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OUR RESPONSE TO COVID-19. DUE TO INCLEMENT WEATHER AND POOR ROAD CONDITIONS, THE COMANCHE, EARLY AND HASKELL BRANCH OFFICE WILL BE CLOSED ON FRIDAY, FEBRUARY 4. STAFF WILL BE WORKING REMOTELY AND ARE AVAILABLE IF YOU NEED ASSISTANCE. BRADY AND SAN SABA BRANCH OFFICES WILL OPEN AROUND 10:30 A.M. COLEMAN AND SAN ANGELO BRANCH OFFICES ARE OPEN. Contact Us Ag Banking Online Contact Us Ag Banking Online Toggle main menu visibility * Why Us * Why Us * Patronage Refunds * FAQ * Testimonials * Products & Services * Products & Services * Farm and Ranch Loans * Recreational Property Loans * Country Home Loans * Lines of Credit * Equipment and Livestock Loans * Agribusiness Loans * Next Generation * Refinancing * Insurance * Locations * Locations * Brady * Coleman * Comanche * Early * Early Admin * Haskell * San Angelo * San Saba * Our Team * Our Team * Leadership * Our Staff * Careers * News * News * Financial Reports * Member Spotlight * Scholarship Program * Publications * Resources * Resources * Loan Calculator * Interest Rates * Secure File Transfer * Update Your Contact Info * Ethics Hotline * Search For Property * Search For Property * Lands Of America * Find A Realtor LOG IN Sign Up | Support Close NEED A FARM OR RANCH LOAN IN TEXAS? We offer what other lenders can't. OUR PRODUCTS Farm and ranch loans Agribusiness loans Lines of Credit Recreational property loans Country home loans Equipment and Livestock Loans PATRONAGE PATRONAGE FARM CREDIT LOANS IN TEXAS... DONE RIGHT. As a Central Texas Farm Credit borrower, you are a member of a cooperative and entitled to share in its financial success. Every year, Central Texas Farm Credit returns profits to customers — the owners — as patronage dividends, significantly reducing total borrowing costs. If you're looking for a farm and ranch loan in Texas, Central Texas Farm Credit can help. Our lenders are experts in rural land and ranch financing. We can help you meet your goals whether you need a farm land loan in Texas, new or used farm equipment financing, or a loan for your agribusiness. When it comes to farm lending and ranch financing in Texas, we do what others can’t. Our goal is to help you access the financing you need in the most cost effective way possible. Our Texas land finance company is unmatched in service. We live and work in Central Texas, so we understand the rural communities we serve like few others do. We help farmers and ranchers understand the loan process and help them access everything they need to ensure their ranch or farm is operating well. Whether you need a farm equipment loan, financing for agricultural equipment, or a real estate loan, we’ve got you covered. Contact Central Texas Farm credit today. We'll help you access the financing you need for your farm and ranch loan. Read more about patronage APPLY FOR A LOAN Accessing an agricultural loan in Texas can be complicated. But Central Texas Farm Credit makes it easy. If you are looking for the most reliable and trustworthy land lender in Texas, you’ve found it. We do agricultural land loans and barn financing the right way. As a co-op, all of our members are also owners and share in our profits. When we succeed, you succeed. Check out our branch office locations and apply for your agricultural land loan in Texas today. Our farm credit lenders are happy to speak with you and answer any questions you have. Apply for a loan HAPPY CUSTOMERS As AG lending experts who live and work in Central Texas, we build strong and often lifelong relationships with our member-owners. We call them our Farm Credit family. We ensure transparency and honesty in everything we do. When you need agricultural land lending, there’s only one finance company you need to call. Not all Texas AG banks are trusted by their customers, but we are. Don’t take our word for it. Here’s what our members say. Read more testimonials My experience with CTFC couldn't be better. They are always there for me in good times and bad. -- Hollis S. NEWS & PRESS RELEASES January 25, 2022 CENTRAL TEXAS FARM CREDIT PROMOTES KERI STUART TO CREDIT ANALYSIS MANAGER EARLY, Texas ― Central Texas Farm Credit (CTFC) named Keri Stuart credit analysis manager of the rural lending cooperative. Read more January 17, 2022 CENTRAL TEXAS FARM CREDIT PROMOTES CHRIS JORDAN TANNER EARLY, Texas ― Central Texas Farm Credit (CTFC) named Chris Jordan Tanner branch manager of the rural lending cooperative’s Early branch office. This office serves Brown and Mills counties. Read more January 12, 2022 CENTRAL TEXAS FARM CREDIT APPOINTS CLO, PROMOTES SENIOR VP OF CREDIT AND LENDING EARLY, Texas — Central Texas Farm Credit (CTFC) has named Travis McKinney chief lending officer of the rural lending cooperative. In addition, CTFC promoted Jim Ed Field to chief credit officer. Read more November 19, 2021 CENTRAL TEXAS FARM CREDIT RELOCATES SAN ANGELO OFFICE TO NEW BUILDING SAN ANGELO, Texas — Central Texas Farm Credit (CTFC) opened the doors to their new branch office building in San Angelo on November 22. Read more June 22, 2021 CENTRAL TEXAS FARM CREDIT STOCKHOLDERS RE-ELECT FINLAY AND HINDS TO BOARD OF DIRECTORS EARLY, Texas — Central Texas Farm Credit (CTFC) stockholders have re-elected Mike Finlay of Lohn and Philip Hinds of Coleman to the rural lending cooperative’s board of directors. Read more May 4, 2021 Central Texas Farm Credit promotes Tyler Niehues to Loan Officer San Angelo, Texas- Central Texas Farm Credit (CTFC) recently promoted Tyler Niehues to loan officer in their San Angelo branch office. Read more April 14, 2021 CENTRAL TEXAS FARM CREDIT CELEBRATES FIVE YEARS IN SAN SABA BRANCH OFFICE SAN SABA, Texas — Central Texas Farm Credit (CTFC) is celebrating its fifth year in the rural lending cooperative’s San Saba branch office. Read more March 18, 2021 CENTRAL TEXAS FARM CREDIT RETURNS $7.2 MILLION TO CUSTOMERS EARLY, Texas – Central Texas Farm Credit recently returned $7.2 million in cash patronage refunds to its customers, thanks to the cooperative’s strong financial results in 2020. Read more March 10, 2021 FARM CREDIT ASSOCIATIONS JOIN TOGETHER TO SUPPORT TEXAS WINTER STORM RELIEF BRYAN, Texas – Farm Credit organizations from across the state and nation partnered together to support relief efforts for rural communities and residents across the Lone Star State. Read more March 8, 2021 CENTRAL TEXAS FARM CREDIT BREAKS GROUND ON NEW SAN ANGELO OFFICE BUILDING SAN ANGELO, Texas — Central Texas Farm Credit held a groundbreaking ceremony on March 4 at the site of its future San Angelo office. Read more June 5, 2020 CENTRAL TEXAS FARM CREDIT STOCKHOLDERS RE-ELECT HALFMANN & LEHRMANN TO BOARD OF DIRECTORS EARLY, Texas ― Central Texas Farm Credit stockholders have re-elected Robby Halfmann of Ballinger and Steven Lehrmann of Sagerton, to the rural lending cooperative’s board of directors. Read more May 15, 2020 TO OUR CENTRAL TEXAS FARM CREDIT FAMILY. We want you to know we will remain fully operational and will continue serving you effectively and safely with minimum disruption. Read more April 15, 2020 CENTRAL TEXAS FARM CREDIT 2020 ANNUAL MEETING Due to concerns related to the coronavirus, Central Texas Farm Credit's 2020 Annual Shareholders Meeting will held via teleconference only on Tuesday, May 5, 2020. Read more March 27, 2020 MARK JONES NAMED VICE-PRESIDENT, BRANCH MANAGER IN EARLY EARLY, Texas — Central Texas Farm Credit recently hired Mark Jones as its vice-president branch manager in Early. The office serves customers in Brown, Comanche, and Mills counties. Read more February 28th, 2020 CENTRAL TEXAS FARM CREDIT RETURNS $6.8 MILLION TO CUSTOMERS EARLY, Texas – Central Texas Farm Credit returned a $6.8 million patronage refund in mid-March to its customers, thanks to the cooperative’s strong financial results in 2019. Read more July 1, 2019 KASSIDY MARTIN PROMOTED TO BRANCH MANAGER HASKELL, Texas ― Central Texas Farm Credit recently promoted Kassidy Martin to branch manager in its Haskell branch office. This office serves Baylor, Haskell, Jones, Knox and Stonewall counties. Read more June 14, 2019 HARVICK RE-ELECTED TO CENTRAL TEXAS FARM CREDIT BOARD EARLY, Texas — Stockholders of Central Texas Farm Credit recently re-elected Kenneth Harvick of Comanche to the rural lending cooperative’s board of directors. Read more June 10, 2019 CENTRAL TEXAS FARM CREDIT HIRES WELDON BRAGG COLEMAN, Texas — Central Texas Farm Credit recently hired Weldon Bragg as a senior relationship manager in the rural lending cooperative’s Coleman office. Read more June 3, 2019 Longtime Central Texas Farm Credit Branch Manager to Retire July 1 COLEMAN, Texas — Scott Ogden, vice president and branch manager of Central Texas Farm Credit’s Coleman office, will retire on July 1 after 34 years of Farm Credit service. Read more April 1, 2019 CASEY SPIKES JOINS STAFF OF CENTRAL TEXAS FARM CREDIT EARLY, Texas — Central Texas Farm Credit recently hired Casey Spikes as a loan officer at the rural lending cooperative’s Early branch office. Read more January 15, 2019 JIM BURKHEAD PROMOTED TO LOAN OFFICER AT CENTRAL TEXAS FARM CREDIT SAN ANGELO, Texas — Central Texas Farm Credit has promoted Jim Burkhead to loan officer in the rural lending cooperative’s San Angelo branch office. Read more January 15, 2019 CENTRAL TEXAS FARM CREDIT PROMOTES CHRIS JORDAN TO LOAN OFFICER EARLY, Texas — Rural lending co-op Central Texas Farm Credit has promoted Chris Jordan to loan officer in its Early branch office. Read more December 20, 2018 CENTRAL TEXAS FARM CREDIT TO RETURN $6.5 MILLION TO CUSTOMERS EARLY, Texas — Central Texas Farm Credit customers will receive a record $6.5 million refund in March 2019... Read more July 31, 2018 CENTRAL TEXAS FARM CREDIT MANAGERS COMPLETE BANKING PROGRAM AT SMU EARLY, Texas — Two Central Texas Farm Credit senior managers recently earned diplomas from the Southwestern Graduate School of Banking ... Read more June 26, 2018 CENTRAL TEXAS FARM CREDIT HIRES MYIA STEWARDSON SAN SABA, Texas — Central Texas Farm Credit recently hired Myia Stewardson as a loan officer trainee in the rural lending cooperative’s San Saba branch office. Read more June 26, 2018 DIRECTORS FINLAY AND HINDS RE-ELECTED TO CENTRAL TEXAS FARM CREDIT BOARD EARLY, Texas — Stockholders of Central Texas Farm Credit recently re-elected Mike Finlay of Lohn and Philip W. Hinds of Coleman... Read more May 3, 2018 CHRIS JORDAN PROMOTED TO LOAN OFFICER ASSOCIATE AT CENTRAL TEXAS FARM CREDIT EARLY, Texas — Central Texas Farm Credit recently promoted Chris Jordan to loan officer associate in the rural lending ... Read more May 3, 2018 CENTRAL TEXAS FARM CREDIT PROMOTES JIM BURKHEAD TO LOAN OFFICER ASSOCIATE SAN ANGELO, Texas — Central Texas Farm Credit recently promoted Jim Burkhead to loan officer associate in the rural ... Read more April 24, 2018 LONGTIME CENTRAL TEXAS FARM CREDIT VP/BRANCH MANAGER TO RETIRE APRIL 30 EARLY, Texas — Dale Bullinger, vice president and branch manager of Central Texas Farm Credit’s Haskell office, will retire on April 30 after 37 years... Read more February 16, 2018 CENTRAL TEXAS FARM CREDIT PROMOTES JIM ED FIELD TO SENIOR VICE PRESIDENT EARLY, Texas — Central Texas Farm Credit recently promoted Jim Ed Field to senior vice president of lending and credit... Read more February 16, 2018 CENTRAL TEXAS FARM CREDIT PROMOTES SAN SABA NATIVE EARLY, Texas — Central Texas Farm Credit recently promoted San Saba native Danna Boswell to loan documentation specialist in the rural lending cooperative’s... Read more February 13, 2018 CENTRAL TEXAS FARM CREDIT PROMOTES BROWNWOOD NATIVE EARLY, Texas — Central Texas Farm Credit recently promoted Brownwood native Natali Maldonado to cash management specialist in the rural lending ... Read more February 13, 2018 CENTRAL TEXAS FARM CREDIT PROMOTES WADE POLK TO BRANCH MANAGER SAN ANGELO, Texas — Central Texas Farm Credit recently promoted Wade Polk to branch manager of the rural lending cooperative’s San Angelo office. Read more January 24, 2018 CENTRAL TEXAS FARM CREDIT PROMOTES KEITH PRATER TO CHIEF FINANCIAL OFFICER EARLY, Texas — Central Texas Farm Credit recently promoted Keith Prater to chief financial officer. Read more December 18, 2017 CENTRAL TEXAS FARM CREDIT DECLARES RECORD $6.3 MILLION PATRONAGE TO CUSTOMERS EARLY, Texas — The board of directors of Central Texas Farm Credit, a rural financing cooperative, recently approved the payment of a record $6.3 million cash patronage refund to its customers, based on its solid earnings in 2017. Read more October 9, 2017 CENTRAL TEXAS FARM CREDIT PROMOTES MATTHEW ILEY TO BRANCH MANAGER EARLY, Texas — Central Texas Farm Credit recently promoted Matthew Iley to branch manager of the lending cooperative’s Early branch office. Read more July 17, 2017 Central Texas Farm Credit Promotes Wade Polk to Vice President EARLY, Texas — Central Texas Farm Credit recently promoted Wade Polk to vice president of lending in the rural financing cooperative’s San Angelo office. Read more July 3, 2017 BRIAN F. MEEKS RETIRES AFTER 38 YEARS OF OUTSTANDING SERVICE After 38 years of outstanding service and dedication to the Farm Credit System, Brian F. Meeks of our San Angelo office, officially retired at the end of June. Read more June 15, 2017 KASSIDY MARTIN JOINS CENTRAL TEXAS FARM CREDIT’S HASKELL OFFICE EARLY, Texas — Central Texas Farm Credit recently hired Kassidy Martin as a loan officer in the Haskell branch office. This office serves Baylor, Haskell, Jones ... Read more June 12, 2017 CENTRAL TEXAS FARM CREDIT STOCKHOLDERS RE-ELECT BOARD MEMBERS EARLY, Texas — Stockholders of Central Texas Farm Credit have re-elected Robby Halfmann of Ballinger and Steven Lehrmann of Sagerton to the cooperative’s board of directors. Read more May 5, 2017 YATES PECAN OIL WINS NATIONWIDE GOOD FOOD AWARD Yates Pecan LLC owners, Pam and Harold Yates, produce pecan oil, pressed pecan meal and other gluten and GMO free products in San Saba, Texas. Read more April 13, 2017 2017 Stockholders’ Meeting Central Texas Farm Credit's annual stockholders’ meeting will be held Tuesday, April 25, 2017 at the Brownwood Coliseum in Brownwood, Texas. Registration begins at 6:00pm. There will be a catered meal and cash door prizes. Please let us know if you plan to attend. Call us at 325.643.5563 for more information or to RSVP. Read more April 5, 2017 CENTRAL TEXAS FARM CREDIT EMPLOYEE JESSICA RAILSBACK NAMED FINALIST FOR TEXAS FARM BUREAU YOUNG LEADERS AWARD Cisco, Texas — Ranch management is a rewarding task. But add challenges ... Read more January 6, 2017 JUST HIRED: CREDIT ANALYST IN SAN ANGELO EARLY, TX - Central Texas Farm Credit recently announced the hiring of Jordan Harbin as a Credit Analyst. Read more December 22, 2016 CENTRAL TEXAS FARM CREDIT DONATION TO UPDATE BROWN COUNTY FAIR ASSOCIATION FACILITIES Central Texas Farm Credit (CTFC), a rural lending cooperative with headquarters in Early, recently donated $20,000 to the ... Read more December 19, 2016 CENTRAL TEXAS FARM CREDIT DECLARES RECORD $6 MILLION PATRONAGE TO CUSTOMERS The board of directors of Central Texas Farm Credit, recently approved the payment of a record $6 million ... Read more December 14, 2016 CENTRAL TEXAS FARM CREDIT STOCKHOLDERS PARTICIPATE IN 2016 FARM CREDIT YOUNG LEADERS PROGRAM Bryan and Carrie Morris of De Leon, Texas, recently saw firsthand how Farm Credit helps rural communities and agriculture thrive. Read more May 27, 2016 HARVICK REELECTED TO CENTRAL TEXAS FARM CREDIT BOARD OF DIRECTORS Central Texas Farm Credit directors are the governing voice of the Association, acting to represent the best interests of shareholders. Recently, shareholders ... Read more April 4, 2016 THE NEW LOOK OF CENTRAL TEXAS FARM CREDIT Don’t let our new look fool you— We’re the same people with a brand new look. This summer, Farm Credit will celebrate 100 years of support ... Read more March 30, 2016 2016 STOCKHOLDERS' MEETING Central Texas Farm Credit's annual stockholders’ meeting will be held Tuesday, April 26, 2016 at the Bill Franklin Center in Coleman, Texas... Read more March 2, 2016 CENTRAL TEXAS FARM CREDIT NAMES NEW VICE PRESIDENT OF CREDIT ANALYSIS Central Texas Farm Credit recently promoted Wade Polk to Vice President of Credit Analysis of the Coleman based lending institution... Read more February 8, 2016 CENTRAL TEXAS FARM CREDIT PROMOTES JEFF BEDWELL TO BRANCH MANAGER Central Texas Farm Credit recently promoted Jeff Bedwell to branch manager of the Brady based lending institution... Read more January 14, 2016 CENTRAL TEXAS FARM CREDIT DECLARES RECORD $5.6 MILLION PATRONAGE TO CUSTOMERS The board of directors of Central Texas Farm Credit, a rural financing cooperative, recently approved the payment of a record $5.6 million cash patronage refund to its customers... Read more November 23, 2015 CENTRAL TEXAS FARM CREDIT STOCKHOLDERS PARTICIPATE IN 10TH ANNUAL FARM CREDIT YOUNG LEADERS PROGRAM John and Myia Stewardson, member-borrowers of Central Texas Farm ... Read more July 1, 2015 CENTRAL TEXAS FARM CREDIT TO CONSTRUCT NEW OFFICE BUILDING IN EARLY, TEXAS Central Texas Farm Credit, a member of the Farm Credit system, has announced plans to build a new corporate headquarters and branch office building in Early, Texas... Read more June 2015 FINLAY AND HINDS REELECTED TO CENTRAL TEXAS FARM CREDIT BOARD OF DIRECTORS Each year, shareholders vote to elect their peers to serve Central Texas Farm Credit and continue to advance the Farm Credit’s mission to provide financing for... Read more April 2015 2015 ANNUAL STOCKHOLDERS' MEETING The Annual stockholders’ meeting for Central Texas Farm Credit will be held Tuesday, April 28, 2015 at the Bill Franklin Center in Coleman, Texas. Registration begins at 6:30pm... Read more March 2015 CENTRAL TEXAS FARM CREDIT DECLARES RECORD $5.2 MILLION CASH PATRONAGE COLEMAN, Texas — The Central Texas Farm Credit Board of Directors recently approved the payment of $5.2 million in cash to customers through its patronage... Read more May 2014 CENTRAL TEXAS FARM CREDIT STOCKHOLDERS ELECT BOARD DIRECTORS COLEMAN, Texas - Stockholders of Central Texas Farm Credit recently re-elected Mike Finlay of Lohn, Texas, and Robby Halfmann of Ballinger, Texas, to the cooperative’s... Read more April 2014 2014 ANNUAL STOCKHOLDERS' MEETING The Annual stockholders’ meeting for Central Texas Farm Credit will be held Tuesday, April 22, 2014 at the Bill Franklin Center in Coleman, Texas. Registration... Read more June 2013 KENNETH HARVICK RE-ELECTED TO THE CENTRAL TEXAS FARM CREDIT BOARD OF DIRECTORS COLEMAN, Texas — The Stockholders of Central Texas Farm Credit have re-elected Mr. Kenneth Harvick to serve a three year term on the Board of Directors. He has served... Read more June 2011 CENTRAL TEXAS STOCKHOLDERS PARTICIPATE IN FARM CREDIT YOUNG LEADERS TRIP COLEMAN, TX - Adam and Michele Holik of Wall recently learned about the role they can play in shaping the policy ... Read more All News & Press Releases * * * * Copyright © 2021 Central Texas Farm Credit NMLS - #469508 Equal Housing Lender Equal Credit Opportunity Lender Privacy Practices Copyright © 2021 Central Texas Farm Credit NMLS - #469508 Back to top Please allow JavaScript to execute in your browser. Thank you.