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www.indifi.com Open in urlscan Pro
15.206.85.123  Public Scan

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Submitted URL: http://panela.freekagyan.in/vtrack?clientid=177391&ul=UgNTCVQODh9VRV5TBlFFDQNHFkRCCUBxWQFEVg0aAldVHR8=&ml=VwVVAhgHSlBRDQtO&s...
Effective URL: https://www.indifi.com/msme-loans?utm_source=Affiliate&utm_medium=Aff_022&utm_campaign=421
Submission: On August 11 via manual — Scanned from US

Form analysis 19 forms found in the DOM

Name: leadForm — 

<form name="leadForm" class="well center-block" novalidate="" id="leadForm">
  <!-- This will be visible only after 'without aadhaar' button click -->
  <div style="display:none" class="color-error text-center margin-b-10" id="aadhaarFailedMsg">
    <!--<h6 class="icon-cancel color-error margin-b-5"></h6>--> Something went wrong. Retry
  </div>
  <div style="display:none" class="color-error text-center margin-b-10" id="aadhaarMobileFailedMsg">
    <!--<h6 class="icon-cancel color-error margin-b-5"></h6>--> Please enter aadhaar registered mobile
  </div>
  <div class="margin-b-10" id="beginWithAadhaarWrapper" style="display:none">
    <i class="fweight-300 color-subtitle small-text">Want to begin with AADHAAR?</i><a class="pull-right goBackAadhaar" href="#">« Go Back</a>
  </div>
  <!-- This will be visible only after 'without aadhaar' button click -->
  <p class="form-open-title sm-margin-b-0 loan-text text-center padding-t-20 padding-b-20 fweight-400 color-dark" style="display: none;">Get Your Term Loan or Revolving Line of Credit <b>Quickly</b>. Apply Now.</p>
  <!-- This will be visible only when aadhaar is verified -->
  <!--  -->
  <!-- This will be visible only when aadhaar is verified -->
  <!-- This will be visible only when aadhaar is failed -->
  <label class="xs-margin-l-20">Annual Turnover</label>
  <div class="form-group margin-b-10 xs-margin-b-30" id="contactNameWrapper">
    <select class="form-control validationBox-turnover" id="turnover" placeholder="Turnover amount*" value="" data-reason="turnover" required="">
      <option value="">Annual Turnover*</option>
      <option value="1Cr &amp; above">1 Cr &amp; above</option>
      <option value="50 - 1Cr">50 Lac - 1 Cr</option>
      <option value="25-50 Lac">25-50 Lac</option>
      <option value="10-25 Lac">10-25 Lac</option>
      <option value="5-10 Lac">5-10 Lac</option>
      <option value="Less Than 5 Lac">Less Than 5 Lac</option>
    </select>
    <!-- <div class="validationBox validationBox-name">This field is mandatory!</div> -->
  </div>
  <div class="form-group margin-b-10 xs-margin-b-20 relative-position" id="unverifiedAadhaarWrapper" style="display: none">
    <input class="form-control validationBox-name validationBox" id="unverifiedAadhaar" disabled="disabled" required="">
    <i class="fweight-300 color-error small-text pull-left">Aadhaar verification failed</i>
    <a class="pull-right font12 goBackAadhaar" href="#">« Try Again</a>
    <span class="icon-cancel color-error verified"></span>
  </div>
  <!-- This will be visible only when aadhaar is failed -->
  <label class="xs-margin-l-20">Your full name</label>
  <div class="form-group margin-b-10 xs-margin-b-20" id="contactNameWrapper">
    <input class="form-control validationBox-name" id="name" placeholder="Name of the Contact Person *" value="" data-reason="contact_person_name" required="">
    <!-- <div class="validationBox validationBox-name">This field is mandatory!</div> -->
  </div>
  <!-- <label class="xs-margin-l-20">Phone Number</label> -->
  <label class="xs-margin-l-20">Phone Number</label>
  <div class="form-group margin-b-10 xs-margin-b-20">
    <span class="country-code">+91</span>
    <input class="form-control phone-input validationBox-mobile" id="mobile" type="number" placeholder="Ten Digit Mobile No. *" data-reason="contact_person_mobile_number" value="" pattern="^[6-9]\d{9}$" required="">
    <!-- <div class="validationBox validationBox-mobile">This field is mandatory!</div> -->
  </div>
  <label class="xs-margin-l-20">Email</label>
  <div class="form-group margin-b-10 xs-margin-b-20">
    <input class="form-control validationBox-email" id="email" type="email" placeholder="Your Email ID *" value="" data-reason="contact_person_email" required="">
    <!-- <div class="validationBox validationBox-email">This field is mandatory!</div> -->
  </div>
  <div class="small-text form-group margin-b-15" style="position: static;">
    <label class="font10 fweight-400"> By clicking on "Apply Now", I agree to Indifi's <a href="https://www.indifi.com/privacy-policy" target="_blank"> Privacy Policy </a>(including the ‘purpose’ of collection of my information); and
      <a href="https://app.indifi.com/terms-and-conditions" target="_blank">T&amp;C</a> (collectively the <b>“Terms”</b>). Subject to applicable laws, I also give my consent (and consent on behalf of any persons <label class="font10 fweight-400"
        style="display: none;" id="consentMore"> I am authorised to give consent for) to Indifi and its associated financing partners (whether as my authorized representative or otherwise) and/or other assigns to collect, receive, handle or share my
        information from Experian/CIBIL/CRIF and Central KYC registry for our credentials linked with our PAN as per the Terms and Bureau Terms &amp; Conditions stated in
        <a href="https://www.indifi.com/bureau-tnc" target="_blank">https://www.indifi.com/bureau-tnc.</a> <br> Also, I declare my annual household income exceeds Rs 3 Lakhs.<br> In case you do not provide your consent for the above, please do not
        access the services on our website/app or otherwise . </label>
    </label>
    <label class="float-right color-base" id="showMoreConsent" style="margin-top: -8px; cursor: pointer">
      <svg width="9" height="5" viewBox="0 0 9 5" fill="none" xmlns="http://www.w3.org/2000/svg">
        <path d="M1.5 0.999999L4.5 4L7.5 1" stroke="#333" stroke-linecap="square"></path>
      </svg> Show More </label>
    <label class="float-right color-base" id="showLessConsent" style="display: none; cursor: pointer;">
      <svg width="9" height="5" viewBox="0 0 9 5" fill="none" xmlns="http://www.w3.org/2000/svg">
        <path d="M1.5 0.999999L4.5 4L7.5 1" stroke="#333" stroke-linecap="square" style="transform: rotate(180deg); transform-origin: 50% 50%;"></path>
      </svg> Show Less </label>
    <div class="clearfix"></div>
  </div>
  <div id="createLeadError" style="display:none" class="font14 padding-b-5 color-error"> Some error occurred. </div>
  <button id="leadFormSubmitButton" class="btn-theme btn-theme-sm btn-base-bg text-uppercase full-width" type="button">Apply Now</button>
  <!--<i class="color-error small-text form-group">* Mandatory Fields</i>-->
</form>

Name: otpForm — 

<form name="otpForm" class="well center-block" novalidate="" id="otpForm" style="overflow: auto;">
  <div class="form-group margin-b-30">
    <input class="form-control" id="otpMobile" type="number" placeholder="Ten Digit Mobile No." readonly="">
    <i class="fweight-300 color-subtitle small-text">Want to change phone number?</i><button id="goBackButton" class="pull-right back-btn" type="button">« Go Back</button>
  </div>
  <div class="form-group margin-b-15">
    <input class="form-control invalid-input" id="otp" type="number" placeholder="Enter OTP sent to your mobile" data-reason="otp_number" autocomplete="one-time-code" required="">
    <div class="font12 color-error otp-error margin-t-5" style="display: none;">Please enter valid OTP </div>
    <div href="#" id="retryCountdownTimer" class="retryCountdown">
      <p class="pull-right margin-b-0">Retry OTP in <label id="countdownForOtp" class="color-link countdown margin-b-0">20 </label> Second(s)</p>
    </div>
    <div id="hideForDelay" style="visibility: hidden;">
      <a href="#" class="pull-right" id="resendOtpButton">Resend OTP</a>
      <a href="#" class="pull-left" id="resendOtpViaCallButton">Retry with Call</a>
      <div class="clearfix"></div>
    </div>
  </div>
  <div class="small-text form-group margin-b-15 xs-padding-t-10">
    <div id="experianConsentDiv" style="display: none;">
      <input type="checkbox" name="experian" class="pull-left margin-r-5" id="experianConsent" data-reason="experian_consent">
      <label for="experianConsent" class="pull-left font12 term-condition-label" style="height: auto;"> I hereby appoint Indifi as my authorised representative to receive my credit information from Experian. I hereby unconditionally consent to and
        instruct Experian to provide my credit information to me and Indifi for a period of 6 months. I understand that I shall have the option to opt out/unsubscribe from the service and I agree
        to<a href="/experian-tnc" target="_blank"> Experian Terms and Conditions</a>. </label>
    </div>
    <div class="clearfix"></div>
  </div>
  <div class="small-text form-group margin-b-15 xs-padding-t-10">
    <input type="checkbox" name="whatsapp" class="pull-left margin-r-5" id="whatsAppConsent" data-reason="whatsapp_consent" checked="">
    <div id="none">
      <label for="whatsAppConsent" class="pull-left font12 term-condition-label height-40"> Yes, I want to receive updates of my loan application on <span class="color-dark font-weight-dark fweight-700 font12">
          <img src="https://d1lfs7vzgvps2q.cloudfront.net/images/WhatsApp_Logo_1.svg" width="22px" class="do-not-set-background" id="lazy-load-wa-logo"> WhatsApp</span>
      </label>
    </div>
    <div class="clearfix"></div>
  </div>
  <div>
    <button id="otpFormSubmitButton" class="btn-theme btn-theme-sm btn-base-bg text-uppercase full-width" type="button">Verify Phone&nbsp;&nbsp;&nbsp;&nbsp; <span>
        <svg width="7" height="10" viewBox="0 0 7 10" fill="none" xmlns="http://www.w3.org/2000/svg">
          <path d="M1.16663 9L5.16663 5L1.16663 1" stroke="white" stroke-width="1.2" stroke-linecap="square"></path>
        </svg>
      </span>
    </button>
  </div>
</form>

Name: leadForm — 

<form name="leadForm" class="well center-block" novalidate="" id="leadForm">
  <div class="form-group margin-b-30 xs-margin-b-20 fweight-600 text-center"> Request for Top-up Amount </div>
  <div class="form-group margin-b-30 xs-margin-b-20">
    <span class="rupee-code">₹</span>
    <input class="form-control validationBox-amount rupee-input" id="topupamount" placeholder="Top-up Loan Requirement (INR) *" value="" data-reason="loan_amount" required="">
    <div class="small-text validationBox-amount-range" style="display: none">Please enter amount between 25k - 1Cr </div>
  </div>
  <div class="clearfix"></div>
  <label class="xs-margin-l-20">Phone Number</label>
  <div class="form-group margin-b-10 xs-margin-b-20">
    <span class="country-code">+91</span>
    <input class="form-control phone-input validationBox-mobile" id="topupmobile" type="number" placeholder="Ten Digit Mobile No. *" data-reason="contact_person_mobile_number" value="" pattern="^[6-9]\d{9}$" required="">
    <!-- <div class="validationBox validationBox-mobile">This field is mandatory!</div> -->
  </div>
  <div class="small-text form-group margin-b-15">
    <label class="font10 fweight-400"> By clicking on "Apply Now", I agree to Indifi's <a href="https://www.indifi.com/privacy-policy" target="_blank"> Privacy Policy</a>(including the ‘purpose’ of collection of my information); and
      <a href="https://app.indifi.com/terms-and-conditions" target="_blank">T&amp;C</a> (collectively the <b>“Terms”</b>).Subject to applicable laws, I also give my consent (and consent on behalf of any persons <label class="font10 fweight-400"
        style="display: none;" id="topupConsentMore"> I am authorised to give consent for) to Indifi and its associated financing partners (whether as my authorized representative or otherwise) and/or other assigns to collect, receive, handle or
        share my information from Experian/CIBIL/CRIF and Central KYC registry for our credentials linked with our PAN as per the Terms and Bureau Terms &amp; Conditions stated in
        <a href="https://www.indifi.com/bureau-tnc" target="_blank">https://www.indifi.com/bureau-tnc.</a> <br> In case you do not provide your consent for the above, please do not access the services on our website/app or otherwise. </label>
    </label>
    <label class="float-right color-base" id="topupShowMoreConsent" style="margin-top: -8px; cursor: pointer">
      <svg width="9" height="5" viewBox="0 0 9 5" fill="none" xmlns="http://www.w3.org/2000/svg">
        <path d="M1.5 0.999999L4.5 4L7.5 1" stroke="#333" stroke-linecap="square"></path>
      </svg> Show More </label>
    <label class="float-right color-base" id="topupShowLessConsent" style="display: none; cursor: pointer;">
      <svg width="9" height="5" viewBox="0 0 9 5" fill="none" xmlns="http://www.w3.org/2000/svg">
        <path d="M1.5 0.999999L4.5 4L7.5 1" stroke="#333" stroke-linecap="square" style="transform: rotate(180deg); transform-origin: 50% 50%;"></path>
      </svg> Show Less </label>
    <div class="clearfix"></div>
  </div>
  <button id="topupFormSubmitButton" class="btn-theme btn-theme-sm btn-base-bg text-uppercase full-width" type="button">Apply Now</button>
  <!--<i class="color-error small-text form-group">* Mandatory Fields</i>-->
</form>

Name: leadForm — 

<form name="leadForm" class="well center-block" novalidate="" id="leadForm">
  <div class="text-center">
    <span class="icon-cancel font26 color-error" style="font-size: 40px;"></span>
  </div>
  <h5 class="form-group margin-t-10 margin-b-30 xs-margin-b-50 text-center color-error fweight-600">Thank you for applying. Looks like you are not eligible for a top-up loan yet.</h5>
  <div class="form-group margin-b-15 text-center">To know more, you can contact us at <a href="mailto:topup_support@indifi.com">topup_support@indifi.com</a></div>
</form>

Name: leadForm — 

<form name="leadForm" class="well center-block" novalidate="" id="leadForm">
  <div class="text-center">
    <span class="icon-cancel font26 color-error" style="font-size: 40px;"></span>
  </div>
  <div id="fbRejectError" class="form-group margin-t-10 margin-b-30 xs-margin-b-50">
  </div>
</form>

Name: leadForm — 

<form name="leadForm" class="well center-block" novalidate="" id="leadForm">
  <div class="text-center">
    <span class="icon-round-done-button color-base margin-b-10" style="font-size: 40px;"></span>
  </div>
  <div id="thankMsg" class="form-group margin-t-10 margin-b-30 text-center-xs xs-margin-b-50">
  </div>
</form>

Name: rbfpForm — 

<form name="rbfpForm" class="well center-block" novalidate="" id="rbfpForm">
  <div class="form-group margin-b-30 xs-margin-b-20 fweight-600 text-center font16">Share Details to View Offer</div>
  <label class="xs-margin-l-20">Monthly recurring Revenue (INR)</label>
  <div class="form-group margin-b-10 xs-margin-b-20" id="contactNameWrapper">
    <input class="form-control validationBox-amount rupee-input" id="monthly_recurring_revenue" placeholder="Monthly Recurring Revenue" value="" data-reason="monthly_recurring_revenue" required="">
    <!-- <div class="validationBox validationBox-name">This field is mandatory!</div> -->
  </div>
  <label class="xs-margin-l-20">Monthly Marketing Spends (INR)</label>
  <div class="form-group margin-b-10 xs-margin-b-20" id="contactNameWrapper">
    <input class="form-control validationBox-amount rupee-input" id="monthly_marketing_spends" placeholder="Monthly Marketing Spends (INR)" value="" data-reason="monthly_marketing_spends" required="">
    <!-- <div class="validationBox validationBox-name">This field is mandatory!</div> -->
  </div>
  <label class="xs-margin-l-20">Gross Margins %</label>
  <div class="form-group margin-b-10 xs-margin-b-20" id="contactNameWrapper">
    <input class="form-control" id="gross_margins" placeholder="Gross Margins" type="number" value="" data-reason="gross_margins" required="">
    <!-- <div class="validationBox validationBox-name">This field is mandatory!</div> -->
  </div>
  <button id="rbfpFormSubmitButton" class="btn-theme btn-theme-sm btn-base-bg text-uppercase full-width" type="button">Continue</button>
</form>

Name: leadForm — 

<form name="leadForm" class="well center-block" novalidate="" id="leadForm">
  <h5 class="form-group margin-t-10 margin-b-30 xs-margin-b-50 text-center fweight-600"> Basis the information submitted you may be eligible for INR <label id="minLimit"></label> to INR <label id="maxLimit"></label> under the program.</h5>
  <div class="form-group margin-b-15 xs-padding-t-10">
    <div id="none"> You can expect a call back from the Indifi Team within 48 hours or you may directly mail us at saas@indifi.com with your interest. </div>
    <div class="clearfix"></div>
  </div>
  <p class="small-text"> The offer shown above is only Indicative in nature and is not binding. The final offer will depend on credit due diligence and may vary from the indicative offer shown above.</p>
</form>

Name: aadhaarBridgeForm — POST https://prod.aadhaarbridge.com/kua/_init

<form method="post" action="https://prod.aadhaarbridge.com/kua/_init" target="aadhaarIFrame" name="aadhaarBridgeForm" id="aadhaarBridgeForm">
  <input type="hidden" name="saCode" value="">
  <input type="hidden" name="aadhaarId" value="">
  <input type="hidden" name="requestId" value="">
  <input type="hidden" name="purpose" value="loan">
  <input type="hidden" name="modality" value="otp">
  <input type="hidden" name="channel" value="BOTH">
  <input type="hidden" name="successUrl" value="">
  <input type="hidden" name="failureUrl" value="">
  <input type="hidden" name="hash" value="">
</form>

Name: leadForm — 

<form name="leadForm" class="well center-block" novalidate="" id="leadForm">
  <!-- This will be visible only after 'without aadhaar' button click -->
  <div style="display:none" class="color-error text-center margin-b-10" id="aadhaarFailedMsg">
    <!--<h6 class="icon-cancel color-error margin-b-5"></h6>--> Something went wrong. Retry
  </div>
  <div style="display:none" class="color-error text-center margin-b-10" id="aadhaarMobileFailedMsg">
    <!--<h6 class="icon-cancel color-error margin-b-5"></h6>--> Please enter aadhaar registered mobile
  </div>
  <div class="margin-b-10" id="beginWithAadhaarWrapper" style="display:none">
    <i class="fweight-300 color-subtitle small-text">Want to begin with AADHAAR?</i><a class="pull-right goBackAadhaar" href="#">« Go Back</a>
  </div>
  <!-- This will be visible only after 'without aadhaar' button click -->
  <p class="form-open-title sm-margin-b-0 loan-text text-center padding-t-20 padding-b-20 fweight-400 color-dark" style="display: none;">Get Your Term Loan or Revolving Line of Credit <b>Quickly</b>. Apply Now.</p>
  <!-- This will be visible only when aadhaar is verified -->
  <!--  -->
  <!-- This will be visible only when aadhaar is verified -->
  <!-- This will be visible only when aadhaar is failed -->
  <label class="xs-margin-l-20">Annual Turnover</label>
  <div class="form-group margin-b-10 xs-margin-b-30" id="contactNameWrapper">
    <select class="form-control validationBox-turnover" id="turnover" placeholder="Turnover amount*" value="" data-reason="turnover" required="">
      <option value="">Annual Turnover*</option>
      <option value="1Cr &amp; above">1 Cr &amp; above</option>
      <option value="50 - 1Cr">50 Lac - 1 Cr</option>
      <option value="25-50 Lac">25-50 Lac</option>
      <option value="10-25 Lac">10-25 Lac</option>
      <option value="5-10 Lac">5-10 Lac</option>
      <option value="Less Than 5 Lac">Less Than 5 Lac</option>
    </select>
    <!-- <div class="validationBox validationBox-name">This field is mandatory!</div> -->
  </div>
  <div class="form-group margin-b-10 xs-margin-b-20 relative-position" id="unverifiedAadhaarWrapper" style="display: none">
    <input class="form-control validationBox-name validationBox" id="unverifiedAadhaar" disabled="disabled" required="">
    <i class="fweight-300 color-error small-text pull-left">Aadhaar verification failed</i>
    <a class="pull-right font12 goBackAadhaar" href="#">« Try Again</a>
    <span class="icon-cancel color-error verified"></span>
  </div>
  <!-- This will be visible only when aadhaar is failed -->
  <label class="xs-margin-l-20">Your full name</label>
  <div class="form-group margin-b-10 xs-margin-b-20" id="contactNameWrapper">
    <input class="form-control validationBox-name" id="name" placeholder="Name of the Contact Person *" value="" data-reason="contact_person_name" required="">
    <!-- <div class="validationBox validationBox-name">This field is mandatory!</div> -->
  </div>
  <!-- <label class="xs-margin-l-20">Phone Number</label> -->
  <label class="xs-margin-l-20">Phone Number</label>
  <div class="form-group margin-b-10 xs-margin-b-20">
    <span class="country-code">+91</span>
    <input class="form-control phone-input validationBox-mobile" id="mobile" type="number" placeholder="Ten Digit Mobile No. *" data-reason="contact_person_mobile_number" value="" pattern="^[6-9]\d{9}$" required="">
    <!-- <div class="validationBox validationBox-mobile">This field is mandatory!</div> -->
  </div>
  <label class="xs-margin-l-20">Email</label>
  <div class="form-group margin-b-10 xs-margin-b-20">
    <input class="form-control validationBox-email" id="email" type="email" placeholder="Your Email ID *" value="" data-reason="contact_person_email" required="">
    <!-- <div class="validationBox validationBox-email">This field is mandatory!</div> -->
  </div>
  <div class="small-text form-group margin-b-15" style="position: static;">
    <label class="font10 fweight-400"> By clicking on "Apply Now", I agree to Indifi's <a href="https://www.indifi.com/privacy-policy" target="_blank"> Privacy Policy </a>(including the ‘purpose’ of collection of my information); and
      <a href="https://app.indifi.com/terms-and-conditions" target="_blank">T&amp;C</a> (collectively the <b>“Terms”</b>). Subject to applicable laws, I also give my consent (and consent on behalf of any persons <label class="font10 fweight-400"
        style="display: none;" id="consentMore"> I am authorised to give consent for) to Indifi and its associated financing partners (whether as my authorized representative or otherwise) and/or other assigns to collect, receive, handle or share my
        information from Experian/CIBIL/CRIF and Central KYC registry for our credentials linked with our PAN as per the Terms and Bureau Terms &amp; Conditions stated in
        <a href="https://www.indifi.com/bureau-tnc" target="_blank">https://www.indifi.com/bureau-tnc.</a> <br> Also, I declare my annual household income exceeds Rs 3 Lakhs.<br> In case you do not provide your consent for the above, please do not
        access the services on our website/app or otherwise . </label>
    </label>
    <label class="float-right color-base" id="showMoreConsent" style="margin-top: -8px; cursor: pointer">
      <svg width="9" height="5" viewBox="0 0 9 5" fill="none" xmlns="http://www.w3.org/2000/svg">
        <path d="M1.5 0.999999L4.5 4L7.5 1" stroke="#333" stroke-linecap="square"></path>
      </svg> Show More </label>
    <label class="float-right color-base" id="showLessConsent" style="display: none; cursor: pointer;">
      <svg width="9" height="5" viewBox="0 0 9 5" fill="none" xmlns="http://www.w3.org/2000/svg">
        <path d="M1.5 0.999999L4.5 4L7.5 1" stroke="#333" stroke-linecap="square" style="transform: rotate(180deg); transform-origin: 50% 50%;"></path>
      </svg> Show Less </label>
    <div class="clearfix"></div>
  </div>
  <div id="createLeadError" style="display:none" class="font14 padding-b-5 color-error"> Some error occurred. </div>
  <button id="leadFormSubmitButton" class="btn-theme btn-theme-sm btn-base-bg text-uppercase full-width" type="button">Apply Now</button>
  <!--<i class="color-error small-text form-group">* Mandatory Fields</i>-->
</form>

Name: otpForm — 

<form name="otpForm" class="well center-block" novalidate="" id="otpForm" style="overflow: auto;">
  <div class="form-group margin-b-30">
    <input class="form-control" id="otpMobile" type="number" placeholder="Ten Digit Mobile No." readonly="">
    <i class="fweight-300 color-subtitle small-text">Want to change phone number?</i><button id="goBackButton" class="pull-right back-btn" type="button">« Go Back</button>
  </div>
  <div class="form-group margin-b-15">
    <input class="form-control invalid-input" id="otp" type="number" placeholder="Enter OTP sent to your mobile" data-reason="otp_number" autocomplete="one-time-code" required="">
    <div class="font12 color-error otp-error margin-t-5" style="display: none;">Please enter valid OTP </div>
    <div href="#" id="retryCountdownTimer" class="retryCountdown">
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    <span class="rupee-code">₹</span>
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  </div>
  <div class="clearfix"></div>
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  <div class="form-group margin-b-10 xs-margin-b-20">
    <span class="country-code">+91</span>
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      <a href="https://app.indifi.com/terms-and-conditions" target="_blank">T&amp;C</a> (collectively the <b>“Terms”</b>).Subject to applicable laws, I also give my consent (and consent on behalf of any persons <label class="font10 fweight-400"
        style="display: none;" id="topupConsentMore"> I am authorised to give consent for) to Indifi and its associated financing partners (whether as my authorized representative or otherwise) and/or other assigns to collect, receive, handle or
        share my information from Experian/CIBIL/CRIF and Central KYC registry for our credentials linked with our PAN as per the Terms and Bureau Terms &amp; Conditions stated in
        <a href="https://www.indifi.com/bureau-tnc" target="_blank">https://www.indifi.com/bureau-tnc.</a> <br> In case you do not provide your consent for the above, please do not access the services on our website/app or otherwise. </label>
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    <div class="clearfix"></div>
  </div>
  <button id="topupFormSubmitButton" class="btn-theme btn-theme-sm btn-base-bg text-uppercase full-width" type="button">Apply Now</button>
  <!--<i class="color-error small-text form-group">* Mandatory Fields</i>-->
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  <h5 class="form-group margin-t-10 margin-b-30 xs-margin-b-50 text-center color-error fweight-600">Thank you for applying. Looks like you are not eligible for a top-up loan yet.</h5>
  <div class="form-group margin-b-15 text-center">To know more, you can contact us at <a href="mailto:topup_support@indifi.com">topup_support@indifi.com</a></div>
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  </div>
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Name: rbfpForm — 

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  <div class="form-group margin-b-30 xs-margin-b-20 fweight-600 text-center font16">Share Details to View Offer</div>
  <label class="xs-margin-l-20">Monthly recurring Revenue (INR)</label>
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    <!-- <div class="validationBox validationBox-name">This field is mandatory!</div> -->
  </div>
  <label class="xs-margin-l-20">Monthly Marketing Spends (INR)</label>
  <div class="form-group margin-b-10 xs-margin-b-20" id="contactNameWrapper">
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  </div>
  <label class="xs-margin-l-20">Gross Margins %</label>
  <div class="form-group margin-b-10 xs-margin-b-20" id="contactNameWrapper">
    <input class="form-control" id="gross_margins" placeholder="Gross Margins" type="number" value="" data-reason="gross_margins" required="">
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  <button id="rbfpFormSubmitButton" class="btn-theme btn-theme-sm btn-base-bg text-uppercase full-width" type="button">Continue</button>
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Name: leadForm — 

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  <h5 class="form-group margin-t-10 margin-b-30 xs-margin-b-50 text-center fweight-600"> Basis the information submitted you may be eligible for INR <label id="minLimit"></label> to INR <label id="maxLimit"></label> under the program.</h5>
  <div class="form-group margin-b-15 xs-padding-t-10">
    <div id="none"> You can expect a call back from the Indifi Team within 48 hours or you may directly mail us at saas@indifi.com with your interest. </div>
    <div class="clearfix"></div>
  </div>
  <p class="small-text"> The offer shown above is only Indicative in nature and is not binding. The final offer will depend on credit due diligence and may vary from the indicative offer shown above.</p>
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MSME LOAN



Choose from a MSME Loan or Revolving Line of Credit.

 * Amount to suit various business needs
 * Flexible tenure for easy repayment
 * Competitive interest rates
 * Transparent processing




×

Get Your Business Loan Quickly. Apply Now.

Something went wrong. Retry
Please enter aadhaar registered mobile
Want to begin with AADHAAR?« Go Back

Get Your Term Loan or Revolving Line of Credit Quickly. Apply Now.

Annual Turnover
Annual Turnover* 1 Cr & above 50 Lac - 1 Cr 25-50 Lac 10-25 Lac 5-10 Lac Less
Than 5 Lac
Aadhaar verification failed « Try Again
Your full name

Phone Number
+91
Email

By clicking on "Apply Now", I agree to Indifi's Privacy Policy (including the
‘purpose’ of collection of my information); and T&C (collectively the “Terms”).
Subject to applicable laws, I also give my consent (and consent on behalf of any
persons I am authorised to give consent for) to Indifi and its associated
financing partners (whether as my authorized representative or otherwise) and/or
other assigns to collect, receive, handle or share my information from
Experian/CIBIL/CRIF and Central KYC registry for our credentials linked with our
PAN as per the Terms and Bureau Terms & Conditions stated in
https://www.indifi.com/bureau-tnc.
Also, I declare my annual household income exceeds Rs 3 Lakhs.
In case you do not provide your consent for the above, please do not access the
services on our website/app or otherwise . Show More Show Less

Some error occurred.
Apply Now

Please provide OTP sent to your mobile

Want to change phone number?« Go Back
Please enter valid OTP

Retry OTP in 20 Second(s)

Resend OTP Retry with Call

I hereby appoint Indifi as my authorised representative to receive my credit
information from Experian. I hereby unconditionally consent to and instruct
Experian to provide my credit information to me and Indifi for a period of 6
months. I understand that I shall have the option to opt out/unsubscribe from
the service and I agree to Experian Terms and Conditions.

Yes, I want to receive updates of my loan application on WhatsApp

Verify Phone    
×

0% complete

Get your loan in 24 hours. Start now.

Request for Top-up Amount
₹
Please enter amount between 25k - 1Cr

Phone Number
+91
By clicking on "Apply Now", I agree to Indifi's Privacy Policy(including the
‘purpose’ of collection of my information); and T&C (collectively the
“Terms”).Subject to applicable laws, I also give my consent (and consent on
behalf of any persons I am authorised to give consent for) to Indifi and its
associated financing partners (whether as my authorized representative or
otherwise) and/or other assigns to collect, receive, handle or share my
information from Experian/CIBIL/CRIF and Central KYC registry for our
credentials linked with our PAN as per the Terms and Bureau Terms & Conditions
stated in https://www.indifi.com/bureau-tnc.
In case you do not provide your consent for the above, please do not access the
services on our website/app or otherwise. Show More Show Less

Apply Now

THANK YOU FOR APPLYING. LOOKS LIKE YOU ARE NOT ELIGIBLE FOR A TOP-UP LOAN YET.

To know more, you can contact us at topup_support@indifi.com


Share Details to View Offer
Monthly recurring Revenue (INR)

Monthly Marketing Spends (INR)

Gross Margins %

Continue

BASIS THE INFORMATION SUBMITTED YOU MAY BE ELIGIBLE FOR INR TO INR UNDER THE
PROGRAM.

You can expect a call back from the Indifi Team within 48 hours or you may
directly mail us at saas@indifi.com with your interest.


The offer shown above is only Indicative in nature and is not binding. The final
offer will depend on credit due diligence and may vary from the indicative offer
shown above.

Thank you for showing interest. Currently, we have a pre approved offer of Rs. .
To avail that go back and enter an amount between than Rs. 3,000 and Rs.
Thank you for showing interest. Currently, we have a pre approved offer of Rs. .
To avail that go back and enter an amount between than Rs. 3,000 and Rs.
Thank you for showing interest for additional loan requirement. Since you have
an active outstanding loan with Indifi, we will offer this facility to you after
closure of your previous one. We look forward to serve you again.
Your eKYC information does not match with our records!
Thank you for showing interest. Currently we are unable to provide you the loan.
Thank you for showing interest. It seems you already have an application with us
from one of our partners. Please resume your application from partner portal.
Thank you for showing interest. Since your application was recently rejected we
won't be able to provide you loan for sometime.
Thank you for using Pay Through Indifi for the disbursal request. We regret to
inform you that we will not be able to process your request as your previous
outstanding amount is overdue. Please repay to activate this facility.
Thanks for initiating payment through Indifi. Unfortunately, this request for
this amount can't be processed. Please put withdraw amount more than Rs. .
Thanks for initiating payment through Indifi. Unfortunately, this request can't
be processed as your loan tenure has been completed. To keep getting amount in
future, please drop a renewal request at topup@indifi.com.
Go Back

Saving Your Application Details...
false
isOnline :: true
isPropLoan :: false
×

Get Your Business Loan Quickly. Apply Now.

Something went wrong. Retry
Please enter aadhaar registered mobile
Want to begin with AADHAAR?« Go Back

Get Your Term Loan or Revolving Line of Credit Quickly. Apply Now.

Annual Turnover
Annual Turnover* 1 Cr & above 50 Lac - 1 Cr 25-50 Lac 10-25 Lac 5-10 Lac Less
Than 5 Lac
Aadhaar verification failed « Try Again
Your full name

Phone Number
+91
Email

By clicking on "Apply Now", I agree to Indifi's Privacy Policy (including the
‘purpose’ of collection of my information); and T&C (collectively the “Terms”).
Subject to applicable laws, I also give my consent (and consent on behalf of any
persons I am authorised to give consent for) to Indifi and its associated
financing partners (whether as my authorized representative or otherwise) and/or
other assigns to collect, receive, handle or share my information from
Experian/CIBIL/CRIF and Central KYC registry for our credentials linked with our
PAN as per the Terms and Bureau Terms & Conditions stated in
https://www.indifi.com/bureau-tnc.
Also, I declare my annual household income exceeds Rs 3 Lakhs.
In case you do not provide your consent for the above, please do not access the
services on our website/app or otherwise . Show More Show Less

Some error occurred.
Apply Now

Please provide OTP sent to your mobile

Want to change phone number?« Go Back
Please enter valid OTP

Retry OTP in 20 Second(s)

Resend OTP Retry with Call

I hereby appoint Indifi as my authorised representative to receive my credit
information from Experian. I hereby unconditionally consent to and instruct
Experian to provide my credit information to me and Indifi for a period of 6
months. I understand that I shall have the option to opt out/unsubscribe from
the service and I agree to Experian Terms and Conditions.

Yes, I want to receive updates of my loan application on WhatsApp

Verify Phone    
×

0% complete

Get your loan in 24 hours. Start now.

Request for Top-up Amount
₹
Please enter amount between 25k - 1Cr

Phone Number
+91
By clicking on "Apply Now", I agree to Indifi's Privacy Policy(including the
‘purpose’ of collection of my information); and T&C (collectively the
“Terms”).Subject to applicable laws, I also give my consent (and consent on
behalf of any persons I am authorised to give consent for) to Indifi and its
associated financing partners (whether as my authorized representative or
otherwise) and/or other assigns to collect, receive, handle or share my
information from Experian/CIBIL/CRIF and Central KYC registry for our
credentials linked with our PAN as per the Terms and Bureau Terms & Conditions
stated in https://www.indifi.com/bureau-tnc.
In case you do not provide your consent for the above, please do not access the
services on our website/app or otherwise. Show More Show Less

Apply Now

THANK YOU FOR APPLYING. LOOKS LIKE YOU ARE NOT ELIGIBLE FOR A TOP-UP LOAN YET.

To know more, you can contact us at topup_support@indifi.com


Share Details to View Offer
Monthly recurring Revenue (INR)

Monthly Marketing Spends (INR)

Gross Margins %

Continue

BASIS THE INFORMATION SUBMITTED YOU MAY BE ELIGIBLE FOR INR TO INR UNDER THE
PROGRAM.

You can expect a call back from the Indifi Team within 48 hours or you may
directly mail us at saas@indifi.com with your interest.


The offer shown above is only Indicative in nature and is not binding. The final
offer will depend on credit due diligence and may vary from the indicative offer
shown above.

Thank you for showing interest. Currently, we have a pre approved offer of Rs. .
To avail that go back and enter an amount between than Rs. 3,000 and Rs.
Thank you for showing interest. Currently, we have a pre approved offer of Rs. .
To avail that go back and enter an amount between than Rs. 3,000 and Rs.
Thank you for showing interest for additional loan requirement. Since you have
an active outstanding loan with Indifi, we will offer this facility to you after
closure of your previous one. We look forward to serve you again.
Your eKYC information does not match with our records!
Thank you for showing interest. Currently we are unable to provide you the loan.
Thank you for showing interest. It seems you already have an application with us
from one of our partners. Please resume your application from partner portal.
Thank you for showing interest. Since your application was recently rejected we
won't be able to provide you loan for sometime.
Thank you for using Pay Through Indifi for the disbursal request. We regret to
inform you that we will not be able to process your request as your previous
outstanding amount is overdue. Please repay to activate this facility.
Thanks for initiating payment through Indifi. Unfortunately, this request for
this amount can't be processed. Please put withdraw amount more than Rs. .
Thanks for initiating payment through Indifi. Unfortunately, this request can't
be processed as your loan tenure has been completed. To keep getting amount in
future, please drop a renewal request at topup@indifi.com.
Go Back

Saving Your Application Details...
false
isOnline :: true
isPropLoan :: false


GROW WITH MSME LOAN FROM INDIFI

Business that meet the following criteria are eligible for SME Loan


MSME LOAN ELIGIBILITY

 * Minimum operational history of 1 year
 * Promoter age 22 and above


DOCUMENTS REQUIRED FOR MSME LOAN

 * KYC documents of the entity & promoters
 * Bank statement for the last 6 months
 * 1 years ITR for >10 lacs


IF YOU ARE LOOKING FOR MSME LOAN, YOU CAN AVAIL

50K to 50 Lacs

Amount to suit various business needs

12 to 36 Months

Flexible Tenure for easy repayment

1.5% to 2.5%

Competitive Interest Rates

No Hidden Charges

Transparent Processing

> Akshay Sachdeva
> 
> Owner – Klass Communication
> 
> “Taking your offline business to online platforms has become critical. But
> finding the funds for it isn't that easy. Luckily, Indifi saw the potential in
> the industry and backed us to do it.”




GET UPTO 50 LACS WITH QUICK DISBURSAL

We work with specific segments and use our understanding to make loan better

Quick & Simple

Minimum documentation. No collaterals

Multiple Lenders

One application. Multiple lenders. Increased chances of loan approval

Best Fit

Specific loan products. For specific business needs

Flexible & Transparent

Choice of loan tenure & repayment modes. No hidden charges


MSME LOAN FOR SMALL BUSINESS


NEW DEFINITION OF MSME

Under the new definition, the distinction between manufacturing and services
enterprises has been eliminated. Under the new definition of MSMEs, the
investment criteria for such enterprises have been revised upwards, while an
additional criterion of turnover has been introduced.


MSME – MERGED CRITERIA: INVESTMENT AND ANNUAL TURNOVER

SECTOR/ENTERPRISE TYPE

 * Manufacturing & Services Sector, Both

MicroSmallMediumInvestment less than Rs. 1 croreInvestment less than Rs. 10
croreInvestment less than Rs. 50 croreTurnover less than Rs. 5 croreTurnover up
to Rs. 50 croreTurnover up to Rs. 250 crore


KEY TAKEAWAYS OF NEW MSME DEFINITION INTRODUCED IN 'ATMANIRBHAR BHARAT ABHIYAN‘
SCHEME 2020 BY INDIAN GOVERNMENT.

 * Collateral Free MSME business Loan

 * MSME Loan worth of Rs. 3 lakh crore

 * Moratorium period offered is 12 months

 * Manufacturing and Service MSMEs shall be considered as same entities

 * Repayment Tenure of 48 months

 * 100% Credit Guarantee

 * To benefit approx. 45 lakh units


EVERYTHING ABOUT MSME LOANS

Every small business enterprise requires financial help at some point. The
majority of the Micro, Small, and Medium Enterprises (MSME) generally need
financial assistance when they are growing horizontally or vertically. This
requirement can be for raw material purchase, infrastructure development, or
fulfilling operating expenses. It is at the discretion of the business from
where they decide to borrow money, as per their needs and priorities.

However, businesses also have the option of obtaining funds from different
borrowing instruments. MSME business loan are unsecured loans offered by various
financial institutions to meet business-related expenditures on credit. It is to
be noted that, such loan come with explicit eligibility criteria to reduce the
risk ratio for the lenders. RBI and the Indian government define such msme loan
as, the MSME business loan offered to businesses for support in terms of
infrastructure, finance, and other sectors.

MSME loan are also referred to as SME (small and medium enterprise) loans.
Usually, these msme loan are granted to small business owners, startup owners,
and women entrepreneurs with subjective loan tenure. Here are some of the
salient features, benefits, eligibility, and smart usage of MSME loan funds.


FEATURES OF SME/MSME BUSINESS LOAN

MSME loan can offer funds for many crucial functions that are responsible for
the development of a company. For instance, they can save their time by filling
an online application form and confirming their requirements. They need not
follow a long approval procedure while loan application on digital platforms.

Here are some attractive features offered by digital lending platforms to its
applicants:

ONLINE APPLICATION:

Digital lenders follow a fast track procedure and try to eliminate every
possible delay factor in the msme loan application and approval process. Online
loan generally get approved within a few working days, provided eligibility
criteria are fulfilled.

AMOUNT AND TENURE OF MSME LOAN:

Business owners can avail a msme business loan up to 50 lakhs. Also, the
majority of digital lending platforms adopt a flexible approach when it comes to
repayment of MSME loan. They generally follow tenure of 12 to36 months, to allow
the businesses to repay it as per their preferred schedule.

HIDDEN CHARGES:

Availing MSME loan from digital lenders don’t come with any hidden or extra
charges.

FLEXIBLE REPAYMENT OPTION:

Digital lenders offer ample of time and repayment options to its MSME/SME
applicants. The MSME loan tenure range from 1-36 months. Applicants also have an
option to repay in EMIs or bi-weekly or monthly installments.


SME / MSME LOAN FEES & INTEREST RATES

Customized Interest RatesStarting @1.5% PMProcessing Fees3%Loan Tenureup to 3
yearsPre-closure Charges4%Eligibility Criteria> 5L Turnover in last 6 MonthsLoan
Amount₹ 50,000 – ₹ 1 CroresInstallments Monthly


BENEFITS OF MSME BUSINESS LOAN

What are the benefits of MSME business loan application from a digital lender?
Keep reading to know more about it.

COMPETITIVE INTEREST RATES:

The best part about applying MSME loan online is the competitive interest rates.
Digital lenders follow an online loan application process that is both
time-saving and resource-saving. In this turn, it helps them in saving costs and
offering competitive interest rates for MSMEs.

NO COLLATERAL:

MSME loan are unsecured loans. In other words, applicants need not pledge any
asset to secure the SME loan.

QUICK FUNDING:

Applicants can expect MSME loan sanction within a couple of days. Fund disbursal
will also be done at a rapid rate. What more can they ask for? They need not
wait for weeks or months to get their msme loan applications sanctioned.

COMPLETE CONTROL:

MSME are unsecured loans for the applicant who meet certain eligibility
criteria. The applicants do not lose their ownership and control over their
assets. They can use these assets to grow their business further.

BETTER CAPITAL MANAGEMENT

Loan applicants can expect peace of mind by applying for msme loan without
collateral from digital lenders. They can invest the funds in plant and
machinery or streamline their cash flows and working capital.

ENHANCE GOODWILL

Every business needs the right boost to grow and succeed. SME loan are the
perfect medium that can help such enterprises grow at the appropriate time. This
will enhance their credibility and goodwill in the market. This will open more
avenues for business finance and investments.


ELIGIBILITY CRITERIA FOR MSME LOAN

The digital lending platforms don’t believe in burdening the loan applicants
with complex eligibility criteria. Generally, businesses are eligible to get a
business loan if:

THE MANUFACTURING UNIT IS OPERATIONAL FOR THE LAST ONE YEARS

IT RETURNS ARE FILED ON TIME FOR THE LAST ONE YEARS

GST RETURNS ARE FILED FOR THE LAST 6 MONTHS ON TIME


DOCUMENTS REQUIRED FOR SME / MSME LOANS

DocumentsProprietorshipPartnershipPvt. Ltd. / LLP / One Person CompanyBank
statement ( last 6 months)YesYesYesBusiness registration
proofYesYesYesProprietor(s) PAN Card CopyYesYesYesProprietor(s) Aadhar Card
CopyYesYesYesPartnership Deed CopyNoYesNoCompany PAN Card CopyNoYesYes


HOW TO APPLY MSME LOAN ONLINE

Here are the three easy steps to get an MSME/SME loan

APPLICATION:

Applicants who wish to secure a MSME loan can fill in an online application form
giving details about their fund requirements

DOCUMENTS:

The next step is to upload relevant documents like bank statements, PAN Card
copy, Adhaar Card copy, Business Registration Certificate, GST Filing, Drug
License, Trade License, TIN, and VAT Registration.

SANCTION:

Applicants can expect a loan application approval the moment all their documents
and other submissions are verified.


WHY SHOULD ENTERPRISES GO FOR MSME BUSINESS LOAN?

MSME sector is one of the largest sources of industrial output and employment in
India. Around 40% of the total country’s exports and 45% of the total industrial
production comes from this section. Therefore, the MSME sector has always
showcased a high demand for business finance.

Inability to secure finance at the right time is one of the biggest issues faced
by various small and medium scale enterprises in the country. However, (NBFC)
non-banking financial companies are a promising alternative for the
manufacturers who wish to secure business finance immediately. The online
submissions for MSME loan process have made very easy and short.


DIFFERENT WAYS TO UTILIZE THE FUNDS FROM A BUSINESS PERSPECTIVE:

PLANT AND MACHINERY

PROCUREMENT OF RAW MATERIAL

WORKING CAPITAL MANAGEMENT

MARKETING

MANPOWER


DO’S AND DON’TS WHILE APPLYING FOR MSME LOAN ONLINE

Here are some simple tips that will increase the chances of securing an SME/MSME
loan for the applicant, by reducing the risk of rejection.

DO’S

 * The applicant must cross-check all the compulsory documents required for this
   process

 * Applicants should check their credit score as some digital lenders consider
   it at the time of sanctioning the MSME loan amount.

 * Calculating the actual MSME loan requirements in advance will be a wise move
   for the applicants.

 * Applicants should also have a viable business plan for the right allocation
   of loan funds.

DON’TS

 * Applicants should be aware of the fraudulent lenders available online. They
   charge an upfront fee for approving the MSME loan online. However, any
   reputed digital lending platform will never ask for an upfront fee, instead,
   it will charge a minimal percentage after loan disbursal.

 * Applying for MSME loan online from multiple lenders can harm an applicant’s
   credit score.

 * Applicants must ensure that all their pending debts are cleared or paid
   before applying for MSME loan.

Many small business enterprises face issues due to low access to funds that
hampers the growth of their business. Indifi is a leading digital lending
platform that offers MSME loan to the manufacturers sans any collateral and at
the most affordable interest rates. They offers loan with flexible repayment
schedules and without any hidden charges. All this makes the repayment process
quite convenient for the applicants.


ELIGIBLITY TO APPLY FOR AN MSME LOAN

MSME Loans are prone to financial risks, so only those who meet the eligibility
criteria can get them. However, in most cases, small and medium-sized business
owners can get their loan applications approved easily.

In general, businesses from both the manufacturing and service sectors are
eligible to apply for MSME loan. But, the limitations are different. For
instance, micro, small, and medium-sized businesses belonging to the
manufacturing industry can get up to Rs. 25 Lakhs, Rs. 5 Crore, and Rs. 10
crore, respectively.

Similarly, the micro, small, and medium-sized businesses belonging to the
service sector are eligible to get up to Rs. 10 Lakhs, Rs. 2 Crores, and Rs. 5
Crores, respectively.


GUIDE TO USE MSME LOAN CALCULATOR

Most online business calculates EMIs by using the standard formula. So, to use
any standard online loan calculator, you will need to provide the following
values: the principal amount, the interest rate, and the tenure.

Suppose you have borrowed Rs. 1 Lakh at an interest rate of 3% per annum, with a
repayment time of three years. You can calculate the EMI amount you must pay
each month using an online business loan calculator , You can also check the
total amount you will be paying.

Also, the online loan calculators can show you the total amount you will be
paying to the lender.


BENEFITS OF USING MSME LOAN EMI CALCULATOR

Besides helping you estimate the monthly EMI amount, most online business loan
calculators come with many other benefits.


FORMULA TO CALCULATE MSME LOAN EMI IN SECONDS

There are several ways to calculate MSME loan EMIs. The most common formula used
is:

E = P * r * (1+r) n / (1 + r) n-1

Here, ‘E’ is the EMI amount you must pay every month, ‘P’ is the principal
amount of the loan, ‘r’ is the interest rate, and ‘n’ is the repayment tenure.

 * You do not need to calculate the EMI amount manually
 * Visually Appealing
 * Helpful for Financial Planning

   One of the reasons why people use an online business loan emi calculator is
   that it helps them make tough financial decisions involving large sums of
   money.

   These are just a few advantages of using an online business loan calculator
   to estimate the amount of money you will be paying every month as EMI for
   repaying your business loan.

There are many ways to calculate MSME loan EMIs. So, whenever you borrow money
for funding your small business or start-up organization, do not forget to
estimate the EMI you will be paying every month. It will help you make better
financial decisions. You can do it easily using MSME loan calculator.


FREQUENTLY ASKED QUESTIONS

WHAT IS MSME LOAN?

MSME loans are unsecured loans offered by govt or various financial institutions
to meet business-related expenditures on credit.

WHO IS ELIGIBLE FOR MSME LOAN?

Eligibility includes minimum age of 22 years, business operational history of 1
year.

WHAT IS THE DIFFERENCE BETWEEN SME AND MSME LOAN?

Both terms are the same. SME stands for small and medium enterprises. Whereas,
MSME stands for micro, small and medium enterprises

WHICH DOCUMENTS ARE REQUIRED TO GET AN MSME LOAN?

Documents like Bank Statements for the last 6 months, PAN Card copy, Adhaar Card
copy, Business Registration Certificate, GST Filing, Drug License, Trade
License, TIN, and VAT Registration are required for this purpose.

HOW TO APPLY FOR MSME LOAN?

fill out the application form online & then upload all your required documents
like aadhar card, GST, and other docs, submit the details. You're are good to
go.

WHAT IS THE MAXIMUM TERM LIMIT FOR MSME LOAN?

The maximum term limit for the MSME loan is 36 months.

WHAT IS THE INTEREST RATE FOR A MSME LOAN?

The interest rate starts from Rs. 50 per day or 1.5% per month, evaluated on a
reducing balance.

WHAT IS THE PROCESSING FEE FOR MSME LOAN?

One time processing fee for a business loan is around 2% of the sanctioned loan
amount.

WHAT DETERMINES MY SANCTIONED LOAN AMOUNT?

Your credit rating, business profits, and revenues will determine your final
loan amount.


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FREQUENTLY ASKED QUESTIONS

HOW DO I APPLY FOR A LOAN?

Applying is quick and easy and typically takes less than 10 minutes. We ask for
basic information about you and your business. Securely connect your bank
information so we can assess your business without long forms, waiting in line
or having to dig up old paperwork. Your association with business services who
we have partnered with helps get you more fitting loans.

WHAT DOCUMENTS ARE REQUIRED TO AVAIL A LOAN?

We need your

 1. Pan Card
 2. Aadhaar Card
 3. Address proof of self and firm
 4. Business registration proof
 5. Bank Statement last 6 months.
    In case of loan more than 15 lacs, latest ITR



WHY DO SMALL BUSINESSES USE INDIFI?

When asked, most business owners shared that access to capital is the single
biggest roadblock to growing their businesses. With more cash flow, these
businesses can hire new employees, purchase more inventory, take more orders,
upgrade equipment and boost their marketing efforts.


IF YOU HAVE OTHER QUERIES, CHECK OUR FAQ SECTION

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Most small businesses struggle to get a timely loan to grow. At Indifi, we are
committed to changing it. We are a technology platform creating easy loan
origination, and leverage our segment understanding to create risk models. This
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businesses access unsecured business loans, through a quick and simple process.
We have tailored loans for Travel, Hotel, e-Commerce, Restaurant, Trading and
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