the meeting was "Today, Tomorrow, Together.”
   
   Here is a sneak preview of this year's presentations:
   
    * Liza Crisafi, Chief Investment Officer, provided a summary of SDCERS'
      investment performance in fiscal year 2021.
   
    * Marcelle Voorhies Rossman, Deputy Chief Executive Officer, explained how
      SDCERS plans for the future, and the differences between retirees in the
      past compared to retirees in the now.
   
    * Gregg Rademacher, Chief Executive Officer, talked about how SDCERS adapted
      during the COVID-19 pandemic, and reassured SDCERS’ membership that its
      pension system will is planning for tomorrow, today, in order to make sure
      benefits are paid accurately and timely, and ensure the trust fund’s
      safety, integrity, and growth.
   
    * Cynthia Queen, Member Services Director, went over all of the resources
      available on SDCERS’ website, gave a brief overview of the Member Portal
      for both active and retired members, and encouraged all members to
      register for their own Member Portal account if they haven’t already.
   
   We encourage you to take the time to watch the meeting and let us know what
   you think via our Contact Us page. This is an annual event that is usually
   held in person, giving us an opportunity to engage with our membership. We
   hope you enjoy the presentations!
   
   
   
   
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 * FEATURE STORY
   
   
   
   DROP INTEREST RATES FOR CALENDAR YEAR 2022
   NOVEMBER 05, 2021
   
   
   
   At today’s meeting, SDCERS’ Board of Administration voted to approve staff’s
   recommended DROP account and DROP annuity interest rates for the next
   calendar year – meaning these rates will be effective January 1, 2022. The
   DROP account rate is the interest rate used by SDCERS while a Member is in
   DROP and the DROP Annuity rate is the interest rate used by SDCERS to
   annuitize the DROP monies of a Member who has exited DROP and retired. These
   rates are calculated annually using publicly available indexes as of
   September 30th of each year. (See Board Rule 6.10(c) and 6.40(b) for more
   information about how these rates are calculated.)
    
   Therefore, effective January 1, 2022, the annual DROP account interest rate
   (compounded quarterly) will be decreased slightly to 0.8%, compared to the
   current rate of 1.0%. This interest rate will be compounded quarterly and
   applied to all active DROP participants’ accounts as long as the participant
   is actively employed by the City of San Diego, San Diego Unified Port
   District, or the San Diego Regional Airport Authority on the last day of each
   quarter. This rate is subject to change annually, which means a DROP
   participant’s account may receive a different interest rate every year during
   their participation period.
    
   The DROP annuity interest rate will stay the same at 2.1%. This interest rate
   will be applied to the funds remaining in a DROP retiree’s account when they
   exit DROP, if the retiree chooses to annuitize all or part of their DROP
   account, and it will be factored into the calculation of their monthly DROP
   annuity.
    
   Unlike the DROP account interest rate, the DROP annuity rate will not change
   for an individual member – the rate that is in effect when a member exits
   DROP is the rate that will be applied to their annuity, regardless of whether
   or not the DROP annuity rate changes in future years. Therefore, when you are
   getting close to your DROP retirement date, your decision to exit DROP before
   or after the New Year may be affected by the Board’s decision to increase or
   decrease the DROP annuity interest rate. However, if you do not plan to
   annuitize your DROP account upon exiting DROP, then the DROP annuity rate
   changes will not affect you. Click here to review your options regarding how
   you can receive the funds in your DROP account when you exit DROP.
    
   Please attend a DROP Exit webinar if you are nearing your target DROP exit
   date:
    
   November 16th at 1:30 p.m.:
   https://attendee.gotowebinar.com/register/1042833321240571663
    
   November 19th at 1:30 p.m.:
   https://attendee.gotowebinar.com/register/1325148324834998287
    
   December 15th at 11:00 a.m.:
   https://attendee.gotowebinar.com/register/5940220839076014095
    
   If you are currently in DROP and considering retiring soon, you must begin
   the process by first going to your Member Portal account and clicking on
   “DROP Retirement Application” from the left menu, under Tools. Review this
   information, make your selections, and submit the initial application online.
   Once received, you will be contacted by an SDCERS staff member to schedule
   your personal phone counseling appointment. At your appointment, you can ask
   questions and make any changes you’d like to your application. Your
   electronic application is not final and you have not retired until you’ve
   submitted your signed application signature page, which will be emailed to
   you by your retirement counselor during or after your appointment.
   
   
   
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 * FEATURE STORY
   
   
   
   INFORMATION FOR CITY OF SAN DIEGO MEMBERS WHO ARE CONSIDERING TERMINATING
   EMPLOYMENT (DUE TO VACCINE MANDATES OR OTHERWISE)
   OCTOBER 27, 2021
   
   
   
   If you are considering ending your employment with the City, due to the
   pending vaccine mandates or for any other reason, please review our
   Termination & Deferred Membership fact sheet as well as your plan tier’s
   Retirement Plan Summary, according to your plan sponsor, membership
   classification, and initial hire date.
    
   Whether you are terminated for cause or voluntarily end your employment, the
   circumstances surrounding your departure do not affect your eligibility to
   receive any SDCERS pension benefits to which you are entitled. As long as you
   accrue enough service credit (including purchased and reciprocal service
   credit) to meet your plan tier’s minimum eligibility requirements, you can
   begin receiving your monthly pension benefit as soon as you become
   age-eligible. Again, please refer to your Retirement Plan Summary for
   information about eligibility requirements, as they differ according to plan
   sponsor and plan tier. You can also log in to your Member Portal account to
   see if you are currently service-eligible and also to use the benefit
   estimate calculator, which you can use to run different retirement scenarios
   and see an estimate of what your monthly pension benefit might be according
   to each scenario.
    
   If you are (or will be) service and age-eligible to retire when you separate
   employment, and you are not currently participating in DROP, please submit
   your electronic service retirement application via your Member Portal account
   ASAP. You must have a counseling appointment and submit your completed,
   signed retirement application (not the electronic version – the final
   application you will discuss with your counselor at your appointment) prior
   to your retirement date. Ideally, your retirement date should be the day
   after your termination date. However, if your final application is dated and
   submitted later, the delayed submission will result in missed days of pension
   payments.
    
   If you are currently participating in DROP, your retirement date will
   automatically be the day after your termination date – this is true
   regardless of if you quit your job or if you are fired. You do need to submit
   an electronic DROP retirement application and meet with a counselor as soon
   as possible after termination, but this does not necessarily need to happen
   prior to your termination date. In this case, a DROP retirement application
   submitted after your termination date will not result in missed days of
   pension payments, but it could delay your payments altogether until we have
   received the requisite paperwork from you.
    
   If you are service-eligible, but not age-eligible to retire upon termination,
   you do not need an appointment just yet – you will become a “deferred vested”
   member once you separate employment. No matter where you are in the world,
   you will be eligible to retire and begin receiving your monthly pension
   benefit when you become age-eligible. Please log in to your Member Portal
   account a few months before you become age-eligible and submit your service
   retirement application. Submitting the electronic application will trigger a
   staff member to contact you and schedule your retirement counseling
   appointment.
    
   If you are not service-eligible to retire when you terminate employment and
   you have no intention of establishing reciprocity elsewhere, you should
   consider your options regarding your member contributions on deposit with
   SDCERS. You can leave the funds with SDCERS, where they will earn annual
   interest at the current discount rate every July (the current rate at the
   time this article was written is 6.5%), or you can withdraw or rollover the
   funds (including interest) to an eligible account. If possible, it would be
   best to schedule a retirement counseling appointment prior to your
   termination, where your counselor will explain your options in more detail.
   However, please note that our counseling schedule is typically very busy in
   November and December, so be sure to plan in advance and review the relevant
   information on our website ASAP. To schedule an appointment due to
   terminating employment, you can contact our Call Center, open on regular
   business days from 9:00 a.m. to noon, and 1:00 to 4:00 p.m., at (619)
   525-3600.
   
   
   
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 * FEATURE STORY
   
   
   
   UPCOMING ELECTION FOR ACTIVE GENERAL BOARD MEMBER SEAT
   OCTOBER 08, 2021
   
   
   
   You may recall SDCERS held elections earlier this year to fill the two active
   General Member seats on our Board of Administration, and the winners of that
   election were Bret A. Bartolotta and Sarah Mayen. Unfortunately for SDCERS,
   Sarah Mayen recently left active City service, which means she can no longer
   serve on SDCERS’ Board as a representative for active General Members.
   Therefore, SDCERS is holding another election to fill her vacated seat on the
   Board. The winner of this election will serve the remainder of her four-year
   term, ending March 31, 2025.
    
   The nominations process for this election has begun. All active City General
   Members are eligible to run for this seat and have been mailed a letter,
   which contains a unique validation number and instructions explaining how to
   self-nominate and/or sign a nominee’s petition. Please retain this letter, as
   you will need your unique validation number in order to submit a nomination
   or sign an existing nominee's petition.  If you are an active City General
   Member interested in serving on SDCERS Board, please be sure to self-nominate
   by October 29, 2021; all other active City General Members, please be sure to
   sign the nomination petition(s) of any candidate(s) you support!
    
   If you are an active City General Member and have not received your
   nominations letter by October 14, 2021; if you lost your letter; or if you
   have any questions about the nomination process, please
   email SDCERShelp@electionservicescorp.com or call 1-866-720-4357, Monday –
   Friday, 6:00 a.m. – 2:00 p.m. PST. 
   
   All nominations and signatures must be submitted by 5:00 p.m. PST on October
   29, 2021. At that time, if there is only one nominee with at least 10
   petition signatures (the minimum requirement to move forward), an election
   will not be necessary. If there are competing nominations, then we will
   proceed with the election and all active General Members will receive a
   letter with further instructions. 
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS RECEIVES CERTIFICATE OF ACHIEVEMENT FOR EXCELLENCE IN FINANCIAL
   REPORTING FOR 13TH CONSECUTIVE YEAR
   SEPTEMBER 15, 2021
   
   
   
   The Government Financial Officers Association (“GFOA”) has awarded SDCERS the
   Certificate of Achievement for Excellence in Financial Reporting for SDCERS’
   2020 Comprehensive Annual Financial Report (“CAFR”) and Popular Annual
   Financial Report (“PAFR”). This is the 13th year in a row SDCERS has received
   this recognition!
   
   
   
   The GFOA is a non-profit professional association serving approximately
   15,000 government finance professionals. SDCERS’ CAFR and PAFR were judged by
   an impartial panel and deemed to have met the high standards of the
   certificate program, including demonstrating an effective means to disclose
   and clearly communicate SDCERS’ financial story and to motivate Members and
   the public to read the CAFR and PAFR.  This award is the highest form of
   recognition in the area of government accounting and financial reporting. It
   represents a significant accomplishment by a governmental agency and its
   management.
   
   
   
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 * FEATURE STORY
   
   
   
   CITY'S PENSION PLAN REOPENED AS OF JULY 10, 2021
   AUGUST 20, 2021
   
   
   
   The City of San Diego officially reopened its pension plan to all non-police
   employees hired by the City on or after July 10, 2021 - almost exactly nine
   years from Proposition B’s effective date. Such employees will fall into the
   most recent plan tier according to their member classification – General,
   Safety Fire, or Safety Lifeguard. Please review your pension plan summary
   according to hire date here. Police Safety members continue to be enrolled in
   a defined contribution plan while in the Police Academy and become SDCERS
   members once they are sworn.
    
   However, we still do not know exactly how the trial court’s ruling will be
   implemented with respect to those non-sworn police officers hired by the City
   between July 20, 2012 and July 9, 2021, who have been participating in a
   401(k)-style plan rather than the pension system. The City and relevant labor
   unions are in continuing negotiations. Please remember that SDCERS
   administers the City’s pension system pursuant to the relevant provisions of
   the City Charter and San Diego Municipal Code – it does not play a part in
   negotiating the pension benefits it is charged with administering. Please
   direct any questions regarding Prop B to your respective labor union
   representative or to the City’s Human Resources Department.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' BOARD WELCOMES TWO NEW AUDIT COMMITTEE MEMBERS
   AUGUST 05, 2021
   
   
   
   At its March 2021 meeting, SDCERS’ Board of Administration appointed two new
   Independent Non-Board Members to its Audit Committee: Mia Harenski and Gary
   McCormick. (Click here for more background information about these
   appointments and SDCERS’ Audit Committee Members.)
    
   Mia Harenski is a partner at Considine & Considine, CPA. She is originally
   from the Central Valley and, after attending college in San Diego, she
   decided to call it her permanent home. Mia serves on several community boards
   and committees, as well as being an active volunteer for her sons’ schools
   and various sports-related activities.
    
   Gary McCormick has more than 30 years of public accounting experience and
   currently works as an audit partner at BDO, an accounting firm that provides
   tax and financial advisory services to clients all around the world. Gary
   previously served as the partner in charge of the audits of the City of San
   Diego, the County of San Diego, and the San Diego Port District – so he
   already has experience and insight related to two of SDCERS’ plan sponsors!
    
   On behalf of SDCERS’ Board and staff, we are thrilled to welcome Mia and Gary
   to our Audit Committee. Their background and expertise in auditing and
   accounting will only increase SDCERS’ accountability and professionalism, two
   of our Board’s core values.
   
   
   
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 * FEATURE STORY
   
   
   
   NEW MEMBER CONTRIBUTION RATES FOR FY2022
   JULY 01, 2021
   
   
   
   IMPORTANT: These changes only apply to (1) City of San Diego members and (2)
   Port and Airport members who were hired on or after January 1, 2013.
    
   Member contributions are the mandatory pre-tax deductions on a member’s
   biweekly paycheck that are deposited into the SDCERS Trust Fund, where they
   earn interest and ultimately fund each member’s individual pension benefit.
   Contributions are calculated as a percentage of the member’s pensionable
   salary on each paycheck. The percentage is determined according to the
   member’s plan tier and age of entry into SDCERS. Contribution rates are
   adjusted by SDCERS’ Board, as recommended by SDCERS’ actuary, based on
   requirements in the City of San Diego Charter and the Public Employees’
   Pension Reform Act of 2013. 
    
   At its March 12, 2021 meeting, SDCERS’ Board of Administration approved new
   member contribution rates, which will go into effect on July 1, 2021 for all
   City of San Diego members and all Port and Airport members hired on or after
   January 1, 2013. If you fall into one of these membership categories, you can
   view your new contribution rates by going to “Retirement Plan Summaries” and
   clicking on your employer and date range corresponding to your initial hire
   date. Most members will experience slightly increased contribution rates –
   this is due to changes in certain actuarial assumptions.
    
   According to the most recent annual valuation, mortality assumptions are
   changing such that people are generally living to an older age. On top of
   that, future improvements to those mortality assumptions (generational
   mortality improvements) were considered. For example, a 65-year-old today
   will have a different mortality estimate than that of a 65-year-old 20 years
   from now. Both of these new assumptions increase the cost to the system,
   since the new assumptions indicate that SDCERS will be paying out individual
   pension benefits over a longer timeframe than original estimates suggested.
   Therefore, members and their plan sponsors must contribute more while they
   are working in order to keep the system properly funded, given the added cost
   due to these new assumptions.
   
   The new contribution rates will be reflected in City of San Diego members’
   paychecks for pay period ending July 9, 2021, and Port and Airport members’
   paychecks for pay period ending July 1, 2021.
    
   
   
   
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 * FEATURE STORY
   
   
   
   FISCAL YEAR 2022 CITY RETIREE HEALTH OPEN ENROLLMENT
   MAY 24, 2021
   
   
   
   Health open enrollment for City of San Diego retirees will run from June 1st
   through June 30th. As of May 24th, the fiscal year 2022 City retiree health
   booklets were mailed out to all eligible City retirees and beneficiaries. An
   electronic version of the booklet is available here, and the health plan
   comparison chart here. You can also download and complete enrollment forms by
   visiting the City Retiree Health page. After you’ve completed an enrollment
   (or disenrollment) form, you must send it to SDCERS by June 30th – we prefer
   you scan your forms and email them as a PDF attachment to health@sdcers.org,
   but you may also fax them to (858) 581-5314 or mail them to our offices at:
    
   SDCERS – Health Division
   401 West A Street, Suite 400
   San Diego, CA 92101
    
   As always, if you do not wish to make any changes to your current healthcare
   coverage, you do not need to take any action during open enrollment and your
   coverage will remain the same. There are no new plans this year and no
   significant changes to existing plans in terms of coverage.
    
   Due to the continuing ban on public gatherings, this year’s open enrollment
   will similar to last year’s: SDCERS will not be holding in-person open
   enrollment events, such as the annual Open Enrollment Kickoff or Help Day.
   Instead, SDCERS participated in a virtual health fair hosted by SDPEBA (San
   Diego Public Employee Benefit Association), which was held on June 2nd. 
    
   Additionally, plan providers once again recorded the presentations they would
   have given at SDCERS’ live open enrollment events. You can access their
   videos via this page on our website.
    
   If you are comparing different plans and trying to decide which is best for
   you, don’t forget about CareCounsel! CareCounsel Member Care Specialists are
   available for your healthcare inquiries and concerns. You can call them at
   (888) 227-3334 or e-mail staff@carecounsel.com Monday – Friday, 6:30 a.m. to
   5:00 p.m. PST. CareCounsel also provides helpful videos on their website that
   may answer your questions about Medicare, here:
   https://carecounsel.com/medicare.html.
    
   SDCERS’ Call Center is open Monday through Friday, from 9 a.m. to noon, and 1
   p.m. to 4 p.m., at (619) 525-3600 and (800) 774-4977. Please be patient with
   our hard-working staff; we are working with limited resources and call wait
   times may be longer than usual due to an expected increase in health-related
   calls.
   
   
   
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 * FEATURE STORY
   
   
   
   CITY'S PROPOSITION B UPDATE
   APRIL 14, 2021
   
   
   
   As you may know, Proposition B (“Prop B”) was the San Diego ballot initiative
   that went into effect July 20, 2012 and amended the City Charter to close the
   City’s pension system to all new hires except for sworn City police officers.
   This ballot measure has been in litigation since its inception. In January
   2021, a San Diego state trial court issued a verbal ruling from the bench,
   declaring Prop B to be invalid. This verbal ruling was followed by a written
   statement of decision, and proponents of Prop B had until April 9, 2021 to
   appeal the trial court’s ruling.
    
   No appeal was filed by the deadline, which means the trial court’s
   invalidation of Prop B is final. However, we still do not know exactly how
   the trial court’s ruling will be implemented. So, what happens next?
   
    * The City and labor unions will enter into negotiations to decide how the
      trial court’s decision will be implemented.
   
    * The City will have to take legislative action (i.e., pass a City
      Ordinance) to remove Prop B from the City Charter and, if applicable, the
      San Diego Municipal Code.
   
    * Once the above actions are completed, we will have more information about
      enrolling City Members hired since July 20, 2012 into an SDCERS pension
      plan and their options moving forward. Until then, Proposition B is still
      in effect – meaning all new City hires (except sworn police officers)
      since July 20, 2012 continue to contribute to the City’s SPSP-H plan in
      lieu of participating in an SDCERS defined benefit pension plan.
   
    * If the invalidation of Prop B affects you, SDCERS anticipates that we will
      contact you on an individual basis once the above actions have been
      completed.
   
     
   NOTE: SDCERS administers the City’s pension system pursuant to the relevant
   provisions of the City Charter and San Diego Municipal Code – it does not
   play a part in negotiating the pension benefits it is charged with
   administering. Please direct any questions regarding Prop B to your
   respective labor union representative or to the City’s Human Resources
   Department.
   
   
   
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 * FEATURE STORY
   
   
   
   RESULTS OF BOARD MEMBER ELECTIONS
   MARCH 12, 2021
   
   
   
   As of 5:00 p.m. (PST) on February 11th, voting concluded in the elections for
   SDCERS' two active General Board Member seats and one active Fire Safety
   Board Member seat. All active General Members (City, Port, and Airport) were
   eligible to vote in the General Board Member elections, while active City
   Fire and Lifeguard Members were eligible to vote for one of the Fire Safety
   Board Member candidates. Thank you to all who participated in these
   elections!
    
   The candidates who received the majority of votes for the General Board
   Member seats are Bret A. Bartolotta and Sarah Mayen.
    
   The candidate who received the majority of votes for the Fire Safety Board
   Member seat is Paul Lotze.
    
   The current Board of Administration certified the election results today, at
   its March 12, 2021 meeting. Congratulations to our newly elected Board
   Members and thank you in advance for your service on SDCERS’ Board of
   Administration! The new Board Members will attend their first SDCERS Board
   meeting on May 14, 2021.
   
   
    
   
   
   
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 * FEATURE STORY
   
   
   
   VOTING IS NOW CLOSED FOR BOARD MEMBER ELECTIONS
   FEBRUARY 12, 2021
   
   
   
   Elections have ended for SDCERS' two active General Board Member seats and
   one active Fire Safety Board Member seat. 
   
   The candidates for the two General Board Member seats are:
   1) Bret A. Bartolotta
   2) Thomas Battaglia
   3) Sarah Mayen
   4) Tammy L. Williams
   
   The candidates for the Fire Safety Board Member seat are:
   1) Paul Lotze
   2) Tim Robles
   
   The election results will be publicly announced and certifed by SDCERS' Board
   of Administration during its meeting on March 12, 2021.
   
   
   
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 * FEATURE STORY
   
   
   
   VOTING IS NOW OPEN FOR BOARD MEMBER ELECTIONS
   JANUARY 28, 2021
   
   
   
   Elections have begun for SDCERS' two active General Board Member seats and
   one active Fire Safety Board Member seat. All active General Members (City,
   Port, and Airport) are eligible to vote for up to two candidates who will
   represent them on SDCERS' Board for the next four years, starting in May
   2021. All active City Fire and Lifeguard Members are eligible to vote for one
   of the Fire Safety Board Member candidates.
    
   If you are in any of the above-mentioned membership classifications, a letter
   was mailed to you on January 25th. Each letter explains the voting process,
   lists information about the candidates, and contains a unique validation
   number. Please retain this letter, as you will need your unique validation
   number in order to cast your vote. You should expect to receive this letter
   within the next few days – if you have not received a letter by February 2nd,
   or if you received the letter but no longer have access to it, please contact
   the elections help line at 1-866-720-4357, Monday – Friday, between 6:00 a.m.
   and 2:00 p.m. PST. You can also email SDCERShelp@electionservicescorp.com.
   
   The candidates for the two General Board Member seats are:
   1) Bret A. Bartolotta
   2) Thomas Battaglia
   3) Sarah Mayen
   4) Tammy L. Williams
   
   The candidates for the Fire Safety Board Member seat are:
   1) Paul Lotze
   2) Tim Robles
   
   Votes may be cast by phone or online – specific information about the voting
   process is contained in your letter. All votes must be submitted by 5:00 p.m.
   PST on February 11, 2021.
   
   
   
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 * FEATURE STORY
   
   
   
   PROPOSITION B DECLARED INVALID BY SAN DIEGO TRIAL COURT
   JANUARY 06, 2021
   
   
   
   Proposition B was the San Diego ballot initiative that went into effect July
   20, 2012 and amended the City Charter to close the City’s pension system to
   all new hires except for City police officers. This ballot measure has
   been in litigation since its inception. Please visit our FAQ’s for more
   information about the history of Proposition B.
    
   Recently, opponents of Proposition B gained momentum in their quest to
   overturn the ballot measure: On January 5, 2021, a San Diego state trial
   court heard oral arguments in this matter and issued a verbal ruling from the
   bench, declaring Proposition B to be invalid. Currently, the court
   is drafting a written statement of its decision, which will direct the City
   Council to erase Proposition B's language from the City Charter. We do not
   know exactly how this ruling will be implemented – whether it will
   retroactively provide pension benefits to all City employees who were
   affected by Proposition B, if these employees will be compensated some other
   way and begin earning pension benefits prospectively, or if some other
   resolution will be negotiated. However, it is worth noting that if the trial
   court's decision is appealed within 60 days of the court’s written statement
   of decision, any enforcement of the decision may be stalled until the appeal
   is resolved.
    
   Note: SDCERS is not a party to this litigation. SDCERS administers the City’s
   pension system pursuant to the relevant provisions of the City Charter and
   San Diego Municipal Code – it does not play a part in negotiating the pension
   benefits it is charged with administering.
   
   
   
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 * FEATURE STORY
   
   
   
   UPCOMING BOARD MEMBER ELECTIONS (ACTIVE CITY GENERAL AND FIRE SAFETY)
   DECEMBER 22, 2020
   
   
   
   SDCERS' two active General Board Members (Thomas Battaglia and Jeffrey
   Wallace) and active Fire Safety Board Member (Michael McBride) will complete
   their four-year term on SDCERS' Board of Administration on March 31, 2021.
   Therefore, SDCERS will be holding elections to fill these soon-to-be vacated
   seats. All active City General and Fire Safety Members are eligible to
   nominate a candidate for their respective representative on SDCERS' Board. If
   you are in one of these membership classifications, you should have received
   a letter containing a unique validation number and explaining the nominations
   process. Please retain this letter, as you will need your unique validation
   number in order to submit a nomination or sign an existing nominee's
   petition. 
   
   In order for a nominee to be eligible for the open position, they must
   receive at least 10 signatures on their nomination petition. You can submit a
   self-nomination or sign a petition online through the following
   website: https://vote.escvote.com/SDCERS/
   
   If you lost your letter or have any questions about the nomination process,
   please email SDCERShelp@electionservicescorp.com or call 1-866-720-4357,
   Monday – Friday, 6:00 a.m. – 2:00 p.m. PST. 
   
   All nominations must be submitted by 5:00 p.m. PST on January 6, 2021. At
   that time, if there is only one nominee for each open seat, an election will
   not be necessary. If there are competing nominations, then we will proceed
   with elections and you will receive another letter with further instructions
   if you are eligible to vote in the election. 
   
    
   
   
   
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 * FEATURE STORY
   
   
   
   2021 DEFERRED RETIREMENT OPTION PLAN ("DROP") INTEREST RATES
   NOVEMBER 13, 2020
   
   
   
   At today’s meeting, SDCERS’ Board of Administration voted to approve new DROP
   account and DROP annuity interest rates, which will be effective January 1,
   2021. The DROP account rate is the interest rate used by SDCERS while a
   Member is in DROP and the DROP annuity rate is the interest rate used by
   SDCERS to annuitize the DROP monies of a Member who has exited DROP and
   retired. These rates are calculated annually using publicly available indexes
   as of September 30 of each year.
    
   Effective January 1, 2021, the DROP account interest rate will be 1%,
   compared to the current rate of 2.5%. This interest rate will be compounded
   quarterly and applied to all active DROP participants’ accounts as long as
   the participant is actively employed by the City of San Diego, San Diego
   Unified Port District, or the San Diego Regional Airport Authority on the
   last day of each quarter. This rate is subject to change annually, which
   means a DROP participant’s account may receive a different interest rate
   every year during their participation period, depending on the Board’s
   actions.
    
   Also beginning January 1, 2021, the DROP annuity interest rate will be 2.1%,
   compared to the current rate of 3.1%. This interest rate will be factored
   into the calculation of a DROP retiree’s monthly DROP annuity, if they DROP
   retire between January 1 and December 31, 2021 and choose to annuitize their
   DROP account. Unlike the DROP account interest rate, the DROP annuity rate
   will not change for an individual member – the rate that is in effect when a
   member DROP retires is the rate that will be applied to their annuity,
   regardless of whether or not the DROP annuity rate changes in future years.
   If you are nearing the end of your five-year DROP participation period, your
   decision to DROP retire before or after the New Year may be affected by the
   Board’s decision regarding the DROP annuity interest rate. However, if you do
   not plan to annuitize your DROP account upon exiting DROP, then the DROP
   annuity rate changes will not affect you. Click here to review your options
   regarding how you may choose to receive your DROP account.
    
   Read the full article for an example of how the changing DROP annuity
   interest rate could affect the calculation of a hypothetical DROP annuity.
    
   If you are currently in DROP and considering retiring before Dec. 31, you
   must begin the process immediately as counseling appointments will fill up
   fast. To begin the process, you must first go to your Member Portal account
   and click on “DROP Retirement Application” from the left menu, under Tools.
   Review this information, make your selections, and SUBMIT THE APPLICATION
   ONLINE. Once received, you will be contacted by an SDCERS staff member to
   schedule your personal phone counseling appointment. At your appointment, you
   can ask questions and make any changes you’d like to your application. Your
   electronic application is not final and you have not retired until you’ve
   submitted your signed application signature page, which will be emailed to
   you by your retirement counselor during your appointment.
   
   
   
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 * FEATURE STORY
   
   
   
   CALL CENTER IS OPEN, BUT OFFICE REMAINS CLOSED
   JULY 20, 2020
   
   
   
   SDCERS staff is here to assist you – we just can’t see you in person. The
   Call Center's "new" hours are from 9:00 a.m. to noon, and 1:00 to 4:00 p.m.
   You can also submit non-urgent questions or concerns via our Contact Us page,
   and we will respond within one business day.
    
   We appreciate your patience. The majority of SDCERS staff are still required
   to telecommute and our offices remain closed to members and the public.
    
   Retirement counseling appointments are being held via phone and document
   signing takes place via email exchange. If you already have a retirement
   counseling appointment scheduled, you will be contacted in advance with
   details. If you have recently submitted your online application, you will be
   contacted soon to schedule your appointment.
    
   If you are thinking about retiring soon, please review the fact sheets, FAQs,
   and videos on our website, which will help answer many of your questions in
   advance. Keep an eye out for retirement educational webinars, which are
   announced periodically via your work email. You can also estimate your future
   retirement benefit by using the Benefit Calculator on the Member Portal. If
   you have not already registered on our secure Member Portal, click on
   “Register” on the Member Portal page and follow the registration
   instructions.
    
   Once you have reviewed all of the pertinent information, if you want to
   schedule a retirement counseling appointment, you must submit an online
   retirement application through your Member Portal account by clicking “Online
   Applications” on the left panel. Keep in mind this electronic application is
   not final – your submission simply prompts us to contact you to schedule a
   counseling appointment.
    
   CITY RETIREE HEALTH REIMBURSEMENTS: City Retiree Health Reimbursement
   requests are being processed as usual. For fastest processing, submit your
   documents via email (attached as a PDF) to health@sdcers.org. Do NOT use
   health@sandiego.gov, as this email no longer forwards to health@sdcers.org.
   Please ensure you have submitted complete documents – we continue to receive
   incomplete submissions, which cannot be processed and result in delayed
   reimbursements.
    
   Note: If you are using an Apple product to send the email, in Mail, please
   select "Format" and click on "Make Plain Text" - we've received reports of
   emails not getting through our firewalls if this extra step isn't taken when
   using an Apple product. Alternatively, you may fax your documents to (858)
   581-5314, or mail them to our office at 401 West A Street, Ste. 400, San
   Diego, CA 92101.
    
   
   
   
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 * FEATURE STORY
   
   
   
   CALL CENTER IS OPEN, BUT OFFICE REMAINS CLOSED
   JULY 13, 2020
   
   
   
   SDCERS staff is here to assist you – we just can’t see you in person. Our
   Call Center hours will be adjusted this week for training, as we seek the
   best ways to serve our members during this challenging time.
    
   Tuesday, July 14             10 a.m. to noon, and 2 p.m. to 4 p.m.
   Wednesday, July 15        10 a.m. to noon, and 2 p.m. to 4 p.m.
    
   Beginning Thursday, July 16th, the Call Center will be open on the regular
   schedule, from 9:00 a.m. to noon, and 1:00 to 4:00 p.m. You can also submit
   non-urgent questions or concerns via our Contact Us page, and we will respond
   within one business day.
    
   We appreciate your patience. The majority of SDCERS staff are still required
   to telecommute and our offices remain closed to members and the public.
    
   Retirement counseling appointments are being held via phone and document
   signing takes place via email exchange. If you already have a retirement
   counseling appointment scheduled, you will be contacted in advance with
   details. If you have recently submitted your online application, you will be
   contacted soon to schedule your appointment.
    
   If you are thinking about retiring soon, please review the fact sheets, FAQs,
   and videos on our website, which will help answer many of your questions in
   advance. Keep an eye out for retirement educational webinars, which are
   announced periodically via your work email. You can also estimate your future
   retirement benefit by using the Benefit Calculator on the Member Portal. If
   you have not already registered on our secure Member Portal, click on
   “Register” on the Member Portal page and follow the registration
   instructions.
    
   Once you have reviewed all of the pertinent information, if you want to
   schedule a retirement counseling appointment, you must submit an online
   retirement application through your Member Portal account by clicking “Online
   Applications” on the left panel. Keep in mind this electronic application is
   not final – your submission simply prompts us to contact you to schedule a
   counseling appointment.
    
   CITY RETIREE HEALTH REIMBURSEMENTS: City Retiree Health Reimbursement
   requests are being processed as usual. For fastest processing, submit your
   documents via email (attached as a PDF) to health@sdcers.org. Do NOT use
   health@sandiego.gov, as this email no longer forwards to health@sdcers.org.
   Please ensure you have submitted complete documents – we continue to receive
   incomplete submissions, which cannot be processed and result in delayed
   reimbursements.
    
   Note: If you are using an Apple product to send the email, in Mail, please
   select "Format" and click on "Make Plain Text" - we've received reports of
   emails not getting through our firewalls if this extra step isn't taken when
   using an Apple product. Alternatively, you may fax your documents to (858)
   581-5314, or mail them to our office at 401 West A Street, Ste. 400, San
   Diego, CA 92101.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' CALL CENTER IS NOW OPEN, BUT OFFICE REMAINS CLOSED
   JUNE 01, 2020
   
   
   
   Our Call Center is now open Monday through Friday, from 9:00 a.m. to noon,
   and 1:00 to 4:00 p.m. However, the Call Center is not currently staffed at
   full capacity, which is why it is only operating during limited hours.
   Therefore, please be patient as call waiting times may be longer than usual.
   To help decrease call volume, please submit non-urgent questions or concerns
   via our Contact Us page, which we continue to monitor and generally respond
   to within one business day.
    
   The majority of SDCERS staff are still required to telecommute, and our
   offices remain closed to members and the public. We will continue to conduct
   retirement counseling appointments via phone, which we have been doing since
   the statewide shelter-in-place order began in late March. The phone
   counseling sessions have been well-received, and document signing takes place
   via email exchange. If you already have a retirement counseling appointment
   scheduled, you will be contacted in advance with details. If you have
   recently submitted your online application, you will be contacted soon to
   schedule your appointment.
    
   If you are thinking about retiring soon, please review the fact sheets, FAQs,
   and videos on our website, which will help answer many of your questions in
   advance. Keep an eye out for retirement educational webinars, which are
   announced periodically via your work email. You can also estimate your future
   retirement benefit by using the Benefit Calculator on the Member Portal. If
   you have not already registered on our secure Member Portal, click on
   “Register” on the Member Portal page and follow the registration
   instructions.
    
   Once you have reviewed all of the pertinent information, if you want to
   schedule a retirement counseling appointment, you must submit an online
   retirement application through your Member Portal account by clicking “Online
   Applications” on the left panel. Keep in mind this electronic application is
   not final – your submission simply prompts us to contact you to schedule a
   counseling appointment.
    
   CITY RETIREE HEALTH REIMBURSEMENTS: City Retiree Health Reimbursement
   requests are being processed as usual. For fastest processing, submit your
   documents via email (attached as a PDF) to health@sdcers.org. Do NOT use
   health@sandiego.gov, as this email no longer forwards to health@sdcers.org.
   Please ensure you have submitted complete documents – we continue to receive
   incomplete submissions, which cannot be processed and result in delayed
   reimbursements.
    
   Note: if you are using an Apple product to send the email, in Mail, please
   select "Format" and click on "Make Plain Text" - we've received reports of
   emails not getting through our firewalls if this extra step isn't taken when
   using an Apple product. Alternatively, you may fax your documents to (858)
   581-5314, or mail them to our office at 401 West A Street, Ste. 400, San
   Diego, CA 92101.
    
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS IS VIRTUALLY OPEN - HERE'S HOW TO REACH US
   APRIL 16, 2020
   
   Due to the COVID-19 crisis, most SDCERS staff members are telecommuting, and
   we are unable to answer phone calls via our Call Center. We have adapted and
   created a new process, so rest assured that we will take care of you. Please
   submit questions and death notifications via our Contact Us page.
    
   RETIRED MEMBERS: We want to reassure you that pension benefits will continue
   to be paid on time – your benefit to be deposited into your account on the
   last business day of each month.
    
   CITY RETIREE HEALTH REIMBURSEMENTS: City Retiree Health Reimbursement
   requests are being processed as usual. For fastest processing, submit your
   documents via email (attached as a PDF) to health@sdcers.org. Do NOT use
   health@sandiego.gov, as this email no longer forwards to health@sdcers.org.
    
   Note: if you are using an Apple product to send the email, in Mail, please
   select "Format" and click on "Make Plain Text" - we've received reports of
   emails not getting through our firewalls if this extra step isn't taken when
   using an Apple product. Alternatively, you may fax your documents to (858)
   581-5314, or mail them to our office at 401 West A Street, Ste. 400, San
   Diego, CA 92101.
    
   As a reminder to all, our physical office downtown is currently closed to our
   members, so you may not drop off any paperwork in person or meet with SDCERS
   staff.
   
   NON-RETIRED MEMBERS: If you already have a retirement counseling appointment
   scheduled, please assume it will be held via phone on the scheduled date and
   time. You will be contacted in advance with details. If you have recently
   submitted your online application, you will be contacted soon to schedule
   your appointment.
    
   If you are thinking about retiring soon, please review the fact sheets, FAQs,
   and videos on our website, which will help answer many of your questions in
   advance. You can also estimate your future retirement benefit by using the
   Benefit Calculator on the Member Portal. If you have not already registered
   on our secure Member Portal, click on “Register” on the Member Portal page
   and follow the registration instructions.
    
   Once you have reviewed all of the pertinent information, if you want to
   schedule a retirement counseling appointment, you must submit an online
   retirement application through your Member Portal account by clicking “Online
   Applications” on the left panel. Keep in mind this electronic application is
   not final – your submission simply prompts us to contact you to schedule a
   counseling appointment.
   
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 * FEATURE STORY
   
   
   
   MESSAGE TO OUR MEMBERS DURING CORONAVIRUS OUTBREAK
   MARCH 24, 2020
   
   
   
   RETIRED MEMBERS: We want to reassure you that pension benefits will continue
   to be paid on time – you can expect your benefit to be deposited into your
   account on the last business day of each month. We are still processing
   health reimbursement requests as usual. However, due to most employees
   telecommuting at present, your request will likely be processed faster if you
   can send in the paperwork via email (attached as a PDF) to health@sdcers.org.
   Note: if you are using an Apple product to send the email, in Mail, please
   select "Format" and click on "Make Plain Text" - we've received reports of
   emails not getting through our firewalls if this extra step isn't taken when
   using an Apple product. Alternatively, you may fax your documents to (858)
   581-5314, or mail them to our office at 401 West A Street, Ste. 400, San
   Diego, CA 92101.
   
   NON-RETIRED MEMBERS: Please be advised SDCERS is currently experiencing a
   flood of requests for retirement counseling appointments. On top of this, we
   are having to reschedule many current appointments and prioritize those that
   are most urgent. If you are thinking about retiring soon, please review the
   fact sheets and FAQs on our website, which may help answer many of your
   questions in advance. You can also utilize our Benefit Estimate Calculator by
   logging in to your Member Portal account. Once you have reviewed all of the
   pertinent information, if you want to schedule a retirement counseling
   appointment, you must submit an online retirement application through your
   Member Portal account by clicking “Online Applications” on the left panel.
   Keep in mind this electronic application is not final – your submission
   simply prompts us to contact you to schedule a counseling appointment. Those
   who have a counseling appointment already scheduled, as well as those who
   have recently requested an appointment, will be contacted by SDCERS staff
   sometime in the coming weeks. Please bear with us as we are understaffed and
   overwhelmed with requests for appointments. We appreciate your patience and
   understanding during this uncertain and confusing time.
    
   As a reminder to all, our offices are currently closed, so you may not drop
   off any paperwork in person or meet with SDCERS staff. Additionally, our Call
   Center is closed, which means no one is available to answer our main line.
   Instead, please submit all inquiries through our Contact Us page and someone
   will reach out to you as soon as possible.
   
   
   
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 * FEATURE STORY
   
   
   
   UPDATE: SDCERS IS TEMPORARILY CLOSED, MARCH PENSION BENEFITS WILL BE PAID ON
   TIME
   MARCH 20, 2020
   
   
   
   ATTENTION (updated as of 3/20/2020): Amid the COVID-19 outbreak, SDCERS
   continues to remain operational. However, effective today due to the
   statewide shelter in place order, our offices are closed until further
   notice. This means that all retirement counseling appointments scheduled over
   the next week will be rescheduled. Please note that March pension
   benefits will be paid on time.
    
   You must send any paperwork (such as health reimbursement requests, for
   example) via email or U.S. mail. For the foreseeable future, you will not be
   able to drop off any paperwork at the office. Health-related paperwork can be
   emailed to health@sdcers.org or faxed to 858-581-5314. All documents can be
   mailed to our offices at 401 West A Street, Suite 400, San Diego, CA 92101.
   Please note that any paperwork that is faxed or sent via U.S. mail will not
   be processed until SDCERS' offices reopen. 
    
   The March 23rd DROP Entry Seminar is still expected to be held as an online
   webinar that can be attended remotely by anyone who has a computer and
   internet access. Those who are registered for this seminar should have
   received an email with further details and instructions for attending this
   online webinar. If you did not receive this email and believe that you should
   have, please email Communications Manager Jessica Maloney at
   maloneyj@sdcers.org.
    
   To reiterate, there are no SDCERS staff members working at the office until
   further notice. This means no one is available to answer the main phone
   lines. Instead of calling, please use the Contact Us page on our website to
   submit inquiries electronically.
    
   Please continue to take all precautions to stay healthy and remain at home
   whenever possible.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' 2ND UPDATED RESPONSE TO CORONAVIRUS (COVID-19) OUTBREAK
   MARCH 19, 2020
   
   
   
   ATTENTION (updated as of 3/19/2020): Amid the COVID-19 outbreak, SDCERS
   continues to remain operational. However, effective today, our offices are
   closed to non-SDCERS staff members. This means that all retirement counseling
   appointments will either take place over the phone or be postponed until a
   later date. Those who have upcoming appointments will be contacted by an
   SDCERS staff member to discuss how you’d like to proceed.
    
   You must send any paperwork (such as health reimbursement requests, for
   example) via email or U.S. mail. For the foreseeable future, you will not be
   able to drop off any paperwork at the office. Health-related paperwork can be
   emailed to health@sdcers.org or faxed to 858-581-5314. All documents can be
   mailed to our offices at 401 West A Street, Suite 400, San Diego, CA 92101.
    
   Also, for the remainder of March, all scheduled seminars will be held as
   online webinars that can be accessed remotely. Those who are registered for
   the March 23rd DROP Entry Seminar should have received an email with further
   details and instructions for attending this online webinar. If you did not
   receive this email and believe that you should have, please email
   Communications Manager Jessica Maloney at maloneyj@sdcers.org.
    
   As always, if you have a retirement-related emergency, please contact our
   Call Center at (619) 525-3600. Please be advised our Call Center is extremely
   understaffed for the time being and call waiting times may be longer than
   usual. For any non-emergencies, please use the Contact Us page on our website
   to submit inquiries electronically.
    
   Please continue to take all precautions to stay healthy.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' UPDATED RESPONSE TO CORONAVIRUS (COVID-19) OUTBREAK
   MARCH 17, 2020
   
   
   
   ATTENTION (updated as of 3/17/2020): Amid the COVID-19 outbreak, SDCERS
   continues to remain operational. However, we will be discontinuing in-office
   visits. This means that all retirement counseling appointments will either
   take place over the phone or be postponed until a later date. Those who have
   upcoming appointments will be contacted by an SDCERS staff member to discuss
   how you’d like to proceed.
    
   We also ask that you send any paperwork (such as health reimbursement
   requests, for example) via email. If you do not have access to email, you may
   mail in your documents or, if absolutely necessary, you can drop the
   paperwork off at the office. However, no staff members will be available to
   meet with any visitors to the office in person. Health-related paperwork can
   be emailed to health@sdcers.org - please attach any documents as PDF's only,
   as our firewalls will block any emails with non-PDF attachments. If you have
   other documents to send in, please inquire via the Contact Us page on our
   website and someone will contact you about where to send your paperwork.  
    
   Also, for the remainder of March, all scheduled seminars will be held as
   online webinars that can be accessed remotely. Those who are registered for
   the March 23rd DROP Entry Seminar will be receiving an email with further
   details and instructions for attending this online webinar.
    
   As always, if you have a retirement-related emergency, please contact our
   Call Center at (619) 525-3600. Please be advised our Call Center is extremely
   understaffed for the time being and call times may be longer than usual. For
   any non-emergencies, please use the Contact Us page on our website to submit
   inquiries electronically.
    
   Please continue to take all precautions to stay healthy.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' RESPONSE TO CORONAVIRUS (COVID-19) OUTBREAK
   MARCH 16, 2020
   
   
   
   ATTENTION: Amid the COVID-19 outbreak, SDCERS continues to remain open for
   business. This means that if you have an appointment with one of our
   retirement counselors, you are under the age of 65, and you are healthy,
   please come in on your scheduled date and time unless you have been contacted
   by an SDCERS representative and told otherwise. However, if you are coughing,
   sneezing, achy, feverish, or having difficulty breathing, please postpone
   your visit to SDCERS until you are healthy again.
   
   If you have a retirement-related emergency or if you’d like to reschedule
   your appointment, please contact our Call Center at (619) 525-3600. You may
   also reach us through our website's contact us submission form, here. We have
   a number of staff members out of the office for the foreseeable future, so if
   you have a non-emergency, please use our online contact us form rather than
   calling the Call Center in order to keep our call waiting times down at a
   reasonable level.
    
   Also, for the remainder of March, all scheduled seminars will be turned into
   webinars that can be accessed remotely as long as you have computer and
   internet access. Those who are registered for the March 17th and March 23rd
   seminars will be receiving an email with further details and instructions for
   attending these webinars.
    
   We at SDCERS consider the health and safety of our staff and members a top
   priority. We understand the concern and uncertainty you may be experiencing
   surrounding the coronavirus and are committed to being responsive as the
   situation evolves. In addition to following the guidelines set by the state,
   county, and city, SDCERS has taken the following steps towards keeping our
   offices a safe place for staff and members to visit:
   
    * We have encouraged anyone on our staff who is feeling ill to stay home;
   
    * We are encouraging members to reschedule their appointments it they are
      feeling ill;
   
    * Our building always follows all OSHA guidelines for sterilization and
      cleanliness;
   
    * We have taken extra steps to educate our staff on the importance of hand
      washing and breaking habits like touching our face, nose, and eyes; and
   
    * We are wiping down keyboards, counters, and office areas frequently
      throughout the day.
   
   Please take all precautions to stay healthy!
   
   
   
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 * FEATURE STORY
   
   
   
   2019 1099-R TAX FORMS
   JANUARY 22, 2020
   
   
   
   IRS Form 1099-R’s were mailed on January 13th from our vendor based in
   Chicago. This means all SDCERS retirees and beneficiaries who received a
   payment from SDCERS in 2019 should be receiving their 2019 1099-R forms via
   U.S. mail over the next couple of weeks. To access your 1099-R form sooner,
   please log in to your Member Portal account, click on “1099R and W2” on the
   left, and select “2019 1099R” to download an electronic copy. You can also
   update your tax withholding preferences on your Member Portal by clicking on
   “Tax Withholding.” This guide explains how to update your tax withholding
   preferences.
    
   For a detailed explanation of the pertinent information in your 1099-R, as
   well as answers to frequently asked questions regarding this tax form, please
   review our 1099-R Fact Sheet. If you have additional questions, please
   contact the Call Center at (619) 525-3600 or submit your questions
   electronically via our Contact Us web form.
   
   
   
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 * FEATURE STORY
   
   
   
   ACTIVE MEMBER DEATH BENEFITS AND THE IMPORTANCE OF KEEPING YOUR BENEFICIARY
   DESIGNATIONS UPDATED
   DECEMBER 11, 2019
   
   
   
   When was the last time you thought about your SDCERS beneficiary
   designations? Over a year ago? Five years? The day you enrolled in SDCERS?
   Maybe never? Beneficiary designations may seem like a chore you can put off
   or do once and forget about, but the truth is you should review your
   beneficiary designations at least once a year to make sure they reflect your
   current circumstances. For example, beneficiary designations probably aren’t
   the first thing on your mind when you get married or divorced, have a child,
   or lose a loved one, but these are all defining life events that may affect
   who you want to receive your pension benefits when you die.
   
   Active Members (meaning those who are actively employed by the City, Port,*
   or Airport and contributing to SDCERS, but are not in DROP) are eligible to
   leave one of three types of death benefits if they die before retiring or
   entering DROP, and the eligibility requirements are very specific for two of
   the three types. Importantly, if you die without having designated your
   surviving spouse as your sole pre-retirement death benefit beneficiary, then
   your surviving spouse will not be eligible to receive the lifetime Death
   While Eligible or Industrial Death Benefit, even if all other eligibility
   requirements are satisfied. This article contains a summary of the death
   benefits provided to Active Members, but please review the Death Benefits
   Fact Sheet for more in-depth information.
   
   *General Port employees hired or rehired on or after January 1, 2009 must
   complete five consecutive years of Port employment after each hire or rehire
   date before they become Members of SDCERS and are eligible to leave a death
   benefit.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS BOARD APPROVES ANNUAL SUPPLEMENTAL BENEFIT AND CORBETT SETTLEMENT
   INCREASE FOR 2019
   NOVEMBER 08, 2019
   
   
   
   At its November 8, 2019 meeting, SDCERS’ Board of Administration approved
   payment of the Annual Supplemental Benefit, also known as the “13th Check,”
   and the Corbett Settlement Increase (“Corbett benefit”) for eligible retirees
   and continuance beneficiaries. The Supplemental Benefit is paid in years when
   the fund’s investment earnings are sufficient to qualify, according to a set
   formula defined in the plan documents, and the Corbett benefit is paid in
   years that the Supplemental Benefit is paid. If you are eligible for one or
   both of these benefits, payment will be included in your November 2019
   monthly pension benefit.
    
   The eligibility requirements for the Supplemental Benefit and Corbett
   settlement benefits are described in our FAQs under “Annual Supplemental
   Benefit ("13th Check"), Corbett, COLA, COL Annuity.” Here, you will also find
   a description of how these benefits are calculated.
   
   Click "Read More" to view the full article.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS RECEIVES THE 2019 PUBLIC PENSION STANDARDS AWARD FOR FUNDING AND
   ADMINISTRATION
   OCTOBER 21, 2019
   
   
   
   For the second year in a row, SDCERS has been awarded the Public Pension
   Standards Award for Funding and Administration. The Public Pension
   Coordinating Council grants this award, which recognizes SDCERS for meeting
   professional standards for plan funding and administration as set forth in
   the Public Pension Standards.
   
   
   
   Click "Read More" for more information about this award.
   
   
   
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 * FEATURE STORY
   
   
   
   MEET YOUR SDCERS CALL CENTER REPRESENTATIVES!
   SEPTEMBER 27, 2019
   
   
   
   If you’ve ever called SDCERS, odds are you’ve spoken to one of our Call
   Center representatives. These are the people who spend all day, every day
   answering Members’ questions and trying to fix their problems. As anyone in
   customer service will likely tell you, it can sometimes be a thankless job.
   However, our Call Center representatives are lucky to have kind and patient
   Members, and our Members are equally lucky to have such passionate and caring
   people on the other end of the phone.
   
   At some point, almost all of our Members will talk to someone in the Call
   Center, so we thought you might like to know a little more about the ladies
   you’ll be talking to and maybe even put a face to the name of your
   representative.
   
   Click "Read More" below to view the full article and see individual bios for
   each of our Call Center staff members!
   
   
   From Left to Right: Sarema Valenzuela, Catherine Ayala, Andrea Valdes, Selene
   Rodriguez, and Victoria Fedalizo.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' BOARD APPOINTS NEW VICE PRESIDENT AND COMMITTEE CHAIRS
   SEPTEMBER 13, 2019
   
   At the September 13th Board meeting, Board President Carol Broad appointed
   Carina Coleman to the position of Vice President. The appointment was
   unanimously approved by the remaining members of the Board who were present.
   The Vice President’s duties include acting as the Board President whenever
   the Board President is absent or otherwise unable to fulfill their duties,
   and temporarily assuming the role of Board President until an election can be
   scheduled in the event the current Board President’s seat becomes vacant. Ms.
   Coleman was additionally appointed to be the new Chair of the Investment
   Committee, a seat previously occupied by Board President Carol Broad.
   
   
   From Left to Right: Charlie Hogquist, Carina Coleman, Carol Broad, and
   Thanasi Preovolos
   
   The Audit Committee reappointed Roberta Spoon as its Chair, and the current
   Chairs of the Business and Governance Committee and Disability Committee will
   remain the same as well: Thanasi Preovolos and Charles Hogquist,
   respectively.
   
   Please join us in congratulating our new Vice President and Committee Chairs!
   You can watch the September 13th Board meeting by going to Board Meeting
   Agendas and clicking on “View Media” next to the September 13, 2019 Board of
   Aministration Meeting line item.
   
    
   
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 * FEATURE STORY
   
   
   
   ANNUAL MEMBER STATEMENTS
   AUGUST 16, 2019
   
   
   
   Non-retired SDCERS Members will be receiving their Annual Statement of
   Benefits in the mail over the next several days. This statement contains
   detailed account information for the fiscal year ending June 30, 2019, which
   means the information is current as of July 1, 2019. The purpose of this
   Annual Statement of Benefits is (1) to ensure that your beneficiary
   designations are updated, and (2) to keep you informed of the details of your
   SDCERS retirement account.
   
   Please review the information on your statement carefully and contact SDCERS
   if you need to update your information or if you believe there is an error in
   your statement.
   
   A video detailing the contents of your statement is available here.
   
   If you have questions about your Annual Statement of Benefits, please visit
   your Payroll Specialist or call the SDCERS Call Center at 619-525-3600. And
   remember, your most up-to-date account information is always available on the
   SDCERS Member Portal.
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' BOARD WELCOMES TWO NEW MEMBERS, AND CARINA COLEMAN REAPPOINTED FOR
   SECOND TERM
   AUGUST 05, 2019
   
   
   
   Last week, the City Council unanimously approved the Mayor’s appointment of
   two new Board Members: Clifford Schireson and Paul Kaufmann. The City Council
   also approved the reappointment of veteran Board Member Carina Coleman.
   
   
   
   Carina Coleman and Paul Kaufmann being sworn in at the Office of the City
   Clerk.
   
   
   We are thrilled to welcome our new Board Members, and also to have Carina
   Coleman back for a second term! You can see all three at our next Board
   meeting on September 13th at 8:30 a.m. in our Board room. If you can’t attend
   in person, you can tune in to the live broadcast by clicking on “Board
   Meeting Agendas”, following the link to the online agendas, and clicking on
   “Live Media” in the Board of Administration line when the meeting starts.
   
   Please read the full article for more information about these three Board
   Members.
   
   
   
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 * FEATURE STORY
   
   
   
   ACTIVE CITY MEMBERS: REGISTER FOR UPCOMING PRE-RETIREMENT SEMINAR!
   JULY 31, 2019
   
   
   
   UPDATE: THE SEPTEMBER SEMINAR IS NOW FULL. WE WILL ANNOUNCE THE DATES OF
   FUTURE SEMINARS AS THEY ARE SCHEDULED.
   
   Attention All Active City Members:
    
   Registration is now open for SDCERS’ upcoming pre-retirement seminar, which
   will be held on September 11th at 2:30 p.m. in SDCERS’ Board room (401 West A
   Street, Third Floor, San Diego, CA 92101). At this educational seminar,
   SDCERS staff will walk you through your retirement benefits and help you plan
   for the future.
   
   No matter how old you are, it’s never too early or too late to start thinking
   about your retirement goals and making plans so that you can meet those
   goals. Space is limited, so please call SDCERS as soon as possible to
   register, at (619) 525-3600.  Additional pre-retirement seminars and DROP
   entry seminars will be held in the future, so if you miss this one, you can
   plan to attend next time.
    
   NOTE: You must attend a pre-retirement seminar before attending a Deferred
   Retirement Option Plan (“DROP”) entry seminar.
   
   
   
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 * FEATURE STORY
   
   
   
   NEW SDCERS BOARD PRESIDENT
   JULY 12, 2019
   
   
   
   After former Board President Val Hoy maxed out his term limit, the Board
   established a Nomination Committee at its May meeting to nominate a fellow
   Board Member for the vacant position. Today, the Nomination Committee
   unanimously recommended Carol Broad be elected as the new Board President,
   and the Board unanimously approved this recommendation. 
   
   
   
   Carol has served as the Board’s Vice President since July 13, 2018 and she
   has acted as the interim Board President since Val Hoy vacated the office.
   Carol is also the Chair of the Investment Committee and has over 30 years of
   experience in the financial industry, particularly in providing investment
   advice to major public and corporate pension funds. For more information
   about Carol’s professional background.
   
   
   
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 * FEATURE STORY
   
   
   
   IMPORTANT RECIPROCITY UPDATE
   JUNE 24, 2019
   
   SDCERS administers the pension plans for three plan sponsors - the City of
   San Diego, the San Diego Unified Port District, and the San Diego County
   Regional Airport Authority. Your ability to establish reciprocity depends on
   which plan sponsor you intend to work for, so please review this information
   carefully. If you are currently working at a California government agency
   that participates in reciprocity, and you are considering employment with the
   Port or Airport, you can apply to establish reciprocity. If you are currently
   working at a California government agency that participates in reciprocity,
   and you are considering employment with the City of San Diego, please note
   that only sworn police officers may join the City of San Diego’s pension
   plan. The City’s pension plan was closed on July 20, 2012, following the
   passage of City Proposition B, to all new hires except sworn police officers.
   
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 * FEATURE STORY
   
   
   
   SDCERS RECOGNIZES OUTGOING BOARD TRUSTEES
   JUNE 17, 2019
   
   
   
   Serving as an SDCERS Trustee requires expertise, attention and time – with no
   compensation – and a commitment to delivering accurate and timely benefits to
   participants and ensure the trust fund’s safety, integrity and growth. Having
   accomplished this, three SDCERS Board Trustees were recently honored for
   their service.Board President and Mayoral Appointee Valentine S. Hoy, Mayoral
   Appointee William W. Haynor and Active Police Safety Trustee Thomas A.
   Sullivan, who each served two four-year terms, were recognized at the March
   10, 2019 Board meeting, and at a send-off event in April. The new Board
   President will be selected at the July Board meeting. We are excited to
   welcome Sgt. Louis Maggi as our newly elected Active Police Safety Trustee
   seat. SDCERS is governed by a 13-member Board of Administration, responsible
   for the prudent administration of retirement benefits for City of San Diego,
   San Diego Unified Port District and San Diego County Regional Airport
   employees, and for overseeing the investment portfolio of the retirement
   system’s trust fund.
   
   
   
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 * FEATURE STORY
   
   
   
   FISCAL YEAR 2020 COLA & CITY RETIREE HEALTH OPEN ENROLLMENT HELP DAY
   JUNE 05, 2019
   
   
   
   At its May 10, 2019 meeting, the Board approved two Cost of Living
   Adjustments (“COLA”) that will be applied to eligible retirees’ monthly
   benefit from July 2019 – June 2020. Members whose retirement date is before
   July 1, 2018 will receive a COLA increase of 2.0%. Members whose retirement
   date is between July 1, 2018 and June 30, 2019 will receive a COLA increase
   of 1.9%.  Also, 2019-2020 Health Open Enrollment for eligible City Retirees
   will run from June 3 – 28, 2019. This year’s Health Open Enrollment Help Day
   is Friday, June 14 at the Balboa Park Club Ballroom. There will be no formal
   presentations, but SDCERS staff and representatives from sponsored health
   plans will be available to answer questions from 10:00 a.m. – noon. You may
   also submit your enrollment forms directly to SDCERS staff at this
   event. Click here for more information
   
   
   
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 * FEATURE STORY
   
   
   
   CITY RETIREE HEALTH OPEN ENROLLMENT KICKOFF
   MAY 23, 2019
   
   
   
   2019-2020 Health Open Enrollment for eligible City Retirees will run from
   June 3 – 28, 2019. The Health Open Enrollment Kickoff is this Friday, May 24
   at the Balboa Park Club Ballroom. The event will feature formal presentations
   by Kaiser, Cigna, SCAN Health Plan, and Sharp from 10:00 a.m. – 10:30 a.m.,
   and retirees will be able to talk to the providers and ask questions until
   noon. Click here for more information
   
   
   
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 * FEATURE STORY
   
   
   
   FACT CHECK YOUR FUTURE
   APRIL 02, 2019
   
   
   
   SDCERS administers benefits for more than 20 plan tiers, and you can learn
   more about YOUR plan by reading the Retirement Plan Summary that corresponds
   to your employer and hire date. Understand how your retirement contributions
   are calculated, when you are eligible for a lifetime retirement benefit, and
   your retirement benefit formula. Invest a few minutes in learning about your
   retirement future. 
   
   
   
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 * FEATURE STORY
   
   
   
   SDCERS' BOARD VOTES TO SET MINIMUM PENSION PAYMENTS
   JANUARY 17, 2019
   
   At the January meeting, SDCERS' Board of Administration took another
   important step toward pension stability by voting to set minimum annual
   pension payments of the Unfunded Actuarial Liability (UAL) for the City of
   San Diego and the Port of San Diego.
   
   This minimum payment is also referred to as a "floor," meaning even if the
   required annual payment is less than the "floor," that minimum amount must be
   paid each year. The UAL floor payment for the City was set at $275.5 million
   and $13.3 million for the Port. This is based on the June 30, 2018 actuarial
   valuations which set the payment amount for the fiscal 2020 payment to the
   retirement system.
   
   The new policy increases benefit security and helps the pension fund reach
   full funding by 2037, several years earlier than anticipated.
   
   The Board also voted to prospectively limit the long-term impacts of changes
   to the assumed rate of return (discount rate), retirement rates, and life
   expectancy assumptions, to a 20-year period from the previous 30-year period.
   
   A video of the Board discussion and vote is available here.
   
    
   
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 * FEATURE STORY
   
   
   
   SDCERS REPORTS 8.9% FINAL INVESTMENT RETURN FOR FISCAL YEAR 2018
   NOVEMBER 27, 2018
   
   SDCERS’ Total Fund reported performance of +8.9% net of fees compared to the
   benchmark of 7.6% and assets topped $8 billion for the fiscal year ended June
   30, 2018. U.S. equities were a strong source of value-add during the year, up
   16.3% compared to the benchmark of 14.8%.
   
   PREVIOUS STORY NEXT STORY READ MORE


LATEST NEWS

DROP INTEREST RATES FOR CY 2025
NOVEMBER 15, 2024

At today’s meeting, SDCERS’ Board of Administration voted to approve staff’s
recommended DROP account and DROP annuity interest rates for the next calendar
year – meaning these rates will be effective January 1, 2025. The DROP account
rate is the interest rate used by SDCERS while a Member is in DROP and the DROP
annuity rate is the interest rate used by SDCERS to annuitize the DROP monies of
a Member who has exited DROP and selected the DROP annuity option. These rates
are calculated annually using publicly available indexes as of September 30th of
each year. (See Board Rule 6.10(c) and 6.40(b), and the SDCERS CEO’s memorandum
presented at the January 2022 Board meeting for more information about how these
rates are calculated.)
 
2025 DROP Account Interest Rate
Effective January 1, 2025, the annual DROP account interest rate (compounded
quarterly) will increase to 4.4%, compared to the current rate of 4.2%. This
interest rate will be compounded quarterly and applied to all active DROP
participants’ accounts as long as the participant is actively employed by their
plan sponsor on the last day of each quarter in 2025. This rate is subject to
change annually, which means a DROP participant’s account may receive a
different interest rate every year during their participation period.
 
2025 DROP Annuity Interest Rate
For the first time, Port Members will have a different DROP annuity interest
rate than City and Airport Members – this is due to the fact that the City and
Airport plan documents include a self-imposed limit on the DROP annuity factor,
preventing it from exceeding 5.0% if the DROP account rate is less than 5.0%.
 
Therefore, the DROP annuity interest rate will increase to 5.0% for City and
Airport Members and 5.1% for Port Members, compared to the current rate of 4.6%.
The applicable interest rate will be applied to the funds remaining in a DROP
retiree’s account when they exit DROP, if the retiree chooses to annuitize all
or part of their DROP account, and it will be factored into the calculation of
their monthly DROP annuity payment. Please note that the retiree’s DROP exit
date must be during calendar year 2025 in order for the 5.0% (or 5.1% for Port
Members) annuity factor to apply.
 
Unlike the DROP account interest rate, the DROP annuity rate will not change for
an individual member – the rate that is in effect when a member exits DROP is
the rate that will be applied to their annuity calculation, regardless of
whether or not the DROP annuity rate changes in future years. Therefore, when
you are getting close to your DROP retirement date, your decision to exit DROP
before or after the New Year may be affected by the Board’s decision to increase
or decrease the DROP annuity interest rate. However, if you do not plan to
annuitize your DROP account upon exiting DROP, then the DROP annuity rate
changes are irrelevant to you. Click here to review your options regarding how
you can receive the funds in your DROP account when you exit DROP.
 
Please attend a DROP Entry webinar if you are planning to enter DROP soon! As of
the date of this article, the December 9th DROP entry webinar from noon – 2:00
p.m. has 20 open spots – please use the following link to register:
https://attendee.gotowebinar.com/register/2868100713073285977. There will be
another webinar in January that has not yet been scheduled. If you are within 3
months of your DROP entry date and are unable to register for either the
December or January webinar, please contact SDCERS and let us know.
 
Please attend a DROP Exit webinar if you are nearing your target DROP exit date!
The next DROP exit webinar will be November 18th from 12:00 p.m. – 1:30 p.m.,
and you can register using the following link:
https://attendee.gotowebinar.com/register/3654125083095859036. Depending on
demand, there may be another DROP exit webinar in December. If you are within 3
months of your DROP exit date and are unable to attend the November webinar,
please contact SDCERS and let us know.
 
If you are considering entering or exiting DROP soon, you must begin the process
by first going to your Member Portal account and clicking on either “Online
Applications” or “DROP Retirement Application” (whichever is applicable to you)
from the left menu, under Tools. Review this information, make your selections,
and submit the initial application online. Once received, you will be contacted
by an SDCERS staff member to schedule your personal counseling appointment. At
your appointment, you can ask questions and make any changes to your
application. Your electronic application is not final and you have not
officially scheduled your DROP entry or exit date until you’ve submitted your
signed application signature page, which will be given to you by your retirement
counselor during or after your appointment.

 

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San Diego City Employees' Retirement System - 401 West A Street, Suite 800, San
Diego, CA 92101
Phone: (619) 525-3600 - Toll Free: (800) 774-4977 - FAX: (619) 595-0513

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