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DISCLAIMER

Disclaimer:

© Apex Group Ltd. (“Apex”) – All rights reserved.

Apex Group Ltd. and its subsidiaries (jointly and together referred to as the
“Apex Group”) provide financial services and deliver solutions to
multinationals, financial institutions, private clients and asset managers
around the world.  Services include hedge fund administration, private equity
and real estate fund administration, transfer agency, banking and depositary and
comprehensive corporate service solutions.

Marketing Communication. For Professional Clients Use Only.

The material presented herein is for information purposes only. The views
expressed herein are subject to change based on market and other conditions and
factors. The opinions expressed herein reflect general perspectives and
information and are not tailored to specific requirements, circumstances and /
or investment philosophies. The information presented herein does not take into
account any particular investment objectives, strategies, tax status or
investment horizon. It does not constitute investment research or investment,
legal, or tax advice and it should not be relied on as such.

It does not constitute any binding contractual arrangement or commitment of any
kind. Apex is not, by virtue of providing the material presented herein or
otherwise, undertaking to manage money or act as your fiduciary. You acknowledge
and agree that the material presented herein is not intended to and does not,
and shall not, serve as the primary basis of any investment decision. You should
evaluate and assess this material independently in light of those circumstances.
We encourage you to consult your tax or financial advisor.

All material, including information from or attributed to Apex, has been
obtained from sources believed to be accurate as of the date of publication.
However, Apex makes no warranty of the accuracy or completeness of the
information and Apex does not assume any responsibility for its accuracy,
efficacy or use. Any information provided herein and obtained by Apex from third
parties has not been reviewed for accuracy.

To the fullest extent permitted by law, this information is provided “as – is“
at your sole risk and neither Apex nor any of its affiliates or third party
provider makes any guarantee, representation, or warranty of any kind regarding
such information. Apex  and its affiliates and third party providers disclaim
any warranty and all liability, whether arising in contract, tort or otherwise,
for any losses, liabilities, damages, expenses or costs, either direct,
indirect, consequential, special or punitive, arising from or in connection with
your access to and/or use of the information herein. Neither Apex nor any of its
affiliated or third party providers shall have any liability, monetary or
otherwise, to you or any other person or entity in the event the information
presented herein produces incorrect, invalid or detrimental result.

No permission is granted to reprint, sell, copy, distribute, or modify any
material herein, in any form or by any means without the prior written consent
of Apex, which may be withheld in Apex’s sole discretion.

Corporate Services and Private Client services are provided by Apex Financial
Services (Jersey) Limited (registered in Jersey No. 92185) and some of its
direct and indirect subsidiaries and affiliates which are licensed and regulated
by the Jersey Financial Services Commission for the conduct of Trust Company
Business &/or Fund Services Business. Registered office: 12 Castle Street, St
Helier, Jersey JE2 3RT.

Apex Financial Services is a trading name of Apex Financial Services (Corporate)
Limited which is regulated by the Jersey Financial Services Commission for the
conduct of Trust Company Business and Fund Services Business, and as a permit
holder pursuant to the Collective Investment Funds (Jersey) Law 1988.

Apex Group Ltd., Vallis Building, 4th Floor, 58 Par-la-Ville Road, Hamilton
HM11, Bermuda

Information Classification: Public


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