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Submitted URL: https://offer.citibank.com/
Effective URL: https://banking.citi.com/cbol/OM/checking/tiered/featured-offers/default.htm?venue=R2CDMAL&cmp=pac_acquire_2201_R2Ctiered...
Submission: On July 15 via automatic, source certstream-suspicious — Scanned from DE
Effective URL: https://banking.citi.com/cbol/OM/checking/tiered/featured-offers/default.htm?venue=R2CDMAL&cmp=pac_acquire_2201_R2Ctiered...
Submission: On July 15 via automatic, source certstream-suspicious — Scanned from DE
Form analysis
5 forms found in the DOM<form class="zip-form">
<div class="input-wrapper">
<label class="zip-label" for="83980ea2-5c59-45c2-828e-e36b0e04d78a">Enter Home Zip Code</label>
<input class="text" name="zip" aria-label="Zip Code" type="text" data-allowed-pattern="[\d]" pattern="[0-9]*" inputmode="numeric" aria-required="true" maxlength="5" autocomplete="off" placeholder="Enter 5-Digit Zip Code"
id="83980ea2-5c59-45c2-828e-e36b0e04d78a"><span id="46e6ac09-bbfc-4e02-b6ca-17d653f5a0d1" class="error" aria-hidden="true" style="display: none;"></span>
</div>
<div class="buttons-wrapper">
<input class="submit" type="submit" name="btnSubmit" value="Submit">
<a href="" class="cancel">Cancel</a>
<button class="cancel" type="button" style="display: none;">Cancel </button>
</div>
</form>
<form class="checking-dialog__form" novalidate="">
<div class="checking-dialog__checking-section">
<fieldset>
<div class="checking-dialog__checking-radio-wrapper ">
<div class="checking-dialog__checking-radio-header">
<label for="4610fd41-c05d-4d0f-8ca4-3e8148e2da64">
<input data-tracking-path="access" type="radio" id="4610fd41-c05d-4d0f-8ca4-3e8148e2da64" name="checking" value="access_account">ACCESS CHECKING </label>
<p class="checking-dialog__checking-radio-copy">Checkless banking</p>
</div>
<div class="checking-dialog__checking-radio-content">
<ul class="checking-dialog__checking-list">
<li>
<p class="checking-dialog__checking-list-p"><strong>$5 Monthly Service Fee waived</strong> for 3 calendar months after account opening, or for customers in Relationship Tiers, or each month the account has $250+ in Enhanced Direct
Deposits<sup class="removeBorderBottom">1</sup></p>
</li>
<li>
<p class="checking-dialog__checking-list-p"><strong>$2.50 fee for Non-Citi ATMs</strong></p>
</li>
<li>
<p class="checking-dialog__checking-list-p"><strong>No Overdraft or Returned Item Fees<sup>2</sup></strong> Access Checking is designed so that certain transactions will not be authorized</p>
</li>
</ul>
</div>
</div>
<div class="checking-dialog__checking-radio-wrapper ">
<div class="checking-dialog__checking-radio-header">
<label for="9762b737-1ea7-450d-aa63-e42accadd46f">
<input data-tracking-path="regular" type="radio" id="9762b737-1ea7-450d-aa63-e42accadd46f" name="checking" value="regular_checking">REGULAR CHECKING </label>
<p class="checking-dialog__checking-radio-copy">Unlimited check writing</p>
</div>
<div class="checking-dialog__checking-radio-content">
<ul class="checking-dialog__checking-list">
<li>
<p class="checking-dialog__checking-list-p"><strong>$15 Monthly Service Fee waived</strong> for 3 calendar months after account opening, or for customers in Relationship Tiers, or each month the account has $250+ in Enhanced Direct
Deposits<sup>1</sup></p>
</li>
<li>
<p class="checking-dialog__checking-list-p"><strong>$2.50 fee for Non-Citi ATMs waived</strong> in the month the account has Enhanced Direct Deposits totaling $250+ or for customers in Relationship Tiers<sup>1</sup></p>
</li>
<li>
<p class="checking-dialog__checking-list-p"><strong>No Overdraft or Returned Item Fees<sup>2</sup></strong></p>
</li>
</ul>
</div>
</div>
</fieldset>
</div>
<div class="checking-dialog__savings-section">
<div class="checking-dialog__savings-content">
<h2 class="checking-dialog__savings-title">Do you want to add a linked savings account?</h2>
<p class="checking-dialog__savings-copy">Your linked savings balance will count towards unlocking your cash bonus.</p>
</div>
<fieldset>
<div class="checking-dialog__savings-radio-wrapper">
<div class="checking-dialog__savings-radio-group">
<input data-tracking-path="yes" type="radio" id="1b9d4f4d-6c98-4c85-b84a-ed0713268ee1" name="savings" value="citi_savings">
<label for="1b9d4f4d-6c98-4c85-b84a-ed0713268ee1"> YES </label>
</div>
</div>
<div class="checking-dialog__savings-radio-wrapper">
<div class="checking-dialog__savings-radio-group">
<input data-tracking-path="no" type="radio" id="23dca5b8-43d7-4ce1-a1a2-21e79e3ea9c6" name="savings" value="">
<label for="23dca5b8-43d7-4ce1-a1a2-21e79e3ea9c6"> NO THANKS </label>
</div>
</div>
</fieldset>
</div>
<a class="checking-dialog__app-cta" target="_blank" aria-label="Apply Now for Citi Checking" href="/cbol/16/_bt_appredir.asp?cmp=pac_acquire_2201_R2Ctiered_H122DMIN1&BTData=PWW.B.gAB4f.B.Bvh.SDEb.diU.k3R.wZA.Bj.SL.0T.E&ProspectID=C62DEE4556444B3FB538DEFFEFC8F0A2&TID=153790&Promo_ID=O3083WKGHVDEFT&&cst=10&product_list=&pixID=" aria-describedby="a11y-message--new-window">Apply Now</a>
<span id="error" class="checking-dialog__error">Please select an account type</span>
</form>
<form class="checking-dialog__form" novalidate="">
<div class="checking-dialog__checking-section">
<fieldset>
<div class="checking-dialog__checking-radio-wrapper ">
<div class="checking-dialog__checking-radio-header">
<label for="53c2edbb-70ce-48c9-aa58-cef2396cb6d7">
<input data-tracking-path="access" type="radio" id="53c2edbb-70ce-48c9-aa58-cef2396cb6d7" name="checking" value="access_account">ACCESS CHECKING </label>
<p class="checking-dialog__checking-radio-copy">Checkless banking</p>
</div>
<div class="checking-dialog__checking-radio-content">
<ul class="checking-dialog__checking-list">
<li>
<p class="checking-dialog__checking-list-p"><strong>$5 Monthly Service Fee waived</strong> for 3 calendar months after account opening, or for customers in Relationship Tiers, or each month the account has $250+ in Enhanced Direct
Deposits<sup>1</sup></p>
</li>
<li>
<p class="checking-dialog__checking-list-p"><strong>$2.50 fee for Non-Citi ATMs</strong></p>
</li>
<li>
<p class="checking-dialog__checking-list-p"><strong>No Overdraft or Returned Item Fees<sup>2</sup></strong> Access Checking is designed so that certain transactions will not be authorized</p>
</li>
</ul>
</div>
</div>
<div class="checking-dialog__checking-radio-wrapper ">
<div class="checking-dialog__checking-radio-header">
<label for="dec6cfce-92ef-488e-916d-d87250d8e012">
<input data-tracking-path="regular" type="radio" id="dec6cfce-92ef-488e-916d-d87250d8e012" name="checking" value="regular_checking">REGULAR CHECKING </label>
<p class="checking-dialog__checking-radio-copy">Unlimited check writing</p>
</div>
<div class="checking-dialog__checking-radio-content">
<ul class="checking-dialog__checking-list">
<li>
<p class="checking-dialog__checking-list-p"><strong>$15 Monthly Service Fee waived</strong> for 3 calendar months after account opening, or for customers in Relationship Tiers, or each month the account has $250+ in Enhanced Direct
Deposits<sup>1</sup></p>
</li>
<li>
<p class="checking-dialog__checking-list-p"><strong>$2.50 fee for Non-Citi ATMs waived</strong> in the month the account has Enhanced Direct Deposits totaling $250+ or for customers in Relationship Tiers<sup>1</sup></p>
</li>
<li>
<p class="checking-dialog__checking-list-p"><strong>No Overdraft or Returned Item Fees<sup>2</sup></strong></p>
</li>
</ul>
</div>
</div>
</fieldset>
</div>
<div class="checking-dialog__savings-section">
<div class="checking-dialog__savings-content">
<h2 class="checking-dialog__savings-title">Do you want to add a linked savings account?</h2>
<p class="checking-dialog__savings-copy">Your linked savings balance will count towards unlocking your cash bonus.</p>
</div>
<fieldset>
<div class="checking-dialog__savings-radio-wrapper">
<div class="checking-dialog__savings-radio-group">
<input data-tracking-path="yes" type="radio" id="03ee9b53-e0db-4203-bf2a-ed459ae5a435" name="savings" value="citi_savings">
<label for="03ee9b53-e0db-4203-bf2a-ed459ae5a435"> YES </label>
</div>
</div>
<div class="checking-dialog__savings-radio-wrapper">
<div class="checking-dialog__savings-radio-group">
<input data-tracking-path="no" type="radio" id="296600bc-3de6-4ed7-920f-5e8ccb81638f" name="savings" value="">
<label for="296600bc-3de6-4ed7-920f-5e8ccb81638f"> NO THANKS </label>
</div>
</div>
</fieldset>
</div>
<a class="checking-dialog__app-cta" target="_blank" aria-label="Apply Now for the Citi Priority Relationship Tier" href="/cbol/16/_bt_appredir.asp?cmp=pac_acquire_2201_R2Ctiered_H122DMIN1&BTData=PWW.B.gAB4f.B.Bvh.SDEb.diU.k3R.wZA.Bj.SL.0T.E&ProspectID=C62DEE4556444B3FB538DEFFEFC8F0A2&TID=153790&Promo_ID=O3083WKGHVDEFT&&cst=20&product_list=&pixID=" aria-describedby="a11y-message--new-window">Apply Now</a>
<span id="error" class="checking-dialog__error">Please select an account type</span>
</form>
<form class="checking-dialog__form" novalidate="">
<div class="checking-dialog__savings-section">
<div class="checking-dialog__savings-content">
<h2 class="checking-dialog__savings-title">Do you want to add a linked savings account?</h2>
<p class="checking-dialog__savings-copy">Your linked savings balance will count towards unlocking your cash bonus.</p>
</div>
<fieldset>
<div class="checking-dialog__savings-radio-wrapper">
<div class="checking-dialog__savings-radio-group">
<input data-tracking-path="yes" type="radio" id="19b679f8-aabc-43ac-8d56-d77674ac4d19" name="savings" value="citi_savings">
<label for="19b679f8-aabc-43ac-8d56-d77674ac4d19"> YES </label>
</div>
</div>
<div class="checking-dialog__savings-radio-wrapper">
<div class="checking-dialog__savings-radio-group">
<input data-tracking-path="no" type="radio" id="ce93430d-3db3-4952-afa6-5345d0d73793" name="savings" value="">
<label for="ce93430d-3db3-4952-afa6-5345d0d73793"> NO THANKS </label>
</div>
</div>
</fieldset>
</div>
<a class="checking-dialog__app-cta" target="_blank" aria-label="Apply Now for the Citigold Relationship Tier" href="/cbol/16/_bt_appredir.asp?cmp=pac_acquire_2201_R2Ctiered_H122DMIN1&BTData=PWW.B.gAB4f.B.Bvh.SDEb.diU.k3R.wZA.Bj.SL.0T.E&ProspectID=C62DEE4556444B3FB538DEFFEFC8F0A2&TID=153790&Promo_ID=O3083WKGHVDEFT&&cst=30&product_list=regular_checking&pixID=undefined" aria-describedby="a11y-message--new-window">Apply Now</a>
<span id="error" class="checking-dialog__error" style="display: none;">Please make a selection</span>
</form>
<form class="calendar__form">
<div>
<input class="calendar__form-date-input" name="opendate" aria-label="Date you opened your account" placeholder="MM/DD/YYYY" aria-placeholder="MM/DD/YYYY" type="text" data-date-input="true" data-allowed-pattern="\d{0,2}\/?\d{0,2}\/?\d{0,4}"
pattern="[0-9]*" inputmode="numeric" aria-required="true" maxlength="10" autocomplete="off" data-start-date="07/09/2024" data-end-date="10/8/2024" data-error-invalid="Please enter a valid numeric date in the format MM/DD/YYYY."
data-error-range="Please enter a date within the enrollment period, valid through October 8, 2024." data-holidays="09/02/2024,10/14/2024,11/11/2024,11/28/2024,12/25/2024,"><span id="85be43b6-afe7-40ca-a0bc-ace063fbfc62" class="error"
aria-hidden="true" style="display: none;"></span>
</div>
<input type="submit" class="calendar__form-submit" aria-label="Enter Date" value="Enter">
</form>
Text Content
SPECIAL OFFER EARN UP TO $1,500 WITH A CITI® CHECKING ACCOUNT New checking customers may earn a cash bonus of $500 or $1,500 after opening an eligible checking account from 7/9/24 to 10/8/24 and completing required activities. See offer details.1 Planning on depositing $30,000 or more? New to Relationship1 customers should open their eligible checking account in a Relationship Tier to unlock even more benefits and services. Otherwise, click Get Started for a checking account with everyday benefits. Get Started FEWER FEES. MAXIMUM BENEFITS. * NO MONTHLY SERVICE FEES1 when you have $250+ in Enhanced Direct Deposits * ZERO OVERDRAFT FEES2 on our consumer checking accounts * NO ATM FEES at 65,000+ ATMs across the U.S.2 THE MORE YOU DEPOSIT, THE MORE YOU EARN EARN $500 Minimum Balance: $30,000 OR EARN $1,500 Minimum Balance: $200,000 New checking customers may earn a cash bonus of $500 or $1,500 after opening an eligible checking account from 7/9/24 to 10/8/24 and completing required activities.1 * STEP 1OPEN NEW ACCOUNT To enroll in this offer, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements. Open a new eligible checking account and enroll in the bonus offer the same day. Offer valid from 7/9/24 to 10/8/24. * STEP 2FUND YOUR ACCOUNT Deposit New-to-Citibank funds into your checking account within 45 calendar days from account opening. The balance on your 45th day will determine your maximum eligible cash bonus.* * STEP 3MAINTAIN YOUR BALANCE Maintain the required minimum balance in your eligible account(s) for an additional 45 days from the 46th day.** Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer. Fees may reduce earnings. See Offer, Product & Pricing Information1 *If you also open and fund a new Citi® Savings Account, your balance can be held in your Checking Account or between your Checking Account AND your new Citi Savings Account to count toward the minimum requirement to earn a bonus. **We want you to have flexibility with this offer, so if you need to withdraw some of your funds during the balance maintenance period, just make sure you have at least $30,000 in your account to remain eligible to earn at least the minimum cash bonus of $500. For those customers with balances of $1MM+, you may want to consider the benefits of being a Citigold® Private Client customer and speak with a bank representative to apply today at 1-888-500-5008 1-888-500-5008 (We accept 711 or other Relay Service). GROW YOUR BALANCE, GAIN NEW BENEFITS Simplified banking unlocks the ability to receive enhanced benefits and services based on your Relationship Tier with the bank. Start unlocking Relationship Tier benefits with a balance of $30,000 or more.1 Citi Account Features Citi Relationship Tiers EVERYDAY BENEFITS Combined Average Monthly Balance $0 - $29,999.991 Access to Citi Mobile® App, online banking and 65,000+ ATMs nationwide2 Features and Benefits Include: * Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits1 * Easy-to-use digital services to deposit checks, transfer funds and send money to friends * No Overdraft or Returned Item Fees2 See Everyday features and benefits2 Hide Everyday features and benefits2 Open an Account CITI PRIORITY Combined Average Monthly Balance $30,000 - $199,999.99 Preferred banking with no Monthly Service Fees,1 plus access to financial planning guidance2 Everyday Benefits, Plus: * Waived fees for money orders, stop payments and more2 * Complimentary financial check-ups from Citi Personal Wealth Management2 * Increased limits for Zelle® payments, debit card purchases and daily ATM withdrawals2 See Citi Priority benefits2 Hide Citi Priority benefits2 Open an Account CITIGOLD® Combined Average Monthly Balance $200,000 - $999,999.99 Premium banking with waived online wire transfer fees, plus a dedicated Wealth team2 Citi Priority Benefits, Plus: * Unlimited reimbursement of Non-Citibank ATM fees globally2 * Dedicated team and investment guidance from Citi Personal Wealth Management2 * Up to $200 annually in cash back subscription rebates2 See Citigold benefits2 Hide Citigold benefits2 Open an Account CITIGOLD® PRIVATE CLIENT Combined Average Monthly Balance $1,000,000+ Premier banking featuring fee-free services, plus an elevated level of wealth management2 Citigold Benefits, Plus: * Increased limits for Mobile Check Deposits, ATM cash withdrawals and more2 * Advanced wealth planning and more from Citi Personal Wealth Management2 * Double the amount in cash back subscription rebates—up to $400 annually2 See Citigold Private Client benefits2 Hide Citigold Private Client benefits2 To learn more, call 1-888-500-5008 1-888-500-5008 and mention this offer We accept TTY or other Relay Service To remain in your Relationship Tier, you need to make sure your Combined Average Monthly Balance doesn't drop below your Relationship Tier’s minimum Balance Range for 3 consecutive calendar months.1 Compare features & benefits PRODUCTS & PRICING ARE BASED ON YOUR HOME ADDRESS Change ZIP Code > HAVE QUESTIONS? Visit a Citi Branch > INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED OPEN A CITI® CHECKING ACCOUNT TODAY Get Started * Terms & Conditions * Privacy * Notice at Collection * CA Privacy Hub * Security * Contact Us * * * Print or Save 1 Offer, Product & Pricing Information 2 Additional Information Account monthly service fees* and Non-Citi ATM fees are waived for customers in the Citigold Private Client, Citigold or Citi Priority Relationship Tiers during the calendar month. If your Combined Average Monthly Balance (CAMB) does not meet the minimum required for three consecutive calendar months, you’ll automatically be Re-Tiered. In addition to Relationship Tier waivers, Monthly Service Fees are waived for Regular Checking accounts and Access Checking accounts 1) when the account has $250 or more in Enhanced Direct Deposits (“EDD”)**, or 2) in the month of account opening and for the first 3 full calendar months after account opening. In addition to Relationship Tier waivers, Monthly Service Fees are waived for Citi Savings accounts and Citi Accelerate Savings accounts 1) when the account has an Average Monthly Balance of $500 or more, or 2) if an owner of the Savings account also owns a Regular Checking account or Access Checking account, or 3) in the month of account opening and for the first 3 full calendar months after account opening. Tier Exclusions apply to certain customers through separate notice. Unless a waiver applies as described above, monthly service fees are as follows: Deposit Account Monthly Service Fee Access Checking $5.00 Regular Checking $15.00 Savings*** $4.50 *Deposit accounts are subject to service, transaction or other fees not covered by the Monthly Service Fee. For a complete list of applicable fees, please review your Client Manual Agreement. Please also carefully review any fee disclosures provided at the time of a transaction or when a service is provided, such as when you open a Safe Deposit Box or order checks. **An Enhanced Direct Deposit (EDD) is an electronic deposit through the Automated Clearing House (“ACH”) Network of payroll, pension, social security, government benefits and other payments to your checking or savings account. An EDD also includes Zelle® incoming payments and other person-to-person (P2P) payments when made via ACH using providers such as Venmo or PayPal. Teller deposits, cash deposits, check deposits, wire transfers, transfers between Citibank accounts, ATM transfers and deposits, mobile check deposits, and P2P payments using a debit card do not qualify as an EDD. ***Citi Miles Ahead Savings, certain Savings accounts that are UTMAs, and COMMA accounts are not charged monthly service fees. For full terms and conditions please view the Client Manual Agreement and Account Agreement and Notices page. To apply online, you must be a U.S. citizen or a U.S. resident alien and at least 18 years old. You'll need to provide a physical address in the U.S., date of birth and applicable identification documentation which may include a Social Security Number or Individual Taxpayer Identification number. Deposits are FDIC insured up to $250,000 per depositor, for each account ownership category. To learn more visit www.fdic.gov. Apple Pay is a registered trademark of Apple Inc. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. This promotion is not sponsored, endorsed, administered by or associated with Early Warning Services, LLC or Zelle.® PayPal.com and the PayPal logo are trademarks of PayPal Holdings, Inc., or its affiliates. PayPal terms and conditions apply. Venmo is a service of PayPal, Inc., a licensed provider of money transfer services (NMLS ID: 910457). All money transmission is provided by PayPal, Inc. pursuant to PayPal, Inc.’s licenses. Certain other trademarks listed above are owned by third parties not affiliated with Citibank. World Wallet® services are provided by Citibank, N.A. World Wallet is a registered service mark of Citigroup, Inc. Deposit and Lending products are provided by Citibank, N.A. NMLS ID 412915. Equal Housing Lender and Member FDIC. Only bank deposit products are FDIC insured. ©2024 Citigroup Inc. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world. CITI CHECKING ACCOUNT ENTER YOUR ZIP CODE TO GET STARTED The products and pricing we offer may vary between locations. By using the ZIP Code of your home (not mailing) address, we can provide you with accurate information. UNFORTUNATELY, THIS OFFER ISN'T AVAILABLE IN YOUR AREA. IF YOU'D LIKE TO TRY AGAIN, PLEASE UPDATE YOUR ZIP CODE. See how you can still save. Learn More > OR If you would like to try again, please update your home Zip Code. Enter Home Zip Code Cancel Cancel × CHOOSE YOUR CHECKING ACCOUNT ACCESS CHECKING Checkless banking * $5 Monthly Service Fee waived for 3 calendar months after account opening, or for customers in Relationship Tiers, or each month the account has $250+ in Enhanced Direct Deposits1 * $2.50 fee for Non-Citi ATMs * No Overdraft or Returned Item Fees2 Access Checking is designed so that certain transactions will not be authorized REGULAR CHECKING Unlimited check writing * $15 Monthly Service Fee waived for 3 calendar months after account opening, or for customers in Relationship Tiers, or each month the account has $250+ in Enhanced Direct Deposits1 * $2.50 fee for Non-Citi ATMs waived in the month the account has Enhanced Direct Deposits totaling $250+ or for customers in Relationship Tiers1 * No Overdraft or Returned Item Fees2 DO YOU WANT TO ADD A LINKED SAVINGS ACCOUNT? Your linked savings balance will count towards unlocking your cash bonus. YES NO THANKS Apply Now Please select an account type By clicking Apply Now, you will not be choosing a Relationship Tier. Customers who plan to deposit $30,000+ may be eligible for additional features & benefits by opening in a different Relationship Tier.1 To enroll in this offer and unlock your cash bonus, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements.1 × CHOOSE YOUR CHECKING ACCOUNT ACCESS CHECKING Checkless banking * $5 Monthly Service Fee waived for 3 calendar months after account opening, or for customers in Relationship Tiers, or each month the account has $250+ in Enhanced Direct Deposits1 * $2.50 fee for Non-Citi ATMs * No Overdraft or Returned Item Fees2 Access Checking is designed so that certain transactions will not be authorized REGULAR CHECKING Unlimited check writing * $15 Monthly Service Fee waived for 3 calendar months after account opening, or for customers in Relationship Tiers, or each month the account has $250+ in Enhanced Direct Deposits1 * $2.50 fee for Non-Citi ATMs waived in the month the account has Enhanced Direct Deposits totaling $250+ or for customers in Relationship Tiers1 * No Overdraft or Returned Item Fees2 DO YOU WANT TO ADD A LINKED SAVINGS ACCOUNT? Your linked savings balance will count towards unlocking your cash bonus. YES NO THANKS Apply Now Please select an account type You are choosing the Citi Priority Relationship Tier. Customers who plan to deposit $200,000+ may be eligible for additional features & benefits by opening in a different Relationship Tier.1 To enroll in this offer and unlock your cash bonus, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements.1 × LET'S SET UP YOUR CHECKING ACCOUNT KEY FEATURES & BENEFITS OF REGULAR CHECKING * $15 Monthly Service Fee waived for 3 calendar months after account opening, or for customers in Relationship Tiers, or each month the account has $250+ in Enhanced Direct Deposits1 * Unlimited reimbursement of ATM fees at Non-Citi ATMs globally when in the Citigold Relationship Tier2 * No Overdraft or Returned Item Fees2 * Unlimited check writing Don’t need checks? Open an Access Checking Account > KEY FEATURES & BENEFITS OF ACCESS CHECKING * $5 Monthly Service Fee waived for 3 calendar months after account opening, or for customers in Relationship Tiers, or each month the account has $250+ in Enhanced Direct Deposits1 * Unlimited reimbursement of ATM fees at Non-Citi ATMs globally when in the Citigold Relationship Tier2 * No Overdraft or Returned Item Fees2 Access Checking is designed so that certain transactions will not be authorized * Checkless banking Need checks? Open a Regular Checking Account > DO YOU WANT TO ADD A LINKED SAVINGS ACCOUNT? Your linked savings balance will count towards unlocking your cash bonus. YES NO THANKS Apply Now Please make a selection To enroll in this offer and unlock your cash bonus, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements.1 You are choosing the Citigold Relationship Tier. Customers who plan to deposit $1,000,000+ may be eligible for additional features & benefits by opening in the Citigold® Private Client Relationship Tier.1 × COMPARE FEATURES & BENEFITS New to Relationship customers can enjoy Relationship Tier benefits when they open an account and keep them if they meet the balance range within 3 calendar months. Expand All Sections Collapse All Sections Close EVERYDAY FEATURES & BENEFITS Compare Everyday Features & Benefits Citi Priority Citigold® Citigold® Private Client CITI RELATIONSHIP TIER CITI PRIORITY Compare Everyday Features & Benefits Citi Priority Citigold® Citigold® Private Client CITI RELATIONSHIP TIER CITIGOLD® Compare Everyday Features & Benefits Citi Priority Citigold® Citigold® Private Client CITI RELATIONSHIP TIER CITIGOLD® PRIVATE CLIENT Compare Everyday Features & Benefits Citi Priority Citigold® Citigold® Private Client Combined Average Monthly Balance Range $0 to $29,999.991. $30,000 to $199,999.99 To get started: $200,000 to $999,999.99 To maintain tier: $180,000 to $999,999.991 To get started: $1,000,000+ To maintain tier: $800,000+1 Monthly Service Fee Access Checking: $5 Regular Checking: $15 Savings: $4.50 No fee No fee No fee Ways to avoid monthly service fee for checking accounts Regular & Access Checking fee waived1: * in the month of account opening and for 3 months after account opening or * each month the account has $250+ in Enhanced Direct Deposits1 No fee No fee No fee Ways to avoid monthly service fee for savings accounts Savings fee waived1: * in the month of account opening and for 3 months after account opening or * with a $500+ Average Monthly Balance or * with a Citi checking account No fee No fee No fee Banking Access cash at 65,000+ fee-free ATMs2 YES YES YES YES Non-Citi ATM Fees2 Access Checking: $2.50 fee per withdrawal Regular Checking: $2.50 fee waived with $250+ in Enhanced Direct Deposits1. No fees No fees No fees Unlimited reimbursement on ATM fees at Non-Citibank ATMS globally2 No reimbursement No reimbursement YES YES Daily ATM/Debit Card cash withdrawal limits2 Up to $1,500 per Citibank Banking Card per Business Day Up to $2,000 per account per Business Day Up to $5,000 per account per Business Day Up to $5,000 per account per Business Day Daily Debit Card PIN-based and signature purchase limits2 $5,000 per account per Business Day $10,000 per account per Business Day $25,000 per account per Business Day $50,000 per account per Business Day Potential to earn competitive rates on a new Citi® Savings Account. View Rates > YES YES YES YES No Overdraft or Returned Item Fees2 YES YES YES YES Money Order Fee $5 Waived Waived Waived Official Check Fee $10 Waived Waived Waived Stop Payment Request Fee $30 Waived Waived Waived Regular Checking: Checkbook Order/Reorders Varies Waived fees: standard checkbook orders Waived fees: standard checkbook orders Waived fees: standard checkbook or non-standard checkbook orders Preferred Lending Pricing Mortgage discount with relationship pricing2 Tiered interest rate discount or closing cost discount based on Citi Eligible Balances Tiered interest rate discount or closing cost discount based on Citi Eligible Balances Tiered interest rate discount or closing cost discount based on Citi Eligible Balances Tiered interest rate discount or closing cost discount based on Citi Eligible Balances Discount on personal loans2 Standard rates 0.25% rate discount 0.25% rate discount 0.25% rate discount Planning & Investing Annual fee on Citi Personal Wealth Management Investment Accounts2 Waived Waived Waived Waived Investment resources to simplify your financial decisions NO YES YES YES Commission-free trading through Citi Self Invest from Citi Personal Wealth Management2 YES YES YES YES Global market analysis and research reports NO NO YES YES Access to Financial Advisors2 YES YES YES YES World-class Investment platform from Citi Personal Wealth Management YES YES YES YES Complimentary financial planning NO YES YES YES Travel & Lifestyle Citi Entertainment® YES YES YES YES Foreign exchange fee when using your Citi Debit Card abroad2 3.00% Waived Waived Waived World Wallet® foreign currency exchange service and shipping fees2 Service Fees: $5 < $1,000 USD $0 > $1,000 USD Direct-to-Consumer Shipping Fees: Standard: $10 Priority: $15 Saturday $20 Shipping to branch: Waived fee Waived Waived Waived Toll-free access to Citiphone service when traveling2 NO YES YES YES Annual subscription rebates2 NO NO Up to $200 Up to $400 Citigold Concierge2 NO NO YES YES Citigold Culture Pass2 NO NO YES YES Complimentary Citi Bike Membership — Varies Complimentary 1-year membership2 Complimentary 1-year membership2 Premium Benefits through Mastercard Travel & Lifestyle Services2 NO NO NO YES INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED 1. Product & Pricing Information TERMS & CONDITIONS AND FEES FOR ACCOUNTS, PRODUCTS, PROGRAMS AND SERVICES ARE SUBJECT TO CHANGE. PRICING & FEE WAIVERS * Deposit accounts are subject to service, transaction or other fees not covered by the Monthly Service Fee. For a complete list of applicable fees, please review your Client Manual Agreement. Please also carefully review any fee disclosures provided at the time of a transaction or when a service is provided, such as when you open a Safe Deposit Box or order checks. * An Enhanced Direct Deposit (EDD) is an electronic deposit through the Automated Clearing House (“ACH”) Network of payroll, pension, social security, government benefits and other payments to your checking or savings account. An EDD also includes Zelle® incoming payments and other person-to-person (P2P) payments when made via ACH using providers such as Venmo or PayPal. Teller deposits, cash deposits, check deposits, wire transfers, transfers between Citibank accounts, ATM transfers and deposits, mobile check deposits, and P2P payments using a debit card do not qualify as an EDD. * Citi Miles Ahead Savings, certain Savings accounts that are UTMAs, and COMMA accounts are not charged monthly service fees. * Accounts that maintain a zero balance for 90 calendar days are subject to account closure at Citibank’s sole discretion. RELATIONSHIP TIER & RE-TIERING INFORMATION * Customers who did not own a Citibank checking, savings, CD, IRA, or investment account (investment accounts are offered through Citigroup Global Markets, Inc.) in the 30 days prior to opening a new deposit account (“New to Relationship customers”) may choose their Relationship Tier when opening a deposit account. If you are a New to Relationship customer, you will begin to enjoy benefits of Citi Relationship Tiers upon account opening. We will begin reviewing your Combined Average Monthly Balance (CAMB) for all Eligible Deposit and Investment* (EDI) accounts in the first full month after you open your new account. You must achieve a $30,000 CAMB in EDI accounts in at least one month of the first three full months after account opening to remain in the Citi Priority Relationship Tier. You must achieve a $180,000 CAMB in EDI accounts in at least one month of the first three full months after account opening to remain in the Citigold® Relationship Tier. You must achieve a $800,000 CAMB in EDI accounts in at least one month of the first three full months after account opening to remain in the Citigold Private Client Relationship Tier. Your CAMB is determined by calculating the average monthly balance of all EDI accounts you own during a calendar month. All customers, including customers not in a Relationship Tier, have access to everyday features and benefits from the products they own with Citi. * Eligible deposit, retirement, and investment accounts (investment accounts are offered through Citigroup Global Markets Inc.) (EDI) that you own or for which you are beneficial owner can contribute toward your CAMB. Please refer to the Client Manual Agreement to determine which EDI accounts contribute toward your CAMB. The following accounts are not EDI accounts: accounts owned by Estates, accounts that are not consumer accounts, COMMA accounts, accounts in a money purchase plan or profit sharing plan, accounts opened through Citi Alliance, accounts opened through Citi Private Bank, and accounts opened through the International Personal Bank. Re-Tiering will begin reviewing your CAMB in the first full month after account opening, however it takes three full months of CAMB to be impacted by the Re-Tiering process. New to Relationship customers will not be impacted by Re-Tiering until the 1st day of the fourth full month after account opening. The Relationship Tier for existing customers can change in any month. To move to a higher Relationship Tier, you must sustain that Relationship Tier’s minimum Balance Range for three consecutive calendar months. If you want to maintain your Relationship Tier, you need to make sure your CAMB does not drop below your Relationship Tier’s minimum Balance Range for three consecutive calendar months. When you are automatically Re-Tiered, we’ll inform you of your new Relationship Tier on your Account Statement. You may opt-out of Relationship Tiers, and the Re-Tiering process, by speaking to a banker in a branch or calling Citiphone banking. 2. Additional Information Please review your Client Manual Agreement for a complete list of waived and reduced fees. Not all benefits are available at account opening. TERMS & CONDITIONS AND FEES FOR ACCOUNTS, PRODUCTS, PROGRAMS AND SERVICES ARE SUBJECT TO CHANGE. EVERYDAY FEATURES AND BENEFITS All customers, including customers not in a Relationship Tier, have access to everyday features and benefits from the products they own with Citi. * NO OVERDRAFT FEES. While Citibank will not charge you an overdraft fee, Citibank encourages its customers to consider the impact of overdrawing an account. The ability to overdraw your account may be limited. An overdrawn account has a negative balance. An account can become overdrawn when a Transaction Item is deducted from your account and causes your account to have a negative balance or increases the amount by which your account is negative. In the event of insufficient funds to pay one or more Transaction Items from your Available Now Balance, in our sole discretion we may return (“Returned Item”) or pay (“Overdraft”) one or more Transaction Items. We may discontinue permitting Overdrafts without cause or notice to you. You may deposit checks into your account that are returned, regardless of whether or not your account is overdrawn. In addition, Access Checking accounts are designed so that Transaction Items that cause an overdraft will not be authorized. * 65,000+ FEE-FREE ATMS. Claim is based on locations in the United States where customers can make cash withdrawals with no surcharge (usage) fee by the ATM operator. Citibank customers can get cash, get information and make transfers between their eligible linked Citibank accounts with no surcharge fee when they use their Citibank® Banking Card at ATMs in the U.S. located at Citibank branches, ATMs at select retail store locations, and ATMs participating in the MoneyPass® Network; regular account charges apply. ATMs in retail stores and at other non-Citi locations are not owned or operated by Citibank and offer fewer functions. Use the Citi Worldwide ATM/Branch Locator on Citibank Online or the Citi Mobile® App to find the nearest ATMs and branches, including non-Citibank ATMs in the U.S. with surcharge free access. MoneyPass is a registered trademark of Fiserv, Inc. * DEBIT CARD LIMITS. Citibank reserves the right to change limits or to suspend or discontinue the availability of electronic transfer services at any time based on security or other factors. * CITI MORTGAGE RELATIONSHIP PRICING. Balances of $1 - $49,999.99: $500 off closing costs Balances of $50,000 - $199,999.99: 1/8% off interest rate Balances of $200,000 - $499,999.99: 1/4% off interest rate Balances of $500,000 - $999,999.99: 3/8% off interest rate Balances of $1,000,000 - $1,999,999.99: 1/2% off interest rate Balances of $2,000,000+ or more: 5/8% off interest rate A Citibank deposit account is required to receive the interest rate discount or closing cost credit. Automated monthly transfers of the mortgage payment from a Citibank Deposit Account using automated drafting will be required. Actual interest rate discount and closing cost credit will depend on the level of the Citi Eligible Balances, which will be verified after final loan approval. Citi Mortgage Relationship Pricing benefits cannot be combined with other offers or incentives. Citibank mortgage relationship pricing for Citibank account holders can only be applied prior to loan closing and is subject to account and balance validation. Citibank Mortgage Relationship Pricing is subject to change without notice. Eligible Balances will be verified after final loan approval. The balances used to determine the benefit will be what remains after any down payment and closing costs for the mortgage transaction. Deposit Account Balances must be in the account five (5) Business Days following final loan approval and Investment Account balances must be in the account six (6) Business Days following final loan approval. Citi eligible accounts include a personal consumer Citibank Deposit Account, linked Citibank IRAs, and Investments held in linked Citigroup Global Markets Inc. ("CGMI") accounts. The borrower must be an account holder on investment accounts. IRA and annuity positions shown on linked CGMI Account statements are eligible (except tax qualified annuities under sections 401, 403, or 457 of the Internal Revenue Code). Balances from Citibank Business / Commercial accounts, ERISA accounts, Keogh accounts, Bank Collateral accounts, Foreign accounts, Fiduciary accounts, and Trust accounts where the borrower is only listed as the Beneficiary are excluded. All Custodial type accounts are excluded with the exception of Custodial IRA accounts through Citibank or Pershing LLC where the borrower(s) is the beneficiary, which are eligible unless otherwise noted. Citibank IRAs that are not linked to a Citibank Deposit Account are excluded. The closing cost credit offer will be applied at closing and may not be used prior to closing. In Texas, the credit may not result in you receiving cash back. If you are interested in Citi's banking account relationship offers, please contact your Mortgage Representative to discuss which offer is best for you. Citibank mortgage relationship pricing for Citibank account holders can only be applied prior to loan closing and is subject to account and balance validation. Citibank mortgage relationship pricing is subject to change without notice. GLOSSARY OF TERMS FOR THIS OFFER: Business Day means Monday through Friday and does not include federal holidays. Eligible Balances means total funds showing in the account at the time we verify the balances less any funds we determine you will need for a down payment or closing costs. Deposit Account means a Citibank personal checking and/or savings account as well as certificates of deposit and money market accounts. Investment Account means IRAs and investments held in Citigroup Global Markets Inc. accounts. Closing cost credit will be applied at closing. It may be applied to origination fees and standard customary third-party and government closing costs. In Texas, the credit may not result in your receiving cash back. Offers are not applicable on Home Equity Loans and Lines of Credit. Investment products are offered through Citigroup Global Markets Inc. (“CGMI”), member SIPC. Citibank and CGMI are affiliated companies under the common control of Citigroup Inc. Terms, conditions and fees for accounts, programs, products and services are subject to change. Citibank reserves the right to suspend, change and terminate the offers and promotion. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Offer cannot be combined with any other mortgage offers. This offer contains information about U.S. domestic financial services provided by Citibank, N.A. and is intended for use domestically in the U.S. Lending products offered by Citibank, N.A. NMLS ID 412915. Equal Housing Lender. * DISCOUNTS ON CITI PERSONAL LOANS. Personal loans and lines subject to credit approval. Certain limitations may apply. * COMMISSION-FREE TRADING. Commission-free trading of ETFs excludes leveraged and inverse ETFs and applies only to trades placed online and on the Citi Mobile® App. Clients will pay a commission to buy or sell ETFs by phone. ETFs are subject to management fees and expenses; refer to each ETF’s prospectus for more information. Account service fees may also apply. There are other costs associated with ETF and mutual fund investing, such as management fees and expenses. * CITI SELF INVEST. Citi Self Invest is a digital self-directed investment platform of Citi Personal Wealth Management. * CITI ENTERTAINMENT. You must use a Citi credit card which displays the Visa or Mastercard logo or a Citibank Debit Card which displays the Mastercard logo to take advantage of any ticket offer. Tickets are subject to availability and ticket orders may be subject to a service charge. Ticket limit per account and age requirements vary by event. By responding to an offer, you will be disclosing all the information requested to a company outside the Citigroup family of companies. Citi is not responsible for products or services offered by other companies. * FOREIGN EXCHANGE FEE. Citi will apply a foreign exchange fee equal to 3% of the transaction amount (including credit and reversals) for each international debit card purchase or ATM withdrawal transaction (including those at Proprietary Citibank ATMs) made in a currency other than U.S. Dollars when the transaction is conducted outside the 50 United States and its territories. Fee is waived for Citigold, Citi Priority, Citi Private Bank, and International Personal Bank U.S. accounts. * WORLD WALLET FOREIGN CURRENCY EXCHANGE SERVICES. Ordering limits apply. The exchange rate for a purchase or redemption of foreign currency includes a commission to Citibank for the conversion service. * TOLL-FREE ACCESS. Toll-free access to the U.S. Citi Service Center when traveling requires a checking account and Citi Priority, Citigold or Citigold Private Client Relationship Tier. CITI PRIORITY BENEFITS Everyday benefits information above, plus: As a Citi Priority client, you can receive banking and lending services from Citibank, N.A. (Citibank), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment products as a client of Citi Personal Wealth Management, a business of Citigroup Inc., that offers investment guidance, products, and services through Citigroup Global Markets Inc. (“CGMI”), member SIPC. Citigroup Life Agency LLC (CLA) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Financial Advisors are from Citi Personal Wealth Management and are employees and registered representatives of CGMI. Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc. Citi does not provide tax or legal advice. * CITI ATM FEE WAIVER. You may be charged a surcharge fee by the external bank or other ATM operator. * INCREASED LIMITS. Increased limits for debit card purchases and ATM withdrawals when compared to non-Relationship-Tier accounts. Requires a checking account and Citi Priority, Citigold or Citigold Private Client Relationship Tier. * CITI PERSONAL WEALTH MANAGEMENT INVESTMENT ACCOUNT FEE WAIVER. The annual fee for Citi Personal Wealth Management Investment accounts is waived for the Citi Priority, Citigold and Citigold Private Client Relationship Tiers. CITIGOLD BENEFITS Citi Priority benefits information above, plus: As a Citigold client, you can receive banking and lending services from Citibank, N.A. (Citibank), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment products as a client of Citi Personal Wealth Management, a business of Citigroup Inc., that offers investment guidance, products, and services through Citigroup Global Markets Inc. (”CGMI”), member SIPC. Citigroup Life Agency LLC (“CLA”) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc. Citi does not provide tax or legal advice. * ATM FEE REIMBURSEMENT. Other banks and ATM service providers may charge you a fee when you conduct a Citibank deposit account transaction using their ATMs. You will receive reimbursement from Citibank for ATM fees charged by other banks in any statement period where you are in the Citigold or Citigold Private Client Relationship Tiers. This ATM reimbursement is limited to consumer accounts. * CITIGOLD CONCIERGE. Citigold Concierge is the name of the service provided by Aspire Lifestyles for Citigold clients on behalf of Citigroup Inc. Citigroup Inc. and Aspire Lifestyles are not affiliated companies. * CITIGOLD CULTURE PASS. For customers in the Citigold Relationship Tier or Citigold Private Client Relationship Tier, Museum of Modern Art (MoMA), Museum of the City of New York (MCNY), Solomon R. Guggenheim Museum (Guggenheim) and The New York Botanical Garden (NYBG) benefit provides complimentary daytime admission (weekdays and weekends during normal business hours) for a client and one guest. Subject to availability. Subject to change at any time. Exchanges subject to availability. No refunds. Ticket(s) must be purchased in advance. To purchase ticket(s) online using Citigold Culture Pass, please click “Get Offer Code” to reach out to your Relationship Manager or Wealth Advisor to obtain a Unique Code. If your code does not work, please reach out for a new code. To enter, you will be required to present your ticket, a Citigold or Citigold Private Client Debit Card (as applicable) and a valid ID. MOMA and MCNY – Subject to availability, you may be able to purchase your tickets with your Unique Code in person the same day of entry. Guggenheim benefit is available at the New York City museum location only. Visitors must book advance tickets online at guggenheim.org by selecting the “Affiliates” option and choosing “Citigold Cardholder.” In addition to the above requirements, you may be required to present your Citigold or Citigold Private Client World Debit Mastercard® for entry. The New York Botanical Garden offers complimentary All-Garden Pass admission. Restrictions may apply when entry to the Garden is moderated by timed ticketing; Holiday Train Show may be subject to limited blackout dates. Reserve a time online to visit the Garden in advance. In addition, the Roundabout Theatre Company offers a special discount. Roundabout Theatre Company provides a 40% discount when purchasing with a Citigold or Citigold Private Client Debit Card. All prices include a $2 facility fee and orders may be subject to non-refundable handling fees. Limit of 8 tickets per order. Unique Code eligible only for Roundabout produced shows. Standard service charges apply to phone and Internet orders. Additional blackout dates may apply. Citi is not affiliated with MoMA, MCNY, Guggenheim, NYBG or the Roundabout Theatre Company. For more information about the Citigold Culture Pass visit https://citigold.citi.com/culturepass/ * CITI BIKE MEMBERSHIP. Complimentary one-year Citi Bike memberships for Citigold clients are limited to one (1) per household for households located in New York, New Jersey, or Connecticut only. A Citi Bike annual membership includes unlimited 45-minute rides on a classic bike. Any extra fees beyond the cost of the annual membership, including but not limited to fees incurred for any extra time, ebike upgrades, or lost/stolen bikes, are not included in the annual membership and are the responsibility of the Citi Bike member. For more information about the Citi Bike program and annual membership, visit www.citibikenyc.com. Subject to availability and change in terms at any time. The Citi Bike® Program in New York is operated by Lyft Bikes and Scooters, LLC. Citibank, N.A. and Lyft Bikes and Scooters, LLC are not affiliated companies and Citibank, N.A. has no liability for the operation of the program. Citi Bike, Citi Bike and Arc Design and the Blue Wave are registered service marks of Citigroup Inc. * CITIGOLD SUBSCRIPTION REBATE PROGRAM. This is a Citi sponsored program for eligible Citigold customers. TERMS & CONDITIONS AND FEES FOR ACCOUNTS, PRODUCTS, PROGRAMS AND SERVICES ARE SUBJECT TO CHANGE. Select Citigold customers will be invited to participate in the Subscription Rebate Program (“Eligible Customers”). Eligible Customers must purchase subscriptions with their Citibank® Debit Card as follows: Costco® Purchase on Costco’s website, over phone or in Costco warehouses TSA PreCheck® Purchase at enrollment centers after applying online Hulu®, Amazon Prime, Spotify Premium, Global Entry Purchase on merchant websites Eligible Customers must be Citigold customers with an open Checking Account at the time the subscription purchase posts to your Checking Account’s Available Now Balance. Cash back rebates should post within 7 Business Days of your subscription purchase. ”Costco” is a registered trademark of Costco Wholesale Corporation. The TSA PreCheck® trademark is used with the permission of the U.S. Department of Homeland Security. PRIME, AMAZON PRIME and all related logos are trademarks of Amazon.com, Inc. or its affiliates. The Global Entry Trusted Traveler Network trademark is used with the permission of the U.S. Department of Homeland Security. Hulu and the Hulu logo are registered trademarks of Hulu, LLC. CITIGOLD PRIVATE CLIENT BENEFITS Citigold® benefits information above, plus: As a Citigold Private Client, you can receive banking and lending services from Citibank, N.A. (Citibank), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment products as a client of Citi Personal Wealth Management, a business of Citigroup Inc., that offers investment guidance, products, and services through Citigroup Global Markets Inc. (”CGMI”), member SIPC. Citigroup Life Agency LLC (“CLA”) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Wealth Relationship Managers are employees of Citibank and are employees and registered representatives of CGMI. Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc. Citi does not provide tax or legal advice. Citi Bike Membership. Complimentary one-year Citi Bike memberships for Citigold Private Clients are limited to one (1) per household for households located in New York, New Jersey, or Connecticut only. A Citi Bike annual membership includes unlimited 45-minute rides on a classic bike. Any extra fees beyond the cost of the annual membership, including but not limited to fees incurred for any extra time, ebike upgrades, or lost/stolen bikes, are not included in the annual membership and are the responsibility of the Citi Bike member. For more information about the Citi Bike program and annual membership, visit www.citibikenyc.com. Subject to availability and change in terms at any time. The Citi Bike® Program in New York is operated by Lyft Bikes and Scooters, LLC. Citibank, N.A. and Lyft Bikes and Scooters, LLC are not affiliated companies and Citibank, N.A. has no liability for the operation of the program. Citi Bike, Citi Bike and Arc Design and the Blue Wave are registered service marks of Citigroup Inc. * CITIGOLD PRIVATE CLIENT SUBSCRIPTION REBATE PROGRAM. This is a Citi sponsored program for eligible Citigold Private Client customers. TERMS & CONDITIONS AND FEES FOR ACCOUNTS, PRODUCTS, PROGRAMS AND SERVICES ARE SUBJECT TO CHANGE. Select Citigold Private Client customers will be invited to participate in the Subscription Rebate Program (“Eligible Customers”). Eligible Customers must purchase subscriptions with their Citibank® Debit Card as follows: Costco® Purchase on Costco’s website, over phone or in Costco warehouses TSA PreCheck® Purchase at enrollment centers after applying online Hulu®, Amazon Prime, Spotify Premium, Global Entry, Blade® Purchase on merchant websites The Wall Street Journal Purchase on The Wall Street Journal website or over phone Eligible Customers must be Citigold Private Client customers with an open Checking Account at the time the subscription purchase posts to your Checking Account’s Available Now Balance. Cash back rebates should post within 7 Business Days of your subscription purchase. “Costco” is a registered trademark of Costco Wholesale Corporation. The TSA PreCheck® trademark is used with the permission of the U.S. Department of Homeland Security. The Wall Street Journal and WSJ are trademarks of Dow Jones & Company, Inc. PRIME, AMAZON PRIME and all related logos are trademarks of Amazon.com, Inc. or its affiliates. The Global Entry Trusted Traveler Network trademark is used with the permission of the U.S. Department of Homeland Security. Hulu and the Hulu logo are registered trademarks of Hulu, LLC. Blade and the Blade logo are registered trademarks of BLADE Urban Air Mobility, Inc. * MASTERCARD TRAVEL & LIFESTYLE SERVICES. Mastercard Travel & Lifestyle Services are provided by Ten Lifestyle Management USA, Inc. No travel bookings are being made by Mastercard, nor is Mastercard acting as a travel agency or providing any travel consultation or advice, in connection with Mastercard Travel & Lifestyle Service. Certain terms, conditions and exclusions apply. Full details are available at https://citigoldprivateclient.travel.mastercard.com. Citi Miles Ahead Savings, certain Savings accounts that are UTMAs, and COMMA accounts are not charged monthly service fees. † Annual Percentage Yield (APY) is accurate as of 9/5/2023 in the location entered upon accessing citi.com. Rates for Savings accounts are variable, determined by Citibank at its sole discretion and can change before or after account opening. Fees could reduce earnings. There is no minimum deposit required to obtain the APY, however, you must be in the Citi Priority, Citigold or Citigold Private Client Relationship Tier to earn the APY; ensure your Combined Average Monthly Balance does not drop below your Relationship Tier’s minimum Balance Range for 3 consecutive calendar months. APY is determined by Rate Region, Relationship Tier and applicable promotion. For APYs on other savings accounts, log onto citi.com or speak to a banker. Citi Savings accounts are available in select markets. Applicants 1) who apply in a physical branch location or with a physical branch employee by phone (including video calls) or 2) who use a residential address in one of the following locations are eligible to apply to open a Citi Savings account: California, Connecticut, Maryland, Nevada, New Jersey, New York, Virginia, the District of Columbia and select markets in Florida and Illinois. For full terms and conditions please view the Client Manual Agreement and Account Agreement and Notices page. To apply online, you must be a U.S. citizen or resident and at least 18 years old. You'll need to provide a physical address in the U.S., date of birth and applicable identification documentation which may include a Social Security Number or ITIN. Deposit and Lending products are provided by Citibank, N.A. NMLS ID 412915. Equal Housing Lender and Member FDIC. Only bank deposit products are FDIC insured. Deposits are FDIC insured up to $250,000 per depositor, for each account ownership category. To learn more visit www.fdic.gov. ©2024 Citigroup Inc. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world. HOW TO EARN YOUR CASH BONUS Enter an account opening date The following timeline covers the required activities you’ll need to complete to earn your cash bonus. Only new checking customers can take advantage of this offer. This is for illustrative purposes only. * DAY 1 NEW ACCOUNT OPENED The day you open a new eligible checking account and enroll in the offer. Note: You must enroll in the offer on the same day you open an account. * DAY 45 LAST DAY TO FUND ACCOUNT Deposit a required minimum balance of $30,000 in New-to-Citibank funds into your checking account within 45 calendar days from account opening. * DAY 90 MAINTAIN YOUR BALANCE Maintain the required minimum balance of $30,000 in your eligible Citi Checking Account for an additional 45 days from the 46th day*. The bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer. *Your account funding date takes into consideration weekends and legal holidays. This information is valid for enrollments through October 8, 2024. × × YOU ARE GOING TO EXTERNAL SITE That site has a privacy policy and security that are different from that of the Citigroup website. Continue × (opens new window)