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GET https://apply.wiseloan.com/apply-wiz/

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      <h2 class="text-center header dark-grey">Get started now!</h2>
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      <h3><a class="ui label custom-blue">Enter your email:</a></h3>
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          <option value="" selected="" disabled="">State:</option>
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    <div class="ui segment" style="margin-top: 10px;">
      <p>By entering your email address above, you give us permission to email you updates about your loan application and our products. You can opt-out by clicking the unsubscribe link in the footer of the emails we send you or by
        <a href="mailto:hello@wiseloan.com">emailing us</a>.</p>
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Text Content

Instant Funding is NOW AVAILABLE!
Learn More
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Customer Care Line 800-516-7840
 * How it Works
 * Apply
 * Instant Funding
 * Emergency Loans
   * Auto Repair Loans
   * Home Repair Loans
   * Funeral Loans
   * Moving Loans
   * Vet Loans
   * Medical Loans
 * Installment Loans
 * About Wiseloan
   * Types of Loans
     * Installment Loans
     * Bad Credit Loans
     * Personal Loans
     * Instant Funding Loans
     * Quick Cash Loans
     * Payday Loans
   * Our Team
   * Responsible Lending
   * Blog
   * Reviews
   * Licenses
   * Contact
 * Sign In


Apply Now


GET AN ONLINE INSTALLMENT LOAN QUICKLY AND EASILY


WITH GOOD OR BAD CREDIT,
YOU CAN GET APPROVED TODAY*


GET STARTED NOW!




ENTER YOUR EMAIL:


SELECT AN AMOUNT:

$1500 $1400 $1300 $1200 $1100 $1000 $900 $800 $700 $600 $500 $400 $300 $200


WHERE DO YOU LIVE:

State: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware
District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas
Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi
Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York
North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South
Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West
Virginia Wisconsin Wyoming
Apply now

By entering your email address above, you give us permission to email you
updates about your loan application and our products. You can opt-out by
clicking the unsubscribe link in the footer of the emails we send you or by
emailing us.


ONLINE INSTALLMENT LOANS FROM A DIRECT LENDER

Wise Loan offers no hassle, online installment loans between $200 and $1500 for
first time borrowers (except in South Carolina and Mississippi, where the
minimum loan amounts are $601 and $500 respectively). Returning customers can
borrow up to $3500. All borrowers can qualify with good or bad credit history
and have the opportunity to receive their money the same day!

With a valid checking account and contact information, your application is
quickly processed, with money deposited directly into your account within 24
hours or the SAME DAY for FREE on loans approved before 11 AM. Same day funding
occurs when you receive funds from a loan the same day the loan is approved. To
ensure there’s time for processing, you must apply and be approved by 11am CST.
However, how fast the funds are delivered depends on your financial
institution’s processes.

Money to make your life work
and build a better future.

Get your loan



SAME DAY FUNDING

Meet the requirements for instant funding installment loans, and first time
customers can get $200-$1500 as soon as TODAY with FREE same day funding.
Returning customers are eligible for up to $3500.



CASH BACK REWARDS

You could earn $10-$50 towards your Nest Egg account per $1000 borrowed when the
loan is fully paid.



3 DAYS RISK FREE

Return the installment loan after 3 days without paying any fees


WHAT OUR CUSTOMERS HAVE TO SAY

Great 4.8/5

★★★★★

309 reviews of Wise Loan

★★★★★

We actually got our $1000 Wise Loan so that we could help other families for the
holidays. We do this every year and was a little short this year because I was
too sick to do as many baking sales. Thank you very much!

DEE K.

★★★★★

The people at Wise Loan are exceptional. They are always so polite and willing
to work with you in any way they can. Anyone needing a loan should contact
Charge it plus and inquiry about a Wise loan.

JANET B.

★★★★★

Grateful for programs like Wise Loan, during hard times they have proven to be
very helpful. Highly recommend Wise Loan for anyone needing a loan with good
rates and flexible payments. Thanks Wise Loan!

SARA S.

★★★★★

I’m using my $500 Wise Loan to take my nephews on vacation. Thank you!

SANDRA W.

★★★★★

When I got myself in a bind over medical bills, I called Wise Loan and filled
out an application. Within a few minutes I was approved for $1500, enough money
to pay my medical bills, and they gave me a repayment plan that I could afford,
appreciate them for that!

MARK B.

★★★★★

I really appreciate your help! As a single parent of a sophomore college
student, we have received no help from other sources. I thank God for people
like you all who like to help.

BEVERLY W.

Member of




HOW IT WORKS

 * 1) Apply Now
 * 2) Get Approval
 * 3) Get Paid
 * States
   * Delaware
   * Idaho
   * Louisiana
   * Mississippi
     [returning customers only]
   * Missouri
   * South Carolina
   * Texas
   * Utah
   * Wisconsin

QUICK LINKS

 * Apply Now
 * Rates & Terms
   * Delaware
   * Idaho
   * Louisiana
   * Mississippi
     [returning customers only]
   * Missouri
   * South Carolina
   * Texas
   * Utah
   * Wisconsin
 * New Customer Login
 * Nest Egg Account
 * Frequently Asked Questions
 * Sitemap
 * Questions/Complaints
 * Installment Loans
 * Payday Loans

CONTACT

 * Customer Care Line
   800-516-7840
 * Customer Care Fax
   800-564-1952
 * Email us
   hello@wiseloan.com
 * Launch live chat
 * Careers

HOURS

 * Monday-Friday
   7:00 AM - 6:00 PM CST
 * Saturday
   7:00 AM - 4:00 PM CST
 * Sunday
   9:00 AM - 5:00 PM CST

Please Note: This is an expensive form of borrowing. Essential Lending d/b/a
Wise Loan products are designed to assist you in meeting your short-term
borrowing needs and are not intended to be a long-term financial solution.
Examples of reasons why these loans or lines of credit might be used include,
but are not limited to, unexpected emergencies, car repair bills, medical care,
or essential travel expenses. Alternative forms of credit, such as a credit card
cash advance, personal loan, home equity line of credit, existing savings or
borrowing from a friend or relative, may be less expensive, and more suitable
for your financial needs.



Copyright © 2022 Essential Lending. All rights reserved.




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