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CreditSmart
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 * Financial hardship
   * Financial hardship overview
   * Changes to credit reporting from July 2022
   * Financial hardship assistance
   * Financial hardship and your credit report
   * Financial hardship assistance & credit reporting
   * Helpful resources
   * Financial hardship Q&A's
   * Late payments & your credit report
   * Temporary financial hardship arrangement
   * Variation financial hardship arrangement
   * Financial abuse
 * Credit basics
   * Credit basics overview
   * Free credit report
   * Credit report summary
   * What's in a credit report?
   * Manage your credit report
     * Manage your credit report overview
     * Keeping your credit report healthy
     * Buy now pay later explained
     * Beware of credit repair companies
     * What to check in your credit report
     * Fixing errors in your credit report
   * How to look good to lenders
   * Which lenders access my credit report
   * Frequently asked credit questions
   * Managing credit in tough times
 * Comprehensive credit reporting
   * Comprehensive credit reporting overview
   * Partial comprehensive credit reporting
   * Comprehensive credit reporting participants
   * Credit reporting laws
 * Know your credit score
   * Know your credit score overview
   * What is a credit score?
   * What is a good credit score?
   * How to improve your credit score
   * How to check your credit rating
   * Frequently asked credit score questions
 * Struggling with debt
   * Struggling with debt overview
   * About defaults
   * Payday loans
   * No credit check loan
 * Helpful services
   * Helpful services overview
   * Credit reporting bodies
   * Data Breach Support services/Relevant authorities
   * Identity theft
   * Debt and legal help
   * Financial abuse support
   * Emergency help
   * External dispute resolution
   * Government agencies

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English
   English
 * 中文 (简体)
 * Tiếng Việt
 * Tagalog
 * العربية‏
 * فارسی
 * हिंदी
 * ਪੰਜਾਬੀ
 * தமிழ்
 * Ελληνικά
 * Español

Recently updated:
Comprehensive credit reporting participants - 12/8/2024 / Who is CreditSmart? -
26/6/2024 / Facing into your credit situation: what are some o... - 30/4/2024



STEPS TO PROTECT YOUR CREDIT IDENTITY IN A WORLD OF DATA BREACHES



Learn more


KNOW WHAT'S IN YOUR CREDIT REPORT

You have a right to a free credit report every three months, from each of the
credit reporting bodies.

Credit report summary


FINANCIAL HARDSHIP ASSISTANCE & YOUR CREDIT REPORT

Credit reporting protects Aussies in financial hardship

Financial hardship hub


STEPS TO PROTECT YOUR CREDIT IDENTITY IN A WORLD OF DATA BREACHES



Learn more


KNOW WHAT'S IN YOUR CREDIT REPORT

You have a right to a free credit report every three months, from each of the
credit reporting bodies.

Credit report summary


FINANCIAL HARDSHIP ASSISTANCE & YOUR CREDIT REPORT

Credit reporting protects Aussies in financial hardship

Financial hardship hub


STEPS TO PROTECT YOUR CREDIT IDENTITY IN A WORLD OF DATA BREACHES



Learn more


KNOW WHAT'S IN YOUR CREDIT REPORT

You have a right to a free credit report every three months, from each of the
credit reporting bodies.

Credit report summary

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CREDITSMART®, THE INFORMED VOICE ON CREDIT

Manage your credit rating

Where to get your free credit report

Find out about comprehensive credit reporting

About CreditSmart


FINANCIAL HARDSHIP ASSISTANCE & YOUR CREDIT REPORT

What you need to know when you enter into a hardship arrangement with your
lender




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BUY NOW PAY LATER EXPLAINED

Find out how these services can affect your credit health


HOW CAN I LOOK GOOD TO LENDERS?

Indicators that you are a good prospective customer

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