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WE VALUE YOUR PRIVACY

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and process personal data, such as unique identifiers and standard information
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consenting.Please note that some processing of your personal data may not
require your consent, but you have a right to object to such processing. Your
preferences will apply to this website only. You can change your preferences at
any time by returning to this site or visit our privacy policy.
MORE OPTIONS AGREE

 * United KingdomArrow down
    * United Kingdom
    * United States

 * padlock iconSign in

 * Business Loans
    * Small Business Loans
      
      Borrow £10,000 to £500,000 with an affordable small business loan.
   
    * Recovery Loan Scheme
      
      Information about the Government’s Recovery Loan Scheme.
   
    * How To Get a Business Loan
      
      Find out how to get a business loan with our step by step guide.
   
    * Business Loan Calculator
      
      Find out how much you can borrow with our small business loan calculator.
   
    * Self Employed Loans
      
      The best business loan option for sole traders and self-employed business
      owners.
   
    * Unsecured Business Loans
      
      Borrow up to £500,000 without having to use your business assets as
      collateral.

 * FlexiPay
    * FlexiPay
      
      FlexiPay helps you pay for invoices, buy big ticket items and make other
      payments and spread the cost over 3 months.
   
    * Business Charge Card
      
      Pay for everyday expenses and earn 1% cashback with our new Business
      Charge Card.

 * About us
    * How It Works
      
      Find out how Funding Circle works so that we all benefit from each other
   
    * Why Funding Circle?
      
      Understand why Funding Circle is the best business loan option for
      borrowers and investors.
   
    * Contact Us
      
      Get in touch if you have any questions or queries on our product or
      services and we will do our best to answer any of your questions.
   
    * Careers
      
      Find information on our latest job offers and careers and discover why
      Funding Circle is a great place to work.
   
    * Diversity & Inclusion
      
      Discover how diversity and inclusion drive innovation at Funding Circle so
      that we can deliver exceptional customer services and employee experience.
   
    * Introducers
      Partner API
      Institutional Investors
      Accountants

 * More
    * Resources
      
      Discover our small business resources to find helpful tips and guides on
      how to move your business forward.
   
    * How It Works
      
      Find out how Funding Circle works so that we all benefit from each other.
   
    * Why Funding Circle?
      
      Understand why Funding Circle is the best business loan option for
      borrowers and investors.
   
    * Contact Us
      
      Get in touch if you have any questions or queries on our product or
      services and we will do our best to answer any of your questions.
   
    * Careers
      
      Find information on our latest job offers and careers and discover why
      Funding Circle is a great place to work.
   
    * Diversity & Inclusion
      
      Discover how diversity and inclusion drive innovation at Funding Circle so
      that we can deliver exceptional customer services and employee experience.
   
    * Introducers
      Partner API
      Institutional Investors

 * Resources
   
 * Apply Now

Sign in
Menu
Close
 * Business Loans
    * Small Business Loans
      
      Borrow £10,000 to £500,000 with an affordable small business loan.
   
    * Recovery Loan Scheme
      
      Information about the Government’s Recovery Loan Scheme.
   
    * How to get a business loan
      
      Find out how to get a business loan with our step by step guide.
   
    * Business Loan Calculator
      
      Find out how much you can borrow with our small business loan calculator.
   
    * Self Employed Loans
      
      The best business loan option for sole traders and self-employed business
      owners.
   
    * Unsecured Business Loans
      
      Borrow up to £500,000 without having to use your business assets as
      collateral.

 * FlexiPay
    * FlexiPay
      
      FlexiPay helps you pay for invoices, buy big ticket items and make other
      payments and spread the cost over 3 months.
   
    * Business Charge Card
      
      Pay for everyday expenses and earn 1% cashback with our new Business
      Charge Card.

 * About us
    * How It Works
      
      Find out how Funding Circle works so that we all benefit from each other
   
    * Why Funding Circle?
      
      Understand why Funding Circle is the best business loan option for
      borrowers and investors.
   
    * Contact Us
      
      Get in touch if you have any questions or queries on our product or
      services and we will do our best to answer any of your questions.
   
    * Careers
      
      Find information on our latest job offers and careers and discover why
      Funding Circle is a great place to work.
   
    * Diversity & Inclusion
      
      Discover how diversity and inclusion drive innovation at Funding Circle so
      that we can deliver exceptional customer services and employee experience.
   
    * Introducers
      Partner API
      Institutional Investors
      Accountants

 * Resources
   
 * Apply Now

0800 048 2467
United Kingdom
 * United Kingdom
 * United States




SIMPLE FINANCE TO HELP YOU GO FURTHER


WE SPECIALISE IN SIMPLE, HASSLE-FREE BUSINESS LOANS TO HELP SMALL BUSINESSES
THRIVE.

Get started or Apply now
 * Apply online in 10 minutes
 * Decision in as little as 5 hours
 * Borrow £10,000 to £500,000
 * Rates from 4.9% per year

Excellent

12576 reviews

Funding Circle has worked with the British Business Bank since 2013, supporting
thousands of businesses as one of the largest providers under the Coronavirus
Business Interruption Loan Scheme (CBILS) and the Recovery Loan Scheme.


OFFERING BUSINESSES THE LENDING HAND THEY NEED TO GO FURTHER

We’re proud to offer fast, hassle-free loans to small businesses. Applying
couldn’t be easier, with a 10-minute online application. Our innovative
technology means you could get a decision in as little as 1 hour – no business
plans, forecasts or long interviews needed.

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POPULAR REASONS TO BORROW:

 * Working capital
 * Stock and equipment
 * Website and marketing
 * Business growth
 * Fulfill a contract
 * Cover a one-off cost

> Powering small businesses with millions every day

For more than 10 years we’ve helped thousands of businesses get the funding they
need, and 4 out of 5 would come back to us first over their bank.


HOW TO APPLY FOR BUSINESS FINANCE

Applying for small business finance online is fast and straightforward. You can
also reach out to our support team if you have any questions.

 1. CHECK IF YOU’RE ELIGIBLE IN 30 SECONDS
    
    Find out if you qualify for a loan without impacting your credit score.

 2. APPLY ONLINE IN 10 MINUTES
    
    Provide details about yourself and your business in our online form.

 3. GET YOUR DECISION
    
    You’ll receive a no-obligation, tailored quote if you’re approved.

 4. RECEIVE YOUR FUNDS TYPICALLY WITHIN 24 HOURS
    
    If you accept, you’ll receive the funds in your account typically the
    following day.

Apply now

HERE TO HELP IF YOU NEED US

Our UK-based team are here to help throughout your loan.

0800 048 2467

Need help? Call us.

--------------------------------------------------------------------------------

> Brilliant service and every step is made to be as easy and straight forward as
> possible.

Mel, March 2021
Excellent

12576 reviews


THE AFFORDABLE WAY TO FUND YOUR FUTURE

We charge a simple one-off fee when you take out your loan and there’s no fee if
you want to settle it early. Our rates start from 4.9% per year, find out what
your repayments could cost with our business loans calculator.

Learn about our business loans

> Very quick and straightforward. They understood my needs and provided a very
> competitive rate of interest.

Alexander, January 2021
Excellent

12576 reviews

WE’RE HERE TO HELP

Contact our team if you have any questions.

0800 048 2467

Need help? Call us.

SMALL BUSINESS LOANS

Learn how a fast, affordable loan could help your business.

Loans for small business

RECOVERY LOAN SCHEME

See how you could benefit from the Government’s Recovery Loan Scheme (RLS).

Learn more


FUNDING CIRCLE

 * About us
 * How it works
 * Statistics
 * Media
 * Shareholder Information


DISCOVER MORE

 * Institutional investors
 * Introducers
 * Resources
 * Careers
 * Diversity & Inclusion
 * Developers


SUPPORT

 * Help
 * Contact us

Investment through Funding Circle involves lending to small and medium sized
businesses, so your investment can go down as well as up.

Funding Circle Limited is authorised and regulated by the Financial Conduct
Authority under firm registration number 722513. Funding Circle is not covered
by the Financial Services Compensation Scheme. Registered in England (Co. No.
06968588) with registered office at 71 Queen Victoria Street, London, EC4V 4AY.

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Copyright © Funding Circle 2022. All rights reserved.

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Cookies help us deliver our services. By using our services, you agree to our
policy.

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The Government-backed Recovery Loan Scheme (RLS) aims to help businesses access
finance as they recover and grow following the Covid-19 pandemic. Businesses who
have taken out a Coronavirus Business Interruption Loan Scheme (CBILS),
Coronavirus Large Business Interruption Loan Scheme (CLBILS) or Bounce Back Loan
Scheme (BBLS) facility can apply. At the Autumn Budget 2021, the government
announced that the Recovery Loan Scheme will be extended by six months to 30
June 2022.

You can apply for a Recovery loan of £25,001 to £1million through Funding
Circle’s network of lending partners, with interest rates from 9.1% per year.

For full eligibility criteria, read more about the Recovery Loan Scheme.

The Recovery Loan Scheme is managed by the British Business Bank on behalf of,
and with the financial backing of, the Secretary of State for Business, Energy &
Industrial Strategy. British Business Bank plc is a development bank wholly
owned by HM Government. It is not authorised or regulated by the PRA or the FCA.
Find more information here.