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JACQUES E. LAUBERT

THE WELCOME HOME TEAM
Branch Manager/Loan Originator
NMLS#
20677
State Licensing
State Licensing
607-797-1200
607-317-5177
4777 Vestal Parkway East, Suite 4, Vestal, NY 13850
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Contact MeBook Meeting
About MeMortgage CalculatorReviewsApply NowInquire Now


ABOUT 


JACQUES E. LAUBERT



I have been in the mortgage industry for over 25 years and have helped thousands
of borrowers turn into homeowners. Homestead Funding’s dedication to the
borrower experience and second to none operations team are just two of the
reasons I chose to join. Before joining Homestead, I was a Regional Manager for
a mortgage banker and owned a mortgage brokerage prior to that.

I was born and raised in Manhattan, and moved to the Southern Tier when I
married my wife Jeannie in 1994. We found the area to be beautiful and scenic
while the people are second to none! I am the proud father of triplet daughters.
After they were born, I decided it was time to make a career change from owning
a Manhattan private investigation agency to the “safe career” of banking. I take
pride in making sure to ask all the right questions, and provide answers for the
borrower up front, which provides for a smooth mortgage process while getting my
borrowers to the closing table with confidence.

I believe in always keeping on top of all facets of real estate and real estate
finance transactions. I hold a NYS Estate Brokers License (I do not list or sell
real estate), as well as the highest designation the IRS awards individuals as
an IRS enrolled agent. Being an IRS enrolled agent allows me unlimited
representation rights of taxpayers nationwide before the IRS in audit and other
tax matters. While I do not practice as a Real Estate Broker or Enrolled Agent,
they allow me to assist borrowers. Through my extensive knowledge and continued
education of real estate and finance, I can review and analyze their income
properly to maximize their buying power.

When not helping people fulfill their dream of home ownership, I am out hiking
with my wife and taking pictures of our adventures in my old found hobby of
photography. Of course, spending time with my daughters Rebecca, a Registered
Nurse in Sarasota; Emily, a Licensed Master Social Worker in Buffalo; and
Alexandra, a soon to be Veterinarian in her final year of externships at
University of Iowa, are on the top of my list.

Thanks for taking the time to stop by, and please do not hesitate to contact me
with any questions or to get started with an easy mortgage pre-qualification.
Put my experience to work for you anywhere in New York, Pennsylvania, and
Florida.


 * FEATURED PROGRAMS

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CALCULATE YOUR MORTGAGE PAYMENT

Use this calculator to figure out your monthly payment, including your
mortgage's principal and interest payments as well as insurance and taxes.
Loan Information
Home price

$300.000
Down payment

$60.000
Loan term
10 years 15 years 20 years 30 years
Interest rate

Assumptions
Include PMI

Include Taxes & Insurance
Property tax

$5.550
Home insurance (annual)

HOA dues (monthly)

Your estimated monthly mortgage payment is $1.973.

Breakdown Schedule

P&I
Taxes
Insurance
Total$1,974


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Disclosure

This calculator is intended for planning and education purposes only. The above
figures are based on the numbers shown on the payment calculator. The interest
rate, APR, and payment amount may vary based on the specific terms of the loan
selected, verification of information, your credit history, the location and
type of property, and other factors. Chart data is for illustrative purposes
only. Costs displayed here are not necessarily all-inclusive and can vary based
on numerous factors. Rates are subject to change without notice. The output of
the tool is not a loan offer or solicitation, nor is it financial or legal
advice, and should not be used as your sole source of information.


Reviews



4.93
Ratings

385
Total Reviews
5

92.21%
4

6.49%
3

0.78%
2

0.26%
1

0.26%
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Date

Source

Gateway

Rating
05
G
Gail B 
Great Bend - PA
Posted on September 26th, 2024 03:31 PM
5.0

for
Jacques E. Laubert

As a first-time homebuyer, I appreciate how patient and helpful your entire
staff was with my endless phone calls and questions.

L
Lisa M D 
Endicott - NY
Posted on September 25th, 2024 06:03 PM
5.0

for
Jacques E. Laubert

Jack, Jacques, and the entire Homestead team were incredibly helpful throughout
this process. As first-time homebuyers, there is definitely a learning curve and
we always felt like they had our backs. Communications were prompt and clear,
they were a... read more

B
Benjamin R G 
Endicott - NY
Posted on September 24th, 2024 04:33 PM
5.0

for
Jacques E. Laubert

Fast and transparent mortgage process
Reply from
Jacques E. Laubert
September 26th, 2024 04:36 PM
I'm thrilled to hear that you found our mortgage process to be fast and
transparent, Benjamin. Your positive feedback is greatly appreciated. It's
always our aim at Homestead Funding Corp. to provide the best service possible.
Tha...read more

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Disclosure:
This calculator is intended for planning and education purposes only. The above
figures are based on the numbers shown on the payment calculator. The interest
rate, APR and payment amount may vary based on the specific terms of the loan
selected, verification of information, your credit history, the location and
type of property, and other factors. Chart data is for illustrative purposes
only. Costs displayed here are not necessarily all inclusive and can vary based
on numerous factors. Rates are subject to change without notice. The output of
the tool is not a loan offer or solicitation, nor is it financial or legal
advice and should not be used as your sole source of information.


MORTGAGE MADE WITH YOU IN MIND

Licensed in FL, PA. Licensed Mortgage Banker - NYS Department of Financial
Services.




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