englishpab24.com Open in urlscan Pro
172.67.196.227  Public Scan

URL: https://englishpab24.com/
Submission: On October 29 via api from BE — Scanned from DE

Form analysis 0 forms found in the DOM

Text Content

Interactive Investor
   
 * Services
   
   Accounts
      
    * Stocks and Shares ISA
    * Managed ISA
    * Trading Account
    * SIPP
    * Junior ISA
    * Cash Savings
    * See all accounts
   
   Investing
    * Investing with ii
    * Our charges
    * Transfer to ii
    * Recommend ii
    * Friends and Family
   
   Investment types
    * Shares
    * Funds
    * Investment Trusts
    * ETFs
    * Bonds and Gilts
    * IPOs and new issues
    * US and international investing

 * Pensions
   
   Pensions
    * SIPP (Self-Invested Personal Pension)
    * Transfer my pension
    * SIPP charges
    * SIPP investment ideas
    * What is a SIPP?
    * Pension Trading Account
   
   Retirement
    * Options at retirement
    * Tax-free lump sum
    * SIPP drawdown
    * Lump sums (UFPLS)
    * Investment pathways
    * Selected growth option
    * Pensions and retirement hub

 * Investments
   
   Shares
    * Search Shares
    * Top UK shares
    * Share dealing
    * Share tips and ideas
    * International share dealing
   
   Funds & trusts
    * Search funds
    * Top funds
    * ETFs
    * Investment trusts
    * Sustainable investing
   
   Expert picks
    * Quick-start Funds
    * Super 60 investments
    * ACE 40 sustainable investments
    * Winter portfolios
    * SIPP Investment pathways
    * SIPP Selected growth option
   
   Markets
    * FTSE 100
    * FTSE 250
    * FTSE All Share
    * NASDAQ
    * Dow Jones
    * All markets

 * Help & learning
   
   Investment ideas
    * Quick-start Funds
    * Super 60 investments
    * ACE 40 sustainable investments
    * Winter portfolios
    * Sustainable investing
    * International share dealing
    * Quarterly Investment Review
   
   Learn to invest
    * Knowledge Centre
    * Free newsletters
    * What is a SIPP?
    * SIPP vs ISA
   
   Help
    * Help Centre
    * Accessibility
    * Useful forms
    * SIPP forms and documents

   
 * News


Search

Log in
Join us
/
   
   Services
   
    * Accounts
        
      * Stocks and Shares ISA
      * Managed ISA
      * Trading Account
      * SIPP
      * Junior ISA
      * Cash Savings
      * See all accounts
    * Investing
      * Investing with ii
      * Our charges
      * Transfer to ii
      * Recommend ii
      * Friends and Family
    * Investment types
      * Shares
      * Funds
      * Investment Trusts
      * ETFs
      * Bonds and Gilts
      * IPOs and new issues
      * US and international investing

   Pensions
   
    * Pensions
      * SIPP (Self-Invested Personal Pension)
      * Transfer my pension
      * SIPP charges
      * SIPP investment ideas
      * What is a SIPP?
      * Pension Trading Account
    * Retirement
      * Options at retirement
      * Tax-free lump sum
      * SIPP drawdown
      * Lump sums (UFPLS)
      * Investment pathways
      * Selected growth option
      * Pensions and retirement hub

   Investments
   
    * Shares
      * Search Shares
      * Top UK shares
      * Share dealing
      * Share tips and ideas
      * International share dealing
    * Funds & trusts
      * Search funds
      * Top funds
      * ETFs
      * Investment trusts
      * Sustainable investing
    * Expert picks
      * Quick-start Funds
      * Super 60 investments
      * ACE 40 sustainable investments
      * Winter portfolios
      * SIPP Investment pathways
      * SIPP Selected growth option
    * Markets
      * FTSE 100
      * FTSE 250
      * FTSE All Share
      * NASDAQ
      * Dow Jones
      * All markets

   Help & learning
   
    * Investment ideas
      * Quick-start Funds
      * Super 60 investments
      * ACE 40 sustainable investments
      * Winter portfolios
      * Sustainable investing
      * International share dealing
      * Quarterly Investment Review
    * Learn to invest
      * Knowledge Centre
      * Free newsletters
      * What is a SIPP?
      * SIPP vs ISA
    * Help
      * Help Centre
      * Accessibility
      * Useful forms
      * SIPP forms and documents

   
 * News
   

   Sign up


Search

Log in

Menu
Home
>

Quick-start Funds


INSIGHT AND IDEAS


Overview
Free newsletters
Quick-start Funds
ii Super 60
Winter Portfolios
2024 outlook
Share tips and ideas
Quarterly review
AIM and small-cap hub
ii Podcasts
Historical recommendations
Meet the experts
ii Index
Home
>

Quick-start Funds


QUICK-START FUNDS

Discover an easy way to start investing. Six low-cost funds chosen by experts.

 * See more about Vanguard LifeStrategy® funds
 * See more about Royal London Sustainable funds
 * See Quick-start Funds FAQs

Choose an account


Important information - the value of your investments may go down as well as up.
You may not get back all the money that you invest. Investing in emerging
markets involves different risks from developed markets. In many cases the risks
are greater. The value of international investments is affected by currency
fluctuations which might reduce their value in sterling. The selection of these
funds does not constitute a personal recommendation. We have not assessed your
personal circumstances or preferences.


WHAT ARE QUICK-START FUNDS?

Our six Quick-start Funds offer a simple starting point for investing. These
funds have been specially selected by experts, and many experienced investors
rely on them too.  

All our Quick-start Funds are invested across a wide range of industries. They
are like ready-made portfolios that give you one-stop access to the world's
markets. Each one has a different level of risk, so you can decide which one is
right for you.

You will need to decide between passive investing and active/sustainable
investing and then select the fund that suits your attitude to risk and your
goals. But please remember that these risk levels are just a guide, and there is
risk involved with any kind of investing.

 * Read:  More about passive and active investing  »


How to add Quick-start Funds to your account

There are two ways you can get up and running with Quick-start Funds:

 * Monthly regular investing  - we'll take a monthly payment and invest it in
   your chosen fund.  Learn more
 * Buy with a lump sum (trading) -  you can buy Quick-start Funds using your
   online account in a few simple steps.  Learn more




VANGUARD LIFESTRATEGY® FUNDS

Three Vanguard LifeStrategy® Funds were chosen for their balanced approach and
low cost.

 * Choose from three funds with lower, moderate and higher risk. You can decide
   which one best suits your attitude to risk.
 * Passively managed. They follow the performance of the market and don’t have a
   fund manager. This helps make their charges lower.
 * All sectors. Investments in a wide range of industries across the world’s
   markets.




VANGUARD LIFESTRATEGY® 20% EQUITY FUND

If you are looking for less risk, rather than higher returns, this fund is a
great place to start.

 * See factsheet

Invest now


VANGUARD LIFESTRATEGY® 60% EQUITY FUND

If you are comfortable with a little more risk, this fund is a good middle
ground investment.  

 * See factsheet

Invest now


VANGUARD LIFESTRATEGY® 80% EQUITY FUND

For potentially higher returns, in exchange for more risk, this fund  could suit
 your portfolio.

 * See factsheet

Invest now


MORE INFORMATION

 * Each fund is created with 6,000 to  20,000 shares and bonds.
 * Investments in the world's markets, helping to reduce your risk.
 * Vanguard will rebalance your fund to keep the original proportion of shares
   and bonds.
 * Investments in the  full range of sectors including technology, media and
   energy.


CHARGES FOR LIFESTRATEGY® FUNDS

Ongoing charges of just 0.22%. For every £1,000 you invest, just £2.20 goes on
management costs.

Including other fees, such as transaction charges, the total product cost is:

 * LifeStrategy® 20% equity fund: 0.28%
 * LifeStrategy® 60% equity fund: 0.27%
 * LifeStrategy® 80% equity fund: 0.27%

You can review costs in more detail in each fund’s cost disclosure document.
Simply select ‘See factsheet’ then select ‘View ‘Cost Disclosure Document’ in
the Documents section.

Vanguard LifeStrategy funds: everything you need to know




Vanguard LifeStrategy: outlook for the next decade






ROYAL LONDON SUSTAINABLE FUNDS

 * Choose from three funds – Managed Growth, Diversified or World. You can
   choose the approach to risk that suits you.
 * Actively managed. They have a fund manager that selects investments.  
 * Sustainable.  Investments in companies that look to make a positive
   contribution to our society and environment.




ROYAL LONDON SUSTAINABLE MANAGED GROWTH TRUST

If you are looking for less risk, rather than higher returns, this fund is a
great place to start.

 * Up to 35% in shares (typically 25%)
 * See factsheet
 * See selection rationale

Invest now


ROYAL LONDON SUSTAINABLE DIVERSIFIED FUND

If you are comfortable with a little more risk, this fund is a good middle
ground investment.

 * 30 to 60% in shares (typically 60%)
 * See factsheet
 * See selection rationale

Invest now


ROYAL LONDON SUSTAINABLE WORLD TRUST

For potentially higher returns, in exchange for more risk, this fund could suit
your portfolio.

 * 50 to 85% in shares (typically 85%)
 * See factsheet
 * See selection rationale

Invest now


MORE INFORMATION

 * Ongoing charges range from 0.67% to 0.77% for the RL managed funds.
 * Investments in the world's markets, helping to reduce your risk.
 * Royal London offers expertise in investing in sustainable companies that look
   to make a    positive difference to our society and environment.


CHARGES FOR ROYAL LONDON SUSTAINABLE FUNDS

Ongoing yearly charges for the funds range from 0.67% to 0.77%. Including other
fees, such as transaction charges, the total product cost is:

Royal London Sustainable Managed Growth: 0.68%

Royal London Sustainable Diversified 0.85%

Royal London Sustainable World: 0.87%

You can review costs in more detail in each fund’s cost disclosure document.
Simply select ‘See factsheet’ then select ‘View ‘Cost Disclosure Document’ in
the Documents section.

Please note that ii does not endorse any particular product and cannot make a
personal recommendation for you.





TOOLS AND INSIGHT

We answer your questions about the Quick-start Funds and how to start investing.
Click here to find out more.




GET STARTED TODAY

Quick-start Funds can be held in any of the accounts we offer.

Whether you are looking for a general trading account, an ISA or a SIPP, we’ve
got you covered with a low, flat fee.

Our flexible trading account, where you can invest in all markets in the way you
want.


Open a Trading Account
Find out more

Make the most of your tax-free savings allowance with our award-winning  Stocks
& Shares ISA.

Open an ISA
Find out more

Take control of your pension with our £5.99 a month Which? Recommended SIPP.

Open a SIPP
Find out more



NOT SURE HOW TO INVEST IN YOUR SIPP?

The ii SIPP Selected Growth Option is an optional low-cost investment that our
team of experts has carefully selected to match common goals when investing for
retirement.  

Explore the selection




CAN’T DECIDE HOW TO INVEST YOUR ISA?

You can always sit back, relax and leave it to the experts with a Managed ISA.
We'll match you to a tailored investment portfolio, that reflects the risk level
you're comfortable with.

Then our experts will look after your investments for you - so you can rest
easy, knowing your money is managed.

Open a Managed ISA



Disclaimer(s)

Our six Quick-Start Funds have been selected by investment experts as a simple
starting point for investing. They are split into three broad risk categories:
lower, moderate, and higher risk.

However, you should note that the selection of our Quick-Start Funds is not
investment advice or a ‘personal recommendation’. This means neither we, nor
Morningstar, have assessed your investment knowledge, your financial situation
(including your ability to bear losses), your investment objectives, your risk
tolerance, or your sustainability preferences.  

You should ensure that any investment decisions you make are suitable for your
personal circumstances, and if you are unsure about the suitability of a
particular investment or think you need a personal recommendation, you should
speak to a suitably qualified financial adviser. Neither ii nor Morningstar are
responsible for any trading decisions, damages or other losses related to the
Quick-Start Funds.

The past performance of an investment is not a reliable indicator of future
results, and ii does not guarantee or predict the future performance of the
Quick-Start Funds investment list as a whole or the constituent investments.  


Disclosure(s)  

ii adheres to a strict code of conduct. Members of ii staff may have holdings in
one or more Quick-Start Funds, which could create a conflict of interest. Any
member of staff involved in the development of research about any financial
instrument in which they have an interest are required to disclose such interest
to ii. We will at all times consider whether such interest impairs the
objectivity of the recommendation.  

In addition, staff involved in the production of the Quick-Start Funds are
subject to a personal account dealing restriction. This prevents them from
placing a transaction in the specified instrument(s) for five working days
before and after an investment is included or amended and made public within the
Quick-Start Funds. This is to avoid personal interests conflicting with the
interests of investors in the Quick-Start Funds.

Looking for more choice? Discover a range of investments rigorously selected by
experts, with quality options for any portfolio.

Find out more

Investment accounts
   
 * Open a trading account
 * Open a SIPP
 * Stocks & shares ISA
 * Open a junior ISA
 * Cash savings
 * See all investment accounts

Investing with ii
 * Transfer pension to SIPP
 * Transfer stocks & shares ISA
 * Transferring to ii
 * International investing
 * Regular investing
 * Sustainable investing
 * IPOs

Useful links
 * Account log in
 * Research log in
 * Mobile trading app
 * Press contacts
 * About ii
 * Affiliate programme

Important information
 * Disclosures
 * Legal terms
 * Privacy
 * Cookies
 * Security policy
 * Security hub

Need help
 * Help centre
 * Accessibility
 * Contact us
 * Careers
 * Useful forms
 * Site map

Trustpilot


ii: an abrdn business. abrdn is a global investment company that helps customers
plan, save and invest for their future.

© 2018 - 2024 Interactive Investor Services Limited. All Rights Reserved.
Interactive Investor Services Limited is authorised and regulated by the
Financial Conduct Authority.