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    * Check for Offers , opens in new tab
   
   Enjoy Cash Midnight Purple BG
   
   CASH BACK, WITH OPTIONS? YES, PLEASE.
   
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   Pick your favorite and apply. For an Enjoy Cash card.
   
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PERSONAL & COMMERCIAL BANKING, CREDIT CARDS, LOANS & INVESTMENTS


hp-sign-in-hero-personal-checking-400-promo-v2
New checking customer offer Earn $400 with Truist One Checking.
Must open online and complete qualifying activities.footnoteDisclosure †
Get offer for $400 Truist One Checking.

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User ID
 * Enter User ID

Save user ID
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Password
 * Enter Password

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Sign in

Need a user ID? Set up online banking

Online security measures

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WHAT CAN WE HELP YOU WITH?

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Previous slide to navigate through 7 clickable items
 * Checking
 * Savings
 * Credit Card
 * Small Business
 * Loans
 * Mortgage
 * Investing
 * Insurance

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Enjoy Beyond CC Merchandising


TRUIST ENJOY BEYOND

NEW EXPERIENCES ARE WAITING.

Pave your path to adventure with 30,000 bonus points after spending $1,500
within 90 days of opening a Truist Enjoy Beyond credit card account.



Apply now for a Truist Enjoy Beyond Credit Card.
Learn more about Truist Enjoy Beyond Credit Card.




TRUIST ONE CHECKING

OPEN A TRUIST ONE CHECKING ACCOUNT.

No overdraft-related fees. It's easy and only takes a few minutes.



Open now to get started with a Truist One Checking account. , opens in new tab
Learn more about a Truist One Checking account.






TRUIST ONE SAVINGS

MAKE YOUR SAVINGS SHINE.

Choices you make today could change everything. So, commit to yourself and save
with Truist One Savings.



Open now to get started with a Truist One savings account. , opens in new tab
Learn more about a Truist One Savings account.




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CREDIT CARD OFFERS

A GREAT CREDIT CARD MAY BE WAITING FOR YOU.

Cash back, travel rewards, or our lowest APR. You could find the credit card
that fits just right in minutes.



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FRAUD AND SECURITY

MAKE SECURITY A PRIORITY.

Get tips on protecting your accounts.



Learn more about how to help protect your accounts.


KNOWLEDGE + CARE

AN UNSTOPPABLE PAIR

What happens when knowledge meets care?



Find out about how Truist cares. , opens in new tab



ZELLE

GIVE AND GO WITH ZELLE®.

Use Zelle® to send money to the people you celebrate right from your
phone.footnoteDisclosure 1
 

Learn more



Sign in to use Zelle® to start sending money. , opens in new tab


HOME EQUITY LENDING

TURN YOUR HOME’S EQUITY INTO OPPORTUNITY.

Remodel, invest, or take care of big expenses.footnoteDisclosure 2,
footnoteDisclosure 3, footnoteDisclosure 4



Learn more about a Truist home equity loan.




CRYSTAL CLEAR—CREATED WITH CARE.

Meet the Truist app.

Get super-fast access to your accounts and bright insights into your spending
with our mobile app.





Scan this code with your phone’s camera to download Truist Mobile.



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YOU WANT TO JUMP. WE SAY, HOW HIGH?



Reach big goals with the help of a lot of knowledge and even more care.

Let’s do this and reach our goals.

Click for sound





0:30









Component ID : "accordionGridLayout-1946833208"
Model : "disclaimer"
Position : "left"

Transcript

The Catch: 30 Media Alternative Transcript

Visual description: Truist logo

Visual description: A coach and a student athlete are in a college gym.

Coach: We’re gonna try something new today.

Visual description: The coach drags in a ladder and uses chalk to draw a circle
high on the wall. The athlete runs toward the wall, jumps, and can’t quite
reach.

Music: higher…

Coach: That was close.

Coach: Now get the top of the circle!

Visual description: The athlete jumps again and still can’t reach. The athlete
is tired.

Music: higher…

Coach: I need you to come from here.

Visual description: The coach encourages him, pointing to his own heart and then
the athlete’s heart.

Music: higher…

Voice over: When you work with someone who knows a lot and cares even more…

Visual description: The athlete jumps again and almost reaches the circle.

Visual description: The coach caringly puts his hand on the athlete’s shoulder.

Coach: I believe in you. Make it happen.

Visual description: The coach looks the athlete in the eye and nods at him. We
can tell the coach isn’t going to give up on him.

Voice over: … you’re unstoppable.

Music: ‘til I reach the highest ground.

Visual description: In slow-motion video, the athlete jumps toward the mark on
the wall. We cut to the same athlete jumping in the exact same way, but he’s now
a player at a professional baseball game catching a ball right before it goes
over the fence, preventing a home run. The crowd goes wild. We zoom in to see
the coach in the crowd. He’s emotional and proud of his student, and points at
the student, like he did in training. The athlete catches his former coach’s eye
and nods at the coach as he jogs back to the infield, acknowledging the coach’s
unwavering support.

Visual description: We see a Truist teammate and a professional-looking client
sitting across a desk from each other at a Truist branch. The teammate has a
document with tables and graphs. The teammate nods at the client in the same way
the athlete nodded at his coach.

Teammate: Let’s make it happen.

Visual description: The teammate circles a section of a document in the same way
the coach drew a circle on the wall.

Voice over: At Truist, we believe the same is true for banking.

Music: Keep on learning.

Visual description: Truist logo

Onscreen text: Leaders in banking. Unwavering in care.

Onscreen text: Truist Bank, Member FDIC. © 2024 Truist Financial Corporation.
Leading based on Truist ranking as a top 10 U.S. commercial bank as of 12/31/23.









MONEY AND MINDSET

Reach your goals. Feel good doing it.



It’s time to upgrade your money mindset. Learn new skills, change your point of
view, and take control of your finances.

View Money and Mindset



YOUR GUIDE TO BECOMING A SUPER SAVER

When it comes to saving, it’s OK to put yourself first. Because when you build
money habits that align to your unique goals, it makes for a smoother and more
rewarding journey.




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Some of the same mental strategies favored by top athletes can be a part of your
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Play to win on your finances.










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JUST 100 List, #14 –2024, which highlights companies that excel at the issues
that Americans care most deeply about: paying higher, family-sustaining wages,
more parental leave, paid training, doing better by their customers, and more.





Fortune’s Most Admired Companies 2023




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Eligibility requirements apply for the Negative Balance Buffer



Component ID : "accordionGridLayout-2007570826"
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Disclosures

† Terms and Conditions for the 2024 Truist One Checking $400 Online Only
Offer: TRUIST400DC24

Offer Information: Open a new Truist One Checking account online from 2/28/24
through 10/30/24, complete the following activities within 90 days of the
account opening and earn $400. You must open the account online and enter the
promo code to be eligible to participate in the promotion.

 * Receive at least one qualifying Direct Deposit* of $500 or more AND
 * Complete at least 15 qualifying debit card purchases** within 90 days of
   account opening. All debit purchases must be posted to your account to
   qualify.

Account must be opened online. Enrollment in the promotion is required at the
time of account opening using promo code TRUIST400DC24. Please refer to the
Account Opening and Enrollment section below for full instructions.

*The definition of a qualifying Direct Deposit is an electronic credit (greater
than $0.00) of your salary, pension, Social Security or other regular monthly
income deposited into your new checking account by your employer or outside
agency. Transfers made from one account to another, or deposits made via a
branch, ATM, online transfer, mobile device, debit/prepaid card number or the
mail are not eligible direct deposits.

**Qualifying Debit Card purchases include purchase transactions, including PIN
Point of Sale (POS), recurring transactions, transactions made via tap or
through a digital wallet, and signature-based purchases. These transactions must
be posted within 90 days of the new checking account opening. ATM withdrawals at
a branch using your debit card are not qualifying transactions. Zelle®
transactions are not qualifying transactions. Bank fees are not included.

Offer Eligibility:  Clients that are the primary account holder on an existing
personal checking account with Truist or who have closed a personal checking
account with Truist on or after 2/28/23 are not eligible to participate. Offer
valid for Truist One Checking accounts only. Primary account holder must be 18
or older at the time of account opening. Truist employees, Directors, Officers,
and Local Boards/Advisors are not eligible. Offer available only to US residents
with a valid US taxpayer identification number. The qualifying checking account
must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD,
MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing: The reward will be deposited to the new checking account
within 4 weeks after the qualification requirements have been met and verified.
 The new checking account must be open and in good standing with a balance of at
least $0.01 at the time of Truist verification and until the reward is deposited
to receive the reward. Promotion is only applicable once per checking account
and per client. Truist may report the value of any offer reward received to the
IRS as required by law. Any applicable taxes are the responsibility of the
recipient.

Reward Forfeiture: Reward forfeiture will occur if: (1) the checking account is
changed to an account type not included in this client offer, (2) the checking
account is closed prior to the reward being deposited, or (3) the new checking
account has a $0.00 or negative available balance at the time of qualification
validation. 

Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may
not be combined with any other checking offers, is subject to change, and may be
discontinued at any time. Truist reserves the right in our sole discretion to
prohibit a reward payout to non-eligible individuals for any offers claimed
through third-party websites with no affiliation or prior authorization from
Truist. All promotional payouts will be processed no later than 6/30/25 at which
point this promotion (and any related disbursements) will be considered final,
and no further disbursements will be made.

Account Opening & Enrollment Instructions: To open and enroll your new account
in the promotion, visit the offer website and click on "Open an account online."
Enter TRUIST400DC24 into the promo code field provided, review the offer Terms
and Conditions, and then select "Accept Offer". Accounts opened without the
promo code applied will not be eligible to participate in the offer.

Version 6 04252024 TRUIST400DC24

Disclosure 1 For your protection, Zelle® should only be used to send money to
friends, family, other people or businesses you trust. Neither Truist nor Zelle®
offers a protection program for payments that you authorize in Zelle®.
Enrollment with Zelle® through Truist Online or Mobile banking is required. U.S.
checking or savings account required to use Zelle®. Transactions typically occur
in minutes when the recipient’s email address or U.S. mobile number is already
enrolled with Zelle®. For more information, view the Truist Online and Mobile
Banking Agreement.

Your mobile carrier’s message and data rates may apply. Zelle® and the Zelle®
related marks are wholly owned by Early Warning Services, LLC and are used
herein under license.

Disclosure 2 Special Advance Rate: The Special Advance Rate is a variable rate
made up of a discounted margin plus the variable Prime rate, and is in effect
for 9 months after the date of account opening (“the Promotional Period”), and
is valid for approved applications received through 07/31/24 and closed by
9/30/2024 for a Truist Home Equity credit line amount of $15,000 up to
$1,000,000. Any variable advances taken during the Promotional Period shall
accrue interest at the Special Advance Rate up until the expiration of the
Promotional Period. The Special Advance Rate ranges from Prime minus 1.01%
(currently 7.49% APR) to Prime + 7.50% (currently 16.00% APR. Advances taken
subsequent to the expiration of the Promotional Period, as well as any
promotional balance remaining upon expiration of the Promotional Period, shall
accrue interest at the standard rate(s) and margin(s) as described below and in
your Truist Home Equity Line Agreement & Initial Disclosure Statement. Offer not
available on Fixed Rate advances. Offer subject to change without notice at any
time and subject to credit approval.

Offer is only available for owner-occupied, single-family, primary and secondary
residences and condominiums located in the Truist footprint and is not valid on
manufactured homes or cooperatives. Credit criteria, exclusions and limitations
apply. Property insurance is required, and, if applicable, flood insurance will
be required. There is a $50 annual fee in AL, AR, CA,FL, GA, IN, KY, NJ, and OH.

Disclosure 3 Rates will vary with the market based on the Prime Rate + margin.
The Prime Rate means the highest per annum “Prime Rate” of interest published
from time to time by The Wall Street Journal in its “Money Rates” listings,
which was 8.50% as of 5/9/24. Standard APRs are variable during the 10-year draw
period and 20-year repayment period and apply only to the variable rate option;
are based on your collateral property location, credit line amount, combined
Loan-To-Value (CLTV) ratio and other factors; and can range from Prime +0.00%
(currently 8.50% APR) to Prime + 7.50% (currently 16.00% APR). During the
20-year repayment period for this option, the APR will continue to be calculated
at a variable rate and your minimum monthly payment will be 1/240th of the total
balance at the end of the draw period, plus interest and any applicable
fees/charges. The maximum APR is 16% for properties located in NC and 18% for
properties located in AR, CA, FL, GA, TN, AL, SC, VA, MD, DC, WV, IN, KY, NJ,
OH, PA, or TX.

Rates will vary if the client chooses for the bank to pay their closing costs,
which is an option in some states if the requested loan amount is less than or
equal to $500,000. Other fees may be charged at origination, closing or
subsequent to closing, ranging from $0 to $10,000, and may vary by state. If you
pay off your Truist Home Equity Line of Credit within 36 months from the date of
loan origination, you may be required to remit any closing costs Truist paid on
your behalf.

Disclosure 4 Excellent credit is required to qualify for the lowest rates. At
least 50% of approved applicants applying for the advertised rate qualified for
the advertised rate based on data from 1/1/23 – 4/15/24.





DISCLOSURES

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the
Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender


INVESTMENT AND INSURANCE PRODUCTS:

 * Are Not FDIC or any other Government Agency Insured
 * Are Not Bank Guaranteed
 * May Lose Value

Services provided by the following affiliates of Truist Financial Corporation
(Truist): Banking products and services, including loans and deposit accounts,
are provided by Truist Bank, Member FDIC. Trust and investment management
services are provided by Truist Bank, and Truist Delaware Trust Company.
Securities, brokerage accounts and /or insurance (including annuities) are
offered by Truist Investment Services, Inc., which is a SEC registered
broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment
advisory services are offered by Truist Advisory Services, Inc., GFO Advisory
Services, LLC., each SEC registered investment advisers.

Mortgage products and services are offered through Truist Bank. All Truist
mortgage professionals are registered on the Nationwide Mortgage Licensing
System & Registry (NMLS), which promotes uniformity and transparency throughout
the residential real estate industry. Search the NMLS Registry, opens in new
tab.

Comments regarding tax implications are informational only. Truist and its
representatives do not provide tax or legal advice. You should consult your
individual tax or legal professional before taking any action that may have tax
or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following
affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory
Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy,
Business Owner Specialty Group, Sports and Entertainment Group, and Legal and
Medical Specialty Groups are trade names used by Truist Bank, Truist Investment
Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist
Securities is a trade name for the corporate and investment banking services of
Truist Financial Corporation and its subsidiaries. All rights reserved.
Securities and strategic advisory services are provided by Truist Securities,
Inc., member FINRA, opens in new tab and SIPC, opens in new tab. Lending,
financial risk management, and treasury management and payment services are
offered by Truist Bank. Deposit products are offered by Truist Bank.


LIMITED ENGLISH PROFICIENCY SUPPORT:

Applications, agreements, disclosures, and other servicing communications
provided by Truist Bank and its subsidiary businesses will be provided in
English. As a result, it will be necessary for customers to speak, read and
understand English or to have an appropriate translator assisting them. Truist
offers the following resources for consumers that have Limited English
Proficiency:

 * Multilingual teammates available at our Multicultural Banking Centers
 * Materials for some products and services are available in Spanish, Korean,
   Vietnamese, Mandarin, and other languages spoken in the communities we serve.
 * Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For
   assistance in other languages please speak to a representative directly.


NEW YORK CITY RESIDENTS:

Translation or other language access services may be available. When calling our
office regarding collection activity, if you speak a language other than English
and need verbal translation services, be sure to inform the representative. A
description and translation of commonly-used debt collection terms is available
in multiple languages at http://www.nyc.gov/dca., opens in new tab

 * Limited English Proficiency Support
 * New York City residents


BORROWERS WITH LIMITED ENGLISH PROFICIENCY (LEP) NEEDING INFORMATION CAN USE THE
FOLLOWING RESOURCES:

 * The Consumer Financial Protection Bureau (CFPB) offers help in more than 180
   languages, call 855-411-2372 from 8 a.m. to 8 p.m. ET, Monday through Friday
   for assistance by phone.
 * CFPB additional resources for homeowners seeking payment assistance in 7
   additional languages: Spanish, Traditional Chinese, Vietnamese, Korean,
   Tagalog, and Arabic.
   www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/help-for-homeowners/,
   opens in new tab






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