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   * 5 REASONS WHY YOU SHOULD REFINANCE YOUR MORTGAGE
   * CAN REFINANCING SAVE YOU MONEY ON YOUR MORTAGE?
   * EVERYTHING YOU NEED TO KOW ABOUT A JUMBO MORTAGE
   * FHA REVERSE MORTGAGE QUESTIONS ANSWERED
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   * HOW TO CONTEST A FORECLOSURE
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   * HOW TO GET A LOAN ON YOUR HONE’S EQUITY
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   * THE GOOD THE BAD OF SECOND MORTGAGES
   * THE GROWING TREND OF FLORIDA VACATION HOMES
   * VACATION HOME BUYING THE RIGHT WAY
   * WHAT IS A TIMESHARE AND HOW YOU CAN OWN IT
   * WHAT TO DO WHEN YOU NEED HELP WITH YOUR MORTGAGE
   * WHAT TO KNOW BEFORE YOU BUY A HOUSE
   * WHAT YOU SHOULD KNOW ABOUT HOME LOANS
   * WHAT YOU SHOULD KNOW BEFORE YOU BUY A HOME
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STREAMFARE.COM
 * HOME
 * DESTINATIONS
   * A LOOK AT THE HISTORICAL DODGE CITY KANSAS
   * New York City: The Ultimate Travel Guide
   * THE LIGHT HOUSE AT PEGGY’S COVE NOVA SCOTIA
   * YOSEMITE NATIONAL PARK FACTS
   * THE WILDERNESS OF ALASKA
   * THE MILE HIGH CITY OF DENVER
   * THE MANY DIFFERENT BEACHES OF COSTA RICA
   * THINGS YOU SHOULD DO WHILE IN MADRID, SPAIN
   * SYDNEY AUSRTALIA, THE PLACE DOWN UNDER
   * WHY EVERYONE LOVES YELLOWSTONE NATIONAL PARK
   * WHAT YOU CAN EXPERIENCE IN NEW ZEALAND
   * WHAT YOU CAN DO IN ATLANTIC CITY
   * Why Mount Rainier should be your next vacation destination
   * TRAVEL TO THE TOP BEACHES OF BERMUDA
   * WHY RIO DE JANEIRO IS THE PLACE TO GO
   * WHY NENDAZ SWITZERLAND IS A BEAUTIFUL VACATION DESTINATION
   * WHY WHISTLER SKI RESORT IS ONE OF NORTH AMERICA’S BEST SKI DESTINATIONS
   * WHY YOU SHOULD GO TO GREECE THIS SUMMER
   * YOUR PERFECT ENGLAND VACATION
   * INSIDE THE HISTORICAL HEBRIDES ISLANDS
   * VACATION HOME BUYING THE RIGHT WAY
   * THE GROWING TREND OF FLORIDA VACATION HOMES
   * SYDNEY AUSRTALIA, THE PLACE DOWN UNDER
   * A PERFECT VISIT TO TORONTO CANADA
   * A WINTER GETAWAY AT THE CAYMAN ISLANDS
   * ALYESKA RESORT IS ALASKA’S BEST VACATION RESORT
   * AUSTRIA IS YOUR NEXT DESTINATION
   * BERLIN AND IT’S MANY MUSEUMS
   * BEST PLACES TO STAY IN DORAL FLORIDA
   * BUENOS AIRES – THE PARIS OF SOUTH AMERICA
   * HONOLULU AND IT’S BEAUTIFUL BEACHES
   * INSIDE THE MONTREAL MUSEUM OF FINE ARTS
   * LOS ANGELES THE CITY OF ANGELS
   * LOUVRE IS THE GREATES ART MUSEUM IN THE WORLD
   * PLANNING YOUR SOUTH AMERICAN VACATION
   * SAN DIEGO TOURIST DESTINATIONS
   * THE BEAUTY OF STOCKHOLM
   * THE BENEFITS OF HAVING A FLORIDA TIMESHARE
   * THE GREAT CITY OF LONDON
 * REAL ESTATE
   * 5 REASONS WHY YOU SHOULD REFINANCE YOUR MORTGAGE
   * CAN REFINANCING SAVE YOU MONEY ON YOUR MORTAGE?
   * EVERYTHING YOU NEED TO KOW ABOUT A JUMBO MORTAGE
   * FHA REVERSE MORTGAGE QUESTIONS ANSWERED
   * HOW ADJUSTABLE RATE MORTAGES WORK
   * HOW FIXED RATE MORTGAGES WORK
   * HOW MORTGAGE GOOD FAITH ESTIMATED WORK
   * HOW MORTGAGE RATES ARE DECIDED
   * HOW REAL ESTATE CLOSING WORKS
   * HOW REFINANCING YOUR MORTGAGE CAN SAVE YOU MONEY
   * HOW THE PROCESS OF MORTAGE LENDING WORKS
   * HOW TO BUY YOUR FIRST HOME STEP BY STEP
   * HOW TO CONTEST A FORECLOSURE
   * HOW TO FIND AN APARTMENT
   * HOW TO GET A LOAN ON YOUR HONE’S EQUITY
   * INSIDE THE WORLD OF SECOND MORTGAGES
   * KNOWING HOW TO FINANCE YOUR NEW HOME
   * KNOWING IF A FIXED RATE MORTGAGE IS RIGHT FOR YOU
   * THE GOOD THE BAD OF SECOND MORTGAGES
   * THE GROWING TREND OF FLORIDA VACATION HOMES
   * VACATION HOME BUYING THE RIGHT WAY
   * WHAT IS A TIMESHARE AND HOW YOU CAN OWN IT
   * WHAT TO DO WHEN YOU NEED HELP WITH YOUR MORTGAGE
   * WHAT TO KNOW BEFORE YOU BUY A HOUSE
   * WHAT YOU SHOULD KNOW ABOUT HOME LOANS
   * WHAT YOU SHOULD KNOW BEFORE YOU BUY A HOME
   * WHAT YOU SHOULD UNDERSTAND BEFORE YOU SPEND MONEY ON A NEW HOME
   * WHEN YOU NEED HELP WITH YOUR MORTAGE
   * WHY THE MORTGAGE RATE LOCK PROCESS IS COMPLICATED
 * NEWS
   * Now-Fox
   * WEATHER NATION
   * FOX WEATHER
   * FOX NEWS
   * MSNBC
   * CNN
   * OAN
   * NEWSMAX
   * EURO NEWS
   * SKY NEWS – UK
   * GB NEWS – UK
   * RT – RUSSIA TODAY
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   * COURT TV – NEWS


HOW TO SAVE MONEY ON PROPERTY TAXES

Property taxes are a major expense for many homeowners in America. They are
based on the assessed value of your property and the tax rate set by your local
government. Property taxes fund important public services such as schools,
roads, fire departments, and parks. However, you may be paying more than you
need to if your property is overvalued or you are not taking advantage of
available exemptions and deductions. Here are some tips on how to save on
property taxes in America.

Review Your Property Tax Card

A property tax card is a document that contains information about your property,
such as its size, features, condition, and assessed value. You can request a
copy of your property tax card from your local assessor’s office or find it
online. Reviewing your property tax card can help you spot any errors or
discrepancies that may affect your tax bill. For example, you may find that your
property has been classified incorrectly, that some improvements or additions
have not been recorded, or that the assessor has used outdated or inaccurate
data to determine your property’s value. If you find any mistakes, you can
contact the assessor’s office and request a correction.

Appeal Your Property’s Assessed Value

If you think that your property’s assessed value is too high compared to similar
properties in your area, you can appeal it to the assessor or a board of review.
You will need to provide evidence to support your claim, such as recent sales
data, appraisal reports, or photographs of comparable properties. You may also
want to hire a professional appraiser to help you with your appeal. The appeal
process may vary depending on your state and local laws, but generally, you have
a limited time window to file your appeal after receiving your assessment
notice. Appealing your property’s assessed value can potentially lower your tax
bill by thousands of dollars.

Look for Exemptions and Deductions

Many states and localities offer various exemptions and deductions for property
taxes based on certain criteria, such as age, income, disability, veteran
status, or ownership of certain types of property. For example, some states
offer homestead exemptions that reduce the taxable value of your primary
residence. Some states also allow you to deduct a portion of your property taxes
from your state income taxes or sales taxes. You can check with your state and
local tax authorities to see what exemptions and deductions are available for
you and how to apply for them.

Avoid Unnecessary Improvements

One way to keep your property’s assessed value from increasing is to avoid
making unnecessary improvements or additions that may increase its market value.
For example, adding a swimming pool, a deck, or a garage may make your property
more attractive and functional, but it may also raise its assessed value and tax
bill. Of course, this does not mean that you should neglect the maintenance and
repair of your property, as this may also affect its value and condition.
However, you should weigh the benefits and costs of any major improvements
before undertaking them.

Compare Your Property with Neighboring Homes

Another way to check if your property’s assessed value is fair and accurate is
to compare it with neighboring homes that are similar in size, age, condition,
and features. You can use online tools such as Zillow or Trulia to find recent
sales data and estimated values of nearby properties. You can also drive around
your neighborhood and look for homes that have sold recently or are on the
market. If you find that your property is valued much higher than comparable
homes in your area, you may have a case for appealing your assessment.

Conclusion

Property taxes are an unavoidable part of homeownership in America, but they do
not have to be a burden. By following these tips, you may be able to save money
on your property taxes and reduce your overall housing costs.

AIRPORT TIPS

To make your way to a flight on time and to get through security as quickly as
possible you can try the following tips:

1) Sign up. The TSA’s PreCheck, a trusted traveler program, has spread to more
cities across the U.S. and is now available at some 40 airports. Members of the
program are pre-screened and can then whiz through security, sometimes without
having to take off their shoes or remove laptops from cases. The U.S. Customs
Department’s Global Entry program is another shortcut for frequent international
travelers, especially as the federal government contracts and customs lines
potentially get longer.

Critical Security Checkpoints:
To make clearing security as easy as possible…
-Review the guidelines for liquids and gels on your Flight carriers Carry-On
Baggage page before your flight.
-Have your government-issued photo identification and boarding pass ready for
inspection.
-Wear shoes that are easy to slip on and off, since all footwear must be
x-rayed.
-Remember to place all coats and jackets in a bin for x-ray screening.
-Make your laptop easily accessible for inspection.
-Avoid wearing anything metal or place these items in your carry-on baggage for
screening

2) Check flight status. Although this is obvious, many people often fail to do
this one simple but critical thing.

I recommend doing the same before abandoning your ride or your car just before
you head to the terminal; flight status updates change by the minute, so a
last-second check is always a good idea.

Most airlines will text you flight status updates if you sign up on their Web
sites, and sites like Flightaware.com do the same by text, on the Web and
through smartphone apps.

4) Check in online. Especially if you are not checking bags, this can save you a
heap of time. I have found that when checking bags, having the pre-printed
boarding pass in your hand doesn’t help all that much, and check-in agents often
reissue another boarding pass when you check in your bags — but it sure doesn’t
hurt.

5) Before you leave for the airport, put your ID, credit card and boarding pass
(if applicable) in an easily accessible part of your wallet or bag. There are
two reasons for this: one, by going through this exercise, you make sure that
you don’t leave home without these crucial items. Two, you don’t waste your (and
other people’s) time fumbling around for them at the moment you need them.

Check the airport parking situation online. Knowing ahead of time where to park,
which lots are open and how far they are from the terminal can save you a lot of
anxiety on your drive in, as well as keep you safer as you navigate tortuous and
almost always poorly marked airport ring roads. Additionally, during peak travel
periods, lots fill up quickly, so you will want an alternate parking plan.

When you are ready to board always take inventory of what you will need to do
when you get to the front of the security line. Do a quick mental review of
everything you are wearing that you will need to remove (such as shoes, jewelry,
watch, jacket), and what you have inside your carry-on bag that might need to be
taken out (liquids, electronics). When you get to the front of the line, blast
through your mental inventory and make it happen. Done well, you can go from
fully clad for winter weather, with laptops and iPads in your bag, to a T-shirt,
pants and socks, and all your sensitive electronics in their own bins, in
seconds.

Using these tips will get you through the airport, on your flight and towards
your destination as quickly as possible.

more traveler informaiton tips available at the TSA website:
https://www.tsa.gov/precheck/faq

HOW TO PAY LESS FOR FLIGHTS

1. Buy your tickets online
Buying your tickets online will actually help you save more money than buying at
the airport or at an agent. Services like Google Flights or others which can be
found by a simple online search.

2. Join Frequent flyers
Frequent flyer programs have a lot of benefits and some can offer discounts on
future tickets after building up miles, and others may even offer free flights!

3. Not All Sales are Lowest prices
Sometimes a flight ticket may be on sale, but that doesn’t necessarily mean that
it is a bargain for you. Always keep this in mind because that sale could end up
costing you more than other deals!

4. Check For Hidden Fees
Always check other fees for tickets that may not be listed at first sight of the
price. Make sure to be aware of the price of the ticket at all times and this
can be avoided. Many hidden fees are luggage or even meals.

5. Compare Ticket Prices
If you are shopping online, there are various sites you can use to compare
prices for different venders of tickets.

6. Choose The Right airline
Make sure when traveling on a budget to go with the airline that is the most
comfortable to your budget. Even though it may not be as popular as others, they
all get you to your destination!

7. Select an  Off-Hours flight
When shopping for tickets, try to buy tickets that have flights early in the
morning or late at night if you can. Sometimes these tickets can save you a
bundle!

8. Buy tickets months In Advance
Try to plan your trips, if possible, months in advance to save a lot more in the
long run. Sometimes, depending on where you travel, this little tip can end up
saving you hundreds on your tickets.

9. Find Vacation Packages
When planning your vacations, try to purchase trip packages as they can end up
saving you a ton of money in the long run. If you have the time, compare a
package with the costs of buying everything separate.

10. Different Types Of Flights Help You Save
Sometimes it would be wiser if possible to purchase a flight that maybe has one
stop before it reaches its final destination, instead of doing a non-stop
flight. This can end up helping you save and you can even enjoy the different
merchandise at the airport you stop at before your flight continues.

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