www.veteransunited.com Open in urlscan Pro
104.89.38.43  Public Scan

Submitted URL: http://go.vu.com/MTk2LVRUWS01NzQAAAGDha4jz5oA6Ardt_tklCODTHi5_oqsLmsv4Z-9O7jGD3czvspHiNdr3M3xd4XT8poAfgxFCTo=
Effective URL: https://www.veteransunited.com/?mkt_tok=MTk2LVRUWS01NzQAAAGDha4jz-65riPmezJNiGy_WZA6DcQIziI2lW95SR1TKLOOFW3XfKhPd8FCmmZRn8_u3lE...
Submission: On April 04 via manual from US — Scanned from DE

Form analysis 2 forms found in the DOM

<form class="fmcty-form fmcty-loaded fmcty-wizard">
  <ol class="fmcty-sections">
    <li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="start">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_start" class="fmcty-field fmcty-field-radio field-start fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_start_label" for="hp_hero_start" tabindex="-1"><span class="fmcty-label-line-1">Check eligibility with the Nation’s</span> <span
                    class="fmcty-label-line-2"><sup style="font-size: 0.55em;">#</sup>1&nbsp;VA&nbsp;Lender for Homebuyers</span> <span class="fmcty-label-line-3"><span class="desktop-only">See why more Veteran homebuyers choose Veterans United than
                      any other VA lender. </span><span class="fmcty-label-line-4"><span class="mobile-only">Veterans United is proud to be the</span> Top VA Purchase Lender for 6 consecutive years: 2016, 2017, 2018, 2019, 2020 and
                      2021!<a href="#footnote_1" style="text-decoration:none;"><sup>†</sup></a></span></span></label></dt>
              <dd>
                <ol id="hp_hero_start" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_start_label">
                  <li class="fmcty-radio-option"><input type="radio" name="start" value="1" id="hp_hero_start_0" checked="checked" required=""><label for="hp_hero_start_0" class="fmcty-radio-option-label">Check Your Eligibility</label></li>
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              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="loan-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
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          <li id="field_hp_hero_fbp" class="fmcty-field fmcty-field-hidden-input field-fbp"><input type="hidden" name="fbp" value="" id="hp_hero_fbp" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_host_name" class="fmcty-field fmcty-field-hidden-input field-host_name"><input type="hidden" name="host_name" value="veteransunited.com" id="hp_hero_host_name" class="fmcty-input-hidden"></li>
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          <li id="field_frn" class="fmcty-field fmcty-field-hidden-input field-frn"><input type="hidden" name="frn" value="96.93" id="frn" class="fmcty-input-hidden"></li>
          <li id="field_leadid_token" class="fmcty-field fmcty-field-hidden-input field-ap_token"><input type="hidden" name="ap_token" value="d567f7456c786230d33294963110f034149a36a2" id="leadid_token" class="fmcty-input-hidden"></li>
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          <li id="field_hp_hero_opq_worthy" class="fmcty-field fmcty-field-hidden-input field-opq_worthy"><input type="hidden" name="opq_worthy" value="1" id="hp_hero_opq_worthy" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_opq_version" class="fmcty-field fmcty-field-hidden-input field-opq_version"><input type="hidden" name="opq_version" value="auto" id="hp_hero_opq_version" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_opq_treatment" class="fmcty-field fmcty-field-hidden-input field-opq_treatment"><input type="hidden" name="opq_treatment" value="default" id="hp_hero_opq_treatment" class="fmcty-input-hidden"></li>
          <li id="field_adid" class="fmcty-field fmcty-field-hidden-input field-adid"><input type="hidden" name="adid" value="" id="adid" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_plc" class="fmcty-field fmcty-field-hidden-input field-plc"><input type="hidden" name="plc" value="hp_hero" id="hp_hero_plc" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_hp_hero_ss_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_test_variation"><input type="hidden" name="ss_test_variation" value="0" id="hp_hero_ss_test_variation" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_ss_opq_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_opq_test_variation"><input type="hidden" name="ss_opq_test_variation" value="0" id="hp_hero_ss_opq_test_variation" class="fmcty-input-hidden">
          </li>
          <li id="field_hp_hero_json" class="fmcty-field fmcty-field-hidden-input field-json"><input type="hidden" name="json" value="1" id="hp_hero_json" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_google_client_id" class="fmcty-field fmcty-field-hidden-input field-google_client_id"><input type="hidden" name="google_client_id" value="864992739.1649079964" id="hp_hero_google_client_id" class="fmcty-input-hidden">
          </li>
          <li id="field_hp_hero_start_time" class="fmcty-field fmcty-field-hidden-input field-start_time"><input type="hidden" name="start_time" value="1649079962" id="hp_hero_start_time" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_refi_ltv" class="fmcty-field fmcty-field-hidden-input field-refi_ltv"><input type="hidden" name="refi_ltv" value="" id="hp_hero_refi_ltv" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_refi_total_loan_amount" class="fmcty-field fmcty-field-hidden-input field-refi_total_loan_amount"><input type="hidden" name="refi_total_loan_amount" value="0" id="hp_hero_refi_total_loan_amount"
              class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestovuprivacypolicy" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuprivacypolicy"><input type="hidden" name="vu_agreestovuprivacypolicy" value="1" id="hp_hero_vu_agreestovuprivacypolicy"
              class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestovutermsandconditions" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutermsandconditions"><input type="hidden" name="vu_agreestovutermsandconditions" value="1"
              id="hp_hero_vu_agreestovutermsandconditions" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_consentstovutcpa" class="fmcty-field fmcty-field-hidden-input field-vu_consentstovutcpa"><input type="hidden" name="vu_consentstovutcpa" value="1" id="hp_hero_vu_consentstovutcpa" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestovuautodial" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuautodial"><input type="hidden" name="vu_agreestovuautodial" value="1" id="hp_hero_vu_agreestovuautodial" class="fmcty-input-hidden">
          </li>
          <li id="field_hp_hero_vu_agreestovutexting" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutexting"><input type="hidden" name="vu_agreestovutexting" value="1" id="hp_hero_vu_agreestovutexting" class="fmcty-input-hidden">
          </li>
          <li id="field_hp_hero_vu_agreestovusharingwithaffiliates" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovusharingwithaffiliates"><input type="hidden" name="vu_agreestovusharingwithaffiliates" value="1"
              id="hp_hero_vu_agreestovusharingwithaffiliates" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestotransactioncommunications" class="fmcty-field fmcty-field-hidden-input field-vu_agreestotransactioncommunications"><input type="hidden" name="vu_agreestotransactioncommunications" value="1"
              id="hp_hero_vu_agreestotransactioncommunications" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestolendingpartners" class="fmcty-field fmcty-field-hidden-input field-vu_agreestolendingpartners"><input type="hidden" name="vu_agreestolendingpartners" value="1" id="hp_hero_vu_agreestolendingpartners"
              class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestohbcpartneroffers" class="fmcty-field fmcty-field-hidden-input field-vu_agreestohbcpartneroffers"><input type="hidden" name="vu_agreestohbcpartneroffers" value="1" id="hp_hero_vu_agreestohbcpartneroffers"
              class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_mbsy_source" class="fmcty-field fmcty-field-hidden-input field-mbsy_source"><input type="hidden" name="mbsy_source" value="" id="hp_hero_mbsy_source" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_campaignid" class="fmcty-field fmcty-field-hidden-input field-campaignid"><input type="hidden" name="campaignid" value="" id="hp_hero_campaignid" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_mbsy" class="fmcty-field fmcty-field-hidden-input field-mbsy"><input type="hidden" name="mbsy" value="" id="hp_hero_mbsy" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="hp_hero_vu_agreestoedelivery" class="fmcty-input-hidden">
          </li>
          <li id="field_hp_hero_mrc_agreestohomeservices" class="fmcty-field fmcty-field-hidden-input field-mrc_agreestohomeservices"><input type="hidden" name="mrc_agreestohomeservices" value="1" id="hp_hero_mrc_agreestohomeservices"
              class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_purpose" class="fmcty-field fmcty-field-radio field-purpose fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_purpose_label" for="hp_hero_purpose" tabindex="-1">Are you looking to purchase or refinance a home?</label></dt>
              <dd>
                <ol id="hp_hero_purpose" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_purpose_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="purpose" value="P" id="hp_hero_purpose_0" required=""><label for="hp_hero_purpose_0" class="fmcty-radio-option-label">Buy a Home</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="purpose" value="R" id="hp_hero_purpose_1" required=""><label for="hp_hero_purpose_1" class="fmcty-radio-option-label">Refinance</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-goals">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_refi_reason" class="fmcty-field fmcty-field-checkbox field-refi_reason fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_refi_reason_label" for="hp_hero_refi_reason" tabindex="-1">Why do you want to refinance?</label> <span class="fmcty-field-description">(Select all that apply)</span></dt>
              <dd>
                <ol id="hp_hero_refi_reason" class="fmcty-checkbox-group" role="group" aria-labelledby="hp_hero_refi_reason_label">
                  <li class="fmcty-checkbox-option"><input type="checkbox" name="refi_reason" value="rate" id="hp_hero_refi_reason_0" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label for="hp_hero_refi_reason_0"
                      class="fmcty-checkbox-option-label">Lower my Rate / Payment</label></li>
                  <li class="fmcty-checkbox-option"><input type="checkbox" name="refi_reason" value="term" id="hp_hero_refi_reason_1" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label for="hp_hero_refi_reason_1"
                      class="fmcty-checkbox-option-label">Change my Loan Term</label></li>
                  <li class="fmcty-checkbox-option"><input type="checkbox" name="refi_reason" value="cashout" id="hp_hero_refi_reason_2" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="hp_hero_refi_reason_2" class="fmcty-checkbox-option-label">Take Cash Out of Home</label></li>
                  <li class="fmcty-checkbox-option"><input type="checkbox" name="refi_reason" value="consolidation" id="hp_hero_refi_reason_3" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="hp_hero_refi_reason_3" class="fmcty-checkbox-option-label">Pay Off Debts</label></li>
                  <li class="fmcty-checkbox-option"><input type="checkbox" name="refi_reason" value="other" id="hp_hero_refi_reason_4" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label for="hp_hero_refi_reason_4"
                      class="fmcty-checkbox-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="military-branch">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_military_branch" class="fmcty-field fmcty-field-radio field-military_branch fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_military_branch_label" for="hp_hero_military_branch" tabindex="-1">What is your branch of service?</label></dt>
              <dd>
                <ol id="hp_hero_military_branch" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_military_branch_label">
                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Army" id="hp_hero_military_branch_0" required=""><label for="hp_hero_military_branch_0" class="fmcty-radio-option-label">Army</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Marine" id="hp_hero_military_branch_1" required=""><label for="hp_hero_military_branch_1" class="fmcty-radio-option-label">Marine Corps</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Navy" id="hp_hero_military_branch_2" required=""><label for="hp_hero_military_branch_2" class="fmcty-radio-option-label">Navy</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Air" id="hp_hero_military_branch_3" required=""><label for="hp_hero_military_branch_3" class="fmcty-radio-option-label">Air Force</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Coast" id="hp_hero_military_branch_4" required=""><label for="hp_hero_military_branch_4" class="fmcty-radio-option-label">Coast Guard</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Spouse" id="hp_hero_military_branch_5" required=""><label for="hp_hero_military_branch_5" class="fmcty-radio-option-label">Military Spouse</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Other" id="hp_hero_military_branch_6" required=""><label for="hp_hero_military_branch_6" class="fmcty-radio-option-label">Other VA Eligibility</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="military_branch" value="Civilian" id="hp_hero_military_branch_7" required=""><label for="hp_hero_military_branch_7" class="fmcty-radio-option-label">No Military
                      Experience</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="military-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_military_type" class="fmcty-field fmcty-field-radio field-military_type fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_military_type_label" for="hp_hero_military_type" tabindex="-1">Regular Military, Reserves, or <span style="display:inline-block;">National Guard?</span></label> <span
                  class="fmcty-field-description">If multiple, select the option that best describes the majority of your military service.</span></dt>
              <dd>
                <ol id="hp_hero_military_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_military_type_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="military_type" value="regular" id="hp_hero_military_type_0" required=""><label for="hp_hero_military_type_0" class="fmcty-radio-option-label">Regular
                      Military</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="military_type" value="reserves" id="hp_hero_military_type_1" required=""><label for="hp_hero_military_type_1" class="fmcty-radio-option-label">Reserves</label>
                  </li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="military_type" value="guard" id="hp_hero_military_type_2" required=""><label for="hp_hero_military_type_2" class="fmcty-radio-option-label">National
                      Guard</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="active-duty">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_military_status" class="fmcty-field fmcty-field-radio field-military_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_military_status_label" for="hp_hero_military_status" tabindex="-1">Are you currently serving?</label></dt>
              <dd>
                <ol id="hp_hero_military_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_military_status_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="military_status" value="active" id="hp_hero_military_status_0" required=""><label for="hp_hero_military_status_0" class="fmcty-radio-option-label">Currently
                      Serving</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="military_status" value="veteran" id="hp_hero_military_status_1" required=""><label for="hp_hero_military_status_1"
                      class="fmcty-radio-option-label">Separated</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="active-overseas">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_currently_overseas" class="fmcty-field fmcty-field-radio field-currently_overseas fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_currently_overseas_label" for="hp_hero_currently_overseas" tabindex="-1">Where are you currently stationed?</label></dt>
              <dd>
                <ol id="hp_hero_currently_overseas" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_currently_overseas_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="currently_overseas" value="no" id="hp_hero_currently_overseas_0" required="" disabled=""><label for="hp_hero_currently_overseas_0"
                      class="fmcty-radio-option-label">Inside the U.S.</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="currently_overseas" value="yes" id="hp_hero_currently_overseas_1" required="" disabled=""><label for="hp_hero_currently_overseas_1"
                      class="fmcty-radio-option-label">Outside the U.S.</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="pcs-orders">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_pcs" class="fmcty-field fmcty-field-radio field-pcs fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_pcs_label" for="hp_hero_pcs" tabindex="-1">Have you received orders to PCS?</label></dt>
              <dd>
                <ol id="hp_hero_pcs" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_pcs_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="pcs" value="no" id="hp_hero_pcs_0" required="" disabled=""><label for="hp_hero_pcs_0" class="fmcty-radio-option-label">No, this is not a PCS move</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="pcs" value="yes" id="hp_hero_pcs_1" required="" disabled=""><label for="hp_hero_pcs_1" class="fmcty-radio-option-label">Yes, this is a PCS move</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_property_value_label" for="hp_hero_property_value" tabindex="-1">What is your price range?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd>
                <ol id="hp_hero_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_property_value_label">
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="90000" id="hp_hero_property_value_0" required="" disabled=""><label for="hp_hero_property_value_0" class="fmcty-radio-option-label">under
                      $100,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="150000" id="hp_hero_property_value_1" required="" disabled=""><label for="hp_hero_property_value_1" class="fmcty-radio-option-label">$100,000 -
                      $150,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="200000" id="hp_hero_property_value_2" required="" disabled=""><label for="hp_hero_property_value_2" class="fmcty-radio-option-label">$150,000 -
                      $200,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="250000" id="hp_hero_property_value_3" required="" disabled=""><label for="hp_hero_property_value_3" class="fmcty-radio-option-label">$200,000 -
                      $250,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="300000" id="hp_hero_property_value_4" required="" disabled=""><label for="hp_hero_property_value_4" class="fmcty-radio-option-label">$250,000 -
                      $300,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="350000" id="hp_hero_property_value_5" required="" disabled=""><label for="hp_hero_property_value_5" class="fmcty-radio-option-label">$300,000 -
                      $350,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="400000" id="hp_hero_property_value_6" required="" disabled=""><label for="hp_hero_property_value_6" class="fmcty-radio-option-label">$350,000 -
                      $400,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="400001" id="hp_hero_property_value_7" required="" disabled=""><label for="hp_hero_property_value_7" class="fmcty-radio-option-label">$400,000 or
                      more</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_value" value="150001" id="hp_hero_property_value_8" required="" disabled=""><label for="hp_hero_property_value_8" class="fmcty-radio-option-label">I don’t
                      know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="home-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_home_value" class="fmcty-field fmcty-field-currency field-home_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_home_value_label" for="hp_hero_home_value" tabindex="-1">What is the value of your home?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd><input type="text" name="home_value" value="" id="hp_hero_home_value" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_property_type_label" for="hp_hero_property_type" tabindex="-1">What type of property is your home?</label></dt>
              <dd>
                <ol id="hp_hero_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_property_type_label">
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="single" id="hp_hero_property_type_0" required=""><label for="hp_hero_property_type_0" class="fmcty-radio-option-label">Single-Family Home</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="condominium" id="hp_hero_property_type_1" required=""><label for="hp_hero_property_type_1" class="fmcty-radio-option-label">Condominium</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="townhome" id="hp_hero_property_type_2" required=""><label for="hp_hero_property_type_2" class="fmcty-radio-option-label">Town Home</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="multifamily" id="hp_hero_property_type_3" required=""><label for="hp_hero_property_type_3" class="fmcty-radio-option-label">Multi-Family</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="manufactured" id="hp_hero_property_type_4" required=""><label for="hp_hero_property_type_4" class="fmcty-radio-option-label">Mobile /
                      Manufactured</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="property_type" value="new construction" id="hp_hero_property_type_5" required=""><label for="hp_hero_property_type_5" class="fmcty-radio-option-label">New Construction</label>
                  </li>
                  <li class="fmcty-radio-option fmcty-radio-option-disabled"><input type="radio" name="property_type" value="other" id="hp_hero_property_type_6" required="" disabled=""><label for="hp_hero_property_type_6"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="manufactured-property">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_manufactured_own_label" for="hp_hero_manufactured_own" tabindex="-1">Will you own or rent the land your home is on?</label> <span class="fmcty-field-description">Your lender will use this
                  information to determine what kind of loan is right for you.</span></dt>
              <dd>
                <ol id="hp_hero_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_manufactured_own_label">
                  <li class="fmcty-radio-option"><input type="radio" name="manufactured_own" value="own" id="hp_hero_manufactured_own_0" required="" disabled=""><label for="hp_hero_manufactured_own_0" class="fmcty-radio-option-label">Own</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="manufactured_own" value="rent" id="hp_hero_manufactured_own_1" required="" disabled=""><label for="hp_hero_manufactured_own_1" class="fmcty-radio-option-label">Rent</label>
                  </li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-use">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_property_use_label" for="hp_hero_property_use" tabindex="-1">How are you using this home?</label></dt>
              <dd>
                <ol id="hp_hero_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_property_use_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="primary" id="hp_hero_property_use_0" required=""><label for="hp_hero_property_use_0" class="fmcty-radio-option-label">Primary
                      Residence</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="secondary" id="hp_hero_property_use_1" required=""><label for="hp_hero_property_use_1" class="fmcty-radio-option-label">Secondary / Vacation
                      Home</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="investment" id="hp_hero_property_use_2" required=""><label for="hp_hero_property_use_2" class="fmcty-radio-option-label">Investment
                      Property</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="property_use" value="other" id="hp_hero_property_use_3" required=""><label for="hp_hero_property_use_3" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_when_loan_label" for="hp_hero_when_loan" tabindex="-1">When are you planning to make your home purchase?</label></dt>
              <dd>
                <ol id="hp_hero_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_when_loan_label">
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="signed purchase agreement" id="hp_hero_when_loan_0" required="" disabled=""><label for="hp_hero_when_loan_0" class="fmcty-radio-option-label">Immediately:
                      Signed a Purchase Agreement</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="offer pending" id="hp_hero_when_loan_1" required="" disabled=""><label for="hp_hero_when_loan_1" class="fmcty-radio-option-label">ASAP: Found a House/Offer
                      Pending</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="within a month" id="hp_hero_when_loan_2" required="" disabled=""><label for="hp_hero_when_loan_2" class="fmcty-radio-option-label">Within 30 Days</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="2 to 3 months" id="hp_hero_when_loan_3" required="" disabled=""><label for="hp_hero_when_loan_3" class="fmcty-radio-option-label">2 - 3 Months</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="3 to 6 months" id="hp_hero_when_loan_4" required="" disabled=""><label for="hp_hero_when_loan_4" class="fmcty-radio-option-label">3 - 6 Months</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="over 6 months" id="hp_hero_when_loan_5" required="" disabled=""><label for="hp_hero_when_loan_5" class="fmcty-radio-option-label">6+ Months</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="when_loan" value="no time frame" id="hp_hero_when_loan_6" required="" disabled=""><label for="hp_hero_when_loan_6" class="fmcty-radio-option-label">No Time Frame/Still
                      Researching Options</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe-reason">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_preventing_loan" class="fmcty-field fmcty-field-radio field-preventing_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_preventing_loan_label" for="hp_hero_preventing_loan" tabindex="-1">What prevents you from buying your new home today?</label></dt>
              <dd>
                <ol id="hp_hero_preventing_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_preventing_loan_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="credit" id="hp_hero_preventing_loan_0" required="" disabled=""><label for="hp_hero_preventing_loan_0" class="fmcty-radio-option-label">My
                      credit rating is too low</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="income" id="hp_hero_preventing_loan_1" required="" disabled=""><label for="hp_hero_preventing_loan_1" class="fmcty-radio-option-label">My
                      income is too low</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="under_lease" id="hp_hero_preventing_loan_2" required="" disabled=""><label for="hp_hero_preventing_loan_2"
                      class="fmcty-radio-option-label">I am locked in a rent/lease</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="new_city" id="hp_hero_preventing_loan_3" required="" disabled=""><label for="hp_hero_preventing_loan_3"
                      class="fmcty-radio-option-label">I am transferring to a new location</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="still_looking" id="hp_hero_preventing_loan_4" required="" disabled=""><label for="hp_hero_preventing_loan_4"
                      class="fmcty-radio-option-label">I haven’t found a home yet</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="preventing_loan" value="other" id="hp_hero_preventing_loan_5" required="" disabled=""><label for="hp_hero_preventing_loan_5"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_living_situation_label" for="hp_hero_living_situation" tabindex="-1">Do you currently own a home?</label></dt>
              <dd>
                <ol id="hp_hero_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_living_situation_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="living_situation" value="own" id="hp_hero_living_situation_0" required="" disabled=""><label for="hp_hero_living_situation_0"
                      class="fmcty-radio-option-label">Yes, I currently own a home</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="living_situation" value="rent" id="hp_hero_living_situation_1" required="" disabled=""><label for="hp_hero_living_situation_1"
                      class="fmcty-radio-option-label">No, I am currently renting</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="living_situation" value="other" id="hp_hero_living_situation_2" required="" disabled=""><label for="hp_hero_living_situation_2"
                      class="fmcty-radio-option-label">No, I have other living arrangements</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="rent-payment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_current_rent_amount" class="fmcty-field fmcty-field-currency field-current_rent_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_current_rent_amount_label" for="hp_hero_current_rent_amount" tabindex="-1">What is your current monthly rent payment?</label></dt>
              <dd><input type="text" name="current_rent_amount" value="" id="hp_hero_current_rent_amount" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="9" maxlength="9" pattern="[0-9]*" inputmode="numeric" disabled=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="lease-end" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_renting_end_date_label" class="fmcty-field fmcty-field-html field-renting_end_date_label">
            <dl role="presentation">
              <dd><span name="renting_end_date_label" id="hp_hero_renting_end_date_label">
                  <div class="fmcty-label">When does your lease end?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_hp_hero_renting_end_date_month" class="fmcty-field fmcty-field-select field-renting_end_date_month fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_renting_end_date_month_label" for="hp_hero_renting_end_date_month" tabindex="-1">Month:</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="renting_end_date_month" id="hp_hero_renting_end_date_month" required=""
                    data-fmcty-validation-message="Please select a month." disabled="">
                    <option value="" disabled="" selected="">Month</option>
                    <option value="01">01 - January</option>
                    <option value="02">02 - February</option>
                    <option value="03">03 - March</option>
                    <option value="04">04 - April</option>
                    <option value="05">05 - May</option>
                    <option value="06">06 - June</option>
                    <option value="07">07 - July</option>
                    <option value="08">08 - August</option>
                    <option value="09">09 - September</option>
                    <option value="10">10 - October</option>
                    <option value="11">11 - November</option>
                    <option value="12">12 - December</option>
                    <option value="99">Other / No End Date</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Month</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_hp_hero_renting_end_date_year" class="fmcty-field fmcty-field-select field-renting_end_date_year fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_renting_end_date_year_label" for="hp_hero_renting_end_date_year" tabindex="-1">Year:</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="renting_end_date_year" id="hp_hero_renting_end_date_year" required=""
                    data-fmcty-validation-message="Please select a valid date in the future." disabled="">
                    <option value="" disabled="" selected="">Year</option>
                    <option value="2022">2022</option>
                    <option value="2023">2023</option>
                    <option value="2024">2024</option>
                    <option value="2025">2025</option>
                    <option value="2026">2026</option>
                    <option value="2027">2027+</option>
                    <option value="9999">Other / No End Date</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Year</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="first-time">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_first_time" class="fmcty-field fmcty-field-radio field-first_time fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_first_time_label" for="hp_hero_first_time" tabindex="-1">Is this your first time buying a home?</label></dt>
              <dd>
                <ol id="hp_hero_first_time" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_first_time_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="first_time" value="yes" id="hp_hero_first_time_0" required="" disabled=""><label for="hp_hero_first_time_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="first_time" value="no" id="hp_hero_first_time_1" required="" disabled=""><label for="hp_hero_first_time_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="sell-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_sell_before_purchase_label" for="hp_hero_sell_before_purchase" tabindex="-1">Do you plan to sell your current home when purchasing a new one?</label></dt>
              <dd>
                <ol id="hp_hero_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_sell_before_purchase_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="sell_before_purchase" value="yes" id="hp_hero_sell_before_purchase_0" required="" disabled=""><label for="hp_hero_sell_before_purchase_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="sell_before_purchase" value="no" id="hp_hero_sell_before_purchase_1" required="" disabled=""><label for="hp_hero_sell_before_purchase_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="mortgage-balance">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_balance" class="fmcty-field fmcty-field-currency field-balance fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_balance_label" for="hp_hero_balance" tabindex="-1">How much do you currently owe on your home mortgage?</label></dt>
              <dd><input type="text" name="balance" value="" id="hp_hero_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="interest-rate">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_current_rate_label" for="hp_hero_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="hp_hero_current_rate" required="" disabled="">
                    <option value="" disabled="" selected="">Select your current interest rate…</option>
                    <option value="2.99">under 3%</option>
                    <option value="3">3%</option>
                    <option value="3.125">3.125%</option>
                    <option value="3.25">3.25%</option>
                    <option value="3.375">3.375%</option>
                    <option value="3.5">3.5%</option>
                    <option value="3.625">3.625%</option>
                    <option value="3.75">3.75%</option>
                    <option value="3.875">3.875%</option>
                    <option value="4">4%</option>
                    <option value="4.125">4.125%</option>
                    <option value="4.25">4.25%</option>
                    <option value="4.375">4.375%</option>
                    <option value="4.5">4.5%</option>
                    <option value="4.625">4.625%</option>
                    <option value="4.75">4.75%</option>
                    <option value="4.875">4.875%</option>
                    <option value="5">5%</option>
                    <option value="5.125">5.125%</option>
                    <option value="5.25">5.25%</option>
                    <option value="5.375">5.375%</option>
                    <option value="5.5">5.5%</option>
                    <option value="5.625">5.625%</option>
                    <option value="5.75">5.75%</option>
                    <option value="5.875">5.875%</option>
                    <option value="6">6%</option>
                    <option value="6.125">6.125%</option>
                    <option value="6.25">6.25%</option>
                    <option value="6.375">6.375%</option>
                    <option value="6.5">6.5%</option>
                    <option value="6.625">6.625%</option>
                    <option value="6.75">6.75%</option>
                    <option value="6.875">6.875%</option>
                    <option value="7">7%</option>
                    <option value="7.125">7.125%</option>
                    <option value="7.25">7.25%</option>
                    <option value="7.375">7.375%</option>
                    <option value="7.5">7.5%</option>
                    <option value="7.625">7.625%</option>
                    <option value="7.75">7.75%</option>
                    <option value="7.875">7.875%</option>
                    <option value="8">8%</option>
                    <option value="8.125">8.125%</option>
                    <option value="8.25">8.25%</option>
                    <option value="8.375">8.375%</option>
                    <option value="8.5">8.5%</option>
                    <option value="8.625">8.625%</option>
                    <option value="8.75">8.75%</option>
                    <option value="8.875">8.875%</option>
                    <option value="9">9%</option>
                    <option value="9.125">9.125%</option>
                    <option value="9.25">9.25%</option>
                    <option value="9.375">9.375%</option>
                    <option value="9.5">9.5%</option>
                    <option value="9.625">9.625%</option>
                    <option value="9.75">9.75%</option>
                    <option value="9.875">9.875%</option>
                    <option value="10">10%</option>
                    <option value="10.01">over 10%</option>
                    <option value="5.01">I don't know</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select your current interest rate…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-continue" data-fmcty-section-next="Yes, continue">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_refi_ltv_message" class="fmcty-field fmcty-field-hidden-input field-refi_ltv_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United. <br>
                  <a href="https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/" target="_blank" style="font-size: 0.5em; font-family: sans-serif;">Learn more about VA Cash-Out Refinancing</a></p>
                <p>Would you still like to see if we can lower your interest rate?</p>
              </div>
            </span><input type="hidden" name="refi_ltv_message" value="1" id="hp_hero_refi_ltv_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Yes, continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="cash-out-amount">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_cash_out_amount" class="fmcty-field fmcty-field-number_slider field-cash_out_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_cash_out_amount_label" for="hp_hero_cash_out_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span class="fmcty-field-description">You may be able to take out
                  as much as <strong>$<span class="fmcty_max_cash_out">325,000</span></strong>.</span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="cash_out_amount" value="0" id="hp_hero_cash_out_amount" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" size="11"
                    maxlength="11" pattern="[0-9]*" step="500" min="0" max="325000" inputmode="numeric" disabled="">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 0%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="325000" aria-valuenow="0"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-va-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_currentva" class="fmcty-field fmcty-field-radio field-currentva fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_currentva_label" for="hp_hero_currentva" tabindex="-1">Do you currently have a VA Loan?</label></dt>
              <dd>
                <ol id="hp_hero_currentva" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_currentva_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="currentva" value="yes" id="hp_hero_currentva_0" required="" disabled=""><label for="hp_hero_currentva_0" class="fmcty-radio-option-label">Yes, I currently have a
                      VA loan</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="currentva" value="no" id="hp_hero_currentva_1" required="" disabled=""><label for="hp_hero_currentva_1" class="fmcty-radio-option-label">No, I do not currently
                      have a VA Loan</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="credit-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_credit_rating_label" for="hp_hero_credit_rating" tabindex="-1">What is your current credit score?</label></dt>
              <dd>
                <ol id="hp_hero_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_credit_rating_label">
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Excellent" id="hp_hero_credit_rating_0" required=""><label for="hp_hero_credit_rating_0" class="fmcty-radio-option-label">Excellent (720+)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Good" id="hp_hero_credit_rating_1" required=""><label for="hp_hero_credit_rating_1" class="fmcty-radio-option-label">Good (680-719)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Fair" id="hp_hero_credit_rating_2" required=""><label for="hp_hero_credit_rating_2" class="fmcty-radio-option-label">Fair (640-679)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Below Average" id="hp_hero_credit_rating_3" required=""><label for="hp_hero_credit_rating_3" class="fmcty-radio-option-label">Below Average
                      (620-639)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="Poor" id="hp_hero_credit_rating_4" required=""><label for="hp_hero_credit_rating_4" class="fmcty-radio-option-label">Poor (Below 620)</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="credit_rating" value="unknown" id="hp_hero_credit_rating_5" required=""><label for="hp_hero_credit_rating_5" class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="employment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_occupational_status" class="fmcty-field fmcty-field-radio field-occupational_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_occupational_status_label" for="hp_hero_occupational_status" tabindex="-1">What is your current <span style="display:inline-block;">employment status?</span></label></dt>
              <dd>
                <ol id="hp_hero_occupational_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_occupational_status_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Employed" id="hp_hero_occupational_status_0" data-fmcty-validation-message="Please select your current employment status."
                      required=""><label for="hp_hero_occupational_status_0" class="fmcty-radio-option-label">Employed</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Self-Employed" id="hp_hero_occupational_status_1" data-fmcty-validation-message="Please select your current employment status."
                      required=""><label for="hp_hero_occupational_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Retired" id="hp_hero_occupational_status_2" data-fmcty-validation-message="Please select your current employment status."
                      required=""><label for="hp_hero_occupational_status_2" class="fmcty-radio-option-label">Retired</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="occupational_status" value="Not-Employed" id="hp_hero_occupational_status_3" data-fmcty-validation-message="Please select your current employment status."
                      required=""><label for="hp_hero_occupational_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="marital_status">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_marital_status" class="fmcty-field fmcty-field-radio field-marital_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_marital_status_label" for="hp_hero_marital_status" tabindex="-1">What is your current <span style="display:inline-block;">marital status?</span></label></dt>
              <dd>
                <ol id="hp_hero_marital_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_marital_status_label">
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Married" id="hp_hero_marital_status_0" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="hp_hero_marital_status_0" class="fmcty-radio-option-label">Married</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Unmarried" id="hp_hero_marital_status_1" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="hp_hero_marital_status_1" class="fmcty-radio-option-label">Unmarried</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Legally Separated" id="hp_hero_marital_status_2" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="hp_hero_marital_status_2" class="fmcty-radio-option-label">Legally Separated</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Widowed" id="hp_hero_marital_status_3" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="hp_hero_marital_status_3" class="fmcty-radio-option-label">Widowed</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="Other" id="hp_hero_marital_status_4" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="hp_hero_marital_status_4" class="fmcty-radio-option-label">Other</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="marital_status" value="unknown" id="hp_hero_marital_status_5" data-fmcty-validation-message="Please select your current marital status." required=""><label
                      for="hp_hero_marital_status_5" class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_gross_income_label" for="hp_hero_gross_income" tabindex="-1">What is your household gross (before taxes) annual income?</label></dt>
              <dd>
                <ol id="hp_hero_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_gross_income_label">
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="30000" id="hp_hero_gross_income_0" data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household."
                      required=""><label for="hp_hero_gross_income_0" class="fmcty-radio-option-label">Less than $30,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="50000" id="hp_hero_gross_income_1" data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household."
                      required=""><label for="hp_hero_gross_income_1" class="fmcty-radio-option-label">$30,000 - $50,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="75000" id="hp_hero_gross_income_2" data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household."
                      required=""><label for="hp_hero_gross_income_2" class="fmcty-radio-option-label">$50,000 - $75,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="100000" id="hp_hero_gross_income_3" data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household."
                      required=""><label for="hp_hero_gross_income_3" class="fmcty-radio-option-label">$75,000 - $100,000</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="gross_income" value="100001" id="hp_hero_gross_income_4" data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household."
                      required=""><label for="hp_hero_gross_income_4" class="fmcty-radio-option-label">Greater than $100,000</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_current_loan_type" class="fmcty-field fmcty-field-radio field-current_loan_type fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_current_loan_type_label" for="hp_hero_current_loan_type" tabindex="-1">What type of loan is your current mortgage?</label></dt>
              <dd>
                <ol id="hp_hero_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_current_loan_type_label">
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="Conventional" id="hp_hero_current_loan_type_0" required="" disabled=""><label for="hp_hero_current_loan_type_0"
                      class="fmcty-radio-option-label">Conventional</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="VA" id="hp_hero_current_loan_type_1" required="" disabled=""><label for="hp_hero_current_loan_type_1" class="fmcty-radio-option-label">VA</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="FHA" id="hp_hero_current_loan_type_2" required="" disabled=""><label for="hp_hero_current_loan_type_2" class="fmcty-radio-option-label">FHA</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="USDA" id="hp_hero_current_loan_type_3" required="" disabled=""><label for="hp_hero_current_loan_type_3" class="fmcty-radio-option-label">USDA</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="none" id="hp_hero_current_loan_type_4" required="" disabled=""><label for="hp_hero_current_loan_type_4" class="fmcty-radio-option-label">No current
                      mortgage</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="current_loan_type" value="unknown" id="hp_hero_current_loan_type_5" required="" disabled=""><label for="hp_hero_current_loan_type_5" class="fmcty-radio-option-label">I don’t
                      know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="previous-va">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_previous_va_loan" class="fmcty-field fmcty-field-radio field-previous_va_loan fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_previous_va_loan_label" for="hp_hero_previous_va_loan" tabindex="-1">Have you ever used a VA Loan before?</label></dt>
              <dd>
                <ol id="hp_hero_previous_va_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_previous_va_loan_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="previous_va_loan" value="yes" id="hp_hero_previous_va_loan_0" required=""><label for="hp_hero_previous_va_loan_0" class="fmcty-radio-option-label">Yes</label>
                  </li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="previous_va_loan" value="no" id="hp_hero_previous_va_loan_1" required=""><label for="hp_hero_previous_va_loan_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_disability_income" class="fmcty-field fmcty-field-radio field-disability_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_disability_income_label" for="hp_hero_disability_income" tabindex="-1">Are you currently receiving VA&nbsp;Disability Income?</label> <span class="fmcty-field-description">Your receipt of
                  VA&nbsp;disability income may help us determine other benefits of your VA&nbsp;loan.</span></dt>
              <dd>
                <ol id="hp_hero_disability_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_disability_income_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_income" value="yes" id="hp_hero_disability_income_0" required=""><label for="hp_hero_disability_income_0" class="fmcty-radio-option-label">Yes</label>
                  </li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_income" value="no" id="hp_hero_disability_income_1" required=""><label for="hp_hero_disability_income_1" class="fmcty-radio-option-label">No</label>
                  </li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_income" value="unknown" id="hp_hero_disability_income_2" required=""><label for="hp_hero_disability_income_2" class="fmcty-radio-option-label">I’d
                      rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_disability_rating" class="fmcty-field fmcty-field-radio field-disability_rating fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_disability_rating_label" for="hp_hero_disability_rating" tabindex="-1">Do you have a disability rating of 10% or higher from the&nbsp;VA?</label> <span class="fmcty-field-description">Your
                  disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans Affairs.</em></span></dt>
              <dd>
                <ol id="hp_hero_disability_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_disability_rating_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_rating" value="yes" id="hp_hero_disability_rating_0" required="" disabled=""><label for="hp_hero_disability_rating_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_rating" value="no" id="hp_hero_disability_rating_1" required="" disabled=""><label for="hp_hero_disability_rating_1"
                      class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="disability_rating" value="unknown" id="hp_hero_disability_rating_2" required="" disabled=""><label for="hp_hero_disability_rating_2"
                      class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="bankruptcy">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_bankruptcy_label" for="hp_hero_bankruptcy" tabindex="-1">Have you declared bankruptcy in the past 7 years?</label></dt>
              <dd>
                <ol id="hp_hero_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_bankruptcy_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="bankruptcy" value="Never" id="hp_hero_bankruptcy_0" data-fmcty-validation-message="Please select your bankruptcy status." required=""><label
                      for="hp_hero_bankruptcy_0" class="fmcty-radio-option-label">No, I have NOT declared bankruptcy in the past 7 years</label></li>
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="bankruptcy" value="Currently" id="hp_hero_bankruptcy_1" data-fmcty-validation-message="Please select your bankruptcy status." required=""><label
                      for="hp_hero_bankruptcy_1" class="fmcty-radio-option-label">Yes, I have declared bankruptcy in the past 7 years</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="previously_closed_borrower">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_previous_customer" class="fmcty-field fmcty-field-radio field-previous_customer fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_previous_customer_label" for="hp_hero_previous_customer" tabindex="-1">Have you closed a loan with Veterans United before?</label></dt>
              <dd>
                <ol id="hp_hero_previous_customer" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_previous_customer_label">
                  <li class="fmcty-radio-option"><input type="radio" name="previous_customer" value="yes" id="hp_hero_previous_customer_0" required=""><label for="hp_hero_previous_customer_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="previous_customer" value="no" id="hp_hero_previous_customer_1" required=""><label for="hp_hero_previous_customer_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="referrer">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_vu_referrer" class="fmcty-field fmcty-field-radio field-vu_referrer fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_vu_referrer_label" for="hp_hero_vu_referrer" tabindex="-1">How did you hear about Veterans&nbsp;United?</label></dt>
              <dd>
                <ol id="hp_hero_vu_referrer" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_vu_referrer_label">
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="friend or family" id="hp_hero_vu_referrer_0" required=""><label for="hp_hero_vu_referrer_0" class="fmcty-radio-option-label">Friend or Family
                      Member</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="real estate agent" id="hp_hero_vu_referrer_1" required=""><label for="hp_hero_vu_referrer_1" class="fmcty-radio-option-label">Real Estate Agent</label>
                  </li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="builder" id="hp_hero_vu_referrer_2" required=""><label for="hp_hero_vu_referrer_2" class="fmcty-radio-option-label">My Builder</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="internet search" id="hp_hero_vu_referrer_3" required=""><label for="hp_hero_vu_referrer_3" class="fmcty-radio-option-label">Internet Search</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="online ad" id="hp_hero_vu_referrer_4" required=""><label for="hp_hero_vu_referrer_4" class="fmcty-radio-option-label">Online Advertisement</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="tv or radio" id="hp_hero_vu_referrer_5" required=""><label for="hp_hero_vu_referrer_5" class="fmcty-radio-option-label">TV or Radio Ad</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="direct mail" id="hp_hero_vu_referrer_6" required=""><label for="hp_hero_vu_referrer_6" class="fmcty-radio-option-label">Direct Mail</label></li>
                  <li class="fmcty-radio-option"><input type="radio" name="vu_referrer" value="other" id="hp_hero_vu_referrer_7" required=""><label for="hp_hero_vu_referrer_7" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-location">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_property_search" class="fmcty-field fmcty-field-text field-property_search">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_property_search_label" for="hp_hero_property_search" tabindex="-1">Where will your new home be located?</label> <span class="fmcty-field-description">City or Zip Code</span></dt>
              <dd>
                <div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="hp_hero_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
                    data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="init_prop_search_instr" aria-owns="prop_search_results" aria-expanded="false" aria-autocomplete="both" aria-activedescendant="">
                </div>
              </dd>
            </dl>
          </li>
          <li id="field_hp_hero_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip"><input type="hidden" name="property_zip" value="" id="hp_hero_property_zip" class="fmcty-input-hidden"></li>
          <li id="field_hp_hero_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required"><input type="hidden" name="property_state" value="" id="hp_hero_property_state" class="fmcty-input-hidden"
              required="" data-fmcty-validation-message="Please enter a valid US location."></li>
          <li id="field_hp_hero_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city"><input type="hidden" name="property_city" value="" id="hp_hero_property_city" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="continue-online">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_ny_opq_message" class="fmcty-field fmcty-field-hidden-input field-ny_opq_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p>
                <a href="https://my.veteransunited.com/get-approved?adg=nyopq&amp;lead_source_code=Web&amp;campaign=3739858D-3291-EA11-A811-000D3A98D873&amp;src=hp_hero&amp;referring_website=https://www.veteransunited.com" class="fmcty-button">Get Preapproved Online →</a>
              </div>
            </span><input type="hidden" name="ny_opq_message" value="1" id="hp_hero_ny_opq_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_property_state_select" class="fmcty-field fmcty-field-select field-property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_property_state_select_label" for="hp_hero_property_state_select" tabindex="-1">In what state will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state_select" id="hp_hero_property_state_select" required="" autocomplete="fmcty_off"
                    disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="texas-cashout">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_tx_cashout_message" class="fmcty-field fmcty-field-radio field-tx_cashout_message fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_tx_cashout_message_label" for="hp_hero_tx_cashout_message" tabindex="-1">
                  <p>Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p>
                  <p>Would you still like to see if we can lower your interest rate?</p>
                </label></dt>
              <dd>
                <ol id="hp_hero_tx_cashout_message" class="fmcty-radio-group" role="radiogroup" aria-labelledby="hp_hero_tx_cashout_message_label">
                  <li class="fmcty-radio-option field-stacked"><input type="radio" name="tx_cashout_message" value="1" id="hp_hero_tx_cashout_message_0" required="" disabled=""><label for="hp_hero_tx_cashout_message_0"
                      class="fmcty-radio-option-label">Yes, continue</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="email">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_email_label" for="hp_hero_email" tabindex="-1">What is your email address?</label></dt>
              <dd><input type="email" name="email" value="" id="hp_hero_email" class="fmcty-input-email" placeholder="email@example.com" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true"
                  autocapitalize="none"></dd>
            </dl>
          </li>
          <li id="field_hp_hero_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="hp_hero_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li id="field_hp_hero_vu_agreestoemails" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoemails"><span class="fmcty-field-hidden-label">By continuing, I agree to receive promotional emails from Veterans United Home Loans about
              my benefits.</span><input type="hidden" name="vu_agreestoemails" value="1" id="hp_hero_vu_agreestoemails" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="name">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_hp_hero_name_label" class="fmcty-field fmcty-field-html field-name_label">
            <dl role="presentation">
              <dd><span name="name_label" id="hp_hero_name_label">
                  <div class="fmcty-label">What is your name?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_hp_hero_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_first_name_label" for="hp_hero_first_name" tabindex="-1">First Name:</label></dt>
              <dd><input type="text" name="first_name" value="" id="hp_hero_first_name" class="fmcty-input-text" placeholder="First" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true"></dd>
            </dl>
          </li>
          <li id="field_hp_hero_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="hp_hero_last_name_label" for="hp_hero_last_name" tabindex="-1">Last Name:</label></dt>
              <dd><input type="text" name="last_name" value="" id="hp_hero_last_name" class="fmcty-input-text" placeholder="Last" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true"></dd>
            </dl>
          </li>
          <li id="field_hp_hero_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="hp_hero_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-address">
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Mortgage Research Center, LLC – NMLS #1907. VA-approved lender. Not affiliated
with any government agency.
 * VA Home Loans
 * Eligibility
 * Education
 * Reviews

1-800-884-5560 Sign In
 1.   1. Check eligibility with the Nation’s #1 VA Lender for Homebuyers See why
         more Veteran homebuyers choose Veterans United than any other VA
         lender. Veterans United is proud to be the Top VA Purchase Lender for 6
         consecutive years: 2016, 2017, 2018, 2019, 2020 and 2021!†
          1. Check Your Eligibility
     
      2. Continue

 2.   1.  
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      35. 
      36. 
      37. Are you looking to purchase or refinance a home?
           1. Buy a Home
           2. Refinance
     
      38. Back

 3.   1. Why do you want to refinance? (Select all that apply)
          1. Lower my Rate / Payment
          2. Change my Loan Term
          3. Take Cash Out of Home
          4. Pay Off Debts
          5. Other
     
      2. Continue
      3. Back

 4.   1. What is your branch of service?
          1. Army
          2. Marine Corps
          3. Navy
          4. Air Force
          5. Coast Guard
          6. Military Spouse
          7. Other VA Eligibility
          8. No Military Experience
     
      2. Back

 5.   1. Regular Military, Reserves, or National Guard? If multiple, select the
         option that best describes the majority of your military service.
          1. Regular Military
          2. Reserves
          3. National Guard
     
      2. Back

 6.   1. Are you currently serving?
          1. Currently Serving
          2. Separated
     
      2. Back

 7.   1. Where are you currently stationed?
          1. Inside the U.S.
          2. Outside the U.S.
     
      2. Back

 8.   1. Have you received orders to PCS?
          1. No, this is not a PCS move
          2. Yes, this is a PCS move
     
      2. Back

 9.   1. What is your price range? (An estimate is fine)
          1. under $100,000
          2. $100,000 - $150,000
          3. $150,000 - $200,000
          4. $200,000 - $250,000
          5. $250,000 - $300,000
          6. $300,000 - $350,000
          7. $350,000 - $400,000
          8. $400,000 or more
          9. I don’t know
     
      2. Back

 10.  1. What is the value of your home? (An estimate is fine)
      2. Continue
      3. Back

 11.  1. What type of property is your home?
          1. Single-Family Home
          2. Condominium
          3. Town Home
          4. Multi-Family
          5. Mobile / Manufactured
          6. New Construction
          7. Other
     
      2. Back

 12.  1. Will you own or rent the land your home is on? Your lender will use
         this information to determine what kind of loan is right for you.
          1. Own
          2. Rent
     
      2. Back

 13.  1. How are you using this home?
          1. Primary Residence
          2. Secondary / Vacation Home
          3. Investment Property
          4. Other
     
      2. Back

 14.  1. When are you planning to make your home purchase?
          1. Immediately: Signed a Purchase Agreement
          2. ASAP: Found a House/Offer Pending
          3. Within 30 Days
          4. 2 - 3 Months
          5. 3 - 6 Months
          6. 6+ Months
          7. No Time Frame/Still Researching Options
     
      2. Back

 15.  1. What prevents you from buying your new home today?
          1. My credit rating is too low
          2. My income is too low
          3. I am locked in a rent/lease
          4. I am transferring to a new location
          5. I haven’t found a home yet
          6. Other
     
      2. Back

 16.  1. Do you currently own a home?
          1. Yes, I currently own a home
          2. No, I am currently renting
          3. No, I have other living arrangements
     
      2. Back

 17.  1. What is your current monthly rent payment?
      2. Continue
      3. Back

 18.  1. When does your lease end?
      2. Month:
         Month01 - January02 - February03 - March04 - April05 - May06 - June07 -
         July08 - August09 - September10 - October11 - November12 -
         DecemberOther / No End Date
         Month
         
      3. Year:
         Year202220232024202520262027+Other / No End Date
         Year
         
      4. Continue
      5. Back

 19.  1. Is this your first time buying a home?
          1. Yes
          2. No
     
      2. Back

 20.  1. Do you plan to sell your current home when purchasing a new one?
          1. Yes
          2. No
     
      2. Back

 21.  1. How much do you currently owe on your home mortgage?
      2. Continue
      3. Back

 22.  1. What is your current mortgage interest rate?
         Select your current interest rate…under
         3%3%3.125%3.25%3.375%3.5%3.625%3.75%3.875%4%4.125%4.25%4.375%4.5%4.625%4.75%4.875%5%5.125%5.25%5.375%5.5%5.625%5.75%5.875%6%6.125%6.25%6.375%6.5%6.625%6.75%6.875%7%7.125%7.25%7.375%7.5%7.625%7.75%7.875%8%8.125%8.25%8.375%8.5%8.625%8.75%8.875%9%9.125%9.25%9.375%9.5%9.625%9.75%9.875%10%over
         10%I don't know
         Select your current interest rate…
         
      2. Back

 23.  1. Based on the information provided, your loan-to-value ratio is too high
         for a Cash-Out refinance with Veterans United.
         Learn more about VA Cash-Out Refinancing
         
         Would you still like to see if we can lower your interest rate?
     
      2. Yes, continue
      3. Back

 24.  1. How much additional cash would you like to take out? You may be able to
         take out as much as $325,000.
         
      2. Continue
      3. Back
     
     Maximum cashout amount based on the home value and mortgage balance
     information you supplied. Not guaranteed until locked in by your Loan
     Officer.
 25.  1. Do you currently have a VA Loan?
          1. Yes, I currently have a VA loan
          2. No, I do not currently have a VA Loan
     
      2. Back

 26.  1. What is your current credit score?
          1. Excellent (720+)
          2. Good (680-719)
          3. Fair (640-679)
          4. Below Average (620-639)
          5. Poor (Below 620)
          6. I don’t know
     
      2. Back

 27.  1. What is your current employment status?
          1. Employed
          2. Self-Employed / 1099 Independent Contractor
          3. Retired
          4. Not Employed
     
      2. Back

 28.  1. What is your current marital status?
          1. Married
          2. Unmarried
          3. Legally Separated
          4. Widowed
          5. Other
          6. I’d rather not say
     
      2. Back

 29.  1. What is your household gross (before taxes) annual income?
          1. Less than $30,000
          2. $30,000 - $50,000
          3. $50,000 - $75,000
          4. $75,000 - $100,000
          5. Greater than $100,000
     
      2. Back

 30.  1. What type of loan is your current mortgage?
          1. Conventional
          2. VA
          3. FHA
          4. USDA
          5. No current mortgage
          6. I don’t know
     
      2. Back

 31.  1. Have you ever used a VA Loan before?
          1. Yes
          2. No
     
      2. Back

 32.  1. Are you currently receiving VA Disability Income? Your receipt of
         VA disability income may help us determine other benefits of your
         VA loan.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. Back

 33.  1. Do you have a disability rating of 10% or higher from the VA? Your
         disability rating may exempt you from the VA Funding Fee, a
         governmental fee applied to every VA purchase and refinance loan. This
         fee goes directly to the Department of Veterans Affairs.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. Back

 34.  1. Have you declared bankruptcy in the past 7 years?
          1. No, I have NOT declared bankruptcy in the past 7 years
          2. Yes, I have declared bankruptcy in the past 7 years
     
      2. Back

 35.  1. Have you closed a loan with Veterans United before?
          1. Yes
          2. No
     
      2. Back

 36.  1. How did you hear about Veterans United?
          1. Friend or Family Member
          2. Real Estate Agent
          3. My Builder
          4. Internet Search
          5. Online Advertisement
          6. TV or Radio Ad
          7. Direct Mail
          8. Other
     
      2. Back

 37.  1. Where will your new home be located? City or Zip Code
         
      2. 
      3. 
      4. 
      5. Continue
      6. Back

 38.  1. Thank you for coming to Veterans United Home Loans! To continue your
         home loan request, please continue to our secure, online mortgage
         preapproval system.
         
         Get Preapproved Online →
      2. Continue
      3. Back

 39.  1. In what state will your new home be located?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 40.  1. Due to state restrictions, we do not offer cash-out or debt
         consolidation refinances in the state of Texas.
         
         Would you still like to see if we can lower your interest rate?
         
          1. Yes, continue
     
      2. Back

 41.  1. What is your email address?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. By continuing, I agree to receive promotional emails from Veterans
         United Home Loans about my benefits.
      5. Back

 42.  1. What is your name?
      2. First Name:
      3. Last Name:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 43.  1. What is your current street address and ZIP?
      2. Street Address:
      3. ZIP Code:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 44.  1. How long have you lived at this address?
          1. Less than 1 year
          2. 1 - 2 Years
          3. 2 - 5 Years
          4. 5+ Years
     
      2. Back

 45.  1. What is your phone number?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Get My Quote!
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. I agree to accept delivery of documents electronically;
         I agree to the privacy policy and terms. I may receive service without
         this consent by contacting Veterans United.
      5. Back

"Best Overall for VA Loans 2022"

"Top VA Purchase Lender"

"Best VA Mortgage Lender 2022"

Homeowners affected by COVID-19: Get information on mortgage payment assistance
Learn More


OUR MISSION IS GREAT CUSTOMER SERVICE.

 
84.88
out of 5
Average Customer Satisfaction Rating
838088,868088
reviews from Veterans like you… and counting!
Read our reviews 1,108 new reviews submitted this week!
 
It's like working with a friend… The staff at Veterans United are the most
professional, knowledgeable and caring anywhere. With their help, we can say our
dream home is a reality!
Rafael V. | U.S. Air Force
Verified Customer
 
Our team was the BEST! Christina and everyone else who helped us were so
supportive during every step of our home purchase. Choosing Veterans United was
the best decision we've ever made.
Andre & LaKeisha | U.S. Army
Verified Customer
 
Home Sweet Home 😎 Working with Veterans United was enjoyable, easy and precise!
I had an incredible team with me every step of the way to make my transition
home from deployment an easy one. Thank you!
Tiffany R. | U.S. National Guard
Verified Customer
 
Lovin’ this life! Being a first-time buyer I was scared, but Veterans United and
my Loan Officer Aaron made it easy for my wife and I. He was available at all
times when I had questions and gave great advice.
Jairo R. | U.S. Marine Corps
Verified Customer
 
A+ service and 100% satisfaction! We would not have been able to work through
the process of buying a new house without the Veterans United team. Everyone
there really understands what it means to be in a military family.
Cheyenne R. | U.S. Army
Verified Customer
 
Proud Veteran Homeowner!!! Veterans United made everything a breeze. Their staff
is very knowledgeable and helpful. They treated us like family and were with us
every step of the way.
Wojciech S. | U.S. Marine Corps
Verified Customer
 
Home buying made easy and painless! Veterans United was always available when I
had questions and kept me abreast of what was going on with my loan. They helped
me achieve my dream of owning a home!
Karen N. | U.S. Air Force
Verified Customer
 
You can definitely trust VU. Our whole experience with Veterans United was
seamless and full of communication. Our team kept things on point from start
through clear to close, and kept us at ease during a stressful time.
Thomas M. | U.S. Air Force
Verified Customer
 
Buying my first home was a breeze! The pros at Veterans United were
knowledgeable, helpful and always willing to answer questions. They were all a
pleasure to work with and I'd gladly recommend them to anyone.
Gabrial H. | U.S. Marine Corps
Verified Customer
 
My new beginning… The Veterans United team is awesome and I would recommend them
to any veteran wanting to purchase a home. They held my hand the entire way and
never let me get discouraged. Thanks a million!
Roderick B. | U.S. Air Force
Verified Customer
 
Such a great experience. Thanks to Veterans United and their awesome team, my
kids and I have a brand new place to call home! They made everything sooo easy
and I was in my house earlier than my predicted closing date.
Royetta B. | U.S. Army
Verified Customer
 
BOOYAKACHA! We’re home! Working with Veterans United was easy from top to
bottom. We handled our end and our loan squad took care of everything else.
Buying our home turned out cooler than a polar bear's toenails!
Oden R. | U.S. Air Force
Verified Customer
 
Home again, home again, jiggity jig! From the first phone call, through showing
up at our new home, the team at Veterans United had our backs and helped us
finally achieve our dream of having a place to call our own!
Christina E. | U.S. Army
Verified Customer
 
Forever home finally found! Our loan officer was always available and responsive
to any questions. No matter the time of day or night she always kept us informed
of our progress.
Allen M. | U.S. Army
Verified Customer
 
AMAZING, PROFESSIONAL, CARING service. Veterans United rocks! I am so happy to
be in my new home and grateful for all the hard work from the staff that helped
me get here.
Claudia C. | U.S. National Guard
Verified Customer
 
It's like working with a friend… The staff at Veterans United are the most
professional, knowledgeable and caring anywhere. With their help, we can say our
dream home is a reality!
Rafael V. | U.S. Air Force
Verified Customer
 
Our team was the BEST! Christina and everyone else who helped us were so
supportive during every step of our home purchase. Choosing Veterans United was
the best decision we've ever made.
Andre & LaKeisha | U.S. Army
Verified Customer
 
Home Sweet Home 😎 Working with Veterans United was enjoyable, easy and precise!
I had an incredible team with me every step of the way to make my transition
home from deployment an easy one. Thank you!
Tiffany R. | U.S. National Guard
Verified Customer
 
Lovin’ this life! Being a first-time buyer I was scared, but Veterans United and
my Loan Officer Aaron made it easy for my wife and I. He was available at all
times when I had questions and gave great advice.
Jairo R. | U.S. Marine Corps
Verified Customer
 
A+ service and 100% satisfaction! We would not have been able to work through
the process of buying a new house without the Veterans United team. Everyone
there really understands what it means to be in a military family.
Cheyenne R. | U.S. Army
Verified Customer
 
Proud Veteran Homeowner!!! Veterans United made everything a breeze. Their staff
is very knowledgeable and helpful. They treated us like family and were with us
every step of the way.
Wojciech S. | U.S. Marine Corps
Verified Customer
 
Home buying made easy and painless! Veterans United was always available when I
had questions and kept me abreast of what was going on with my loan. They helped
me achieve my dream of owning a home!
Karen N. | U.S. Air Force
Verified Customer
 
You can definitely trust VU. Our whole experience with Veterans United was
seamless and full of communication. Our team kept things on point from start
through clear to close, and kept us at ease during a stressful time.
Thomas M. | U.S. Air Force
Verified Customer
 
Buying my first home was a breeze! The pros at Veterans United were
knowledgeable, helpful and always willing to answer questions. They were all a
pleasure to work with and I'd gladly recommend them to anyone.
Gabrial H. | U.S. Marine Corps
Verified Customer
 
My new beginning… The Veterans United team is awesome and I would recommend them
to any veteran wanting to purchase a home. They held my hand the entire way and
never let me get discouraged. Thanks a million!
Roderick B. | U.S. Air Force
Verified Customer
 
Such a great experience. Thanks to Veterans United and their awesome team, my
kids and I have a brand new place to call home! They made everything sooo easy
and I was in my house earlier than my predicted closing date.
Royetta B. | U.S. Army
Verified Customer
 
BOOYAKACHA! We’re home! Working with Veterans United was easy from top to
bottom. We handled our end and our loan squad took care of everything else.
Buying our home turned out cooler than a polar bear's toenails!
Oden R. | U.S. Air Force
Verified Customer
 
Home again, home again, jiggity jig! From the first phone call, through showing
up at our new home, the team at Veterans United had our backs and helped us
finally achieve our dream of having a place to call our own!
Christina E. | U.S. Army
Verified Customer
 
Forever home finally found! Our loan officer was always available and responsive
to any questions. No matter the time of day or night she always kept us informed
of our progress.
Allen M. | U.S. Army
Verified Customer
 
AMAZING, PROFESSIONAL, CARING service. Veterans United rocks! I am so happy to
be in my new home and grateful for all the hard work from the staff that helped
me get here.
Claudia C. | U.S. National Guard
Verified Customer
 
It's like working with a friend… The staff at Veterans United are the most
professional, knowledgeable and caring anywhere. With their help, we can say our
dream home is a reality!
Rafael V. | U.S. Air Force
Verified Customer
‹›

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"Best Overall for VA Loans 2022"

"Top VA Purchase Lender"

"Best VA Mortgage Lender 2022"



WE HELP VETERANS BECOME HOMEOWNERS.

You defended the American Dream. Now live it. See what your military service has
earned you:


VA LOAN ELIGIBILITY

See if you meet the requirements to use your hard-earned VA Loan benefits.

Check your eligibility →


VA LOAN RATES

Check on the competitively low VA Loan rates available and lock in your interest
rate today.

Find your rate →


WHAT CAN I AFFORD?

Get a quick snapshot of what your monthly payments could be with a VA Loan.

Calculate & Save →


NO DOWN PAYMENT

Turn your military service into homebuying savings with a $0 Down VA Loan.

More VA Loan benefits →


FIRST-TIME HOMEBUYERS

Find out why VA Loans are ideal for Veterans and military families buying their
first home.

How it works →


START YOUR QUOTE

Join the thousands of Veterans who start their homeownership journey right here
every day.

Get your quote →


WE’VE JOINED FORCES WITH FORMER MILITARY LEADERS

The top retired senior enlisted leaders from each branch of our Armed Forces
have joined the Veterans United team to help raise awareness and educate
Veterans about the VA Loan and homeownership.

Meet our Military Advisors

Our military advisors are paid employees of Veterans United Home Loans and
Veterans United Realty.

just started their VA Loan Quote!

Representatives Available 24/7 to Better Serve Troops Overseas 1-800-884-5560
Get a Quote A VA approved lender; Not endorsed or sponsored by the Dept. of
Veterans Affairs or any government agency.
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† #1 VA Purchase Lender: Veterans United Home Loans provided more VA Purchase
Loans by volume than any other lender in FY 2016, 2017, 2018, 2019, 2020 and
2021. Source: Department of Veterans Affairs Lender Statistics

A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs
or any government agency. Customers with questions regarding our loan officers
and their licensing may visit the Nationwide Mortgage Licensing System &
Directory for more information.

1400 Veterans United Dr., Columbia, MO 65203

 * 
 * Veterans United Home Loans Customer Reviews
     4.8 / 5 See all 308,608 reviews