www.opensea9.com Open in urlscan Pro
52.143.137.150  Public Scan

Submitted URL: http://refirevamp.com/krdjpj
Effective URL: https://www.opensea9.com/Default110.aspx?ImgVersion=V140&css=newdes/Content/v1&ShowMortgageQuote=N&hideBack=y&pushnami=Y&...
Submission: On December 04 via manual from US — Scanned from FR

Form analysis 1 forms found in the DOM

POST ./Default110.aspx?ImgVersion=V140&css=newdes%2fContent%2fv1&ShowMortgageQuote=N&hideBack=y&pushnami=Y&SubID=TE1&ThanksSubID=CHL&Campaign=HTD&confirmation=5702346024&SourceID=2&ShowSubmit=1&RecordsForSMSReservedAutoID=633367413&utm_source=SMS_23_34&utm_medium=19431&utm_campaign=EST-9&utm_content=3889&utm_term=2024-12-04&RecordID=133281039&DialerListID=19431&FName=John&Address=273+Somerset+Dr&shortUrl=krdjpj

<form method="post"
  action="./Default110.aspx?ImgVersion=V140&amp;css=newdes%2fContent%2fv1&amp;ShowMortgageQuote=N&amp;hideBack=y&amp;pushnami=Y&amp;SubID=TE1&amp;ThanksSubID=CHL&amp;Campaign=HTD&amp;confirmation=5702346024&amp;SourceID=2&amp;ShowSubmit=1&amp;RecordsForSMSReservedAutoID=633367413&amp;utm_source=SMS_23_34&amp;utm_medium=19431&amp;utm_campaign=EST-9&amp;utm_content=3889&amp;utm_term=2024-12-04&amp;RecordID=133281039&amp;DialerListID=19431&amp;FName=John&amp;Address=273+Somerset+Dr&amp;shortUrl=krdjpj"
  id="ctl01" class="modal ng-pristine ng-valid" onsubmit="return false;" ng-class="{'final-question':currentTab==maxTab}">
  <div class="aspNetHidden">
    <input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
      value="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">
  </div>
  <div class="aspNetHidden">
    <input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="DE6BC224">
  </div>
  <input ng-model="lead.LDCR" name="confirmation" id="confirmation" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
  <input name="LeadID" id="LeadID" type="hidden">
  <input ng-model="lead.SR_TOKEN" id="" type="hidden" name="SR_TOKEN" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="1173332677599018951">
  <input ng-model="lead.xxTrustedFormCertUrl" id="xxTrustedFormCertUrl" type="hidden" name="xxTrustedFormCertUrl" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false"
    value="https://cert.trustedform.com/6f0c893c730e9025b73e5d7a94f88e1c9a6d61e8">
  <input ng-model="lead.LeadIDTocken" id="leadid_token" type="hidden" name="universal_leadid" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="CB3593C2-CBBA-EB7A-023B-18D2E1C5FBDE">
  <input ng-model="lead.SourceID" id="SourceID" name="SourceID" type="hidden" value="" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
  <input ng-model="lead.DataSource" id="DataSource" name="DataSource" type="hidden" value="" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
  <md-progress-linear md-mode="indeterminate" class="md-warn fix-bar" value="6.25" aria-valuemin="0" aria-valuemax="100" role="progressbar" aria-valuenow="6.25">
    <div class="md-container md-mode-indeterminate">
      <div class="md-dashed"></div>
      <div class="md-bar md-bar1"></div>
      <div class="md-bar md-bar2" style="transform: translateX(-46.875%) scale(0.0625, 1);"></div>
    </div>
  </md-progress-linear>
  <span class="brand">
    <div class="rate-text-container">
      <a href="https://ratetext.com" target="_blank">
								<img src="ContentImages/ratetext.png">
							</a>
    </div>
    <i class="fa-solid fa-home-heart" aria-hidden="true"></i>Mortgage Reset
  </span>
  <div class="questionnaire">
    <div class="question" ng-show="currentTab==1" aria-hidden="false">
      <span class="name">See Potential Refinance<br>Savings For:</span>
      <div class="selection">
        <span id="home-image">
          <!-- ngIf: googleStreetViewSrc --><img id="streetmap" ng-if="googleStreetViewSrc" width="520" height="180" ng-src="https://hl.azureedge.net/landingpage/smsresources/mainbgdefault.jpeg" class="ng-scope"
            src="https://hl.azureedge.net/landingpage/smsresources/mainbgdefault.jpeg"><!-- end ngIf: googleStreetViewSrc -->
          <!-- ngIf: !googleStreetViewSrc -->
        </span>
        <input type="text" id="autocomplete" ng-model="lead.Address" class="ng-pristine ng-untouched ng-valid pac-target-input" tabindex="0" aria-invalid="false" placeholder="Indiquez un lieu" autocomplete="off">
      </div>
      <span class="description">Takes About 60 Seconds!</span>
    </div>
    <div class="question ng-hide" ng-show="currentTab==2" aria-hidden="true">
      <span class="name">Property Type</span>
      <div class="options">
        <input type="radio" ng-click="changePropertyType('Single Family');" id="singlefamily" value="Single Family" name="propertytype" tabindex="0">
        <label class="box" for="singlefamily">
          <i class="fa-solid fa-house-user" aria-hidden="true"></i> Single Family </label>
        <input type="radio" ng-click="changePropertyType('MultiFamily');" id="multifamily" value="MultiFamily" name="propertytype" tabindex="0">
        <label class="box" for="multifamily">
          <i class="fa-solid fa-home" aria-hidden="true"></i> MultiFamily </label>
        <input type="radio" ng-click="changePropertyType('Condominium');" id="condominium" value="Condominium" name="propertytype" tabindex="0">
        <label class="box" for="condominium">
          <i class="fa-solid fa-building" aria-hidden="true"></i> Condominium </label>
        <input type="radio" ng-click="changePropertyType('Mobile Home');" id="mobilehome" value="Manufactured or Mobile Home" name="propertytype" tabindex="0">
        <label class="box" for="mobilehome">
          <i class="fa-solid fa-caravan" aria-hidden="true"></i> Mobile Home </label>
        <input id="propertytype" ng-model="lead.PropertyType" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="Single Family">
      </div>
      <span class="description">Select the property type of your home.</span>
    </div>
    <div class="question ng-hide" ng-show="currentTab==3" aria-hidden="true">
      <span class="name">Property Value</span>
      <div class="selection">
        <span class="value"><span id="propertyvalue" class="ng-binding">$223,534 - $243,534</span></span>
        <input type="range" ng-model="lead.EstimatedHomeValue" ng-change="updateCashOut();" id="propertyslider" class="slider ng-pristine ng-untouched ng-valid" min="50000" max="1000000" step="20000" aria-valuemin="50000" aria-valuemax="1000000"
          tabindex="0" aria-invalid="false" aria-valuenow="233534">
      </div>
      <span class="description">Just an estimate is fine.</span>
    </div>
    <div class="question ng-hide" ng-show="currentTab==4" aria-hidden="true">
      <span class="name">Current Balance</span>
      <div class="selection">
        <span class="value"><span id="balancevalue" class="ng-binding">$230,000</span></span>
        <input type="range" id="balanceslider" ng-change="updateCashOut();" ng-model="lead.LoanAmount" class="slider ng-pristine ng-untouched ng-valid" min="0" max="233534" step="5000" aria-valuemin="0" aria-valuemax="1000000" tabindex="0"
          aria-invalid="false" aria-valuenow="230000">
      </div>
      <span class="description">Just an estimate is fine.</span>
    </div>
    <div class="question ng-hide" ng-show="currentTab==5" aria-hidden="true">
      <span class="name">Borrow Additional Cash</span>
      <div class="selection">
        <span class="value"><span id="borrowvalue" class="ng-binding">$0</span></span>
        <input type="range" id="borrowslider" ng-model="lead.CashOut" class="slider ng-pristine ng-untouched ng-valid" min="0" max="0" step="5000" aria-valuemin="0" tabindex="0" aria-invalid="false" aria-valuenow="0">
      </div>
      <span class="description">Home improvement, debt consolidation etc.</span>
    </div>
    <div class="question ng-hide" ng-show="currentTab==6" aria-hidden="true">
      <span class="name">Current Interest Rate </span>
      <div class="selection">
        <span class="value"><span id="interestvalue" class="ng-binding">4.50</span> %</span>
        <input type="range" id="interestslider" ng-model="lead.InterestRateLoan1" class="slider ng-pristine ng-untouched ng-valid" min="2" max="12" step="0.25" aria-valuemin="2" aria-valuemax="12" tabindex="0" aria-invalid="false"
          aria-valuenow="4.5">
      </div>
      <span class="description">Just an estimate is fine.</span>
    </div>
    <div class="question ng-hide" ng-show="currentTab==7" aria-hidden="true">
      <span class="name">Credit Score</span>
      <div class="options">
        <input type="radio" id="excellent" value="EXCELLENT" ng-click="changeCreditRating('EXCELLENT')" name="creditscore" tabindex="0">
        <label class="box" for="excellent" ng-click="changeCreditRating('EXCELLENT')" role="button" tabindex="0">
          <i class="fa-regular fa-grin-stars" aria-hidden="true"></i> Excellent (680+) </label>
        <input type="radio" id="good" value="GOOD" name="creditscore" ng-click="changeCreditRating('GOOD')" tabindex="0">
        <label class="box" for="good" ng-click="changeCreditRating('GOOD')" role="button" tabindex="0">
          <i class="fa-regular fa-smile" aria-hidden="true"></i> Good (600-679) </label>
        <input type="radio" id="fair" value="FAIR" name="creditscore" ng-click="changeCreditRating('FAIR')" tabindex="0">
        <label class="box" for="fair" ng-click="changeCreditRating('FAIR')" role="button" tabindex="0">
          <i class="fa-regular fa-meh" aria-hidden="true"></i> Fair (580-639) </label>
        <input type="radio" id="poor" value="POOR" name="creditscore" ng-click="changeCreditRating('POOR')" tabindex="0">
        <label class="box" for="poor" ng-click="changeCreditRating('POOR')" role="button" tabindex="0">
          <i class="fa-regular fa-frown" aria-hidden="true"></i> Poor (&lt; 579) </label>
        <input id="creditscore" ng-model="lead.CreditRating" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="GOOD">
      </div>
      <span class="description">Select yout credit score range.</span>
    </div>
    <div class="question ng-hide" ng-show="currentTab==8" aria-hidden="true">
      <span class="name">Military Service?</span>
      <div class="options">
        <input type="radio" id="militaryyes" ng-click="ChangeVAStatus(true);" value="true" name="military" tabindex="0">
        <label class="box" for="militaryyes" ng-click="ChangeVAStatus(true);" role="button" tabindex="0">
          <i class="fa-regular fa-flag-usa" aria-hidden="true"></i> Yes </label>
        <input type="radio" id="militaryno" ng-click="ChangeVAStatus(false);" value="false" name="military" tabindex="0">
        <label class="box" for="militaryno" ng-click="ChangeVAStatus(false);" role="button" tabindex="0">
          <i class="fa-solid fa-times" aria-hidden="true"></i> No </label>
        <input id="military" ng-model="lead.VAStatus" value="false" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
      </div>
      <span class="description">Have you or your spouse served in the US Military?</span>
    </div>
    <div class="question ng-hide" ng-show="currentTab==9" aria-hidden="true">
      <span class="name">Late Payments?</span>
      <div class="options">
        <input type="radio" id="latepaymentsyes" ng-click="ChangeCurrentOnPayment(false)" value="false" name="latepayments" tabindex="0">
        <label class="box" for="latepaymentsyes" ng-click="ChangeCurrentOnPayment(false)" role="button" tabindex="0">
          <i class="fa-solid fa-check" aria-hidden="true"></i> Yes </label>
        <input type="radio" id="latepaymentsno" ng-click="ChangeCurrentOnPayment(true)" value="true" name="latepayments" tabindex="0">
        <label class="box" for="latepaymentsno" ng-click="ChangeCurrentOnPayment(true)" role="button" tabindex="0">
          <i class="fa-solid fa-times" aria-hidden="true"></i> No </label>
        <input id="latepayments" ng-click="lead.CurrentOnPayment" value="true" type="hidden" tabindex="0">
      </div>
      <span class="description">Late payments in the past year?</span>
    </div>
    <div class="question ng-hide" ng-show="currentTab==10" aria-hidden="true">
      <span class="name">Mortgage Quote?</span>
      <div class="options">
        <input type="radio" id="mortgagequoterefinance" ng-click="ChangeMortgageQuote('Refinance')" value="Refinance" name="mortgagequote" tabindex="0">
        <label class="box" for="mortgagequoterefinance" ng-click="ChangeMortgageQuote('Refinance')" role="button" tabindex="0">
          <i class="fa-solid fa-house-day" aria-hidden="true"></i> Refinance </label>
        <input type="radio" id="mortgagequotepurchase" ng-click="ChangeMortgageQuote('Purchase')" value="Purchase" name="mortgagequote" tabindex="0">
        <label class="box" for="mortgagequotepurchase" ng-click="ChangeMortgageQuote('Purchase')" role="button" tabindex="0">
          <i class="fa-solid fa-home-heart" aria-hidden="true"></i> Purchase </label>
        <input id="mortgagequote" ng-click="lead.MortgageQuote" value="true" type="hidden" tabindex="0">
      </div>
      <span class="description">What type of mortgage quote are you interested in?</span>
    </div>
    <div class="question ng-hide" ng-show="currentTab==11" id="final" aria-hidden="true">
      <span class="name"></span>
      <div class="selection">
        <div class="field" style="margin:0 0 10px 0">
          <input type="text" ng-model="lead.FName" placeholder=" First Name" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
          <input type="text" ng-model="lead.LName" placeholder=" Last Name" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
        </div>
        <div class="field" style="margin:0 0 10px 0">
          <input type="text" ng-model="lead.Email" placeholder=" Email" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
        </div>
        <div class="field" style="margin:0 0 10px 0">
          <input type="number" ng-model="lead.Phone" ng-change="validPhone();" placeholder=" Phone Number" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
        </div>
      </div>
      <span class="description">Fill out the form to check your custom rates.</span>
      <div class="disclaimer">
        <span class="conditions">
          <input type="hidden" id="leadid_tcpa_disclosure" autocomplete="off">
          <!-- ngIf: (!params || !params.OptInNo || params.OptInNo==1) && (!params || params.RecordID) -->
          <div ng-if="(!params || !params.OptInNo || params.OptInNo==1) &amp;&amp; (!params || params.RecordID)" id="srDisclosure" style="font-size: 10x !important; text-align: justify; color: #131313;" class="ng-scope"><input type="hidden"
              id="leadid_tcpa_disclosure"><label for="leadid_tcpa_disclosure">By clicking the button above, you acknowledge, consent and agree to the following: a) Our
              <a href="http://www.securerights.org/privacy.html" target="_blank">Privacy Policy</a> and consent to receive notices and other
              <a href="http://www.securerights.org/electroniccommunications.html" target="_blank">communications electronically</a>; b) We take your privacy seriously. You are providing express written consent for SecureRights to share your
              information with up to four (4) of its <a href="http://www.securerights.org/networkmembers.html" target="_blank">Premier Partners</a> and for SecureRights, parties calling on behalf of Secure Rights, Premier Partners or authorized third
              parties on their behalf to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) about financial services or other credit related offers via telephone, mobile device (including SMS and MMS)
              and/or email, even if your telephone number is currently listed on any state, federal, local or corporate Do Not Call list; c) Consent to be contacted is not required in order to purchase goods or services from SecureRights or the
              Premier Partners that contact you. You may choose to speak with an individual service provider by dialing (888) 883-2062; and d) That I have received and reviewed the
              <a href="http://securerights.org/licenses.html" target="_blank">Mortgage Broker Disclosures</a> for my state; and e) You are providing written consent under the Fair Credit Reporting Act for SecureRights to obtain information from your
              personal credit profile. You authorize SecureRights to obtain such information solely to prequalify you for credit options and connect you with an appropriate lending partner. Secure Rights NMLS 3175.</label></div>
          <!-- end ngIf: (!params || !params.OptInNo || params.OptInNo==1) && (!params || params.RecordID) -->
          <!-- ngIf: (params && params.OptInNo && params.OptInNo==2) || (params && !params.RecordID) -->
          <!-- ngIf: (params && params.OptInNo && params.OptInNo==3) || (params && !params.RecordID) -->
        </span>
      </div>
      <div class="wrap-input100  validate-input m-t-15 m-b-15 ng-hide" style="font-weight: bold;font-size: small;margin-top: 8px;display: block;width: 100%;float: left; "
        ng-show="CoRegOffer&amp;&amp;CoRegOffer=='Y'&amp;&amp;(lead.CreditRating=='POOR' || lead.CreditRating=='FAIR')" aria-hidden="true">
        <input ng-model="CoRegOfferChk" name="CoRegOfferChk" id="CoRegOfferChk" style="height: 20px;width: 20px;float: left;margin-right:15px;" type="checkbox"
          ng-click="lead.CoRegOfferID==&quot;0&quot;?lead.CoRegOfferID=&quot;1&quot;:lead.CoRegOfferID=&quot;0&quot;" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-checked="false" aria-invalid="false">
        <span style="margin-bottom:5px;font-size: 11px;">I am interested in Credit Improvement Course</span>
      </div>
    </div>
  </div>
  <div class="actions" ng-class="{'final-actions':currentTab==maxTab}">
    <!-- ngIf: currentTab!=1 && currentTab!=maxTab -->
    <!-- ngIf: currentTab!=maxTab --><button type="button" id="next" ng-if="currentTab!=maxTab" class="next ng-scope" ng-click="changeTab(1)" tabindex="0">Next</button><!-- end ngIf: currentTab!=maxTab -->
    <!-- ngIf: currentTab==maxTab -->
  </div>
  <input type="hidden" name="xxTrustedFormToken" value="https://cert.trustedform.com/6f0c893c730e9025b73e5d7a94f88e1c9a6d61e8" id="xxTrustedFormToken_0"><input type="hidden" name="xxTrustedFormPingUrl"
    value="https://ping.trustedform.com/0.VTRh5A6r_-Ij1bWEJnOAr-a47GFWsFp-Gg2njnKv3T1qkgSIjOtHKQAO8JbzZxNU03FkLYU.Uz_HzW8mEl1yn5KKEjlfHw.z7b_nCZQeT0r5pi10e5e0A" id="xxTrustedFormPingUrl_0">
</form>

Text Content

Mortgage Reset
See Potential Refinance
Savings For:

Takes About 60 Seconds!
Property Type
Single Family MultiFamily Condominium Mobile Home
Select the property type of your home.
Property Value
$223,534 - $243,534
Just an estimate is fine.
Current Balance
$230,000
Just an estimate is fine.
Borrow Additional Cash
$0
Home improvement, debt consolidation etc.
Current Interest Rate
4.50 %
Just an estimate is fine.
Credit Score
Excellent (680+) Good (600-679) Fair (580-639) Poor (< 579)
Select yout credit score range.
Military Service?
Yes No
Have you or your spouse served in the US Military?
Late Payments?
Yes No
Late payments in the past year?
Mortgage Quote?
Refinance Purchase
What type of mortgage quote are you interested in?

Fill out the form to check your custom rates.
By clicking the button above, you acknowledge, consent and agree to the
following: a) Our Privacy Policy and consent to receive notices and other
communications electronically; b) We take your privacy seriously. You are
providing express written consent for SecureRights to share your information
with up to four (4) of its Premier Partners and for SecureRights, parties
calling on behalf of Secure Rights, Premier Partners or authorized third parties
on their behalf to contact you (including through automated means; e.g.
autodialing, text and pre-recorded messaging) about financial services or other
credit related offers via telephone, mobile device (including SMS and MMS)
and/or email, even if your telephone number is currently listed on any state,
federal, local or corporate Do Not Call list; c) Consent to be contacted is not
required in order to purchase goods or services from SecureRights or the Premier
Partners that contact you. You may choose to speak with an individual service
provider by dialing (888) 883-2062; and d) That I have received and reviewed the
Mortgage Broker Disclosures for my state; and e) You are providing written
consent under the Fair Credit Reporting Act for SecureRights to obtain
information from your personal credit profile. You authorize SecureRights to
obtain such information solely to prequalify you for credit options and connect
you with an appropriate lending partner. Secure Rights NMLS 3175.
I am interested in Credit Improvement Course
Next
scroll down to learn more
Know your lending options.

The more you know about home loans, the better you will fare in the application
process. Home loans differ in multiple ways, offering borrowers options to meet
diverse needs. Lending Studios will help prepare you to partner with the lender
who offers the best home loan for your unique needs. If multiple loan types fit
your situation, you can investigate different loan scenarios and then request
quotes from several lenders to shop the best deal.  Read on to learn about the
categories of home loans as you begin the exciting process to home ownership.  
Most home loans that borrowers pursue are conventional home loans.
(“Conventional” in this case means that the loan is not part of a government
program.) These loans are more affordable than Federal Housing Administration
(FHA) loans, however, qualifying for a conventional loan may be more difficult
for those with marginal credit or income. Conventional home loans are subdivided
into two categories: conforming loans and non-conforming loans. The government
sets the maximum loan amount for conforming loans, while the other stipulations
of these loans are defined by  Fannie May and Freddie Mac, (companies that grant
financial backing for conforming loans.) Non-conforming loans are less
regulated. The lender can set eligibility and pricing standards. Both types of
loans can require mortgage insurance depending on the borrowers’ down payment
amounts and credit history. The Federal Housing Administration (FHA), supervises
and insures FHA loans. It is important to understand that the FHA is not the
lender. Private lenders are still the originators of these loans. FHA loans are
attractive to qualifying borrowers because they require lower down payments (as
low as 3.5 percent) and give borrowers with lower credit scores a tool for home
ownership. If you are a borrower with good credit and can afford a 10-15 percent
down payment and FHA loan may be more expensive for you than a conventional
loan. Make sure and compare the two options before making a decision. Also, FHA
loans, have that are determined by the county in which you wish to purchase.
Mortgage insurance (paid monthly) is required for all FHA loans.    Another
category of loans caters to certain specialty groups of borrowers. The
Department of Veterans’ Affairs (VA) has a loan program for eligible veterans,
current service members, and surviving spouses. VA loans are tendered by private
lenders and backed by the VA. If you are eligible for a VA loan, they can be a
great option since they offer low-cost refinance options and protections if you
find yourself in repayment trouble later. Unlike conventional and FHA loans,
they do not require mortgage insurance, saving you that monthly mortgage add-on.
Borrowers can obtain VA loans with low (or zero) down payments.  If you have
funds for a standard (20 percent) down payment and good credit, consider a
conventional loan; a VA loan may be more expensive for you.   

Privacy Policy | Terms


© Copyright 2024. All rights reserved.
For a free quote. - www.opensea9.comwww2.bitevital.com / RateText.com is not a
loan broker, lender, loan modification company or foreclosure
prevention/counseling company. www.opensea9.comwww2.bitevital.com / RateText.com
is not associated with or an affiliate of your current lender or servicer. This
is not an offer by www.opensea9.comwww2.bitevital.com / RateText.com to lend you
money. Our goal is to provide an easy connection for homeowners seeking
information on MORTGAGE eligibility with a private mortgage broker, company, or
attorney who can assist you.

By entering your mobile number in form above you agree to receive marketing
based text messages. Consent is not required for purchase. You may receive up to
5 messages per month. Standard text and data rates may apply. Text HELP for
help. Text STOP to cancel