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// Tel: +15044175243 support@ruffa-gutierrez.com Ashton Old Baths, Ashton-under-Lyne, OL6 7FW Select an Option Contact us Covid'19 Home Who we are Our Advice Process Treating Customers Fairly Our Services Financial Portal Automated Advice Wealth Management Investment & Savings Advice Ethical Investing Equity Release Pensions and Retirement Tax Planning Newsletters Privacy Notice Terms of Business * Home * Who We Are * Our Adviser * Advice Process * Client Feedback * Treating Customers Fairly * Complaints Procedure * Legal Information * Privacy Notice * Our Services * Wealth Management * Investments * Ethical Investing * Pensions & Retirement * Pensions Overview * Types of Pensions explained * Pensions Freedom April 2015 * Annuities (fixed income) * Income Drawdown * Phased Retirement * Equity Release * Tax Planning * Newsletters * Client Area * Latest News * Financial Links * Calculators * Tax Tables * Latest Savings Rates * Financial Portal * Contact us RUFFA GUTIERREZ FINANCIAL SERVICES Whether it be for investment advice, retirement planning, inheritance tax planning or simply reducing costs, we have a wealth of experience in finding the most suitable solution. INVESTMENTS & PROTECTION PLANNING Whether it is designing an investment portfolio to help meet your future financial needs or protecting your family's current lifestyle. RETIREMENT PLANNING Planning for retirement involves maximising your pensions, investments and tax planning to create the lifestyle you deserve for your later years. RUFFA GUTIERREZ FINANCIAL SERVICES - INDEPENDENT FINANCIAL ADVISER BASED IN ASHTON-UNDER-LYNE, MANCHESTER. Ruffa Gutierrez Financial Services works on the principles of providing quality advice and providing a reliable service. We don't restrict ourselves to just recommending products to you, we consider the financial implications of them and the impact they may have on your goals and aspirations. If you are looking for a financial adviser in the Manchester area contact us Contact us today for an informal chat, to find out how we can help. Retirement Planning We want to offer you quality, impartial, advice to help guide you through your retirement. Planning for retirement involves making the most of your assets in order to create the lifestyle you can enjoy. Your retirement is your future. Investment Advice Investment planning is the process of matching your financial goals and objectives with your financial resources. Investing can offer you a good opportunity of growing your money over the longer term. Let us work with you to find the most appropriate solution. Wealth Management We offer a diverse range of wealth management products. The right combination of investments can be different for each client. Let us help you construct a portfolio that will help you work towards achieving your goals. Equity Release Equity release is a way to get some of the cash (equity) out of your property without having to sell up and move and can help you live your life the way you want to by freeing up money. RUFFA GUTIERREZ ARE VERY KNOWLEDGEABLE IN THE HIGHLY COMPLEX AREAS OF RETIREMENT PLANNING, WEALTH MANAGEMENT, SAVINGS AND INVESTMENTS, TAX AND ESTATE PLANNING AND EQUITY RELEASE. WE WORK IN PARTNERSHIP WITH YOU AND TAKE THE TIME TO PROPERLY UNDERSTAND YOUR NEEDS. WE ALWAYS PUT OUR CLIENTS FIRST. CONTACT US SUPPORT@RUFFA-GUTIERREZ.COM +15044175243 RUFFA GUTIERREZ © ABOUT US ABOUT US TERMS OF BUSINESS PRIVACY RUFFA GUTIERREZ FINANCIAL SERVICES Ruffa Gutierrez Financial Services is authorised and regulated by The Financial Conduct Authority. Registered Company number 08390575. Registered office address: Ashton Old Baths, Ashton-under-Lyne, OL6 7FW Please read our Privacy Statement before completing any enquiry form or before sending an email to us. The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.