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 * About
   About
   Created by the U.S. Congress in 1970, the National Credit Union
   Administration is an independent federal agency that insures deposits at
   federally insured credit unions, protects the members who own credit unions,
   and charters and regulates federal credit unions.
    * Mission & Values
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       * The Honorable Todd M. Harper
         The Honorable Todd M. Harper
          * Chairman Speaker Request Form
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       * The Honorable Kyle S. Hauptman
         The Honorable Kyle S. Hauptman
       * The Honorable Rodney E. Hood
         The Honorable Rodney E. Hood
   
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   Regulation & Supervision
   The NCUA protects the safety and soundness of the credit union system by
   identifying, monitoring and reducing risks to the National Credit Union Share
   Insurance Fund. Backed by the full faith and credit of the United States, the
   Share Insurance Fund provides up to $250,000 of federal share insurance to
   millions of account holders in all federal credit unions and the overwhelming
   majority of state-chartered credit unions.
    * Letters to Credit Unions & Other Guidance
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    * CUSO Activities
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 * Analysis
   Analysis
   The NCUA’s economists and analysts compile data on the credit union system’s
   financial performance, merger activity, changes in credit union chartering
   and fields of membership, as well as broader economic trends affecting credit
   unions. Users can find information on a single credit union or analyze
   broader nation-wide trends.
    * Credit Union & Corporate Call Report Data
      Credit Union & Corporate Call Report Data
       * Quarterly Data
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         Download Corporate Credit Union Call Report Data (opens new window)
   
    * Chartering & Mergers
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       * Community Charter Reports
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    * CUSO & Economic Data
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       * CUSOs at a Glance
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       * Credit Union & Bank Rates
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       * Searchable CUSO Registry (opens new window)
         Searchable CUSO Registry (opens new window)
       * State & City Economic Data
         State & City Economic Data
   
    * Research a Credit Union (opens new window)
      Research a Credit Union (opens new window)

 * Support Services
   Support Services
   The NCUA provides a number of support services to the credit union system,
   such as providing training, grants and loans, chartering, and
   field-of-membership services; maintaining the health and stability of Share
   Insurance Fund; managing the assets of failed credit unions; and providing
   emergency liquidity.
    * ACCESS
      ACCESS
       * Advancing Communities through Credit
         Advancing Communities through Credit
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         Advancing Communities through Education
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         Advancing Communities through Support
   
    * Credit Union Resources & Expansion
      Credit Union Resources & Expansion
       * Starting a New Federal Credit Union
         Starting a New Federal Credit Union
          * FCU Charter Application Guide
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          * Bylaws
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          * Chartering, Field of Membership, and Conversion Resources
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       * Field-of-Membership Expansion
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          * Bylaws
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          * Low-Income Designation
            Low-Income Designation
             * Frequently Asked Questions on the Low-Income Designated Area
               Workbook
               Frequently Asked Questions on the Low-Income Designated Area
               Workbook
             * Frequently Asked Questions on the Loss & Retention of the
               Low-Income Designation
               Frequently Asked Questions on the Loss & Retention of the
               Low-Income Designation
         
          * Serving the Underserved
            Serving the Underserved
             * Expanding Service to Underserved Areas: Application Guidance
               Expanding Service to Underserved Areas: Application Guidance
             * Pro Forma Financial Statement Template
               Pro Forma Financial Statement Template
         
          * Business and Marketing Plan Template
            Business and Marketing Plan Template
          * Streamlined Business and Marketing Plan
            Streamlined Business and Marketing Plan
          * Pro Forma Financial Statement Template
            Pro Forma Financial Statement Template
      
       * Grants & Loans
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          * Community Development Revolving Loan Fund Financial Reports
            Community Development Revolving Loan Fund Financial Reports
          * Grants
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            Loans
      
       * Learning
         Learning
          * Webinar Schedule
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       * Resources
         Resources
          * Credit Union Resources & Expansion Contact Info
            Credit Union Resources & Expansion Contact Info
          * NCUA-CDFI Certification Initiative
            NCUA-CDFI Certification Initiative
          * Minority Depository Institution Preservation
            Minority Depository Institution Preservation
      
       * Credit Union Merger Resources
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          * General Merger FAQs
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          * Comments on Proposed Credit Union Mergers
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    * Conservatorships & Liquidations
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       * Information for Members & Creditors
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       * Unclaimed Deposits
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       * Filing Claims
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       * Loan Sales & Available Real Estate
         Loan Sales & Available Real Estate
   
    * Share Insurance Fund
      Share Insurance Fund
       * Contact Us
         Contact Us
       * Electronic Funds Transfer Payments Form
         Electronic Funds Transfer Payments Form
       * Equity Ratio & Normal Operating Level
         Equity Ratio & Normal Operating Level
          * Calculating the Equity Ratio
            Calculating the Equity Ratio
          * Determining the Normal Operating Level
            Determining the Normal Operating Level
          * Projecting the Equity Ratio
            Projecting the Equity Ratio
      
       * Financial Reports & Statements
         Financial Reports & Statements
       * Fund History
         Fund History
       * Investment Policy
         Investment Policy
       * NGN Program
         NGN Program
       * Share Insurance Fund Distribution
         Share Insurance Fund Distribution
       * Toolkit for Credit Unions
         Toolkit for Credit Unions
   
    * Corporate System Resolution
      Corporate System Resolution
       * Borrowing Cost
         Borrowing Cost
       * Corporate Asset Management Estate Recoveries & Claims
         Corporate Asset Management Estate Recoveries & Claims
       * Corporate Capital Distribution Process
         Corporate Capital Distribution Process
          * FAQs on Member Capital Payouts
            FAQs on Member Capital Payouts
          * July 2020 Southwest Corporate Federal Credit Union Capital
            Distribution
            July 2020 Southwest Corporate Federal Credit Union Capital
            Distribution
          * April 2021 Corporate Capital Credit Union Distributions
            April 2021 Corporate Capital Credit Union Distributions
          * August 2021 Corporate Capital Credit Union Distributions
            August 2021 Corporate Capital Credit Union Distributions
      
       * Frequently Asked Questions
         Frequently Asked Questions
       * Glossary
         Glossary
       * Legal Recoveries from the Corporate Crisis
         Legal Recoveries from the Corporate Crisis
       * Resolution Costs Detail
         Resolution Costs Detail
       * Stabilization Fund History
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       * Stabilization Fund Financial Reports
         Stabilization Fund Financial Reports
   
    * Guaranteed Notes Program
      Guaranteed Notes Program
       * Balance Change Report
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       * Delinquency Status History
         Delinquency Status History
       * Frequently Asked Questions
         Frequently Asked Questions
       * Legacy Asset Profile
         Legacy Asset Profile
       * Non-Agency RMBS Concentration by State
         Non-Agency RMBS Concentration by State
       * Non-Agency RMBS Details - Delinquency Status
         Non-Agency RMBS Details - Delinquency Status
       * Non-Agency RMBS Details - Vintage
         Non-Agency RMBS Details - Vintage
       * Projected Legacy Asset Losses
         Projected Legacy Asset Losses
       * Ratings Distribution History
         Ratings Distribution History
       * State Concentration History
         State Concentration History
       * Terms & Glossary
         Terms & Glossary
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         Timeline
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         Transaction Details
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         Vintage Distribution History
   
    * Central Liquidity Facility
      Central Liquidity Facility
       * Operating Circulars and Forms
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       * Membership Capital Requirement Estimator
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       * Monthly Reports
         Monthly Reports

 * Consumers
   Consumers
   The NCUA works to protect credit union members and consumers, raise awareness
   of potential frauds, facilitate access to affordable financial services, and
   educate consumers on the importance of savings and how they can improve their
   financial well-being.
    * Consumer Assistance Center (opens new window)
      Consumer Assistance Center (opens new window)
    * Fraud Prevention Center (opens new window)
      Fraud Prevention Center (opens new window)
    * Share Insurance Coverage (opens new window)
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    * Credit Union Locator (opens new window)
      Credit Union Locator (opens new window)
    * MyCreditUnion.gov (opens new window)
      MyCreditUnion.gov (opens new window)
    * Financial Literacy Resources
      Financial Literacy Resources

 * News
   News
   Stay up to date on the NCUA's activities by subscribing to the NCUA's Express
   messages. Read press releases, speeches, testimony, and Annual Reports.
   Register for upcoming conferences and events.
    * Press Releases
      Press Releases
    * Speeches
      Speeches
    * Testimony
      Testimony
    * Annual Reports
      Annual Reports
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    * Downloadable Graphics
      Downloadable Graphics

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HOME


CURRENT GEOPOLITICAL EVENTS INCREASE LIKELIHOOD OF IMMINENT CYBERATTACKS ON
FINANCIAL INSTITUTIONS

The NCUA's Response to COVID-19


NEWS

Press Release/May 18, 2022
NCUA Statement on Committee Passage of Vendor Authority and Underserved Areas
Bills

Press Release/May 17, 2022
Statement on the Passing of CSBS President and CEO John Ryan

Press Release/May 11, 2022
Agencies Release Revised Interagency Questions and Answers Regarding Flood
Insurance

Press Release/Apr 29, 2022
NCUA Issues Two Prohibition Orders, One Notice in April 2022

See All News


REGULATORY GUIDANCE

Letter to Credit Unions / May 25, 2022
Federally Insured Credit Union Use of Distributed Ledger Technologies

Letter to Credit Unions / Apr 05, 2022
NCUA to Begin Phase 2 of Resuming Onsite Operations

Risk Alert / Mar 24, 2022
Heightened Risk of Social Engineering and Phishing Attacks

Letter to Federal Credit Unions / Mar 18, 2022
Final Rule on Definition of Service Facility

Letter to Credit Unions / Mar 08, 2022
CAMELS Rating System

See All Guidance


SIGN UP FOR NCUA EXPRESS

Get the latest news and information from the NCUA.

Subscribe


TOOLS & SERVICES

CUONLINE

A web-based program used by credit unions and state supervisory agencies to
submit and certify operational and quarterly financial information to the NCUA.
CUOnline contains two sections: the Profile and Call Report.
RULEMAKINGS AND PROPOSALS FOR COMMENT

A complete list of the NCUA’s proposed rules and regulations and the comments
received from 2008 to present day.
CREDIT UNION LOCATOR

Search for a credit union by address, credit union name or charter number.
Select a credit union from your search results and view basic information.
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NATIONAL CREDIT UNION SHARE INSURANCE FUND

Created by Congress in 1970 to insure members' deposits in federally insured
credit unions.
ADMINISTRATIVE ORDERS

Formal enforcement orders issued by the NCUA pursuant to Section 206 of the
Federal Credit Union Act.


EVENTS CALENDAR

Board Meeting/2022-05-26
NCUA Board Meeting
Board Meeting/2022-06-16
NCUA Board Meeting
Board Meeting/2022-07-21
NCUA Board Meeting
Deadline/2022-07-30
Call Report Due Date
See All Events



FEATURES

PreviousNext

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ANNUAL VOLUNTARY CREDIT UNION DIVERSITY SELF-ASSESSMENT

Assess your credit union’s diversity and inclusion policies and practices and
identify opportunities to implement best practices.

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CENTRAL LIQUIDITY FACILITY

The Central Liquidity Facility (CLF) improves the financial stability of the
credit union system by serving as a liquidity lender to credit unions
experiencing unusual or unexpected liquidity shortfalls.

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EXAMINATION MODERNIZATION

These initiatives improve and modernize how the NCUA conducts examinations and
supervises the nation’s credit union system.

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AUTOMATED CYBERSECURITY EVALUATION TOOLBOX

Cyberattacks and cybersecurity vulnerabilities pose significant risks to the
financial system. Utilize the NCUA’s ACET to improve your credit union’s cyber
resiliency.

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CHARTER A FEDERAL CREDIT UNION

Stakeholders interested in chartering a new federal credit union can find
instructions and resources to help them establish and start a credit union.

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NCUA QUARTERLY U.S. MAP REVIEW

The NCUA Quarterly U.S. Map Review tracks performance indicators for federally
insured credit unions in all 50 states and the District of Columbia.

(opens new window)(opens new window)(opens new window)(opens new window)

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ANNUAL VOLUNTARY CREDIT UNION DIVERSITY SELF-ASSESSMENT

Assess your credit union’s diversity and inclusion policies and practices and
identify opportunities to implement best practices.

(opens new window)(opens new window)(opens new window)(opens new window)
CENTRAL LIQUIDITY FACILITY

The Central Liquidity Facility (CLF) improves the financial stability of the
credit union system by serving as a liquidity lender to credit unions
experiencing unusual or unexpected liquidity shortfalls.

(opens new window)(opens new window)(opens new window)(opens new window)
EXAMINATION MODERNIZATION

These initiatives improve and modernize how the NCUA conducts examinations and
supervises the nation’s credit union system.

(opens new window)(opens new window)(opens new window)(opens new window)
AUTOMATED CYBERSECURITY EVALUATION TOOLBOX

Cyberattacks and cybersecurity vulnerabilities pose significant risks to the
financial system. Utilize the NCUA’s ACET to improve your credit union’s cyber
resiliency.

(opens new window)(opens new window)(opens new window)(opens new window)
CHARTER A FEDERAL CREDIT UNION

Stakeholders interested in chartering a new federal credit union can find
instructions and resources to help them establish and start a credit union.

(opens new window)(opens new window)(opens new window)(opens new window)
NCUA QUARTERLY U.S. MAP REVIEW

The NCUA Quarterly U.S. Map Review tracks performance indicators for federally
insured credit unions in all 50 states and the District of Columbia.

(opens new window)(opens new window)(opens new window)(opens new window)

(opens new window)
ANNUAL VOLUNTARY CREDIT UNION DIVERSITY SELF-ASSESSMENT

Assess your credit union’s diversity and inclusion policies and practices and
identify opportunities to implement best practices.

(opens new window)(opens new window)(opens new window)(opens new window)
CENTRAL LIQUIDITY FACILITY

The Central Liquidity Facility (CLF) improves the financial stability of the
credit union system by serving as a liquidity lender to credit unions
experiencing unusual or unexpected liquidity shortfalls.

(opens new window)(opens new window)(opens new window)(opens new window)
EXAMINATION MODERNIZATION

These initiatives improve and modernize how the NCUA conducts examinations and
supervises the nation’s credit union system.

(opens new window)(opens new window)(opens new window)(opens new window)


DATA & INSIGHTS

View More
PreviousNext

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NET WORTH

The credit union system’s net worth increased by $21.2 billion, or 11.1 percent,
over the year to $211.6 billion.

TOTAL LOANS OUTSTANDING

Loan balances increased $92.7 billion, or 8.0 percent, over the year, to $1.26
trillion.

SHARES AND DEPOSITS

Credit union shares and deposits rose by $201.0 billion, or 12.7 percent, over
the year to $1.79 trillion in the fourth quarter of 2021.


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TOTAL ASSETS

Total assets in federally insured credit unions rose by $215.8 billion, or 11.7
percent, to $2.06 trillion. over the year ending in the fourth quarter of 2021.


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MEMBERSHIP

At the end of 2021, 129.6 million people were members of federally insured
credit unions.


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NET WORTH

The credit union system’s net worth increased by $21.2 billion, or 11.1 percent,
over the year to $211.6 billion.

TOTAL LOANS OUTSTANDING

Loan balances increased $92.7 billion, or 8.0 percent, over the year, to $1.26
trillion.

SHARES AND DEPOSITS

Credit union shares and deposits rose by $201.0 billion, or 12.7 percent, over
the year to $1.79 trillion in the fourth quarter of 2021.


(opens new window)
TOTAL ASSETS

Total assets in federally insured credit unions rose by $215.8 billion, or 11.7
percent, to $2.06 trillion. over the year ending in the fourth quarter of 2021.


(opens new window)
MEMBERSHIP

At the end of 2021, 129.6 million people were members of federally insured
credit unions.


(opens new window)
NET WORTH

The credit union system’s net worth increased by $21.2 billion, or 11.1 percent,
over the year to $211.6 billion.

TOTAL LOANS OUTSTANDING

Loan balances increased $92.7 billion, or 8.0 percent, over the year, to $1.26
trillion.

SHARES AND DEPOSITS

Credit union shares and deposits rose by $201.0 billion, or 12.7 percent, over
the year to $1.79 trillion in the fourth quarter of 2021.




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