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* Credit protection
* Credit Report
* Credit Score
* Score Tracker with Score Alerts
* Credit Education
* Triple-Bureau Daily Credit Monitoring
* Credit Protection Education
* Credit Information
Credit
Protection
vs
Total
Protection
+
A side-by-side view of our Credit and Total Protection Plans.
See Credit vs Total
* ID protection
* Identity Theft Protection
* Identity Fraud Resolution Support
* Credit Card Protection
* Identity Protection Education
* Digital Device Protection
Identity
Protection
vs
Total
Protection
+
A side-by-side view of our Identity and Total Protection Plans.
See Identity vs Total
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* Compare plans
* Credit Protection vs Total Protection
* Identity Protection vs Total Protection
* Login
YOUR PRIVACY IS PERSONAL.
PRIVACYGUARD IS AN IDENTITY MONITORING SERVICE THAT CAN HELP YOU MAINTAIN
CONTROL OVER YOUR MOST VALUABLE CREDIT AND IDENTITY INFORMATION.
Compare plans
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Previous
In 2021, there were 5.7 million reports of identity theft and fraud, up from 4.8
million in 2020 – FTC
4.4 out of 5 stars – Forbes
Best Credit Monitoring Services of 2021 – Investopedia
Awarded Top 10 Best in Class Identity Service Providers in 2022 – Javlin
Identity Fraud losses total $52 billion in 2021, impacting 42 million US Adults*
– Javlin
In 2021, there were 5.7 million reports of identity theft and fraud, up from 4.8
million in 2020 – FTC
4.4 out of 5 stars – Forbes
Best Credit Monitoring Services of 2021 – Investopedia
Awarded Top 10 Best in Class Identity Service Providers in 2022 – Javlin
Identity Fraud losses total $52 billion in 2021, impacting 42 million US Adults*
– Javlin
In 2021, there were 5.7 million reports of identity theft and fraud, up from 4.8
million in 2020 – FTC
Next
MONTHLY TRIPLE-BUREAU
CREDIT REPORTS & SCORES1
Yes, that's right: MONTHLY, and TRIPLE‑BUREAU. If you're going to keep track of
your scores, you should do it the right way!
24/7 TRIPLE-BUREAU
DAILY CREDIT MONITORING2
We monitor your credit files at the bureaus, and if certain changes occur we'll
let you know.
PUBLIC & DARK WEB SCANNING3
Personal, financial and sensitive – from your Date of Birth to your Social
Security Number, and your Passport to your Credit Cards, we are searching in
real time for your private information on websites where identity thieves are
known to buy and sell your private information.
COMPARE OUR PROTECTION PLANS.
How we bill: plans are just $1 for the first 14 days and automatically renew
monthly unless cancelled during the trial period or at any time thereafter.
Plans start at $9.99 per month.
Click on any of the benefits for important information and restrictions.
PRIVACYGUARD®IDENTITY PROTECTION
$9.99per month
Monitoring your information for
signs of Identity Theft
Start enrollment
* Public & Dark Web Scanning
Close
PUBLIC & DARK WEB SCANNING
PrivacyGuard monitors your current or past mailing addresses, phone numbers,
email addresses, bank accounts, passport, driver's license, Social Security
number, child's Social Security number and date of birth on the Internet
based on a search of Internet directories; plus up to ten registered
credit/debit cards, up to ten registered bank accounts, and your Social
Security number on the Internet, based on an extensive search of Internet
chat rooms. However, we cannot ensure that all internet directories and chat
rooms have been searched for your personal information. Accordingly, we may
not be able to apprise you of all of your personal information that may have
been compromised.
close
* Lost & Stolen Wallet Protection
Close
LOST & STOLEN WALLET PROTECTION
If you discover that your credit cards are missing, PrivacyGuard can help.
Our specialists will notify your credit card issuers, cancel your lost or
stolen cards, and request that replacements be issued promptly.
Some financial institutions may require you to call them directly and will
not accept notification from third parties in which case we will contact you
so that you can call your financial institution directly.
close
* Dedicated ID Fraud Resolution Agent
Close
DEDICATED ID FRAUD RESOLUTION AGENT
With PrivacyGuard, you have access to your own Personal Resolution Expert,
just in case the unthinkable happens and you become a victim of identity
theft. Your dedicated expert will work with you step-by-step in restoring
your identity.
close
See moreless
+
See less
-
WHAT WE'LL WATCH
* Public & Dark Web Scanning
Close
PUBLIC & DARK WEB SCANNING
PrivacyGuard monitors your current or past mailing addresses, phone numbers,
email addresses, bank accounts, passport, driver's license, Social Security
number, child's Social Security number and date of birth on the Internet
based on a search of Internet directories; plus up to ten registered
credit/debit cards, up to ten registered bank accounts, and your Social
Security number on the Internet, based on an extensive search of Internet
chat rooms. However, we cannot ensure that all internet directories and chat
rooms have been searched for your personal information. Accordingly, we may
not be able to apprise you of all of your personal information that may have
been compromised.
close
* Social Security Number Monitoring
Close
SOCIAL SECURITY NUMBER MONITORING
We'll scan public records and credit header data sources to help locate and
identify records associated with your Social Security number. Results are
prioritized and logged, helping you determine if your information was
compromised.
PrivacyGuard monitors your Social Security number in credit headers and
public data sources; however, it is impossible to ensure that all public data
sources have been searched. Accordingly, the high and low risk events
identified by PrivacyGuard may not contain or apprise you of all instances in
which your Social Security number may have been compromised.
close
* Driver's License & Passport Monitoring
Close
DRIVER'S LICENSE & PASSPORT MONITORING
We scan internet directory sites and search engines for your
monitored/registered information and will send you a notification if any of
your information is found.
close
* Bank Account Monitoring
Close
BANK ACCOUNT MONITORING
PrivacyGuard provides 24/7 monitoring of your bank account numbers on certain
web portals where thieves sell and trade stolen personal information. If your
registered accounts are discovered on these web portals, PrivacyGuard will
automatically send you an alert.
close
* Debit & Credit Card Monitoring
Close
DEBIT & CREDIT CARD MONITORING
PrivacyGuard searches various data exchanges for your information. An early
warning email alert will be sent if we find that any of your monitored
information is found. This can also be used as a repository of your cards
should any of them become lost or stolen. You may add or update up to 10
credit/debit cards.
close
* USPS Address Change Verification
Close
USPS ADDRESS CHANGE VERIFICATION
PrivacyGuard scans internet directory sites and search engines for your
monitored mailing addresses and sends you an email notification if any of
your monitored mailing addresses are found.
close
* Email, Phone, Name, DOB Monitoring
Close
EMAIL, PHONE, NAME, DOB MONITORING
We scan internet directory sites and search engines for your
monitored/registered information and will send you a notification if any of
your information is found.
close
* ID/Application Verification Monitoring
Close
ID/APPLICATION VERIFICATION MONITORING
ID Verification Monitoring helps to prevent your information from being used
for fraudulent activities that may result in identity theft, account
takeovers, or account compromises. Should we find that your information has
been used, we'll alert you within minutes and provide you with expert
assistance assessing the potential threat.
The information network is comprised of many U.S. credit issuers, including
credit card issuers, retailers, and telecom companies. However,
PrivacyGuard's information network does not include all companies that
require verification of your identity prior to providing you with a service
or credit. As a result, it is possible that fraudulent attempts to verify
your identity could be submitted using your personal information that are not
detected by PrivacyGuard.
close
* Public Records Monitoring
Close
PUBLIC RECORDS MONITORING
We'll monitor your public records for changes in your criminal records,
bankruptcy filings, liens and court judgments, making it easier to keep your
public information up-to-date and rectify potentially damaging errors.
PrivacyGuard compiles a Public Records Report and monitors your personal
information on the Internet, based on an extensive search of public
databases, directories, and Internet chat rooms; however, it is impossible to
ensure that all public databases, directories, and Internet chat rooms have
been searched for your personal information. Accordingly, your Public Records
Report and monitoring alert reports may not contain or apprise you of all of
your personal information that is publicly available or that may have been
compromised.
close
WHAT YOU'LL GET
* The PrivacyGuard App
Close
THE PRIVACYGUARD APP
Take control of who you are, by taking your identity into your own hands with
the help of the PrivacyGuard App. Members can manage and monitor personal
information, quickly review identity alerts, and review triple-bureau credit
reports and scores, as well as monthly score tracking (depending on your
membership level).
close
* Email & Text Alerts
Close
EMAIL & TEXT ALERTS
You'll receive alerts by text or email when certain changes occur in your
credit files, which could indicate potential fraud. You'll also be alerted to
detections of your personal information that we find on the Public and Dark
Web.
close
* Monthly Status by Email & Text
Close
MONTHLY STATUS BY EMAIL & TEXT
PrivacyGuard will send you a text and/or email each month with a status of
your registered/monitoring personal information.
close
* Dedicated ID Fraud Resolution Agent
Close
DEDICATED ID FRAUD RESOLUTION AGENT
With PrivacyGuard, you have access to your own Personal Resolution Expert,
just in case the unthinkable happens and you become a victim of identity
theft. Your dedicated expert will work with you step-by-step in restoring
your identity.
close
* Online Fraud Assistance
Close
ONLINE FRAUD ASSISTANCE
This convenient, online tool helps streamline the identity theft prevention
and recovery process. You can choose to set fraud alerts and stop
pre-approved credit offers. For those who become a victim, the online guide
will provide step-by-step instructions for resolving issues.
close
* $1 Million ID Theft Insurance
Close
$1 MILLION ID THEFT INSURANCE
As a member, you'll receive up to $1,000,000 in identity theft insurance if
your identity should become compromised. If the unthinkable happens, you'll
be covered for many of the eligible expenses associated with resolving
identity theft and restoring your good name.
The Identity Theft Insurance benefits are provided to all members, along with
all other benefits afforded as part of PrivacyGuard, through Alliance
Marketing Association (the "Association"). Upon enrollment in the
PrivacyGuard service, you will automatically be admitted as a member of the
Association. The Identity Theft Insurance is underwritten by insurance
company subsidiaries or affiliates of American International Group, Inc.,
(collectively, the "Company") under group policy # 7077733 and 1423212. The
Benefit Summary under the master policy issued by the Company with respect to
such insurance will be available to you upon enrollment in PrivacyGuard. The
summary of policy benefits, terms, conditions, exclusions, and limits of
coverage set forth in the Benefit Summary are subject to the terms of the
master policy. Availability of coverage is subject to underwriting
qualifications and state laws and regulations. Coverage is subject to actual
policy language.
IMPORTANT NOTICE: YOUR LIABILITY FOR UNAUTHORIZED USE UNDER FEDERAL LAW: For
credit cards: If the card issuer has notified you of your maximum potential
liability, has provided a means for you to notify the card issuer of credit
card loss, and if the credit card contains a means of identifying the
cardholder or authorized user, then your liability for unauthorized use of
your card before the card issuer is notified is no more than $50.00 on each
card. For debit and cash machine (ATM) cards: Your liability for unauthorized
use of the card is no more than $50.00 if you notify the card issuer of card
loss within two business days after you learn of the card loss. After that,
your liability is up to $500.00, provided that the card issuer establishes
that the unauthorized charges would not have occurred if you had notified the
card issuer within the two business day period. In addition, if you do not
notify the card issuer within 60 days after a periodic statement showing
unauthorized transfers is sent to you, then you will also be liable for the
amount of unauthorized transfers that occurred after the 60-day period and
before notice to the card issuer, provided that the card issuer establishes
that the unauthorized charges would not have occurred if you had notified the
card issuer within the 60-day period.
Your card issuer's liability policy may provide for lesser liability amounts
than indicated above. Consult your card issuer's terms and conditions for
specific details. The policy of many card issuers is not to hold cardholders
liable. Nothing set forth in your membership materials alters any rights or
liability you may have under federal or state law with respect to
unauthorized or erroneous transactions on your card or bank accounts. You are
not required to have this service to maintain your credit, debit or ATM
cards.
The federal Fair Credit Billing Act gives you the right to dispute billing
errors, such as unauthorized charges, on your credit card by notifying your
credit card company in writing within 60 days after the first bill containing
the error was sent to you. The credit card company must resolve the dispute
within two billing cycles (not to exceed 90 days) after receiving your
notification. You may withhold payment on the disputed amount (and related
charges) during the investigation. You must pay the amount not in dispute.
You will be informed in writing whether your bill is correct or contains an
error. If your bill contains an error, it will be corrected.
PrivacyGuard is a service of Trilegiant Corporation in conjunction with
Trilegiant Insurance Services, Inc. and Alliance Marketing Association.
Trilegiant Insurance Services, Inc. does not receive any compensation from
the sale of the identity theft insurance benefit included as part of the
PrivacyGuard service.
close
* Lost & Stolen Wallet Protection
Close
LOST & STOLEN WALLET PROTECTION
If you discover that your credit cards are missing, PrivacyGuard can help.
Our specialists will notify your credit card issuers, cancel your lost or
stolen cards, and request that replacements be issued promptly.
Some financial institutions may require you to call them directly and will
not accept notification from third parties in which case we will contact you
so that you can call your financial institution directly.
close
* Secure Browser
Close
SECURE BROWSER
Download the secure browser on your PC or mobile device to help protect you
from keylogging and phishing threats that target confidential information.
Safeguarding your internet browsing at home and on your mobile device will
help give you peace of mind while you search, surf, share, shop, and bank
online.
close
* Secure Keyboard
Close
SECURE KEYBOARD
The Secure Keyboard protects and keeps your personal conversations secure by
encrypting keystrokes and protecting your information from Malware, allowing
you to surf, share, shop, and bank with more confidence on your mobile and
tablet devices.
The Secure Keyboard is compatible with iPhone and iPad. The secure keyboard
requires the most current iOS and Android operating system or one prior. The
iOS secure keyboard may not be supported by all mobile applications. If an
application opts out then the secure keyboard cannot be used and the iOS
system keyboard will be used.
close
* Annual Public Records Report
Close
ANNUAL PUBLIC RECORDS REPORT
Consolidates and formats data from thousands of sources, including real
estate records, courts and legal records, criminal records, bankruptcies,
liens and judgments, into a single report so you can see where your personal
information is available to the public.
close
Start enrollment
Best offer
PRIVACYGUARD®TOTAL PROTECTION
$24.99per month
+
Credit AND Identity
Protection benefits in one
Start enrollment
* Public & Dark Web Scanning
Close
PUBLIC & DARK WEB SCANNING
PrivacyGuard monitors your current or past mailing addresses, phone numbers,
email addresses, bank accounts, passport, driver's license, Social Security
number, child's Social Security number and date of birth on the Internet
based on a search of Internet directories; plus up to ten registered
credit/debit cards, up to ten registered bank accounts, and your Social
Security number on the Internet, based on an extensive search of Internet
chat rooms. However, we cannot ensure that all internet directories and chat
rooms have been searched for your personal information. Accordingly, we may
not be able to apprise you of all of your personal information that may have
been compromised.
close
* 24/7 Triple-Bureau Daily Credit Monitoring
Close
24/7 TRIPLE-BUREAU DAILY CREDIT MONITORING
Help protect your credit and personal information with 24/7 monitoring of
your files at all three credit reporting agencies: Experian, Equifax, and
TransUnion. You'll receive alerts by text or email when certain changes occur
in your credit files, which could indicate potential fraud.
Daily monitoring will notify you of certain new inquiries and derogatory
information, accounts, public records, or change of address that have been
added to your credit reports as reported by all three of the major credit
reporting agencies. If no information has been added or changed, then you
will receive a monthly notification stating that no information has changed
within your credit file.
close
* Dedicated ID Fraud Resolution Agent
Close
DEDICATED ID FRAUD RESOLUTION AGENT
With PrivacyGuard, you have access to your own Personal Resolution Expert,
just in case the unthinkable happens and you become a victim of identity
theft. Your dedicated expert will work with you step-by-step in restoring
your identity.
close
See moreless
+
See less
-
WHAT WE'LL WATCH
* Monthly Triple-Bureau Credit Score Tracking
Close
MONTHLY TRIPLE-BUREAU CREDIT SCORE TRACKING
Our Score Tracker lets you see fluctuations in your credit score month over
month.
Score Tracker displays your VantageScore credit score. Your VantageScore
credit score(s) are provided by VantageScore Solutions LLC. The VantageScore
model, with scores ranging from 300 to 850, was developed jointly by the
three major national credit reporting agencies - Experian®, TransUnion®, and
Equifax®. The version of VantageScore provided here is used by some, but not
all, lenders. Your score(s) may not be identical or similar to scores
received directly from those agencies, from other sources, or from your
lender.
close
* 24/7 Triple-Bureau Daily Credit Monitoring
Close
24/7 TRIPLE-BUREAU DAILY CREDIT MONITORING
Help protect your credit and personal information with 24/7 monitoring of
your files at all three credit reporting agencies: Experian, Equifax, and
TransUnion. You'll receive alerts by text or email when certain changes occur
in your credit files, which could indicate potential fraud.
Daily monitoring will notify you of certain new inquiries and derogatory
information, accounts, public records, or change of address that have been
added to your credit reports as reported by all three of the major credit
reporting agencies. If no information has been added or changed, then you
will receive a monthly notification stating that no information has changed
within your credit file.
close
* Public & Dark Web Scanning
Close
PUBLIC & DARK WEB SCANNING
PrivacyGuard monitors your current or past mailing addresses, phone numbers,
email addresses, bank accounts, passport, driver's license, Social Security
number, child's Social Security number and date of birth on the Internet
based on a search of Internet directories; plus up to ten registered
credit/debit cards, up to ten registered bank accounts, and your Social
Security number on the Internet, based on an extensive search of Internet
chat rooms. However, we cannot ensure that all internet directories and chat
rooms have been searched for your personal information. Accordingly, we may
not be able to apprise you of all of your personal information that may have
been compromised.
close
* Social Security Number Monitoring
Close
SOCIAL SECURITY NUMBER MONITORING
We'll scan public records and credit header data sources to help locate and
identify records associated with your Social Security number. Results are
prioritized and logged, helping you determine if your information was
compromised.
PrivacyGuard monitors your Social Security number in credit headers and
public data sources; however, it is impossible to ensure that all public data
sources have been searched. Accordingly, the high and low risk events
identified by PrivacyGuard may not contain or apprise you of all instances in
which your Social Security number may have been compromised.
close
* Driver's License & Passport Monitoring
Close
DRIVER'S LICENSE & PASSPORT MONITORING
We scan internet directory sites and search engines for your
monitored/registered information and will send you a notification if any of
your information is found.
close
* Bank Account Monitoring
Close
BANK ACCOUNT MONITORING
PrivacyGuard provides 24/7 monitoring of your bank account numbers on certain
web portals where thieves sell and trade stolen personal information. If your
registered accounts are discovered on these web portals, PrivacyGuard will
automatically send you an alert.
close
* Debit & Credit Card Monitoring
Close
DEBIT & CREDIT CARD MONITORING
PrivacyGuard searches various data exchanges for your information. An early
warning email alert will be sent if we find that any of your monitored
information is found. This can also be used as a repository of your cards
should any of them become lost or stolen. You may add or update up to 10
credit/debit cards.
close
* USPS Address Change Verification
Close
USPS ADDRESS CHANGE VERIFICATION
PrivacyGuard scans internet directory sites and search engines for your
monitored mailing addresses and sends you an email notification if any of
your monitored mailing addresses are found.
close
* Email, Phone, Name, DOB Monitoring
Close
EMAIL, PHONE, NAME, DOB MONITORING
We scan internet directory sites and search engines for your
monitored/registered information and will send you a notification if any of
your information is found.
close
* ID/Application Verification Monitoring
Close
ID/APPLICATION VERIFICATION MONITORING
ID Verification Monitoring helps to prevent your information from being used
for fraudulent activities that may result in identity theft, account
takeovers, or account compromises. Should we find that your information has
been used, we'll alert you within minutes and provide you with expert
assistance assessing the potential threat.
The information network is comprised of many U.S. credit issuers, including
credit card issuers, retailers, and telecom companies. However,
PrivacyGuard's information network does not include all companies that
require verification of your identity prior to providing you with a service
or credit. As a result, it is possible that fraudulent attempts to verify
your identity could be submitted using your personal information that are not
detected by PrivacyGuard.
close
* Public Records Monitoring
Close
PUBLIC RECORDS MONITORING
We'll monitor your public records for changes in your criminal records,
bankruptcy filings, liens and court judgments, making it easier to keep your
public information up-to-date and rectify potentially damaging errors.
PrivacyGuard compiles a Public Records Report and monitors your personal
information on the Internet, based on an extensive search of public
databases, directories, and Internet chat rooms; however, it is impossible to
ensure that all public databases, directories, and Internet chat rooms have
been searched for your personal information. Accordingly, your Public Records
Report and monitoring alert reports may not contain or apprise you of all of
your personal information that is publicly available or that may have been
compromised.
close
* Children's Social Security Number Monitoring
Close
CHILDREN'S SOCIAL SECURITY NUMBER MONITORING
PrivacyGuard monitors the Social Security number for up to ten of your
children who are under the age of 18 in credit headers and pre-credit data
sources; however, it is impossible to ensure that all pre-credit data sources
have been searched. Accordingly, your child monitoring alert notifications
may not contain or apprise you of all instances in which your child's Social
Security number may have been compromised. Once your child turns 18, he/she
will be removed from monitoring.
close
WHAT YOU'LL GET
* The PrivacyGuard App
Close
THE PRIVACYGUARD APP
Take control of who you are, by taking your identity into your own hands with
the help of the PrivacyGuard App. Members can manage and monitor personal
information, quickly review identity alerts, and review triple-bureau credit
reports and scores, as well as monthly score tracking (depending on your
membership level).
close
* Email & Text Alerts
Close
EMAIL & TEXT ALERTS
You'll receive alerts by text or email when certain changes occur in your
credit files, which could indicate potential fraud. You'll also be alerted to
detections of your personal information that we find on the Public and Dark
Web.
close
* Monthly Status by Email & Text
Close
MONTHLY STATUS BY EMAIL & TEXT
PrivacyGuard will send you a text and/or email each month with a status of
your registered/monitoring personal information.
close
* Dedicated ID Fraud Resolution Agent
Close
DEDICATED ID FRAUD RESOLUTION AGENT
With PrivacyGuard, you have access to your own Personal Resolution Expert,
just in case the unthinkable happens and you become a victim of identity
theft. Your dedicated expert will work with you step-by-step in restoring
your identity.
close
* Secure Browser
Close
SECURE BROWSER
Download the secure browser on your PC or mobile device to help protect you
from keylogging and phishing threats that target confidential information.
Safeguarding your internet browsing at home and on your mobile device will
help give you peace of mind while you search, surf, share, shop, and bank
online.
close
* Secure Keyboard
Close
SECURE KEYBOARD
The Secure Keyboard protects and keeps your personal conversations secure by
encrypting keystrokes and protecting your information from Malware, allowing
you to surf, share, shop, and bank with more confidence on your mobile and
tablet devices.
The Secure Keyboard is compatible with iPhone and iPad. The secure keyboard
requires the most current iOS and Android operating system or one prior. The
iOS secure keyboard may not be supported by all mobile applications. If an
application opts out then the secure keyboard cannot be used and the iOS
system keyboard will be used.
close
* Monthly Triple-Bureau Credit Reports & Scores
Close
MONTHLY TRIPLE-BUREAU CREDIT REPORTS & SCORES
You'll have access to all three credit reports and scores. Reviewing your
credit report is the best way to find inaccuracies that could harm your
credit, as well as spot signs that your identity may be in jeopardy.
Your VantageScore credit score(s) are provided by VantageScore Solutions LLC.
The VantageScore model, with scores ranging from 300 to 850, was developed
jointly by the three major national credit reporting agencies - Experian®,
TransUnion®, and Equifax®. The version of VantageScore provided here is used
by some, but not all, lenders. Your score(s) may not be identical or similar
to scores received directly from those agencies, from other sources, or from
your lender.
Trilegiant Corporation, Trilegiant Insurance Services, Inc., Alliance
Marketing Association and their credit information subcontractors shall not
have any liability for the accuracy of the information contained in the
credit reports, credit scores, Credit Alert® reports or other reports which
you receive in connection with the PrivacyGuard service, including any
liability for damages, direct or indirect, consequential or incidental.
close
* Credit Score Simulator
Close
CREDIT SCORE SIMULATOR
This educational tool allows you to see how certain changes in your financial
behavior could impact your credit scores, and helps you to better manage
current debt or plan for upcoming purchases.
close
* Credit Information Hotline
Close
CREDIT INFORMATION HOTLINE
Our Credit Information Hotline puts you in touch with experts that can answer
any questions you may have regarding your credit. This toll-free support
number also provides assistance with disputing inaccuracies in your credit
reports, scores, and monitoring alerts.
close
* Financial Calculator Suite
Close
FINANCIAL CALCULATOR SUITE
You can simulate different scenarios using the calculators available,
including: debt payoff, debt consolidation, fixed mortgage calculator, home
budgeting calculator, and auto loan calculator.
close
* Online Fraud Assistance
Close
ONLINE FRAUD ASSISTANCE
This convenient, online tool helps streamline the identity theft prevention
and recovery process. You can choose to set fraud alerts and stop
pre-approved credit offers. For those who become a victim, the online guide
will provide step-by-step instructions for resolving issues.
close
* $1 Million ID Theft Insurance
Close
$1 MILLION ID THEFT INSURANCE
As a member, you'll receive up to $1,000,000 in identity theft insurance if
your identity should become compromised. If the unthinkable happens, you'll
be covered for many of the eligible expenses associated with resolving
identity theft and restoring your good name.
The Identity Theft Insurance benefits are provided to all members, along with
all other benefits afforded as part of PrivacyGuard, through Alliance
Marketing Association (the "Association"). Upon enrollment in the
PrivacyGuard service, you will automatically be admitted as a member of the
Association. The Identity Theft Insurance is underwritten by insurance
company subsidiaries or affiliates of American International Group, Inc.,
(collectively, the "Company") under group policy # 7077733 and 1423212. The
Benefit Summary under the master policy issued by the Company with respect to
such insurance will be available to you upon enrollment in PrivacyGuard. The
summary of policy benefits, terms, conditions, exclusions, and limits of
coverage set forth in the Benefit Summary are subject to the terms of the
master policy. Availability of coverage is subject to underwriting
qualifications and state laws and regulations. Coverage is subject to actual
policy language.
IMPORTANT NOTICE: YOUR LIABILITY FOR UNAUTHORIZED USE UNDER FEDERAL LAW: For
credit cards: If the card issuer has notified you of your maximum potential
liability, has provided a means for you to notify the card issuer of credit
card loss, and if the credit card contains a means of identifying the
cardholder or authorized user, then your liability for unauthorized use of
your card before the card issuer is notified is no more than $50.00 on each
card. For debit and cash machine (ATM) cards: Your liability for unauthorized
use of the card is no more than $50.00 if you notify the card issuer of card
loss within two business days after you learn of the card loss. After that,
your liability is up to $500.00, provided that the card issuer establishes
that the unauthorized charges would not have occurred if you had notified the
card issuer within the two business day period. In addition, if you do not
notify the card issuer within 60 days after a periodic statement showing
unauthorized transfers is sent to you, then you will also be liable for the
amount of unauthorized transfers that occurred after the 60-day period and
before notice to the card issuer, provided that the card issuer establishes
that the unauthorized charges would not have occurred if you had notified the
card issuer within the 60-day period.
Your card issuer's liability policy may provide for lesser liability amounts
than indicated above. Consult your card issuer's terms and conditions for
specific details. The policy of many card issuers is not to hold cardholders
liable. Nothing set forth in your membership materials alters any rights or
liability you may have under federal or state law with respect to
unauthorized or erroneous transactions on your card or bank accounts. You are
not required to have this service to maintain your credit, debit or ATM
cards.
The federal Fair Credit Billing Act gives you the right to dispute billing
errors, such as unauthorized charges, on your credit card by notifying your
credit card company in writing within 60 days after the first bill containing
the error was sent to you. The credit card company must resolve the dispute
within two billing cycles (not to exceed 90 days) after receiving your
notification. You may withhold payment on the disputed amount (and related
charges) during the investigation. You must pay the amount not in dispute.
You will be informed in writing whether your bill is correct or contains an
error. If your bill contains an error, it will be corrected.
PrivacyGuard is a service of Trilegiant Corporation in conjunction with
Trilegiant Insurance Services, Inc. and Alliance Marketing Association.
Trilegiant Insurance Services, Inc. does not receive any compensation from
the sale of the identity theft insurance benefit included as part of the
PrivacyGuard service.
close
* Lost & Stolen Wallet Protection
Close
LOST & STOLEN WALLET PROTECTION
If you discover that your credit cards are missing, PrivacyGuard can help.
Our specialists will notify your credit card issuers, cancel your lost or
stolen cards, and request that replacements be issued promptly.
Some financial institutions may require you to call them directly and will
not accept notification from third parties in which case we will contact you
so that you can call your financial institution directly.
close
* Annual Public Records Report
Close
ANNUAL PUBLIC RECORDS REPORT
Consolidates and formats data from thousands of sources, including real
estate records, courts and legal records, criminal records, bankruptcies,
liens and judgments, into a single report so you can see where your personal
information is available to the public.
close
* Reduced Pre-Approved Credit Card Offers
Close
REDUCED PRE-APPROVED CREDIT CARD OFFERS
We help to reduce the amount of pre-approved offers for credit and insurance
that you receive in the mail.
close
* Neighborhood Reports
Close
NEIGHBORHOOD REPORTS
PrivacyGuard makes it easy to view detailed information about nearly every
neighborhood in the United States. Review home values, demographics, crime
rates, climate and pollution measurements, and more.
close
* Registered Offender Locator
Close
REGISTERED OFFENDER LOCATOR
PrivacyGuard, or its service providers as applicable, do not make any
representation, express or implied, that the information provided by the
Registered Sex Offender Locator service is accurate. This service relies on
publicly available data and, therefore, the location of all sex offenders may
not be in the service's database. This service does not monitor addresses in
the state of California.
close
* Emergency Travel Assistance
Close
EMERGENCY TRAVEL ASSISTANCE
PrivacyGuard member must be at least 100 miles from home and have available
credit on a designated bank card. Emergency cash is charged as cash advance,
and emergency airline tickets are charged as a purchase to your credit card
account and both are subject to that account's finance rates.
close
* Medical Records Reimbursement
Close
MEDICAL RECORDS REIMBURSEMENT
Reviewing your medical records for errors is just as important as checking
your credit reports. That's why PrivacyGuard will pay you back for the cost
of obtaining copies of your records, so you can review without the cost.
close
Start enrollment
PRIVACYGUARD®CREDIT PROTECTION
$19.99per month
Triple Bureau Credit Reports,
Scores and More
Start enrollment
* Monthly Triple-Bureau Credit Reports & Scores
Close
MONTHLY TRIPLE-BUREAU CREDIT REPORTS & SCORES
You'll have access to all three credit reports and scores. Reviewing your
credit report is the best way to find inaccuracies that could harm your
credit, as well as spot signs that your identity may be in jeopardy.
Your VantageScore credit score(s) are provided by VantageScore Solutions LLC.
The VantageScore model, with scores ranging from 300 to 850, was developed
jointly by the three major national credit reporting agencies - Experian®,
TransUnion®, and Equifax®. The version of VantageScore provided here is used
by some, but not all, lenders. Your score(s) may not be identical or similar
to scores received directly from those agencies, from other sources, or from
your lender.
Trilegiant Corporation, Trilegiant Insurance Services, Inc., Alliance
Marketing Association and their credit information subcontractors shall not
have any liability for the accuracy of the information contained in the
credit reports, credit scores, Credit Alert® reports or other reports which
you receive in connection with the PrivacyGuard service, including any
liability for damages, direct or indirect, consequential or incidental.
close
* Monthly Triple-Bureau Credit Score Tracking
Close
MONTHLY TRIPLE-BUREAU CREDIT SCORE TRACKING
Our Score Tracker lets you see fluctuations in your credit score month over
month.
Score Tracker displays your VantageScore credit score. Your VantageScore
credit score(s) are provided by VantageScore Solutions LLC. The VantageScore
model, with scores ranging from 300 to 850, was developed jointly by the
three major national credit reporting agencies - Experian®, TransUnion®, and
Equifax®. The version of VantageScore provided here is used by some, but not
all, lenders. Your score(s) may not be identical or similar to scores
received directly from those agencies, from other sources, or from your
lender.
close
* 24/7 Triple-Bureau Daily Credit Monitoring
Close
24/7 TRIPLE-BUREAU DAILY CREDIT MONITORING
Help protect your credit and personal information with 24/7 monitoring of
your files at all three credit reporting agencies: Experian, Equifax, and
TransUnion. You'll receive alerts by text or email when certain changes occur
in your credit files, which could indicate potential fraud.
Daily monitoring will notify you of certain new inquiries and derogatory
information, accounts, public records, or change of address that have been
added to your credit reports as reported by all three of the major credit
reporting agencies. If no information has been added or changed, then you
will receive a monthly notification stating that no information has changed
within your credit file.
close
See moreless
+
See less
-
WHAT WE'LL WATCH
* Monthly Triple-Bureau Credit Score Tracking
Close
MONTHLY TRIPLE-BUREAU CREDIT SCORE TRACKING
Our Score Tracker lets you see fluctuations in your credit score month over
month.
Score Tracker displays your VantageScore credit score. Your VantageScore
credit score(s) are provided by VantageScore Solutions LLC. The VantageScore
model, with scores ranging from 300 to 850, was developed jointly by the
three major national credit reporting agencies - Experian®, TransUnion®, and
Equifax®. The version of VantageScore provided here is used by some, but not
all, lenders. Your score(s) may not be identical or similar to scores
received directly from those agencies, from other sources, or from your
lender.
close
* 24/7 Triple-Bureau Daily Credit Monitoring
Close
24/7 TRIPLE-BUREAU DAILY CREDIT MONITORING
Help protect your credit and personal information with 24/7 monitoring of
your files at all three credit reporting agencies: Experian, Equifax, and
TransUnion. You'll receive alerts by text or email when certain changes occur
in your credit files, which could indicate potential fraud.
Daily monitoring will notify you of certain new inquiries and derogatory
information, accounts, public records, or change of address that have been
added to your credit reports as reported by all three of the major credit
reporting agencies. If no information has been added or changed, then you
will receive a monthly notification stating that no information has changed
within your credit file.
close
WHAT YOU'LL GET
* The PrivacyGuard App
Close
THE PRIVACYGUARD APP
Take control of who you are, by taking your identity into your own hands with
the help of the PrivacyGuard App. Members can manage and monitor personal
information, quickly review identity alerts, and review triple-bureau credit
reports and scores, as well as monthly score tracking (depending on your
membership level).
close
* Email & Text Alerts
Close
EMAIL & TEXT ALERTS
You'll receive alerts by text or email when certain changes occur in your
credit files, which could indicate potential fraud. You'll also be alerted to
detections of your personal information that we find on the Public and Dark
Web.
close
* Monthly Status by Email & Text
Close
MONTHLY STATUS BY EMAIL & TEXT
PrivacyGuard will send you a text and/or email each month with a status of
your registered/monitoring personal information.
close
* Dedicated ID Fraud Resolution Agent
Close
DEDICATED ID FRAUD RESOLUTION AGENT
With PrivacyGuard, you have access to your own Personal Resolution Expert,
just in case the unthinkable happens and you become a victim of identity
theft. Your dedicated expert will work with you step-by-step in restoring
your identity.
close
* Secure Browser
Close
SECURE BROWSER
Download the secure browser on your PC or mobile device to help protect you
from keylogging and phishing threats that target confidential information.
Safeguarding your internet browsing at home and on your mobile device will
help give you peace of mind while you search, surf, share, shop, and bank
online.
close
* Secure Keyboard
Close
SECURE KEYBOARD
The Secure Keyboard protects and keeps your personal conversations secure by
encrypting keystrokes and protecting your information from Malware, allowing
you to surf, share, shop, and bank with more confidence on your mobile and
tablet devices.
The Secure Keyboard is compatible with iPhone and iPad. The secure keyboard
requires the most current iOS and Android operating system or one prior. The
iOS secure keyboard may not be supported by all mobile applications. If an
application opts out then the secure keyboard cannot be used and the iOS
system keyboard will be used.
close
* Monthly Triple-Bureau Credit Reports & Scores
Close
MONTHLY TRIPLE-BUREAU CREDIT REPORTS & SCORES
You'll have access to all three credit reports and scores. Reviewing your
credit report is the best way to find inaccuracies that could harm your
credit, as well as spot signs that your identity may be in jeopardy.
Your VantageScore credit score(s) are provided by VantageScore Solutions LLC.
The VantageScore model, with scores ranging from 300 to 850, was developed
jointly by the three major national credit reporting agencies - Experian®,
TransUnion®, and Equifax®. The version of VantageScore provided here is used
by some, but not all, lenders. Your score(s) may not be identical or similar
to scores received directly from those agencies, from other sources, or from
your lender.
Trilegiant Corporation, Trilegiant Insurance Services, Inc., Alliance
Marketing Association and their credit information subcontractors shall not
have any liability for the accuracy of the information contained in the
credit reports, credit scores, Credit Alert® reports or other reports which
you receive in connection with the PrivacyGuard service, including any
liability for damages, direct or indirect, consequential or incidental.
close
* Credit Score Simulator
Close
CREDIT SCORE SIMULATOR
This educational tool allows you to see how certain changes in your financial
behavior could impact your credit scores, and helps you to better manage
current debt or plan for upcoming purchases.
close
* Credit Information Hotline
Close
CREDIT INFORMATION HOTLINE
Our Credit Information Hotline puts you in touch with experts that can answer
any questions you may have regarding your credit. This toll-free support
number also provides assistance with disputing inaccuracies in your credit
reports, scores, and monitoring alerts.
close
* Financial Calculator Suite
Close
FINANCIAL CALCULATOR SUITE
You can simulate different scenarios using the calculators available,
including: debt payoff, debt consolidation, fixed mortgage calculator, home
budgeting calculator, and auto loan calculator.
close
Start enrollment
COMPARE PLANS.
They're just $1 for the first 14 days and automatically renew monthly unless
cancelled during the trial period or at any time thereafter.
Best offer
PRIVACYGUARD®TOTAL PROTECTION
$24.99per month
+
Credit AND Identity
Protection benefits in one
Start enrollment
* Public & Dark Web Scanning
Close
PUBLIC & DARK WEB SCANNING
PrivacyGuard monitors your current or past mailing addresses, phone numbers,
email addresses, bank accounts, passport, driver's license, Social Security
number, child's Social Security number and date of birth on the Internet
based on a search of Internet directories; plus up to ten registered
credit/debit cards, up to ten registered bank accounts, and your Social
Security number on the Internet, based on an extensive search of Internet
chat rooms. However, we cannot ensure that all internet directories and chat
rooms have been searched for your personal information. Accordingly, we may
not be able to apprise you of all of your personal information that may have
been compromised.
close
* 24/7 Triple-Bureau Daily Credit Monitoring
Close
24/7 TRIPLE-BUREAU DAILY CREDIT MONITORING
Help protect your credit and personal information with 24/7 monitoring of
your files at all three credit reporting agencies: Experian, Equifax, and
TransUnion. You'll receive alerts by text or email when certain changes occur
in your credit files, which could indicate potential fraud.
Daily monitoring will notify you of certain new inquiries and derogatory
information, accounts, public records, or change of address that have been
added to your credit reports as reported by all three of the major credit
reporting agencies. If no information has been added or changed, then you
will receive a monthly notification stating that no information has changed
within your credit file.
close
* Dedicated ID Fraud Resolution Agent
Close
DEDICATED ID FRAUD RESOLUTION AGENT
With PrivacyGuard, you have access to your own Personal Resolution Expert,
just in case the unthinkable happens and you become a victim of identity
theft. Your dedicated expert will work with you step-by-step in restoring
your identity.
close
See more
+
See less
-
WHAT WE'LL WATCH
* Monthly Triple-Bureau Credit Score Tracking
Close
MONTHLY TRIPLE-BUREAU CREDIT SCORE TRACKING
Our Score Tracker lets you see fluctuations in your credit score month over
month.
Score Tracker displays your VantageScore credit score. Your VantageScore
credit score(s) are provided by VantageScore Solutions LLC. The VantageScore
model, with scores ranging from 300 to 850, was developed jointly by the
three major national credit reporting agencies - Experian®, TransUnion®, and
Equifax®. The version of VantageScore provided here is used by some, but not
all, lenders. Your score(s) may not be identical or similar to scores
received directly from those agencies, from other sources, or from your
lender.
close
* 24/7 Triple-Bureau Daily Credit Monitoring
Close
24/7 TRIPLE-BUREAU DAILY CREDIT MONITORING
Help protect your credit and personal information with 24/7 monitoring of
your files at all three credit reporting agencies: Experian, Equifax, and
TransUnion. You'll receive alerts by text or email when certain changes occur
in your credit files, which could indicate potential fraud.
Daily monitoring will notify you of certain new inquiries and derogatory
information, accounts, public records, or change of address that have been
added to your credit reports as reported by all three of the major credit
reporting agencies. If no information has been added or changed, then you
will receive a monthly notification stating that no information has changed
within your credit file.
close
* Public & Dark Web Scanning
Close
PUBLIC & DARK WEB SCANNING
PrivacyGuard monitors your current or past mailing addresses, phone numbers,
email addresses, bank accounts, passport, driver's license, Social Security
number, child's Social Security number and date of birth on the Internet
based on a search of Internet directories; plus up to ten registered
credit/debit cards, up to ten registered bank accounts, and your Social
Security number on the Internet, based on an extensive search of Internet
chat rooms. However, we cannot ensure that all internet directories and chat
rooms have been searched for your personal information. Accordingly, we may
not be able to apprise you of all of your personal information that may have
been compromised.
close
* Social Security Number Monitoring
Close
SOCIAL SECURITY NUMBER MONITORING
We'll scan public records and credit header data sources to help locate and
identify records associated with your Social Security number. Results are
prioritized and logged, helping you determine if your information was
compromised.
PrivacyGuard monitors your Social Security number in credit headers and
public data sources; however, it is impossible to ensure that all public data
sources have been searched. Accordingly, the high and low risk events
identified by PrivacyGuard may not contain or apprise you of all instances in
which your Social Security number may have been compromised.
close
* Driver's License & Passport Monitoring
Close
DRIVER'S LICENSE & PASSPORT MONITORING
We scan internet directory sites and search engines for your
monitored/registered information and will send you a notification if any of
your information is found.
close
* Bank Account Monitoring
Close
BANK ACCOUNT MONITORING
PrivacyGuard provides 24/7 monitoring of your bank account numbers on certain
web portals where thieves sell and trade stolen personal information. If your
registered accounts are discovered on these web portals, PrivacyGuard will
automatically send you an alert.
close
* Debit & Credit Card Monitoring
Close
DEBIT & CREDIT CARD MONITORING
PrivacyGuard searches various data exchanges for your information. An early
warning email alert will be sent if we find that any of your monitored
information is found. This can also be used as a repository of your cards
should any of them become lost or stolen. You may add or update up to 10
credit/debit cards.
close
* USPS Address Change Verification
Close
USPS ADDRESS CHANGE VERIFICATION
PrivacyGuard scans internet directory sites and search engines for your
monitored mailing addresses and sends you an email notification if any of
your monitored mailing addresses are found.
close
* Email, Phone, Name, DOB Monitoring
Close
EMAIL, PHONE, NAME, DOB MONITORING
We scan internet directory sites and search engines for your
monitored/registered information and will send you a notification if any of
your information is found.
close
* ID/Application Verification Monitoring
Close
ID/APPLICATION VERIFICATION MONITORING
ID Verification Monitoring helps to prevent your information from being used
for fraudulent activities that may result in identity theft, account
takeovers, or account compromises. Should we find that your information has
been used, we'll alert you within minutes and provide you with expert
assistance assessing the potential threat.
The information network is comprised of many U.S. credit issuers, including
credit card issuers, retailers, and telecom companies. However,
PrivacyGuard's information network does not include all companies that
require verification of your identity prior to providing you with a service
or credit. As a result, it is possible that fraudulent attempts to verify
your identity could be submitted using your personal information that are not
detected by PrivacyGuard.
close
* Public Records Monitoring
Close
PUBLIC RECORDS MONITORING
We'll monitor your public records for changes in your criminal records,
bankruptcy filings, liens and court judgments, making it easier to keep your
public information up-to-date and rectify potentially damaging errors.
PrivacyGuard compiles a Public Records Report and monitors your personal
information on the Internet, based on an extensive search of public
databases, directories, and Internet chat rooms; however, it is impossible to
ensure that all public databases, directories, and Internet chat rooms have
been searched for your personal information. Accordingly, your Public Records
Report and monitoring alert reports may not contain or apprise you of all of
your personal information that is publicly available or that may have been
compromised.
close
* Children's Social Security Number Monitoring
Close
CHILDREN'S SOCIAL SECURITY NUMBER MONITORING
PrivacyGuard monitors the Social Security number for up to ten of your
children who are under the age of 18 in credit headers and pre-credit data
sources; however, it is impossible to ensure that all pre-credit data sources
have been searched. Accordingly, your child monitoring alert notifications
may not contain or apprise you of all instances in which your child's Social
Security number may have been compromised. Once your child turns 18, he/she
will be removed from monitoring.
close
WHAT YOU'LL GET
* The PrivacyGuard App
Close
THE PRIVACYGUARD APP
Take control of who you are, by taking your identity into your own hands with
the help of the PrivacyGuard App.Members can manage and monitor personal
information, quickly review identity alerts, and review triple-bureau credit
reports and scores, as well as monthly score tracking (depending on your
membership level).
close
* Email & Text Alerts
Close
EMAIL & TEXT ALERTS
You'll receive alerts by text or email when certain changes occur in your
credit files, which could indicate potential fraud. You'll also be alerted to
detections of your personal information that we find on the Public and Dark
Web.
close
* Monthly Status by Email & Text
Close
MONTHLY STATUS BY EMAIL & TEXT
PrivacyGuard will send you a text and/or email each month with a status of
your registered/monitoring personal information.
close
* Dedicated ID Fraud Resolution Agent
Close
DEDICATED ID FRAUD RESOLUTION AGENT
With PrivacyGuard, you have access to your own Personal Resolution Expert,
just in case the unthinkable happens and you become a victim of identity
theft. Your dedicated expert will work with you step-by-step in restoring
your identity.
close
* Secure Browser
Close
SECURE BROWSER
Download the secure browser on your PC or mobile device to help protect you
from keylogging and phishing threats that target confidential information.
Safeguarding your internet browsing at home and on your mobile device will
help give you peace of mind while you search, surf, share, shop, and bank
online.
close
* Secure Keyboard
Close
SECURE KEYBOARD
The Secure Keyboard protects and keeps your personal conversations secure by
encrypting keystrokes and protecting your information from Malware, allowing
you to surf, share, shop, and bank with more confidence on your mobile and
tablet devices.
The Secure Keyboard is compatible with iPhone and iPad. The secure keyboard
requires the most current iOS and Android operating system or one prior. The
iOS secure keyboard may not be supported by all mobile applications. If an
application opts out then the secure keyboard cannot be used and the iOS
system keyboard will be used.
close
* Monthly Triple-Bureau Credit Reports & Scores
Close
MONTHLY TRIPLE-BUREAU CREDIT REPORTS & SCORES
You'll have access to all three credit reports and scores. Reviewing your
credit report is the best way to find inaccuracies that could harm your
credit, as well as spot signs that your identity may be in jeopardy.
Your VantageScore credit score(s) are provided by VantageScore Solutions LLC.
The VantageScore model, with scores ranging from 300 to 850, was developed
jointly by the three major national credit reporting agencies - Experian®,
TransUnion®, and Equifax®. The version of VantageScore provided here is used
by some, but not all, lenders. Your score(s) may not be identical or similar
to scores received directly from those agencies, from other sources, or from
your lender.
Trilegiant Corporation, Trilegiant Insurance Services, Inc., Alliance
Marketing Association and their credit information subcontractors shall not
have any liability for the accuracy of the information contained in the
credit reports, credit scores, Credit Alert® reports or other reports which
you receive in connection with the PrivacyGuard service, including any
liability for damages, direct or indirect, consequential or incidental.
close
* Credit Score Simulator
Close
CREDIT SCORE SIMULATOR
This educational tool allows you to see how certain changes in your financial
behavior could impact your credit scores, and helps you to better manage
current debt or plan for upcoming purchases.
close
* Credit Information Hotline
Close
CREDIT INFORMATION HOTLINE
Our Credit Information Hotline puts you in touch with experts that can answer
any questions you may have regarding your credit. This toll-free support
number also provides assistance with disputing inaccuracies in your credit
reports, scores, and monitoring alerts.
close
* Financial Calculator Suite
Close
FINANCIAL CALCULATOR SUITE
You can simulate different scenarios using the calculators available,
including: debt payoff, debt consolidation, fixed mortgage calculator, home
budgeting calculator, and auto loan calculator.
close
* Online Fraud Assistance
Close
ONLINE FRAUD ASSISTANCE
This convenient, online tool helps streamline the identity theft prevention
and recovery process. You can choose to set fraud alerts and stop
pre-approved credit offers. For those who become a victim, the online guide
will provide step-by-step instructions for resolving issues.
close
* $1 Million ID Theft Insurance
Close
$1 MILLION ID THEFT INSURANCE
As a member, you'll receive up to $1,000,000 in identity theft insurance if
your identity should become compromised. If the unthinkable happens, you'll
be covered for many of the eligible expenses associated with resolving
identity theft and restoring your good name.
The Identity Theft Insurance benefits are provided to all members, along with
all other benefits afforded as part of PrivacyGuard, through Alliance
Marketing Association (the "Association"). Upon enrollment in the
PrivacyGuard service, you will automatically be admitted as a member of the
Association. The Identity Theft Insurance is underwritten by insurance
company subsidiaries or affiliates of American International Group, Inc.,
(collectively, the "Company") under group policy # 7077733 and 1423212. The
Benefit Summary under the master policy issued by the Company with respect to
such insurance will be available to you upon enrollment in PrivacyGuard. The
summary of policy benefits, terms, conditions, exclusions, and limits of
coverage set forth in the Benefit Summary are subject to the terms of the
master policy. Availability of coverage is subject to underwriting
qualifications and state laws and regulations. Coverage is subject to actual
policy language.
IMPORTANT NOTICE: YOUR LIABILITY FOR UNAUTHORIZED USE UNDER FEDERAL LAW: For
credit cards: If the card issuer has notified you of your maximum potential
liability, has provided a means for you to notify the card issuer of credit
card loss, and if the credit card contains a means of identifying the
cardholder or authorized user, then your liability for unauthorized use of
your card before the card issuer is notified is no more than $50.00 on each
card. For debit and cash machine (ATM) cards: Your liability for unauthorized
use of the card is no more than $50.00 if you notify the card issuer of card
loss within two business days after you learn of the card loss. After that,
your liability is up to $500.00, provided that the card issuer establishes
that the unauthorized charges would not have occurred if you had notified the
card issuer within the two business day period. In addition, if you do not
notify the card issuer within 60 days after a periodic statement showing
unauthorized transfers is sent to you, then you will also be liable for the
amount of unauthorized transfers that occurred after the 60-day period and
before notice to the card issuer, provided that the card issuer establishes
that the unauthorized charges would not have occurred if you had notified the
card issuer within the 60-day period.
Your card issuer's liability policy may provide for lesser liability amounts
than indicated above. Consult your card issuer's terms and conditions for
specific details. The policy of many card issuers is not to hold cardholders
liable. Nothing set forth in your membership materials alters any rights or
liability you may have under federal or state law with respect to
unauthorized or erroneous transactions on your card or bank accounts. You are
not required to have this service to maintain your credit, debit or ATM
cards.
The federal Fair Credit Billing Act gives you the right to dispute billing
errors, such as unauthorized charges, on your credit card by notifying your
credit card company in writing within 60 days after the first bill containing
the error was sent to you. The credit card company must resolve the dispute
within two billing cycles (not to exceed 90 days) after receiving your
notification. You may withhold payment on the disputed amount (and related
charges) during the investigation. You must pay the amount not in dispute.
You will be informed in writing whether your bill is correct or contains an
error. If your bill contains an error, it will be corrected.
PrivacyGuard is a service of Trilegiant Corporation in conjunction with
Trilegiant Insurance Services, Inc. and Alliance Marketing Association.
Trilegiant Insurance Services, Inc. does not receive any compensation from
the sale of the identity theft insurance benefit included as part of the
PrivacyGuard service.
close
* Lost & Stolen Wallet Protection
Close
LOST & STOLEN WALLET PROTECTION
If you discover that your credit cards are missing, PrivacyGuard can help.
Our specialists will notify your credit card issuers, cancel your lost or
stolen cards, and request that replacements be issued promptly.
Some financial institutions may require you to call them directly and will
not accept notification from third parties in which case we will contact you
so that you can call your financial institution directly.
close
* Annual Public Records Report
Close
ANNUAL PUBLIC RECORDS REPORT
Consolidates and formats data from thousands of sources, including real
estate records, courts and legal records, criminal records, bankruptcies,
liens and judgments, into a single report so you can see where your personal
information is available to the public.
close
* Reduced Pre-Approved Credit Card Offers
Close
REDUCED PRE-APPROVED CREDIT CARD OFFERS
We help to reduce the amount of pre-approved offers for credit and insurance
that you receive in the mail.
close
* Neighborhood Reports
Close
NEIGHBORHOOD REPORTS
PrivacyGuard makes it easy to view detailed information about nearly every
neighborhood in the United States. Review home values, demographics, crime
rates, climate and pollution measurements, and more.
close
* Registered Offender Locator
Close
REGISTERED OFFENDER LOCATOR
PrivacyGuard, or its service providers as applicable, do not make any
representation, express or implied, that the information provided by the
Registered Sex Offender Locator service is accurate. This service relies on
publicly available data and, therefore, the location of all sex offenders may
not be in the service's database. This service does not monitor addresses in
the state of California.
close
* Emergency Travel Assistance
Close
EMERGENCY TRAVEL ASSISTANCE
PrivacyGuard member must be at least 100 miles from home and have available
credit on a designated bank card. Emergency cash is charged as cash advance,
and emergency airline tickets are charged as a purchase to your credit card
account and both are subject to that account's finance rates.
close
* Medical Records Reimbursement
Close
MEDICAL RECORDS REIMBURSEMENT
Reviewing your medical records for errors is just as important as checking
your credit reports. That's why PrivacyGuard will pay you back for the cost
of obtaining copies of your records, so you can review without the cost.
close
Start enrollment
PRIVACYGUARD®CREDIT PROTECTION
$19.99per month
Triple Bureau Credit Reports,
Scores and More
Start enrollment
* Monthly Triple-Bureau Credit Reports & Scores
Close
MONTHLY TRIPLE-BUREAU CREDIT REPORTS & SCORES
You'll have access to all three credit reports and scores. Reviewing your
credit report is the best way to find inaccuracies that could harm your
credit, as well as spot signs that your identity may be in jeopardy.
Your VantageScore credit score(s) are provided by VantageScore Solutions LLC.
The VantageScore model, with scores ranging from 300 to 850, was developed
jointly by the three major national credit reporting agencies - Experian®,
TransUnion®, and Equifax®. The version of VantageScore provided here is used
by some, but not all, lenders. Your score(s) may not be identical or similar
to scores received directly from those agencies, from other sources, or from
your lender.
Trilegiant Corporation, Trilegiant Insurance Services, Inc., Alliance
Marketing Association and their credit information subcontractors shall not
have any liability for the accuracy of the information contained in the
credit reports, credit scores, Credit Alert® reports or other reports which
you receive in connection with the PrivacyGuard service, including any
liability for damages, direct or indirect, consequential or incidental.
close
* Monthly Triple-Bureau Credit Score Tracking
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MONTHLY TRIPLE-BUREAU CREDIT SCORE TRACKING
Our Score Tracker lets you see fluctuations in your credit score month over
month.
Score Tracker displays your VantageScore credit score. Your VantageScore
credit score(s) are provided by VantageScore Solutions LLC. The VantageScore
model, with scores ranging from 300 to 850, was developed jointly by the
three major national credit reporting agencies - Experian®, TransUnion®, and
Equifax®. The version of VantageScore provided here is used by some, but not
all, lenders. Your score(s) may not be identical or similar to scores
received directly from those agencies, from other sources, or from your
lender.
close
* 24/7 Triple-Bureau Daily Credit Monitoring
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24/7 TRIPLE-BUREAU DAILY CREDIT MONITORING
Help protect your credit and personal information with 24/7 monitoring of
your files at all three credit reporting agencies: Experian, Equifax, and
TransUnion. You'll receive alerts by text or email when certain changes occur
in your credit files, which could indicate potential fraud.
Daily monitoring will notify you of certain new inquiries and derogatory
information, accounts, public records, or change of address that have been
added to your credit reports as reported by all three of the major credit
reporting agencies. If no information has been added or changed, then you
will receive a monthly notification stating that no information has changed
within your credit file.
close
See more
+
See less
-
WHAT WE'LL WATCH
* Monthly Triple-Bureau Credit Score Tracking
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MONTHLY TRIPLE-BUREAU CREDIT SCORE TRACKING
Our Score Tracker lets you see fluctuations in your credit score month over
month.
Score Tracker displays your VantageScore credit score. Your VantageScore
credit score(s) are provided by VantageScore Solutions LLC. The VantageScore
model, with scores ranging from 300 to 850, was developed jointly by the
three major national credit reporting agencies - Experian®, TransUnion®, and
Equifax®. The version of VantageScore provided here is used by some, but not
all, lenders. Your score(s) may not be identical or similar to scores
received directly from those agencies, from other sources, or from your
lender.
close
* 24/7 Triple-Bureau Daily Credit Monitoring
Close
24/7 TRIPLE-BUREAU DAILY CREDIT MONITORING
Help protect your credit and personal information with 24/7 monitoring of
your files at all three credit reporting agencies: Experian, Equifax, and
TransUnion. You'll receive alerts by text or email when certain changes occur
in your credit files, which could indicate potential fraud.
Daily monitoring will notify you of certain new inquiries and derogatory
information, accounts, public records, or change of address that have been
added to your credit reports as reported by all three of the major credit
reporting agencies. If no information has been added or changed, then you
will receive a monthly notification stating that no information has changed
within your credit file.
close
WHAT YOU'LL GET
* The PrivacyGuard App
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THE PRIVACYGUARD APP
Take control of who you are, by taking your identity into your own hands with
the help of the PrivacyGuard App.Members can manage and monitor personal
information, quickly review identity alerts, and review triple-bureau credit
reports and scores, as well as monthly score tracking (depending on your
membership level).
close
* Email & Text Alerts
Close
EMAIL & TEXT ALERTS
You'll receive alerts by text or email when certain changes occur in your
credit files, which could indicate potential fraud. You'll also be alerted to
detections of your personal information that we find on the Public and Dark
Web.
close
* Monthly Status by Email & Text
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MONTHLY STATUS BY EMAIL & TEXT
PrivacyGuard will send you a text and/or email each month with a status of
your registered/monitoring personal information.
close
* Dedicated ID Fraud Resolution Agent
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DEDICATED ID FRAUD RESOLUTION AGENT
With PrivacyGuard, you have access to your own Personal Resolution Expert,
just in case the unthinkable happens and you become a victim of identity
theft. Your dedicated expert will work with you step-by-step in restoring
your identity.
close
* Secure Browser
Close
SECURE BROWSER
Download the secure browser on your PC or mobile device to help protect you
from keylogging and phishing threats that target confidential information.
Safeguarding your internet browsing at home and on your mobile device will
help give you peace of mind while you search, surf, share, shop, and bank
online.
close
* Secure Keyboard
Close
SECURE KEYBOARD
The Secure Keyboard protects and keeps your personal conversations secure by
encrypting keystrokes and protecting your information from Malware, allowing
you to surf, share, shop, and bank with more confidence on your mobile and
tablet devices.
The Secure Keyboard is compatible with iPhone and iPad. The secure keyboard
requires the most current iOS and Android operating system or one prior. The
iOS secure keyboard may not be supported by all mobile applications. If an
application opts out then the secure keyboard cannot be used and the iOS
system keyboard will be used.
close
* Monthly Triple-Bureau Credit Reports & Scores
Close
MONTHLY TRIPLE-BUREAU CREDIT REPORTS & SCORES
You'll have access to all three credit reports and scores. Reviewing your
credit report is the best way to find inaccuracies that could harm your
credit, as well as spot signs that your identity may be in jeopardy.
Your VantageScore credit score(s) are provided by VantageScore Solutions LLC.
The VantageScore model, with scores ranging from 300 to 850, was developed
jointly by the three major national credit reporting agencies - Experian®,
TransUnion®, and Equifax®. The version of VantageScore provided here is used
by some, but not all, lenders. Your score(s) may not be identical or similar
to scores received directly from those agencies, from other sources, or from
your lender.
Trilegiant Corporation, Trilegiant Insurance Services, Inc., Alliance
Marketing Association and their credit information subcontractors shall not
have any liability for the accuracy of the information contained in the
credit reports, credit scores, Credit Alert® reports or other reports which
you receive in connection with the PrivacyGuard service, including any
liability for damages, direct or indirect, consequential or incidental.
close
* Credit Score Simulator
Close
CREDIT SCORE SIMULATOR
This educational tool allows you to see how certain changes in your financial
behavior could impact your credit scores, and helps you to better manage
current debt or plan for upcoming purchases.
close
* Credit Information Hotline
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CREDIT INFORMATION HOTLINE
Our Credit Information Hotline puts you in touch with experts that can answer
any questions you may have regarding your credit. This toll-free support
number also provides assistance with disputing inaccuracies in your credit
reports, scores, and monitoring alerts.
close
* Financial Calculator Suite
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FINANCIAL CALCULATOR SUITE
You can simulate different scenarios using the calculators available,
including: debt payoff, debt consolidation, fixed mortgage calculator, home
budgeting calculator, and auto loan calculator.
close
Start enrollment
PRIVACYGUARD®IDENTITY PROTECTION
$9.99per month
Monitoring your information for
signs of Identity Theft
Start enrollment
* Public & Dark Web Scanning
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PUBLIC & DARK WEB SCANNING
PrivacyGuard monitors your current or past mailing addresses, phone numbers,
email addresses, bank accounts, passport, driver's license, Social Security
number, child's Social Security number and date of birth on the Internet
based on a search of Internet directories; plus up to ten registered
credit/debit cards, up to ten registered bank accounts, and your Social
Security number on the Internet, based on an extensive search of Internet
chat rooms. However, we cannot ensure that all internet directories and chat
rooms have been searched for your personal information. Accordingly, we may
not be able to apprise you of all of your personal information that may have
been compromised.
close
* Lost & Stolen Wallet Protection
Close
LOST & STOLEN WALLET PROTECTION
If you discover that your credit cards are missing, PrivacyGuard can help.
Our specialists will notify your credit card issuers, cancel your lost or
stolen cards, and request that replacements be issued promptly.
Some financial institutions may require you to call them directly and will
not accept notification from third parties in which case we will contact you
so that you can call your financial institution directly.
close
* Dedicated ID Fraud Resolution Agent
Close
DEDICATED ID FRAUD RESOLUTION AGENT
With PrivacyGuard, you have access to your own Personal Resolution Expert,
just in case the unthinkable happens and you become a victim of identity
theft. Your dedicated expert will work with you step-by-step in restoring
your identity.
close
See more
+
See less
-
WHAT WE'LL WATCH
* Public & Dark Web Scanning
Close
PUBLIC & DARK WEB SCANNING
PrivacyGuard monitors your current or past mailing addresses, phone numbers,
email addresses, bank accounts, passport, driver's license, Social Security
number, child's Social Security number and date of birth on the Internet
based on a search of Internet directories; plus up to ten registered
credit/debit cards, up to ten registered bank accounts, and your Social
Security number on the Internet, based on an extensive search of Internet
chat rooms. However, we cannot ensure that all internet directories and chat
rooms have been searched for your personal information. Accordingly, we may
not be able to apprise you of all of your personal information that may have
been compromised.
close
* Social Security Number Monitoring
Close
SOCIAL SECURITY NUMBER MONITORING
We'll scan public records and credit header data sources to help locate and
identify records associated with your Social Security number. Results are
prioritized and logged, helping you determine if your information was
compromised.
PrivacyGuard monitors your Social Security number in credit headers and
public data sources; however, it is impossible to ensure that all public data
sources have been searched. Accordingly, the high and low risk events
identified by PrivacyGuard may not contain or apprise you of all instances in
which your Social Security number may have been compromised.
close
* Driver's License & Passport Monitoring
Close
DRIVER'S LICENSE & PASSPORT MONITORING
We scan internet directory sites and search engines for your
monitored/registered information and will send you a notification if any of
your information is found.
close
* Bank Account Monitoring
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BANK ACCOUNT MONITORING
PrivacyGuard provides 24/7 monitoring of your bank account numbers on certain
web portals where thieves sell and trade stolen personal information. If your
registered accounts are discovered on these web portals, PrivacyGuard will
automatically send you an alert.
close
* Debit & Credit Card Monitoring
Close
DEBIT & CREDIT CARD MONITORING
PrivacyGuard searches various data exchanges for your information. An early
warning email alert will be sent if we find that any of your monitored
information is found. This can also be used as a repository of your cards
should any of them become lost or stolen. You may add or update up to 10
credit/debit cards.
close
* USPS Address Change Verification
Close
USPS ADDRESS CHANGE VERIFICATION
PrivacyGuard scans internet directory sites and search engines for your
monitored mailing addresses and sends you an email notification if any of
your monitored mailing addresses are found.
close
* Email, Phone, Name, DOB Monitoring
Close
EMAIL, PHONE, NAME, DOB MONITORING
We scan internet directory sites and search engines for your
monitored/registered information and will send you a notification if any of
your information is found.
close
* ID/Application Verification Monitoring
Close
ID/APPLICATION VERIFICATION MONITORING
ID Verification Monitoring helps to prevent your information from being used
for fraudulent activities that may result in identity theft, account
takeovers, or account compromises. Should we find that your information has
been used, we'll alert you within minutes and provide you with expert
assistance assessing the potential threat.
The information network is comprised of many U.S. credit issuers, including
credit card issuers, retailers, and telecom companies. However,
PrivacyGuard's information network does not include all companies that
require verification of your identity prior to providing you with a service
or credit. As a result, it is possible that fraudulent attempts to verify
your identity could be submitted using your personal information that are not
detected by PrivacyGuard.
close
* Public Records Monitoring
Close
PUBLIC RECORDS MONITORING
We'll monitor your public records for changes in your criminal records,
bankruptcy filings, liens and court judgments, making it easier to keep your
public information up-to-date and rectify potentially damaging errors.
PrivacyGuard compiles a Public Records Report and monitors your personal
information on the Internet, based on an extensive search of public
databases, directories, and Internet chat rooms; however, it is impossible to
ensure that all public databases, directories, and Internet chat rooms have
been searched for your personal information. Accordingly, your Public Records
Report and monitoring alert reports may not contain or apprise you of all of
your personal information that is publicly available or that may have been
compromised.
close
WHAT YOU'LL GET
* The PrivacyGuard App
Close
THE PRIVACYGUARD APP
Take control of who you are, by taking your identity into your own hands with
the help of the PrivacyGuard App.Members can manage and monitor personal
information, quickly review identity alerts, and review triple-bureau credit
reports and scores, as well as monthly score tracking (depending on your
membership level).
close
* Email & Text Alerts
Close
EMAIL & TEXT ALERTS
You'll receive alerts by text or email when certain changes occur in your
credit files, which could indicate potential fraud. You'll also be alerted to
detections of your personal information that we find on the Public and Dark
Web.
close
* Monthly Status by Email & Text
Close
MONTHLY STATUS BY EMAIL & TEXT
PrivacyGuard will send you a text and/or email each month with a status of
your registered/monitoring personal information.
close
* Dedicated ID Fraud Resolution Agent
Close
DEDICATED ID FRAUD RESOLUTION AGENT
With PrivacyGuard, you have access to your own Personal Resolution Expert,
just in case the unthinkable happens and you become a victim of identity
theft. Your dedicated expert will work with you step-by-step in restoring
your identity.
close
* Online Fraud Assistance
Close
ONLINE FRAUD ASSISTANCE
This convenient, online tool helps streamline the identity theft prevention
and recovery process. You can choose to set fraud alerts and stop
pre-approved credit offers. For those who become a victim, the online guide
will provide step-by-step instructions for resolving issues.
close
* $1 Million ID Theft Insurance
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$1 MILLION ID THEFT INSURANCE
As a member, you'll receive up to $1,000,000 in identity theft insurance if
your identity should become compromised. If the unthinkable happens, you'll
be covered for many of the eligible expenses associated with resolving
identity theft and restoring your good name.
The Identity Theft Insurance benefits are provided to all members, along with
all other benefits afforded as part of PrivacyGuard, through Alliance
Marketing Association (the "Association"). Upon enrollment in the
PrivacyGuard service, you will automatically be admitted as a member of the
Association. The Identity Theft Insurance is underwritten by insurance
company subsidiaries or affiliates of American International Group, Inc.,
(collectively, the "Company") under group policy # 7077733 and 1423212. The
Benefit Summary under the master policy issued by the Company with respect to
such insurance will be available to you upon enrollment in PrivacyGuard. The
summary of policy benefits, terms, conditions, exclusions, and limits of
coverage set forth in the Benefit Summary are subject to the terms of the
master policy. Availability of coverage is subject to underwriting
qualifications and state laws and regulations. Coverage is subject to actual
policy language.
IMPORTANT NOTICE: YOUR LIABILITY FOR UNAUTHORIZED USE UNDER FEDERAL LAW: For
credit cards: If the card issuer has notified you of your maximum potential
liability, has provided a means for you to notify the card issuer of credit
card loss, and if the credit card contains a means of identifying the
cardholder or authorized user, then your liability for unauthorized use of
your card before the card issuer is notified is no more than $50.00 on each
card. For debit and cash machine (ATM) cards: Your liability for unauthorized
use of the card is no more than $50.00 if you notify the card issuer of card
loss within two business days after you learn of the card loss. After that,
your liability is up to $500.00, provided that the card issuer establishes
that the unauthorized charges would not have occurred if you had notified the
card issuer within the two business day period. In addition, if you do not
notify the card issuer within 60 days after a periodic statement showing
unauthorized transfers is sent to you, then you will also be liable for the
amount of unauthorized transfers that occurred after the 60-day period and
before notice to the card issuer, provided that the card issuer establishes
that the unauthorized charges would not have occurred if you had notified the
card issuer within the 60-day period.
Your card issuer's liability policy may provide for lesser liability amounts
than indicated above. Consult your card issuer's terms and conditions for
specific details. The policy of many card issuers is not to hold cardholders
liable. Nothing set forth in your membership materials alters any rights or
liability you may have under federal or state law with respect to
unauthorized or erroneous transactions on your card or bank accounts. You are
not required to have this service to maintain your credit, debit or ATM
cards.
The federal Fair Credit Billing Act gives you the right to dispute billing
errors, such as unauthorized charges, on your credit card by notifying your
credit card company in writing within 60 days after the first bill containing
the error was sent to you. The credit card company must resolve the dispute
within two billing cycles (not to exceed 90 days) after receiving your
notification. You may withhold payment on the disputed amount (and related
charges) during the investigation. You must pay the amount not in dispute.
You will be informed in writing whether your bill is correct or contains an
error. If your bill contains an error, it will be corrected.
PrivacyGuard is a service of Trilegiant Corporation in conjunction with
Trilegiant Insurance Services, Inc. and Alliance Marketing Association.
Trilegiant Insurance Services, Inc. does not receive any compensation from
the sale of the identity theft insurance benefit included as part of the
PrivacyGuard service.
close
* Lost & Stolen Wallet Protection
Close
LOST & STOLEN WALLET PROTECTION
If you discover that your credit cards are missing, PrivacyGuard can help.
Our specialists will notify your credit card issuers, cancel your lost or
stolen cards, and request that replacements be issued promptly.
Some financial institutions may require you to call them directly and will
not accept notification from third parties in which case we will contact you
so that you can call your financial institution directly.
close
* Secure Browser
Close
SECURE BROWSER
Download the secure browser on your PC or mobile device to help protect you
from keylogging and phishing threats that target confidential information.
Safeguarding your internet browsing at home and on your mobile device will
help give you peace of mind while you search, surf, share, shop, and bank
online.
close
* Secure Keyboard
Close
SECURE KEYBOARD
The Secure Keyboard protects and keeps your personal conversations secure by
encrypting keystrokes and protecting your information from Malware, allowing
you to surf, share, shop, and bank with more confidence on your mobile and
tablet devices.
The Secure Keyboard is compatible with iPhone and iPad. The secure keyboard
requires the most current iOS and Android operating system or one prior. The
iOS secure keyboard may not be supported by all mobile applications. If an
application opts out then the secure keyboard cannot be used and the iOS
system keyboard will be used.
close
* Annual Public Records Report
Close
ANNUAL PUBLIC RECORDS REPORT
Consolidates and formats data from thousands of sources, including real
estate records, courts and legal records, criminal records, bankruptcies,
liens and judgments, into a single report so you can see where your personal
information is available to the public.
close
Start enrollment
OUR FRAUD RESOLUTION TEAM IS ALWAYS BY YOUR SIDE
PrivacyGuard's resolution team is here to help! Your personal US-based
resolution expert is available to help you every step of the way if you should
become a victim of identity theft.
IT ONLY TAKES A FEW MINUTES TO START YOUR PROTECTION.
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*2022 Identity Fraud Study, Javelin Strategy & Research
1Your VantageScore credit score(s) are provided by VantageScore Solutions LLC.
The VantageScore model, with scores ranging from 300 to 850, was developed
jointly by the three major national credit reporting agencies - Experian®,
TransUnion®, and Equifax®. The version of VantageScore provided here is used by
some, but not all, lenders. Your score(s) may not be identical or similar to
scores received directly from those agencies, from other sources, or from your
lender.
2 Daily monitoring will notify you of certain new inquiries and derogatory
information, accounts, public records, or change of address that have been added
to your credit reports as reported by any of the three major credit reporting
agencies. If no information has been added or changed, then you will receive a
monthly notification stating that no information has changed within your credit
file.
3 PrivacyGuard monitors your current or past mailing addresses, phone numbers,
email addresses, bank accounts, passport, driver's license, Social Security
number, child's Social Security number and date of birth on the Internet based
on a search of Internet directories; plus up to ten registered credit/debit
cards, up to ten registered bank accounts, and your Social Security number on
the Internet, based on an extensive search of Internet chat rooms. However, we
cannot ensure that all internet directories and chat rooms have been searched
for your personal information. Accordingly, we may not be able to apprise you of
all of your personal information that may have been compromised.
©2023 Trilegiant Corporation, 6 High Ridge Park, Stamford, CT 06905
Trilegiant Corporation, Trilegiant Insurance Services, Inc., and Alliance
Marketing Association and their credit information subcontractors shall not have
any liability for the accuracy of the information contained in the credit
reports, credit scores, Credit Alert® reports or other reports which you receive
in connection with the PrivacyGuard service, including any liability for
damages, direct or indirect, consequential or incidental.
PrivacyGuard is a service of Trilegiant Corporation in conjunction with
Trilegiant Insurance Services, Inc. and Alliance Marketing Association.
Trilegiant Insurance Services, Inc. does not receive any compensation from the
sale of the identity theft insurance benefit included as part of the
PrivacyGuard service. Any part of the service may be modified or improved at any
time and without prior notice. PrivacyGuard is not available to residents of
Iowa, Rhode Island and Vermont. PrivacyGuard and Credit Alert are registered
service marks of Affinion Publishing, LLC.
MANY GOVERNMENT RECORDS ARE AVAILABLE FREE OR AT A NOMINAL COST FROM GOVERNMENT
AGENCIES. CREDIT REPORTING AGENCIES ARE REQUIRED BY LAW TO GIVE YOU A COPY OF
YOUR CREDIT RECORD UPON REQUEST AT NO CHARGE OR FOR A NOMINAL FEE.