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Effective URL: https://www.cit.com/cit-bank/
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Effective URL: https://www.cit.com/cit-bank/
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C I T Mobile Site Navigation
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A NO-PENALTY CD.
A WORRY-FREE YOU.
4.10
%
APYScroll to disclosure: 1,Scroll to disclosure: 2
Minimum deposit of $1,000.
Let's get going
Flexible Solution
Savings goals set? Make your mark and save for the future with our Savings
Connect account. Up to 4.05% APY.
Learn more
Short-term Solution
All work and no play? Start saving for that exotic vacation with our 13-Month
CD.
4.65% APY.
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Long-term Solution
Home sweet home. Start saving for that down payment today with our 18-Month CD.
4.60% APY.
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CIT BANK NAMED #1 IN DELIVERING THE MOST HUMANIZED EXPERIENCE IN BANKING
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Bank
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Let us help guide you on your savings journey. Learn about our account types,
check out some smart savings strategies, and see what we’re doing to protect
your money
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Find the answers to frequently asked questions, learn how to contact us, or
explore our services. All this and more can be found under resources.
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MAKE THE SMART CHOICE FOR YOUR SAVINGS
Let CIT Bank help you reach your goals faster.
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CUSTOMER CONFIDENCE HAS MANY REWARDS — AND AWARDS
Diversity. Expertise. Results. Those are the qualities that our customers value.
And what we deliver on-day in and day out. Now, the industry has taken notice.
Take a look at our awards and accolades.
American Banker's Best Customer Experience Institutions
GOBankingRates’ Best Online Banks
MyBankTracker’s Best Money Market Accounts for 2021
View all awards
Your money is safe and sound.
CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the
Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts
are insured up to $250,000 per depositor, for each account ownership category.
Deposits held under the names First Citizens Bank & Trust Company and CIT Bank
are not separately insured but must be combined for purposes of determining
whether a depositor has exceeded the federal insurance deposit limit.
Learn more
* Return to footnote: 1
APY — Annual Percentage Yield is accurate as of January 24, 2023.
* Return to footnote: 2
With a No-Penalty CD, you may withdraw the total balance and interest earned,
without penalty, beginning 7 days after funds have been received for your CD.
No withdrawals are permitted during the first 6 days following the receipt of
funds.
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