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Merchant Account For Your New Business

Congratulations – You have decided to seek the American dream and open up a new
business. It is this entrepreneurial spirit that is the backbone of this
country. In order for your new business to grow and thrive it is important for
you to establish a merchant account in order to accept credit cards and debit
cards from your customers. I am thrilled that you found the Credit Card
Processing Services website which tells you about our great programs for a new
business to open a merchant account.

Please let me tell you about our three most popular programs for new merchants.
The first is for storefront type merchants such as retail stores, restaurants,
or medical offices where we offer the best merchant account rates in the
business combined with a free credit card terminal and contactless reader. The
second is for mobile merchants such as craft vendors, artists, and on the road
contractors in which we offer great swiped rates combined with a free wireless
terminal. The third program is for merchants where most of their sales are
manually keyed such as low risk websites or business offices and for you I offer
very competitive keyed rates combined with a free virtual terminal.

1. Free Terminal for Retail Stores, Restaurants, and Medical Offices



This program is available for any retail storefront business, medical practice,
or restaurant. The equipment that we will send to you is a brand new state of
the art Verifone Vx520 terminal and printer combination with a retail value of
approximately $450.00. We will even program it for free and ship it at no cost
to you. The Verifone Vx520 is a dual comm. unit so you can process either using
regular dial up through your phone line by dialing a toll-free authorization
number or connecting it to your Internet service for super quick high speed
transaction time. Even if you don’t have Internet service at your business now,
when you get it in the future the terminal will automatically recognize the
connection – pretty smart!

The Verifone Vx520 uses thermal paper available at every office supply store
like Staples and no ribbons are required. The paper roll case is the new clam
shell design so you just drop the roll in and close it without having to feed
the paper through and getting it jammed.

The speed of this terminal is unbelievable. Average transaction time for IP is
under 3 seconds and even old-fashioned dial up is consistently 5.9 seconds which
is twice as fast as other dial up units. Once a transaction is approved it
prints in lightning speed of 18 lines per second so a customer receipt prints in
just 1.5 seconds. End of day reports take only a few seconds to print. The
terminal is so quiet you can’t believe it actually is printing.

The Verifone Vx520 is the easiest terminal to use ever made. There is an easy to
read backlit dedicated key for all the major functions such as refunds, voids,
settlement, etc. No more stupid instruction books that might as well be written
in Chinese that they are so hard to understand. The green enter key is large and
in just the right place.

This terminal conforms to the highest security requirements and is PCI-PTS 2.x
and 3.x compliant giving you the peace of mind that your customers' transactions
will travel securely into the processing network. This is extremely important as
it meets the EMV requirements that became effective in October 2015 that the
vulnerable party in a transaction is liable for any security breach. This will
get you off that hook.

Got Questions? Call Toll-Free

1-800-717-1245


 


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Read About the CCPS
Lowest Price
Guarantee
 



Every Verifone Vx520 that we ship has PIN-Based debit card capability already
encrypted in the terminal so that the customer can simply key in their PIN into
the terminal’s keypad

This credit card terminal is yours to use for free for as long as you process
with us that we hope will be for many years. It doesn’t get much better than
that!

The good news continues because the merchant account program we will set up is
one of the best in the industry. Your transactions will be processed on the TSYS
network. TSYS is one of the top networks and has excellent 24/7 toll free
merchant support. As an added bonus, we will arrange for you to be able to view
all of your transaction data online using The Lighthouse. Cost for this valuable
service – Free!

As you can see from the pictures below the Verifone Vx520 is EMV ready to be
able to accept all of the new chip based cards that are now being issued in
addition to all of the current mag-stripe cards currently in the marketplace.



 

Then as you can see from the pictures below the Verifone Vx520 accepts NFC near
frequency transactions where the customer simply waves their card or mobile
phone over the terminal so you are also ready to accept cards using Apple Pay™
and Android Pay™ from most smart phones.



 

Finally, I am sure that you are thinking that since the terminal is free that
maybe the rates are higher to make up for it. More good news – the pricing for
this program is extremely competitive and usually less than other companies
selling or leasing expensive equipment..

Here is the pricing:

MasterCard & Visa Interchange Pricing (Optional)
IC Costs + 25 Basis Points + 10 Cents
MasterCard & Visa Debit / Check / Prepaid (Non- PIN Based)
.49 % + .28 per Transaction
MasterCard & Visa Credit Cards (Qualified Swiped )
1.69 % + .16 per Transaction
MasterCard & Visa Credit Cards (Mid-Qualified – Rewards Cards)
2.66 % + .16 per Transaction
MasterCard & Visa Credit Cards (Non-Qualified – Business Cards
3.01 % + .16 per Transaction
Dues & Assessments
0.12 % (12 Basis Points)
Access Fees
2 Cents
Debit Cards (With PIN)
15 Cents plus Network Fee
Discover Card (Almost the Same Rates as MasterCard & Visa)
Included Automatically
Monthly Minimum (Equates to Approx. $1500 in Sales)
$25.00
Monthly Service Fee
$7.50
Daily Batch Fee
10 Cents
24/7 Toll-Free Tech Support
Included
Application Fee
None
Setup Fee
None
Annual PCI Compliance Fee
$79.00
Termination Fee (Month to Month)
None
Verifone Vx520 Credit Card Terminal
Free Placement
Equipment Shipping
Free
Terminal Training
Included
Above Pricing Accurate as of:
January 2017

• As an option we are able to setup your American Express account.

2. Free Wireless Terminal for Mobile Merchants

If you own a serious “on the road” business then we have a serious processing
program designed just for you. This is not a program for the amateur hobbyist,
but rather for those professional road warriors who earn their livelihood
selling in locations where landlines are just not practical. This unit is
perfect for everyone from limo drivers, artists and craft vendors, pizza
deliverers, kiosk sales, trade show sales, and home repair companies.

Our solution is the Ingenico iWL 255 wireless battery powered terminal and
printer combination with national wireless service on the GPRS network. It also
has a phone port for regular landlines and a power cord plug in electric when
available. This top of the line terminal is fast, compact, lightweight, and
feature rich. This amazing terminal from fits in the palm of your hand and is so
lightweight and compact that it can even fit in your pocket. It allows you to
perform all the major functions you would expect including credit, debit, and
gift cards offering EMV Chip & PIN, MagStripe, NFC, and Contactless. It includes
the highest level of encryption so that all transactions are transmitted
securely. The iWL 255 has a large easy to read display screen and through its
menu driven prompts and function specific hot keys easily walks you through each
transaction type. Once a sale is approved the terminal will print a receipt for
the customer to sign and a second receipt for the merchant. A variety of reports
is available to print not just today’s totals but batch detail for the past 60
days. The iWL 255 features a fast 30 lines per second thermal printer and
contains a battery that will usually last for days without needing a recharge.

MasterCard & Visa Debit / Check / Prepaid
(Non- PIN Based)
.49 % + .28 per Transaction
MasterCard & Visa Credit Cards
(Qualified Swiped )
1.69 % + .16 per Transaction
MasterCard & Visa Credit Cards
(Mid-Qualified – Rewards Cards)
2.66 % + .16 per Transaction
MasterCard & Visa Credit Cards
(Non-Qualified – Business Cards)
3.01 % + .16 per Transaction
Dues & Assessments
0.12 % (12 Basis Points)
Access Fees
2 Cents
Debit Cards (With PIN)
15 Cents plus Network Fee
Discover Card
(Almost the Same Rates as MasterCard & Visa)
Included Automatically
Monthly Minimum
(Equates to Approx. $1500 in Sales)
$25.00
Monthly Service Fee
$10.00
Daily Batch Fee
10 Cents per batch
24/7 Toll-Free Tech Support
Free
Application Fee
None
Setup Fee
None
Annual Fee
None
PCI Compliance Fee
Waived Entire First Year Thereafter $4.95/month
Ingenico iWL255 Wireless Credit Card Terminal
Free Placement
Monthly GPRS Wireless Fee
$15.00
Wireless Transaction Fee
$0.05
Terminal Shipping
Free
Terminal Training
Free
Above Pricing Accurate as of
January 2017

 

The Ingenico iWL255 terminal will be shipped to you via Federal Express 2 day
service at no cost to you. In fact if the terminal should ever malfunction it
will be replaced for free. It doesn’t get much better than that.

3. Free Virtual Terminal for Home-Based or Office Merchants

 

Authorize.Net®

Limited Time Special - Free Setup!!!

Authorize.Net Setup
Free
Monthly Gateway Fee
$19.00
Per Transaction
10 Cents
Advanced Fraud Detection Suite
Free
Automated Recurring Billing
Free
Customer Information Manager
Free



If you want to sell your product or service over the Internet and process credit
cards in real-time or simply use a virtual terminal to key in sales, then you
have come to the right place. Credit Card Processing Services (CCPS) is proud to
be a certified reseller of the world’s leading real-time payment gateway
solution, Authorize.Net, and we combine it with an outstanding program for
becoming a credit card merchant. Authorize.Net’s Internet based authorization
and payment gateway is currently used by well over 450,000 merchants and last
year processed over 300 million online payments worth over $25 billion.

Authorize.Net provides your business with an ecommerce payment gateway that
enables you to authorize, process, and manage credit card and electronic check
transactions in a real-time online environment. You can process your
transactions from any computer with an Internet connection and a web browser.
Transactions are transmitted over a secure, encrypted Internet connection.

Authorize.Net is compatible with every major shopping cart program and is
already integrated with many of the leading shopping cart programs. When
integrated with a shopping cart your sales can be processed in real-time once
your customers pushes the submit order button. In addition, we setup every
Authorize.Net account to include the Authorize.Net Virtual Terminal. You simply
logon to the secure server with your unique User Name and Password and manually
complete the encrypted electronic form that provides the Authorize.Net system
with the information it needs to complete the transaction. Within 5 seconds of
submission you will receive an authorization number and then can print a record
of that transaction. The Authorize.Net online reporting system allows you to
check the status of transactions, automatically bill customers for recurring
charges, or run a variety of valuable reports right from the Authorize.Net
Virtual Terminal. On a daily basis you will receive a report of settled
transactions.

Included at no additional cost are several valuable features that are described
in detail by clicking on the buttons on the right. These include the Advanced
Fraud Detection Suite™, Automated Recurring Billing, the Customer Information
Manager (CIM), and the mPOS mobile phone app..

Once CCPS sets up your Authorize.Net merchant account you will always have free
technical support directly from Authorize.Net via either a toll-free number (5
AM to 5 PM PST M-F), via online live chat, or via email with email inquiries
responded to within 12 hours, which is in addition to the 24/7/365 support we
will provide for your merchant account. So in summary, you will be totally
supported by experts so that you can concentrate on making profits for your
business.

What are the processing charges for our Authorize.Net Virtual Terminal program?

MasterCard & Visa Debit / Check / Prepaid (Non- PIN Based)
.49 % + .28 per Transaction
MasterCard & Visa Credit Cards
(Qualified Keyed)

2.29 % + .18 per Transaction
MasterCard & Visa Credit Cards
(Mid-Qualified – Rewards Cards)

2.49 % + .18 per Transaction
MasterCard & Visa Credit Cards
(Non-Qualified – Business Cards)

2.59 % + .18 per Transaction
Dues & Assessments
0.12 % (12 Basis Points)
Access Fees
2 Cents
Discover Card
(Almost the Same Rates as MasterCard & Visa)

Included Automatically
American Express
(Inquire About Rate for Your Business Type)

15 Cents per Transaction
Monthly Minimum
(Equates to Approx. $1500 in Sales)

$25.00
Monthly Service Fee
$10.00
Daily Batch Fee
10 Cents per batch
24/7 Toll-Free Tech Support
Free
Application Fee
None
Setup Fee
None
Annual Fee
None
Above Pricing Accurate as of
January 2017

 

Now that you have read about our exciting programs we invite you to start the
application process by completing the Merchant Application Worksheet. Should you
have any questions please feel free to either call Kevin at 215-489-7878,
toll-free at 800-717-1245 or send an email to Kevin@mcvisa.com.


     

Today is February 6, 2022
It is the perfect day to select CCPS
for your credit card processing.

Credit Card Processing Services, Inc. is a
Registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA

© Credit Card Processing Services, Inc. 1996-2022

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Happy Camper Merchants
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