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 1. Tax Season is coming! Your Mortgage Interest Statement (Form 1098) will be
    mailed to you in late January. Sign up for an online account today to get
    digital download access once it becomes available. Sign Up Today!

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THE IMPORTANCE OF A MORTGAGE CHECK-UP

Find out if you can Save Money, Change Your Term, or Get Some Cash!

Unwrap Your Homeownership Possibilities

Let A Home Loan Review Be Our Gift To You!

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Discover the Newrez Difference

You Dream It. We Fund It.

Buy a Home

Lock your rate today and save $1,000 on closing costs.*

Apply Call 888-556-9979

Refinance

Get access to cash at a lower rate when you refinance.†

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Get cash out for your needs by using your home equity.††

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WONDERING WHERE TO START? WE'VE GOT YOU COVERED.

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Newrez LLC NMLS #3013

601 Office Center Drive
Suite 100
Fort Washington, PA 19034

1-888-673-5521

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Doing business as Newrez Mortgage LLC in the state of Texas. Alaska Mortgage
Lender License #AK3013. Arizona Mortgage Banker License #919777. Licensed by the
Department of Financial Protection & Innovation under the California Residential
Mortgage Lending Act. Loans made or arranged pursuant to a California Finance
Lenders Law license. Massachusetts Lender #ML-3013. Licensed by the N.J.
Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of
Financial Services. This site is not authorized by the New York State Department
of Financial Services. No mortgage loan applications for properties located in
the state of New York will be accepted through this site. For licensing
information, go to: www.nmlsconsumeraccess.org.

Military-Friendly® is a registered trademark of VIQTORY and is not affiliated
with Newrez LLC.

1Source:
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*Closing cost offer available to customers who submit an application for a
purchase. Only available for single family primary residences. Credit provided
at closing. The offer is nontransferable and can only be used by the intended
recipient. Advertised discount can only be applied toward payment of closing
costs up to a total amount of $1,000 subject to product underwriting guidelines.
Any portion of the discount amount not used toward closing costs will be waived.

**A pre-approval does not signify that all underwriting requirements have been
met. Actual terms, including interest rate, are subject to change without prior
notice and may vary based on eligibility criteria. All products are subject to
credit and property approval. Not all products are available in all states or
for all dollar amounts. Please contact Newrez for additional details.

***Lock & Shop Program is for borrowers with a PowerBuyer Certification**. The
lock will be honored for 75 days total. Consumers must initiate a mortgage loan
application for a specific property and be under purchase contract for the
property at least 45 days prior to lock expiration to extend the locked rate.
All rate lock extensions are subject to Newrez’s standard rate lock extension
fees. Not available for all loan products. Please contact NewRez for additional
details.

****Newrez agrees to pay the borrower the amount of the earnest money deposit
(up to $5,000) following the home loan closing, if the loan does not close on or
before the contract closing date due to a delay caused by Newrez. Void if there
are any material changes to income or assets. Offer requires 30 business days
from Newrez’s receipt of purchase contract to closing date. Other requirements
include: minimum 700 credit score, owner occupied purchase transaction. LTV and
property type restrictions may apply. Available only through the Newrez Direct
to Consumer Channel. Payment may be subject to reporting for tax purposes.
Please contact Newrez for additional details.

†By refinancing an existing loan, the total finance charges may be higher over
the life of the loan.

††The rate on your existing mortgage will not change. The Newrez Home Equity
Loan program requires borrower to obtain a second mortgage at current market
rates. Loan amount based on underwriting guidelines. Minimum 660 credit score.
Minimum and maximum loan amounts apply. Program financing only available on
properties with one existing mortgage lien and subject to maximum loan-to-value
ratio. Not available in all states or territories. Other terms and restrictions
apply. Please contact us for more information.

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