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What's Zelle®?
Glad you asked!

Zelle® is a great way to send money to friends and family, even if they bank
somewhere different than you do.1 That means it’s super easy to pitch in or get
paid back for all sorts of things like coffee for your coworkers or dinner with
friends. Zelle® is already in lots of banking apps, so look for it in yours
today.

See if your bank offers Zelle®

2.5
How to send money with Zelle®
ACCESS ZELLE®

Get started by enrolling your email or U.S. mobile number through your mobile
banking app or with the Zelle® app.

PICK A PERSON TO PAY

Enter the preferred email address or U.S. mobile number of the recipient. You
can send money to almost anyone1 you know and trust with a bank account in the
U.S. 

CHOOSE THE AMOUNT

Enter the amount to send. Your recipient gets a notification explaining how to
complete the payment, simply and quickly.

Get Started

You can send money with Zelle® for all kinds of things. And, did we mention it’s
fast? Like money-straight-into-your-bank-account-in-minutes1 fast. Watch to
learn more. 

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Why Use Zelle®
It’s in a lot of
banking apps.

Zelle® is available in the mobile banking apps of more than 1,700 financial
institutions, and probably yours! So, whether you’re paying the babysitter to
watch the kids on date night or paying back your buddies for some takeout,
sending money with Zelle® means never having to download another app.

You can use it with friends at other banks.1

Zelle® works between U.S.-based banks. Which means, even if you bank somewhere
different than your friends and family do,1 you can still use Zelle® to safely
send and receive money straight from your banking app.

Zelle® is free1 to use.

When you send money to friends or family, it won’t cost you any extra money for
the transaction.1 Which is good, because there are way better things to spend
money on, like concert tickets… or vacations.

How it Works
Get started with your bank or credit union.
Get Started
Frequently Asked Questions

Does Zelle® report how much money I receive to the IRS?

These FAQ are for informational purposes and only relate to the Zelle Network®.
Zelle® does not provide tax advice. If you have any tax questions about your
individual situation, please consult a tax or legal professional.

Read More

Someone sent me money with Zelle®, how do I receive it?

If you have already enrolled with Zelle®, you do not need to take any further
action. The money will move directly into your bank account associated with your
profile, typically within minutes1.

Read More

What if my bank or credit union doesn't offer Zelle®?

Don’t worry! Our network of participating financial institutions is always
growing, and you can still use Zelle® by downloading the Zelle® app for Android
and iOS.

Read More
View More Questions


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1U.S. checking or savings account required to use Zelle®. Transactions between
enrolled consumers typically occur in minutes and generally do not incur
transaction fees. Check with your financial institution.

©2023 Early Warning Services, LLC. All rights reserved. Zelle and the Zelle
marks used herein are trademarks of Early Warning Services, LLC. Other product
and company names mentioned herein are the property of their respective owners.



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