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THE CREDIT CARD SECURED BY THE VALUE OF YOUR CAR — NOT YOUR CREDIT SCORE.

Get pre-approved for your credit card in minutes.

No impact to your credit for pre-approval

Access up to $10k in revolving credit

Build your credit

get started

Featured in
Featured in









ACCESS UP TO $10,000 IN CREDIT WITHOUT THE HIGH RATES AND HASSLE OF A LOAN.

USING A YENDO CREDIT CARD IS QUICK, EASY, AND FLEXIBLE. PAY YOUR ENTIRE
STATEMENT BALANCE MONTHLY WITH NO INTEREST, OR CARRY A BALANCE WITH A FIXED,
AFFORDABLE RATE.

INTEREST RATE (APR)

CREDIT BUILDING

FRAUD PROTECTION

MOBILE INSIGHTS

YENDO

29.88%





TITLE LOAN (1)

291.00%




see full comparison

IT'S SIMPLE: YOUR CREDIT CARD IS FINANCED AND SECURED BY YOUR VEHICLE.

See what your vehicle is worth

In partnership with




YOUR SECURITY IS IMPORTANT TO US

Using a Yendo credit card is quick, easy, and flexible. Pay your entire balance
monthly with no interest on purchases.



HOW IT WORKS


YOUR YENDO CREDIT CARD IS JUST 3 STEPS AWAY.


GET PRE-APPROVED

Complete our quick and easy pre-approval process online in minutes - don’t
worry, pre-approval won't impact your credit!


ACCESS YOUR CARD

Once your car’s condition is verified and your title is mailed, you’ll instantly
receive a virtual credit card while we print and ship your physical credit card.


BUILD YOUR CREDIT

All of your account activity is reported to Experian, Equifax and Transunion, so
with responsible usage, you can build your credit.

learn more


WHAT DRIVES US


TOO MANY PEOPLE NEED EXTRA MONEY TO MAKE ENDS MEET, ONLY TO BE FACED WITH BAD
OPTIONS THAT LEAVE THEM WORSE OFF. WE CREATED YENDO TO BRING ACCESS,
TRANSPARENCY AND CLARITY TO THE PROCESS OF BORROWING MONEY WHEN YOU NEED IT
MOST.

our mission




TESTIMONIALS


WHAT PEOPLE ARE SAYING ABOUT US.


“THE PROCESS IS SUPER SIMPLE AND EASY. ALL YOU GOTTA DO IS DOWNLOAD THE APP,
TAKE A COUPLE PICTURES, AND THEN YOUR LINE OF CREDIT IS AVAILABLE.”


STEPHEN M.
HYUNDAI SONATA

THE PROCESS IS SUPER SIMPLE AND EASY. ALL YOU HAVE TO DO IS DOWNLOAD THE APP,
TAKE A COUPLE OF PICTURES, AND THEN YOUR LINE OF CREDIT IS AVAILABLE."

STEPHEN M. (FLORIDA)
HYUNDAI SONATA

“MY EXPERIENCE WAS EXCELLENT. EVERYONE WAS KIND AND HELPFUL. ALL MY QUESTIONS
WERE ANSWERED AND THE SERVICE WAS VERY QUICK. I HIGHLY RECOMMEND REACHING OUT TO
YENDO.”

MELISSA T. ,MARKETING EXPERT

“YENDO WAS A GREAT CHOICE. IT WAS EASY TO APPLY AND NO MATTER YOUR SCORE YOU CAN
BE APPROVED. BRIAN REACHED OUT OVER THE PHONE AND LED ME THROUGH THE APPLICATION
AND EVEN MADE A TRIP TO MEET ME TO GET ALL SET UP. THEY REPORT TO THE CREDIT
BUREAUS. I’M LOOKING FORWARD FOR MY YENDO ACCOUNT TO UP MY SCORE.”

MELISSA T.







REVIEWS

“Gracias Yendo, por dare la oportunidad de restablecer mi crédito entre otras
cosas, estoy encantada con lo fácil que es de usar y por la forma de asequrar mi
portal, me da una paz saber que nadie que no este authorized va a poder usarlo,
sin contar además del bajo interés a pagar... Sin duda alguna es digno de
recomendar!!”

Marina R.

“My experience was excellent. Everyone was kind and helpful. All my questions
were answered and the service was very quick. I highly recommend reaching out to
Yendo.”

Sherry G.


Producer

“Yendo was a great choice. It was easy to apply and no matter your score you can
be approved. Brian reached out over the phone and led me through the application
and even made a trip to meet me to get all set up. They report to the credit
bureaus. I’m looking forward for my Yendo account to up my score.”

Melissa T.

“You guys, this company is a solution to your debt problems. Instead of getting
a car title loan with 300% interest, get a credit card secured by your car
title! What a brilliant idea! Just download the
Yendo app and get started today.”

Kathleen B.


Producer

“Awesome monthly payments that are far more reasonable than a lot of title
places' low rates, highly recommend Very impressed process was quick and easy
definitely wouldn't go anywhere else.”

Wendy R.

"The application process was seamless! And fast! Got approved in minutes and had
access to my card via Apple wallet. Card was sent in the mail right away."

Sam A.

“My experience was excellent. Everyone was kind and helpful. All my questions
were answered and the service was very quick. I highly recommend reaching out to
Yendo.”

Sherry G.


Producer

“Gracias Yendo, por dare la oportunidad de restablecer mi crédito entre otras
cosas, estoy encantadacon lo fácil que es de usar y por la forma de asequrar mi
portal, me da una paz saber que nadie que noeste authorized va a poder usarlo,
sin contar además del bajo interés a pagar... Sin duda alguna esdigno de
recomendar!!”

Marina

“Yendo was a great choice. It was easy to apply and no matter your score you can
be approved. Brian reached out over the phone and lead me through the
application and even made a trip to meet me to get all set up. They report to
the credit bureaus. I’m looking forward for my Yendo account to up my score.”

Melissa T.







REVIEWS

Check our review page for more detailed reviews from our users.

"I just got my new credit card emailed today and it looks great. My son uses the
program and that’s how I heard about it and it worked out great for me and it
can for you, too."

Dave M.

Submitted Review*



"The interest rate is reasonable, it is actually a line of credit and you get a
little credit card, and once you pay it off you get your title back. It was
super easy and you can do everything online on the app on your phone and it is
great. I highly recommend it."*

Wendy B.

Submitted Review*

"I just wanted to give a shoutout to Yendo. The process is super simple and
easy, all you gotta do is download the app and take couple pictures and then
your line of credit is available."*

Stephen M.


Submitted Review*

Producer

"I’d definitely recommend Yendo app, everything was fast and the approval
process was fast. It was actually amazing, and definitely came right on time. So
i definitely encourage and strongly advise you and your friends to try the Yendo
app."*

Kalaya L.

Submitted Review*

"They make it so easy, they build credit, you get the money instantly, and it is
easy to pay, what more could you say? Go ahead and do it and get it done."*

Garret A.

Submitted Review*

"It was a very easy process, super quick to fill out, they verify the
information almost instantaneously. And once I had my title at Fedex, and it was
way less than the 2-hour time frame they gave to have the money in the account
and the virtual card that I can use right away. You can even add that to your
apple pay."*

Blake G.

Submitted Review*

"Yendo has been great, we were able to get the equity out of our vehicle, and
exchange to the credit loan. Yendo has been great, the process very simple, the
customer service has been A+. I appreciate Yendo and you will too."*

Christian P.

Submitted Review*


* Real Yendo customer was compensated for their honest review of Yendo


FAQS

Does Yendo build my credit?


Yes, Yendo helps you build your credit. We report to Experian, Transunion and
Equifax credit bureaus.


What will my credit line be?


Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your
credit line depends on the make, model, mileage, and condition of your vehicle
in addition to your ability to repay.


How many days do I have to repay?


You have 25 days after the end of your monthly statement to make a payment. You
can make payments at anytime, and you will need to make a minimum payment of 3%
of your statement balance or $50 (the greater of). We're here to help, so if you
do need assistance making your minimum monthly payment, please give us a call.


Can I get approved even if I have bad credit or no credit?


We don’t check credit for pre-approval and you can get approved if you meet our
approval criteria. Our mission is to offer affordable credit access to everyone,
regardless of their credit score.


How soon can I get my credit card?


Yendo customers can have access to their virtual credit card within 30 minutes
of completing the approval process. The virtual card can be used online or with
Apple, Google, or Samsung pay. A physical card will be mailed to you and
typically arrives in 5-7 days.


If I miss a payment, do I lose my car?


We will always work with you to try to establish a plan that works with your
situation. However, as a lienholder, we can exercise our right to recover an
outstanding balance, but this is our last option. Keep in mind that with Yendo,
your minimum monthly payment can be more affordable compared to other
alternatives like title loans.


If I sign up, when and how do I get my title back?


You can get your title back at any time by paying off your balance and giving us
a call to close your account. Once we verify that your balance is $0, Yendo will
close your account and remove its lien from your title. We will then release the
title to you. Or you can keep your account open with a $0 balance and pay no
interest, so you can have continued access to your credit card when or if you
wish to use it.




What are my payment terms?


While your official due date is 25 days after receipt of your previous monthly
statement, you can pay off all or a portion of your balance in advance at any
time. The best part? If you pay your statement balance on or before the due date
every month, you’ll pay zero interest on purchases. In the event you don’t pay
off your full balance, our minimum payment is 3% of your statement balance or
$50, whichever is greater. Please note that penalties, such as late fees, may
increase your minimum payment requirement.


What is overlimit?


If your balance exceeds your credit limit, your account is overlimit. You will
need to make a payment that brings your balance below your credit limit and make
at least a minimum payment to unblock your card.


see all


YOUR NEW SECURED CREDIT CARD IS IN SIGHT.

ACCESS UP TO $10,000 IN CREDIT WITH YENDO.

get started
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YOUR NEW CREDIT CARD IS IN SIGHT.

Download the app

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Yendo credit cards are issued by Cross River Bank, Member FDIC, pursuant to
license from Mastercard International © 2023 Yendo, Inc. All rights reserved.

Privacy PolicyTerm of ServicePrivacy Notice

Annual fee is $40. Annual Percentage Rate is a fixed 29.88% for purchases. Cash
advances accrue interest at 29.88% APR and have a 3% fee. Foreign transactions
incur a 3% fee. Balance transfers incur a 5% fee.
Title and Payday Loan information in the Comparison tabled is based on the
following CFPB Reports (1)(2). The comparison table assumes (i) a typical single
installment title loan agreement is renewed each month for a total of twelve
months; (ii) all accumulated interest and fees are paid on each extension date;
and (iii) the loan is paid in full at the end of 12 months.

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get startedget started
How it works
Compare
Reviews
About us

MissionBlogNews
FAQ
Privacy Policy
Yendo Articles
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English
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How it worksCompareReviews
About us

MissionBlogNews
FAQ

en
Language
EnglishSpanish
get started

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get startedget started
How it works
Compare
Reviews
About us

MissionBlogNews
FAQ
Privacy Policy
Yendo Articles
Contact Us
English
Spanish
How it worksCompareReviews
About us

MissionBlogNews
FAQ

en
Language
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get started

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