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WELCOME TO EMILYSAVES.COM!

Well, hello there! I'm Emily, a spry 66-year-old from the heart of Michigan's
cherry country. Like many of us getting up there in years, I found myself
scratching my head over Medicare forms and clipping more coupons than ever. But
instead of letting it get me down, I decided to put my penny-pinching skills to
good use!

That's why I created emilysaves.com - a cozy corner of the internet dedicated to
helping seniors like you and me save a pretty penny on everything from groceries
to doctor visits. I want to share all the tricks I've picked up over the years,
so you can keep more green in your wallet and still enjoy the sweet life.


MY SAVING GRACE

I grew up in a big, bustling family right here in Traverse City. Mama could
stretch a dollar further than Lake Michigan, and boy, did that lesson stick!
Over the years, I've become something of a local legend with my coupon binder
and knack for sniffing out a good deal.

When my sweetheart Jim and I hung up our working hats, we realized our nest egg
needed some careful tending. I rolled up my sleeves and dove into the world of
senior discounts, Medicare plans, and every money-saving trick in the book. It
was tougher than getting cherry stains out of a white shirt, but I was
determined to keep our golden years shining bright.


MEDICARE MUSINGS: A CHERRY PICKER'S GUIDE

Now, as a proud Medicare member myself, I know firsthand how confusing all those
plans and parts can be. It's like trying to sort out a jumbled-up jigsaw puzzle!
But don't you worry - I've put in the elbow grease to make sense of it all.

Here's a quick-and-easy breakdown:

   
 * Original Medicare (Parts A & B): Covers your hospital stays and doctor
   visits. It's the meat and potatoes of Medicare.
 * Medicare Advantage (Part C): Think of it as the all-you-can-eat buffet of
   Medicare. It's an alternative to Original Medicare, often with extra goodies
   thrown in.
 * Prescription Drug Coverage (Part D): Helps cover the cost of your medicines.
   It's as essential as my daily multivitamin!
 * Medigap: This is like the cherry on top - it fills in the "gaps" that
   Original Medicare doesn't cover.
   

Remember, picking the right Medicare plan is like choosing the perfect cherry -
it takes a keen eye and some patience. But don't fret, I'm here to help you find
the sweetest deal!


SAVINGS SWEETER THAN CHERRY PIE

Here at EmilySaves.com, you'll find all sorts of money-saving advice that'll
make your wallet as plump as a ripe cherry:

    
 1. Coupon Crackerjacks: Learn how to become a coupon wizard and watch your
    grocery bill shrink faster than wool in hot water.
 2. Senior Steals and Deals: Discover discounts that'll make you proud to flash
    that senior ID.
 3. Medicare Made Easy: Navigate the Medicare maze with my down-home
    explanations.
 4. Frugal Living: Find out how to pinch pennies without feeling the squeeze.
 5. Cheap Eats: Get my blue-ribbon recipes that'll keep your belly and your bank
    account full.
    


HOMETOWN HELPER PROGRAMS

There are more programs to help seniors than seeds in a watermelon! Here are a
few you might not know about:

    
 1. Senior Farmers' Market Nutrition Program: Get farm-fresh goodies for a song.
 2. Michigan Home Heating Credit: Keep toasty without burning through your
    savings.
 3. SNAP (or as we used to call it, Food Stamps): A little extra help to keep
    your pantry stocked.
 4. MI Choice Waiver Program: Helps you stay in your own home sweet home instead
    of moving to a nursing home.
    


EMILYSAVES.COM: PULL UP A CHAIR AND STAY AWHILE

I want EmilySaves.com to feel just like my kitchen table - a place where friends
gather to share a warm cup of coffee and their best money-saving secrets. So
kick off your shoes, grab a slice of virtual cherry pie, and let's start saving!


JOIN OUR POTLUCK OF SAVINGS

Want to be the first to know about the latest deals and steals? Sign up for my
newsletter! It's like getting a neighborly note in your mailbox, chock-full of
savings tips and exclusive discounts.

To join our savings family, just jot down your email below or send me a friendly
hello at emily@emilysaves.com. I'd be tickled pink to hear from you!


A CHERRY ON TOP FROM EMILY

Now, don't you go thinking that saving money means you can't have any fun. It's
about being clever with your cashola so you can spend it on what really puts a
smile on your face - whether that's spoiling those grandbabies rotten, finally
taking that trip to see the cherry blossoms in Washington, or just enjoying your
morning coffee without worrying about the price tag.

So, let's roll up our sleeves and start saving together. After all, a penny
saved is a penny earned, and I've never met a penny I didn't like!

Warm wishes and cool savings,
Emily

EmilySaves.com is not connected with or endorsed by the United States government
or the Federal Medicare program. Not all products are available in all states.
Products are available in the following states: AK, AL, AR, AZ, CA, CO, CT, DC,
FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND,
NE, NH, NJ, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV and WY.
There is absolutely no obligation to purchase anything. At Emily Saves, you will
talk with a licensed insurance agent in your state.

EmilySaves.com is a licensed and certified representative of Medicare Advantage
[HMO, HMO SNP, PPO, PPO SNP and PFFS] organizations [and stand-alone PDP ] that
have a Medicare contract. Enrollment in any plan depends on contract renewal.
Not all plans offer all of these benefits. Benefits may vary by carrier and
location. Limitations and exclusions may apply. Calling this number
1-855-951-3972 TTY 711 24/7 will connect you to a licensed insurance agent.

By using this site, you acknowledge that you have read and agree to the Terms of
Service and Privacy Policy.

We do not offer every plan available in your area. Any information we provide is
limited to those plans we do offer in your area. Please contact Medicare.gov or
1-800-MEDICARE to get information on all of your options. TTY users should call
1-877-486-2048 24 hours a day/7 days a week.

This is a solicitation of insurance. Enrollment in a plan may be limited to
certain times of the year unless you qualify for a special enrollment period or
you are in your Medicare Initial Election Period.



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