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<h1><a href="/" title="Link to Joanna Nesbit home page">Joanna Nesbit</a><span>, Freelance Writer</span></h1>
<div id="joannaPicWrapper"><img id="joannaPic" src="/customControls/imageList/randomImage.ashx?dir=/uploads/images/portraits/" alt="Joanna Nesbit"></div>
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<h2>Northwest Freelance Writer <br></h2>
<p>Hi, I'm Joanna, a Pacific Northwest freelance journalist and content marketing writer based in Bellingham, Wash. My focus is personal finance, higher education, parenting, and aging -- with a deep-dive niche in all things college for
families: saving for it, paying for it, applying, financial aid, gap years, student social/emotional development, and campus services.</p>
<p>I've also covered insurance, health forms, teens establishing credit, and education tax breaks. My byline has appeared in Real Simple, Money Magazine, Washington Post, US News, The Week, Work + Money, and many more. You can learn more about
my content marketing clients on my Services page. Check out some of my recent stuff below.</p>
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<p><strong>Recent work:</strong></p>
<p>My latest for <em><strong>Money</strong></em>:</p>
<p><a title="4 Nyths About College Scholarships" href="https://money.com/college-scholarship-myths-busted/">4 Myths About College Scholarships That Could Cost You</a> (Feb. 2023)</p>
<p><strong>HerMoney Media: </strong></p>
<p>I write personal finance stuff for HerMoney but haven't gotten them uploaded yet -- <a title="HerMoney Media articles" href="https://hermoney.com/author/joannanesbit/">here's a list</a> for you to check out.</p>
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<div>You can always find my latest work on my <a title="Contently profile " href="https://joannanesbit.contently.com/">Contently profile</a>, too. Have a look there. <br></div>
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<p><strong>Twitter issue:</strong> I've been told the icon below doesn't link properly but since this is an old platform, it's not easily fixed (it works just fine for me so really not sure). Connect with me here
<a title="Twtitter Joanna Nesbit" href="https://twitter.com/joannanesbit">@joannanesbit</a> if the icon doesn't work for you.</p>
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<p><a title="Paying Attention" href="https://www.parentmap.com/article/paying-attention-with-diagnoses-on-the-rise-teens-and-families-find-new-ways-to-manage-adhd"></a></p>
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<h4>Popular Freelance Articles</h4>
<ul class="list popular">
<li><a title="Waterfront Wonder" href="/uploads/Documents/articles/waterfrontwonderFFSept2014.pdf"><img src="/uploads/Documents/articles/waterfrontwonderFFSept2014.pdf" alt="Waterfront Wonder"></a><br></li>
<li><a title="How to Raise a Problem-Solver" href="https://www.realsimple.com/work-life/family/kids-parenting/how-to-raise-problem-solver">How to Raise a Problem-Solver</a><br></li>
<li>
<a title="Link to Washington Post article" href="https://www.washingtonpost.com/news/parenting/wp/2016/09/22/how-to-help-your-college-student-cope-with-loneliness-without-hovering/?utm_term=.33484ff0713c">How to Help Your College Student Cope with Loneliness, Without Hovering</a>
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</ul>
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<h4>My Writing Services</h4>
<ul class="list myServices">
<li><a title="Link to Freelance Articles" href="/My-Services/7.aspx#serv1">Article Writing <br></a></li>
<li><a title="Link to Travel on Assignment" href="/My-Services/7.aspx#serv2">Content Marketing<br></a></li>
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<li><a title="Home" class="" href="/"><span>Home</span></a></li>
<li><a title="About Me" class="" href="/About-Me/4.aspx"><span>About Me</span></a></li>
<li><a title="Articles by Topic" class=""><span>Articles by Topic</span></a>
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<li><a title="Parenting" class="" href="/Articles-by-Topic/Parenting/9.aspx"><span>Parenting</span></a></li>
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<li><a title="Travel & Pacific NW" class="" href="/Articles-by-Topic/Travel-And-Pacific-NW/11.aspx"><span>Travel & Pacific NW</span></a></li>
<li><a title="Education" class="" href="/Articles-by-Topic/Education/114.aspx"><span>Education</span></a></li>
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<li><a title="Low-Income Students Can Get More Money to Help Pay" class="" href="http://money.com/pell-grant-increase-2023/"><span>Low-Income Students Can Get More Money to Help Pay</span></a></li>
<li><a title="Changes to the Financial Aid Formula Could Affect " class="" href="http://money.com/fafsa-formula-asset-protection-allowance/"><span>Changes to the Financial Aid Formula Could Affect </span></a></li>
<li><a title="When is the FAFSA deadline? " class="" href="http://money.com/when-is-fafsa-due/"><span>When is the FAFSA deadline? </span></a></li>
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<li><a title="Colleges are Hiking Tuition This Fall Amid Sky-Hig" class="" href="http://money.com/colleges-increase-tuition-inflation/"><span>Colleges are Hiking Tuition This Fall Amid Sky-Hig</span></a></li>
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<li><a title="Parents Can Qualify for Student Loan Forgiveness, " class="" href="http://money.com/parent-plus-borrowers-student-loan-forgiveness-tips/"><span>Parents Can Qualify for Student Loan Forgiveness, </span></a></li>
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<li><a title="Colleges are Freezing Tuition and Fees as Classes " class="" href="http://money.com/college-tuition-freeze-coronavirus/"><span>Colleges are Freezing Tuition and Fees as Classes </span></a></li>
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<li><a title="Coronavirus is Upending Internships for College St" class="" href="http://money.com/summer-internships-canceled-coronavirus/"><span>Coronavirus is Upending Internships for College St</span></a></li>
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<li><a title="Here's How How College Admissions are Changing Thi" class="" href="http://money.com/college-admissions-coronavirus/"><span>Here's How How College Admissions are Changing Thi</span></a></li>
<li><a title="More Parents Are Borrowing to Pay for Their Kids' " class="" href="http://money.com/parent-loans-paying-for-college/"><span>More Parents Are Borrowing to Pay for Their Kids' </span></a></li>
</ul>
</li>
<li><a title="US News & World Report " class="" href="/Articles-by-Publication/US-News-And-World-Report-/188.aspx"><span>US News & World Report </span></a>
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<a title="Teens' College Savings May not Affect Financial Ai" class="" href="http://www.usnews.com/education/best-colleges/paying-for-college/articles/2017-08-09/teens-college-income-savings-may-not-affect-financial-aid-as-much-as-you-think"><span>Teens' College Savings May not Affect Financial Ai</span></a>
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<a title="How to Choose a 529 Plan on Your Own " class="" href="http://www.usnews.com/education/best-colleges/paying-for-college/articles/2017-06-14/how-to-choose-a-529-plan-on-your-own"><span>How to Choose a 529 Plan on Your Own </span></a>
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<a title="8 Pieces of Wisdom for Parents Sending a Child Off" class="" href="http://www.washingtonpost.com/lifestyle/2019/08/19/eight-pieces-wisdom-parents-sending-child-off-college/"><span>8 Pieces of Wisdom for Parents Sending a Child Off</span></a>
</li>
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<a title="One Student's Junk is Another Student's Treasure" class="" href="http://www.washingtonpost.com/local/education/one-students-junk-is-another-students-treasure/2018/09/30/40990f86-c333-11e8-97a5-ab1e46bb3bc7_story.html?utm_term=.ac3162d0e6cd"><span>One Student's Junk is Another Student's Treasure</span></a>
</li>
<li>
<a title="Teens Face a Gender Pay Gap Too: Here's How to Hel" class="" href="http://www.washingtonpost.com/news/parenting/wp/2018/06/12/how-to-help-teens-navigate-the-teen-gender-pay-gap/?utm_term=.f3430e8435a3"><span>Teens Face a Gender Pay Gap Too: Here's How to Hel</span></a>
</li>
<li>
<a title="Planning to Borrow for College? Then it's Time to " class="" href="http://www.washingtonpost.com/news/parenting/wp/2018/01/05/planning-to-borrow-for-college-then-its-time-to-clean-up-your-credit/?utm_term=.8b123b2961f9"><span>Planning to Borrow for College? Then it's Time to </span></a>
</li>
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<a title="11 Misconceptions About Paying for College" class="" href="http://www.washingtonpost.com/news/parenting/wp/2017/12/15/11-misconceptions-about-paying-for-college/?utm_term=.9d09afdabe9f"><span>11 Misconceptions About Paying for College</span></a>
</li>
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<a title="Getting Sick in College: How to Teach Your Child " class="" href="http://www.washingtonpost.com/news/parenting/wp/2017/09/15/the-college-students-guide-to-getting-sick/?utm_term=.8408ef3489bf&wpisrc=nl_parent&wpmm=1"><span>Getting Sick in College: How to Teach Your Child </span></a>
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<a title="Money Conversations to Have with Your First-year C" class="" href="http://www.washingtonpost.com/news/parenting/wp/2017/08/11/money-conversations-to-have-with-your-first-year-college-kid/?utm_term=.ac762e91345d"><span>Money Conversations to Have with Your First-year C</span></a>
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<a title="What to Know If Your Child Fails Out of College" class="" href="http://www.washingtonpost.com/news/parenting/wp/2017/05/18/what-to-know-if-your-child-fails-out-of-college/?utm_term=.5a14d24927fa"><span>What to Know If Your Child Fails Out of College</span></a>
</li>
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<a title="How to Help Your College Student with Loneliness, " class="" href="http://www.washingtonpost.com/news/parenting/wp/2016/09/22/how-to-help-your-college-student-cope-with-loneliness-without-hovering/?utm_term=.e8f52bd18627"><span>How to Help Your College Student with Loneliness, </span></a>
</li>
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<a title="How to Take a Gap Year Overseas When You're Not We" class="" href="http://www.washingtonpost.com/news/parenting/wp/2016/07/13/how-to-take-a-gap-year-overseas-when-youre-not-wealthy/?postshare=4211468426943277&tid=ss_tw"><span>How to Take a Gap Year Overseas When You're Not We</span></a>
</li>
<li>
<a title="When it Comes to Paying for College, Be Realistic " class="" href="http://www.washingtonpost.com/news/parenting/wp/2016/07/28/when-it-comes-to-paying-for-college-be-realistic-and-do-your-homework/"><span>When it Comes to Paying for College, Be Realistic </span></a>
</li>
<li>
<a title="Watch it This College Application Season" class="" href="http://www.washingtonpost.com/news/parenting/wp/2015/10/19/watch-it-this-college-application-season/?postshare=1131445279285161"><span>Watch it This College Application Season</span></a>
</li>
</ul>
</li>
<li><a title="CollegeXpress" class="" href="/Articles-by-Publication/CollegeXpress/228.aspx"><span>CollegeXpress</span></a>
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<a title="Important Things You Should Know About State Aid" class="" href="http://www.collegexpress.com/interests/public-colleges-and-universities/articles/financial-aid-public-colleges/important-things-you-should-know-about-state-aid/?utm_source=counselors&utm_medium=social&utm_campaign=SocialShare&utm_content=financialaidpubliccolleg"><span>Important Things You Should Know About State Aid</span></a>
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<a title="What is Work-Study? Your Top Questions, Answered" class="" href="http://www.collegexpress.com/articles-and-advice/financial-aid/articles/applying-financial-aid/what-work-study-your-top-questions-answered/"><span>What is Work-Study? Your Top Questions, Answered</span></a>
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<a title="A Look at Life on Campus with the Delta Variant " class="" href="http://www.collegexpress.com/articles-and-advice/student-life/articles/college-health-safety/look-life-campus-delta-variant/"><span>A Look at Life on Campus with the Delta Variant </span></a>
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<a title="How Colleges are Helping Students Meet Basic Needs" class="" href="http://www.collegexpress.com/articles-and-advice/student-life/articles/college-health-safety/how-colleges-are-helping-students-meet-basic-needs/?utm_source=freelancewriter&utm_medium=social&utm_campaign=joannan&utm_content=collegebasicneeds"><span>How Colleges are Helping Students Meet Basic Needs</span></a>
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<li><a title="How PTOs Make Their School Music Programs Sing" class="" href="http://www.ptotoday.com/pto-today-articles/article/1404-making-school-music-programs-sing"><span>How PTOs Make Their School Music Programs Sing</span></a>
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<li><a title="A Balanced Day" class="" href="http://www.schoolfamily.com/school-family-articles/article/10883-a-balanced-day"><span>A Balanced Day</span></a></li>
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<a title="Standards-Based Grading: What Parents Need to Know" class="" href="http://www.schoolfamily.com/school-family-articles/article/10881-standards-based-grading-what-parents-need-to-know"><span>Standards-Based Grading: What Parents Need to Know</span></a>
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<li><a title="Parenting Magazine" class="" href="/Articles-by-Publication/Parenting-Magazine/54.aspx"><span>Parenting Magazine</span></a>
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<li><a title="Boastful Boys" class="" href="/Articles-by-Publication/Parenting-Magazine/Boastful-Boys/69.aspx"><span>Boastful Boys</span></a></li>
<li><a title="Boys to Men" class="" href="/Articles-by-Publication/Parenting-Magazine/Boys-to-Men/62.aspx"><span>Boys to Men</span></a></li>
<li><a title="Easy Riders" class="" href="/Articles-by-Publication/Parenting-Magazine/Easy-Riders/60.aspx"><span>Easy Riders</span></a></li>
<li><a title="Cures for Cussing" class="" href="/Articles-by-Publication/Parenting-Magazine/Cures-for-Cussing/59.aspx"><span>Cures for Cussing</span></a></li>
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<li><a title="familyvacationcritic.com" class="" href="/Articles-by-Publication/familyvacationcriticcom/108.aspx"><span>familyvacationcritic.com</span></a>
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<li><a title="Mount Rainier National Park Family Vacations" class="" href="http://www.familyvacationcritic.com/mt-rainier-national-park-family-vacation/dfv/"><span>Mount Rainier National Park Family Vacations</span></a></li>
<li><a title="Vancouver Island Family Vacations" class="" href="http://www.familyvacationcritic.com/vancouver-island-family-vacation/dfv/"><span>Vancouver Island Family Vacations</span></a></li>
<li><a title="Bellingham, Washington Family Vacations " class="" href="http://www.familyvacationcritic.com/bellingham-wa-family-vacation/dfv/"><span>Bellingham, Washington Family Vacations </span></a></li>
<li><a title="Olympic National Park Family Vacations" class="" href="http://www.familyvacationcritic.com/olympic-national-park-family-vacation/dfv/"><span>Olympic National Park Family Vacations</span></a></li>
</ul>
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<li><a title="FamilyFun Magazine" class="" href="/Articles-by-Publication/FamilyFun-Magazine/14.aspx"><span>FamilyFun Magazine</span></a>
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<li><a title="Waterfront Wonder" class="" href="http://www.parents.com/fun/vacation/us-destinations/whats-fun-for-kids-in-seattle/"><span>Waterfront Wonder</span></a></li>
<li><a title="National Parks for Families: Lava Beds" class="" href="/Articles-by-Publication/FamilyFun-Magazine/National-Parks-for-Families-Lava-Beds/76.aspx"><span>National Parks for Families: Lava Beds</span></a></li>
<li>
<a title="National Parks for Families: Olympic National Park" class="" href="/Articles-by-Publication/FamilyFun-Magazine/National-Parks-for-Families-Olympic-National-Park/57.aspx"><span>National Parks for Families: Olympic National Park</span></a>
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<li><a title="A Midsummer Night's Fun" class="" href="/Articles-by-Publication/FamilyFun-Magazine/A-Midsummer-Nights-Fun/48.aspx"><span>A Midsummer Night's Fun</span></a></li>
<li><a title="One Family's Northwest Adventure" class="" href="/Articles-by-Publication/FamilyFun-Magazine/One-Familys-Northwest-Adventure/22.aspx"><span>One Family's Northwest Adventure</span></a></li>
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<li><a title="Parents Magazine" class="" href="/Articles-by-Publication/Parents-Magazine/96.aspx"><span>Parents Magazine</span></a>
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<li><a title="Nude Awakening" class="" href="http://www.parents.com/toddlers-preschoolers/development/behavioral/learning-about-private-body-parts/"><span>Nude Awakening</span></a></li>
</ul>
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<li><a title="Teacher Tips for Supporting Kids' Learning" class="" href="/Articles-by-Publication/Moms-Homeroom/Teacher-Tips-for-Supporting-Kids-Learning/86.aspx"><span>Teacher Tips for Supporting Kids' Learning</span></a></li>
<li><a title="Activity: Fun Ways to Create a Love of Reading" class="" href="/Articles-by-Publication/Moms-Homeroom/Activity-Fun-Ways-to-Create-a-Love-Of-Reading/87.aspx"><span>Activity: Fun Ways to Create a Love of Reading</span></a>
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<li><a title="How Important are Grades?" class="" href="/Articles-by-Publication/Moms-Homeroom/How-Important-are-Grades?/83.aspx"><span>How Important are Grades?</span></a></li>
<li><a title="Helping Kids Become Self Starters" class="" href="/Articles-by-Publication/Moms-Homeroom/Helping-Kids-Become-Self-Starters/84.aspx"><span>Helping Kids Become Self Starters</span></a></li>
<li><a title="Activity: Secretly Build Academic Skills" class="" href="/Articles-by-Publication/Moms-Homeroom/Activity-Secretly-Build-Academic-Skills/85.aspx"><span>Activity: Secretly Build Academic Skills</span></a></li>
<li><a title="Keeping Kids on Track with Their Homework" class="" href="/Articles-by-Publication/Moms-Homeroom/Keeping-Kids-on-Track-with-Their-Homework/79.aspx"><span>Keeping Kids on Track with Their Homework</span></a></li>
<li><a title="Handwriting Help for Kids" class="" href="/Articles-by-Publication/Moms-Homeroom/Handwriting-Help-for-Kids/80.aspx"><span>Handwriting Help for Kids</span></a></li>
<li>
<a title="Activity: Helping Your Child's Fine-Motor Control" class="" href="/Articles-by-Publication/Moms-Homeroom/Activity-Helping-Your-Childs-Fine-Motor-Control/81.aspx"><span>Activity: Helping Your Child's Fine-Motor Control</span></a>
</li>
</ul>
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<li><a title="Scary Mommy (Club Mid)" class="" href="/Articles-by-Publication/Scary-Mommy-(Club-Mid)/128.aspx"><span>Scary Mommy (Club Mid)</span></a>
<ul>
<li><a title="Why Our Kids Need a Cultural Shift" class="" href="http://www.scarymommy.com/why-our-kids-need-a-cultural-shift/"><span>Why Our Kids Need a Cultural Shift</span></a></li>
<li><a title="A Letter to My Daughter on the Cusp of College" class="" href="http://www.scarymommy.com/club-mid/to-my-daughter-on-the-cusp-of-college/"><span>A Letter to My Daughter on the Cusp of College</span></a></li>
<li><a title="Why I've Stopped Nagging My Son About Homework" class="" href="http://www.scarymommy.com/club-mid/why-ive-stopped-nagging-my-son-about-homework/"><span>Why I've Stopped Nagging My Son About Homework</span></a></li>
</ul>
</li>
<li><a title="Wondertime Magazine" class="" href="/Articles-by-Publication/Wondertime-Magazine/13.aspx"><span>Wondertime Magazine</span></a>
<ul>
<li><a title="Checking the Competition" class="" href="/Articles-by-Publication/Wondertime-Magazine/Checking-The-Competition/30.aspx"><span>Checking the Competition</span></a></li>
<li><a title="Dreading Water" class="" href="/Articles-by-Publication/Wondertime-Magazine/Dreading-Water/26.aspx"><span>Dreading Water</span></a></li>
</ul>
</li>
<li><a title="Regional Parenting" class="" href="/Articles-by-Publication/Regional-Parenting/63.aspx"><span>Regional Parenting</span></a>
<ul>
<li>
<a title="Get out of Town: Three Totally Doable Weekend Road" class="" href="http://www.seattleschild.com/pacific-northwest-weekend-road-trips-kids-family-portland-victoria-olympic-peninsula/"><span>Get out of Town: Three Totally Doable Weekend Road</span></a>
</li>
<li><a title="Getting Ready for Kindergarten " class="" href="/Articles-by-Publication/Regional-Parenting/Getting-Ready-for-Kindergarten-/99.aspx"><span>Getting Ready for Kindergarten </span></a></li>
<li><a title="Take a Break in Historic Bellingham " class="" href="/Articles-by-Publication/Regional-Parenting/Take-a-Break-In-Historic-Bellingham-/95.aspx"><span>Take a Break in Historic Bellingham </span></a></li>
<li>
<a title="Road Trip: Horsing around in Yellowstone and Other" class="" href="http://dfwchild.com/2012/06/07/road-trip-horsing-around-in-yellowstone-and-other-family-highlights/"><span>Road Trip: Horsing around in Yellowstone and Other</span></a>
</li>
<li>
<a title="Rockin' It: Why Rock Climbing is Great for Kids" class="" href="/Articles-by-Publication/Regional-Parenting/Rockin-It-Why-Rock-Climbing-is-Great-for-Kids/74.aspx"><span>Rockin' It: Why Rock Climbing is Great for Kids</span></a>
</li>
<li><a title="Catch the Christmas Spirit in Leavenworth" class="" href="http://www.seattleschild.com/Catch-the-Christmas-Spirit-in-Leavenworth/"><span>Catch the Christmas Spirit in Leavenworth</span></a></li>
<li><a title="Coupeville and Fort Casey, Whidbey Island" class="" href="http://www.seattleschild.com/Coupeville-and-Fort-Casey-Whidbey-Island/"><span>Coupeville and Fort Casey, Whidbey Island</span></a></li>
<li><a title="Falling on Deaf Ears" class="" href="/Articles-by-Publication/Regional-Parenting/Falling-on-Deaf-Ears/67.aspx"><span>Falling on Deaf Ears</span></a></li>
<li><a title="Expanding Vocabularies" class="" href="/Articles-by-Publication/Regional-Parenting/Expanding-Vocabularies/64.aspx"><span>Expanding Vocabularies</span></a></li>
</ul>
</li>
<li><a title="WA State Visitors' Guide" class="" href="/Articles-by-Publication/WA-State-Visitors-Guide/72.aspx"><span>WA State Visitors' Guide</span></a>
<ul>
<li><a title="Indie Darling" class="" href="/Articles-by-Publication/WA-State-Visitors-Guide/Indie-Darling/88.aspx"><span>Indie Darling</span></a></li>
<li><a title="Bell Ringer" class="" href="/Articles-by-Publication/WA-State-Visitors-Guide/Bell-Ringer/73.aspx"><span>Bell Ringer</span></a></li>
<li><a title="High Spirits" class="" href="/Articles-by-Publication/WA-State-Visitors-Guide/High-Spirits/77.aspx"><span>High Spirits</span></a></li>
</ul>
</li>
<li><a title="Northwest Travel/Sunset" class="" href="/Articles-by-Publication/Northwest-Travel-Sunset/51.aspx"><span>Northwest Travel/Sunset</span></a>
<ul>
<li><a title="Worth a Stop: The Lightcatcher" class="" href="/Articles-by-Publication/Northwest-Travel-Sunset/Worth-a-Stop-The-Lightcatcher/61.aspx"><span>Worth a Stop: The Lightcatcher</span></a></li>
<li><a title="NW Editor's Picks: Going Dutch" class="" href="/Articles-by-Publication/Northwest-Travel-Sunset/NW-Editors-Picks-Going-Dutch/66.aspx"><span>NW Editor's Picks: Going Dutch</span></a></li>
<li><a title="Leavenworth: A Town for All Seasons" class="" href="/Articles-by-Publication/Northwest-Travel-Sunset/Leavenworth-A-Town-for-All-Seasons/58.aspx"><span>Leavenworth: A Town for All Seasons</span></a></li>
<li><a title="The Belle of the Northwest Corner" class="" href="/Articles-by-Publication/Northwest-Travel-Sunset/The-Belle-Of-The-Northwest-Corner/52.aspx"><span>The Belle of the Northwest Corner</span></a></li>
</ul>
</li>
<li><a title="Harbors Magazine" class="" href="/Articles-by-Publication/Harbors-Magazine/92.aspx"><span>Harbors Magazine</span></a>
<ul>
<li><a title="Northwest Author Spotlight: Christine Smith " class="" href="http://"><span>Northwest Author Spotlight: Christine Smith </span></a></li>
</ul>
</li>
<li><a title="Essays" class="" href="/Articles-by-Publication/Essays/27.aspx"><span>Essays</span></a>
<ul>
<li><a title="Judging Poverty" class="" href="http://mamazina.wordpress.com/2010/06/18/judging-poverty/"><span>Judging Poverty</span></a></li>
<li><a title="The God Question" class="" href="http://www.literarymama.com/creativenonfiction/archives/2005/03/the-god-question.html"><span>The God Question</span></a></li>
<li><a title="Language Acquisition" class="" href="http://www.imperfectparent.com/articles/articles160_1.php"><span>Language Acquisition</span></a></li>
</ul>
</li>
</ul>
</li>
<li><a title="My Services" class="" href="/My-Services/7.aspx"><span>My Services</span></a></li>
<li><a title="Contact Me" class="" href="/Contact-Me/8.aspx"><span>Contact Me</span></a>
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JOANNA NESBIT, FREELANCE WRITER NORTHWEST FREELANCE WRITER Hi, I'm Joanna, a Pacific Northwest freelance journalist and content marketing writer based in Bellingham, Wash. My focus is personal finance, higher education, parenting, and aging -- with a deep-dive niche in all things college for families: saving for it, paying for it, applying, financial aid, gap years, student social/emotional development, and campus services. I've also covered insurance, health forms, teens establishing credit, and education tax breaks. My byline has appeared in Real Simple, Money Magazine, Washington Post, US News, The Week, Work + Money, and many more. You can learn more about my content marketing clients on my Services page. Check out some of my recent stuff below. Recent work: My latest for Money: 4 Myths About College Scholarships That Could Cost You (Feb. 2023) HerMoney Media: I write personal finance stuff for HerMoney but haven't gotten them uploaded yet -- here's a list for you to check out. You can always find my latest work on my Contently profile, too. Have a look there. Twitter issue: I've been told the icon below doesn't link properly but since this is an old platform, it's not easily fixed (it works just fine for me so really not sure). Connect with me here @joannanesbit if the icon doesn't work for you. POPULAR FREELANCE ARTICLES * * How to Raise a Problem-Solver * How to Help Your College Student Cope with Loneliness, Without Hovering MY WRITING SERVICES * Article Writing * Content Marketing * Home * About Me * Articles by Topic * Parenting * Family * Travel & Pacific NW * Education * Essays * Articles by Publication * Content Marketing * What is a Financial Portfolio? * IRAs for Self-Employed and Side Gig Workers * Do's and Don'ts for Parents of New Credit Card Hol * 4 Credit Card Fears and How to Manage Them * 6 Ways a Good Credit Score Helps You * Do You Know Your Money Personality? * 529 Qualified Expenses: What You Can Spend on Now * What is Probate (and Is It Bad?) * Bills Before Frills: Budgeting and Money Basics * Aging in Place: How to Help Your Parents Stay at H * Scholarships for Allied Healthcare Students * Retire on Your Terms: An Action Plan for Every Dec * Living Longer and Helping Create the Retirement Yo * What to Know about Health Insurance * 7 Tips to Prepare for College Move-In * Royal Scot hotel overview * National Park Inn at Mt. Rainier overview * Olympic Lodge overview * Profiles * Missions of Mercy: Shamrocks Respond to Crisis in * Eat Local: Ferndale's Wright Brothers Farm to Expa * Wellbeing: The Fit School * Beach Store Changes Ownership, Goes Local * Money Magazine * Low-Income Students Can Get More Money to Help Pay * Changes to the Financial Aid Formula Could Affect * When is the FAFSA deadline? * How to Apply for FAFSA * 5 College Admissions Officers on Their Best Tips f * Colleges are Hiking Tuition This Fall Amid Sky-Hig * 3 Ways College Financial Aid Letters Can Confuse F * This Student Loan Loophole Could Cut Parent Plus D * Parents Can Qualify for Student Loan Forgiveness, * 7 Tools that Give the Best Estimates for How Much * Free FAFSA Help: Here's Where to Get Help from Col * How to Apply for the FAFSA * At Some Colleges, Students Who Get Covid-19 Have t * 10 Tips to Help You Pay for College This Fall * With College Waitlists Overcrowded, What to Know A * Dorm vs. Off-Campus Apartment: How to Estimate Wha * Here's How Much of Your Income Should Go Towards S * More Than 3 Million College Students Who Can't Aff * Colleges Are Lowering Tuition Prices. But Most Stu * 6 Expert Tips for Applying to College During the P * How Will Students Get College Scholarships if They * Parents: Make Sure These Health Forms are Sorted O * Colleges are Freezing Tuition and Fees as Classes * Tuition Insurance and Coronavirus: What to Know Be * A Six-Step Guide to Asking Your College for More F * Coronavirus is Upending Internships for College St * What to Know Before You Take a Gap Year from Colle * Here's How How College Admissions are Changing Thi * More Parents Are Borrowing to Pay for Their Kids' * US News & World Report * 5 Ways to Find Money for College Savings * Teens' College Savings May not Affect Financial Ai * Don't Fall for These 6 Myths About College Savings * How to Choose a 529 Plan on Your Own * Washington Post * 8 Pieces of Wisdom for Parents Sending a Child Off * One Student's Junk is Another Student's Treasure * Teens Face a Gender Pay Gap Too: Here's How to Hel * Planning to Borrow for College? Then it's Time to * 11 Misconceptions About Paying for College * Getting Sick in College: How to Teach Your Child * Money Conversations to Have with Your First-year C * What to Know If Your Child Fails Out of College * How to Help Your College Student with Loneliness, * How to Take a Gap Year Overseas When You're Not We * When it Comes to Paying for College, Be Realistic * Watch it This College Application Season * CollegeXpress * Important Things You Should Know About State Aid * What is Work-Study? Your Top Questions, Answered * A Look at Life on Campus with the Delta Variant * How Colleges are Helping Students Meet Basic Needs * Make the Most of Campus Services During the Pandem * Financial Tips for Disadvantaged International Stu * How the Coronvirus May Change Your College Plannin * How the Coronavirus May Change the Transfer Proces * College Search Advice for Undocumented Students * Understanding Learning Differences and What Servic * 6 Important Ways To Get Involved on Campus * 4 Benefits of a College Job, Plus Tips for Finding * How to Make the Most of An Undergraduate Business * What to Do About Transfer Shock * Foreign Universities vs. US Colleges: What You Nee * How to Team Up With Your Teen on the College Searc * Making the Most of Your Campus Resources as a Firs * 9 Reasons to Use the Career Center Before Senior Y * Important Things to Know About Your EFC * How to Help a Reluctant Student With College Plans * From Mold to Mice: How to Deal with Dorm Room Issu * All About the CSS Profile: What It Is and What You * Real Simple * How to Raise a Problem-Solver * SafeBee.com * Why Your College Student Might Need a Life Insuran * 8 Surprising Causes of Workplace Stress * 7 Life Skills Your Teen Should Learn Before Moving * How to Get Rid of Ivy Without Weed Killer * What Your College Financial Aid Letter Isn't Telli * 4 Reasons to File the FAFSA Early * What Your Teen Can Do if Someone's Texting While D * How Your "Base Year" Affects College Financial Aid * 4 Legal Documents Your 18-Year-Old Might Want to H * Playborhoods: Safe, Unstructured Play Space * Education Tax Breaks Parents of College Students S * Tax Breaks Every Parent Should Take Advantage Of * Is My Child Old Enough to Babysit? * College Students: How to Conquer Exam Anxiety * PBS Next Avenue * What Your Millennial Child Should Know About Healt * How to Deal with Empty Nest Loneliness * New FAFSA Rules for the College Financial Aid FAFS * How Boomer Parents Can Stop Babying Their Millenni * How To Help Your Child Establish Credit * 7 Signs Your Aging Parents Need Help * One Family's Financial Lessons from the College Hu * Your Teen * Avoid College Debt by Taking Advantage of These 6 * How Does Taking a Gap Year Affect College Admissio * What is a Gap Year: What to Know Before They Go * Giving Life: Has Your Teen Considered Becoming an * Teaching Money Skills: Why Teenagers Should Help P * Everything You Need to Know about College Testing * How to Get Merit Scholarships for College * The Lowdown on the New SAT * Surprise! Video Games Offer Real Benefits * Mother Nature Network * How to Find Charities to Support the Things You Ca * What do People-finder Sites Know About You? * What you Need to Know About Your Child's Teeth * Why We Need to Make Math Relevant to Kids * 11 Ways to Save Money on Medical Expenses * Why Free Play Matters and How to Encourage it * How to Protect Yourself Against Medical ID Theft * 10 Ways Today's College Students Can Lower Their S * Will that Be Cash or Credit? * 6 ways to Clear Physical and Mental Clutter * Why Kids Should Work (and 10 Ideas for Jobs) * 7 Personal Finance Skills for College Kids * It's Never Too Late to Learn These 10 Personal Fin * For a Happier Family, Stop Overspending on Kids * Teen Driver at Home? How to Keep Insurance Down * 4 Things Teens Really Need from Their Parents * Would You Put Mom or Dad in a Granny Pod? * ParentMap Magazine * 6 Important Skills Your Kid Needs for College * Do You Know if Your Child's Summer Camp is LGBTQ-F * Can I Even Afford to Have a Baby? * Does Your Teen Truly Understand Student Loan Debt? * Powder Power: A Deep-Snow Getaway to Mt. Baker wit * Paying Attention: With Diagnoses on the Rise, Teen * Your Northwest Winter Bucket List: Winter Family F * Let Them Plan: 11 Tips for Travel with Teens * Vancouver with Kids: 10 Adventures * The Silent Treatment: Helping Kids Overcome Select * Globetrotting Teens: Finding the Right Summer Abro * Let's Ski B.C.! Family Winter Fun Beyond the Borde * Cliques and Conflicts: Helping Young Girls Manage * Culture Rich and Car Free: 48 Hours in Vancouver * SchoolFamily/PTO Today * 23 Apps to Make Fundraising Easier * Scrip Fundraising in the Digital Age * 11 Ideas to Get Your School Reading * School Snack Rules: How Are PTOs Coping? * Are Video Games Good for Kids? * How To Motivate Your Child in School * How Peer Pressure Affects Your Child * Why are Boys Lost in the School Shuffle? * Common Core Assessment Testing: What Parents Shoul * Making Your Playground Fun for All * Slow Down School Nights * Setting Goals for Student Success * Connecting Learning to the Real World * How PTOs Make Their School Music Programs Sing * A Balanced Day * Standards-Based Grading: What Parents Need to Know * Parenting Magazine * Boastful Boys * Boys to Men * Easy Riders * Cures for Cussing * familyvacationcritic.com * Mount Rainier National Park Family Vacations * Vancouver Island Family Vacations * Bellingham, Washington Family Vacations * Olympic National Park Family Vacations * FamilyFun Magazine * Waterfront Wonder * National Parks for Families: Lava Beds * National Parks for Families: Olympic National Park * A Midsummer Night's Fun * One Family's Northwest Adventure * Parents Magazine * Nude Awakening * Mom's Homeroom * Teacher Tips for Supporting Kids' Learning * Activity: Fun Ways to Create a Love of Reading * How Important are Grades? * Helping Kids Become Self Starters * Activity: Secretly Build Academic Skills * Keeping Kids on Track with Their Homework * Handwriting Help for Kids * Activity: Helping Your Child's Fine-Motor Control * Scary Mommy (Club Mid) * Why Our Kids Need a Cultural Shift * A Letter to My Daughter on the Cusp of College * Why I've Stopped Nagging My Son About Homework * Wondertime Magazine * Checking the Competition * Dreading Water * Regional Parenting * Get out of Town: Three Totally Doable Weekend Road * Getting Ready for Kindergarten * Take a Break in Historic Bellingham * Road Trip: Horsing around in Yellowstone and Other * Rockin' It: Why Rock Climbing is Great for Kids * Catch the Christmas Spirit in Leavenworth * Coupeville and Fort Casey, Whidbey Island * Falling on Deaf Ears * Expanding Vocabularies * WA State Visitors' Guide * Indie Darling * Bell Ringer * High Spirits * Northwest Travel/Sunset * Worth a Stop: The Lightcatcher * NW Editor's Picks: Going Dutch * Leavenworth: A Town for All Seasons * The Belle of the Northwest Corner * Harbors Magazine * Northwest Author Spotlight: Christine Smith * Essays * Judging Poverty * The God Question * Language Acquisition * My Services * Contact Me JOANNA ON TWITTER * Find me on Facebook * Follow me on Twitter * Connect with me on LinkedIn Copyright © 2009 Joanna Nesbit. All Rights Reserved. Website Design by Mindfly Web Studio