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Text Content

 * 833-872-1010
 * Upload Your Statement
 * About Us
 * Contact Us
 * 





 * 833-872-1010
 * Upload Your Statement
 * About Us
 * Contact Us





ARE YOU PAYING THE LOWEST FEES FOR YOUR CREDIT CARD PROCESSING? FIND OUT
INSTANTLY.

OUR SERVICE IS FREE, QUICK, AND INDEPENDENT OF ANY CREDIT CARD PROCESSOR.
BECAUSE OF THIS, WE CAN HELP YOU FIND THE LOWEST RATE.


Start Your Free Analysis →




HOW OUR SERVICE WORKS

Upload Your Statement



The first step is to analyze your existing merchant's processing statement to
gain insight into your volume, card types, etc. Click here to begin uploading
your statement.

Your Savings



Once we have the statement, our team can identify and then we present your
savings, which is generally 30-50%. Just give us 24 hours or less.

Start Saving in 24 Hours



In just 24-48 hours you can realize your savings. Just simply start processing
with one of our recommended processors.


Upload Your Statement →



INSTANTLY CALCULATE YOUR SAVINGS






JUST 30 SECONDS OF YOUR TIME...

We give business owners line-of-sight as to whether or not they're overpaying on
their credit card processing fees.

We do this through a simple 30-second questionnaire that quickly ascertains if
you're overpaying or if your account has been padded with hidden fees. If the
results indicate as such, we'll then proceed to a full statement analysis,
whereupon - at no cost to you - we'll provide one-on-one guidance on how and
where your business can recover lost revenue.


Start your Free Analysis →


BEST RATE REVIEW'S SERVICE IS AVAILABLE TO ALL BUSINESSES ACCEPTING CREDIT CARDS
IN THE US AND CA.




NOTABLE ACCOLADES











HOW TO IDENTIFY BAD CREDIT CARD PROCESSING



  Tiered pricing (qual, mid-qual, non-qual)
  Flat rate pricing (Square, Paypal, Stripe, etc)
  ERR pricing
  Non-PCI Compliant
  Traditional Funding (2-3 day wait time on deposits)
  Daily Discount (daily fees for your processing)
  Annual Fees
  Contract with an ETF (early termination fees)




HOW TO IDENTIFY GOOD CREDIT CARD PROCESSING



  Interchange pricing/“pass through” pricing
  Personalized PCI and fraud annual survey walk through
  Next day fund (Zero (0) Day hold on all deposits)
  Daily gross deposits of all funds (Monthly End Discount)
  No annual fees…ever
  No contract or ETF (early termination fees)
  No rate increases…ever





WHAT OUR SERVICE ANALYZES



WHOLESALE PRICING

The most advantageous & transparent pricing structure for all merchants

FLAT RATE PRICING (E.G. SQUARE 2.75% OR STRIPE 2.9%)

Convenient but expensive for merchants selling over $2500/month (e.g. Paypal,
Square, Stripe)

TIERED PRICING

Outdated pricing structure that often hides overcharges (qual, mid-qual,
non-qual)

PCI COMPLIANCE

Payment Card Industry Data Security Standard – compliance via an annual survey

TRADITIONAL FUNDING VS ZERO DAY HOLD

Most merchants wait 2-3 days for deposits, when in fact they should get them
next day

RATE INCREASES

Most processors will increase rates twice a year





ARE YOU PCI COMPLIANT AND PROTECTED FROM FRAUD LIABILITY?

Our analysis will not only tell you how much you're overpaying in fees every
single month, but if you're PCI compliant and secure.

But our effort doesn't stop there. We can guide and educate you on what's needed
to become compliant and ensure that all of your transactions are safe and
secure. Ultimately reducing your risk and exposure to fraud, which costs
consumers and merchants millions of dollars every year.


Begin your free analysis →



64% OF ALL MERCHANTS ARE OVERPAYING...

We’ve worked with 1000s of businesses, and concluded that 64% of all merchants
are overpaying for their credit card processing.

This means that most businesses are overpaying by 33%. This is just straight
wrong. We’ll help you lower your fees and in effect earn more money that you can
reinvest into your business.


0
Accounts Analyzed
0
Monthly Average Dollars Saved Per Account
0%
Save On Average 30-50% Every Month




START YOUR FREE ANALYSIS TODAY



IS MY INTERCHANGE PRICING PADDED?

You may be overpaying by 1%
Many of today's leading providers have found a way to pad interchange. This
means you could be overpaying.
Start Your Analysis

AM I PCI COMPLIANT?

Card holder info must be PCI certified
Many businesses are unknowingly non-PCI compliant, which could expose them to
massive legal fines.
Start Your Analysis

HOW MUCH AM I OVERPAYING BY?

Don't be fooled by hidden fees
Most business are paying 3% and higher for their merchant processing. Don't be
fooled by providers that manipulate "true cost".
Start Your Analysis




WHAT ABOUT $0 FEE OR CASH DISCOUNT CREDIT CARD PROCESSING?

While still somewhat new to the industry, $0 fee (aka cash discount) credit card
processing is here and gaining popularity. How does it work? Simple: when the
customer pays for their goods, a small 4% fee is added to their total. Which
means that all of your monthly fees are now $0.

Interested in getting started? Applying takes just 5-minutes. Simply click here
and fill out North American Bancard's (one of our most trusted merchant banks)
online application and you should be approved in minutes.

Note: Start by entering your email address and a password. This will be used to
access your app status later.

Apply Now




WHAT MAKES US WHO WE ARE



What Makes Us Different
Our service, Best Rate Review, is predicated upon the collection of data, which
in turn allows us to empower the majority, which in this case is you, the
business owner. In effect, we’re breaking down the opaque walls that otherwise
prevented merchants from accessing this information.

Our Process
It’s not just about sending us a single month’s credit card processing
statement. Our service is first and foremost based on understanding you and your
business. And then within that, gaining insight into your current provider.

Following that, we’ll walk you through a 30-second questionnaire, whereupon
we’ll tell you where you sit with respects to your current processor. If you’re
in a good position, we won’t waste your time. However, statistically, this is
rarely the case. And if we determine as such, we’ll dive deeper, analyzing your
existing provider.

Remember, our service is zero obligation, zero cost and completely confidential.

Who We Are
Founded in Venice, CA, Best Rate Review’s founders have over a decade of
experience working with merchants to reduce their credit card fees.






OUR PRIVACY PLEDGE



At Best Rate Review, we take privacy very seriously. But that’s just the start.
We value the sensitivity of our clients’ data so because of that we take great
strides to ensure we’re future proofed, protected and hardened.

First, it starts with a website that is 100% encrypted (SHA-256 with RSA
Encryption). So any information shared through there can’t be read by any would
be attempted prying eyes. Moreover, we host our site on one of the world’s
largest hosting providers, WP Engine.

Lastly, we ensure that any digital communication is encrypted and follows our
own strict internal guidelines.

If you have any questions or concerns, we’re always here to help. You can call
us direct at 833-872-1010.





CLIENT TESTIMONIALS




REBARTS - THE #1 HUNTER DOUGLAS SHOWROOM & DISTRIBUTOR

“I really appreciated Best Rate Review’s approach as it was simple and
straightforward. Christen, our agent, took the time to explain and break down
everything in a way that was clear and transparent. We shopped around and once I
put my info out there I felt like I was hounded by a lot of sales people giving
confusing rates or promising me they were the only “wholesale processor” out
there. In the end, best rate saved our family’s business 20% over our previous
provider, Bank of America.” – Bart San Diego IV


DR. PERRAULT/LAHAIRMD.COM - MD, HAIR LOSS AND RESTORATION

“Working with Best Rate Review was quick, simple and best of all easy. They
explained how our business was currently set up, and best of all provided peace
of mind by ensuring that we had an excellent rate with our current provider.”
– Kristyn Perrault


PATRIOT CONTAINERS - USED AND NEW SHIPPING CONTAINERS

“In 2018 I signed up with Best Rate Review knowing that if there was anyone to
trust in the merchant industry it was them. Prior to signing up we sat down and
crunched numbers of how much I was processing and my rate with Stripe which was
2.9% plus $0.30 a transaction. They claimed with the amount that I processed
every month I would save $600+ depending on what cards my customers used. The
very first month I saved over $1,000 in processing fees. Some months vary but
I’m always saving money no matter what cards my customers use. I highly
recommend anyone thinking of changing merchant accounts or anyone thinking they
are being taken advantage of with your existing merchant account to give Best
Rate Review a shot. I now save money and also qualified for next day funding,
which is another thing I did not have with Stripe. ” – William J Smith III 


RICHARDS CYCLERY - GARDEN GROVE'S OLDEST AND MOST EXPERIENCED PURVEYOR OF
BICYCLES

“Best Rate Review saved me $1000s this year (2018). They not only reduced my
monthly credit card processing fees but helped me get out of a lengthy and
expensive equipment leasing agreement with zero penalty.” – Richard Sparkman


RV STORAGE DENVER - RV EQUIPMENT AND STORAGE

“We’ve received the best experience we could have asked for when dealing with
our credit card processing. Rob and his team at Best Rate Review made the
transition to a new provider seamless, and all with very little hiccups. And
when we’ve followed up with the team with questions or concerns, they’ve always
responded in a timely fashion, addressed our concerns and made sure everything
was running smoothly. Best Rate Review was the best decision we’ve ever made!” –
Ashely Alway





FREQUENTLY ASKED QUESTIONS



What are Your Rates?

Clients often ask “what are your rates”? All of our rates are set by the banks.
That said, we ensure that all clients are all set up with providers that offer
the true cost of the card. Meaning whatever Mastercard, Visa, Discover and
American Express set as the cost of accepting the card is what you the merchant
will pay (or should be paying). This is called Interchange or passthrough. No
one can avoid this cost and anyone processor who says they can are simply being
misleading. Interchange is the most advantageous set up for any merchant and is
the most scalable. Moreover, it allows the merchant to see each type of card
they accepted and their associated cost.

My Rate Is Currently 2%. Right?

To determine your current rate there is an extremely easy process. Just take ALL
of your “monthly fees” and divide them by your “gross credit card sales”. This
is a great way to determine what your true, effective rate is per month. Keep in
mind that this assumes you’re receiving gross deposits (the full amount you
accepted or processed the previous day). This method may not work if you’re on a
“daily discount”. Also, remember that your effective rate will vary from month
to month. Why? A few reasons: 1) your volume may change 2) the type of cards you
accepted (each have a different interest rate or cost) may have changed unless
you have the same exact clients month- to-month.

Can You Integrate with Quickbooks Online or Desktop?

If you’re currently using Quickbooks online (or the desktop) then no problem.
Our merchant processing solutions can integrate directly into your day to day
workflow, auto reconciling invoices, booking payments against outstanding
invoices and logging sales. This can be done through an in-store POS or online
via your website (aka gateway).

What About Customer Service?

Rest assured that customer service is extremely important to us. And while we’re
recommending clients to the correct processor (all processors are heavily vetted
and meet our strict guideline), we’re never more than a phone call away from
troubleshooting a problem day or night, weekday or weeknight.

What about no-fee (or $0 fee) credit card processing (aka cash discount)?

Not too long ago the credit card companies made it “illegal” to pass the
processing fees onto the customer. But not anymore. Sometimes called “cash
discount” or “$0 fee credit card processing”, this options allows you the
merchant to pass the cost of the credit card onto the customer. This means that
if your total credit card processing bill is $500, it now becomes $0. Ask us
today how to get started with this program (but we’ll make sure it’s a fit for
your business).

How would I know if there are extra fees or my Interchange is padded?

To find out if your Interchange is padded you can either look up each card type
you accepted and compare that to Mastercard and Visa’s published rates. Or you
can send us your statement and we’ll do it for you, free of charge. We’ll also
look for miscellaneous fees that sometimes processors add to make a bit more
money.

Can I Take Payments on my Website?

Accepting payments online is easy and simple. You simply need a gateway, such as
Authorize.net. Authorize.net allows you to add any payment provider you like. In
fact, switching payment providers (or processors) is as quick as a few lines of
code/text, and translates to no downtime and no headache. And best of all, we
can help you do this.




CALL US TODAY!


833-USA-1010

Or if you prefer, just email us: help@bestratereview.com






GOT QUESTIONS?

If you have questions, we have answers. Or perhaps you’d like to get more
insight into how our service works? Please don’t hesitate to call us toll free
at 833-872-1010 or fill out the below form and we’ll have an expert analyst give
you a ring.

Send Message

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| 12575 Beatrice St Los Angeles, CA 90066