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DebCC Answers Community Know-How

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Post your questions Resources Reporter Video Recognition Educate Yourself
Letters Ask Expert Do it Yourself
 * DIY Bankruptcy
 * DIY Credit Repair
 * DIY Debt Collectors
 * DIY Debt Management
 * DIY Debt Settlement

Blog



MAIN NAVIGATION

 * Home


HOME

 * Post your questions
 * Resources
 * Reporter Video
 * Recognition
 * Educate Yourself
 * Letters
 * Ask Expert
 * Do it Yourself
    * DIY Bankruptcy
    * DIY Credit Repair
    * DIY Debt Collectors
    * DIY Debt Management
    * DIY Debt Settlement

 * Blog


VIKAS KEDIA LAUNCHED THE COMMUNITY IN 2003

Key Facts:

 *   He was in debt and had a tough time in dealing with the
   creditors/collectors
 *   He researched on the collection laws, and fought with the collectors
 *   He got out of debt and created the Internet's first get out of debt
   community

Learn more about Vikas Kedia


6 KEY FEATURES YOU WILL ENJOY AS A COMMUNITY MEMBER

 *   Participation - Give replies to the financial questions and share your
   opinion.
 *   Cash Rewards - Earn dollars from the community in 8 ways.
 *   Recognition - Get ranks and badges through your active contribution.
 *   Money management - Track your every penny and manage it through Personal
   Budgeting Application.
 *   Wiki - Become a Wiki contributor to write and share articles.
 *   Company listing - Build brand image of your company and widen your client
   base.



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* Disclosures:
 1. By signing up a debt counseling session, your provided details (Name, Email
    ID and Phone No.) will be forwarded to the company advertising on the
    DebtCC. However, you have no obligation to use their services.
 2. Some creditors and collection agencies refuse to lower the payoff amount,
    interest rate, and fees owed by the consumer.
 3. Creditors/collection agencies can make collection calls and file lawsuits
    against the consumers represented by the debt relief companies.
 4. Debt relief services may have a negative impact on the consumer's
    creditworthiness and his overall debt amount may increase due to the
    accumulation of extra fees.
 5. The amount which the consumer saves with the use of debt relief services can
    be regarded as taxable income.