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 * Standard Bank Group
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 * Who we are
    * 
      Our group at a glance
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      Our Values and Code of Ethics
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      Corporate Governance
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      Our Leadership
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      Our Structure
   
   Standard Bank Group is a financial institution that offers banking and
   financial services to individuals, businesses, institutions and corporations
   in Africa and abroad.
   
   Find out about:
   
    * Our Strategy
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   All our products and services are based on a set of values that uphold the
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   the our clients we foster transparency, innovation, accountability and
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   We ensure that all our services and products across borders are compliant
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   to review our systems and processes according to the best possible compliance
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   Our board of directors aims to promote the group’s long-term success. It
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   We operate across the African continent through a number of subsidiaries, to
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   We are a financial services group, offering services and solutions
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    * Overview We have supported our clients, employees and communities for 158
      years, with a presence in 20 African countries and in key global markets.
      During the COVID-19 pandemic, our priority remains the same Learn More
   
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    * Forging human solidarity Governments, NGOs, the private sector and
      individuals have come together like never before, to assist the most
      vulnerable in our societies Learn More
   
    * Charting a new path The pandemic has given us all an opportunity to pause
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   Leadership | 24 Mar 2020
   We're here for you as we face this pandemic
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   as usual. While doing everything we can to keep our staff and clients safe,
   and to flatten the curve, we have also taken all the necessary steps to
   ensure that our essential services will be able to function.
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   Leadership | 24 Mar 2020
   We're here for you as we face this pandemic
   Our teams are ready to serve our individual, business and corporate clients
   as usual. While doing everything we can to keep our staff and clients safe,
   and to flatten the curve, we have also taken all the necessary steps to
   ensure that our essential services will be able to function.
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   Changing the present to reshape the future
   At Standard Bank our dream is that everyone's dreams can be. We can work
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   Gender equity is a fundamental human right, and Standard Bank Group has
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Standard Bank Group link-chevron Created with Sketch.
Overview
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Our group at a glance

Our Values and Code of Ethics

Corporate Governance

Our Leadership

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Africa Trade and Investment
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Financial inclusion
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Putting people first
Clients show their resilience
Forging human solidarity
Charting a new path
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African Women's Leadership Fund Initiative
It Can Be
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Happy Chinese New Year

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Standard Bank's OneFarm Share

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Africa's Best Bank award

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Forefront of the Blockchain revolution

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Standard Bank named Best Bank in Africa

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Our group at a glance
158

Number of years we've offered banking in South Africa

20

African countries we operate in

49 000

Standard Bank employees worldwide

51

Years we've been listed on the JSE

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Sim Tshabalala
Group chief executive, SBG and executive director, SBSA

"Africa is our home, we drive her growth"



2021 Interim Results Highlights
See results summary
Headline earnings
52%

11 477

1H20: R7 541 million

Headline earnings per share
52%

721

1H20: 474 cents

Dividend per share (DPS) (c)
360

1H20: 0 cents

Net asset value per share
2%

11 509

1H20: 11 265 cents

Return on equity
12.9%

1H20: 8.5%

Credit loss ratio (bps)
88

1H20: 169 bps

Cost-to-income ratio
58.3%

1H20: 56.4%

Common equity tier 1 ratio
13.5%

1H20: 12.5%


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