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 * Home
 * ABOUT US
 * INSURANCE SERVICES
   * DENTAL VISION AND HEALTH
   * LIFE, ACCIDENT AND DISABILITY
   * FINAL EXPENSE
 * BUSINESS OWNERS
 * MEDICARE AND MEDICAID
 * BLOGS
 * CONTACT US
 * SE HABLA ESPAÑOL



Live Your Dream
PROTECT WHAT’S MOST IMPORTANT TO YOU
Peace of mind, comfort in knowing you’ve done everything possible for your loved
ones.
Live Your Dream
INSURANCE SOLUTIONS DESIGNED TO HELP MEET YOUR NEEDS
We offer more than just solutions, we offer peace of mind. You can be assured
that your most valuable assets, whether it’s you, your family, your business, or
your home, are matched appropriately with the best level of protection
Live Your Dream
READY TO ADDRESS THE CHALLENGING NEEDS OF OUR CLIENTS AND COMMUNITY
Protecting your family doesn’t stop with life or disability insurance.
Unexpected doctor bills can bring on financial hard times that can take years to
overcome


OUR STORY

At SecureOne Life, we are a mission driven and purposed filled business.  Our
goal is to provide the best quality products and services available.  Working
closely with you to understand your needs and goals for today and into the
future.

Our philosophy has always been to protect first, full, and forever.  Protection
from the unexpected, safeguarding your life’s work with a focus on creating a
legacy.  We help you understand your human life value, and what to expect in the
event something should happen to you.  We offer protection and financial
strategies that help our clients establish financial balance and security.

Our mission is to become a business that the community can trust and look to for
professionalism and quality service. To offer uncompromising value and
experience, making your relationship with us a long-term commitment.  Plan
first, Protect full and forever with Honesty and Integrity.


DEDICATED

Devoted to our purpose of bringing valued services & products to our clients.


COMPASSIONATE

Caring deeply about what matters most to you.


RELIABLE

Consistent, dependability of judgement, character and performance.


TRUSTWORTHY

Dependable and principled with unwavering care


WHAT CAN YOU EXPECT FROM US

Our daily goal is to exceed the expectations of our clients. We work to build
and maintain long-term relationships focused on bringing true value to your
insurance needs. We commit to utilizing our collective expertise to support your
insurance goals.

VIEW VISION


A BETTER CUSTOMER
EXPERIENCE



Providing a balanced approach to ensure total customer satisfaction is the
absolute goal at SecureOne Life.  Our mission is to transform the health of the
community, one person at a time

More Services

MEDICARE PLANS

Because you’re T65, on an existing plan, or just looking for a review

BUSINESS OWNERS

Protection for the business and key employees

LIFE, ACCIDENT & DISABILITY

Staying healthy has never been easier

FINAL EXPENSE

Make sure your loved ones are protected once you’re gone

DENTAL, VISION & HEALTH

Protect your life’s work and those most important to you


 ALL REFERRALS WELCOMED AND APPRECIATED


TESTIMONIALS




MARIA P.

Just wanted to say, finding Ray Molina was a God send. I was referred to Ray
Molina from another representative who was helping me try putting together the
pieces of a huge puzzle to help my aging mom and aunt get the best medical care
and coverage out there. This was the hardest year for me. Finding someone who
really cares and can help guide you in the right direction is a miracle.… Ray
Molina’s knowledge and sincere ability to direct you to all the different areas
in the medical insurance industry has been incredible to say the least. He
follows up and takes the stress and anxiety away from trying to make sense of
the system. He always finds the answers and if he does not know he will do the
necessary research. He follows up with you and leads you in the right direction.
Taking care of two elderly women who have so many health issues is very
overwhelming to say the least, having Ray by my side has taken so much of the
burden off my shoulders. I could not have made it without him. He knows where I
was coming from. Having elderly parents himself who need his care and guidance
put him in a position to excel in this industry. I have the greatest respect for
you Ray, and I can only say Thank you from the bottom of my heart. God Bless
you. A true professional with a big heart.
Read more

MARIA P. BRONX NY




GIL RAMOS

Ray, writing this review was easy. Every time I’ve had to change Healthcare on
my own in the past it was just so daunting. You made everything easy plus
introduced me to this pool trust thing. I have things to look forward to for the
first time in years, not to mention, I just met someone I’d like to consider a
new lifelong friend, God willing.
But we don’t have to take long hot showers to the wee hours of the morning.
Blah, ha !! But seriously, I met a guy that I can relate to on a professional
and social level.
You a cool dude and we speak the same language, Yiddish. Ok I’ll stop now. I
will be throwing your name around in hopes of drumming up some more biz for you.

GIL RAMOS, ASTORIA NY




PETER OGMAN

I am a recent retiree and reached Ray through a recommendation from a friend as
I began to navigate Medicare options and plans. All the initial information was
a bit overwhelming. Ray was a very calming, thoughtful, and reliable resource in
assisting me with making sense out of my options and plans. He was always there
for any questions, always picked up the phone and was always reassuring with his
guidance helping me manage my way in to a medical insurance plan that supports
my needs and wants. Ray was extremely knowledgeable and well versed on helping
with all aspects on these matters.

PETER O. BROOKLYN NY




STEPHEN MASTRO

Ray, We would like to reach out and thank you for your invaluable help while
beginning my retirement stage of life. You have been so patient with my
questions, and never once did you not return a text or a call immediately. This
is a confusing process and you helped me accomplish it seamlessly. The
information you supplied for my wife was so greatly appreciated, she is not at
retirement age. I would not hesitate to recommend you to friends or family.
Thank you again,

STEVE & MARY M. SECAUCUS, NJ




DOINA DRACOPOL

Ray, I am thankful for your time and persistence. I appreciate the information
and advice you have shared with me. Helping me select and understand a Medicare
plan was very considerate. I am now in a much better place and thank you for
getting me there. Thank you

DOINA D. BROOKLYN NY




MONICA SHEPPARD

I am a cancer survivor and never had better health insurance until Ray. He did
much research making sure that all my medications were covered and all my
doctors accepted the insurance he found for me. He did all of this in a more
than timely manner making sure I was not without insurance when I was losing my
previous insurance. I highly recommend him and thank him very much!

Thank you for everything!
-Monica

MONICA S. SOUTH CAROLINNA




EMILY DIAZ

Mr. Raymond Molina was referred to me so, I reached out to Mr. Molina for help
finding Medical insurance for my disabled daughter. Mr. Molina listen intently
to our needs and understood the short amount of time we had to find insurance.
Mr. Molina not only found her Medical insurance he also found her coverage for
prescriptions, dental, vision and Otology with a premium she could afford. Mr.
Molina was very thorough and kept us up to date every step of the way with every
detail, and made sure we understood what we were getting. He went above and
beyond to find the insurance best suited for her. Mr. Molina did the research
necessary to make sure her doctors would accept the insurance she was getting. I
cannot say enough about Mr. Molina’s professionalism, communication skills and
the way he cares for his clients. Mr. Molina is exceptional, he provides
outstanding quality work when he works for you.

Thank you
Raymond.

EMILY D. ALABAMA




MIGDALIA SANCHEZ

I must say that the Medicare healthcare system is intimidating and very
confusing, but when I met Raymond Molina, my whole outlook changed. He was very
methodical, tenacious, and committed to educating me about the process so that I
could make a more informed decision about which plan would work the best for my
82-yr old mom with moderate dementia. I was skeptical but Ray did find a
cost-effective plan and mom could continue with her current doctors and saved us
tons of money. He showed true dedication and compassion for his clients, and
this is someone you want to continue to do business with and refer all your
family and friends! Thanks Ray!

MIGDALIA S., MIDDLESEX CITY, NEW JERSEY




MARTIN ISAAC

Hi Ray;
Thanks so much for all your help in securing my Medicare supplement. It was a
pleasure working with you. You answered all my phone calls and emails and
questions right away, and made the process seamless and without any anxiety. I
would recommend working with you to any one that needs healthcare help. Have a
happy new year

MARTIN I. LONG ISLAND CITY NY




MONSERRATE VALENTIN

My father and I are very grateful for having Ray help us in finding my father a
great medical plan. We would like to personally thank Ray, he has gone well and
beyond in explaining the plan that best suited my father. I highly recommend him
to anyone that is looking to get a medical plan. Ray, thank you again, for your
kindness and support with this transition. Valentin Family

LUZ N. RIDGEWOOD NY




JAIME N. LAZO

Beyond grateful for Raymond Molina of SecureOne Life! His expertise and
knowledge was extensive and invaluable. Most importantly his care and compassion
while working us through the elder care process was commendable. Something you
don’t see often anymore. Raymond put us on the right track to start solving
problems associated with my Dad’s medical and finances. He truly went above and
beyond, and we highly recommend him to anyone in need of the type of services he
provides.

YASMIN L. WOODSIDE NY




ISMET ZVIRKIC

I would like to thank Ray Molina for everything he has done for my husband and
I. Ray was knowledgeable and professional in his line of work, He helped us
better understand and choose the right Medicare plan. Very helpful! I would
recommend him to anyone!

NESIHA Z. RIDGEWOOD NY




RUBEN SANTIAGO

Ray’s no Joe Namath or Jimmy Walker, but if you need help I don’t know anyone
who is there from beginning to end. He’s the man. Thanks ray

RUBEN S. RIDGEWOOD NY




HECTOR MATEO

I wanted to thank Ray Molina for all of his wonderful assistance. He guided me
through every step and made himself available whenever I had a question. He was
instrumental in getting me the great insurance I have now. I am very happy with
his excellent service.

HECTOR M. BRONX NY




CAROLYN MCCOY

I met Ray Molina through another representative. I needed a better health
insurance plan for my mom and myself, so I decided to give Ray a call. I must
say there were no disappointments on my end. Ray listened to my concerns and was
very polite and understood exactly what I was looking for and gave me a couple
of options to chose from. After speaking with Ray, I also found out he offered
Life Insurance as well, so I was able to apply for a policy. I was very pleased
that he was able to accommodate me on both services, his expertise was on point,
and I would gladly recommend his services to others.

CAROLYN M. BROOKLYN NY




JUDY DUMAS

Hello Raymond, I would like to thank you for the visit made today at St. Nicks
Alliance. I was impressed with your professionalism and presentation and the
expectation of achieving customer satisfaction. I am indeed pleased with fact
that you want to keep a seamless transition for the clients. I am delighted with
the level of your commitment.
As mentioned, we at St. Nicks Alliance are dedicated to providing quality care
to the seniors of Williamsburg, Brooklyn be it through the Assisted Living
Program, Home Care, Swinging Sixties Senior Center. or our Senior Housing.
Again, thank you and I look forward to a good working relationship.

Respectfully,
Judith Dumas, MHA
Home Care
www.stnicksalliance.org

JUDY DUMAS WILLIAMSBURG, BROOKLYN




JOSE F. RUIZ

Ray Molina is the best insurance agent I’ve ever worked with. I was impressed
with his commitment to me, and also to ensuring I had the best Medicare plan
possible for me.
He worked tiredly on my behave, dealing with plan administrators, and my
inability and impatience dealing with the various websites.
He was a valuable source for me, and I could not have done it without him. I
will use him again. Thank you Ray: I very much appreciate it

JOSE F. R. NEW YORK NY




BOB AND ANGELA

Ray Molina of SecureOne Life is a great mixture of knowledge, expertise, and
deep caring for his clients. My wife and I both had to secure Medicare Plans
this past September. We contacted Ray and sat down with him so he could ask the
right questions and provide the best plan and the best service. He thoroughly
researched every Medicare Plan that was being offered in our area of New Jersey,
found the plan that gave the most with the least out-of-pocket expense, and made
sure that we received all that we signed up to receive. If you need an agent to
get you the best Medicare Plan for where you live, there is nobody better at it,
than Ray Molina, of SecureOne Life

BOB AND ANGELA K. SPRINGFIELD NJ




LINDA B.

I am extremely satisfied with the service I received from Mr. Molina. He did
tons of research to find exactly what I needed. I am now securely updated with
my life insurance and Mr. Molina made that possible. He is informative and has a
wealth of knowledge regarding all types of insurance to fit your personal needs.
He gets five thumbs up.

LINDA B. BOWIE, MARYLAND




BARBARA K.

I wanted to thank Ray Molina for the great work he did for me. Ray helped me
work with and understand the process of applying for Medicaid and short- and
long-term homecare.
…Ray also enrolled me in a great Medicare plan that provided many needed
benefits. Ray was always available during this four-month process. I am very
grateful for his help, patience, and thorough understanding of the health
system. I would recommend Ray to anyone in need of insurance plans and services.
Read more

BARBARA K. NEW YORK NY




JANNETTE AND JAMES B. MIDDLE VILLAGE N.Y.

I was very happy with the insurance work Ray Molina did for my husband and me.
You were very accommodating and knowledgeable. Your expertise in this area was
greatly appreciated. … Most appreciated was your help in getting us to the right
people for my husband’s short term home needs. This process was very confusing
and difficult. Having you on our side made a big difference. We will recommend
you to anyone who needs similar services. Thank you
Read more

JANNETTE AND JAMES B. MIDDLE VILLAGE N.Y.




NATALIE O.

My partner and I had very little knowledge about the different types of
insurances but knew that it would be responsible of us to at least explore the
available options. …Ray is the most patient broker we have ever met. No question
was too simple, and no length of time was too long for Ray to guide us through
the process of what was best for us. Ray even went above and beyond the purpose
of our business to find us someone to file our complicated taxes and provided us
with recommendations on personal financing/budgeting. We highly recommend Ray
not only because he is patient, but because he is knowledgeable about his field
and sincerely honest.
Read more

NATALIE O. BROOKLYN NY




INES P.

This letter is being sent to you in grateful appreciation for the care and
concern shown to me during my last visit with you. Your kind nature made a
difficult experience comfortable and easy to handle. I thank you for your
dedication to your job and client concern. … May you be seen as an asset to your
company and that due recognition be given to you.
Read more

INES P. BRONX NY




JASON L.

Ray Molina has helped me a great deal. He has been very professional and
informative. He’s always been available whenever I have questions and has helped
get my father the best medical plan to best fit his needs. I could not be
happier to receive his services. It has been a weight lifted off my shoulders.

JASON L. BRONX NY




AL & SAM – WILLIAMSBURG, BROOKLYN

I would like to start by saying Thank You Ray. Mission accomplished! It seems
what I anticipated taking me weeks or maybe a month or two you did in days.
Having a full-time family with young children and two very senior parents who
still bank with a paper bank book is no small feat. My parents were not in the
correct Medicare plan, and it was negatively affecting them financially. …I knew
I had act on their behalf and transition into a plan better suited for them. I
quickly became overwhelmed and stressed. My brother recommended I call Ray
Molina who was referred by a friend. I explained my situation and he quickly
related to my dilemma having elderly parents himself. He requested a list of
basic information to get started and within a few follow up calls and emails he
was able navigate through the systems and networks and produce a positive
Medicare plan viable for my parent’s needs. They went from negative to positive
like the Notorious B.I.G. (Juicy) song lyric. Picture Ray as a Master Carpenter
and you provide him the wood, nails, and screws, and he’ll build you a beautiful
house because he has the tools and knowledge. I highly recommend him, 5 Stars!
Read more

AL & SAM – WILLIAMSBURG, BROOKLYN




ZULEMA A.

“I want to thank you for all the help you gave me in getting all the information
I needed, and for getting me into the best program that was best suited for me.
…You treated me with much respect, dignity, and kindness. I will definitely
recommend you to anyone that needs your services.”
Read more

ZULEMA A. WILLIAMSBURG, BROOKLYN




RICHIE R.

“Contacted SecureOne life insurance for help with enrolling in a Medicare
Advantage Plan. The agent I spoke with, Ray Molina, was not only courteous but
…showed genuine interest in what my needs were and was able to enroll me in an
excellent plan to meet those needs. Would highly recommend them and Mr. Molina.”
Read more

RICHIE R. BROOKLYN NY




HANNA H.

“Ray has helped me tremendously getting my insurance policy. He is the best, I
would recommend him to everyone.… He explained everything I needed to know step
by step. He showed me how to understand everything he did. I could not have done
without him God bless him.”
Read more

HANNA H. RIDGEWOOD NY




TONY R.

“Thank you, Ray for all your help. You really made buying home and auto
insurance easy. I even saved money in the process. … It was a pleasure working
with you. I will keep you in mind for other insurance needs.”
Read more

TONY R. BROOKLYN NY




ESTELA R. AND MARIA D.

My representative Ray Molina. “You’re the greatest” I have the best health plan
with a full range of needed services. Your expert knowledge, intervention,
education and advise helped me with my health needs and much more by providing
the exact benefits needed. … And as a plus I’m able to get out and socialize
again. You saved me time, energy, aggravation, and lots of money. Thank you from
two hearts.
Read more

ESTELA R. AND MARIA D. BRONX NY




RUTH G.

I was provided Medicare services by Ray Molina. I was very satisfied with his
services and consider him to be very professional. … He went beyond the call of
duty and was very thorough, efficient, and effective. I am truly thankful for
his support and will recommend him to anyone.
Read more

RUTH G. BROOKLYN NY




ROBERT T.

I wanted to express my complete satisfaction with Ray and his team for helping
me understand all the different insurance options, I have spoken to many
insurance companies, and they all just wanted to sell me a policy.… Ray took the
time to explain the differences between one type of policy and the other. Most
importantly he wanted to know what was important to me and my family. I was able
to select a policy that met my present need, but also allowed me future options.
Ray is honest and very reliable. Thank you
Read more

ROBERT T. ELIZABETH NJ




RAUL T.

I met Ray Molina more than 20 years ago when he was the representative assigned
by the company, he worked with to take care of the needs of our organization.
From the very beginning, Ray demonstrated his unique qualities, understanding
our needs and always prioritizing them to provide the best solution.… Over the
years he proved his dedication, responsibility, trustworthiness, and
reliability; no matter how hard the request, or the urgency of it, Ray always
came through. Those are the reasons why we always kept Ray as a partner, even
when there where changes in the company he was working with.
Years have gone by and now, when I learned that Ray had started new endeavors in
the financial and insurance industries, this time as an individual, I looked to
have him as a partner to guide me and recommend solutions that best fit my needs
in these fields. As expected, Ray showed once again all his qualities with
excellent results for me; I am extremely grateful for having him “in my corner”
Read more

RAUL T. NEW YORK NY




MARIA P.

Just wanted to say, finding Ray Molina was a God send. I was referred to Ray
Molina from another representative who was helping me try putting together the
pieces of a huge puzzle to help my aging mom and aunt get the best medical care
and coverage out there. This was the hardest year for me. Finding someone who
really cares and can help guide you in the right direction is a miracle.… Ray
Molina’s knowledge and sincere ability to direct you to all the different areas
in the medical insurance industry has been incredible to say the least. He
follows up and takes the stress and anxiety away from trying to make sense of
the system. He always finds the answers and if he does not know he will do the
necessary research. He follows up with you and leads you in the right direction.
Taking care of two elderly women who have so many health issues is very
overwhelming to say the least, having Ray by my side has taken so much of the
burden off my shoulders. I could not have made it without him. He knows where I
was coming from. Having elderly parents himself who need his care and guidance
put him in a position to excel in this industry. I have the greatest respect for
you Ray, and I can only say Thank you from the bottom of my heart. God Bless
you. A true professional with a big heart.
Read more

MARIA P. BRONX NY




GIL RAMOS

Ray, writing this review was easy. Every time I’ve had to change Healthcare on
my own in the past it was just so daunting. You made everything easy plus
introduced me to this pool trust thing. I have things to look forward to for the
first time in years, not to mention, I just met someone I’d like to consider a
new lifelong friend, God willing.
But we don’t have to take long hot showers to the wee hours of the morning.
Blah, ha !! But seriously, I met a guy that I can relate to on a professional
and social level.
You a cool dude and we speak the same language, Yiddish. Ok I’ll stop now. I
will be throwing your name around in hopes of drumming up some more biz for you.

GIL RAMOS, ASTORIA NY




PETER OGMAN

I am a recent retiree and reached Ray through a recommendation from a friend as
I began to navigate Medicare options and plans. All the initial information was
a bit overwhelming. Ray was a very calming, thoughtful, and reliable resource in
assisting me with making sense out of my options and plans. He was always there
for any questions, always picked up the phone and was always reassuring with his
guidance helping me manage my way in to a medical insurance plan that supports
my needs and wants. Ray was extremely knowledgeable and well versed on helping
with all aspects on these matters.

PETER O. BROOKLYN NY




STEPHEN MASTRO

Ray, We would like to reach out and thank you for your invaluable help while
beginning my retirement stage of life. You have been so patient with my
questions, and never once did you not return a text or a call immediately. This
is a confusing process and you helped me accomplish it seamlessly. The
information you supplied for my wife was so greatly appreciated, she is not at
retirement age. I would not hesitate to recommend you to friends or family.
Thank you again,

STEVE & MARY M. SECAUCUS, NJ




DOINA DRACOPOL

Ray, I am thankful for your time and persistence. I appreciate the information
and advice you have shared with me. Helping me select and understand a Medicare
plan was very considerate. I am now in a much better place and thank you for
getting me there. Thank you

DOINA D. BROOKLYN NY




MONICA SHEPPARD

I am a cancer survivor and never had better health insurance until Ray. He did
much research making sure that all my medications were covered and all my
doctors accepted the insurance he found for me. He did all of this in a more
than timely manner making sure I was not without insurance when I was losing my
previous insurance. I highly recommend him and thank him very much!

Thank you for everything!
-Monica

MONICA S. SOUTH CAROLINNA




EMILY DIAZ

Mr. Raymond Molina was referred to me so, I reached out to Mr. Molina for help
finding Medical insurance for my disabled daughter. Mr. Molina listen intently
to our needs and understood the short amount of time we had to find insurance.
Mr. Molina not only found her Medical insurance he also found her coverage for
prescriptions, dental, vision and Otology with a premium she could afford. Mr.
Molina was very thorough and kept us up to date every step of the way with every
detail, and made sure we understood what we were getting. He went above and
beyond to find the insurance best suited for her. Mr. Molina did the research
necessary to make sure her doctors would accept the insurance she was getting. I
cannot say enough about Mr. Molina’s professionalism, communication skills and
the way he cares for his clients. Mr. Molina is exceptional, he provides
outstanding quality work when he works for you.

Thank you
Raymond.

EMILY D. ALABAMA




MIGDALIA SANCHEZ

I must say that the Medicare healthcare system is intimidating and very
confusing, but when I met Raymond Molina, my whole outlook changed. He was very
methodical, tenacious, and committed to educating me about the process so that I
could make a more informed decision about which plan would work the best for my
82-yr old mom with moderate dementia. I was skeptical but Ray did find a
cost-effective plan and mom could continue with her current doctors and saved us
tons of money. He showed true dedication and compassion for his clients, and
this is someone you want to continue to do business with and refer all your
family and friends! Thanks Ray!

MIGDALIA S., MIDDLESEX CITY, NEW JERSEY




MARTIN ISAAC

Hi Ray;
Thanks so much for all your help in securing my Medicare supplement. It was a
pleasure working with you. You answered all my phone calls and emails and
questions right away, and made the process seamless and without any anxiety. I
would recommend working with you to any one that needs healthcare help. Have a
happy new year

MARTIN I. LONG ISLAND CITY NY




MONSERRATE VALENTIN

My father and I are very grateful for having Ray help us in finding my father a
great medical plan. We would like to personally thank Ray, he has gone well and
beyond in explaining the plan that best suited my father. I highly recommend him
to anyone that is looking to get a medical plan. Ray, thank you again, for your
kindness and support with this transition. Valentin Family

LUZ N. RIDGEWOOD NY




JAIME N. LAZO

Beyond grateful for Raymond Molina of SecureOne Life! His expertise and
knowledge was extensive and invaluable. Most importantly his care and compassion
while working us through the elder care process was commendable. Something you
don’t see often anymore. Raymond put us on the right track to start solving
problems associated with my Dad’s medical and finances. He truly went above and
beyond, and we highly recommend him to anyone in need of the type of services he
provides.

YASMIN L. WOODSIDE NY




ISMET ZVIRKIC

I would like to thank Ray Molina for everything he has done for my husband and
I. Ray was knowledgeable and professional in his line of work, He helped us
better understand and choose the right Medicare plan. Very helpful! I would
recommend him to anyone!

NESIHA Z. RIDGEWOOD NY




RUBEN SANTIAGO

Ray’s no Joe Namath or Jimmy Walker, but if you need help I don’t know anyone
who is there from beginning to end. He’s the man. Thanks ray

RUBEN S. RIDGEWOOD NY




HECTOR MATEO

I wanted to thank Ray Molina for all of his wonderful assistance. He guided me
through every step and made himself available whenever I had a question. He was
instrumental in getting me the great insurance I have now. I am very happy with
his excellent service.

HECTOR M. BRONX NY




CAROLYN MCCOY

I met Ray Molina through another representative. I needed a better health
insurance plan for my mom and myself, so I decided to give Ray a call. I must
say there were no disappointments on my end. Ray listened to my concerns and was
very polite and understood exactly what I was looking for and gave me a couple
of options to chose from. After speaking with Ray, I also found out he offered
Life Insurance as well, so I was able to apply for a policy. I was very pleased
that he was able to accommodate me on both services, his expertise was on point,
and I would gladly recommend his services to others.

CAROLYN M. BROOKLYN NY




JUDY DUMAS

Hello Raymond, I would like to thank you for the visit made today at St. Nicks
Alliance. I was impressed with your professionalism and presentation and the
expectation of achieving customer satisfaction. I am indeed pleased with fact
that you want to keep a seamless transition for the clients. I am delighted with
the level of your commitment.
As mentioned, we at St. Nicks Alliance are dedicated to providing quality care
to the seniors of Williamsburg, Brooklyn be it through the Assisted Living
Program, Home Care, Swinging Sixties Senior Center. or our Senior Housing.
Again, thank you and I look forward to a good working relationship.

Respectfully,
Judith Dumas, MHA
Home Care
www.stnicksalliance.org

JUDY DUMAS WILLIAMSBURG, BROOKLYN




JOSE F. RUIZ

Ray Molina is the best insurance agent I’ve ever worked with. I was impressed
with his commitment to me, and also to ensuring I had the best Medicare plan
possible for me.
He worked tiredly on my behave, dealing with plan administrators, and my
inability and impatience dealing with the various websites.
He was a valuable source for me, and I could not have done it without him. I
will use him again. Thank you Ray: I very much appreciate it

JOSE F. R. NEW YORK NY




BOB AND ANGELA

Ray Molina of SecureOne Life is a great mixture of knowledge, expertise, and
deep caring for his clients. My wife and I both had to secure Medicare Plans
this past September. We contacted Ray and sat down with him so he could ask the
right questions and provide the best plan and the best service. He thoroughly
researched every Medicare Plan that was being offered in our area of New Jersey,
found the plan that gave the most with the least out-of-pocket expense, and made
sure that we received all that we signed up to receive. If you need an agent to
get you the best Medicare Plan for where you live, there is nobody better at it,
than Ray Molina, of SecureOne Life

BOB AND ANGELA K. SPRINGFIELD NJ




LINDA B.

I am extremely satisfied with the service I received from Mr. Molina. He did
tons of research to find exactly what I needed. I am now securely updated with
my life insurance and Mr. Molina made that possible. He is informative and has a
wealth of knowledge regarding all types of insurance to fit your personal needs.
He gets five thumbs up.

LINDA B. BOWIE, MARYLAND




BARBARA K.

I wanted to thank Ray Molina for the great work he did for me. Ray helped me
work with and understand the process of applying for Medicaid and short- and
long-term homecare.
…Ray also enrolled me in a great Medicare plan that provided many needed
benefits. Ray was always available during this four-month process. I am very
grateful for his help, patience, and thorough understanding of the health
system. I would recommend Ray to anyone in need of insurance plans and services.
Read more

BARBARA K. NEW YORK NY




JANNETTE AND JAMES B. MIDDLE VILLAGE N.Y.

I was very happy with the insurance work Ray Molina did for my husband and me.
You were very accommodating and knowledgeable. Your expertise in this area was
greatly appreciated. … Most appreciated was your help in getting us to the right
people for my husband’s short term home needs. This process was very confusing
and difficult. Having you on our side made a big difference. We will recommend
you to anyone who needs similar services. Thank you
Read more

JANNETTE AND JAMES B. MIDDLE VILLAGE N.Y.




NATALIE O.

My partner and I had very little knowledge about the different types of
insurances but knew that it would be responsible of us to at least explore the
available options. …Ray is the most patient broker we have ever met. No question
was too simple, and no length of time was too long for Ray to guide us through
the process of what was best for us. Ray even went above and beyond the purpose
of our business to find us someone to file our complicated taxes and provided us
with recommendations on personal financing/budgeting. We highly recommend Ray
not only because he is patient, but because he is knowledgeable about his field
and sincerely honest.
Read more

NATALIE O. BROOKLYN NY




INES P.

This letter is being sent to you in grateful appreciation for the care and
concern shown to me during my last visit with you. Your kind nature made a
difficult experience comfortable and easy to handle. I thank you for your
dedication to your job and client concern. … May you be seen as an asset to your
company and that due recognition be given to you.
Read more

INES P. BRONX NY




JASON L.

Ray Molina has helped me a great deal. He has been very professional and
informative. He’s always been available whenever I have questions and has helped
get my father the best medical plan to best fit his needs. I could not be
happier to receive his services. It has been a weight lifted off my shoulders.

JASON L. BRONX NY




AL & SAM – WILLIAMSBURG, BROOKLYN

I would like to start by saying Thank You Ray. Mission accomplished! It seems
what I anticipated taking me weeks or maybe a month or two you did in days.
Having a full-time family with young children and two very senior parents who
still bank with a paper bank book is no small feat. My parents were not in the
correct Medicare plan, and it was negatively affecting them financially. …I knew
I had act on their behalf and transition into a plan better suited for them. I
quickly became overwhelmed and stressed. My brother recommended I call Ray
Molina who was referred by a friend. I explained my situation and he quickly
related to my dilemma having elderly parents himself. He requested a list of
basic information to get started and within a few follow up calls and emails he
was able navigate through the systems and networks and produce a positive
Medicare plan viable for my parent’s needs. They went from negative to positive
like the Notorious B.I.G. (Juicy) song lyric. Picture Ray as a Master Carpenter
and you provide him the wood, nails, and screws, and he’ll build you a beautiful
house because he has the tools and knowledge. I highly recommend him, 5 Stars!
Read more

AL & SAM – WILLIAMSBURG, BROOKLYN




ZULEMA A.

“I want to thank you for all the help you gave me in getting all the information
I needed, and for getting me into the best program that was best suited for me.
…You treated me with much respect, dignity, and kindness. I will definitely
recommend you to anyone that needs your services.”
Read more

ZULEMA A. WILLIAMSBURG, BROOKLYN




RICHIE R.

“Contacted SecureOne life insurance for help with enrolling in a Medicare
Advantage Plan. The agent I spoke with, Ray Molina, was not only courteous but
…showed genuine interest in what my needs were and was able to enroll me in an
excellent plan to meet those needs. Would highly recommend them and Mr. Molina.”
Read more

RICHIE R. BROOKLYN NY




HANNA H.

“Ray has helped me tremendously getting my insurance policy. He is the best, I
would recommend him to everyone.… He explained everything I needed to know step
by step. He showed me how to understand everything he did. I could not have done
without him God bless him.”
Read more

HANNA H. RIDGEWOOD NY




TONY R.

“Thank you, Ray for all your help. You really made buying home and auto
insurance easy. I even saved money in the process. … It was a pleasure working
with you. I will keep you in mind for other insurance needs.”
Read more

TONY R. BROOKLYN NY




ESTELA R. AND MARIA D.

My representative Ray Molina. “You’re the greatest” I have the best health plan
with a full range of needed services. Your expert knowledge, intervention,
education and advise helped me with my health needs and much more by providing
the exact benefits needed. … And as a plus I’m able to get out and socialize
again. You saved me time, energy, aggravation, and lots of money. Thank you from
two hearts.
Read more

ESTELA R. AND MARIA D. BRONX NY




RUTH G.

I was provided Medicare services by Ray Molina. I was very satisfied with his
services and consider him to be very professional. … He went beyond the call of
duty and was very thorough, efficient, and effective. I am truly thankful for
his support and will recommend him to anyone.
Read more

RUTH G. BROOKLYN NY




ROBERT T.

I wanted to express my complete satisfaction with Ray and his team for helping
me understand all the different insurance options, I have spoken to many
insurance companies, and they all just wanted to sell me a policy.… Ray took the
time to explain the differences between one type of policy and the other. Most
importantly he wanted to know what was important to me and my family. I was able
to select a policy that met my present need, but also allowed me future options.
Ray is honest and very reliable. Thank you
Read more

ROBERT T. ELIZABETH NJ




RAUL T.

I met Ray Molina more than 20 years ago when he was the representative assigned
by the company, he worked with to take care of the needs of our organization.
From the very beginning, Ray demonstrated his unique qualities, understanding
our needs and always prioritizing them to provide the best solution.… Over the
years he proved his dedication, responsibility, trustworthiness, and
reliability; no matter how hard the request, or the urgency of it, Ray always
came through. Those are the reasons why we always kept Ray as a partner, even
when there where changes in the company he was working with.
Years have gone by and now, when I learned that Ray had started new endeavors in
the financial and insurance industries, this time as an individual, I looked to
have him as a partner to guide me and recommend solutions that best fit my needs
in these fields. As expected, Ray showed once again all his qualities with
excellent results for me; I am extremely grateful for having him “in my corner”
Read more

RAUL T. NEW YORK NY




MARIA P.

Just wanted to say, finding Ray Molina was a God send. I was referred to Ray
Molina from another representative who was helping me try putting together the
pieces of a huge puzzle to help my aging mom and aunt get the best medical care
and coverage out there. This was the hardest year for me. Finding someone who
really cares and can help guide you in the right direction is a miracle.… Ray
Molina’s knowledge and sincere ability to direct you to all the different areas
in the medical insurance industry has been incredible to say the least. He
follows up and takes the stress and anxiety away from trying to make sense of
the system. He always finds the answers and if he does not know he will do the
necessary research. He follows up with you and leads you in the right direction.
Taking care of two elderly women who have so many health issues is very
overwhelming to say the least, having Ray by my side has taken so much of the
burden off my shoulders. I could not have made it without him. He knows where I
was coming from. Having elderly parents himself who need his care and guidance
put him in a position to excel in this industry. I have the greatest respect for
you Ray, and I can only say Thank you from the bottom of my heart. God Bless
you. A true professional with a big heart.
Read more

MARIA P. BRONX NY


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SOCIAL  MEDIA POSTS



Wrapping up a fantastic day
Ray Molina - Insurance Advisor & Medicare Specialist
5 days ago


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0
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This was the highlight of my day. It was awesome!
Ray Molina - Insurance Advisor & Medicare Specialist
August 12


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As a fully certified insurance and Medicare broker I work with many carriers.
For children I look to Gerber Life for affordable coverage. Whole Life premiums
do not change over the life of the policy, however Coverage doubles at age 18 at
no extra cost. Call me for a no fee estimate and consultation. Have a terrific
day
Read more
Ray Molina - Insurance Advisor & Medicare Specialist
August 7


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Who likes books, a good story
Ray Molina - Insurance Advisor & Medicare Specialist
July 14


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Hi everyone, I wanted to share a monthly lifestyle magazine I subscribe to. Hope
you enjoy it. If I can help with your insurance or Medicare needs please reach
out.
Read more
Ray Molina - Insurance Advisor & Medicare Specialist
June 18


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Clear Vision, Affordable Plans - See Clearly with Comprehensive Vision
Insurance!

Explore our options today and ensure your vision is well taken care of.

Don't hesitate, schedule your vision insurance consultation now!

https://secure1life.com
908-447-0886
raymolina1@secure1life.com

#secure1life #insurance #medicare #medicaid #lifeinsurance #healthinsurance
#finance #insuranceagency #health #businessinsurance #financialplanning #family
#life #money #financialfreedom #insurancepolicy #insuranceclaim #protection
#realestate #financialadvisor #retirement #dental #vision #disability
Read more
Ray Molina - Insurance Advisor & Medicare Specialist
May 16


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"Just wanted to say, finding Ray Molina was a God send. I was referred to Ray
Molina from another representative who was helping me try putting together the
pieces of a huge puzzle to help my aging mom and aunt get the best medical care
and coverage out there. This was the hardest year for me. Finding someone who
really cares and can help guide you in the right direction is a miracle. Ray
Molina’s knowledge and sincere ability to direct you to all the different areas
in the medical insurance industry has been incredible to say the least. He
follows up and takes the stress and anxiety away from trying to make sense of
the system. He always finds the answers and if he does not know he will do the
necessary research. He follows up with you and leads you in the right direction.
Taking care of two elderly women who have so many health issues is very
overwhelming to say the least, having Ray by my side has taken so much of the
burden off my shoulders. I could not have made it without him. He knows where I
was coming from. Having elderly parents himself who need his care and guidance
put him in a position to excel in this industry. I have the greatest respect for
you Ray, and I can only say Thank you from the bottom of my heart. God Bless
you. A true professional with a big heart."

"Just wanted to say, finding Ray Molina was a God send. I was referred to Ray
Molina from another representative who was helping me try putting together the
pieces of a huge puzzle to help my aging mom and aunt get the best medical care
and coverage out there. This was the hardest year for me. Finding someone who
really cares and can help guide you in the right direction is a miracle. Ray
Molina’s knowledge and sincere ability to direct you to all the different areas
in the medical insurance industry has been incredible to say the least. He
follows up and takes the stress and anxiety away from trying to make sense of
the system. He always finds the answers and if he does not know he will do the
necessary research. He follows up with you and leads you in the right direction.
Taking care of two elderly women who have so many health issues is very
overwhelming to say the least, having Ray by my side has taken so much of the
burden off my shoulders. I could not have made it without him. He knows where I
was coming from. Having elderly parents himself who need his care and guidance
put him in a position to excel in this industry. I have the greatest respect for
you Ray, and I can only say Thank you from the bottom of my heart. God Bless
you. A true professional with a big heart."

"I Appreciate Your Help Mr. Molina, I would like to start by saying Thank You
Ray. Mission accomplished! It seems what I anticipated taking me weeks or maybe
a month or two you did in days. Having a full-time family with young children
and two very senior parents who still bank with a paper bank book is no small
feat. My parents were not in the correct Medicare plan, and it was negatively
affecting them financially. I knew I had act on their behalf and transition into
a plan better suited for them. I quickly became overwhelmed and stressed. My
brother recommended I call Ray Molina who was referred by a friend. I explained
my situation and he quickly related to my dilemma having elderly parents
himself. He requested a list of basic information to get started and within a
few follow up calls and emails he was able to navigate through the systems and
networks and produce a positive Medicare plan viable for my parents needs. They
went from negative to positive like the Notorious B.I.G. (Juicy) song lyric.
Picture Ray as a Master Carpenter and you provide him the wood, nails, and
screws, and he’ll build you a beautiful house because he has the tools and
knowledge. I highly recommend him, 5 Stars!"

"I Appreciate Your Help Mr. Molina, I would like to start by saying Thank You
Ray. Mission accomplished! It seems what I anticipated taking me weeks or maybe
a month or two you did in days. Having a full-time family with young children
and two very senior parents who still bank with a paper bank book is no small
feat. My parents were not in the correct Medicare plan, and it was negatively
affecting them financially. I knew I had act on their behalf and transition into
a plan better suited for them. I quickly became overwhelmed and stressed. My
brother recommended I call Ray Molina who was referred by a friend. I explained
my situation and he quickly related to my dilemma having elderly parents
himself. He requested a list of basic information to get started and within a
few follow up calls and emails he was able to navigate through the systems and
networks and produce a positive Medicare plan viable for my parents needs. They
went from negative to positive like the Notorious B.I.G. (Juicy) song lyric.
Picture Ray as a Master Carpenter and you provide him the wood, nails, and
screws, and he’ll build you a beautiful house because he has the tools and
knowledge. I highly recommend him, 5 Stars!"

"My representative Ray Molina. “You’re the greatest” I have the best health plan
with a full range of needed services. Your expert knowledge, intervention,
education and advise helped me with my health needs and much more by providing
the exact benefits needed. And as a plus I’m able to get out and socialize
again. You saved me time, energy, aggravation, and lots of money. Thank you from
two hearts."

"My representative Ray Molina. “You’re the greatest” I have the best health plan
with a full range of needed services. Your expert knowledge, intervention,
education and advise helped me with my health needs and much more by providing
the exact benefits needed. And as a plus I’m able to get out and socialize
again. You saved me time, energy, aggravation, and lots of money. Thank you from
two hearts."

"I met Ray Molina more than 20 years ago when he was the representative assigned
by the company, he worked with to take care of the needs of our
organization.From the very beginning, Ray demonstrated his unique qualities,
understanding our needs and always prioritizing them to provide the best
solution.Over the years he proved his dedication, responsibility,
trustworthiness, and reliability; no matter how hard the request, or the urgency
of it, Ray always came through.Those are the reasons why we always kept Ray as a
partner, even when there where changes in the company he was working with. Years
have gone by and now, when I learned that Ray had started new endeavors in the
financial and insurance industries, this time as an individual, I looked to have
him as a partner to guide me and recommend solutions that best fit my needs in
these fields. As expected Ray showed once again all his qualities with excellent
results for me; I am extremely grateful for having him “in my corner”.

"I met Ray Molina more than 20 years ago when he was the representative assigned
by the company, he worked with to take care of the needs of our
organization.From the very beginning, Ray demonstrated his unique qualities,
understanding our needs and always prioritizing them to provide the best
solution.Over the years he proved his dedication, responsibility,
trustworthiness, and reliability; no matter how hard the request, or the urgency
of it, Ray always came through.Those are the reasons why we always kept Ray as a
partner, even when there where changes in the company he was working with.

"I wanted to express my complete satisfaction with Ray and his team for helping
me understand all the different insurance options, I have spoken to many
insurance companies, and they all just wanted to sell me a policy.Ray took the
time to explain the differences between one type of policy and the other. Most
importantly he wanted to know what was important to me and my family.I was able
to select a policy that met my present need, but also allowed me future options.
Ray is honest and very reliable. Thank you"

"I wanted to express my complete satisfaction with Ray and his team for helping
me understand all the different insurance options, I have spoken to many
insurance companies, and they all just wanted to sell me a policy.Ray took the
time to explain the differences between one type of policy and the other. Most
importantly he wanted to know what was important to me and my family.I was able
to select a policy that met my present need, but also allowed me future options.
Ray is honest and very reliable. Thank you."

"My partner and I had very little knowledge about the different types of
insurances but knew that it would be responsible of us to at least explore the
available options. Ray is the most patient broker we have ever met. No question
was too simple, and no length of time was too long for Ray to guide us through
the process of what was best for us. Ray even went above and beyond the purpose
of our business to find us someone to file our complicated taxes and provided us
with recommendations on personal financing/budgeting. We highly recommend Ray
not only because he is patient, but because he is knowledgeable about his field
and sincerely honest."

"My partner and I had very little knowledge about the different types of
insurances but knew that it would be responsible of us to at least explore the
available options. Ray is the most patient broker we have ever met. No question
was too simple, and no length of time was too long for Ray to guide us through
the process of what was best for us. Ray even went above and beyond the purpose
of our business to find us someone to file our complicated taxes and provided us
with recommendations on personal financing/budgeting. We highly recommend Ray
not only because he is patient, but because he is knowledgeable about his field
and sincerely honest."

Just wanted to say, finding Ray Molina was a God send. I was referred to Ray
Molina from another representative who was helping me try putting together the
pieces of a huge puzzle to help my aging mom and aunt get the best medical care
and coverage out there. This was the hardest year for me. Finding someone who
really cares and can help guide you in the right direction is a miracle. Ray
Molina’s knowledge and sincere ability to direct you to all the different areas
in the medical insurance industry has been incredible to say the least. He
follows up and takes the stress and anxiety away from trying to make sense of
the system. He always finds the answers and if he does not know he will do the
necessary research. He follows up with you and leads you in the right direction.
Taking care of two elderly women who have so many health issues is very
overwhelming to say the least, having Ray by my side has taken so much of the
burden off my shoulders. I could not have made it without him. He knows where I
was coming from. Having elderly parents himself who need his care and guidance
put him in a position to excel in this industry. I have the greatest respect for
you Ray, and I can only say Thank you from the bottom of my heart. God Bless
you. A true professional with a big heart.


I wanted to thank Ray Molina for the great work he did for me. Ray helped me
work with and understand the process of applying for Medicaid and short- and
long-term homecare. Ray also enrolled me in a great Medicare plan that provided
many needed benefits. Ray was always available during this four-month process. I
am very grateful for his help, patience, and thorough understanding of the
health system. I would recommend Ray to anyone in need of insurance plans and
services


I was very happy with the insurance work Ray Molina did for my husband and me.
You were very accommodating and knowledgeable. Your expertise in this area was
greatly appreciated. Most appreciated was your help in getting us to the right
people for my husband’s short term home needs. This process was very confusing
and difficult. Having you on our side made a big difference. We will recommend
you to anyone who needs similar services. Thank you


My partner and I had very little knowledge about the different types of
insurances but knew that it would be responsible of us to at least explore the
available options. Ray is the most patient broker we have ever met. No question
was too simple, and no length of time was too long for Ray to guide us through
the process of what was best for us. Ray even went above and beyond the purpose
of our business to find us someone to file our complicated taxes and provided us
with recommendations on personal financing/budgeting. We highly recommend Ray
not only because he is patient, but because he is knowledgeable about his field
and sincerely honest.


I would like to start by saying Thank You Ray. Mission accomplished! It seems
what I anticipated taking me weeks or maybe a month or two you did in days.
Having a full-time family with young children and two very senior parents who
still bank with a paper bank book is no small feat. My parents were not in the
correct Medicare plan, and it was negatively affecting them financially. I knew
I had act on their behalf and transition into a plan better suited for them. I
quickly became overwhelmed and stressed. My brother recommended I call Ray
Molina who was referred by a friend. I explained my situation and he quickly
related to my dilemma having elderly parents himself. He requested a list of
basic information to get started and within a few follow up calls and emails he
was able navigate through the systems and networks and produce a positive
Medicare plan viable for my parent’s needs. They went from negative to positive
like the Notorious B.I.G. (Juicy) song lyric. Picture Ray as a Master Carpenter
and you provide him the wood, nails, and screws, and he’ll build you a beautiful
house because he has the tools and knowledge. I highly recommend him, 5 Stars!


I wanted to express my complete satisfaction with Ray and his team for helping
me understand all the different insurance options, I have spoken to many
insurance companies, and they all just wanted to sell me a policy. Ray took the
time to explain the differences between one type of policy and the other. Most
importantly he wanted to know what was important to me and my family.I was able
to select a policy that met my present need, but also allowed me future options.
Ray is honest and very reliable. Thank you


I met Ray Molina more than 20 years ago when he was the representative assigned
by the company, he worked with to take care of the needs of our organization.
From the very beginning, Ray demonstrated his unique qualities, understanding
our needs and always prioritizing them to provide the best solution. Over the
years he proved his dedication responsibility, trustworthiness, and reliability;
no matter how hard the request, or the urgency of it, Ray always came through.
Those are the reasons why we always kept Ray as a partner, even when there where
changes in the company he was working with. Years have gone by and now, when I
learned that Ray had started new endeavors in the financial and insurance
industries, this time as an individual, I looked to have him as a partner to
guide me and recommend solutions that best fit my needs in these fields. As
expected, Ray showed once again all his qualities with excellent results for me;
I am extremely grateful for having him “in my corner”


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