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Open in app Sign up Sign In Write Sign up Sign In Making of a Millionaire 26K Followers Follow Home About Newsletter Books Submit a Story Paulo A. José ·15 hours ago Member-only WHAT REALLY MAKES ME DECIDE WHERE TO RENT ISN’T HOW MUCH RENT I’LL PAY Deciding where to live is not a purely financial decision. — The lease on my current apartment expires in 7 weeks, so the management of the building where I live recently sent me a letter asking whether I planned to renew it for another 12 months or not. I had a decision to make. I looked at the numbers. The Bureau… Housing 4 min read Housing 4 min read -------------------------------------------------------------------------------- Denis Gorbunov ·16 hours ago Member-only WHY SOCIAL MEDIA ARE THE №1 ENEMY OF YOUR FINANCES Free advice, emotional decisions, and false beliefs ruin your wealth. — Trying to make easy money is how you lose your money. Whatever influencers may be telling you. It’s easy to fall for this trap when social media dominates your life. Here’s how to stay safe. Don’t Expect to Learn by Reading Tweets Ignore free advice like you ignore a backseat driver on a rollercoaster. Want to build… Advice 5 min read Advice 5 min read -------------------------------------------------------------------------------- Ben Le Fort ·17 hours ago Member-only YOU FEEL STRESSED ABOUT MONEY BECAUSE YOU’RE FOCUSED ON THE WRONG PRIORITIES Most people act like attention is an infinite resource, and it’s costing them big time — “Tell me what you pay attention to and I will tell you who you are.” – Jose Ortega Y Gasset. To rephrase that quote in the context of your financial life: Tell me what you pay attention to, and I will tell you the state of your financial life. When… Psychology 5 min read Psychology 5 min read -------------------------------------------------------------------------------- Rocco Pendola ·18 hours ago Member-only FOLLOW THE GEN X PLAYBOOK FOR LIFE AND YOU’LL BE BETTER THAN OKAY Even if you can’t make ends meet in America, you’re not a “failure” — Generally speaking, you have three purely active ways to deal with mistakes you’ve made, regrets, or perceived failures: Blow off all accountability and proceed through life like a bull in a China store. Blame everybody and everything else and render yourself a helpless, stagnant victim. Shake it off, fall somewhere… Money 7 min read Money 7 min read -------------------------------------------------------------------------------- Opher Ganel ·1 day ago Member-only MONEY: HIDDEN REASONS, IMPACT, AND HOW TO STOP OVER/UNDERSPENDING Spending too much? Too little? The way to solve two opposite yet pervasive problems and stay on the narrow and winding right path. — We had just moved halfway around the world, to West Texas, of all places. My wife wasn’t allowed to work, so our young family had to survive on $31k a year, which wasn’t easy. Then, my wife started grad school, making things even tighter. In those years, despite being extremely… Spending 8 min read Spending 8 min read -------------------------------------------------------------------------------- Destiny S. Harris ·1 day ago Member-only IF YOUR PARTNER OFFERS TO COVER ALL THE FINANCES, DON’T QUIT YOUR INCOME Three things you should never relinquish in your partnership — It might sound like a sweet deal to have someone offer to cover all of your living expenses; okay, it is a sweet deal. But pause before you jump for joy at not having to work a regular job or concern yourself about bringing in income. One of the most… Relationships 3 min read Relationships 3 min read -------------------------------------------------------------------------------- Aparna Jain ·1 day ago Member-only THE PAUSE BUTTON FOR HIGH(ISH)-NET-WORTH INDIVIDUALS: HOW AND WHY TAKE A MINI-RETIREMENT A Guide To Going From a High Income to Resetting a cloudy mind and body. Call us crazy, but we put our life and health first before making more money blindly and without intention. Together, my husband and I made a W2 income of close to seven figures per year… Investment 9 min read Investment 9 min read -------------------------------------------------------------------------------- Michael Lim ·1 day ago Member-only WHAT SHOCKED ME MOST ABOUT QUITTING MY $100K+ JOB TO CHASE MY ONE-PERSON BUSINESS DREAMS. “A salary is a drug they give you to forget your dreams.” — I spent years as a frustrated 9–5 employee. For the first couple of years, I loved my 9–5. It was exciting. My first job right out of uni. I learned new skills and met interesting people. But after a while, it became a miserable pity party. After a while, I… Entrepreneurship 5 min read Entrepreneurship 5 min read -------------------------------------------------------------------------------- Matt | Financial Imagineer ·1 day ago Member-only ENTREPRENEURS ARE BAKED ONE CUPCAKE AT A TIME How my 9 Year Old Baked Herself Rich — This is a story about how my 9 year old daughter started-it-up and baked herself an entrepreneur by teaching herself some of the most crucial lessons for starting a new business in just a few hours. I trust no matter if you’re a young entrepreneur, a young professional or a… Life 6 min read Life 6 min read -------------------------------------------------------------------------------- Ben Le Fort ·1 day ago Member-only I WROTE ABOUT STOCKS VS. REAL ESTATE AS AN INVESTMENT — HERE’S WHAT MY READERS THOUGHT The comments were refreshingly civil — Certain topics within personal finance bring out the worst in people. The stupidest subject that gets people yelling in the comments section is when you talk about renting vs. owning a home. Any time you compare two options and reveal even the slightest preference for one option over the other… Investing 4 min read Investing 4 min read -------------------------------------------------------------------------------- Desiree Peralta ·1 day ago Member-only HOW LOSING $15,000 IN THE MARKETS IN ONE YEAR CHANGED MY PERSPECTIVE OF INVESTMENTS Sometimes you have to lose to learn. — I have always been an enthusiastic investor. My first investment was at the age of 19 when I started working in a bank and learned about the benefits of certificates of deposit (and preferential rates for employees), and from then on, I always looked for a way for my savings… Money 6 min read Money 6 min read -------------------------------------------------------------------------------- Eve Arnold ·1 day ago Member-only HOW TO MAKE MORE MONEY THAN YOU EVER THOUGHT POSSIBLE Success isn’t the absence of fear — During the summer of 1932, for one month straight, Albert Ellis decided that he would perch himself on a park bench in the Bronx Botanical Garden, New York City. He sat there with one simple rule: if a woman sat near him, he’d spark up a conversation. Of the one-hundred… Money 4 min read Money 4 min read -------------------------------------------------------------------------------- Denis Gorbunov ·2 days ago Member-only MY PROVEN STRATEGY FOR WINNING PEOPLE’S TRUST THROUGH INVESTMENT ADVICE Trust is more valuable than money. — It takes balls to buy your first investment. Your money goes to the volatile world of negative news, high interest rates, and geopolitical events. All factors outside of your control. It’s OK to feel insecure. This is why people come to me for advice. Step 1: Get Them Talking Most adults I know have either… Advice 5 min read Advice 5 min read -------------------------------------------------------------------------------- Ben Le Fort ·2 days ago Member-only WHY YOU SHOULDN’T WASTE YOUR TIME AND MONEY ON INVESTMENT COURSES Day traders make money by selling online courses about day trading — Trading stocks is not like learning to play the guitar. Even if it was, the overwhelming odds are that you will not be Jimi Hendrix. You’d be that person everyone is cringing at as you fumble your way through “Wonderwall” around the campfire. There’s nothing wrong with playing the guitar… Investing 6 min read Investing 6 min read -------------------------------------------------------------------------------- Destiny S. Harris ·3 days ago Member-only ACCUMULATING WEALTH ISN’T ROCKET SCIENCE It’s all about the basics — Accumulating wealth isn’t rocket science. What’s Not Required To Accumulate Wealth It doesn’t take intellect. It doesn’t take complex strategies. It doesn’t require you to be highly skilled at math. It doesn’t take reading tons of books on personal finance. It doesn’t require you to have a degree in finance or economics. It doesn’t require you… Finance 3 min read Finance 3 min read -------------------------------------------------------------------------------- Rocco Pendola ·3 days ago Member-only HOW TO FIX YOUR HOUSING CRISIS, EVEN IF YOU DON’T THINK YOU’RE IN ONE Because you can’t keep blaming it on government or the universe, focus on solutions — We have a tendency to play the waiting game on housing prices. We say we’ll wait to do this or that until rents or the cost of property comes down or interest rates decline. But what if what we expect and anticipate never happens? And, even if there’s some cooling… Money 7 min read Money 7 min read -------------------------------------------------------------------------------- Aldric Chen ·3 days ago Member-only ARE YOU SUFFERING FROM INCOME ENVY? ME TOO. I’m still learning to overcome. What about you? — Oh, trust me. You are not alone. My eyes are red and dry from income envy. Quite often, too. Now, I am not saying this out of one-time spite. You might think, well, you will grow out of it. Well. … Money 6 min read Money 6 min read -------------------------------------------------------------------------------- Ben Le Fort ·3 days ago Member-only MY HAPPINESS DOESN’T COME FROM STUFF AT ALL What makes real people happy — Happiness is in the frequency, not the intensity. That’s the punchline of an article I wrote last week about how to spend money to maximize happiness. I reviewed research that showed that frequently spending money on small indulgences like a daily latte makes most people happier than large but infrequent… Happiness 4 min read Happiness 4 min read -------------------------------------------------------------------------------- Paulo A. José ·3 days ago Member-only WHY I’LL NEVER LEAVE CORPORATE AMERICA It’s insane. — The closer I get to financial independence, the less I want to quit my corporate job. The 9 to 5 and Monday to Friday working week model has become the standard in all industries around the world since the late 1930s because it was ideal for the manual labor done… USA 5 min read USA 5 min read -------------------------------------------------------------------------------- Opher Ganel ·4 days ago Member-only CAN A LIFE INSURANCE RETIREMENT PLAN HELP BOOST YOUR FINANCES? Answering 7 crucial questions you should be asking… — If you’ve ever thought of life insurance, it was probably colored by the instinctive unease of thinking about your mortality — the fact that one day you’ll no longer be around. After all, that’s the main reason to buy life insurance — making sure that your passing, as traumatic an… Lirp 8 min read Lirp 8 min read Publishing stories about money, investing and the path to financial freedom. Follow Connect with Making of a Millionaire EDITORS BEN LE FORT Editor of Making of a Millionaire. Author of “The Investor's Mindset." Here's my Substack: https://benlefort.substack.com/ Follow SIGN UP FOR MAKING OF A MILLIONAIRE NEWSLETTER BY MAKING OF A MILLIONAIRE The best money articles of the week delivered to your inbox Take a look. By signing up, you will create a Medium account if you don’t already have one. Review our Privacy Policy for more information about our privacy practices. Get this newsletter Help Status Writers Blog Careers Privacy Terms About Text to speech Teams