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WELCOME PERKSPOT MEMBERS!



Receive Up to $5,000
On Closing Costs with
New American Funding



Get Started


WHY MILLIONS OF AMERICANS FUND WITH NEW AMERICAN FUNDING

Our dedication to client service during the transaction extends after the
closing while we service their mortgage. This passion for client service is
displayed in every step of the homeownership experience with focus on fulfilling
our client’s needs in a manner that enhances their standard of living. 


BUY NOW, REFINANCE LATER


5 YEAR PROTECTION PLEDGE***

With this program, you don’t need to be deterred by higher interest rates. You
can buy now and refinance to an even lower rate later, if rates drop, with no
repeat lender fee or appraisal fee from New American Funding when you tap into
this program in the next five years.

 

***If rates change after you obtain a loan ("original loan") through New
American Funding ("Lender"), you may qualify for a refinance loan ("refi") with
Lender through the 5-year Rate Protection Pledge. Lender will cover the cost of
the applicant’s appraisal up to $500.




TOP RATED
MORTGAGE LENDER

4.9/5 Based on Reviews




WE CARE ABOUT OUR CUSTOMERS

As one of the nation’s largest independently-owned mortgage companies, the
company believes servicing and satisfaction go hand-in-hand and belong in-house.




SERVING THE UNDERSERVED FOR MORE THAN 20 YEARS

WE ARE INDUSTRY LEADERS IN LENDING TO MINORITY BORROWERS

By working carefully and thoughtfully with minority borrowers, New American
Funding is enabling the minority community to build wealth, stabilize
communities, and create generational opportunities.



Start Here

We have updated important provisions in our Terms of Use, including sharing
information with partners and the use of Google APIs. By using our site, you
agree to our Terms of Use. Click here for more information.

If you are using a screen reader or other auxiliary aid and are having problems
using this website please call 800-450-2010 Ext. 7100 for assistance.

Terms and conditions apply. Not all will qualify.

†There are requirements and restrictions to the NAF Pathway program. Borrowers
must have a minimum credit score of 620 and the home must be a 1-unit,
single-family home. They must also be first-time homebuyers. Pathway is
available in certain markets and there are eligibility requirements that are
unique to the program. The loan officers at New American Funding will be happy
to answer any questions you may have about the program.

**NAF Cash is fulfilled by NAF Cash LLC, an affiliated real estate company of
New American Funding that is managed and operated in compliance with applicable
legal and regulatory requirements.  NAF Cash LLC does not originate loans or
issue loan commitments.  Terms and Conditions apply.  Not available in all
states.  MI Real Estate Broker #6502431375.  41050 W 11 Mile Rd, Suite 220,
Novi, MI, 48375. Phone 844-344-0531. 

© 2023 New American Funding, LLC. All Rights Reserved.

Corporate Office: 14511 Myford Road, Suite 100, Tustin, CA 92780.

From Fortune. © 2023 Fortune Media IP Limited. All rights reserved. Used under
license. Fortune and Fortune 100 Best Companies are registered trademarks of
Fortune Media IP Limited. Fortune and Fortune Media IP Limited are not
affiliated with, and do not endorse products or services of, New American
Funding.

* https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3751917

New American Funding, LLC NMLS ID #6606. http://nmlsconsumeraccess.org. Clients
who apply at New American Funding, LLC (“NAF”) through PerkSpot and use the
dedicated application link or who call NAF via telephone and mention PerkSpot
are eligible to receive a lender credit of up to 1% of their loan amount or
$5,000, whichever is less, in the form of a lender credit applied at loan
closing. Offer has no cash value, cannot be combined with other offers, and
cannot be applied retroactively to previously closed loans or loans already in
process as of 05/12/2023. Offer not valid on Down Payment Assistance (“DPA”)
loan programs. Due to maximum seller concession rules applicable to purchase
loan transactions, Offer credit could be less in some cases where other
concessions have been made to the consumer. Please consult your loan officer
with questions. Offer is non-transferrable, subject to change without notice,
and additional restrictions/conditions may apply. New American Funding, LLC
reserves the right to amend, terminate, or withdraw Offer at any time. Offer is
not a commitment to lend or guarantee of any kind. Void where prohibited.

 * NMLS ID#6606
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 * On-Time Closing Guarantee
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 * California Collection Notice

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