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Apply For A Loan
Minimum Borrowing
150000 ₱
 
Maximum Borrowing
3000000 ₱

Please Enter The Loan Amount
150000 ₱


 Loan Repayment
6 Months 12Months 24Months 36Months



 * 150000 ₱
   
   Amount To The Account


 * 25000
   
   Monthly Repayment


 * 750
   
   Monthly Interest


 * 6
   
   Loan Repayment Period

MONTHLY INTEREST

25750 ₱  (Principal Plus Interest 0.5% = 750 ₱)

0.5
150000

3000000
  Agree 《User Service Agreement》 《Policy Conditions》

Apply Immediately
Please Enter The Loan Amount
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APPLY FOR A LOAN

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Loan Details
150000 ₱₱
Loan Amount

₱
Repayment Amount
Months
Loan Repayment
Borrower

ID Number

Account
******


Submit

“Instalment Agreement”, The Lender And The Borrower Agree To And Jointly Abide
By This Agreement. Adhering To The Principles Of Equity, Voluntary, Honesty And
Reputation, There Is No Consensus, This Small Loan Agreement Is Signed And
Ensures Compliance And Performance By The Parties.Article 1 Loan Form: Use An
Unsecured ID Card To Request A Loan.Article 2Premium Interest Rate:

Article 1

Loan Form: Use An Unsecured ID Card To Request A Loan.

Article 2

Premium Interest Rate:Interest Rates, Fines, Service Charges Or Any Fees. Total
Not More Than 25% Per Year.

Article 3

During The Loan Tenure, The Borrower Has To:

(1) Pay Interest At The Same Time.

(2) To Give Capital On Time.

(3) If It Is Not Possible To Borrow Money From The Account Due To The Borrower S
Problem, The Borrower Should Cooperate With The Lender To Finalize The Payment.

(4) Comply With All The Terms Of The Contract.

Article 4

(1) In the case of online borrowers without collateral, The lenders run the risk
of lending. Borrowers must show their financial status to the company to confirm
their ability to repay their debts. The borrower will withdraw the full amount
of the loan account.

(2) After Signing This Contract, Both The Borrower And The Lender Must Comply
With All Requirements Of The Contract. If Either Party Breaches The Contract,
The Other Party Has The Right To Sue In Court. The Party Not Complying With This
Will Have To Pay A Fine Of 50 Percent Of The Installment Amount If It Does Not
Object.

(3) In The Event That The Credit Transfer Cannot Be Resolved Due To The Problems
Of The Borrower, The Lender Has The Right To Request The Borrower To Assist In
Handling It. After Completing This Operation, The Lender Has To Transfer The
Funds.

(4) The Borrower Shall Repay The Loan Principal And Interest Within The Period
Specified In The Contract. If The Borrower Wants To Apply For Loan Extension,
He/She Has To Disburse It 5 Days Before The Contract Period.

Article 5

Lending: Before Granting A Loan, The Lender Has The Right To Consider The
Following Matters And Take A Decision To Grant The Loan As A Result Of The
Review:

(1) The Borrower Has Entered Into This Agreement Completion Of Legal Formalities
(If Any) Relating To The Loan Under The Act, Such As Regulatory Delivery Of
Government Permits, Approvals, Registrations And Relevant Laws;

(2) Whether The Borrower Has Paid The Costs Associated With This Agreement (If
Any);

(3) Whether The Borrower Has Complied With The Loan Terms Specified In This
Agreement;

(4) Whether The Business And Financial Position Of The Borrower Has Changed
Adversely;

(5) If The Borrower Breaches The Terms Specified In This Agreement.

Article 6

(1) The Borrower Cannot Use The Loan For Illegal Activities. Otherwise, The
Lender Reserves The Right To Require The Borrower To Repay The Principal And
Interest Promptly And The Legal Consequences Shall Be Borne By The Borrower.

(2) The Borrower Shall Repay The Principal And Interest Within The Period
Specified In The Contract. For The Overdue Portion, The Lender Is Entitled To
Recover The Loan And Collect 5% Of The Total Amount Due.

Article 7

Modification Or Termination Of Contract: In All Of The Above Provisions, Neither
Party Is Permitted To Modify Or Terminate The Contract Without Permission. When
Either Party Wishes To Bring To The Fore Such Facts In Accordance With The
Provisions Of The Law, He Must Notify The Other Party In Writing In Time For The
Settlement. After This Agreement Is Modified Or Terminated, The Borrower Shall
Repay 30% To The Principal And Interest In Accordance With The Terms Of This
Agreement.

Article 8

Dispute Resolution: Both Parties Agree To Amend The Terms Of This Agreement
Through Negotiation. If The Negotiations Do Not Agree, You Can Ask The Local
Arbitration Committee To Mediate Or Bring The Matter To A Local Court.

Article 9

The Lender Assumes The Credit Risk Of The Borrower. Due To The "New Corona
Pandemic", The Central Office Requires Borrowers To Purchase Personal Accident
Insurance. If The Borrower Is Unable To Repay The Loan On Time Due To Force
Majeure, The Lender May Ask The Insurance Company To Assist In The Payment Of
The Borrower S Loan And The Loan Should Be Transferred To The Borrower S
Account. Borrowing Is Specified In The Internal Contract. Half An Hour After The
Purchase, If The Borrower Signs The Contract But Does Not Comply With The Terms,
The Company Considers It A Serious Fraud And Will Take The Credit Dispute To The
People S Court. The Anti-Contract King Is Also Presented. After Purchase, If The
Lender Does Not Lend On Time, The Borrower Has The Right To Sue Directly In The
Local Court.

Article 10

This Short Loan Agreement Takes Effect From The Date Of Its Signing By Both
Parties (Including The Electronic Agreement). The Text Of The Contract Has The
Same Legal Effect. The Lender And Borrower Keep A Copy Of The Contract.

Lender: Credit

1. Customer Commits And Confirms That All Information, Data, Documents That
Customer Goods Supplied To Under The Provisions Of This Contract Are Under The
Management Of Legal Use, Use And Possession Of The Customer; True; Correct On
All Facets And No Information Is Hidden And Personal Loan Maximum Approval Limit
Is Not More Than 5 Times Of Income.

2. The Customer Agrees And Allows SM Investments Corporation To Receive
Information Related To The Agreement Loan Agreement And Documents Related To The
Loan Agreement. SM Investments Corporation Is Allowed To Disclose To Any Third
Party Any Information Relating To The Customer And/Or Related In Connection With
The Contract, Loan Agreement And/Or Other Relevant Documents At Any When Is SM
Investments Corporation’S Decision Right And Necessary? Without Obtaining The
Consent Of The Customer.Customer Agrees That The Foregoing Information May Be
Used, Encrypted, Transmitted And Stored By SM Investments Corporation And Its
Management Company, Its Branches, Subsidiaries And Member Companies Other Assets
Of SM Investments Corporation.

3. According To The Qualification Of Each Applicant And Or Setting A Credit
Limit And Or The Interest Rate Received Depend On The Loan Application Document
And Or The Terms And Conditions Within SM Investments Corporation, However, Any
Such Approval Shall Be At The Discretion Of The Company.

4. Regardless Of Any Or All Installments, The Company Has The Right To Collect
Interest During The Default Period, Rate At The Company Deemed Appropriate, But
Not Exceeding The Maximum Rate As The Company Has The Right To Collect Legally
And You Will Still Be Charged A Debt Collection Fee At The Rate Of  Accounting
Cycle.

5.Borrowers Can Know The Preliminary Approval Results When Submitting A Loan
Application.

6.Interest Rates (Fixed Interest Rate), Fines, Service Charges Or Any Fees.
Total Not More Than 24% Per Year (Decrease The Interest Rate Since The
Beginning) In The Case Of Having A Car Registration As Insurance.

7.If Party B has been approved for the loan and Party B wishes to cancel the
contract through the online platform, Party B needs to pay a contract
termination fee of 30% of the approved loan. If the Borrower fails to comply
with the conditions of this contract, the Borrower shall be responsible for all
losses suffered by the Lender due to such breach of contract. Includes all
charges for warnings, default charges and damages. Both parties have always read
and understood the content of the contract and signed it accordingly, this
agreement will have legal effect as an agreement between the two parties

8.Total Amount Of The Loan And Installment Repayment Is Not More Than 24% Per
Year.8..The Company Reserves The Right To Use The Company S Internal Rules And
Policies Approving The Credit Line, Or Reject The Can Request Including The
Approval Of Special Interest Rates However, If It Is Found That The Borrower S
Qualifications Do Not Meet The Criteria And Conditions That The Company Set
Forth At Any Time And For Any Reason The Borrower Agrees To Allow The Company
Have The Right To Change The Interest Rate Includes The Credit Line Usage Fee
That The Borrower Will Have To Pay To The Company. The Interest Rate Includes
Such Fees Shall Not Exceed The Maximum Rate Required By Law.

9.The Customer Will Not Make Any Claim Against Insurance Of Any Claim For Any
Loss Of Any Nature Which Substance Is Due To SM Investments Corporation 
Unilaterally Terminating The Contract According To The Terms Of This Agreement.

10.Debt Collection Expense Of The Installment Repayment By Bank Deposit Or
Accounting Cycle.






Loans Are Risky, Borrowing Needs To Be Cautious. Consume Rationally And Avoid
Overdue.
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