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Email: info@finvestindia.com

Address: B Y Narayan Reddy Layout, Bangalore, Karnataka 560043


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GET THE COVERAGE YOU NEED WITH OUR HEALTH INSURANCE SERVICES IN BANGALORE


CUSTOMIZED HEALTH INSURANCES FOR YOU IN BANGALORE!

At Finvest India, we understand that your health is your most precious asset,
and protecting it should be a top priority. That's why we offer a comprehensive
range of health insurance services in Bangalore, India. We are proud to be one
of the top-rated health insurance providers in Bangalore, catering to the unique
needs of individuals and businesses alike.




WHY DO YOU NEED HEALTH INSURANCE IN BANGALORE?

In the fast-moving life of Bangalore, unexpected medical expenses can take a
toll on your finances. With the rising cost of healthcare, having health
insurance is not just a choice but a necessity. It ensures that you and your
family can access quality healthcare without worrying about the financial
burden.


WHY YOU SHOULD CHOOSE FINVEST INDIA FOR HEALTH INSURANCE?

At Finvest India, we are committed to providing you with comprehensive and
innovative health insurance services that go beyond the ordinary. Here's why you
should choose us for your health insurance needs:

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EXTENSIVE COVERAGE

Our health insurance plans provide extensive coverage for hospitalization,
surgeries, diagnostic tests, and more, giving you peace of mind.


AFFORDABLE PREMIUMS

We offer competitive premiums that suit your budget while providing maximum
coverage for your healthcare needs.


PERSONALIZED SOLUTIONS

At Finvest India, we understand that one size doesn't fit all. Our experts
tailor health insurance plans to meet your specific requirements.


QUICK CLAIMS PROCESS

We have a hassle-free claims process, ensuring that you get the benefits when
you need them the most.


KEY FEATURES OUR HEALTH INSURANCE SERVICES




HOME CARE/DOMICILIARY

We understand that sometimes hospitalization is not possible, so we provide the
convenience of receiving medical treatment at home, covered up to the sum
insured.


MODERN TREATMENTS

You have the freedom to choose the treatment that works best for you. Our plans
cover modern treatments like deep brain stimulation, oral chemotherapy, and
robotic surgeries, ensuring you receive the most advanced medical care when
needed.


ORGAN DONOR

In cases of organ transplant, we cover medical expenses for the organ donor's
in-patient treatment, including harvesting costs. We also provide coverage if
you choose to donate an organ to someone in need.


EMERGENCY AMBULANCE

Whether it's a road or air ambulance, we ensure you are always covered during
emergencies.


BOOSTER+

Don't lose what you don't use! Carry forward your unutilized sum insured to the
next policy year, with a maximum accumulation of up to 10 times the base sum
insured.


REASSUREX

Similar to ReAssure+, ReAssureX triggers after the first paid claim in the life
of the policy and stays on forever.


PRE & POST HOSPITALIZATION MEDICAL EXPENSES

We cover pre-hospitalization expenses for up to 60 days and post-hospitalization
expenses for up to 180 days, providing comprehensive coverage for your medical
journey.


LOCK THE PREMIUM / LOCK THE CLOCK

Pay premiums based on your age when you first buy the policy until you make a
claim. ReAssure triggers after the first claim in the life of the policy and
stays on forever, ensuring you win whether you claim or not.


SHARED ACCOMMODATION CASH BENEFIT:

If you end up in a shared room during hospitalization, we provide daily cash
benefits for each continuous and completed 24-hour period of hospitalization,
provided it's in a network hospital.


HEALTH CHECK-UP

You receive an annual health check-up benefit from Day 1 of your policy year,
ensuring you stay proactive about your health.


LIVE HEALTHY BENEFIT

Get rewarded for staying healthy! You can earn up to a 30% discount on renewal
premiums by counting your daily steps using the Niva Bupa Health App.


SECOND MEDICAL OPINION

Get a second medical opinion once for any condition requiring hospitalization to
make informed healthcare decisions.


E-CONSULTATIONS

Enjoy the convenience of e-consultations within our network, ensuring you get
consultations at your comfort.


IN-PATIENT CARE (HOSPITALIZATION)

We offer coverage for hospitalization lasting 2 ours or more (24 hours for AYUSH
treatments). Our coverage includes a wide range of medical expenses incurred
during hospitalization, such as room rent (with no capping), medical
practitioners' fees, investigative tests, medicines, OT charges, and more.


OPTIONAL BENEFITS FOR ENHANCED HEALTH COVERAGE


PERSONAL ACCIDENT COVER

Opt for an optional personal accident cover for a lump-sum payout in case of
accidental death or disability.


HOSPITAL CASH

Enhance your coverage with additional payouts for miscellaneous expenses during
hospitalization


SAFEGUARD

Take control of your policy with optional benefits like Claim Safeguard, Booster
Benefit Safeguard, and Sum Insured Safeguard.


SAFEGUARD+

Similar to Safeguard, Safeguard+ offers additional control with enhanced
features.


DISCOUNTS FOR ADDED SAVINGS

Finvest India is your trusted partner for health insurance services in
Bangalore. We believe in offering you more than just financial protection; we
provide peace of mind, convenience, and rewards for staying healthy. Choose
Finvest India to secure your health and finances comprehensively. Your
well-being is our priority


 * STANDING INSTRUCTION DISCOUNT
   
   Opt for auto-debit payments to enjoy timely and hassle-free renewals, along
   with an extra 2.5% discount on premiums.


 * DOCTOR DISCOUNT
   
   Medical practitioners receive a 5% premium discount as a token of
   appreciation


 * MEMBER DISCOUNT
   
   Cover 2 or more family members in an individual policy and get an additional
   10% discount.


 * TENURE DISCOUNT
   
   We reward loyalty with discounts on multi-year policy terms, offering even
   greater benefits.


KEY FEATURES OUR HEALTH INSURANCE SERVICES


OUR HEALTH INSURANCE PLANS ARE DIVERSE AND INCLUDE


INDIVIDUAL HEALTH INSURANCE

Individual health insurance policies provide coverage to a single person. They
are ideal for individuals who want personalized health coverage tailored to
their specific needs. These policies cover medical expenses such as
hospitalization, doctor's fees, and medication for the insured individual.
Get Quote


AROGYA SANJEEVANI POLICY

Arogya Sanjeevani is a standardized health insurance policy introduced by the
Insurance Regulatory and Development Authority of India (IRDAI). It offers basic
health coverage with a wide range of benefits, making it an affordable and
accessible choice for many individuals and families.
Get Quote


CARDIAC CARE INSURANCE

Cardiac care insurance is designed for individuals with heart-related
conditions. It provides coverage for cardiac surgeries, treatments, and related
expenses. This specialized policy helps manage the high medical costs associated
with heart ailments.
Get Quote


FAMILY FLOATER HEALTH INSURANCE

A family floater policy covers the entire family under a single plan. It offers
a fixed sum insured that can be utilized by any family member in case of a
medical emergency. It's a cost-effective way to ensure the health and well-being
of your entire family
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WOMEN CARE INSURANCE

Women care insurance focuses on the unique health needs of women. It covers
expenses related to maternity, childbirth, gynecologic conditions, and other
women-specific healthcare needs.
Get Quote


DIABETIC CARE INSURANCE

Diabetic care insurance is tailored for individuals with diabetes. It covers
expenses related to diabetes management, including medications, regular
check-ups, and complications arising from the condition.
Get Quote


OUTPATIENT CARE INSURANCE

Outpatient care insurance covers medical expenses incurred outside of
hospitalization, such as doctor's consultations, diagnostic tests, and
prescription medications. It ensures comprehensive coverage for non-hospitalized
medical needs.
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SENIOR CITIZENS CARE INSURANCE

Senior citizens care insurance is designed for elderly individuals. It addresses
the specific health concerns that come with aging, including coverage for
age-related ailments, hospitalization, and medical treatments.
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CANCER CARE POLICY

Cancer care policies are specialized plans that provide extensive coverage for
cancer-related treatments, surgeries, and therapies. These policies help
individuals and their families cope with the financial burden of cancer
treatment.
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CRITICAL ILLNESS POLICY

Critical illness policies cover a specific list of critical illnesses, such as
heart attack, stroke, cancer, and kidney failure. Upon diagnosis of a covered
condition, the policyholder receives a lump sum amount to cover treatment and
other expenses.
Get Quote

> Each type of health insurance in India serves unique purposes and addresses
> specific healthcare needs. Choosing the right policy depends on factors like
> age, health condition, family size, and budget. It's essential to carefully
> review the policy terms and coverage options to ensure that you and your loved
> ones receive the necessary protection for your healthcare needs. You can
> choose the one that best suits your needs and requirements.


WHAT ARE COVERED IN OUR HEALTH INSURANCE POLICIES IN INDIA?

Our health insurance policies in India provide coverage for a wide range of
medical expenses, ensuring that you and your family are protected in times of
illness or injury. Here's a brief overview of what is typically covered:

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HOSPITALIZATION EXPENSES

Health insurance policies cover hospitalization costs, including room rent,
nursing charges, and medical procedures performed during hospital stays.


DOCTOR'S FEES

The fees charged by healthcare providers, including consultations, surgeon fees,
anesthetist charges, and specialist fees, are covered.


MEDICATION

Expenses for prescribed medications and drugs are generally covered under health
insurance.


DIAGNOSTIC TESTS

Costs related to diagnostic tests like blood tests, X-rays, MRIs, and CT scans
are included in the coverage.


PRE AND POST-HOSPITALIZATION

Most policies cover medical expenses incurred in the 30-60 days before
hospitalization (pre-hospitalization) and up to 90 days after discharge
(post-hospitalization).


AMBULANCE CHARGES

Emergency ambulance services to transport you to the hospital are usually
covered.


DAY CARE PROCEDURES

Certain health insurance plans cover medical procedures that do not require
hospitalization but are performed in a day care setting.


ORGAN TRANSPLANTS

Expenses related to organ transplants, including surgery and post-operative
care, are covered by many policies.


MATERNITY AND NEWBORN CARE

Some policies offer coverage for maternity-related expenses, including
childbirth, pre-natal, and post-natal care. Newborns may also be covered for a
specified period.


WHAT ARE NOT COVERED IN OUR HEALTH INSURANCE POLICIES IN INDIA?

While health insurance policies offer comprehensive coverage, there are certain
exclusions or non-covered items. These exclusions may vary among policies and
insurers but commonly include:


PRE-EXISTING CONDITIONS

Expenses related to pre-existing medical conditions are typically excluded for a
specified waiting period.


COSMETIC TREATMENTS

Procedures for cosmetic purposes, such as plastic surgery, are generally not
covered.


SELF-INFLICTED INJURIES

Expenses arising from self-inflicted injuries or suicide attempts may be
excluded.


INJURIES FROM HAZARDOUS ACTIVITIES

Injuries sustained during certain hazardous activities, such as adventure
sports, may not be covered unless specified in the policy.


NON-ALLOPATHIC TREATMENTS

Alternative and non-allopathic treatments like Ayurveda, Homeopathy, and
Naturopathy are usually not covered.


UNAPPROVED TREATMENTS

Treatments or medications that are not approved by medical authorities may be
excluded.


WAITING PERIODS

Some conditions have waiting periods during which they are not covered. This is
common for maternity, pre-existing conditions, and specific illnesses.


WAR AND NUCLEAR RISKS

Health insurance policies typically exclude injuries or illnesses resulting from
war, nuclear incidents, or acts of terrorism.

Note: It's essential to carefully review the policy documents provided by your
insurer to understand the specific coverage and exclusions of your health
insurance policy in India. Additionally, consulting with your insurance provider
or a financial advisor can help you make informed decisions about your coverage.


OUR HEALTH INSURANCE PARTNERS

We work with leading health insurance companies in Bangalore to offer you the
best coverage options. Some of our esteemed partners include:




SITUATIONS ILLUSTRATING HASSLE-FREE CLAIM PROCESS

At Finvest India, our commitment to a seamless claim process extends to every
client. We understand that timely access to healthcare is crucial, and we strive
to make the claim process as smooth and stress-free as possible. Our experienced
claims team is always ready to assist you, ensuring that you receive the
financial support you need during challenging times.


 * CASHLESS HOSPITALIZATION
   
   Mr. Sharma, one of our clients, was admitted to a network hospital for a
   planned surgery. He contacted our claims assistance team, and we coordinated
   with the hospital for cashless treatment. Mr. Sharma received the required
   medical care without worrying about the financial aspects


 * REIMBURSEMENT CLAIM
   
   Mrs. Patel underwent a surgery at a non-network hospital due to the
   unavailability of a network facility in her area. After the procedure, she
   submitted her claim documents to us. Our claims team promptly processed her
   reimbursement claim, ensuring she was reimbursed for her eligible expenses.


 * QUICK RESPONSE
   
   In an emergency situation, Ms. Kumar had to be hospitalized for a severe
   illness. Her family was concerned about the medical bills. They reached out
   to our claim’s assistance team, who guided them through the process. We
   expedited the claim verification and approval, ensuring that Ms. Kumar
   received timely treatment.


 * TRANSPARENT COMMUNICATION
   
   Mr. and Mrs. Rao were initially unsure about the claim process. Our claims
   team patiently explained each step, providing clarity and peace of mind. They
   successfully submitted their claim documents and received reimbursement for
   their medical expenses.


HOW TO CLAIM HEALTH INSURANCE FROM FINVEST INDIA?

OUR CLAIMS PROCESS IS SIMPLE AND HASSLE-FREE


INFORM US

Notify us of your hospitalization or medical treatment.


SUBMIT DOCUMENTS

Provide the necessary documents, including medical bills and reports.


CLAIM PROCESSING

Our team will process your claim promptly.


SETTLEMENT

Once approved, your claim will be settled efficiently.


FAQS


ABOUT OUR HEALTH INSURANCE SERVICES

WHAT IS HEALTH INSURANCE, AND WHY DO I NEED IT?

Health insurance is a financial product that helps you cover the costs of
medical treatment and healthcare expenses. It’s essential in India due to the
rising healthcare costs, ensuring that you and your family can access quality
healthcare without worrying about the financial burden.

WHAT TYPES OF HEALTH INSURANCE PLANS ARE AVAILABLE IN INDIA?

In India, you can find a range of health insurance plans, including individual
health insurance, family floater plans, senior citizen health insurance,
critical illness plans, and group health insurance for businesses. Each plan
caters to specific needs and demographics.

WHAT DOES HEALTH INSURANCE TYPICALLY COVER?

Health insurance plans typically cover hospitalization expenses, doctor’s fees,
medication, diagnostic tests, ambulance charges, and pre and
post-hospitalization expenses. The coverage may vary depending on the plan you
choose.

WHAT ARE PRE-EXISTING CONDITIONS, AND HOW DO THEY AFFECT MY HEALTH INSURANCE
POLICY?

Pre-existing conditions are medical conditions that you have before purchasing
the policy. Most health insurance policies have a waiting period during which
they do not cover expenses related to pre-existing conditions. It’s crucial to
understand the waiting period and exclusions in your policy.

HOW DO I CHOOSE THE RIGHT HEALTH INSURANCE PLAN FOR MY NEEDS?

To choose the right health insurance plan, consider factors such as your age,
health condition, family size, and budget. Compare policies from different
insurers, read policy documents carefully, and seek guidance from insurance
experts if needed.

HOW CAN I MAKE A CLAIM ON MY HEALTH INSURANCE POLICY?

To make a health insurance claim, inform your insurance provider about the
hospitalization or medical treatment. Submit the necessary documents, including
medical bills and reports. The insurer will then process your claim, and upon
approval, settle the claim amount.

WHAT IS A CASHLESS CLAIM IN HEALTH INSURANCE?

A cashless claim allows you to avail medical treatment at network hospitals
without paying upfront. The insurance company settles the bills directly with
the hospital. You need to check if your policy provides cashless facility and
use network hospitals for this benefit

WHAT ARE SOME COMMON EXCLUSIONS IN HEALTH INSURANCE POLICIES?

Exclusions vary among policies, but common exclusions include pre-existing
conditions during the waiting period, cosmetic treatments, non-allopathic
treatments, and self-inflicted injuries. Always review the policy document for a
comprehensive list of exclusions.

CAN I PORT MY EXISTING HEALTH INSURANCE POLICY TO A DIFFERENT INSURER?

Yes, you can port your health insurance policy to another insurer without losing
your accumulated benefits. Portability allows you to switch insurers while
retaining benefits like waiting period credit and no claim bonus.

HOW DOES THE PREMIUM FOR HEALTH INSURANCE POLICIES WORK?

The premium for health insurance is typically paid annually, although some
policies offer monthly or quarterly payment options. The premium amount is
determined based on factors such as age, coverage, and the number of insured
members.

WHAT SHOULD I DO IF I HAVE MORE QUESTIONS OR NEED ASSISTANCE WITH HEALTH
INSURANCE?

Feel free to reach out to Finvest India, a leading financial service provider in
India. We have expertise in financial and insurance services and can provide you
with guidance and assistance to choose the right health insurance plan for your
needs.


GET STARTED WITH HEALTH INSURANCE TODAY!

Click below to get Quote for your Health Insurance Requirement. We hate frequent
calling, no cold calls. We only have quick call for genuine requirements!

Call Now
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Finvest India was started in 1999 with a desire to offer well-researched
solutions that can help you take the right decisions in your life, centered
around wealth creation, preservation, and sharing it with your next generation.






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No. 50, LS Enclave, 2nd Floor, 2nd Cross, Horamavu Main Rd, behind Sangeetha
Mobiles, B.Y. Narayana Reddy Layout, Bengaluru, Karnataka 560043
Phone: +91 9008062350
Email: info@finvestindia.com

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Disclaimer:  Prashanth Jogimutt is a Mutual Fund Distributor (ARN 165858)
registered with AMFI (Association of Mutual Funds of India).The information
contained herein does not constitute, and should not be construed as investment
advice or a recommendation to buy, sell, or otherwise transact in any security
or investment product or an invitation, offer or solicitation to engage in any
investment activity. It is strongly recommended that you seek professional
investment advice before taking any investment decision. Any investment decision
that you take should be based on an assessment of your risks in consultation
with your investment advisor.To the extent that any information is regarding the
past performance of securities or investment products, please note that such
information is not a reliable indicator of future performance and should not be
relied upon as a basis for investment decision. Past performance does not
guarantee future performance and the value of investments and income from them
can fall as well as rise. No investment strategy is without risk and markets
influence investment performance. Investment markets and conditions can change
rapidly, and investors may not get back the amount originally invested and may
lose all of their investment.Mutual Fund Investment are subject to market risks,
read all scheme related documents carefully before investing.

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